The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 10,368 61,797 SH   SOLE   1,968 0 59,829
ABBVIE INC COM 00287Y109 3,787 40,007 SH   SOLE   1,653 0 38,354
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,217 7,927 SH   SOLE   110 0 7,817
ANALOG DEVICES INC COM 032654105 4,697 51,544 SH   SOLE   1,627 0 49,917
AETNA INC NEW COM 00817Y108 1,464 8,664 SH   SOLE   150 0 8,514
ALIGN TECHNOLOGY INC COM 016255101 312 1,244 SH   SOLE   0 0 1,244
APPLIED MATLS INC COM 038222105 4,623 83,132 SH   SOLE   5,445 0 77,687
AMGEN INC COM 031162100 3,287 19,279 SH   SOLE   1,615 0 17,664
AMERIPRISE FINL INC COM 03076C106 1,692 11,440 SH   SOLE   370 0 11,070
AMERICAN TOWER CORP NEW COM 03027X100 392 2,700 SH   SOLE   0 0 2,700
AMAZON COM INC COM 023135106 3,898 2,693 SH   SOLE   114 0 2,579
AIR PRODS & CHEMS INC COM 009158106 211 1,324 SH   SOLE   0 0 1,324
APTIV PLC SHS G6095L109 280 3,292 SH   SOLE   0 0 3,292
BROADCOM LTD SHS Y09827109 1,077 4,572 SH   SOLE   40 0 4,532
ASTRAZENECA PLC SPONSORED ADR 046353108 903 25,818 SH   SOLE   150 0 25,668
BOEING CO COM 097023105 6,843 20,869 SH   SOLE   755 0 20,114
BAXTER INTL INC COM 071813109 202 3,100 SH   SOLE   0 0 3,100
BECTON DICKINSON & CO COM 075887109 2,838 13,098 SH   SOLE   920 0 12,178
BIOGEN INC COM 09062X103 1,075 3,926 SH   SOLE   123 0 3,803
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 4,193 181,282 SH   SOLE   2,231 0 179,051
BLACKROCK INC COM 09247X101 8,371 15,452 SH   SOLE   806 0 14,646
CITIGROUP INC COM NEW 172967424 1,784 26,428 SH   SOLE   859 0 25,569
CA INC COM 12673P105 954 28,152 SH   SOLE   144 0 28,008
CELGENE CORP COM 151020104 2,853 31,980 SH   SOLE   1,149 0 30,831
CERNER CORP COM 156782104 608 10,490 SH   SOLE   775 0 9,715
COLGATE PALMOLIVE CO COM 194162103 2,466 34,396 SH   SOLE   7,582 0 26,814
CANADIAN NATL RY CO COM 136375102 892 12,196 SH   SOLE   20 0 12,176
SALESFORCE COM INC COM 79466L302 3,017 25,943 SH   SOLE   1,015 0 24,928
CISCO SYS INC COM 17275R102 2,113 49,275 SH   SOLE   4,170 0 45,105
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,321 16,415 SH   SOLE   804 0 15,611
CVS HEALTH CORP COM 126650100 1,230 19,767 SH   SOLE   2,426 0 17,341
CHEVRON CORP NEW COM 166764100 222 1,949 SH   SOLE   473 0 1,476
DELTA AIR LINES INC DEL COM NEW 247361702 2,978 54,339 SH   SOLE   1,775 0 52,564
DBX ETF TR XTRACK MSCI EAFE 233051200 35,814 1,166,203 SH   SOLE   44,701 0 1,121,502
DOLLAR GEN CORP NEW COM 256677105 2,903 31,035 SH   SOLE   855 0 30,180
D R HORTON INC COM 23331A109 1,272 29,005 SH   SOLE   865 0 28,140
DISNEY WALT CO COM DISNEY 254687106 6,109 60,823 SH   SOLE   2,801 0 58,022
DIGITAL RLTY TR INC COM 253868103 3,820 36,249 SH   SOLE   1,361 0 34,888
DARDEN RESTAURANTS INC COM 237194105 1,223 14,342 SH   SOLE   78 0 14,264
ISHARES TR MSCI EAFE ETF 464287465 600 8,606 SH   SOLE   500 0 8,106
LAUDER ESTEE COS INC CL A 518439104 4,121 27,525 SH   SOLE   786 0 26,739
ENBRIDGE INC COM 29250N105 1,587 50,427 SH   SOLE   952 0 49,475
EATON CORP PLC SHS G29183103 1,060 13,262 SH   SOLE   72 0 13,190
FORD MTR CO DEL COM PAR $0.01 345370860 710 64,071 SH   SOLE   402 0 63,669
FACEBOOK INC CL A 30303M102 4,841 30,295 SH   SOLE   820 0 29,475
FEDEX CORP COM 31428X106 1,556 6,480 SH   SOLE   145 0 6,335
GENERAL ELECTRIC CO COM 369604103 1,728 128,225 SH   SOLE   2,579 0 125,646
ALPHABET INC CAP STK CL C 02079K107 6,814 6,604 SH   SOLE   215 0 6,389
