The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 786 4,123 SH   SOLE   4,123 0 0
3M COM 88579Y101 316 1,660 SH   DFND 13 0 1,660 0
3M COM 88579Y101 3,401 17,849 SH   DFND 5 0 17,849 0
3M COM 88579Y101 1,770 9,290 SH   DFND 1 0 9,290 0
3M COM 88579Y101 634 3,325 SH   DFND 12 0 3,325 0
3M COM 88579Y101 74 390 SH   DFND 6 0 390 0
3M COM 88579Y101 191 1,000 SH   DFND 15 0 1,000 0
3M COM 88579Y101 291 1,525 SH   DFND 16 0 1,525 0
3M COM 88579Y101 124 650 SH   DFND 14 0 650 0
3M COM 88579Y101 667 3,500 SH   DFND 05,13 0 3,500 0
ABBOTT LABS COM 002824100 519 7,179 SH   SOLE   7,179 0 0
ABBOTT LABS COM 002824100 444 6,144 SH   DFND 13 0 6,144 0
ABBOTT LABS COM 002824100 3,452 47,721 SH   DFND 5 0 47,721 0
ABBOTT LABS COM 002824100 2,336 32,295 SH   DFND 1 0 32,295 0
ABBOTT LABS COM 002824100 1,143 15,800 SH   DFND 12 0 15,800 0
ABBOTT LABS COM 002824100 260 3,600 SH   DFND 15 0 3,600 0
ABBOTT LABS COM 002824100 344 4,750 SH   DFND 16 0 4,750 0
ABBOTT LABS COM 002824100 181 2,500 SH   DFND 14 0 2,500 0
ABBOTT LABS COM 002824100 542 7,500 SH   DFND 05,13 0 7,500 0
ABBOTT LABS COM 002824100 11 150 SH   DFND 6 0 150 0
ABBVIE COM 00287Y109 115 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 1,064 11,540 SH   DFND 1 0 11,540 0
ABBVIE COM 00287Y109 71 775 SH   DFND 13 0 775 0
ABBVIE COM 00287Y109 733 7,950 SH   DFND 12 0 7,950 0
ABBVIE COM 00287Y109 143 1,550 SH   DFND 16 0 1,550 0
ABBVIE COM 00287Y109 55 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 553 6,000 SH   DFND 05,13 0 6,000 0
ABBVIE COM 00287Y109 9 100 SH   DFND 6 0 100 0
AIR PRODUCTS & CHEM COM 009158106 232 1,450 SH   DFND 1 0 1,450 0
ALPHABET INC CL A COM 02079K305 526 503 SH   SOLE   503 0 0
ALPHABET INC CL A COM 02079K305 392 375 SH   DFND 13 0 375 0
ALPHABET INC CL A COM 02079K305 3,580 3,426 SH   DFND 5 0 3,426 0
ALPHABET INC CL A COM 02079K305 1,974 1,889 SH   DFND 1 0 1,889 0
ALPHABET INC CL A COM 02079K305 528 505 SH   DFND 12 0 505 0
ALPHABET INC CL A COM 02079K305 22 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 246 235 SH   DFND 15 0 235 0
ALPHABET INC CL A COM 02079K305 277 265 SH   DFND 16 0 265 0
ALPHABET INC CL A COM 02079K305 146 140 SH   DFND 14 0 140 0
ALPHABET INC CL C COM 02079K107 391 378 SH   DFND 1 0 378 0
AMAZON.COM COM 023135106 14 9 SH   SOLE   9 0 0
AMAZON.COM COM 023135106 653 435 SH   DFND 1 0 435 0
AMAZON.COM COM 023135106 105 70 SH   DFND 5 0 70 0
AMAZON.COM COM 023135106 20 13 SH   DFND 13 0 13 0
AMAZON.COM COM 023135106 53 35 SH   DFND 15 0 35 0
AMAZON.COM COM 023135106 23 15 SH   DFND 16 0 15 0
AMAZON.COM COM 023135106 15 10 SH   DFND 14 0 10 0
AMGEN INC COM 031162100 85 435 SH   SOLE   435 0 0
AMGEN INC COM 031162100 19 100 SH   DFND 13 0 100 0
AMGEN INC COM 031162100 127 650 SH   DFND 15 0 650 0
AMGEN INC COM 031162100 97 500 SH   DFND 1 0 500 0
ANALOG DEVICES COM 032654105 284 3,305 SH   SOLE   3,305 0 0
ANALOG DEVICES COM 032654105 350 4,079 SH   DFND 13 0 4,079 0
ANALOG DEVICES COM 032654105 2,395 27,899 SH   DFND 5 0 27,899 0
ANALOG DEVICES COM 032654105 1,295 15,085 SH   DFND 1 0 15,085 0
ANALOG DEVICES COM 032654105 167 1,950 SH   DFND 12 0 1,950 0
ANALOG DEVICES COM 032654105 15 175 SH   DFND 6 0 175 0
ANALOG DEVICES COM 032654105 206 2,400 SH   DFND 15 0 2,400 0
ANALOG DEVICES COM 032654105 257 3,000 SH   DFND 16 0 3,000 0
ANALOG DEVICES COM 032654105 112 1,300 SH   DFND 14 0 1,300 0
ANALOG DEVICES COM 032654105 257 3,000 SH   DFND 05,13 0 3,000 0
