The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   797,912 7,523 SH   SOLE 0 0 0 7,523
ABBOTT LABS COM 002824100   614,105 5,403 SH   SOLE 0 0 0 5,403
ABBVIE INC COM 00287Y109   2,578,809 14,162 SH   SOLE 0 0 0 14,162
ABERCROMBIE & FITCH CO CL A 002896207   1,867,668 14,902 SH   SOLE 0 0 0 14,902
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   836,197 2,413 SH   SOLE 0 0 0 2,413
AIRBNB INC COM CL A 009066101   224,676 1,362 SH   SOLE 0 0 0 1,362
ALPHABET INC CAP STK CL A 02079K305   452,941 3,001 SH   SOLE 0 0 0 3,001
ALTRIA GROUP INC COM 02209S103   1,533,166 35,148 SH   SOLE 0 0 0 35,148
AMAZON COM INC COM 023135106   422,450 2,342 SH   SOLE 0 0 0 2,342
AMC NETWORKS INC CL A 00164V103   159,934 13,185 SH   SOLE 0 0 0 13,185
AMDOCS LTD SHS G02602103   1,289,580 14,270 SH   SOLE 0 0 0 14,270
AMERICAN AIRLS GROUP INC COM 02376R102   224,310 14,613 SH   SOLE 0 0 0 14,613
AMGEN INC COM 031162100   2,321,046 8,164 SH   SOLE 0 0 0 8,164
APPLE INC COM 037833100   1,079,638 6,296 SH   SOLE 0 0 0 6,296
APPLIED MATLS INC COM 038222105   293,465 1,423 SH   SOLE 0 0 0 1,423
ARISTA NETWORKS INC COM 040413106   3,020,142 10,415 SH   SOLE 0 0 0 10,415
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   503,882 11,009 SH   SOLE 0 0 0 11,009
BANK AMERICA CORP COM 060505104   289,405 7,632 SH   SOLE 0 0 0 7,632
BAUSCH HEALTH COS INC COM 071734107   938,083 88,415 SH   SOLE 0 0 0 88,415
BHP GROUP LTD SPONSORED ADS 088606108   1,971,037 34,166 SH   SOLE 0 0 0 34,166
BLOCK H & R INC COM 093671105   742,543 15,120 SH   SOLE 0 0 0 15,120
BOISE CASCADE CO DEL COM 09739D100   433,424 2,826 SH   SOLE 0 0 0 2,826
BOOKING HOLDINGS INC COM 09857L108   2,416,168 666 SH   SOLE 0 0 0 666
BP PLC SPONSORED ADR 055622104   798,025 21,179 SH   SOLE 0 0 0 21,179
BREAD FINANCIAL HOLDINGS INC COM 018581108   201,059 5,399 SH   SOLE 0 0 0 5,399
BRIGHTHOUSE FINL INC COM 10922N103   571,888 11,096 SH   SOLE 0 0 0 11,096
BRISTOL-MYERS SQUIBB CO COM 110122108   1,894,878 34,942 SH   SOLE 0 0 0 34,942
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,104,771 36,222 SH   SOLE 0 0 0 36,222
BROADCOM INC COM 11135F101   3,864,896 2,916 SH   SOLE 0 0 0 2,916
BUCKLE INC COM 118440106   504,422 12,526 SH   SOLE 0 0 0 12,526
CATERPILLAR INC COM 149123101   729,562 1,991 SH   SOLE 0 0 0 1,991
CELSIUS HLDGS INC COM NEW 15118V207   872,899 10,527 SH   SOLE 0 0 0 10,527
CENCORA INC COM 03073E105   1,840,649 7,575 SH   SOLE 0 0 0 7,575
CISCO SYS INC COM 17275R102   2,243,479 44,951 SH   SOLE 0 0 0 44,951
COLGATE PALMOLIVE CO COM 194162103   937,556 10,412 SH   SOLE 0 0 0 10,412
