The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   256,616 3,781 SH   SOLE   0 0 3,781
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   848,725 2,970 SH   SOLE   0 0 2,970
JOHNSON CTLS INTL PLC SHS G51502105   594,636 9,874 SH   SOLE   0 0 9,874
MEDTRONIC PLC SHS G5960L103   244,385 3,031 SH   SOLE   0 0 3,031
CHUBB LIMITED COM H1467J104   386,214 1,989 SH   SOLE   0 0 1,989
TE CONNECTIVITY LTD SHS H84989104   827,570 6,310 SH   SOLE   0 0 6,310
AFLAC INC COM 001055102   1,045,541 16,205 SH   SOLE   0 0 16,205
ABBOTT LABS COM 002824100   723,757 7,148 SH   SOLE   0 0 7,148
ABBVIE INC COM 00287Y109   1,701,443 10,676 SH   SOLE   0 0 10,676
ADOBE SYSTEMS INCORPORATED COM 00724F101   780,374 2,025 SH   SOLE   0 0 2,025
ADVANCED MICRO DEVICES INC COM 007903107   547,182 5,583 SH   SOLE   0 0 5,583
ALBEMARLE CORP COM 012653101   356,316 1,612 SH   SOLE   0 0 1,612
ALPHABET INC CAP STK CL A 02079K305   6,418,144 61,874 SH   SOLE   0 0 61,874
AMAZON COM INC COM 023135106   2,419,735 23,427 SH   SOLE   0 0 23,427
AMERICAN ELEC PWR CO INC COM 025537101   497,341 5,466 SH   SOLE   0 0 5,466
AMERICAN EXPRESS CO COM 025816109   1,425,739 8,643 SH   SOLE   0 0 8,643
AMERICAN TOWER CORP NEW COM 03027X100   218,464 1,069 SH   SOLE   0 0 1,069
AMETEK INC COM 031100100   507,846 3,494 SH   SOLE   0 0 3,494
AMGEN INC COM 031162100   2,119,904 8,769 SH   SOLE   0 0 8,769
ANALOG DEVICES INC COM 032654105   966,702 4,902 SH   SOLE   0 0 4,902
ELEVANCE HEALTH INC COM 036752103   769,459 1,673 SH   SOLE   0 0 1,673
APPLE INC COM 037833100   12,221,860 74,117 SH   SOLE   0 0 74,117
APPLIED MATLS INC COM 038222105   615,426 5,010 SH   SOLE   0 0 5,010
ARCHER DANIELS MIDLAND CO COM 039483102   460,510 5,781 SH   SOLE   0 0 5,781
AVERY DENNISON CORP COM 053611109   406,873 2,274 SH   SOLE   0 0 2,274
BANK AMERICA CORP COM 060505104   1,327,889 46,430 SH   SOLE   0 0 46,430
BANK NEW YORK MELLON CORP COM 064058100   776,574 17,090 SH   SOLE   0 0 17,090
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   912,817 2,956 SH   SOLE   0 0 2,956
BIO RAD LABS INC CL A 090572207   218,912 457 SH   SOLE   0 0 457
BORGWARNER INC COM 099724106   782,863 15,941 SH   SOLE   0 0 15,941
BOSTON SCIENTIFIC CORP COM 101137107   496,047 9,915 SH   SOLE   0 0 9,915
BRISTOL-MYERS SQUIBB CO COM 110122108   865,948 12,494 SH   SOLE   0 0 12,494
BROADCOM INC COM 11135F101   1,995,711 3,111 SH   SOLE   0 0 3,111
BUILDERS FIRSTSOURCE INC COM 12008R107   1,928,390 21,721 SH   SOLE   0 0 21,721
CDW CORP COM 12514G108   824,234 4,229 SH   SOLE   0 0 4,229
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   914,511 9,203 SH   SOLE   0 0 9,203
THE CIGNA GROUP COM 125523100   1,012,549 3,963 SH   SOLE   0 0 3,963
CVS HEALTH CORP COM 126650100   2,255,135 30,348 SH   SOLE   0 0 30,348
COTERRA ENERGY INC COM 127097103   815,890 33,247 SH   SOLE   0 0 33,247
CADENCE DESIGN SYSTEM INC COM 127387108   2,417,506 11,507 SH   SOLE   0 0 11,507
