The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 2,964 889 SH   SOLE 0 889 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 226 1,297 SH   SOLE 0 1,297 0 0
STARBUCKS CORP Stock 855244109 485 4,147 SH   SOLE 0 4,146 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 594 8,906 SH   SOLE 0 8,906 0 0
ANTHEM INC COM Stock 036752103 249 537 SH   SOLE 0 536 0 0
MONSTER BEVERAGE CORP Stock 61174X109 248 2,584 SH   SOLE 0 2,584 0 0
JOHNSON & JOHNSON COM Stock 478160104 2,229 13,029 SH   SOLE 0 13,029 0 0
WASTE MANAGEMENT INC Stock 94106L109 203 1,218 SH   SOLE 0 1,218 0 0
VANGUARD TOTAL STK MKT ETF 922908769 226 938 SH   SOLE 0 938 0 0
COSTCO WHOLESALE CORP Stock 22160K105 471 830 SH   SOLE 0 829 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 3,343 68,436 SH   SOLE 0 68,436 0 0
GOLDMAN SACHS GROUP INC Stock 38141G104 281 736 SH   SOLE 0 735 0 0
TOYOTA MOTOR CORP ADS ADR 892331307 433 2,334 SH   SOLE 0 2,334 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 12,671 77,461 SH   SOLE 0 77,461 0 0
COCA COLA CO COM Stock 191216100 1,424 24,053 SH   SOLE 0 24,052 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 220 10,000 SH   SOLE 0 10,000 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,145 19,555 SH   SOLE 0 19,555 0 0
UNITED PARCEL SERVICE INC Stock 911312106 998 4,654 SH   SOLE 0 4,654 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 260 2,237 SH   SOLE 0 2,237 0 0
INTEL CORP COM Stock 458140100 1,471 28,555 SH   SOLE 0 28,555 0 0
CHICAGO MERCANTILE HLDGS INC Stock 12572Q105 339 1,482 SH   SOLE 0 1,481 0 0
MEDTRONIC PLC SHS Stock G5960L103 564 5,448 SH   SOLE 0 5,448 0 0
CLOROX CO DEL COM Stock 189054109 279 1,601 SH   SOLE 0 1,601 0 0
COMERICA INC COM Stock 200340107 326 3,743 SH   SOLE 0 3,743 0 0
NETFLIX COM INC Stock 64110L106 536 890 SH   SOLE 0 890 0 0
PAYCHEX INC Stock 704326107 597 4,375 SH   SOLE 0 4,375 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 459 19,425 SH   SOLE 0 19,425 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 327 18,378 SH   SOLE 0 18,378 0 0
HESS CORP COM Stock 42809H107 392 5,294 SH   SOLE 0 5,293 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 2,705 39,900 SH   SOLE 0 39,900 0 0
PROLOGIS SHARE BENEFICIAL INT REIT 74340W103 281 1,669 SH   SOLE 0 1,669 0 0
MERCK & CO INC Stock 58933Y105 1,034 13,486 SH   SOLE 0 13,485 0 0
SPDR S&P 500 ETF ETF 78462F103 350 736 SH   SOLE 0 736 0 0
MASTERCARD INC Stock 57636Q104 815 2,267 SH   SOLE 0 2,267 0 0
ALLSTATE CORP Stock 020002101 312 2,654 SH   SOLE 0 2,654 0 0
DIAGEO PLC ADR 25243Q205 249 1,130 SH   SOLE 0 1,129 0 0
VERIZON COMMUNICATIONS Stock 92343V104 1,226 23,598 SH   SOLE 0 23,597 0 0
CHUBB LIMITED COM Stock H1467J104 297 1,534 SH   SOLE 0 1,534 0 0
SNAP ON INC COM Stock 833034101 1,249 5,800 SH   SOLE 0 5,800 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 245 696 SH   SOLE 0 695 0 0
PEPSICO INC COM Stock 713448108 1,066 6,138 SH   SOLE 0 6,138 0 0