APPLE INC COM 037833100 515 3,268 SH   SOLE   3,268 0 0
APPLE INC COM 037833100 380 2,411 SH   DFND 13 0 2,411 0
APPLE INC COM 037833100 3,622 22,965 SH   DFND 5 0 22,965 0
APPLE INC COM 037833100 4,368 27,693 SH   DFND 1 0 27,693 0
APPLE INC COM 037833100 513 3,250 SH   DFND 12 0 3,250 0
APPLE INC COM 037833100 24 155 SH   DFND 6 0 155 0
APPLE INC COM 037833100 221 1,400 SH   DFND 15 0 1,400 0
APPLE INC COM 037833100 242 1,535 SH   DFND 16 0 1,535 0
APPLE INC COM 037833100 145 920 SH   DFND 14 0 920 0
APPLE INC COM 037833100 663 4,200 SH   DFND 05,13 0 4,200 0
APTARGROUP COM 038336103 603 6,405 SH   SOLE   6,405 0 0
APTARGROUP COM 038336103 286 3,045 SH   DFND 13 0 3,045 0
APTARGROUP COM 038336103 3,470 36,886 SH   DFND 5 0 36,886 0
APTARGROUP COM 038336103 1,539 16,360 SH   DFND 1 0 16,360 0
APTARGROUP COM 038336103 743 7,900 SH   DFND 12 0 7,900 0
APTARGROUP COM 038336103 188 2,000 SH   DFND 15 0 2,000 0
APTARGROUP COM 038336103 309 3,280 SH   DFND 16 0 3,280 0
APTARGROUP COM 038336103 127 1,350 SH   DFND 14 0 1,350 0
APTARGROUP COM 038336103 564 6,000 SH   DFND 05,13 0 6,000 0
APTARGROUP COM 038336103 8 90 SH   DFND 6 0 90 0
AUTOMATIC DATA PROCESSING COM 053015103 687 5,242 SH   SOLE   5,242 0 0
AUTOMATIC DATA PROCESSING COM 053015103 439 3,349 SH   DFND 13 0 3,349 0
AUTOMATIC DATA PROCESSING COM 053015103 4,031 30,744 SH   DFND 5 0 30,744 0
AUTOMATIC DATA PROCESSING COM 053015103 2,717 20,720 SH   DFND 1 0 20,720 0
AUTOMATIC DATA PROCESSING COM 053015103 741 5,650 SH   DFND 12 0 5,650 0
AUTOMATIC DATA PROCESSING COM 053015103 197 1,500 SH   DFND 15 0 1,500 0
AUTOMATIC DATA PROCESSING COM 053015103 334 2,550 SH   DFND 16 0 2,550 0
AUTOMATIC DATA PROCESSING COM 053015103 144 1,100 SH   DFND 14 0 1,100 0
AUTOMATIC DATA PROCESSING COM 053015103 688 5,250 SH   DFND 05,13 0 5,250 0
AUTOMATIC DATA PROCESSING COM 053015103 9 65 SH   DFND 6 0 65 0
BANK OF AMERICA COM 060505104 741 30,065 SH   DFND 1 0 30,065 0
BERKSHIRE HATHAWAY CL B COM 084670702 316 1,550 SH   DFND 1 0 1,550 0
BERKSHIRE HATHAWAY CL B COM 084670702 796 3,900 SH   DFND 12 0 3,900 0
BERKSHIRE HATHAWAY CL B COM 084670702 388 1,900 SH   DFND 05,13 0 1,900 0
BOEING COM 097023105 295 915 SH   DFND 1 0 915 0
BRISTOL-MYERS SQUIBB COM 110122108 138 2,650 SH   DFND 5 0 2,650 0
BRISTOL-MYERS SQUIBB COM 110122108 36 700 SH   DFND 13 0 700 0
BRISTOL-MYERS SQUIBB COM 110122108 78 1,500 SH   DFND 1 0 1,500 0
CANADIAN NATL RAILWAY COM 136375102 648 8,746 SH   SOLE   8,746 0 0
CANADIAN NATL RAILWAY COM 136375102 308 4,155 SH   DFND 13 0 4,155 0
CANADIAN NATL RAILWAY COM 136375102 3,039 41,009 SH   DFND 5 0 41,009 0
CANADIAN NATL RAILWAY COM 136375102 1,583 21,360 SH   DFND 1 0 21,360 0
CANADIAN NATL RAILWAY COM 136375102 645 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 69 925 SH   DFND 6 0 925 0
CANADIAN NATL RAILWAY COM 136375102 196 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 311 4,200 SH   DFND 16 0 4,200 0
CANADIAN NATL RAILWAY COM 136375102 89 1,200 SH   DFND 14 0 1,200 0
CANADIAN NATL RAILWAY COM 136375102 667 9,000 SH   DFND 05,13 0 9,000 0
CDK GLOBAL COM 12508E101 2 50 SH   SOLE   50 0 0
CDK GLOBAL COM 12508E101 231 4,832 SH   DFND 1 0 4,832 0
CDK GLOBAL COM 12508E101 6 133 SH   DFND 13 0 133 0
CHEVRON COM 166764100 56 515 SH   SOLE   515 0 0
CHEVRON COM 166764100 182 1,675 SH   DFND 5 0 1,675 0
CHEVRON COM 166764100 348 3,200 SH   DFND 1 0 3,200 0
CHEVRON COM 166764100 45 415 SH   DFND 13 0 415 0