CANADIAN NAT RES LTD COM 136385101   457,151 8,259 SH   SOLE   0 0 8,259
CHENIERE ENERGY INC COM NEW 16411R208   417,974 2,652 SH   SOLE   0 0 2,652
CHEVRON CORP NEW COM 166764100   282,735 1,733 SH   SOLE   0 0 1,733
CISCO SYS INC COM 17275R102   4,043,797 77,356 SH   SOLE   0 0 77,356
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   754,257 12,379 SH   SOLE   0 0 12,379
COMCAST CORP NEW CL A 20030N101   938,088 24,745 SH   SOLE   0 0 24,745
COMPANHIA DE SANEAMENTO BASI SPONSORED ADR 20441A102   130,891 13,076 SH   SOLE   0 0 13,076
CONOCOPHILLIPS COM 20825C104   390,485 3,936 SH   SOLE   0 0 3,936
CONSTELLATION BRANDS INC CL A 21036P108   395,480 1,751 SH   SOLE   0 0 1,751
CORNING INC COM 219350105   300,872 8,528 SH   SOLE   0 0 8,528
QUIDELORTHO CORP COM 219798105   303,797 3,410 SH   SOLE   0 0 3,410
COSTCO WHSL CORP NEW COM 22160K105   537,279 1,081 SH   SOLE   0 0 1,081
CROCS INC COM 227046109   699,719 5,534 SH   SOLE   0 0 5,534
DTE ENERGY CO COM 233331107   1,160,137 10,591 SH   SOLE   0 0 10,591
DT MIDSTREAM INC COMMON STOCK 23345M107   282,090 5,714 SH   SOLE   0 0 5,714
DANAHER CORPORATION COM 235851102   363,772 1,443 SH   SOLE   0 0 1,443
DEERE & CO COM 244199105   1,256,454 3,043 SH   SOLE   0 0 3,043
DEVON ENERGY CORP NEW COM 25179M103   1,764,860 34,872 SH   SOLE   0 0 34,872
DISNEY WALT CO COM 254687106   410,726 4,102 SH   SOLE   0 0 4,102
DOVER CORP COM 260003108   809,844 5,330 SH   SOLE   0 0 5,330
DUKE ENERGY CORP NEW COM NEW 26441C204   316,264 3,278 SH   SOLE   0 0 3,278
EOG RES INC COM 26875P101   610,241 5,324 SH   SOLE   0 0 5,324
EVERSOURCE ENERGY COM 30040W108   634,977 8,114 SH   SOLE   0 0 8,114
EXPEDITORS INTL WASH INC COM 302130109   836,035 7,592 SH   SOLE   0 0 7,592
EXTRA SPACE STORAGE INC COM 30225T102   573,669 3,521 SH   SOLE   0 0 3,521
EXXON MOBIL CORP COM 30231G102   217,502 1,983 SH   SOLE   0 0 1,983
META PLATFORMS INC CL A 30303M102   2,219,096 10,470 SH   SOLE   0 0 10,470
FEDEX CORP COM 31428X106   685,156 2,999 SH   SOLE   0 0 2,999
FISERV INC COM 337738108   704,968 6,237 SH   SOLE   0 0 6,237
FORD MTR CO DEL COM 345370860   985,088 78,182 SH   SOLE   0 0 78,182
FORTUNE BRANDS INNOVATIONS I COM 34964C106   353,998 6,028 SH   SOLE   0 0 6,028
GAMING & LEISURE PPTYS INC COM 36467J108   364,175 6,995 SH   SOLE   0 0 6,995
GENERAL MLS INC COM 370334104   982,202 11,493 SH   SOLE   0 0 11,493
GILEAD SCIENCES INC COM 375558103   2,504,617 30,187 SH   SOLE   0 0 30,187
GODADDY INC CL A 380237107   250,725 3,226 SH   SOLE   0 0 3,226
INTEL CORP COM 458140100   808,402 24,744 SH   SOLE   0 0 24,744
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   781,267 9,463 SH   SOLE   0 0 9,463
INTERPUBLIC GROUP COS INC COM 460690100   999,142 26,830 SH   SOLE   0 0 26,830
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   172,342 12,120 SH   SOLE   0 0 12,120
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   537,227 11,353 SH   SOLE   0 0 11,353
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   562,942 3,893 SH   SOLE   0 0 3,893