HONEYWELL INTL INC Stock 438516106 667 3,200 SH   SOLE 0 3,199 0 0
FIRSTENERGY CORP Stock 337932107 284 6,823 SH   SOLE 0 6,823 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,231 11,407 SH   SOLE 0 11,407 0 0
US BANCORP DEL COM NEW Stock 902973304 2,536 45,145 SH   SOLE 0 45,144 0 0
BP PLC SPONSORED ADR ADR 055622104 386 14,506 SH   SOLE 0 14,505 0 0
HOME DEPOT Stock 437076102 1,620 3,903 SH   SOLE 0 3,903 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 637 2,582 SH   SOLE 0 2,582 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 232 2,869 SH   SOLE 0 2,869 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 472 3,554 SH   SOLE 0 3,554 0 0
AON CORP Stock G0403H108 226 753 SH   SOLE 0 753 0 0
HENRY JACK & ASSOC INC Stock 426281101 387 2,319 SH   SOLE 0 2,319 0 0
LINCOLN ELEC HLDGS INC Stock 533900106 242 1,736 SH   SOLE 0 1,736 0 0
MSC INDL DIRECT INC CL A Stock 553530106 596 7,096 SH   SOLE 0 7,096 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 853 7,451 SH   SOLE 0 7,451 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,002 3,351 SH   SOLE 0 3,351 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 278 4,113 SH   SOLE 0 4,113 0 0
ADOBE SYS INC Stock 00724F101 391 689 SH   SOLE 0 689 0 0
GOOGLE INC Stock 02079K305 1,994 688 SH   SOLE 0 688 0 0
PROGRESSIVE CORP COM Stock 743315103 597 5,813 SH   SOLE 0 5,813 0 0
O REILLY AUTOMOTIVE INC Stock 67103H107 201 285 SH   SOLE 0 285 0 0
EASTMAN CHEMICAL CO Stock 277432100 443 3,668 SH   SOLE 0 3,668 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 328 4,541 SH   SOLE 0 4,541 0 0
INTUIT INC Stock 461202103 354 551 SH   SOLE 0 551 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 285 5,299 SH   SOLE 0 5,298 0 0
CSX CORP Stock 126408103 1,573 41,836 SH   SOLE 0 41,836 0 0
COMCAST CORP NEW CL A Stock 20030N101 467 9,269 SH   SOLE 0 9,268 0 0
MICROSOFT Stock 594918104 6,690 19,891 SH   SOLE 0 19,891 0 0
CVS HEALTH CORP COM Stock 126650100 288 2,794 SH   SOLE 0 2,794 0 0
V F CORP COM Stock 918204108 376 5,136 SH   SOLE 0 5,136 0 0
VANGUARD TOTAL WORLD BOND ETF ETF 92206C565 459 5,847 SH   SOLE 0 5,847 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 210 5,007 SH   SOLE 0 5,007 0 0
BOEING CO COM Stock 097023105 650 3,227 SH   SOLE 0 3,226 0 0
VANGUARD MID CAP ETF 922908629 252 991 SH   SOLE 0 990 0 0
NEXTERA ENERGY INC COM Stock 65339F101 611 6,548 SH   SOLE 0 6,548 0 0
NIKE INC CLASS B Stock 654106103 897 5,379 SH   SOLE 0 5,379 0 0
TESLA MOTORS INC Stock 88160R101 1,376 1,302 SH   SOLE 0 1,302 0 0
LINDE PLC SHS Stock G5494J103 283 816 SH   SOLE 0 816 0 0
NORFOLK SOUTHERN CRP Stock 655844108 261 878 SH   SOLE 0 878 0 0
CENTERPOINT ENERGY INC COM Stock 15189T107 247 8,860 SH   SOLE 0 8,860 0 0
ASTRAZENECA PLC- SPONS ADR ADR 046353108 243 4,175 SH   SOLE 0 4,175 0 0
FIFTH THIRD BANCORP Stock 316773100 3,103 71,248 SH   SOLE 0 71,247 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 471 30,560 SH   SOLE 0 30,560 0 0