CHEVRON COM 166764100 490 4,500 SH   DFND 12 0 4,500 0
CHEVRON COM 166764100 326 3,000 SH   DFND 05,13 0 3,000 0
CHEVRON COM 166764100 27 250 SH   DFND 14 0 250 0
CHUBB LIMITED COM H1467J104 548 4,240 SH   SOLE   4,240 0 0
CHUBB LIMITED COM H1467J104 246 1,905 SH   DFND 13 0 1,905 0
CHUBB LIMITED COM H1467J104 2,548 19,728 SH   DFND 5 0 19,728 0
CHUBB LIMITED COM H1467J104 1,222 9,460 SH   DFND 1 0 9,460 0
CHUBB LIMITED COM H1467J104 621 4,804 SH   DFND 12 0 4,804 0
CHUBB LIMITED COM H1467J104 12 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 158 1,225 SH   DFND 15 0 1,225 0
CHUBB LIMITED COM H1467J104 221 1,707 SH   DFND 16 0 1,707 0
CHUBB LIMITED COM H1467J104 129 1,000 SH   DFND 14 0 1,000 0
CHUBB LIMITED COM H1467J104 258 2,000 SH   DFND 05,13 0 2,000 0
CISCO SYS INC COM 17275R102 6 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 217 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 69 1,600 SH   DFND 16 0 1,600 0
CISCO SYS INC COM 17275R102 169 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 130 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 22 500 SH   DFND 13 0 500 0
CISCO SYS INC COM 17275R102 22 500 SH   DFND 14 0 500 0
COCA COLA COM 191216100 180 3,800 SH   SOLE   3,800 0 0
COCA COLA COM 191216100 241 5,100 SH   DFND 1 0 5,100 0
COCA COLA COM 191216100 426 9,000 SH   DFND 12 0 9,000 0
COCA COLA COM 191216100 161 3,400 SH   DFND 5 0 3,400 0
COLGATE-PALMOLIVE COM 194162103 19 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 62 1,050 SH   DFND 13 0 1,050 0
COLGATE-PALMOLIVE COM 194162103 14 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 128 2,150 SH   DFND 16 0 2,150 0
COLGATE-PALMOLIVE COM 194162103 54 900 SH   DFND 12 0 900 0
CONOCOPHILLIPS COM 20825C104 15 240 SH   DFND 13 0 240 0
CONOCOPHILLIPS COM 20825C104 343 5,500 SH   DFND 05,13 0 5,500 0
CVS HEALTH COM 126650100 292 4,455 SH   SOLE   4,455 0 0
CVS HEALTH COM 126650100 1,891 28,864 SH   DFND 5 0 28,864 0
CVS HEALTH COM 126650100 914 13,944 SH   DFND 1 0 13,944 0
CVS HEALTH COM 126650100 225 3,440 SH   DFND 13 0 3,440 0
CVS HEALTH COM 126650100 11 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 75 1,150 SH   DFND 15 0 1,150 0
CVS HEALTH COM 126650100 121 1,850 SH   DFND 16 0 1,850 0
CVS HEALTH COM 126650100 260 3,975 SH   DFND 12 0 3,975 0
CVS HEALTH COM 126650100 426 6,500 SH   DFND 05,13 0 6,500 0
CVS HEALTH COM 126650100 33 500 SH   DFND 14 0 500 0
DANAHER CORP COM 235851102 348 3,375 SH   SOLE   3,375 0 0
DANAHER CORP COM 235851102 385 3,730 SH   DFND 13 0 3,730 0
DANAHER CORP COM 235851102 2,466 23,915 SH   DFND 5 0 23,915 0
DANAHER CORP COM 235851102 1,157 11,220 SH   DFND 1 0 11,220 0
DANAHER CORP COM 235851102 258 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 222 2,150 SH   DFND 15 0 2,150 0
DANAHER CORP COM 235851102 213 2,065 SH   DFND 16 0 2,065 0
DANAHER CORP COM 235851102 144 1,400 SH   DFND 14 0 1,400 0
DANAHER CORP COM 235851102 309 3,000 SH   DFND 05,13 0 3,000 0
DANAHER CORP COM 235851102 7 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 4 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 324 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 15 100 SH   DFND 16 0 100 0
DEERE & CO COM 244199105 1,260 8,450 SH   DFND 5 0 8,450 0
DEERE & CO COM 244199105 119 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 18 120 SH   DFND 13 0 120 0
DISNEY COM 254687106 58 530 SH   SOLE   530 0 0
