The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,997 99,002 SH   SOLE 0 98,930 0 72
AT&T Inc Com 00206R102 1 45 SH   DFND 0 45 0 0
Abbott Laboratories Com 002824100 9,670 80,693 SH   SOLE 0 79,407 0 1,286
Abbott Laboratories Com 002824100 411 3,431 SH   DFND 0 3,431 0 0
AbbVie Inc Com 00287Y109 5,278 48,773 SH   SOLE 0 48,582 0 191
AbbVie Inc Com 00287Y109 170 1,573 SH   DFND 0 1,573 0 0
Aberdeen Std Gold ETF Com 00326A104 416 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 868 1,825 SH   SOLE 0 1,825 0 0
Agilent Technologies Inc Com 00846U101 229 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 2,811 9,990 SH   SOLE 0 9,972 0 18
Air Products & Chemicals Inc Com 009158106 3 12 SH   DFND 0 12 0 0
Allstate Corp Com 020002101 642 5,584 SH   SOLE 0 5,584 0 0
Alphabet Inc-C Com 02079K107 2,857 1,381 SH   SOLE 0 1,381 0 0
Alphabet Inc-C Com 02079K107 124 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 5,930 2,875 SH   SOLE 0 2,875 0 0
Alphabet Inc-A Com 02079K305 167 81 SH   DFND 0 81 0 0
Altria Group Inc Com 02209S103 317 6,190 SH   SOLE 0 6,190 0 0
Amazon.com Inc Com 023135106 8,060 2,605 SH   SOLE 0 2,605 0 0
Amazon.com Inc Com 023135106 62 20 SH   DFND 0 20 0 0
American Electric Power Co Inc Com 025537101 633 7,470 SH   SOLE 0 7,470 0 0
American Electric Power Co Inc Com 025537101 0 3 SH   DFND 0 3 0 0
American Express Co Com 025816109 981 6,936 SH   SOLE 0 6,936 0 0
American Express Co Com 025816109 41 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 347 1,453 SH   SOLE 0 1,453 0 0
American Water Works Co Inc Com 030420103 2,342 15,619 SH   SOLE 0 15,584 0 35
American Water Works Co Inc Com 030420103 88 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 4,291 17,248 SH   SOLE 0 16,982 0 266
Amgen Inc Com 031162100 120 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,572 16,582 SH   SOLE 0 16,549 0 33
Analog Devices Inc Com 032654105 95 615 SH   DFND 0 615 0 0
Apple Inc Com 037833100 26,621 217,941 SH   SOLE 0 217,549 0 392
Apple Inc Com 037833100 244 2,000 SH   DFND 0 2,000 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 288 5,800 SH   SOLE 0 5,800 0 0
Automatic Data Processing Inc Com 053015103 1,092 5,794 SH   SOLE 0 5,699 0 95
Automatic Data Processing Inc Com 053015103 377 2,000 SH   DFND 0 2,000 0 0
Bank of America Corp Com 060505104 207 5,351 SH   SOLE 0 5,351 0 0
Bank of America Corp Com 060505104 12 311 SH   DFND 0 311 0 0
Baxter International Inc Com 071813109 2,866 33,987 SH   SOLE 0 33,809 0 178
Baxter International Inc Com 071813109 57 679 SH   DFND 0 679 0 0
Berkshire Hathaway Inc-A Com 084670108 771 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,321 5,172 SH   SOLE 0 4,522 0 650
Berkshire Hathaway Inc-B Com 084670702 9 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 450 597 SH   SOLE 0 597 0 0
Boeing Co/The Com 097023105 2,025 7,950 SH   SOLE 0 7,210 0 740
Boeing Co/The Com 097023105 33 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,494 39,501 SH   SOLE 0 38,881 0 620
Bristol Myers Squibb Com 110122108 25 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101 255 550 SH   SOLE 0 550 0 0