CLAYMORE EXCHANGE TRD FD TR GUGG ULTR SH DUR 18383M654 22,415 446,254 SH   SOLE   14,566 0 431,688
HOME DEPOT INC COM 437076102 1,761 9,878 SH   SOLE   175 0 9,703
HONEYWELL INTL INC COM 438516106 3,711 25,679 SH   SOLE   1,707 0 23,972
HERSHEY CO COM 427866108 763 7,708 SH   SOLE   226 0 7,482
ISHARES TR CORE S&P MCP ETF 464287507 1,914 10,203 SH   SOLE   40 0 10,163
ISHARES TR CORE S&P SCP ETF 464287804 2,657 34,507 SH   SOLE   460 0 34,047
INTEL CORP COM 458140100 7,349 141,113 SH   SOLE   7,375 0 133,738
INTL PAPER CO COM 460146103 1,704 31,892 SH   SOLE   146 0 31,746
ISHARES TR CORE S&P500 ETF 464287200 1,051 3,962 SH   SOLE   0 0 3,962
INVESCO LTD SHS G491BT108 1,029 32,142 SH   SOLE   165 0 31,977
HUNT J B TRANS SVCS INC COM 445658107 805 6,870 SH   SOLE   0 0 6,870
JOHNSON & JOHNSON COM 478160104 7,837 61,158 SH   SOLE   2,910 0 58,248
JPMORGAN CHASE & CO COM 46625H100 9,139 83,109 SH   SOLE   3,717 0 79,392
KRAFT HEINZ CO COM 500754106 1,307 20,980 SH   SOLE   85 0 20,895
KIMBERLY CLARK CORP COM 494368103 1,725 15,659 SH   SOLE   338 0 15,321
COCA COLA CO COM 191216100 2,336 53,786 SH   SOLE   362 0 53,424
LABORATORY CORP AMER HLDGS COM NEW 50540R409 865 5,350 SH   SOLE   0 0 5,350
LOWES COS INC COM 548661107 3,814 43,465 SH   SOLE   3,489 0 39,976
MASCO CORP COM 574599106 1,485 36,712 SH   SOLE   650 0 36,062
MCDONALDS CORP COM 580135101 5,102 32,625 SH   SOLE   1,360 0 31,265
MEDTRONIC PLC SHS G5960L103 1,096 13,667 SH   SOLE   175 0 13,492
METHANEX CORP COM 59151K108 303 5,000 SH   SOLE   0 0 5,000
METLIFE INC COM 59156R108 1,289 28,093 SH   SOLE   91 0 28,002
MAGNA INTL INC COM 559222401 229 4,060 SH   SOLE   65 0 3,995
MCCORMICK & CO INC COM NON VTG 579780206 970 9,120 SH   SOLE   90 0 9,030
3M CO COM 88579Y101 1,246 5,677 SH   SOLE   115 0 5,562
MARATHON PETE CORP COM 56585A102 761 10,410 SH   SOLE   300 0 10,110
MERCK & CO INC COM 58933Y105 3,275 60,133 SH   SOLE   2,009 0 58,124
MORGAN STANLEY COM NEW 617446448 687 12,723 SH   SOLE   325 0 12,398
MICROSOFT CORP COM 594918104 10,005 109,625 SH   SOLE   3,524 0 106,101
ISHARES US ETF TR SHT MAT BD ETF 46431W507 21,965 437,891 SH   SOLE   22,995 0 414,896
NEXTERA ENERGY INC COM 65339F101 2,088 12,781 SH   SOLE   600 0 12,181
NIKE INC CL B 654106103 1,790 26,941 SH   SOLE   895 0 26,046
NORTHROP GRUMMAN CORP COM 666807102 425 1,216 SH   SOLE   0 0 1,216
NOVARTIS A G SPONSORED ADR 66987V109 251 3,105 SH   SOLE   100 0 3,005
NEWELL BRANDS INC COM 651229106 506 19,840 SH   SOLE   175 0 19,665
PAYCHEX INC COM 704326107 1,084 17,605 SH   SOLE   82 0 17,523
PEOPLES BANCORP INC COM 709789101 273 7,708 SH   SOLE   0 0 7,708
PEPSICO INC COM 713448108 3,298 30,218 SH   SOLE   2,365 0 27,853
PFIZER INC COM 717081103 4,443 125,198 SH   SOLE   2,730 0 122,468
PROCTER AND GAMBLE CO COM 742718109 2,405 30,341 SH   SOLE   2,022 0 28,319
PARKER HANNIFIN CORP COM 701094104 640 3,741 SH   SOLE   0 0 3,741
PHILIP MORRIS INTL INC COM 718172109 806 8,109 SH   SOLE   99 0 8,010
PNC FINL SVCS GROUP INC COM 693475105 280 1,852 SH   SOLE   502 0 1,350
PPL CORP COM 69351T106 1,690 59,727 SH   SOLE   690 0 59,037
PRUDENTIAL FINL INC COM 744320102 1,814 17,515 SH   SOLE   610 0 16,905
PHILLIPS 66 COM 718546104 3,386 35,297 SH   SOLE   720 0 34,577
PAYPAL HLDGS INC COM 70450Y103 3,684 48,556 SH   SOLE   1,402 0 47,154
