The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,880 20,135 SH   SOLE   20,135 0 0
ABBOTT LABS COM 002824100 3,090 25,784 SH   SOLE   25,784 0 0
ABBVIE INC COM 00287Y109 6,693 61,845 SH   SOLE   61,845 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 651 2,355 SH   SOLE   2,355 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 2,080 11,337 SH   SOLE   11,337 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,754 47,639 SH   SOLE   47,639 0 0
ALCON AG ORD SHS H01301128 32 450 SH   SOLE   450 0 0
ALLIANT ENERGY CORP COM 018802108 1,198 22,114 SH   SOLE   22,114 0 0
ALTRA INDL MOTION CORP COM 02208R106 2 42 SH   SOLE   42 0 0
AMERICAN EXPRESS CO COM 025816109 3,622 25,607 SH   SOLE   25,607 0 0
AMGEN INC COM 031162100 241 970 SH   SOLE   970 0 0
ANALOG DEVICES INC COM 032654105 47 305 SH   SOLE   305 0 0
APPLE INC COM 037833100 2,494,817 20,424,207 SH   DFND 01 02 0 20,424,207 0
APPLE INC COM 037833100 6,020 49,284 SH   SOLE   49,284 0 0
ARES CAPITAL CORP COM 04010L103 4,227 225,900 SH   OTR   0 0 225,900
AT&T INC COM 00206R102 102 3,381 SH   SOLE   3,381 0 0
BANK NEW YORK MELLON CORP COM 064058100 170 3,600 SH   SOLE   3,600 0 0
BANK NEW YORK MELLON CORP COM 064058100 94,079 1,989,411 SH   DFND 01 02 0 1,989,411 0
BAXTER INTL INC COM 071813109 218 2,580 SH   SOLE   0 0 2,580
BECTON DICKINSON & CO COM 075887109 373 1,535 SH   SOLE   1,085 0 450
BK OF AMERICA CORP COM 060505104 880,252 22,751,400 SH   DFND 01 02 0 22,751,400 0
BLACKROCK CAP INVT CORP COM 092533108 1,486 443,493 SH   OTR   0 0 443,493
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 242 3,000 SH   SOLE   0 0 3,000
BRISTOL-MYERS SQUIBB CO COM 110122108 4,167 66,000 SH   SOLE   66,000 0 0
BROADCOM INC COM 11135F101 2,592 5,590 SH   SOLE   5,590 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 11 266 SH   SOLE   266 0 0
CHEVRON CORP NEW COM 166764100 5,424 51,765 SH   SOLE   51,765 0 0
CHURCH & DWIGHT INC COM 171340102 227 2,600 SH   SOLE   0 0 2,600
CISCO SYS INC COM 17275R102 9,049 174,994 SH   SOLE   170,734 0 4,260
CITIGROUP INC COM NEW 172967424 3,914 53,800 SH   SOLE   53,800 0 0
CMS ENERGY CORP COM 125896100 1,656 27,053 SH   SOLE   27,053 0 0
COCA COLA CO COM 191216100 4,695 89,065 SH   SOLE   89,065 0 0
CONAGRA BRANDS INC COM 205887102 218 5,800 SH   SOLE   0 0 5,800
CONOCOPHILLIPS COM 20825C104 2,255 42,571 SH   SOLE   42,571 0 0
COSTCO WHSL CORP NEW COM 22160K105 502 1,425 SH   SOLE   1,425 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 6,512 37,834 SH   SOLE   37,834 0 0
CVS HEALTH CORP COM 126650100 1,582 21,031 SH   SOLE   21,031 0 0
DANAHER CORPORATION COM 235851102 74 328 SH   SOLE   328 0 0
DARDEN RESTAURANTS INC COM 237194105 6,793 47,839 SH   SOLE   47,839 0 0
DEERE & CO COM 244199105 374 1,000 SH   SOLE   0 0 1,000
DIAGEO PLC SPON ADR NEW 25243Q205 37,399 227,750 SH   DFND 01 02 0 227,750 0
DISNEY WALT CO COM 254687106 2,602 14,101 SH   SOLE   14,101 0 0
DOLLAR TREE INC COM 256746108 996 8,700 SH   SOLE   8,700 0 0
DOMINION ENERGY INC COM 25746U109 3,314 43,630 SH   SOLE   41,130 0 2,500
DUKE ENERGY CORP NEW COM NEW 26441C204 4,044 41,890 SH   SOLE   41,890 0 0