Cigna Corp Com 125523100 298 1,231 SH   SOLE 0 1,231 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 2,011 9,848 SH   SOLE 0 9,848 0 0
CME Group Inc Com 12572Q105 1 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103 416 4,310 SH   SOLE 0 4,310 0 0
CVS Health Corp Com 126650100 1,962 26,076 SH   SOLE 0 24,040 0 2,036
CVS Health Corp Com 126650100 119 1,579 SH   DFND 0 1,579 0 0
Canadian Imperial Bank of Commerce Com 136069101 273 2,790 SH   SOLE 0 2,790 0 0
Canadian National Railway Co Com 136375102 227 1,961 SH   SOLE 0 1,961 0 0
Carrier Global Corp Com 14448C104 1,206 28,570 SH   SOLE 0 28,545 0 25
Carrier Global Corp Com 14448C104 23 547 SH   DFND 0 547 0 0
Caterpillar Inc Com 149123101 2,155 9,292 SH   SOLE 0 7,292 0 2,000
Chevron Corp Com 166764100 5,450 52,009 SH   SOLE 0 50,797 0 1,212
Chevron Corp Com 166764100 144 1,373 SH   DFND 0 1,123 0 250
Cincinnati Financial Corp Com 172062101 792 7,687 SH   SOLE 0 7,687 0 0
Cisco Systems Inc Com 17275R102 4,351 84,145 SH   SOLE 0 81,708 0 2,437
Cisco Systems Inc Com 17275R102 250 4,833 SH   DFND 0 4,833 0 0
Coca-Cola Co/The Com 191216100 5,071 96,209 SH   SOLE 0 96,209 0 0
Coca-Cola Co/The Com 191216100 109 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,161 27,665 SH   SOLE 0 27,665 0 0
Cognizant Tech Solutions Corp-A Com 192446102 64 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103 892 11,317 SH   SOLE 0 8,717 0 2,600
Comcast Corp-A Com 20030N101 2,146 39,655 SH   SOLE 0 39,603 0 52
Comcast Corp-A Com 20030N101 66 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 478 9,023 SH   SOLE 0 9,023 0 0
ConocoPhillips Inc Com 20825C104 0 3 SH   DFND 0 3 0 0
Costco Wholesale Corp Com 22160K105 1,776 5,039 SH   SOLE 0 5,039 0 0
Costco Wholesale Corp Com 22160K105 35 100 SH   DFND 0 100 0 0
Crown Castle Intl Corp Com 22822V101 884 5,134 SH   SOLE 0 5,134 0 0
Cummins Inc Com 231021106 322 1,242 SH   SOLE 0 1,242 0 0
CyrusOne Inc Com 23283R100 526 7,761 SH   SOLE 0 7,761 0 0
DTE Energy Co Com 233331107 220 1,649 SH   SOLE 0 1,649 0 0
DTE Energy Co Com 233331107 0 2 SH   DFND 0 2 0 0
Danaher Corp Com 235851102 8,168 36,290 SH   SOLE 0 36,290 0 0
Danaher Corp Com 235851102 269 1,193 SH   DFND 0 1,193 0 0
Darden Restaurants Inc Com 237194105 473 3,330 SH   SOLE 0 3,330 0 0
Darden Restaurants Inc Com 237194105 0 3 SH   DFND 0 3 0 0
Deere & Company Com 244199105 6,042 16,149 SH   SOLE 0 12,249 0 3,900
Dentsply Sirona Inc Com 24906P109 795 12,453 SH   SOLE 0 12,453 0 0
Dentsply Sirona Inc Com 24906P109 26 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,032 14,430 SH   SOLE 0 14,405 0 25
Digital Realty Trust Inc Com 253868103 76 537 SH   DFND 0 537 0 0
Disney Walt Co Com 254687106 9,923 53,776 SH   SOLE 0 53,776 0 0
Disney Walt Co Com 254687106 40 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,306 30,364 SH   SOLE 0 30,327 0 37
Dominion Resources Inc/VA Com 25746U109 93 1,223 SH   DFND 0 1,223 0 0
Dover Corp Com 260003108 475 3,464 SH   SOLE 0 3,464 0 0
Duke Energy Corp Com 26441C204 2,171 22,490 SH   SOLE 0 22,456 0 34