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 2,487 21,124 SH   SOLE   810 0 20,314
REINSURANCE GROUP AMER INC COM NEW 759351604 583 2,270 SH   SOLE   60 0 2,210
RAYMOND JAMES FINANCIAL INC COM 754730109 337 3,766 SH   SOLE   0 0 3,766
RAYTHEON CO COM NEW 755111507 303 1,403 SH   SOLE   0 0 1,403
STARBUCKS CORP COM 855244109 2,441 42,165 SH   SOLE   700 0 41,465
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,110 88,391 SH   SOLE   4,393 0 83,998
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10,895 170,791 SH   SOLE   10,418 0 160,372
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 720 14,694 SH   SOLE   585 0 14,109
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,761 235,565 SH   SOLE   10,626 0 224,939
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 676 20,061 SH   SOLE   3,932 0 16,129
SCHWAB STRATEGIC TR US REIT ETF 808524847 307 8,034 SH   SOLE   0 0 8,034
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,072 171,561 SH   SOLE   9,750 0 161,811
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 794 15,935 SH   SOLE   1,700 0 14,235
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,031 21,570 SH   SOLE   0 0 21,570
SKECHERS U S A INC CL A 830566105 389 9,995 SH   SOLE   900 0 9,095
SCHLUMBERGER LTD COM 806857108 2,237 34,538 SH   SOLE   1,288 0 33,250
STRYKER CORP COM 863667101 3,170 19,697 SH   SOLE   324 0 19,373
AT&T INC COM 00206R102 3,347 93,888 SH   SOLE   2,785 0 91,103
TORONTO DOMINION BK ONT COM NEW 891160509 1,860 32,719 SH   SOLE   492 0 32,227
T MOBILE US INC COM 872590104 708 11,591 SH   SOLE   220 0 11,371
TOTAL S A SPONSORED ADR 89151E109 1,299 22,512 SH   SOLE   97 0 22,415
TRANSCANADA CORP COM 89353D107 2,844 68,834 SH   SOLE   3,189 0 65,645
TRAVELERS COMPANIES INC COM 89417E109 2,255 16,236 SH   SOLE   805 0 15,431
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 2,095 47,874 SH   SOLE   2,450 0 45,424
TEXAS INSTRS INC COM 882508104 425 4,095 SH   SOLE   0 0 4,095
UNITEDHEALTH GROUP INC COM 91324P102 3,861 18,043 SH   SOLE   776 0 17,267
UNITED PARCEL SERVICE INC CL B 911312106 1,951 18,641 SH   SOLE   240 0 18,401
US BANCORP DEL COM NEW 902973304 2,926 57,939 SH   SOLE   2,060 0 55,879
ISHARES TR MIN VOL USA ETF 46429B697 1,030 19,843 SH   SOLE   1,215 0 18,628
UNITED TECHNOLOGIES CORP COM 913017109 1,091 8,669 SH   SOLE   1,320 0 7,349
VISA INC COM CL A 92826C839 7,098 59,340 SH   SOLE   1,326 0 58,014
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 541 6,372 SH   SOLE   505 0 5,867
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 56,667 722,522 SH   SOLE   23,235 0 699,287
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,967 72,961 SH   SOLE   2,652 0 70,309
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,001 95,794 SH   SOLE   125 0 95,669
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,591 33,861 SH   SOLE   650 0 33,211
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,041 48,983 SH   SOLE   250 0 48,733
VERIZON COMMUNICATIONS INC COM 92343V104 1,277 26,694 SH   SOLE   1,270 0 25,424
WESTERN DIGITAL CORP COM 958102105 4,266 46,234 SH   SOLE   1,620 0 44,614
WASTE MGMT INC DEL COM 94106L109 1,023 12,161 SH   SOLE   125 0 12,036
WESTROCK CO COM 96145D105 210 3,274 SH   SOLE   1,653 0 1,621
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 282 4,945 SH   SOLE   0 0 4,945
EXXON MOBIL CORP COM 30231G102 4,089 54,800 SH   SOLE   2,234 0 52,566