COLUMBIA BKG SYS INC COM 197236102   1,265,858 65,419 SH   SOLE 0 0 0 65,419
COMCAST CORP NEW CL A 20030N101   200,320 4,621 SH   SOLE 0 0 0 4,621
CONOCOPHILLIPS COM 20825C104   239,668 1,883 SH   SOLE 0 0 0 1,883
DAVITA INC COM 23918K108   406,833 2,947 SH   SOLE 0 0 0 2,947
DEERE & CO COM 244199105   225,086 548 SH   SOLE 0 0 0 548
DELTA AIR LINES INC DEL COM NEW 247361702   204,836 4,279 SH   SOLE 0 0 0 4,279
DEXCOM INC COM 252131107   201,115 1,450 SH   SOLE 0 0 0 1,450
DICKS SPORTING GOODS INC COM 253393102   2,093,671 9,311 SH   SOLE 0 0 0 9,311
ELI LILLY & CO COM 532457108   3,239,814 4,165 SH   SOLE 0 0 0 4,165
ENOVA INTL INC COM 29357K103   345,691 5,502 SH   SOLE 0 0 0 5,502
ETHAN ALLEN INTERIORS INC COM 297602104   1,441,362 41,694 SH   SOLE 0 0 0 41,694
EXPEDIA GROUP INC COM NEW 30212P303   1,520,622 11,039 SH   SOLE 0 0 0 11,039
FIRST BANCORP P R COM NEW 318672706   1,508,037 85,977 SH   SOLE 0 0 0 85,977
GENERAL MLS INC COM 370334104   427,902 6,116 SH   SOLE 0 0 0 6,116
GENERAL MTRS CO COM 37045V100   476,583 10,509 SH   SOLE 0 0 0 10,509
GILEAD SCIENCES INC COM 375558103   954,667 13,033 SH   SOLE 0 0 0 13,033
GROUP 1 AUTOMOTIVE INC COM 398905109   1,174,765 4,020 SH   SOLE 0 0 0 4,020
GSK PLC SPONSORED ADR 37733W204   472,363 11,019 SH   SOLE 0 0 0 11,019
GUESS INC COM 401617105   1,783,751 56,681 SH   SOLE 0 0 0 56,681
HCI GROUP INC COM 40416E103   1,050,988 9,054 SH   SOLE 0 0 0 9,054
HOME DEPOT INC COM 437076102   2,767,290 7,214 SH   SOLE 0 0 0 7,214
HOVNANIAN ENTERPRISES INC CL A NEW 442487401   702,777 4,478 SH   SOLE 0 0 0 4,478
HP INC COM 40434L105   941,081 31,141 SH   SOLE 0 0 0 31,141
ILLINOIS TOOL WKS INC COM 452308109   908,297 3,385 SH   SOLE 0 0 0 3,385
INFOSYS LTD SPONSORED ADR 456788108   561,496 31,316 SH   SOLE 0 0 0 31,316
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   19,631,186 501,948 SH   SOLE 0 0 0 501,948
INTEL CORP COM 458140100   741,455 16,786 SH   SOLE 0 0 0 16,786
INTERFACE INC COM 458665304   686,508 40,815 SH   SOLE 0 0 0 40,815
INTERNATIONAL BUSINESS MACHS COM 459200101   1,387,993 7,269 SH   SOLE 0 0 0 7,269
INVESCO MORTGAGE CAPITAL INC COM 46131B704   179,690 18,563 SH   SOLE 0 0 0 18,563
INVESCO QQQ TR UNIT SER 1 46090E103   338,342 762 SH   SOLE 0 0 0 762
ISHARES TR RUS 1000 ETF 464287622   280,541 974 SH   SOLE 0 0 0 974
ISHARES TR RUS 1000 GRW ETF 464287614   273,017 810 SH   SOLE 0 0 0 810
ISHARES TR CORE S&P MCP ETF 464287507   412,753 6,795 SH   SOLE 0 0 0 6,795
ISHARES TR CORE MSCI EAFE 46432F842   505,885 6,816 SH   SOLE 0 0 0 6,816
ISHARES TR US TREAS BD ETF 46429B267   345,740 15,184 SH   SOLE 0 0 0 15,184