DISNEY COM 254687106 106 965 SH   DFND 13 0 965 0
DISNEY COM 254687106 590 5,385 SH   DFND 5 0 5,385 0
DISNEY COM 254687106 581 5,295 SH   DFND 1 0 5,295 0
DISNEY COM 254687106 64 585 SH   DFND 15 0 585 0
DISNEY COM 254687106 175 1,600 SH   DFND 12 0 1,600 0
DISNEY COM 254687106 81 741 SH   DFND 16 0 741 0
DISNEY COM 254687106 164 1,500 SH   DFND 05,13 0 1,500 0
DISNEY COM 254687106 2 15 SH   DFND 6 0 15 0
DISNEY COM 254687106 25 225 SH   DFND 14 0 225 0
DOWDUPONT INC COM 26078J100 82 1,538 SH   SOLE   1,538 0 0
DOWDUPONT INC COM 26078J100 7 128 SH   DFND 13 0 128 0
DOWDUPONT INC COM 26078J100 55 1,025 SH   DFND 12 0 1,025 0
DOWDUPONT INC COM 26078J100 189 3,525 SH   DFND 1 0 3,525 0
DOWDUPONT INC COM 26078J100 535 10,000 SH   DFND 05,13 0 10,000 0
EMERSON ELECTRIC COM 291011104 36 600 SH   SOLE   600 0 0
EMERSON ELECTRIC COM 291011104 248 4,150 SH   DFND 1 0 4,150 0
EMERSON ELECTRIC COM 291011104 257 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 167 2,800 SH   DFND 5 0 2,800 0
EOG RESOURCES COM 26875P101 91 1,040 SH   SOLE   1,040 0 0
EOG RESOURCES COM 26875P101 72 823 SH   DFND 13 0 823 0
EOG RESOURCES COM 26875P101 398 4,560 SH   DFND 5 0 4,560 0
EOG RESOURCES COM 26875P101 109 1,250 SH   DFND 12 0 1,250 0
EOG RESOURCES COM 26875P101 273 3,130 SH   DFND 1 0 3,130 0
EOG RESOURCES COM 26875P101 78 900 SH   DFND 15 0 900 0
EOG RESOURCES COM 26875P101 61 700 SH   DFND 14 0 700 0
EOG RESOURCES COM 26875P101 55 635 SH   DFND 16 0 635 0
EOG RESOURCES COM 26875P101 3 35 SH   DFND 6 0 35 0
EXXON MOBIL COM 30231G102 275 4,028 SH   SOLE   4,028 0 0
EXXON MOBIL COM 30231G102 835 12,249 SH   DFND 1 0 12,249 0
EXXON MOBIL COM 30231G102 1,074 15,746 SH   DFND 5 0 15,746 0
EXXON MOBIL COM 30231G102 99 1,450 SH   DFND 13 0 1,450 0
EXXON MOBIL COM 30231G102 251 3,675 SH   DFND 16 0 3,675 0
EXXON MOBIL COM 30231G102 119 1,750 SH   DFND 12 0 1,750 0
EXXON MOBIL COM 30231G102 6 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 41 600 SH   DFND 14 0 600 0
FIDELITY NATL INFO SVCS COM 31620M106 318 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 583 7,930 SH   SOLE   7,930 0 0
FISERV COM 337738108 500 6,810 SH   DFND 13 0 6,810 0
FISERV COM 337738108 3,981 54,169 SH   DFND 5 0 54,169 0
FISERV COM 337738108 2,530 34,420 SH   DFND 1 0 34,420 0
FISERV COM 337738108 331 4,500 SH   DFND 12 0 4,500 0
FISERV COM 337738108 13 180 SH   DFND 6 0 180 0
FISERV COM 337738108 199 2,710 SH   DFND 15 0 2,710 0
FISERV COM 337738108 261 3,550 SH   DFND 16 0 3,550 0
FISERV COM 337738108 147 2,000 SH   DFND 14 0 2,000 0
FISERV COM 337738108 551 7,500 SH   DFND 05,13 0 7,500 0
FORTIVE CORP COM 34959J108 130 1,915 SH   SOLE   1,915 0 0
FORTIVE CORP COM 34959J108 1,007 14,883 SH   DFND 5 0 14,883 0
FORTIVE CORP COM 34959J108 452 6,680 SH   DFND 1 0 6,680 0
FORTIVE CORP COM 34959J108 105 1,550 SH   DFND 12 0 1,550 0
FORTIVE CORP COM 34959J108 42 625 SH   DFND 13 0 625 0
FORTIVE CORP COM 34959J108 105 1,550 SH   DFND 15 0 1,550 0
FORTIVE CORP COM 34959J108 71 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 61 900 SH   DFND 14 0 900 0
FORTIVE CORP COM 34959J108 3 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 42 5,500 SH   SOLE   5,500 0 0
GENERAL ELECTRIC COM 369604103 91 12,000 SH   DFND 1 0 12,000 0
GENERAL ELECTRIC COM 369604103 13 1,700 SH   DFND 5 0 1,700 0
GENERAL ELECTRIC COM 369604103 30 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 91 12,000 SH   DFND 12 0 12,000 0