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738   528,831 11,679 SH   SOLE   0 0 11,679
IQVIA HLDGS INC COM 46266C105   747,031 3,756 SH   SOLE   0 0 3,756
IRON MTN INC DEL COM 46284V101   596,702 11,278 SH   SOLE   0 0 11,278
ISHARES INC MSCI CDA ETF 464286509   1,973,905 57,750 SH   SOLE   0 0 57,750
ISHARES TR CORE S&P500 ETF 464287200   628,936 1,530 SH   SOLE   0 0 1,530
ISHARES TR MSCI EMG MKT ETF 464287234   593,567 15,042 SH   SOLE   0 0 15,042
ISHARES TR IBOXX INV CP ETF 464287242   16,555,504 151,040 SH   SOLE   0 0 151,040
ISHARES TR 20 YR TR BD ETF 464287432   34,438,336 323,760 SH   SOLE   0 0 323,760
ISHARES TR 1 3 YR TREAS BD 464287457   36,271,457 441,473 SH   SOLE   0 0 441,473
ISHARES TR MSCI EAFE ETF 464287465   1,736,516 24,280 SH   SOLE   0 0 24,280
ISHARES TR RUS 1000 ETF 464287622   4,174,807 18,536 SH   SOLE   0 0 18,536
ISHARES TR RUSSELL 2000 ETF 464287655   226,966 1,272 SH   SOLE   0 0 1,272
ISHARES TR JPMORGAN USD EMG 464288281   273,449 3,169 SH   SOLE   0 0 3,169
ISHARES TR NATIONAL MUN ETF 464288414   330,439 3,067 SH   SOLE   0 0 3,067
ISHARES TR USD INV GRDE ETF 464288620   2,841,432 56,088 SH   SOLE   0 0 56,088
ISHARES TR ISHS 5-10YR INVT 464288638   568,855 11,093 SH   SOLE   0 0 11,093
ISHARES TR ISHS 1-5YR INVS 464288646   479,924 9,496 SH   SOLE   0 0 9,496
ISHARES TR 3 7 YR TREAS BD 464288661   868,399 7,381 SH   SOLE   0 0 7,381
ISHARES TR US TREAS BD ETF 46429B267   5,682,844 243,064 SH   SOLE   0 0 243,064
ISHARES TR FLTG RATE NT ETF 46429B655   364,580 7,235 SH   SOLE   0 0 7,235
ISHARES TR MSCI USA MIN VOL 46429B697   1,119,584 15,392 SH   SOLE   0 0 15,392
ISHARES TR MSCI USA MMENTM 46432F396   3,681,750 26,480 SH   SOLE   0 0 26,480
ISHARES TR CORE MSCI EAFE 46432F842   19,313,129 288,902 SH   SOLE   0 0 288,902
ISHARES INC CORE MSCI EMKT 46434G103   8,287,953 169,870 SH   SOLE   0 0 169,870
ISHARES TR 0-5YR HI YL CP 46434V407   318,101 7,632 SH   SOLE   0 0 7,632
ISHARES TR BROAD USD HIGH 46435U853   228,315 6,422 SH   SOLE   0 0 6,422
JPMORGAN CHASE & CO COM 46625H100   1,777,340 13,639 SH   SOLE   0 0 13,639
JOHNSON & JOHNSON COM 478160104   844,815 5,450 SH   SOLE   0 0 5,450
KLA CORP COM NEW 482480100   1,250,268 3,132 SH   SOLE   0 0 3,132
KELLOGG CO COM 487836108   320,932 4,793 SH   SOLE   0 0 4,793
KEURIG DR PEPPER INC COM 49271V100   697,059 19,758 SH   SOLE   0 0 19,758
KIMBERLY-CLARK CORP COM 494368103   793,550 5,912 SH   SOLE   0 0 5,912
KROGER CO COM 501044101   1,086,647 22,010 SH   SOLE   0 0 22,010
LABORATORY CORP AMER HLDGS COM NEW 50540R409   1,615,452 7,041 SH   SOLE   0 0 7,041
LILLY ELI & CO COM 532457108   757,502 2,206 SH   SOLE   0 0 2,206
LOUISIANA PAC CORP COM 546347105   553,515 10,211 SH   SOLE   0 0 10,211
LOWES COS INC COM 548661107   203,974 1,020 SH   SOLE   0 0 1,020
M & T BK CORP COM 55261F104   850,023 7,109 SH   SOLE   0 0 7,109
MANULIFE FINL CORP COM 56501R106   305,535 16,641 SH   SOLE   0 0 16,641
