The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   354,464 2,593 SH   SOLE   2,593 0 0
ABBOTT LABS COM 002824100   1,008,191 8,843 SH   SOLE   8,843 0 0
ABBVIE INC COM 00287Y109   2,283,264 11,562 SH   SOLE   11,562 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   755,387 2,137 SH   SOLE   2,137 0 0
ADOBE INC COM 00724F101   13,957,278 26,956 SH   SOLE   25,379 0 1,577
ADVANCED MICRO DEVICES INC COM 007903107   552,103 3,365 SH   SOLE   3,365 0 0
AFLAC INC COM 001055102   525,460 4,700 SH   SOLE   4,510 0 190
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   385,747 3,635 SH   SOLE   3,465 0 170
ALLSTATE CORP COM 020002101   590,381 3,113 SH   SOLE   3,113 0 0
ALPHABET INC CAP STK CL A 02079K305   12,205,897 73,596 SH   SOLE   72,845 0 751
ALPHABET INC CAP STK CL C 02079K107   42,466,050 253,999 SH   SOLE   241,797 0 12,202
ALTRIA GROUP INC COM 02209S103   430,012 8,425 SH   SOLE   8,424 0 1
AMAZON COM INC COM 023135106   52,441,647 281,445 SH   SOLE   268,216 0 13,229
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   469,270 7,820 SH   SOLE   7,820 0 0
AMERICAN ELEC PWR CO INC COM 025537101   471,140 4,592 SH   SOLE   4,592 0 0
AMERICAN EXPRESS CO COM 025816109   22,670,567 83,594 SH   SOLE   80,332 0 3,262
AMERICAN INTL GROUP INC COM NEW 026874784   370,105 5,054 SH   SOLE   4,907 0 147
AMERICAN TOWER CORP NEW COM 03027X100   13,842,274 59,521 SH   SOLE   55,910 0 3,611
AMGEN INC COM 031162100   783,293 2,431 SH   SOLE   2,431 0 0
ANALOG DEVICES INC COM 032654105   424,204 1,843 SH   SOLE   1,843 0 0
AON PLC SHS CL A G0403H108   329,037 951 SH   SOLE   951 0 0
APPLE INC COM 037833100   81,116,786 348,141 SH   SOLE   341,313 0 6,828
ARISTA NETWORKS INC COM 040413106   214,172 558 SH   SOLE   558 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   274,945 3,529 SH   SOLE   3,529 0 0
AT&T INC COM 00206R102   302,016 13,728 SH   SOLE   13,728 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   635,649 2,297 SH   SOLE   2,297 0 0
BANK AMERICA CORP COM 060505104   2,443,796 61,588 SH   SOLE   56,218 0 5,370
BANK NEW YORK MELLON CORP COM 064058100   1,908,818 26,563 SH   SOLE   26,563 0 0
BARINGS BDC INC COM 06759L103   179,850 18,352 SH   SOLE   18,352 0 0
BERKLEY W R CORP COM 084423102   585,454 10,320 SH   SOLE   10,320 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   40,194,506 87,330 SH   SOLE   83,318 0 4,012
BLACKROCK INC COM 09247X101   1,045,411 1,101 SH   SOLE   1,101 0 0
BLADE AIR MOBILITY INC CL A COM 092667104   35,280 12,000 SH   SOLE   12,000 0 0
BOEING CO COM 097023105   924,435 6,080 SH   SOLE   6,080 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,102,204 21,303 SH   SOLE   21,133 0 170
BROADCOM INC COM 11135F101   901,313 5,225 SH   SOLE   5,225 0 0
BROADSTONE NET LEASE INC COM 11135E203   16,915,278 892,627 SH   SOLE   892,627 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   25,469,583 479,202 SH   SOLE   453,762 0 25,440
CANADIAN NATL RY CO COM 136375102   19,344,986 165,130 SH   SOLE   157,213 0 7,917
CARRIER GLOBAL CORPORATION COM 14448C104   505,639 6,282 SH   SOLE   6,282 0 0
CATERPILLAR INC COM 149123101   1,676,341 4,286 SH   SOLE   4,036 0 250