Duke Energy Corp Com 26441C204 2 24 SH   DFND 0 24 0 0
DuPont de Nemours Inc Com 26614N102 1,086 14,052 SH   SOLE 0 14,052 0 0
DuPont de Nemours Inc Com 26614N102 17 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 541 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 703 7,792 SH   SOLE 0 5,392 0 2,400
Enbridge Inc Com 29250N105 996 27,368 SH   SOLE 0 26,524 0 844
Enbridge Inc Com 29250N105 4 100 SH   DFND 0 100 0 0
Exelon Corp Com 30161N101 1,367 31,262 SH   SOLE 0 30,688 0 574
Exelon Corp Com 30161N101 72 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 3,217 57,618 SH   SOLE 0 54,284 0 3,334
Exxon Mobil Corp Com 30231G102 40 711 SH   DFND 0 411 0 300
Facebook Inc-A Com 30303M102 458 1,556 SH   SOLE 0 1,556 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 10,340 1,121,440 SH   SOLE 0 1,120,481 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 167 18,075 SH   DFND 0 9,890 0 8,185
Fifth Third Bancorp Com 316773100 1,655 44,189 SH   SOLE 0 37,789 0 6,400
Fortive Corp Com 34959J108 843 11,936 SH   SOLE 0 11,936 0 0
Fortive Corp Com 34959J108 41 587 SH   DFND 0 587 0 0
Franco-Nevada Corp Com 351858105 382 3,050 SH   SOLE 0 1,600 0 1,450
Franklin Electric Co Inc Com 353514102 221 2,800 SH   SOLE 0 1,200 0 1,600
Arthur J Gallagher & Co Com 363576109 2,470 19,796 SH   SOLE 0 19,749 0 47
Arthur J Gallagher & Co Com 363576109 101 810 SH   DFND 0 810 0 0
General Dynamics Corp Com 369550108 1,272 7,005 SH   SOLE 0 7,005 0 0
General Dynamics Corp Com 369550108 24 130 SH   DFND 0 130 0 0
General Electric Co Com 369604103 206 15,685 SH   SOLE 0 13,485 0 2,200
General Mills Inc Com 370334104 1,318 21,491 SH   SOLE 0 21,436 0 55
General Mills Inc Com 370334104 48 776 SH   DFND 0 776 0 0
Gilead Sciences Inc Com 375558103 1,202 18,603 SH   SOLE 0 18,603 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 609 1,862 SH   SOLE 0 1,862 0 0
Great Elm Capital Corp Com 390320109 40 11,622 SH   SOLE 0 11,622 0 0
Great Elm Group Inc Com 39037G109 37 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 535 2,839 SH   SOLE 0 2,839 0 0
HCA Healthcare Inc Com 40412C101 2 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 542 3,425 SH   SOLE 0 3,425 0 0
Home Depot Inc Com 437076102 3,810 12,480 SH   SOLE 0 11,880 0 600
Honeywell International Inc Com 438516106 3,752 17,285 SH   SOLE 0 17,285 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 488 2,202 SH   SOLE 0 2,202 0 0
Intel Corp Com 458140100 7,499 117,175 SH   SOLE 0 116,230 0 945
Intel Corp Com 458140100 116 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 2,770 24,803 SH   SOLE 0 24,803 0 0
IntercontinentalExchange Group Inc Com 45866F104 42 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 1,100 8,254 SH   SOLE 0 8,254 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 1,132 3,546 SH   SOLE 0 3,322 0 224
Invesco S&P 500 Equal Weight ETF Com 46137V357 316 2,230 SH   SOLE 0 2,230 0 0
iShares S&P 500 Index ETF Com 464287200 1,232 3,098 SH   SOLE 0 3,098 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 915 3,514 SH   SOLE 0 3,514 0 0
