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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   55,312,981 128,806 SH   SOLE   0 0 128,806
ISHARES TR CORE S&P SCP ETF 464287804   39,940,503 423,413 SH   SOLE   0 0 423,413
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,939,022 844,900 SH   SOLE   0 0 844,900
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   36,493,461 234,866 SH   SOLE   0 0 234,866
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   26,188,854 531,645 SH   SOLE   0 0 531,645
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   25,120,385 738,401 SH   SOLE   0 0 738,401
VANGUARD INDEX FDS VALUE ETF 922908744   22,078,458 160,070 SH   SOLE   0 0 160,070
VANGUARD INDEX FDS SM CP VAL ETF 922908611   21,623,825 135,581 SH   SOLE   0 0 135,581
APPLE INC COM 037833100   21,264,347 124,200 SH   SOLE   0 0 124,200
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   18,847,768 577,798 SH   SOLE   0 0 577,798
VANGUARD INDEX FDS LARGE CAP ETF 922908637   15,508,330 79,249 SH   SOLE   0 0 79,249
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   14,537,970 156,020 SH   SOLE   0 0 156,020
ISHARES TR CORE MSCI EAFE 46432F842   14,494,287 225,241 SH   SOLE   0 0 225,241
ISHARES TR EAFE SML CP ETF 464288273   11,261,302 199,421 SH   SOLE   0 0 199,421
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,058,969 25,870 SH   SOLE   0 0 25,870
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,796,211 138,502 SH   SOLE   0 0 138,502
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,540,464 55,749 SH   SOLE   0 0 55,749
ISHARES TR SP SMCP600VL ETF 464287879   9,329,825 104,571 SH   SOLE   0 0 104,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,520,941 21,470 SH   SOLE   0 0 21,470
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,838,342 118,208 SH   SOLE   0 0 118,208
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,636,123 88,282 SH   SOLE   0 0 88,282
META PLATFORMS INC CL A 30303M102   6,487,787 21,611 SH   SOLE   0 0 21,611
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   6,137,638 247,386 SH   SOLE   0 0 247,386
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,923,853 174,436 SH   SOLE   0 0 174,436
ISHARES TR ESG AWARE MSCI 46435U663   5,126,766 152,356 SH   SOLE   0 0 152,356
ISHARES TR ESG AW MSCI EAFE 46435G516   5,010,417 72,478 SH   SOLE   0 0 72,478
MICROSOFT CORP COM 594918104   4,718,685 14,944 SH   SOLE   0 0 14,944
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,682,867 99,045 SH   SOLE   0 0 99,045
ISHARES TR EAFE VALUE ETF 464288877   4,639,553 94,820 SH   SOLE   0 0 94,820
TESLA INC COM 88160R101   3,783,827 15,122 SH   SOLE   0 0 15,122
UNITEDHEALTH GROUP INC COM 91324P102   3,112,305 6,173 SH   SOLE   0 0 6,173
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,023,945 115,418 SH   SOLE   0 0 115,418
PROSHARES TR DJ BRKFLD GLB 74347B508   2,959,061 71,492 SH   SOLE   0 0 71,492
ISHARES TR ESG AWR MSCI USA 46435G425   2,822,919 30,060 SH   SOLE   0 0 30,060
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,767,146 66,807 SH   SOLE   0 0 66,807
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   2,764,247 120,499 SH   SOLE   0 0 120,499
ISHARES TR SHRT NAT MUN ETF 464288158   2,631,467 25,583 SH   SOLE   0 0 25,583
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,439,277 108,316 SH   SOLE   0 0 108,316
SNOWFLAKE INC CL A 833445109   2,336,312 15,293 SH   SOLE   0 0 15,293
ALPHABET INC CAP STK CL C 02079K107   2,147,291 16,286 SH   SOLE   0 0 16,286
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,138,344 37,208 SH   SOLE   0 0 37,208
BROADCOM INC COM 11135F101   2,098,045 2,526 SH   SOLE   0 0 2,526