CHEVRON CORP NEW COM 166764100   4,215,270 28,623 SH   SOLE   28,413 0 210
CINCINNATI FINL CORP COM 172062101   308,993 2,270 SH   SOLE   2,270 0 0
CISCO SYS INC COM 17275R102   1,397,814 26,265 SH   SOLE   26,265 0 0
CITIZENS FINL GROUP INC COM 174610105   467,994 11,395 SH   SOLE   11,050 0 345
COCA COLA CO COM 191216100   2,381,174 33,136 SH   SOLE   32,904 0 232
COLGATE PALMOLIVE CO COM 194162103   481,679 4,640 SH   SOLE   4,640 0 0
COMCAST CORP NEW CL A 20030N101   1,673,510 40,065 SH   SOLE   39,794 0 271
CONOCOPHILLIPS COM 20825C104   382,272 3,631 SH   SOLE   3,631 0 0
CONSOLIDATED EDISON INC COM 209115104   543,663 5,221 SH   SOLE   5,221 0 0
CONSTELLATION BRANDS INC CL A 21036P108   2,263,696 8,785 SH   SOLE   8,785 0 0
CONSTELLATION ENERGY CORP COM 21037T109   205,936 792 SH   SOLE   792 0 0
COPART INC COM 217204106   13,977,753 266,751 SH   SOLE   251,994 0 14,757
CORNING INC COM 219350105   608,369 13,474 SH   SOLE   13,474 0 0
COSTCO WHSL CORP NEW COM 22160K105   19,380,647 21,861 SH   SOLE   20,758 0 1,103
CRESCENT CAP BDC INC COM 225655109   1,113,182 60,172 SH   SOLE   60,172 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   297,579 1,061 SH   SOLE   1,023 0 38
CROWN HLDGS INC COM 228368106   892,835 9,312 SH   SOLE   9,312 0 0
CSX CORP COM 126408103   677,824 19,630 SH   SOLE   19,630 0 0
CVS HEALTH CORP COM 126650100   8,416,349 133,848 SH   SOLE   126,927 0 6,921
DANAHER CORPORATION COM 235851102   276,630 995 SH   SOLE   995 0 0
DBX ETF TR XTRACKERS S&P MD 233051127   612,340 19,836 SH   SOLE   19,836 0 0
DEERE & CO COM 244199105   870,134 2,085 SH   SOLE   2,085 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   17,684,609 126,013 SH   SOLE   118,996 0 7,017
DICKS SPORTING GOODS INC COM 253393102   1,720,941 8,246 SH   SOLE   8,246 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   243,594 7,665 SH   SOLE   7,665 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   66,656,603 2,467,849 SH   SOLE   2,420,625 0 47,224
DISNEY WALT CO COM 254687106   16,082,745 167,198 SH   SOLE   158,075 0 9,123
DOMINION ENERGY INC COM 25746U109   449,940 7,786 SH   SOLE   7,585 0 201
DOUBLELINE ETF TRUST MORTGAGE ETF 25861R402   44,017,068 873,528 SH   SOLE   857,752 0 15,776
DOVER CORP COM 260003108   524,601 2,736 SH   SOLE   2,676 0 60
DOW INC COM 260557103   586,322 10,733 SH   SOLE   10,478 0 255
DUKE ENERGY CORP NEW COM NEW 26441C204   718,635 6,233 SH   SOLE   6,116 0 117
EASTMAN CHEM CO COM 277432100   284,242 2,539 SH   SOLE   2,539 0 0
EASTMAN KODAK CO COM NEW 277461406   95,061 20,140 SH   SOLE   20,140 0 0
EATON CORP PLC SHS G29183103   1,194,510 3,604 SH   SOLE   3,553 0 51
ELI LILLY & CO COM 532457108   1,550,395 1,750 SH   SOLE   1,750 0 0
EMERSON ELEC CO COM 291011104   1,678,293 15,345 SH   SOLE   15,345 0 0
ENBRIDGE INC COM 29250N105   486,021 11,968 SH   SOLE   11,802 0 166
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   2,068,589 128,884 SH   SOLE   128,884 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   2,873,231 98,703 SH   SOLE   98,703 0 0
EXXON MOBIL CORP COM 30231G102   5,696,847 48,600 SH   SOLE   48,550 0 50
FINANCIAL INSTNS INC COM 317585404   305,640 12,000 SH   SOLE   12,000 0 0
FISERV INC COM 337738108   235,342 1,310 SH   SOLE   1,310 0 0