iShares Core S&P Small-Cap ETF Com 464287804 4,007 36,925 SH   SOLE 0 36,925 0 0
JP Morgan Chase & Co Com 46625H100 11,144 73,207 SH   SOLE 0 73,177 0 30
JP Morgan Chase & Co Com 46625H100 143 938 SH   DFND 0 938 0 0
Johnson & Johnson Com 478160104 5,463 33,240 SH   SOLE 0 33,002 0 238
KLA Corp Com 482480100 269 814 SH   SOLE 0 814 0 0
KeyCorp Com 493267108 1,054 52,743 SH   SOLE 0 52,743 0 0
Kimberly-Clark Corp Com 494368103 1,835 13,200 SH   SOLE 0 13,176 0 24
Kimberly-Clark Corp Com 494368103 50 363 SH   DFND 0 363 0 0
Lam Research Corp Com 512807108 804 1,350 SH   SOLE 0 1,350 0 0
Estee Lauder Companies Inc/The-A Com 518439104 228 784 SH   SOLE 0 784 0 0
Lilly Eli & Co Com 532457108 4,774 25,555 SH   SOLE 0 25,045 0 510
Lilly Eli & Co Com 532457108 106 569 SH   DFND 0 569 0 0
Lockheed Martin Corp Com 539830109 2,629 7,116 SH   SOLE 0 7,107 0 9
Lockheed Martin Corp Com 539830109 2 6 SH   DFND 0 6 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,857 493,696 SH   SOLE 0 487,972 0 5,723
Loomis Sayles Strategic Income Y Com 543487250 882 63,467 SH   DFND 0 63,467 0 0
Lowe's Companies Inc Com 548661107 6,279 33,015 SH   SOLE 0 33,015 0 0
Lowe's Companies Inc Com 548661107 98 516 SH   DFND 0 516 0 0
Marsh & McLennan Co Inc Com 571748102 897 7,362 SH   SOLE 0 7,362 0 0
MasterCard Inc-A Com 57636Q104 1,017 2,855 SH   SOLE 0 2,855 0 0
McDonalds Corp Com 580135101 6,608 29,480 SH   SOLE 0 29,338 0 142
McDonalds Corp Com 580135101 47 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103 2,250 11,538 SH   SOLE 0 11,538 0 0
McKesson Corp Com 58155Q103 44 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,819 62,509 SH   SOLE 0 62,464 0 45
Merck & Co Inc Com 58933Y105 88 1,139 SH   DFND 0 1,139 0 0
Metlife Inc Com 59156R108 1,498 24,648 SH   SOLE 0 24,621 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 29,744 126,155 SH   SOLE 0 126,117 0 38
Microsoft Corp Com 594918104 543 2,301 SH   DFND 0 2,301 0 0
Microchip Technology Inc Com 595017104 6,056 39,016 SH   SOLE 0 39,016 0 0
Microchip Technology Inc Com 595017104 143 924 SH   DFND 0 924 0 0
Mondelez International Inc Com 609207105 631 10,779 SH   SOLE 0 10,779 0 0
Moody's Corp Com 615369105 2,016 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 906 11,664 SH   SOLE 0 11,664 0 0
Morgan Stanley Com 617446448 14 176 SH   DFND 0 176 0 0
Netflix Inc Com 64110L106 364 697 SH   SOLE 0 697 0 0
NextEra Energy Inc Com 65339F101 6,324 83,642 SH   SOLE 0 82,034 0 1,608
NextEra Energy Inc Com 65339F101 106 1,408 SH   DFND 0 1,408 0 0
Nike Inc-B Com 654106103 7,469 56,201 SH   SOLE 0 56,201 0 0
Nike Inc-B Com 654106103 111 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 9,090 33,851 SH   SOLE 0 33,829 0 22
Norfolk Southern Corp Com 655844108 147 546 SH   DFND 0 546 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 20,361 1,974,894 SH   SOLE 0 1,922,421 0 52,472
Northern Ultra-Short Fixed Income Fund Com 665162467 524 50,797 SH   DFND 0 41,509 0 9,287
Northern Trust Corp Com 665859104 243 2,313 SH   SOLE 0 2,313 0 0
Northrop Grumman Corp Com 666807102 260 802 SH   SOLE 0 802 0 0