GENERAL ELECTRIC COM 369604103 159 21,000 SH   DFND 05,13 0 21,000 0
GENERAL MILLS COM 370334104 288 7,400 SH   DFND 1 0 7,400 0
GENERAL MILLS COM 370334104 14 350 SH   DFND 13 0 350 0
GENERAL MILLS COM 370334104 136 3,500 SH   DFND 5 0 3,500 0
HELMERICH & PAYNE COM 423452101 7 150 SH   SOLE   150 0 0
HELMERICH & PAYNE COM 423452101 24 500 SH   DFND 5 0 500 0
HELMERICH & PAYNE COM 423452101 216 4,500 SH   DFND 12 0 4,500 0
HELMERICH & PAYNE COM 423452101 8 175 SH   DFND 1 0 175 0
HERSHEY COMPANY COM 427866108 236 2,200 SH   DFND 1 0 2,200 0
HOME DEPOT COM 437076102 493 2,871 SH   SOLE   2,871 0 0
HOME DEPOT COM 437076102 3,241 18,863 SH   DFND 5 0 18,863 0
HOME DEPOT COM 437076102 1,314 7,650 SH   DFND 1 0 7,650 0
HOME DEPOT COM 437076102 434 2,525 SH   DFND 12 0 2,525 0
HOME DEPOT COM 437076102 34 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 303 1,765 SH   DFND 13 0 1,765 0
HOME DEPOT COM 437076102 189 1,100 SH   DFND 15 0 1,100 0
HOME DEPOT COM 437076102 241 1,400 SH   DFND 16 0 1,400 0
HOME DEPOT COM 437076102 43 250 SH   DFND 14 0 250 0
HOME DEPOT COM 437076102 687 4,000 SH   DFND 05,13 0 4,000 0
ILLUMINA COM 452327109 214 715 SH   SOLE   715 0 0
ILLUMINA COM 452327109 121 405 SH   DFND 13 0 405 0
ILLUMINA COM 452327109 2,080 6,935 SH   DFND 5 0 6,935 0
ILLUMINA COM 452327109 195 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 589 1,963 SH   DFND 1 0 1,963 0
ILLUMINA COM 452327109 150 500 SH   DFND 15 0 500 0
ILLUMINA COM 452327109 18 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 97 325 SH   DFND 14 0 325 0
ILLUMINA COM 452327109 6 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 650 13,840 SH   SOLE   13,840 0 0
INTEL CORP COM 458140100 150 3,200 SH   DFND 13 0 3,200 0
INTEL CORP COM 458140100 3,173 67,602 SH   DFND 5 0 67,602 0
INTEL CORP COM 458140100 1,683 35,865 SH   DFND 1 0 35,865 0
INTEL CORP COM 458140100 404 8,600 SH   DFND 12 0 8,600 0
INTEL CORP COM 458140100 704 15,000 SH   DFND 05,13 0 15,000 0
INTEL CORP COM 458140100 9 200 SH   DFND 6 0 200 0
INTEL CORP COM 458140100 47 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 72 635 SH   SOLE   635 0 0
IPG PHOTONICS COM 44980X109 727 6,419 SH   DFND 5 0 6,419 0
IPG PHOTONICS COM 44980X109 48 425 SH   DFND 12 0 425 0
IPG PHOTONICS COM 44980X109 42 375 SH   DFND 13 0 375 0
IPG PHOTONICS COM 44980X109 83 730 SH   DFND 1 0 730 0
IPG PHOTONICS COM 44980X109 3 30 SH   DFND 15 0 30 0
IPG PHOTONICS COM 44980X109 23 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,079 4,290 SH   DFND 13 0 4,290 0
JOHNSON & JOHNSON COM 478160104 884 6,850 SH   SOLE   6,850 0 0
JOHNSON & JOHNSON COM 478160104 368 2,850 SH   DFND 13 0 2,850 0
JOHNSON & JOHNSON COM 478160104 5,655 43,820 SH   DFND 5 0 43,820 0
JOHNSON & JOHNSON COM 478160104 2,356 18,255 SH   DFND 1 0 18,255 0
JOHNSON & JOHNSON COM 478160104 1,029 7,975 SH   DFND 12 0 7,975 0
JOHNSON & JOHNSON COM 478160104 181 1,400 SH   DFND 15 0 1,400 0
JOHNSON & JOHNSON COM 478160104 297 2,300 SH   DFND 16 0 2,300 0
JOHNSON & JOHNSON COM 478160104 132 1,020 SH   DFND 14 0 1,020 0
JOHNSON & JOHNSON COM 478160104 903 7,000 SH   DFND 05,13 0 7,000 0
JOHNSON & JOHNSON COM 478160104 11 85 SH   DFND 6 0 85 0
JPMORGAN CHASE COM 46625H100 351 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 746 3,957 SH   SOLE   3,957 0 0
MASTERCARD COM 57636Q104 508 2,695 SH   DFND 13 0 2,695 0
MASTERCARD COM 57636Q104 4,429 23,479 SH   DFND 5 0 23,479 0