GE AEROSPACE COM NEW 369604301   1,314,969 6,973 SH   SOLE   6,911 0 62
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   295,816 3,152 SH   SOLE   3,131 0 21
GE VERNOVA INC COM 36828A101   472,478 1,853 SH   SOLE   1,837 0 16
GENERAL DYNAMICS CORP COM 369550108   305,827 1,012 SH   SOLE   1,012 0 0
GLOBE LIFE INC COM 37959E102   211,820 2,000 SH   SOLE   2,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   777,323 1,570 SH   SOLE   1,570 0 0
GRAHAM CORP COM 384556106   5,556,677 187,789 SH   SOLE   187,789 0 0
HCA HEALTHCARE INC COM 40412C101   585,260 1,440 SH   SOLE   1,440 0 0
HENRY JACK & ASSOC INC COM 426281101   17,709,749 100,316 SH   SOLE   94,754 0 5,562
HOME DEPOT INC COM 437076102   1,695,630 4,185 SH   SOLE   4,102 0 83
HONEYWELL INTL INC COM 438516106   1,244,368 6,020 SH   SOLE   6,020 0 0
IDEX CORP COM 45167R104   217,074 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104   12,370,009 24,484 SH   SOLE   22,656 0 1,828
ILLINOIS TOOL WKS INC COM 452308109   745,328 2,844 SH   SOLE   2,844 0 0
INTEL CORP COM 458140100   395,583 16,862 SH   SOLE   16,662 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101   1,225,889 5,545 SH   SOLE   5,545 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   658,302 1,340 SH   SOLE   1,340 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G565   1,581,632 57,882 SH   SOLE   54,908 0 2,974
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   500,359 12,315 SH   SOLE   12,315 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   328,453 7,905 SH   SOLE   7,905 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   618,385 1,267 SH   SOLE   1,267 0 0
ISHARES GOLD TR ISHARES NEW 464285204   3,436,755 69,150 SH   SOLE   69,150 0 0
ISHARES INC CORE MSCI EMKT 46434G103   40,016,300 697,027 SH   SOLE   686,541 0 10,486
ISHARES INC ESG AWR MSCI EM 46434G863   461,388 12,672 SH   SOLE   12,672 0 0
ISHARES SILVER TR ISHARES 46428Q109   335,409 11,806 SH   SOLE   11,806 0 0
ISHARES TR COHEN STEER REIT 464287564   1,048,431 15,907 SH   SOLE   15,907 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   745,711 6,340 SH   SOLE   6,340 0 0
ISHARES TR CORE MSCI EAFE 46432F842   724,304 9,280 SH   SOLE   9,280 0 0
ISHARES TR CORE MSCI INTL 46435G326   2,431,240 34,325 SH   SOLE   34,325 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   153,649,781 2,115,514 SH   SOLE   2,071,149 0 44,365
ISHARES TR CORE S&P MCP ETF 464287507   926,574 14,868 SH   SOLE   14,868 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,582,027 13,526 SH   SOLE   13,251 0 275
ISHARES TR CORE S&P TTL STK 464287150   138,527,626 1,102,751 SH   SOLE   1,095,997 0 6,754
ISHARES TR CORE S&P500 ETF 464287200   2,274,402 3,943 SH   SOLE   3,943 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,919,371 18,953 SH   SOLE   18,166 0 787
ISHARES TR EAFE SML CP ETF 464288273   314,805 4,650 SH   SOLE   4,650 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,332,496 15,831 SH   SOLE   15,831 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   812,381 34,148 SH   SOLE   34,148 0 0
ISHARES TR IBOXX INV CP ETF 464287242   4,657,940 41,228 SH   SOLE   41,228 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,561,804 48,648 SH   SOLE   48,648 0 0