ADR Novartis AG- II Sp Com 66987V109 1,896 22,179 SH   SOLE 0 20,846 0 1,333
ADR Novartis AG- II Sp Com 66987V109 32 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 1,398 2,619 SH   SOLE 0 2,579 0 40
Omnicom Group Inc Com 681919106 935 12,612 SH   SOLE 0 12,574 0 38
Omnicom Group Inc Com 681919106 68 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 6,789 96,755 SH   SOLE 0 96,755 0 0
Oracle Corporation Com 68389X105 132 1,878 SH   DFND 0 1,878 0 0
Otis Worldwide Corp Com 68902V107 937 13,683 SH   SOLE 0 13,671 0 12
Otis Worldwide Corp Com 68902V107 19 273 SH   DFND 0 273 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,195 116,952 SH   SOLE 0 116,952 0 0
Palo Alto Networks Inc Com 697435105 2,674 8,304 SH   SOLE 0 8,304 0 0
Parnassus Fixed-Income Fund Com 701769200 1,638 95,404 SH   SOLE 0 95,404 0 0
Parnassus Fixed-Income Fund Com 701769200 211 12,262 SH   DFND 0 12,262 0 0
PepsiCo Inc Com 713448108 6,628 46,859 SH   SOLE 0 46,833 0 26
PepsiCo Inc Com 713448108 118 834 SH   DFND 0 834 0 0
Pfizer Inc Com 717081103 3,933 108,560 SH   SOLE 0 104,481 0 4,079
Pfizer Inc Com 717081103 2 47 SH   DFND 0 47 0 0
Philip Morris International Com 718172109 305 3,433 SH   SOLE 0 3,433 0 0
Phillips 66 Com 718546104 478 5,863 SH   SOLE 0 5,863 0 0
T Rowe Price Group Inc Com 74144T108 468 2,725 SH   SOLE 0 2,725 0 0
T Rowe Price High Yield-Inv Com 741481105 3,072 464,017 SH   SOLE 0 464,017 0 0
Procter & Gamble Co Com 742718109 10,079 74,424 SH   SOLE 0 73,693 0 731
Procter & Gamble Co Com 742718109 259 1,910 SH   DFND 0 1,910 0 0
Qualcomm Inc Com 747525103 5,930 44,726 SH   SOLE 0 44,213 0 513
Qualcomm Inc Com 747525103 186 1,406 SH   DFND 0 1,406 0 0
Raymond James Financial Inc Com 754730109 740 6,035 SH   SOLE 0 6,035 0 0
Rayonier Inc Com 754907103 312 9,663 SH   SOLE 0 7,413 0 2,250
Rayonier Inc Com 754907103 23 717 SH   DFND 0 717 0 0
T Rowe Price Real Estate Fund Com 779919109 609 35,008 SH   SOLE 0 35,008 0 0
T Rowe Price Real Estate Fund Com 779919109 4 219 SH   DFND 0 219 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 773 19,725 SH   SOLE 0 19,678 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 27 SH   DFND 0 27 0 0
S&P Global Inc Com 78409V104 218 618 SH   SOLE 0 618 0 0
Salesforce.com Inc Com 79466L302 3,546 16,736 SH   SOLE 0 16,736 0 0
Salesforce.com Inc Com 79466L302 49 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108 1,131 41,593 SH   SOLE 0 33,951 0 7,642
Schlumberger Ltd Com 806857108 13 494 SH   DFND 0 494 0 0
Smith (AO) Corp Com 831865209 1,464 21,654 SH   SOLE 0 21,654 0 0
JM Smucker Co/The Com 832696405 209 1,648 SH   SOLE 0 1,648 0 0
Southern Co/The Com 842587107 630 10,139 SH   SOLE 0 8,414 0 1,725
Starbucks Corp Com 855244109 2,470 22,600 SH   SOLE 0 22,600 0 0
Starbucks Corp Com 855244109 46 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 322 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 329 4,172 SH   SOLE 0 4,172 0 0
Sysco Corp Com 871829107 39 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 620 9,378 SH   SOLE 0 9,378 0 0