MASTERCARD COM 57636Q104 2,395 12,695 SH   DFND 1 0 12,695 0
MASTERCARD COM 57636Q104 618 3,275 SH   DFND 12 0 3,275 0
MASTERCARD COM 57636Q104 28 150 SH   DFND 6 0 150 0
MASTERCARD COM 57636Q104 170 900 SH   DFND 15 0 900 0
MASTERCARD COM 57636Q104 336 1,780 SH   DFND 16 0 1,780 0
MASTERCARD COM 57636Q104 179 950 SH   DFND 14 0 950 0
MASTERCARD COM 57636Q104 660 3,500 SH   DFND 05,13 0 3,500 0
MERCK COM 58933Y105 96 1,250 SH   SOLE   1,250 0 0
MERCK COM 58933Y105 180 2,350 SH   DFND 5 0 2,350 0
MERCK COM 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK COM 58933Y105 76 1,000 SH   DFND 12 0 1,000 0
MERCK COM 58933Y105 260 3,400 SH   DFND 1 0 3,400 0
MICROSOFT CORP COM 594918104 485 4,775 SH   SOLE   4,775 0 0
MICROSOFT CORP COM 594918104 3,348 32,964 SH   DFND 5 0 32,964 0
MICROSOFT CORP COM 594918104 1,423 14,010 SH   DFND 1 0 14,010 0
MICROSOFT CORP COM 594918104 153 1,510 SH   DFND 13 0 1,510 0
MICROSOFT CORP COM 594918104 548 5,400 SH   DFND 12 0 5,400 0
MICROSOFT CORP COM 594918104 81 800 SH   DFND 14 0 800 0
NESTLE SA ADR COM 641069406 503 6,216 SH   SOLE   6,216 0 0
NESTLE SA ADR COM 641069406 3,452 42,633 SH   DFND 5 0 42,633 0
NESTLE SA ADR COM 641069406 1,514 18,700 SH   DFND 1 0 18,700 0
NESTLE SA ADR COM 641069406 640 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 29 360 SH   DFND 6 0 360 0
NESTLE SA ADR COM 641069406 334 4,124 SH   DFND 13 0 4,124 0
NESTLE SA ADR COM 641069406 136 1,680 SH   DFND 15 0 1,680 0
NESTLE SA ADR COM 641069406 237 2,924 SH   DFND 16 0 2,924 0
NESTLE SA ADR COM 641069406 105 1,300 SH   DFND 14 0 1,300 0
NESTLE SA ADR COM 641069406 567 7,000 SH   DFND 05,13 0 7,000 0
NORFOLK SOUTHERN COM 655844108 67 450 SH   DFND 13 0 450 0
NORFOLK SOUTHERN COM 655844108 748 5,000 SH   DFND 05,13 0 5,000 0
NOVARTIS AG ADR COM 66987V109 494 5,760 SH   SOLE   5,760 0 0
NOVARTIS AG ADR COM 66987V109 3,370 39,270 SH   DFND 5 0 39,270 0
NOVARTIS AG ADR COM 66987V109 1,357 15,809 SH   DFND 1 0 15,809 0
NOVARTIS AG ADR COM 66987V109 515 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 365 4,259 SH   DFND 13 0 4,259 0
NOVARTIS AG ADR COM 66987V109 189 2,200 SH   DFND 15 0 2,200 0
NOVARTIS AG ADR COM 66987V109 330 3,850 SH   DFND 16 0 3,850 0
NOVARTIS AG ADR COM 66987V109 124 1,450 SH   DFND 14 0 1,450 0
NOVARTIS AG ADR COM 66987V109 515 6,000 SH   DFND 05,13 0 6,000 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 275 6,165 SH   SOLE   6,165 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,333 52,378 SH   DFND 5 0 52,378 0
NOVOZYMES A S DKK 2.0 COM B798FW902 852 19,140 SH   DFND 1 0 19,140 0
NOVOZYMES A S DKK 2.0 COM B798FW902 390 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 168 3,778 SH   DFND 13 0 3,778 0
NOVOZYMES A S DKK 2.0 COM B798FW902 111 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 51 1,150 SH   DFND 16 0 1,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 80 1,800 SH   DFND 14 0 1,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 512 11,500 SH   DFND 05,13 0 11,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 150 SH   DFND 6 0 150 0
ORACLE COM 68389X105 70 1,550 SH   SOLE   1,550 0 0
ORACLE COM 68389X105 36 805 SH   DFND 1 0 805 0
ORACLE COM 68389X105 32 700 SH   DFND 16 0 700 0
ORACLE COM 68389X105 283 6,275 SH   DFND 5 0 6,275 0
ORACLE COM 68389X105 181 4,000 SH   DFND 05,13 0 4,000 0
PAYPAL HOLDINGS COM 70450Y103 120 1,432 SH   SOLE   1,432 0 0
PAYPAL HOLDINGS COM 70450Y103 81 960 SH   DFND 13 0 960 0