EBAY INC. COM 278642103 2,794 45,625 SH   SOLE   45,625 0 0
EMERSON ELEC CO COM 291011104 6,854 75,975 SH   SOLE   75,975 0 0
ENBRIDGE INC COM 29250N105 125 3,444 SH   SOLE   0 0 3,444
ENTERGY CORP NEW COM 29364G103 3,256 32,735 SH   SOLE   32,735 0 0
EOG RES INC COM 26875P101 2,045 28,200 SH   SOLE   28,200 0 0
EXXON MOBIL CORP COM 30231G102 265 4,740 SH   SOLE   4,740 0 0
FORTIVE CORP COM 34959J108 10 145 SH   SOLE   145 0 0
FRANCO NEV CORP COM 351858105 727 5,800 SH   SOLE   5,800 0 0
GENERAL ELECTRIC CO COM 369604103 32 2,400 SH   SOLE   2,400 0 0
GENERAL MLS INC COM 370334104 5,057 82,475 SH   SOLE   82,475 0 0
GLOBAL PMTS INC COM 37940X102 1,957 9,707 SH   SOLE   9,707 0 0
GOLDMAN SACHS BDC INC SHS 38147U107 1,073 55,491 SH   OTR   55,491 0 0
GOLUB CAP BDC INC COM 38173M102 3,405 232,876 SH   OTR   0 0 232,876
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,004 8,300 SH   SOLE   8,300 0 0
HOME DEPOT INC COM 437076102 1,317 4,315 SH   SOLE   4,315 0 0
HONEYWELL INTL INC COM 438516106 429 1,975 SH   SOLE   575 0 1,400
ILLINOIS TOOL WKS INC COM 452308109 78 350 SH   SOLE   350 0 0
INTEL CORP COM 458140100 115 1,800 SH   SOLE   1,800 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,469 26,030 SH   SOLE   26,030 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 216 1,550 SH   SOLE   1,550 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 285 12,900 SH   SOLE   0 0 12,900
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 368 2,600 SH   SOLE   0 0 2,600
ISHARES GOLD TR ISHARES 464285105 1,343 82,600 SH   SOLE   82,600 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,096 125,800 SH   SOLE   15,000 0 110,800
ISHARES INC CORE MSCI EMKT 46434G103 4,949 76,900 SH   OTR   0 0 76,900
ISHARES TR CORE HIGH DV ETF 46429B663 11,766 124,000 SH   SOLE   116,000 0 8,000
ISHARES TR CORE MSCI EAFE 46432F842 7,277 101,000 SH   OTR   0 0 101,000
ISHARES TR CORE MSCI EAFE 46432F842 3,502 48,600 SH   SOLE   0 0 48,600
ISHARES TR CORE MSCI EURO 46434V738 16,110 298,500 SH   SOLE   33,100 0 265,400
ISHARES TR CORE MSCI EURO 46434V738 7,502 139,000 SH   OTR   0 0 139,000
ISHARES TR CORE S&P MCP ETF 464287507 3,516 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P SCP ETF 464287804 1,550 14,281 SH   OTR   0 0 14,281
ISHARES TR CORE S&P SCP ETF 464287804 1,819 16,763 SH   SOLE   0 0 16,763
ISHARES TR CORE S&P500 ETF 464287200 30,951 77,800 SH   SOLE   18,000 0 59,800
ISHARES TR IBOXX HI YD ETF 464288513 2,359 27,060 SH   SOLE   0 0 27,060
ISHARES TR IBOXX INV CP ETF 464287242 3,251 25,000 SH   SOLE   0 0 25,000
ISHARES TR RUSSELL 2000 ETF 464287655 4,478 20,265 SH   SOLE   5,000 0 15,265
ISHARES TR S&P 100 ETF 464287101 3,507 19,500 SH   SOLE   19,500 0 0
ISHARES TR SELECT DIVID ETF 464287168 322 2,825 SH   OTR   0 0 2,825
ISHARES TR SELECT DIVID ETF 464287168 15,599 136,714 SH   SOLE   36,964 0 99,750
JOHNSON & JOHNSON COM 478160104 5,034 30,627 SH   SOLE   30,627 0 0
JOHNSON CTLS INTL PLC SHS G51502105 1,791 30,012 SH   SOLE   30,012 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,539 92,750 SH   OTR   0 0 92,750