ISHARES TR TRS FLT RT BD 46434V860   566,562 11,177 SH   SOLE 0 0 0 11,177
ISHARES TR CORE US AGGBD ET 464287226   1,284,777 13,118 SH   SOLE 0 0 0 13,118
ISHARES TR CORE TOTAL USD 46434V613   1,004,986 22,044 SH   SOLE 0 0 0 22,044
ISHARES TR COHEN STEER REIT 464287564   579,193 10,038 SH   SOLE 0 0 0 10,038
ISHARES TR MBS ETF 464288588   850,819 9,206 SH   SOLE 0 0 0 9,206
ISHARES TR 20 YR TR BD ETF 464287432   264,274 2,793 SH   SOLE 0 0 0 2,793
ISHARES TR CORE S&P500 ETF 464287200   1,340,243 2,549 SH   SOLE 0 0 0 2,549
ISHARES TR CRE U S REIT ETF 464288521   781,553 14,527 SH   SOLE 0 0 0 14,527
JOHNSON & JOHNSON COM 478160104   1,864,651 11,787 SH   SOLE 0 0 0 11,787
KIMBERLY-CLARK CORP COM 494368103   2,091,590 16,170 SH   SOLE 0 0 0 16,170
LAM RESEARCH CORP COM 512807108   307,988 317 SH   SOLE 0 0 0 317
LAMB WESTON HLDGS INC COM 513272104   388,195 3,644 SH   SOLE 0 0 0 3,644
LOCKHEED MARTIN CORP COM 539830109   982,064 2,159 SH   SOLE 0 0 0 2,159
LOWES COS INC COM 548661107   395,850 1,554 SH   SOLE 0 0 0 1,554
LUMEN TECHNOLOGIES INC COM 550241103   170,322 109,181 SH   SOLE 0 0 0 109,181
LYFT INC CL A COM 55087P104   469,895 24,284 SH   SOLE 0 0 0 24,284
MARATHON PETE CORP COM 56585A102   353,028 1,752 SH   SOLE 0 0 0 1,752
MARRIOTT INTL INC NEW CL A 571903202   2,352,034 9,322 SH   SOLE 0 0 0 9,322
MASTERCARD INCORPORATED CL A 57636Q104   447,379 929 SH   SOLE 0 0 0 929
MCDONALDS CORP COM 580135101   1,164,735 4,131 SH   SOLE 0 0 0 4,131
MCKESSON CORP COM 58155Q103   361,300 673 SH   SOLE 0 0 0 673
MERCK & CO INC COM 58933Y105   569,760 4,318 SH   SOLE 0 0 0 4,318
MERCURY GENL CORP NEW COM 589400100   665,537 12,898 SH   SOLE 0 0 0 12,898
META PLATFORMS INC CL A 30303M102   1,864,627 3,840 SH   SOLE 0 0 0 3,840
MICROSOFT CORP COM 594918104   1,418,247 3,371 SH   SOLE 0 0 0 3,371
MOSAIC CO NEW COM 61945C103   1,410,647 43,458 SH   SOLE 0 0 0 43,458
MOTOROLA SOLUTIONS INC COM NEW 620076307   495,552 1,396 SH   SOLE 0 0 0 1,396
NATIONAL BK HLDGS CORP CL A 633707104   1,231,177 34,133 SH   SOLE 0 0 0 34,133
NETAPP INC COM 64110D104   624,467 5,949 SH   SOLE 0 0 0 5,949
NIKE INC CL B 654106103   1,260,930 13,417 SH   SOLE 0 0 0 13,417
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   3,180 10,000 SH   SOLE 0 0 0 10,000
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658   1,717,788 45,698 SH   SOLE 0 0 0 45,698
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   1,641,884 54,693 SH   SOLE 0 0 0 54,693
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   1,614,626 68,766 SH   SOLE 0 0 0 68,766
