The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 350,104 3,653 SH   SOLE   0 0 3,653
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 776,481 5,491 SH   SOLE   0 0 5,491
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106 BBG001T6GDY9 509,992 5,937 SH   SOLE   0 0 5,937
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 381,204 1,216 SH   SOLE   0 0 1,216
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,256,398 2,229 SH   SOLE   0 0 2,229
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 925,165 8,242 SH   SOLE   0 0 8,242
AFLAC INC COM 001055102 BBG001S5NGJ4 260,340 3,166 SH   SOLE   0 0 3,166
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 898,278 6,958 SH   SOLE   0 0 6,958
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,088,590 8,350 SH   SOLE   0 0 8,350
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,178,376 15,717 SH   SOLE   0 0 15,717
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 989,885 6,480 SH   SOLE   0 0 6,480
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 291,550 2,242 SH   SOLE   0 0 2,242
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 435,119 1,296 SH   SOLE   0 0 1,296
AMGEN INC COM 031162100 BBG001S5NNL6 761,275 2,821 SH   SOLE   0 0 2,821
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 218,537 676 SH   SOLE   0 0 676
APPLE INC COM 037833100 BBG001S5N8V8 4,290,149 24,286 SH   SOLE   0 0 24,286
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 436,439 3,123 SH   SOLE   0 0 3,123
APTIV PLC SHS G6095L109 BBG001TRL2T7 445,005 5,742 SH   SOLE   0 0 5,742
ARROW ELECTRS INC COM 042735100 BBG001S5NVP4 241,900 2,000 SH   SOLE   0 0 2,000
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 404,076 629 SH   SOLE   0 0 629
AUTODESK INC COM 052769106 BBG001S5SCD4 305,970 1,500 SH   SOLE   0 0 1,500
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 224,705 7,907 SH   SOLE   0 0 7,907
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,067,630 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 511,532 1,454 SH   SOLE   0 0 1,454
BLACKROCK INC COM 09247X101 BBG001SDBP55 327,011 497 SH   SOLE   0 0 497
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 385,931 135 SH   SOLE   0 0 135
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 249,540 1,000 SH   SOLE   0 0 1,000
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 288,135 1,952 SH   SOLE   0 0 1,952
CISCO SYS INC COM 17275R102 BBG001S6HC62 611,039 11,527 SH   SOLE   0 0 11,527
CME GROUP INC COM 12572Q105 BBG001S86547 370,092 1,774 SH   SOLE   0 0 1,774
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 399,361 712 SH   SOLE   0 0 712
CUMMINS INC COM 231021106 BBG001S5Q9M3 266,313 1,179 SH   SOLE   0 0 1,179
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 211,523 1,069 SH   SOLE   0 0 1,069
DEERE & CO COM 244199105 BBG001S5QFF7 229,702 601 SH   SOLE   0 0 601
DISNEY WALT CO COM 254687106 BBG001S5QHF3 926,923 10,896 SH   SOLE   0 0 10,896
DRAFTKINGS INC NEW COM CL A 26142V105 BBG0134WCMB3 568,688 16,850 SH   SOLE   0 0 16,850
EATON CORP PLC SHS G29183103 BBG001S5QZ45 410,893 1,913 SH   SOLE   0 0 1,913
ECOLAB INC COM 278865100 BBG001S5QRB5 418,924 2,397 SH   SOLE   0 0 2,397
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 218,182 485 SH   SOLE   0 0 485
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,490,415 4,386 SH   SOLE   0 0 4,386
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 BBG005FHVV56 3,955,756 66,216 SH   SOLE   0 0 66,216
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 328,537 7,463 SH   SOLE   0 0 7,463
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 623,200 7,638 SH   SOLE   0 0 7,638
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 6,526,062 65,398 SH   SOLE   0 0 65,398
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 544,186 15,801 SH   SOLE   0 0 15,801
HOME DEPOT INC COM 437076102 BBG001S5RTW7 911,957 3,085 SH   SOLE   0 0 3,085
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 279,705 1,480 SH   SOLE   0 0 1,480
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 296,749 1,273 SH   SOLE   0 0 1,273
INTEL CORP COM 458140100 BBG001S5SF65 225,934 5,924 SH   SOLE   0 0 5,924
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 262,974 1,778 SH   SOLE   0 0 1,778
INVESCO EXCH TRADED FD TR II KBW PPTY CASUT 46138E586 BBG001TG54V2 355,774 4,007 SH   SOLE   0 0 4,007
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 312,410 5,214 SH   SOLE   0 0 5,214
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 BBG001S8JG85 1,100,348 13,090 SH   SOLE   0 0 13,090
INVESCO EXCHANGE TRADED FD T BUILDING & CONST 46137V779 BBG001SPHKZ0 580,647 10,976 SH   SOLE   0 0 10,976
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 BBG00KJR2B26 413,946 11,895 SH   SOLE   0 0 11,895