MARATHON PETE CORP COM 56585A102   637,447 4,728 SH   SOLE   0 0 4,728
MARSH & MCLENNAN COS INC COM 571748102   2,291,742 13,760 SH   SOLE   0 0 13,760
MASTERCARD INCORPORATED CL A 57636Q104   756,848 2,083 SH   SOLE   0 0 2,083
MCDONALDS CORP COM 580135101   588,524 2,105 SH   SOLE   0 0 2,105
MCKESSON CORP COM 58155Q103   870,535 2,445 SH   SOLE   0 0 2,445
MERCK & CO INC COM 58933Y105   974,729 9,162 SH   SOLE   0 0 9,162
METLIFE INC COM 59156R108   290,639 5,016 SH   SOLE   0 0 5,016
MICROSOFT CORP COM 594918104   8,998,431 31,212 SH   SOLE   0 0 31,212
MICROCHIP TECHNOLOGY INC. COM 595017104   1,318,008 15,732 SH   SOLE   0 0 15,732
MODERNA INC COM 60770K107   1,639,006 10,672 SH   SOLE   0 0 10,672
MONDELEZ INTL INC CL A 609207105   852,300 12,225 SH   SOLE   0 0 12,225
MONSTER BEVERAGE CORP NEW COM 61174X109   301,808 5,588 SH   SOLE   0 0 5,588
MORGAN STANLEY COM NEW 617446448   484,372 5,517 SH   SOLE   0 0 5,517
MOTOROLA SOLUTIONS INC COM NEW 620076307   505,956 1,768 SH   SOLE   0 0 1,768
NRG ENERGY INC COM NEW 629377508   272,611 7,950 SH   SOLE   0 0 7,950
NETAPP INC COM 64110D104   301,604 4,724 SH   SOLE   0 0 4,724
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   203,048 1,176 SH   SOLE   0 0 1,176
NEXTERA ENERGY INC COM 65339F101   1,870,922 24,272 SH   SOLE   0 0 24,272
NIKE INC CL B 654106103   444,490 3,624 SH   SOLE   0 0 3,624
NORFOLK SOUTHN CORP COM 655844108   856,181 4,039 SH   SOLE   0 0 4,039
NOVARTIS AG SPONSORED ADR 66987V109   329,872 3,586 SH   SOLE   0 0 3,586
NOVO-NORDISK A S ADR 670100205   631,937 3,971 SH   SOLE   0 0 3,971
NUCOR CORP COM 670346105   1,596,206 10,333 SH   SOLE   0 0 10,333
NVIDIA CORPORATION COM 67066G104   490,874 1,767 SH   SOLE   0 0 1,767
OGE ENERGY CORP COM 670837103   292,163 7,758 SH   SOLE   0 0 7,758
OMNICOM GROUP INC COM 681919106   1,692,213 17,937 SH   SOLE   0 0 17,937
ON SEMICONDUCTOR CORP COM 682189105   294,294 3,575 SH   SOLE   0 0 3,575
ORACLE CORP COM 68389X105   730,206 7,858 SH   SOLE   0 0 7,858
PNC FINL SVCS GROUP INC COM 693475105   202,121 1,590 SH   SOLE   0 0 1,590
PPG INDS INC COM 693506107   270,251 2,023 SH   SOLE   0 0 2,023
PPL CORP COM 69351T106   852,093 30,662 SH   SOLE   0 0 30,662
PACCAR INC COM 693718108   498,869 6,815 SH   SOLE   0 0 6,815
PACKAGING CORP AMER COM 695156109   383,171 2,760 SH   SOLE   0 0 2,760
PARKER-HANNIFIN CORP COM 701094104   776,143 2,309 SH   SOLE   0 0 2,309
PEPSICO INC COM 713448108   316,873 1,738 SH   SOLE   0 0 1,738
PFIZER INC COM 717081103   3,839,978 94,117 SH   SOLE   0 0 94,117
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   474,018 4,776 SH   SOLE   0 0 4,776
PIONEER NAT RES CO COM 723787107   1,307,931 6,404 SH   SOLE   0 0 6,404
PRICE T ROWE GROUP INC COM 74144T108   1,190,965 10,549 SH   SOLE   0 0 10,549
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   713,090 9,595 SH   SOLE   0 0 9,595
PROCTER AND GAMBLE CO COM 742718109   3,518,478 23,663 SH   SOLE   0 0 23,663