ISHARES TR RUS 2000 VAL ETF 464287630   2,083,050 15,367 SH   SOLE   0 0 15,367
FLEXSHARES TR STOXX GLOBR INF 33939L795   2,047,088 42,267 SH   SOLE   0 0 42,267
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,927,131 9,073 SH   SOLE   0 0 9,073
AMAZON COM INC COM 023135106   1,918,569 15,093 SH   SOLE   0 0 15,093
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,894,023 84,517 SH   SOLE   0 0 84,517
ISHARES TR GLB INFRASTR ETF 464288372   1,863,810 43,054 SH   SOLE   0 0 43,054
EXXON MOBIL CORP COM 30231G102   1,615,902 13,743 SH   SOLE   0 0 13,743
ALPHABET INC CAP STK CL A 02079K305   1,614,211 12,335 SH   SOLE   0 0 12,335
JPMORGAN CHASE & CO COM 46625H100   1,613,733 11,128 SH   SOLE   0 0 11,128
MERCK & CO INC COM 58933Y105   1,561,596 15,168 SH   SOLE   0 0 15,168
HOME DEPOT INC COM 437076102   1,516,836 5,020 SH   SOLE   0 0 5,020
ISHARES TR RUSSELL 3000 ETF 464287689   1,442,924 5,888 SH   SOLE   0 0 5,888
NVIDIA CORPORATION COM 67066G104   1,430,247 3,288 SH   SOLE   0 0 3,288
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,374,948 26,100 SH   SOLE   0 0 26,100
JOHNSON & JOHNSON COM 478160104   1,350,007 8,668 SH   SOLE   0 0 8,668
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,347,764 45,858 SH   SOLE   0 0 45,858
ELEVANCE HEALTH INC COM 036752103   1,347,189 3,094 SH   SOLE   0 0 3,094
INTEL CORP COM 458140100   1,245,157 35,026 SH   SOLE   0 0 35,026
PROCTER AND GAMBLE CO COM 742718109   1,171,220 8,030 SH   SOLE   0 0 8,030
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,133,782 22,744 SH   SOLE   0 0 22,744
FLEXSHARES TR MSTAR EMKT FAC 33939L308   1,126,349 23,491 SH   SOLE   0 0 23,491
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,101,400 39,697 SH   SOLE   0 0 39,697
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,057,574 32,793 SH   SOLE   0 0 32,793
MCGRATH RENTCORP COM 580589109   1,042,596 10,401 SH   SOLE   0 0 10,401
ISHARES INC ESG AWR MSCI EM 46434G863   1,013,484 33,470 SH   SOLE   0 0 33,470
INVESCO QQQ TR UNIT SER 1 46090E103   973,654 2,718 SH   SOLE   0 0 2,718
CATERPILLAR INC COM 149123101   950,839 3,483 SH   SOLE   0 0 3,483
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   929,994 12,070 SH   SOLE   0 0 12,070
THERMO FISHER SCIENTIFIC INC COM 883556102   920,504 1,819 SH   SOLE   0 0 1,819
VANGUARD INDEX FDS MID CAP ETF 922908629   871,513 4,185 SH   SOLE   0 0 4,185
CISCO SYS INC COM 17275R102   831,547 15,468 SH   SOLE   0 0 15,468
ISHARES TR BLACKROCK ULTRA 46434V878   801,898 15,917 SH   SOLE   0 0 15,917
BANK AMERICA CORP COM 060505104   800,161 29,224 SH   SOLE   0 0 29,224
VISA INC COM CL A 92826C839   787,112 3,422 SH   SOLE   0 0 3,422
PEPSICO INC COM 713448108   786,775 4,643 SH   SOLE   0 0 4,643
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   786,228 2,002 SH   SOLE   0 0 2,002
AUTOMATIC DATA PROCESSING IN COM 053015103   784,735 3,262 SH   SOLE   0 0 3,262
MOLINA HEALTHCARE INC COM 60855R100   762,344 2,325 SH   SOLE   0 0 2,325
ISHARES TR RUS 1000 ETF 464287622   733,166 3,121 SH   SOLE   0 0 3,121
COSTCO WHSL CORP NEW COM 22160K105   732,584 1,297 SH   SOLE   0 0 1,297
ABBVIE INC COM 00287Y109   722,196 4,845 SH   SOLE   0 0 4,845
ISHARES TR MSCI ACWI ETF 464288257   714,972 7,740 SH   SOLE   0 0 7,740
ISHARES TR RUS 1000 GRW ETF 464287614   692,904 2,605 SH   SOLE   0 0 2,605
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   656,652 9,030 SH   SOLE   0 0 9,030
ISHARES TR RUSSELL 2000 ETF 464287655   652,918 3,694 SH   SOLE   0 0 3,694
AMGEN INC COM 031162100   639,686 2,380 SH   SOLE   0 0 2,380
ELI LILLY & CO COM 532457108   622,992 1,160 SH   SOLE   0 0 1,160
PALANTIR TECHNOLOGIES INC CL A 69608A108   619,472 38,717 SH   SOLE   0 0 38,717