ISHARES TR MBS ETF 464288588   2,366,124 24,696 SH   SOLE   21,870 0 2,826
ISHARES TR MSCI ACWI EX US 464288240   2,383,774 41,660 SH   SOLE   41,480 0 180
ISHARES TR MSCI EAFE ETF 464287465   1,557,526 18,624 SH   SOLE   18,624 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   642,270 14,005 SH   SOLE   14,005 0 0
ISHARES TR MSCI KLD400 SOC 464288570   831,156 7,640 SH   SOLE   7,640 0 0
ISHARES TR MSCI USA ESG SLC 464288802   4,260,858 35,398 SH   SOLE   35,398 0 0
ISHARES TR MSCI USA MMENTM 46432F396   27,752,222 136,872 SH   SOLE   135,604 0 1,268
ISHARES TR RUS 1000 GRW ETF 464287614   225,228 600 SH   SOLE   600 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   381,688 2,011 SH   SOLE   2,011 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,828,108 6,437 SH   SOLE   6,437 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,142,717 6,850 SH   SOLE   6,850 0 0
ISHARES TR RUS MD CP GR ETF 464287481   204,085 1,740 SH   SOLE   1,740 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   6,037,366 27,332 SH   SOLE   26,176 0 1,156
ISHARES TR RUSSELL 3000 ETF 464287689   758,668 2,322 SH   SOLE   2,322 0 0
ISHARES TR S&P MC 400GR ETF 464287606   603,785 6,568 SH   SOLE   6,568 0 0
ISHARES TR S&P MC 400VL ETF 464287705   549,379 4,444 SH   SOLE   4,444 0 0
ISHARES TR SELECT DIVID ETF 464287168   240,425 1,780 SH   SOLE   1,780 0 0
ISHARES TR SHORT TREAS BD 464288679   359,327 3,248 SH   SOLE   3,225 0 23
ISHARES TR U.S. FIN SVC ETF 464287770   1,271,969 17,910 SH   SOLE   17,910 0 0
ISHARES TR US TREAS BD ETF 46429B267   113,487,218 4,839,540 SH   SOLE   4,747,948 0 91,592
ISHARES TR USD INV GRDE ETF 464288620   1,704,802 32,423 SH   SOLE   26,963 0 5,460
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   313,858 5,224 SH   SOLE   5,224 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   8,115,711 159,947 SH   SOLE   159,947 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   51,201,233 1,175,149 SH   SOLE   1,163,404 0 11,745
JOHNSON & JOHNSON COM 478160104   4,810,500 29,683 SH   SOLE   29,157 0 526
JPMORGAN CHASE & CO. COM 46625H100   4,128,639 19,580 SH   SOLE   18,580 0 1,000
KENVUE INC COM 49177J102   1,167,792 50,488 SH   SOLE   49,805 0 683
KIMBERLY-CLARK CORP COM 494368103   1,099,606 7,728 SH   SOLE   7,728 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   559,946 2,354 SH   SOLE   2,354 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   1,866,266 61,186 SH   SOLE   56,315 0 4,871
LINDE PLC SHS G54950103   1,560,286 3,272 SH   SOLE   3,272 0 0
LOCKHEED MARTIN CORP COM 539830109   2,329,472 3,985 SH   SOLE   3,965 0 20
LOWES COS INC COM 548661107   1,039,523 3,838 SH   SOLE   3,838 0 0
M & T BK CORP COM 55261F104   370,846 2,082 SH   SOLE   1,882 0 200
MARATHON PETE CORP COM 56585A102   263,100 1,615 SH   SOLE   1,615 0 0
MARKEL GROUP INC COM 570535104   28,664,231 18,274 SH   SOLE   17,227 0 1,047
MASTERCARD INCORPORATED CL A 57636Q104   1,968,401 3,986 SH   SOLE   3,986 0 0
MCDONALDS CORP COM 580135101   2,507,585 8,235 SH   SOLE   8,235 0 0
MCKESSON CORP COM 58155Q103   805,905 1,630 SH   SOLE   1,610 0 20
MEDTRONIC PLC SHS G5960L103   296,109 3,289 SH   SOLE   3,210 0 79