PROLOGIS INC. COM 74340W103   338,737 2,715 SH   SOLE   0 0 2,715
QUALCOMM INC COM 747525103   2,570,650 20,149 SH   SOLE   0 0 20,149
RAYTHEON TECHNOLOGIES CORP COM 75513E101   928,898 9,485 SH   SOLE   0 0 9,485
REGENERON PHARMACEUTICALS COM 75886F107   262,113 319 SH   SOLE   0 0 319
REINSURANCE GRP OF AMERICA I COM NEW 759351604   363,231 2,736 SH   SOLE   0 0 2,736
SPDR S&P 500 ETF TR TR UNIT 78462F103   435,589 1,064 SH   SOLE   0 0 1,064
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103   449,286 11,814 SH   SOLE   0 0 11,814
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   507,144 14,859 SH   SOLE   0 0 14,859
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   236,148 7,625 SH   SOLE   0 0 7,625
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,261,018 39,260 SH   SOLE   0 0 39,260
SPDR SER TR BLOOMBERG EMERGI 78464A391   200,074 9,429 SH   SOLE   0 0 9,429
SPDR SER TR PORTFOLIO LN TSR 78464A664   228,171 7,389 SH   SOLE   0 0 7,389
SPDR SER TR PORTFOLIO S&P400 78464A847   302,341 6,881 SH   SOLE   0 0 6,881
SPDR SER TR PORTFOLIO S&P500 78464A854   839,279 17,431 SH   SOLE   0 0 17,431
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   945,295 23,039 SH   SOLE   0 0 23,039
SPDR SER TR BLOOMBERG INVT 78468R200   306,408 10,069 SH   SOLE   0 0 10,069
SPDR SER TR BLOOMBERG HIGH Y 78468R622   527,157 5,679 SH   SOLE   0 0 5,679
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   507,938 5,532 SH   SOLE   0 0 5,532
SPDR SER TR PORTFOLIO S&P600 78468R853   462,378 12,242 SH   SOLE   0 0 12,242
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   209,688 11,019 SH   SOLE   0 0 11,019
SALESFORCE INC COM 79466L302   365,398 1,829 SH   SOLE   0 0 1,829
SELECT SECTOR SPDR TR ENERGY 81369Y506   610,374 7,369 SH   SOLE   0 0 7,369
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   652,263 20,288 SH   SOLE   0 0 20,288
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   605,866 5,988 SH   SOLE   0 0 5,988
SEMPRA COM 816851109   1,272,382 8,417 SH   SOLE   0 0 8,417
SKYWORKS SOLUTIONS INC COM 83088M102   556,062 4,713 SH   SOLE   0 0 4,713
SONY GROUP CORPORATION SPONSORED ADR 835699307   200,089 2,207 SH   SOLE   0 0 2,207
SPROUTS FMRS MKT INC COM 85208M102   210,145 5,999 SH   SOLE   0 0 5,999
SYSCO CORP COM 871829107   299,862 3,883 SH   SOLE   0 0 3,883
TJX COS INC NEW COM 872540109   669,014 8,538 SH   SOLE   0 0 8,538
TAPESTRY INC COM 876030107   883,819 20,501 SH   SOLE   0 0 20,501
TESLA INC COM 88160R101   268,562 1,295 SH   SOLE   0 0 1,295
TEXAS INSTRS INC COM 882508104   813,431 4,373 SH   SOLE   0 0 4,373
THERMO FISHER SCIENTIFIC INC COM 883556102   738,512 1,281 SH   SOLE   0 0 1,281
THOMSON REUTERS CORP. COM NEW 884903709   258,558 1,987 SH   SOLE   0 0 1,987
TYSON FOODS INC CL A 902494103   838,398 14,133 SH   SOLE   0 0 14,133
ULTA BEAUTY INC COM 90384S303   923,274 1,692 SH   SOLE   0 0 1,692
UNITED THERAPEUTICS CORP DEL COM 91307C102   384,315 1,716 SH   SOLE   0 0 1,716