LILLY ELI & CO COM Stock 532457108 423 1,531 SH   SOLE 0 1,531 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 319 1,049 SH   SOLE 0 1,049 0 0
HUNTINGTON INGALLS INDS INC COM Stock 446413106 402 2,155 SH   SOLE 0 2,155 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 411 3,915 SH   SOLE 0 3,915 0 0
CHIPOTLE MEXICAN GRILL INC Stock 169656105 281 161 SH   SOLE 0 161 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 396 3,134 SH   SOLE 0 3,134 0 0
MARATHON PETE CORP Stock 56585A102 205 3,206 SH   SOLE 0 3,205 0 0
PINNACLE FINL PARTNERS INC COM Stock 72346Q104 218 2,285 SH   SOLE 0 2,285 0 0
REGENERON PHARMACEUTICALS INC Stock 75886F107 215 340 SH   SOLE 0 340 0 0
BLACKROCK FUTURE TECH ETF ETF 09290C301 1,090 31,227 SH   SOLE 0 31,226 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100 263 32,000 SH   SOLE 0 32,000 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 228 2,109 SH   SOLE 0 2,108 0 0
VISA INC Stock 92826C839 1,245 5,745 SH   SOLE 0 5,744 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 18,626 242,623 SH   SOLE 0 242,623 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 73,053 903,009 SH   SOLE 0 903,009 0 0
ALLISON TRANSMISSION HLDGS INC COM Stock 01973R101 203 5,592 SH   SOLE 0 5,592 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 2,876 107,810 SH   SOLE 0 107,810 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 2,027 63,488 SH   SOLE 0 63,488 0 0
AMERICAN TOWER CORP REIT 03027X100 246 841 SH   SOLE 0 841 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 72,366 676,446 SH   SOLE 0 676,446 0 0
META PLATFORMS INC CL A Stock 30303M102 1,533 4,559 SH   SOLE 0 4,559 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 481 604 SH   SOLE 0 604 0 0
INGREDION INC COM Stock 457187102 336 3,481 SH   SOLE 0 3,481 0 0
SERVICE NOW INC Stock 81762P102 202 311 SH   SOLE 0 311 0 0
BCE INC COM NEW Stock 05534B760 245 4,715 SH   SOLE 0 4,714 0 0
FIRST FINL BANCORP OH COM Stock 320209109 271 11,108 SH   SOLE 0 11,107 0 0
MONDELEZ INTL INC CL A Stock 609207105 245 3,690 SH   SOLE 0 3,690 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 484 727 SH   SOLE 0 727 0 0
MOODYS CORP Stock 615369105 227 580 SH   SOLE 0 579 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 57 10,466 SH   SOLE 0 10,466 0 0
NOVARTIS AG ADR ADR 66987V109 562 6,421 SH   SOLE 0 6,421 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 14,979 200,679 SH   SOLE 0 200,678 0 0
ROYAL BANK OF CANADA Stock 780087102 349 3,286 SH   SOLE 0 3,285 0 0
TOTAL SA ADR ADR 89151E109 301 6,087 SH   SOLE 0 6,087 0 0
ACCENTURE LTD BERMUDA CL A Stock G1151C101 812 1,959 SH   SOLE 0 1,958 0 0
OMNICOM GROUP INC COM Stock 681919106 364 4,963 SH   SOLE 0 4,963 0 0
KROGER CO COM Stock 501044101 337 7,454 SH   SOLE 0 7,454 0 0
ENBRIDGE INC COM Stock 29250N105 232 5,933 SH   SOLE 0 5,933 0 0
NVIDIA CORP Stock 67066G104 1,780 6,052 SH   SOLE 0 6,052 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 410 27,088 SH   SOLE 0 27,088 0 0