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   617,485 4,358 SH   SOLE   0 0 4,358
VANGUARD INDEX FDS GROWTH ETF 922908736   612,698 2,250 SH   SOLE   0 0 2,250
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   602,781 20,996 SH   SOLE   0 0 20,996
INTUIT COM 461202103   601,376 1,177 SH   SOLE   0 0 1,177
MASTERCARD INCORPORATED CL A 57636Q104   587,323 1,483 SH   SOLE   0 0 1,483
PHILIP MORRIS INTL INC COM 718172109   574,200 6,202 SH   SOLE   0 0 6,202
CHEVRON CORP NEW COM 166764100   561,184 3,328 SH   SOLE   0 0 3,328
INTUITIVE SURGICAL INC COM NEW 46120E602   544,536 1,863 SH   SOLE   0 0 1,863
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   543,131 10,471 SH   SOLE   0 0 10,471
ADOBE INC COM 00724F101   537,602 1,054 SH   SOLE   0 0 1,054
INTERNATIONAL BUSINESS MACHS COM 459200101   536,788 3,826 SH   SOLE   0 0 3,826
FLEXSHARES TR M STAR DEV MKT 33939L803   535,240 8,557 SH   SOLE   0 0 8,557
HEWLETT PACKARD ENTERPRISE C COM 42824C109   534,093 30,748 SH   SOLE   0 0 30,748
CONSOLIDATED EDISON INC COM 209115104   529,066 6,186 SH   SOLE   0 0 6,186
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   523,871 13,361 SH   SOLE   0 0 13,361
AIR PRODS & CHEMS INC COM 009158106   518,055 1,828 SH   SOLE   0 0 1,828
PFIZER INC COM 717081103   512,377 15,447 SH   SOLE   0 0 15,447
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   503,206 1,102 SH   SOLE   0 0 1,102
MARVELL TECHNOLOGY INC COM 573874104   493,720 9,121 SH   SOLE   0 0 9,121
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   485,372 6,415 SH   SOLE   0 0 6,415
BRISTOL-MYERS SQUIBB CO COM 110122108   480,977 8,287 SH   SOLE   0 0 8,287
ABBOTT LABS COM 002824100   478,192 4,937 SH   SOLE   0 0 4,937
ALTRIA GROUP INC COM 02209S103   466,207 11,087 SH   SOLE   0 0 11,087
VERIZON COMMUNICATIONS INC COM 92343V104   452,164 13,951 SH   SOLE   0 0 13,951
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   446,518 16,344 SH   SOLE   0 0 16,344
PROSHARES TR ULTRAPRO QQQ 74347X831   440,691 12,372 SH   SOLE   0 0 12,372
AMERICAN WTR WKS CO INC NEW COM 030420103   432,043 3,489 SH   SOLE   0 0 3,489
ISHARES TR MSCI EAFE ETF 464287465   429,887 6,237 SH   SOLE   0 0 6,237
WALMART INC COM 931142103   425,094 2,658 SH   SOLE   0 0 2,658
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   423,688 1,380 SH   SOLE   0 0 1,380
WEC ENERGY GROUP INC COM 92939U106   414,671 5,148 SH   SOLE   0 0 5,148
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   398,493 5,978 SH   SOLE   0 0 5,978
DISNEY WALT CO COM 254687106   392,366 4,841 SH   SOLE   0 0 4,841
AIRBNB INC COM CL A 009066101   391,947 2,857 SH   SOLE   0 0 2,857
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   390,095 2,722 SH   SOLE   0 0 2,722
COMCAST CORP NEW CL A 20030N101   385,363 8,691 SH   SOLE   0 0 8,691
COCA COLA CO COM 191216100   377,413 6,742 SH   SOLE   0 0 6,742
NIKE INC CL B 654106103   374,397 3,915 SH   SOLE   0 0 3,915
ORACLE CORP COM 68389X105   371,693 3,509 SH   SOLE   0 0 3,509
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   367,848 4,233 SH   SOLE   0 0 4,233
MCDONALDS CORP COM 580135101   365,405 1,387 SH   SOLE   0 0 1,387
RTX CORPORATION COM 75513E101   359,000 4,988 SH   SOLE   0 0 4,988
POSCO HOLDINGS INC SPONSORED ADR 693483109   357,930 3,492 SH   SOLE   0 0 3,492
IMPERIAL OIL LTD COM NEW 453038408   353,745 5,740 SH   SOLE   0 0 5,740
SHOPIFY INC CL A 82509L107   348,757 6,391 SH   SOLE   0 0 6,391
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   327,787 12,199 SH   SOLE   0 0 12,199
FIRST SOLAR INC COM 336433107   323,665 2,003 SH   SOLE   0 0 2,003
AMERICAN EXPRESS CO COM 025816109   322,557 2,162 SH   SOLE   0 0 2,162
WASTE MGMT INC DEL COM 94106L109   313,264 2,055 SH   SOLE   0 0 2,055