UNITEDHEALTH GROUP INC COM 91324P102   1,768,764 3,743 SH   SOLE   0 0 3,743
UNUM GROUP COM 91529Y106   233,778 5,909 SH   SOLE   0 0 5,909
VALERO ENERGY CORP COM 91913Y100   1,127,435 8,076 SH   SOLE   0 0 8,076
VANGUARD WORLD FD MEGA GRWTH IND 921910816   25,463,686 124,511 SH   SOLE   0 0 124,511
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   22,472,944 222,460 SH   SOLE   0 0 222,460
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,607,747 20,978 SH   SOLE   0 0 20,978
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,745,698 22,748 SH   SOLE   0 0 22,748
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,375,469 44,130 SH   SOLE   0 0 44,130
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,603,293 48,805 SH   SOLE   0 0 48,805
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   24,845,321 550,040 SH   SOLE   0 0 550,040
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   302,606 6,328 SH   SOLE   0 0 6,328
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,342,692 150,096 SH   SOLE   0 0 150,096
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,552,653 14,213 SH   SOLE   0 0 14,213
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,108,137 200,697 SH   SOLE   0 0 200,697
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   5,825,329 125,141 SH   SOLE   0 0 125,141
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,221,510 15,227 SH   SOLE   0 0 15,227
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   35,396,884 94,123 SH   SOLE   0 0 94,123
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   6,984,511 52,096 SH   SOLE   0 0 52,096
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,823,028 35,010 SH   SOLE   0 0 35,010
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,450,992 15,947 SH   SOLE   0 0 15,947
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,580,499 54,047 SH   SOLE   0 0 54,047
VANGUARD INDEX FDS MID CAP ETF 922908629   2,607,767 12,364 SH   SOLE   0 0 12,364
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   6,216,922 44,343 SH   SOLE   0 0 44,343
VANGUARD INDEX FDS GROWTH ETF 922908736   23,507,341 94,240 SH   SOLE   0 0 94,240
VANGUARD INDEX FDS VALUE ETF 922908744   21,681,646 156,988 SH   SOLE   0 0 156,988
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,655,047 40,383 SH   SOLE   0 0 40,383
VERIZON COMMUNICATIONS INC COM 92343V104   1,627,883 41,859 SH   SOLE   0 0 41,859
VERTEX PHARMACEUTICALS INC COM 92532F100   2,779,548 8,822 SH   SOLE   0 0 8,822
VICI PPTYS INC COM 925652109   1,966,715 60,292 SH   SOLE   0 0 60,292
VISA INC COM CL A 92826C839   1,289,755 5,721 SH   SOLE   0 0 5,721
WALMART INC COM 931142103   850,522 5,768 SH   SOLE   0 0 5,768
WELLS FARGO CO NEW COM 949746101   632,154 16,912 SH   SOLE   0 0 16,912
WILLIAMS COS INC COM 969457100   306,906 10,278 SH   SOLE   0 0 10,278
WILLIAMS SONOMA INC COM 969904101   600,574 4,937 SH   SOLE   0 0 4,937
WORKDAY INC CL A 98138H101   930,121 4,503 SH   SOLE   0 0 4,503