PAYPAL HOLDINGS COM 70450Y103 1,106 13,155 SH   DFND 5 0 13,155 0
PAYPAL HOLDINGS COM 70450Y103 790 9,395 SH   DFND 1 0 9,395 0
PAYPAL HOLDINGS COM 70450Y103 84 1,000 SH   DFND 12 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 111 1,325 SH   DFND 15 0 1,325 0
PAYPAL HOLDINGS COM 70450Y103 89 1,055 SH   DFND 16 0 1,055 0
PAYPAL HOLDINGS COM 70450Y103 50 600 SH   DFND 14 0 600 0
PAYPAL HOLDINGS COM 70450Y103 2 20 SH   DFND 6 0 20 0
PEPSICO COM 713448108 202 1,825 SH   SOLE   1,825 0 0
PEPSICO COM 713448108 1,798 16,275 SH   DFND 5 0 16,275 0
PEPSICO COM 713448108 1,430 12,945 SH   DFND 1 0 12,945 0
PEPSICO COM 713448108 17 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 116 1,050 SH   DFND 13 0 1,050 0
PEPSICO COM 713448108 243 2,200 SH   DFND 16 0 2,200 0
PEPSICO COM 713448108 88 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 331 3,000 SH   DFND 05,13 0 3,000 0
PEPSICO COM 713448108 43 390 SH   DFND 14 0 390 0
PHILLIPS 66 COM 718546104 37 432 SH   SOLE   432 0 0
PHILLIPS 66 COM 718546104 237 2,750 SH   DFND 05,13 0 2,750 0
PROCTER & GAMBLE COM 742718109 579 6,300 SH   SOLE   6,300 0 0
PROCTER & GAMBLE COM 742718109 297 3,229 SH   DFND 13 0 3,229 0
PROCTER & GAMBLE COM 742718109 3,380 36,767 SH   DFND 5 0 36,767 0
PROCTER & GAMBLE COM 742718109 1,457 15,855 SH   DFND 1 0 15,855 0
PROCTER & GAMBLE COM 742718109 657 7,150 SH   DFND 12 0 7,150 0
PROCTER & GAMBLE COM 742718109 20 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 218 2,375 SH   DFND 15 0 2,375 0
PROCTER & GAMBLE COM 742718109 340 3,700 SH   DFND 16 0 3,700 0
PROCTER & GAMBLE COM 742718109 110 1,200 SH   DFND 14 0 1,200 0
PROCTER & GAMBLE COM 742718109 552 6,000 SH   DFND 05,13 0 6,000 0
QUALCOMM COM 747525103 3 50 SH   DFND 6 0 50 0
QUALCOMM COM 747525103 37 650 SH   DFND 13 0 650 0
QUALCOMM COM 747525103 137 2,400 SH   DFND 5 0 2,400 0
QUALCOMM COM 747525103 57 1,000 SH   DFND 1 0 1,000 0
ROCHE HLDG LTD ADR COM 771195104 16 500 SH   SOLE   500 0 0
ROCHE HLDG LTD ADR COM 771195104 6 200 SH   DFND 12 0 200 0
ROCHE HLDG LTD ADR COM 771195104 488 15,700 SH   DFND 5 0 15,700 0
ROCHE HLDG LTD ADR COM 771195104 54 1,750 SH   DFND 14 0 1,750 0
ROCHE HLDG LTD ADR COM 771195104 37 1,200 SH   DFND 15 0 1,200 0
ROCHE HLDG LTD ADR COM 771195104 16 500 SH   DFND 13 0 500 0
ROCKWELL AUTOMATION COM 773903109 302 2,010 SH   SOLE   2,010 0 0
ROCKWELL AUTOMATION COM 773903109 2,413 16,035 SH   DFND 5 0 16,035 0
ROCKWELL AUTOMATION COM 773903109 1,020 6,775 SH   DFND 1 0 6,775 0
ROCKWELL AUTOMATION COM 773903109 105 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 53 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 170 1,133 SH   DFND 13 0 1,133 0
ROCKWELL AUTOMATION COM 773903109 105 700 SH   DFND 15 0 700 0
ROCKWELL AUTOMATION COM 773903109 117 775 SH   DFND 14 0 775 0
ROCKWELL AUTOMATION COM 773903109 90 600 SH   DFND 16 0 600 0
ROCKWELL AUTOMATION COM 773903109 301 2,000 SH   DFND 05,13 0 2,000 0
SNAP ON COM 833034101 262 1,800 SH   DFND 12 0 1,800 0
SPDR S&P 500 ETF COM 78462F103 375 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 891 3,565 SH   DFND 5 0 3,565 0
STATE STREET COM 857477103 107 1,700 SH   SOLE   1,700 0 0
STATE STREET COM 857477103 9 150 SH   DFND 13 0 150 0
STATE STREET COM 857477103 97 1,540 SH   DFND 1 0 1,540 0
STATE STREET COM 857477103 69 1,100 SH   DFND 16 0 1,100 0
SYSCO COM 871829107 501 8,000 SH   DFND 12 0 8,000 0