MERCK & CO INC COM 58933Y105   4,282,307 37,710 SH   SOLE   36,796 0 914
META PLATFORMS INC CL A 30303M102   1,890,197 3,302 SH   SOLE   3,302 0 0
METLIFE INC COM 59156R108   269,215 3,264 SH   SOLE   3,264 0 0
MICROSOFT CORP COM 594918104   53,534,680 124,412 SH   SOLE   119,214 0 5,198
MONDELEZ INTL INC CL A 609207105   294,171 3,993 SH   SOLE   3,993 0 0
MONROE CAP CORP COM 610335101   182,398 22,574 SH   SOLE   22,574 0 0
MOODYS CORP COM 615369105   27,632,747 58,224 SH   SOLE   54,649 0 3,575
MPLX LP COM UNIT REP LTD 55336V100   222,300 5,000 SH   SOLE   5,000 0 0
NATIONAL FUEL GAS CO COM 636180101   2,939,343 48,496 SH   SOLE   48,496 0 0
NETFLIX INC COM 64110L106   483,013 681 SH   SOLE   681 0 0
NEXTERA ENERGY INC COM 65339F101   2,056,615 24,330 SH   SOLE   24,330 0 0
NIKE INC CL B 654106103   1,201,525 13,592 SH   SOLE   13,468 0 124
NORFOLK SOUTHN CORP COM 655844108   346,161 1,393 SH   SOLE   1,393 0 0
NOVARTIS AG SPONSORED ADR 66987V109   227,165 1,975 SH   SOLE   1,975 0 0
NOVO-NORDISK A S ADR 670100205   424,009 3,561 SH   SOLE   3,561 0 0
NVIDIA CORPORATION COM 67066G104   38,556,712 317,496 SH   SOLE   301,904 0 15,592
OLD REP INTL CORP COM 680223104   254,847 7,195 SH   SOLE   6,889 0 306
ORACLE CORP COM 68389X105   2,150,789 12,622 SH   SOLE   12,497 0 125
OREILLY AUTOMOTIVE INC COM 67103H107   1,468,290 1,275 SH   SOLE   1,275 0 0
OTIS WORLDWIDE CORP COM 68902V107   277,208 2,667 SH   SOLE   2,667 0 0
PALO ALTO NETWORKS INC COM 697435105   261,136 764 SH   SOLE   764 0 0
PAYCHEX INC COM 704326107   7,753,230 57,778 SH   SOLE   57,778 0 0
PAYLOCITY HLDG CORP COM 70438V106   327,466 1,985 SH   SOLE   1,985 0 0
PAYPAL HLDGS INC COM 70450Y103   219,421 2,812 SH   SOLE   2,662 0 150
PEPSICO INC COM 713448108   19,213,471 112,987 SH   SOLE   106,423 0 6,564
PFIZER INC COM 717081103   1,168,041 40,361 SH   SOLE   40,155 0 206
PHILIP MORRIS INTL INC COM 718172109   547,274 4,508 SH   SOLE   4,394 0 114
PHILLIPS 66 COM 718546104   2,306,647 17,548 SH   SOLE   17,472 0 76
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,213,315 12,050 SH   SOLE   12,050 0 0
PNC FINL SVCS GROUP INC COM 693475105   355,652 1,924 SH   SOLE   1,924 0 0
PPG INDS INC COM 693506107   243,727 1,840 SH   SOLE   1,840 0 0
PPL CORP COM 69351T106   491,172 14,848 SH   SOLE   14,848 0 0
PROCTER AND GAMBLE CO COM 742718109   9,608,843 55,478 SH   SOLE   54,868 0 610
QUALCOMM INC COM 747525103   1,680,141 9,880 SH   SOLE   9,800 0 80
READY CAPITAL CORP COM 75574U101   879,312 115,244 SH   SOLE   115,244 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   239,390 10,261 SH   SOLE   10,261 0 0
REPUBLIC SVCS INC COM 760759100   8,357,389 41,612 SH   SOLE   39,116 0 2,496
ROCKWELL AUTOMATION INC COM 773903109   224,165 835 SH   SOLE   835 0 0
ROYAL BK CDA COM 780087102   374,190 3,000 SH   SOLE   3,000 0 0
RTX CORPORATION COM 75513E101   1,318,827 10,885 SH   SOLE   10,885 0 0
S&P GLOBAL INC COM 78409V104   227,830 441 SH   SOLE   441 0 0
SALESFORCE INC COM 79466L302   397,154 1,451 SH   SOLE   1,451 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,893,402 99,157 SH   SOLE   96,727 0 2,430
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   10,458,310 145,740 SH   SOLE   145,225 0 515
