The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,324,061 12,112 SH   SOLE   0 0 12,112
ABBOTT LABS COM 002824100   2,063,153 18,744 SH   SOLE   0 0 18,744
ABBVIE INC COM 00287Y109   2,641,115 17,043 SH   SOLE   0 0 17,043
ACCELERATE DIAGNOSTICS INC COM NEW 00430H201   230,026 58,680 SH   SOLE   0 0 58,680
ADOBE INC COM 00724F101   402,109 674 SH   SOLE   0 0 674
ADVANCED MICRO DEVICES INC COM 007903107   553,789 3,757 SH   SOLE   0 0 3,757
ALPHABET INC CAP STK CL A 02079K305   2,544,314 18,214 SH   SOLE   0 0 18,214
ALPHABET INC CAP STK CL C 02079K107   3,419,385 24,263 SH   SOLE   0 0 24,263
ALTRIA GROUP INC COM 02209S103   304,723 7,554 SH   SOLE   0 0 7,554
AMAZON COM INC COM 023135106   6,726,358 44,270 SH   SOLE   0 0 44,270
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   36,746,041 588,031 SH   SOLE   0 0 588,031
AMERICAN CENTY ETF TR US SML CP VALU 025072877   66,695,721 742,714 SH   SOLE   0 0 742,714
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   215,850 4,501 SH   SOLE   0 0 4,501
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   338,152 6,018 SH   SOLE   0 0 6,018
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   409,789 7,605 SH   SOLE   0 0 7,605
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   8,018,699 132,694 SH   SOLE   0 0 132,694
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   17,278,325 306,408 SH   SOLE   0 0 306,408
AMERICAN EXPRESS CO COM 025816109   877,876 4,686 SH   SOLE   0 0 4,686
AMGEN INC COM 031162100   1,116,344 3,876 SH   SOLE   0 0 3,876
ANALOG DEVICES INC COM 032654105   202,730 1,021 SH   SOLE   0 0 1,021
APPLE INC COM 037833100   24,316,923 126,302 SH   SOLE   0 0 126,302
APPLIED MATLS INC COM 038222105   289,944 1,789 SH   SOLE   0 0 1,789
APTARGROUP INC COM 038336103   337,730 2,732 SH   SOLE   0 0 2,732
AT&T INC COM 00206R102   867,269 51,685 SH   SOLE   0 0 51,685
BANK AMERICA CORP COM 060505104   651,376 19,346 SH   SOLE   0 0 19,346
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,402,510 20,755 SH   SOLE   0 0 20,755
BLACKROCK INC COM 09247X101   235,912 291 SH   SOLE   0 0 291
BLACKSTONE INC COM 09260D107   448,825 3,428 SH   SOLE   0 0 3,428
BOEING CO COM 097023105   496,610 1,905 SH   SOLE   0 0 1,905
BOOKING HOLDINGS INC COM 09857L108   365,364 103 SH   SOLE   0 0 103
BRISTOL-MYERS SQUIBB CO COM 110122108   332,511 6,480 SH   SOLE   0 0 6,480
BROADCOM INC COM 11135F101   544,378 488 SH   SOLE   0 0 488
CALAVO GROWERS INC COM 128246105   338,480 11,509 SH   SOLE   0 0 11,509
CATERPILLAR INC COM 149123101   4,490,313 15,187 SH   SOLE   0 0 15,187
CEMEX SAB DE CV SPON ADR NEW 151290889   86,165 11,118 SH   SOLE   0 0 11,118
CENCORA INC COM 03073E105   278,496 1,356 SH   SOLE   0 0 1,356
CHEVRON CORP NEW COM 166764100   4,742,434 31,794 SH   SOLE   0 0 31,794
CHUBB LIMITED COM H1467J104   231,424 1,024 SH   SOLE   0 0 1,024
CHURCHILL DOWNS INC COM 171484108   202,800 1,503 SH   SOLE   0 0 1,503
CINTAS CORP COM 172908105   403,180 669 SH   SOLE   0 0 669
CISCO SYS INC COM 17275R102   549,471 10,876 SH   SOLE   0 0 10,876
CLEAR CHANNEL OUTDOOR HLDGS COM 18453H106   52,052 28,600 SH   SOLE   0 0 28,600
CLOROX CO DEL COM 189054109   2,751,275 19,295 SH   SOLE   0 0 19,295
COCA COLA CO COM 191216100   275,635 4,677 SH   SOLE   0 0 4,677
COMCAST CORP NEW CL A 20030N101   487,393 11,115 SH   SOLE   0 0 11,115
COSTCO WHSL CORP NEW COM 22160K105   3,853,852 5,838 SH   SOLE   0 0 5,838
CVS HEALTH CORP COM 126650100   1,332,852 16,880 SH   SOLE   0 0 16,880
D R HORTON INC COM 23331A109   217,332 1,430 SH   SOLE   0 0 1,430
DANAHER CORPORATION COM 235851102   1,808,154 7,816 SH   SOLE   0 0 7,816
DEERE & CO COM 244199105   599,406 1,499 SH   SOLE   0 0 1,499
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   10,232,240 398,762 SH   SOLE   0 0 398,762