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 982,210 6,937 SH   SOLE   0 0 6,937
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647 BBG001SN6GS4 261,341 6,456 SH   SOLE   0 0 6,456
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 5,023,792 13,662 SH   SOLE   0 0 13,662
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 11,917,247 223,379 SH   SOLE   0 0 223,379
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1,395,881 14,337 SH   SOLE   0 0 14,337
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 1,583,111 38,360 SH   SOLE   0 0 38,360
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 11,372,611 140,040 SH   SOLE   0 0 140,040
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 1,063,677 12,138 SH   SOLE   0 0 12,138
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 1,053,164 11,494 SH   SOLE   0 0 11,494
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 1,427,130 28,634 SH   SOLE   0 0 28,634
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 2,571,101 42,484 SH   SOLE   0 0 42,484
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 8,538,613 34,527 SH   SOLE   0 0 34,527
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 3,095,532 32,854 SH   SOLE   0 0 32,854
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,427,028 25,427 SH   SOLE   0 0 25,427
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 924,965 12,153 SH   SOLE   0 0 12,153
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,793,828 19,047 SH   SOLE   0 0 19,047
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 899,932 21,939 SH   SOLE   0 0 21,939
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,241,790 17,829 SH   SOLE   0 0 17,829
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 284,012 8,552 SH   SOLE   0 0 8,552
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 932,027 42,911 SH   SOLE   0 0 42,911
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 270,953 19,821 SH   SOLE   0 0 19,821
ISHARES TR IBONDS 23 TRM HG 46435U150 BBG00P3CWH01 563,755 23,898 SH   SOLE   0 0 23,898
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 2,007,954 86,962 SH   SOLE   0 0 86,962
ISHARES TR IBONDS DEC2023 46435G318 BBG00GF7ZJL9 654,275 25,678 SH   SOLE   0 0 25,678
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 650,282 25,713 SH   SOLE   0 0 25,713
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 510,346 20,620 SH   SOLE   0 0 20,620
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 1,641,723 18,465 SH   SOLE   0 0 18,465
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,915,408 25,982 SH   SOLE   0 0 25,982
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,102,440 15,575 SH   SOLE   0 0 15,575
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 834,142 27,814 SH   SOLE   0 0 27,814
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 621,420 6,000 SH   SOLE   0 0 6,000
ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 658,451 14,616 SH   SOLE   0 0 14,616
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 13,421,708 250,452 SH   SOLE   0 0 250,452
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 282,553 5,946 SH   SOLE   0 0 5,946
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 580,513 3,836 SH   SOLE   0 0 3,836
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 205,920 4,000 SH   SOLE   0 0 4,000
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 603,629 4,221 SH   SOLE   0 0 4,221
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 304,683 2,552 SH   SOLE   0 0 2,552
KRANESHARES TR CSI CHI INTERNET 500767306 BBG004XB9HZ5 796,223 29,123 SH   SOLE   0 0 29,123
LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 252,264 1,200 SH   SOLE   0 0 1,200
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 790,698 1,247 SH   SOLE   0 0 1,247
LINDE PLC SHS G54950103 BBG01FND0CH6 843,504 2,149 SH   SOLE   0 0 2,149
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 647,522 1,428 SH   SOLE   0 0 1,428
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 701,453 1,817 SH   SOLE   0 0 1,817
MCDONALDS CORP COM 580135101 BBG001S5T110 269,209 1,005 SH   SOLE   0 0 1,005
MERCK & CO INC COM 58933Y105 BBG001S5TC52 829,521 8,024 SH   SOLE   0 0 8,024
MGM RESORTS INTERNATIONAL COM 552953101 BBG001S6BYT5 255,443 6,694 SH   SOLE   0 0 6,694
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,984,545 11,294 SH   SOLE   0 0 11,294
MODERNA INC COM 60770K107 BBG003PHHZV8 334,077 4,309 SH   SOLE   0 0 4,309
NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 337,436 5,432 SH   SOLE   0 0 5,432
NETFLIX INC COM 64110L106 BBG001SF6L46 350,212 810 SH   SOLE   0 0 810
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 243,069 4,093 SH   SOLE   0 0 4,093
NIKE INC CL B 654106103 BBG001S6NTK2 575,369 5,374 SH   SOLE   0 0 5,374