Target Corp Com 87612E106 3,011 15,203 SH   SOLE 0 15,203 0 0
Tesla Inc Com 88160R101 601 900 SH   SOLE 0 900 0 0
Texas Instruments Inc Com 882508104 774 4,098 SH   SOLE 0 4,098 0 0
Thermo Fisher Scientific Inc Com 883556102 292 640 SH   SOLE 0 640 0 0
3M Company Com 88579Y101 2,132 11,067 SH   SOLE 0 11,067 0 0
3M Company Com 88579Y101 193 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 566 3,761 SH   SOLE 0 3,761 0 0
Truist Financial Corp Com 89832Q109 2,586 44,346 SH   SOLE 0 44,288 0 58
US Bancorp Com 902973304 470 8,495 SH   SOLE 0 8,495 0 0
Union Pacific Corp Com 907818108 3,229 14,650 SH   SOLE 0 11,550 0 3,100
United Parcel Service-B Com 911312106 2,321 13,653 SH   SOLE 0 13,628 0 25
United Parcel Service-B Com 911312106 93 549 SH   DFND 0 549 0 0
UnitedHealth Group Inc Com 91324P102 843 2,267 SH   SOLE 0 2,267 0 0
Vanguard Wellesley Income-Adm Com 921938205 214 3,112 SH   SOLE 0 650 0 2,462
Vanguard High-Yield Corp-Adm Com 922031760 204 34,599 SH   SOLE 0 34,599 0 0
Vanguard Short-Term Federal-Adm Com 922031844 67,729 6,196,646 SH   SOLE 0 6,109,514 0 87,132
Vanguard Short-Term Federal-Adm Com 922031844 11,624 1,063,484 SH   DFND 0 1,063,484 0 0
Verizon Communications Inc Com 92343V104 4,332 74,496 SH   SOLE 0 73,260 0 1,236
Verizon Communications Inc Com 92343V104 100 1,717 SH   DFND 0 1,717 0 0
Visa Inc-A Com 92826C839 321 1,518 SH   SOLE 0 1,518 0 0
WEC Energy Group Inc Com 92939U106 491 5,243 SH   SOLE 0 5,243 0 0
Walmart Inc Com 931142103 1,768 13,013 SH   SOLE 0 13,013 0 0
Walgreens Boots Alliance Inc Com 931427108 325 5,924 SH   SOLE 0 5,924 0 0
Waste Management Inc Com 94106L109 2,094 16,230 SH   SOLE 0 16,193 0 37
Waste Management Inc Com 94106L109 3 22 SH   DFND 0 22 0 0
Wells Fargo & Co Com 949746101 1,515 38,769 SH   SOLE 0 38,769 0 0
Wells Fargo & Co Com 949746101 48 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 7,516 104,929 SH   SOLE 0 101,471 0 3,458
Welltower Inc Com 95040Q104 119 1,657 SH   DFND 0 657 0 1,000
Weyerhaeuser Co Com 962166104 2,051 57,623 SH   SOLE 0 51,303 0 6,320
Weyerhaeuser Co Com 962166104 40 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 275 7,200 SH   SOLE 0 4,350 0 2,850
Xilinx Inc Com 983919101 2,662 21,485 SH   SOLE 0 21,446 0 39
Xilinx Inc Com 983919101 93 753 SH   DFND 0 753 0 0
Yum! Brands Inc Com 988498101 399 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 864 5,399 SH   SOLE 0 5,399 0 0
Zoetis Inc Com 98978V103 304 1,928 SH   SOLE 0 1,328 0 600
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 517 1,870 SH   SOLE 0 1,870 0 0
Eaton Corp PLC Com G29183103 2,123 15,354 SH   SOLE 0 15,317 0 37
Eaton Corp PLC Com G29183103 110 794 SH   DFND 0 794 0 0
Everest Re Group Ltd Com G3223R108 1,427 5,760 SH   SOLE 0 5,760 0 0
Everest Re Group Ltd Com G3223R108 37 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,704 28,555 SH   SOLE 0 28,486 0 69
Johnson Controls Intl PLC Com G51502105 100 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,564 13,239 SH   SOLE 0 13,239 0 0
Medtronic PLC Com G5960L103 32 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0