SYSCO COM 871829107 38 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 188 3,000 SH   DFND 1 0 3,000 0
UNILEVER PLC NEW ADR COM 904767704 276 5,275 SH   SOLE   5,275 0 0
UNILEVER PLC NEW ADR COM 904767704 2,086 39,929 SH   DFND 5 0 39,929 0
UNILEVER PLC NEW ADR COM 904767704 796 15,230 SH   DFND 1 0 15,230 0
UNILEVER PLC NEW ADR COM 904767704 170 3,250 SH   DFND 12 0 3,250 0
UNILEVER PLC NEW ADR COM 904767704 12 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 198 3,790 SH   DFND 13 0 3,790 0
UNILEVER PLC NEW ADR COM 904767704 228 4,370 SH   DFND 15 0 4,370 0
UNILEVER PLC NEW ADR COM 904767704 138 2,650 SH   DFND 16 0 2,650 0
UNILEVER PLC NEW ADR COM 904767704 115 2,200 SH   DFND 14 0 2,200 0
UNILEVER PLC NEW ADR COM 904767704 104 2,000 SH   DFND 05,13 0 2,000 0
UNION PACIFIC COM 907818108 97 700 SH   SOLE   700 0 0
UNION PACIFIC COM 907818108 80 579 SH   DFND 5 0 579 0
UNION PACIFIC COM 907818108 30 215 SH   DFND 13 0 215 0
UNION PACIFIC COM 907818108 35 255 SH   DFND 1 0 255 0
UNITED TECHNOLOGIES COM 913017109 346 3,245 SH   SOLE   3,245 0 0
UNITED TECHNOLOGIES COM 913017109 307 2,880 SH   DFND 13 0 2,880 0
UNITED TECHNOLOGIES COM 913017109 2,097 19,695 SH   DFND 5 0 19,695 0
UNITED TECHNOLOGIES COM 913017109 1,509 14,170 SH   DFND 1 0 14,170 0
UNITED TECHNOLOGIES COM 913017109 170 1,600 SH   DFND 12 0 1,600 0
UNITED TECHNOLOGIES COM 913017109 22 206 SH   DFND 6 0 206 0
UNITED TECHNOLOGIES COM 913017109 157 1,475 SH   DFND 15 0 1,475 0
UNITED TECHNOLOGIES COM 913017109 194 1,825 SH   DFND 16 0 1,825 0
UNITED TECHNOLOGIES COM 913017109 112 1,050 SH   DFND 14 0 1,050 0
US BANCORP COM 902973304 18 400 SH   DFND 5 0 400 0
US BANCORP COM 902973304 215 4,700 SH   DFND 1 0 4,700 0
VERIZON COMMUNICATIONS COM 92343V104 102 1,806 SH   DFND 1 0 1,806 0
VERIZON COMMUNICATIONS COM 92343V104 96 1,700 SH   DFND 15 0 1,700 0
VERIZON COMMUNICATIONS COM 92343V104 43 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 102 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 256 2,750 SH   DFND 1 0 2,750 0
WAL-MART STORES COM 931142103 657 7,050 SH   DFND 5 0 7,050 0
WAL-MART STORES COM 931142103 45 480 SH   DFND 14 0 480 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 48 700 SH   DFND 15 0 700 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 137 2,008 SH   DFND 5 0 2,008 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 273 4,000 SH   DFND 1 0 4,000 0
WELLS FARGO COM 949746101 230 5,000 SH   DFND 12 0 5,000 0
XILINX COM 983919101 418 4,903 SH   SOLE   4,903 0 0
XILINX COM 983919101 3,214 37,738 SH   DFND 5 0 37,738 0
XILINX COM 983919101 238 2,800 SH   DFND 12 0 2,800 0
XILINX COM 983919101 644 7,560 SH   DFND 1 0 7,560 0
XILINX COM 983919101 228 2,680 SH   DFND 13 0 2,680 0
XILINX COM 983919101 128 1,500 SH   DFND 15 0 1,500 0
XILINX COM 983919101 21 250 SH   DFND 16 0 250 0
XILINX COM 983919101 9 100 SH   DFND 6 0 100 0
XYLEM INC COM 98419M100 42 625 SH   SOLE   625 0 0
XYLEM INC COM 98419M100 899 13,475 SH   DFND 5 0 13,475 0
XYLEM INC COM 98419M100 113 1,700 SH   DFND 12 0 1,700 0
XYLEM INC COM 98419M100 353 5,285 SH   DFND 1 0 5,285 0
XYLEM INC COM 98419M100 80 1,200 SH   DFND 13 0 1,200 0
XYLEM INC COM 98419M100 117 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 87 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 43 650 SH   DFND 14 0 650 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,158 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 279 4,501 SH   DFND 12 0 4,501 0