JPMORGAN CHASE & CO COM 46625H100 13,027 85,572 SH   SOLE   85,572 0 0
KIMBERLY-CLARK CORP COM 494368103 153 1,100 SH   SOLE   1,100 0 0
KINDER MORGAN INC DEL COM 49456B101 2,536 152,285 SH   SOLE   152,285 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 981 17,200 SH   SOLE   17,200 0 0
LEIDOS HOLDINGS INC COM 525327102 173 1,800 SH   SOLE   0 0 1,800
LILLY ELI & CO COM 532457108 6,484 34,709 SH   SOLE   34,709 0 0
LOCKHEED MARTIN CORP COM 539830109 5,700 15,426 SH   SOLE   14,895 0 531
MARKEL CORP COM 570535104 171 150 SH   SOLE   150 0 0
MARRIOTT INTL INC NEW CL A 571903202 259 1,750 SH   SOLE   1,750 0 0
MCCORMICK & CO INC COM NON VTG 579780206 187 2,100 SH   SOLE   0 0 2,100
MCDONALDS CORP COM 580135101 7,107 31,710 SH   SOLE   31,710 0 0
MEDTRONIC PLC SHS G5960L103 2,651 22,444 SH   SOLE   22,444 0 0
MERCK & CO. INC COM 58933Y105 5,247 68,065 SH   SOLE   65,765 0 2,300
MICROSOFT CORP COM 594918104 14,646 62,121 SH   SOLE   62,121 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 5,004 97,830 SH   SOLE   97,830 0 0
MONDELEZ INTL INC CL A 609207105 1,322 22,585 SH   SOLE   22,585 0 0
NETSCOUT SYS INC COM 64115T104 110 3,916 SH   SOLE   3,916 0 0
NEWMONT CORP COM 651639106 2,152 35,702 SH   SOLE   35,702 0 0
NORDSTROM INC COM 655664100 52 1,370 SH   SOLE   1,370 0 0
NORTHERN TR CORP COM 665859104 268 2,550 SH   SOLE   2,550 0 0
NORTHROP GRUMMAN CORP COM 666807102 202 625 SH   SOLE   0 0 625
NOVARTIS AG SPONSORED ADR 66987V109 192 2,250 SH   SOLE   2,250 0 0
OGE ENERGY CORP COM 670837103 190 5,860 SH   SOLE   0 0 5,860
OMNICOM GROUP INC COM 681919106 87 1,175 SH   SOLE   1,175 0 0
ORACLE CORP COM 68389X105 194 2,770 SH   SOLE   2,770 0 0
OTIS WORLDWIDE CORP COM 68902V107 9 133 SH   SOLE   133 0 0
OUTFRONT MEDIA INC COM 69007J106 2,701 123,710 SH   SOLE   123,710 0 0
PARKER-HANNIFIN CORP COM 701094104 315 1,000 SH   SOLE   0 0 1,000
PAYCHEX INC COM 704326107 282 2,875 SH   SOLE   0 0 2,875
PAYPAL HLDGS INC COM 70450Y103 5,392 22,204 SH   SOLE   22,204 0 0
PEPSICO INC COM 713448108 5,261 37,192 SH   SOLE   35,842 0 1,350
PFIZER INC COM 717081103 5,666 156,382 SH   SOLE   156,382 0 0
PINNACLE WEST CAP CORP COM 723484101 3,790 46,585 SH   SOLE   46,585 0 0
PPL CORP COM 69351T106 2,882 99,920 SH   SOLE   99,920 0 0
PROCTER AND GAMBLE CO COM 742718109 8,473 62,560 SH   SOLE   62,560 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 3,953 65,660 SH   SOLE   65,660 0 0
QUALCOMM INC COM 747525103 1,118 8,430 SH   SOLE   8,430 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 147 1,900 SH   SOLE   266 0 1,634
RESIDEO TECHNOLOGIES INC COM 76118Y104 3 95 SH   SOLE   95 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,102 53,610 SH   SOLE   51,180 0 2,430
SEAGATE TECHNOLOGY PLC SHS G7945M107 817 10,650 SH   SOLE   10,650 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 740 15,075 SH   SOLE   1,075 0 14,000
SOUTHERN CO COM 842587107 5,594 89,995 SH   SOLE   88,995 0 1,000
SOUTHWEST AIRLS CO COM 844741108 1,404 23,000 SH   SOLE   23,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,880 11,752 SH   SOLE   11,752 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,393 41,361 SH   OTR   0 0 41,361