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 487,268 5,253 SH   SOLE   0 0 5,253
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,161,579 2,581 SH   SOLE   0 0 2,581
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 470,596 1,173 SH   SOLE   0 0 1,173
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 392,139 6,990 SH   SOLE   0 0 6,990
PEPSICO INC COM 713448108 BBG001S695T1 976,724 5,856 SH   SOLE   0 0 5,856
PFIZER INC COM 717081103 BBG001S5V466 344,226 11,012 SH   SOLE   0 0 11,012
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 331,666 3,539 SH   SOLE   0 0 3,539
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 280,781 1,871 SH   SOLE   0 0 1,871
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 203,297 1,908 SH   SOLE   0 0 1,908
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 218,871 830 SH   SOLE   0 0 830
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 308,208 3,726 SH   SOLE   0 0 3,726
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 268,413 701 SH   SOLE   0 0 701
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,156,230 5,573 SH   SOLE   0 0 5,573
SANOFI SPONSORED ADR 80105N105 BBG001S5W768 488,823 10,673 SH   SOLE   0 0 10,673
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 10,398,477 202,423 SH   SOLE   0 0 202,423
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 254,059 2,931 SH   SOLE   0 0 2,931
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 212,240 6,283 SH   SOLE   0 0 6,283
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 324,641 2,548 SH   SOLE   0 0 2,548
SERVICENOW INC COM 81762P102 BBG001T4JFC0 237,850 392 SH   SOLE   0 0 392
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 2,777,209 15,029 SH   SOLE   0 0 15,029
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 330,532 760 SH   SOLE   0 0 760
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 2,567,295 28,064 SH   SOLE   0 0 28,064
SPDR SER TR BLOOMBERG 3-12 M 78468R523 BBG00X8RXGK5 5,479,338 55,291 SH   SOLE   0 0 55,291
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 491,728 16,080 SH   SOLE   0 0 16,080
SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 8,161,108 392,172 SH   SOLE   0 0 392,172
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 584,487 15,861 SH   SOLE   0 0 15,861
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 203,561 7,073 SH   SOLE   0 0 7,073
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 501,908 5,468 SH   SOLE   0 0 5,468
TARGET CORP COM 87612E106 BBG001SC0K41 519,561 4,604 SH   SOLE   0 0 4,604
TESLA INC COM 88160R101 BBG001SQKGD7 822,870 3,741 SH   SOLE   0 0 3,741
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 329,154 2,191 SH   SOLE   0 0 2,191
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 388,313 1,250 SH   SOLE   0 0 1,250
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 545,233 1,199 SH   SOLE   0 0 1,199
TJX COS INC NEW COM 872540109 BBG001S5WQ93 269,633 2,963 SH   SOLE   0 0 2,963
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 255,478 1,517 SH   SOLE   0 0 1,517
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 213,849 4,489 SH   SOLE   0 0 4,489
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 601,604 1,133 SH   SOLE   0 0 1,133
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 23,153,235 331,708 SH   SOLE   0 0 331,708
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 244,344 873 SH   SOLE   0 0 873
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,413,949 7,546 SH   SOLE   0 0 7,546
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 9,473,457 43,979 SH   SOLE   0 0 43,979
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 244,611 1,765 SH   SOLE   0 0 1,765
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,178,694 15,645 SH   SOLE   0 0 15,645
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 3,993,514 25,317 SH   SOLE   0 0 25,317
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 267,483 4,952 SH   SOLE   0 0 4,952
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 16,279,574 368,400 SH   SOLE   0 0 368,400
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 2,020,542 19,462 SH   SOLE   0 0 19,462
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 1,300,245 25,500 SH   SOLE   0 0 25,500
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 879,268 14,800 SH   SOLE   0 0 14,800
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 4,742,038 20,211 SH   SOLE   0 0 20,211
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 295,205 8,196 SH   SOLE   0 0 8,196
VISA INC COM CL A 92826C839 BBG001SRCFY3 380,990 1,564 SH   SOLE   0 0 1,564
WALMART INC COM 931142103 BBG001S5XH92 499,531 3,034 SH   SOLE   0 0 3,034
WILLIAMS COS INC COM 969457100 BBG001S5XH10 348,334 9,655 SH   SOLE   0 0 9,655
XYLEM INC COM 98419M100 BBG001V05C73 301,162 3,107 SH   SOLE   0 0 3,107