CALIFORNIA WTR SVC GROUP COM 130788102   311,442 6,583 SH   SOLE   0 0 6,583
VANGUARD STAR FDS VG TL INTL STK F 921909768   307,375 5,743 SH   SOLE   0 0 5,743
NUSHARES ETF TR ESG LARGE CAP 67092P862   301,974 8,573 SH   SOLE   0 0 8,573
GOLDMAN SACHS BDC INC SHS 38147U107   300,154 20,615 SH   SOLE   0 0 20,615
MARATHON PETE CORP COM 56585A102   295,264 1,951 SH   SOLE   0 0 1,951
CVS HEALTH CORP COM 126650100   290,820 4,165 SH   SOLE   0 0 4,165
FLEXSHARES TR MORNSTAR USMKT 33939L100   288,838 1,773 SH   SOLE   0 0 1,773
MONDELEZ INTL INC CL A 609207105   282,874 4,076 SH   SOLE   0 0 4,076
NOVO-NORDISK A S ADR 670100205   282,129 3,102 SH   SOLE   0 0 3,102
CADENCE DESIGN SYSTEM INC COM 127387108   280,926 1,199 SH   SOLE   0 0 1,199
MARQETA INC CLASS A COM 57142B104   277,065 46,332 SH   SOLE   0 0 46,332
HONEYWELL INTL INC COM 438516106   274,069 1,484 SH   SOLE   0 0 1,484
WELLS FARGO CO NEW COM 949746101   268,818 6,579 SH   SOLE   0 0 6,579
EATON CORP PLC SHS G29183103   266,813 1,251 SH   SOLE   0 0 1,251
ISHARES TR RUS 1000 VAL ETF 464287598   263,196 1,734 SH   SOLE   0 0 1,734
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   260,897 2,525 SH   SOLE   0 0 2,525
ISHARES TR CORE S&P MCP ETF 464287507   256,697 1,029 SH   SOLE   0 0 1,029
ISHARES TR U.S. REAL ES ETF 464287739   255,909 3,275 SH   SOLE   0 0 3,275
GENERAL ELECTRIC CO COM NEW 369604301   249,622 2,258 SH   SOLE   0 0 2,258
S&P GLOBAL INC COM 78409V104   244,094 668 SH   SOLE   0 0 668
QUALCOMM INC COM 747525103   244,043 2,197 SH   SOLE   0 0 2,197
STARBUCKS CORP COM 855244109   232,230 2,544 SH   SOLE   0 0 2,544
BAXTER INTL INC COM 071813109   231,415 6,132 SH   SOLE   0 0 6,132
NEXTERA ENERGY INC COM 65339F101   231,222 4,036 SH   SOLE   0 0 4,036
COMERICA INC COM 200340107   231,018 5,560 SH   SOLE   0 0 5,560
LOEWS CORP COM 540424108   230,258 3,637 SH   SOLE   0 0 3,637
TARGET CORP COM 87612E106   227,514 2,058 SH   SOLE   0 0 2,058
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   225,222 7,263 SH   SOLE   0 0 7,263
ATLASSIAN CORPORATION CL A 049468101   224,079 1,112 SH   SOLE   0 0 1,112
SALESFORCE INC COM 79466L302   216,907 1,070 SH   SOLE   0 0 1,070
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   216,265 4,274 SH   SOLE   0 0 4,274
COMPANHIA PARANAENSE ENERG C SPON ADS 20441B605   215,812 24,608 SH   SOLE   0 0 24,608
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   214,867 1,669 SH   SOLE   0 0 1,669
STELLANTIS N.V SHS N82405106   211,903 11,077 SH   SOLE   0 0 11,077
TECK RESOURCES LTD CL B 878742204   210,753 4,891 SH   SOLE   0 0 4,891
ARISTA NETWORKS INC COM 040413106   202,323 1,100 SH   SOLE   0 0 1,100
BEAZER HOMES USA INC COM NEW 07556Q881   200,949 8,067 SH   SOLE   0 0 8,067
AMERICAN TOWER CORP NEW COM 03027X100   200,793 1,221 SH   SOLE   0 0 1,221
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   200,420 1,245 SH   SOLE   0 0 1,245
TRAVELERS COMPANIES INC COM 89417E109   200,055 1,225 SH   SOLE   0 0 1,225
BARCLAYS PLC ADR 06738E204   191,393 24,569 SH   SOLE   0 0 24,569
FINVOLUTION GROUP SPONSORED ADS 31810T101   105,437 21,172 SH   SOLE   0 0 21,172
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   65,119 17,319 SH   SOLE   0 0 17,319
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   107,425 15,216 SH   SOLE   0 0 15,216
ARIDIS PHARMACEUTICALS INC COM 040334104   1,437 14,077 SH   SOLE   0 0 14,077
ATARA BIOTHERAPEUTICS INC COM 046513107   19,650 13,277 SH   SOLE   0 0 13,277
AT&T INC COM 00206R102   182,448 12,147 SH   SOLE   0 0 12,147
CTO RLTY GROWTH INC NEW COM 22948Q101   184,648 11,391 SH   SOLE   0 0 11,391
IMMUNOME INC COM 45257U108   92,769 11,110 SH   SOLE   0 0 11,110