SPDR S&P 500 ETF TR TR UNIT 78462F103 84,482 213,159 SH   SOLE   21,471 0 191,688
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,943 12,485 SH   OTR   0 0 12,485
SPDR SER TR BLOOMBERG BRCLYS 78468R622 3,265 30,005 SH   SOLE   0 0 30,005
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,408 48,582 SH   SOLE   0 0 48,582
SPDR SER TR PORTFOLIO LN COR 78464A367 91 3,000 SH   SOLE   0 0 3,000
SPDR SER TR PORTFOLIO SHORT 78464A474 2,995 95,650 SH   SOLE   0 0 95,650
STARBUCKS CORP COM 855244109 929 8,500 SH   SOLE   8,500 0 0
STRYKER CORPORATION COM 863667101 1,656 6,800 SH   SOLE   6,800 0 0
SYSCO CORP COM 871829107 5,776 73,350 SH   SOLE   73,350 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 10 563 SH   SOLE   563 0 0
TARGET CORP COM 87612E106 4,801 24,239 SH   SOLE   24,239 0 0
TJX COS INC NEW COM 872540109 999 15,100 SH   SOLE   15,100 0 0
T-MOBILE US INC COM 872590104 915 7,300 SH   SOLE   7,300 0 0
TRUIST FINL CORP COM 89832Q109 136 2,340 SH   SOLE   2,340 0 0
UNION PAC CORP COM 907818108 2,425 11,000 SH   SOLE   11,000 0 0
UNITED PARCEL SERVICE INC CL B 911312106 330 1,940 SH   SOLE   1,940 0 0
UNITEDHEALTH GROUP INC COM 91324P102 446 1,200 SH   SOLE   1,200 0 0
US BANCORP DEL COM NEW 902973304 975,029 17,628,443 SH   DFND 01 02 0 17,628,443 0
US BANCORP DEL COM NEW 902973304 4,366 78,928 SH   SOLE   78,928 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,176 17,140 SH   SOLE   0 0 17,140
VANGUARD INDEX FDS MID CAP ETF 922908629 4,004 18,090 SH   SOLE   0 0 18,090
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,342 34,295 SH   SOLE   0 0 34,295
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,807 66,800 SH   SOLE   56,000 0 10,800
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,333 16,319 SH   OTR   0 0 16,319
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 22,811 245,200 SH   SOLE   0 245,200 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 5,289 99,100 SH   SOLE   0 99,100 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,263 71,845 SH   SOLE   47,400 0 24,445
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,425 21,775 SH   SOLE   0 0 21,775
VAREX IMAGING CORP COM 92214X106 8 400 SH   SOLE   400 0 0
VARIAN MED SYS INC COM 92220P105 300 1,700 SH   SOLE   1,700 0 0
VERISK ANALYTICS INC COM 92345Y106 5,124 29,000 SH   OTR   29,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,266 73,357 SH   SOLE   73,357 0 0
VIATRIS INC COM 92556V106 44 3,135 SH   SOLE   3,135 0 0
VISA INC COM CL A 92826C839 212 1,000 SH   SOLE   0 0 1,000
VONTIER CORPORATION COM 928881101 2 58 SH   SOLE   58 0 0
WABTEC COM 929740108 1 12 SH   SOLE   12 0 0
WALMART INC COM 931142103 6,000 44,175 SH   SOLE   44,175 0 0
WASTE MGMT INC DEL COM 94106L109 258 2,000 SH   SOLE   2,000 0 0
WELLS FARGO CO NEW COM 949746101 5,952 152,347 SH   SOLE   152,347 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 786 10,796 SH   SOLE   10,796 0 0
YUM CHINA HLDGS INC COM 98850P109 1,178 19,900 SH   SOLE   19,900 0 0
ZOETIS INC CL A 98978V103 126 800 SH   SOLE   0 0 800