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   227,857 5,856 SH   SOLE 0 0 0 5,856
NORTHERN OIL & GAS INC COM 665531307   289,228 7,289 SH   SOLE 0 0 0 7,289
NOVARTIS AG SPONSORED ADR 66987V109   534,240 5,523 SH   SOLE 0 0 0 5,523
NOVO-NORDISK A S ADR 670100205   1,261,787 9,827 SH   SOLE 0 0 0 9,827
NUCOR CORP COM 670346105   370,865 1,874 SH   SOLE 0 0 0 1,874
NUTANIX INC CL A 67059N108   1,105,343 17,909 SH   SOLE 0 0 0 17,909
NVIDIA CORPORATION COM 67066G104   5,030,119 5,567 SH   SOLE 0 0 0 5,567
OFG BANCORP COM 67103X102   1,568,069 42,599 SH   SOLE 0 0 0 42,599
ONE GAS INC COM 68235P108   1,163,605 18,032 SH   SOLE 0 0 0 18,032
ONEMAIN HLDGS INC COM 68268W103   236,496 4,629 SH   SOLE 0 0 0 4,629
ORACLE CORP COM 68389X105   261,394 2,081 SH   SOLE 0 0 0 2,081
OREILLY AUTOMOTIVE INC COM 67103H107   222,389 197 SH   SOLE 0 0 0 197
ORGANON & CO COMMON STOCK 68622V106   739,874 39,355 SH   SOLE 0 0 0 39,355
PALO ALTO NETWORKS INC COM 697435105   1,831,218 6,445 SH   SOLE 0 0 0 6,445
PAR PAC HOLDINGS INC COM NEW 69888T207   252,638 6,817 SH   SOLE 0 0 0 6,817
PAYCHEX INC COM 704326107   638,560 5,200 SH   SOLE 0 0 0 5,200
PBF ENERGY INC CL A 69318G106   294,471 5,115 SH   SOLE 0 0 0 5,115
PDD HOLDINGS INC SPONSORED ADS 722304102   214,714 1,847 SH   SOLE 0 0 0 1,847
PEABODY ENERGY CORP COM 704551100   224,478 9,253 SH   SOLE 0 0 0 9,253
PEGASYSTEMS INC COM 705573103   208,723 3,229 SH   SOLE 0 0 0 3,229
PEPSICO INC COM 713448108   456,076 2,606 SH   SOLE 0 0 0 2,606
PFIZER INC COM 717081103   375,929 13,547 SH   SOLE 0 0 0 13,547
PHILIP MORRIS INTL INC COM 718172109   1,787,918 19,515 SH   SOLE 0 0 0 19,515
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,541,077 15,328 SH   SOLE 0 0 0 15,328
POWELL INDS INC COM 739128106   2,006,715 14,102 SH   SOLE 0 0 0 14,102
PREMIER INC CL A 74051N102   1,166,593 52,787 SH   SOLE 0 0 0 52,787
PROCTER AND GAMBLE CO COM 742718109   325,038 2,003 SH   SOLE 0 0 0 2,003
QUALCOMM INC COM 747525103   725,366 4,285 SH   SOLE 0 0 0 4,285
REGENERON PHARMACEUTICALS COM 75886F107   229,073 238 SH   SOLE 0 0 0 238
RENAISSANCERE HLDGS LTD COM G7496G103   677,356 2,882 SH   SOLE 0 0 0 2,882
RITHM CAPITAL CORP COM NEW 64828T201   748,869 67,103 SH   SOLE 0 0 0 67,103
ROYAL CARIBBEAN GROUP COM V7780T103   2,254,881 16,221 SH   SOLE 0 0 0 16,221
RYDER SYS INC COM 783549108   284,490 2,367 SH   SOLE 0 0 0 2,367
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   297,416 6,685 SH   SOLE 0 0 0 6,685
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,354,336 29,442 SH   SOLE 0 0 0 29,442
SENECA FOODS CORP NEW CL A 817070501   578,958 10,175 SH   SOLE 0 0 0 10,175