ABBVIE INC COM Stock 00287Y109 540 3,987 SH   SOLE 0 3,986 0 0
S&P GLOBAL INC COM Stock 78409V104 272 577 SH   SOLE 0 577 0 0
CABOT OIL & GAS CP COM Stock 127097103 198 10,395 SH   SOLE 0 10,395 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100 551 4,582 SH   SOLE 0 4,582 0 0
VERISIGN INC Stock 92343E102 236 930 SH   SOLE 0 930 0 0
QUALCOMM INC COM Stock 747525103 537 2,938 SH   SOLE 0 2,938 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 759 3,640 SH   SOLE 0 3,640 0 0
INTUITIVE SURGICAL, INC. Stock 46120E602 303 843 SH   SOLE 0 843 0 0
CULLEN FROST BANKERS INC COM Stock 229899109 478 3,789 SH   SOLE 0 3,789 0 0
MCDONALDS CORP COM Stock 580135101 928 3,460 SH   SOLE 0 3,460 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 612 3,540 SH   SOLE 0 3,540 0 0
DOVER CORP COM Stock 260003108 571 3,142 SH   SOLE 0 3,142 0 0
CISCO SYS INC Stock 17275R102 1,588 25,064 SH   SOLE 0 25,063 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 789 9,499 SH   SOLE 0 9,499 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 450 3,125 SH   SOLE 0 3,125 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 366 2,426 SH   SOLE 0 2,426 0 0
AUTODESK INC Stock 052769106 394 1,401 SH   SOLE 0 1,401 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 349 3,694 SH   SOLE 0 3,694 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 670 2,467 SH   SOLE 0 2,467 0 0
ISHARES DJ US TECHNOLOGY ETF 464287721 315 2,744 SH   SOLE 0 2,744 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 269 1,733 SH   SOLE 0 1,733 0 0
ISHARES S&P 500 INDEX ETF 464287200 3,401 7,130 SH   SOLE 0 7,130 0 0
WELLS FARGO CO NEW COM Stock 949746101 321 6,697 SH   SOLE 0 6,697 0 0
UNION PAC CORP COM Stock 907818108 720 2,857 SH   SOLE 0 2,857 0 0
CINTAS CORP Stock 172908105 1,108 2,500 SH   SOLE 0 2,500 0 0
SALESFORCE COM Stock 79466L302 565 2,224 SH   SOLE 0 2,224 0 0
MICROCHIP TECHNOLOGY INC Stock 595017104 265 3,046 SH   SOLE 0 3,045 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 611 916 SH   SOLE 0 916 0 0
LOCKHEED MARTIN CORP Stock 539830109 538 1,515 SH   SOLE 0 1,515 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 5,597 35,344 SH   SOLE 0 35,343 0 0
CHEVRON CORP NEW COM Stock 166764100 1,103 9,401 SH   SOLE 0 9,401 0 0
CONOCOPHILLIPS COM Stock 20825C104 276 3,825 SH   SOLE 0 3,825 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 227 4,455 SH   SOLE 0 4,455 0 0
CINCINNATI FINL CORP COM Stock 172062101 216 1,892 SH   SOLE 0 1,892 0 0
DANAHER CORP Stock 235851102 500 1,519 SH   SOLE 0 1,519 0 0
TJX COS INC NEW COM Stock 872540109 277 3,655 SH   SOLE 0 3,655 0 0
BK OF AMERICA CORP COM Stock 060505104 1,032 23,197 SH   SOLE 0 23,197 0 0
WALMART INC COM Stock 931142103 783 5,409 SH   SOLE 0 5,408 0 0
INTL BUSINESS MACHINES Stock 459200101 271 2,027 SH   SOLE 0 2,027 0 0
ORACLE CORPORATION Stock 68389X105 784 8,987 SH   SOLE 0 8,987 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 915 10,627 SH   SOLE 0 10,627 0 0