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   223,200 5,428 SH   SOLE   5,428 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,797,667 35,527 SH   SOLE   35,527 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,356,869 48,119 SH   SOLE   48,119 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   684,384 14,402 SH   SOLE   14,392 0 10
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   20,542,182 308,812 SH   SOLE   299,718 0 9,094
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   627,293 7,421 SH   SOLE   7,421 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,829,314 189,083 SH   SOLE   185,909 0 3,174
SCHWAB STRATEGIC TR US REIT ETF 808524847   446,602 19,275 SH   SOLE   18,025 0 1,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,630,414 51,076 SH   SOLE   51,076 0 0
SERVICENOW INC COM 81762P102   301,410 337 SH   SOLE   337 0 0
SHOPIFY INC CL A 82509L107   18,780,649 234,348 SH   SOLE   222,154 0 12,194
SILEXION THERAPEUTICS CORP *W EXP 08/15/202 G1281K114   315 10,000 SH   SOLE   10,000 0 0
SMUCKER J M CO COM NEW 832696405   216,164 1,785 SH   SOLE   1,785 0 0
SOUTHERN CO COM 842587107   1,067,039 11,832 SH   SOLE   11,679 0 153
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   15,635,782 513,659 SH   SOLE   498,335 0 15,324
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,719,318 34,369 SH   SOLE   34,369 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   1,704,733 75,665 SH   SOLE   75,665 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   1,851,050 61,640 SH   SOLE   61,640 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   3,705,492 125,994 SH   SOLE   125,994 0 0
SPDR SER TR S&P BK ETF 78464A797   608,235 11,500 SH   SOLE   11,500 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   585,144 23,893 SH   SOLE   23,893 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   447,321 21,949 SH   SOLE   21,949 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,132,290 27,350 SH   SOLE   22,051 0 5,299
STARBUCKS CORP COM 855244109   644,099 6,607 SH   SOLE   6,541 0 66
STATE STR CORP COM 857477103   256,563 2,900 SH   SOLE   2,900 0 0
STRYKER CORPORATION COM 863667101   1,689,975 4,678 SH   SOLE   4,678 0 0
SYSCO CORP COM 871829107   325,589 4,171 SH   SOLE   4,171 0 0
T-MOBILE US INC COM 872590104   235,045 1,139 SH   SOLE   1,139 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   418,893 2,412 SH   SOLE   2,412 0 0
TE CONNECTIVITY PLC ORD SHS G87052109   293,009 1,941 SH   SOLE   1,883 0 58
TEGNA INC COM 87901J105   460,571 29,187 SH   SOLE   29,187 0 0
TESLA INC COM 88160R101   246,194 941 SH   SOLE   887 0 54
TEXAS INSTRS INC COM 882508104   360,465 1,745 SH   SOLE   1,745 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   484,341 783 SH   SOLE   783 0 0
TIMKEN CO COM 887389104   266,441 3,161 SH   SOLE   3,088 0 73
TJX COS INC NEW COM 872540109   14,857,929 126,407 SH   SOLE   120,731 0 5,676
TOMPKINS FINL CORP COM 890110109   450,589 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,062,389 16,794 SH   SOLE   16,794 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   579,208 1,490 SH   SOLE   1,490 0 0