SHAKE SHACK INC CL A 819047101   828,495 7,964 SH   SOLE 0 0 0 7,964
SHUTTERSTOCK INC COM 825690100   958,712 20,928 SH   SOLE 0 0 0 20,928
SPDR GOLD TR GOLD SHS 78463V107   430,572 2,093 SH   SOLE 0 0 0 2,093
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   800,776 22,127 SH   SOLE 0 0 0 22,127
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,038,408 84,777 SH   SOLE 0 0 0 84,777
SPDR SER TR PORTFOLIO S&P600 78468R853   1,352,578 31,426 SH   SOLE 0 0 0 31,426
SPDR SER TR PORTFOLIO S&P400 78464A847   2,969,202 55,666 SH   SOLE 0 0 0 55,666
SPDR SER TR PORTFOLIO S&P500 78464A854   6,271,833 101,931 SH   SOLE 0 0 0 101,931
SPDR SER TR BLOOMBERG INVT 78468R200   1,667,502 54,087 SH   SOLE 0 0 0 54,087
SPDR SER TR PORTFOLIO LN TSR 78464A664   234,165 8,381 SH   SOLE 0 0 0 8,381
STARBUCKS CORP COM 855244109   1,127,341 12,336 SH   SOLE 0 0 0 12,336
SUPER MICRO COMPUTER INC COM 86800U104   634,299 628 SH   SOLE 0 0 0 628
TAYLOR MORRISON HOME CORP COM 87724P106   256,203 4,121 SH   SOLE 0 0 0 4,121
TEREX CORP NEW COM 880779103   881,636 13,690 SH   SOLE 0 0 0 13,690
TESLA INC COM 88160R101   930,281 5,292 SH   SOLE 0 0 0 5,292
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   797,201 56,499 SH   SOLE 0 0 0 56,499
TJX COS INC NEW COM 872540109   362,374 3,573 SH   SOLE 0 0 0 3,573
TWILIO INC CL A 90138F102   613,457 10,032 SH   SOLE 0 0 0 10,032
UBER TECHNOLOGIES INC COM 90353T100   736,101 9,561 SH   SOLE 0 0 0 9,561
UNILEVER PLC SPON ADR NEW 904767704   522,428 10,409 SH   SOLE 0 0 0 10,409
UNITED PARCEL SERVICE INC CL B 911312106   508,389 3,421 SH   SOLE 0 0 0 3,421
UNITED RENTALS INC COM 911363109   344,691 478 SH   SOLE 0 0 0 478
UNITED STATES STL CORP NEW COM 912909108   221,843 5,440 SH   SOLE 0 0 0 5,440
UNITEDHEALTH GROUP INC COM 91324P102   303,251 613 SH   SOLE 0 0 0 613
VALERO ENERGY CORP COM 91913Y100   229,237 1,343 SH   SOLE 0 0 0 1,343
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,473,827 19,223 SH   SOLE 0 0 0 19,223
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   204,761 4,081 SH   SOLE 0 0 0 4,081
VANGUARD WORLD FD EXTENDED DUR 921910709   481,125 6,281 SH   SOLE 0 0 0 6,281
VECTOR GROUP LTD COM 92240M108   386,055 35,224 SH   SOLE 0 0 0 35,224
VERIZON COMMUNICATIONS INC COM 92343V104   2,250,692 53,639 SH   SOLE 0 0 0 53,639
VIATRIS INC COM 92556V106   1,495,437 125,246 SH   SOLE 0 0 0 125,246
VITAL ENERGY INC COM 516806205   206,062 3,922 SH   SOLE 0 0 0 3,922
WESTERN UN CO COM 959802109   1,513,671 108,274 SH   SOLE 0 0 0 108,274
WILLIAMS SONOMA INC COM 969904101   2,917,783 9,189 SH   SOLE 0 0 0 9,189