TEXAS INSTRS INC COM Stock 882508104 1,124 5,962 SH   SOLE 0 5,961 0 0
TARGET CORP COM Stock 87612E106 284 1,227 SH   SOLE 0 1,226 0 0
PFIZER INC COM Stock 717081103 2,349 39,786 SH   SOLE 0 39,785 0 0
MORGAN STANLEY Stock 617446448 448 4,562 SH   SOLE 0 4,561 0 0
3M CO COM Stock 88579Y101 253 1,423 SH   SOLE 0 1,423 0 0
GILEAD SCIENCES INC Stock 375558103 619 8,521 SH   SOLE 0 8,521 0 0
CATERPILLAR INC COM Stock 149123101 201 974 SH   SOLE 0 974 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 2,298 794 SH   SOLE 0 794 0 0
AMGEN INC Stock 031162100 769 3,417 SH   SOLE 0 3,417 0 0
APPLIED MATLS INC COM Stock 038222105 517 3,286 SH   SOLE 0 3,286 0 0
ANALOG DEVICES INC COM Stock 032654105 231 1,312 SH   SOLE 0 1,312 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 605 5,236 SH   SOLE 0 5,236 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 570 3,317 SH   SOLE 0 3,317 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 253 3,456 SH   SOLE 0 3,456 0 0
ISHARES AGGREGATE BOND ETF ETF 464287226 26,284 230,404 SH   SOLE 0 230,403 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 52,466 943,968 SH   SOLE 0 943,967 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209 414 3,842 SH   SOLE 0 3,842 0 0
CRANE CO COM Stock 224399105 480 4,720 SH   SOLE 0 4,720 0 0
PHILIP MORRIS INTL INC Stock 718172109 356 3,743 SH   SOLE 0 3,743 0 0
ROBERT HALF INTL INC COM Stock 770323103 367 3,294 SH   SOLE 0 3,294 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 3,041 15,165 SH   SOLE 0 15,164 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 278 4,463 SH   SOLE 0 4,463 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 889 3,203 SH   SOLE 0 3,203 0 0
ALTRIA GROUP INC COM Stock 02209S103 227 4,786 SH   SOLE 0 4,785 0 0
DOMINION RESOURCES INC Stock 25746U109 458 5,824 SH   SOLE 0 5,824 0 0
CITIGROUP INC Stock 172967424 213 3,525 SH   SOLE 0 3,525 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,238 20,233 SH   SOLE 0 20,233 0 0
UNITEDHEALTH GROUP Stock 91324P102 1,731 3,447 SH   SOLE 0 3,447 0 0
LOWES COS INC COM Stock 548661107 566 2,190 SH   SOLE 0 2,190 0 0
DEERE & CO COM Stock 244199105 365 1,063 SH   SOLE 0 1,063 0 0
NOVO-NORDISK A/S ADR ADR CMN ADR 670100205 379 3,387 SH   SOLE 0 3,386 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 307 1,626 SH   SOLE 0 1,626 0 0
CHARLES SCHWAB CORP Stock 808513105 232 2,763 SH   SOLE 0 2,763 0 0
CROWN CASTLE INTL CORP REIT 22822V101 214 1,023 SH   SOLE 0 1,023 0 0
BLACKROCK INC Stock 09247X101 328 358 SH   SOLE 0 358 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 1,032 3,644 SH   SOLE 0 3,644 0 0
WISDOMTREE GLOBAL EX-U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717W844 11,987 275,119 SH   SOLE 0 275,119 0 0
APPLE INC Stock 037833100 11,282 63,534 SH   SOLE 0 63,534 0 0
ABBOTT LABS COM Stock 002824100 718 5,104 SH   SOLE 0 5,104 0 0
DISNEY WALT CO COM Stock 254687106 740 4,780 SH   SOLE 0 4,780 0 0
RAYMOND JAMES FINL INC Stock 754730109 254 2,530 SH   SOLE 0 2,530 0 0