TRANSDIGM GROUP INC COM 893641100   214,070 150 SH   SOLE   150 0 0
TRAVELERS COMPANIES INC COM 89417E109   321,681 1,374 SH   SOLE   1,374 0 0
TRUIST FINL CORP COM 89832Q109   600,700 14,045 SH   SOLE   13,719 0 326
UNION PAC CORP COM 907818108   569,926 2,312 SH   SOLE   2,294 0 18
UNITED PARCEL SERVICE INC CL B 911312106   336,897 2,471 SH   SOLE   2,471 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,032,348 3,476 SH   SOLE   3,476 0 0
UNUM GROUP COM 91529Y106   265,578 4,468 SH   SOLE   4,468 0 0
UR-ENERGY INC COM 91688R108   22,670 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,816,233 37,495 SH   SOLE   37,430 0 65
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   41,573,250 228,437 SH   SOLE   223,729 0 4,708
VANGUARD INDEX FDS LARGE CAP ETF 922908637   320,688 1,218 SH   SOLE   1,218 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   245,362 930 SH   SOLE   930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   443,261 4,550 SH   SOLE   4,550 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,481,175 17,968 SH   SOLE   17,939 0 29
VANGUARD INDEX FDS SM CP VAL ETF 922908611   210,016 1,046 SH   SOLE   1,046 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   651,142 2,745 SH   SOLE   2,745 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   27,865,532 98,409 SH   SOLE   97,114 0 1,295
VANGUARD INDEX FDS VALUE ETF 922908744   915,446 5,244 SH   SOLE   5,244 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,112,327 33,529 SH   SOLE   30,474 0 3,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,440,921 30,113 SH   SOLE   28,333 0 1,780
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,675,441 13,997 SH   SOLE   13,997 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,040,323 33,769 SH   SOLE   33,769 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,624,024 34,400 SH   SOLE   34,400 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,239,771 19,150 SH   SOLE   19,150 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,080,123 20,453 SH   SOLE   20,453 0 0
VANGUARD WELLINGTON FD US QUALITY 921935706   263,614 1,845 SH   SOLE   1,845 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   201,018 1,568 SH   SOLE   1,568 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   409,736 9,123 SH   SOLE   9,123 0 0
VISA INC COM CL A 92826C839   33,170,881 120,643 SH   SOLE   114,187 0 6,456
WALMART INC COM 931142103   747,019 9,251 SH   SOLE   9,251 0 0
WASTE MGMT INC DEL COM 94106L109   1,178,546 5,677 SH   SOLE   5,677 0 0
WD 40 CO COM 929236107   265,875 1,031 SH   SOLE   1,031 0 0
WEBSTER FINL CORP COM 947890109   794,417 17,044 SH   SOLE   16,710 0 334
WEC ENERGY GROUP INC COM 92939U106   253,627 2,637 SH   SOLE   2,522 0 115
WELLS FARGO CO NEW COM 949746101   22,142,174 391,966 SH   SOLE   374,244 0 17,722
WHEATON PRECIOUS METALS CORP COM 962879102   1,130,394 18,507 SH   SOLE   18,507 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,838,002 36,599 SH   SOLE   36,599 0 0
YUM BRANDS INC COM 988498101   1,545,687 11,064 SH   SOLE   11,064 0 0
YUM CHINA HLDGS INC COM 98850P109   558,834 12,413 SH   SOLE   12,413 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   360,877 3,343 SH   SOLE   3,343 0 0