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   40,405,797 1,175,954 SH   SOLE   0 0 1,175,954
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   118,397,973 2,284,352 SH   SOLE   0 0 2,284,352
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   77,478,833 2,081,645 SH   SOLE   0 0 2,081,645
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   125,493,393 2,104,887 SH   SOLE   0 0 2,104,887
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   17,050,000 698,198 SH   SOLE   0 0 698,198
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   46,158,501 1,579,148 SH   SOLE   0 0 1,579,148
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   308,053 9,617 SH   SOLE   0 0 9,617
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   267,232 11,752 SH   SOLE   0 0 11,752
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   450,283 15,463 SH   SOLE   0 0 15,463
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   681,747 21,900 SH   SOLE   0 0 21,900
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,138,778 42,099 SH   SOLE   0 0 42,099
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,585,130 90,263 SH   SOLE   0 0 90,263
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   9,042,073 316,046 SH   SOLE   0 0 316,046
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,980,728 372,490 SH   SOLE   0 0 372,490
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   21,025,199 394,746 SH   SOLE   0 0 394,746
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   28,189,372 538,685 SH   SOLE   0 0 538,685
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   17,473,491 672,575 SH   SOLE   0 0 672,575
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   16,693,554 690,672 SH   SOLE   0 0 690,672
DISNEY WALT CO COM 254687106   474,714 5,258 SH   SOLE   0 0 5,258
DNP SELECT INCOME FD INC COM 23325P104   96,450 11,374 SH   SOLE   0 0 11,374
DOMINION ENERGY INC COM 25746U109   647,472 13,776 SH   SOLE   0 0 13,776
DTE ENERGY CO COM 233331107   254,786 2,311 SH   SOLE   0 0 2,311
ELEVANCE HEALTH INC COM 036752103   223,048 473 SH   SOLE   0 0 473
ELI LILLY & CO COM 532457108   4,722,235 8,101 SH   SOLE   0 0 8,101
EXXON MOBIL CORP COM 30231G102   5,897,269 58,984 SH   SOLE   0 0 58,984
FEDEX CORP COM 31428X106   472,295 1,867 SH   SOLE   0 0 1,867
FORD MTR CO DEL COM 345370860   156,043 12,801 SH   SOLE   0 0 12,801
FORTIVE CORP COM 34959J108   248,134 3,370 SH   SOLE   0 0 3,370
GENERAL ELECTRIC CO COM NEW 369604301   632,110 4,953 SH   SOLE   0 0 4,953
GOLDMAN SACHS GROUP INC COM 38141G104   535,449 1,388 SH   SOLE   0 0 1,388
GRAINGER W W INC COM 384802104   538,649 650 SH   SOLE   0 0 650
HF SINCLAIR CORP COM 403949100   262,235 4,719 SH   SOLE   0 0 4,719
HOME DEPOT INC COM 437076102   2,658,102 7,670 SH   SOLE   0 0 7,670
HONEYWELL INTL INC COM 438516106   3,363,539 16,039 SH   SOLE   0 0 16,039
ILLINOIS TOOL WKS INC COM 452308109   1,357,374 5,182 SH   SOLE   0 0 5,182
INTEL CORP COM 458140100   913,163 18,172 SH   SOLE   0 0 18,172
INTERNATIONAL BUSINESS MACHS COM 459200101   1,136,113 6,947 SH   SOLE   0 0 6,947
INTUIT COM 461202103   460,023 736 SH   SOLE   0 0 736
INTUITIVE SURGICAL INC COM NEW 46120E602   359,964 1,067 SH   SOLE   0 0 1,067
INVESCO QQQ TR UNIT SER 1 46090E103   1,309,865 3,199 SH   SOLE   0 0 3,199
ISHARES TR CORE US AGGBD ET 464287226   24,174,417 243,571 SH   SOLE   0 0 243,571
ISHARES TR RUSSELL 2000 ETF 464287655   317,925 1,584 SH   SOLE   0 0 1,584
ISHARES TR RUS 1000 GRW ETF 464287614   736,097 2,428 SH   SOLE   0 0 2,428
ISHARES TR CORE S&P SCP ETF 464287804   324,160 2,995 SH   SOLE   0 0 2,995
ISHARES TR RUS MID CAP ETF 464287499   413,913 5,325 SH   SOLE   0 0 5,325
ISHARES TR ESG AWARE MSCI 46435U663   213,161 5,608 SH   SOLE   0 0 5,608
ISHARES TR MSCI USA MIN VOL 46429B697   485,269 6,219 SH   SOLE   0 0 6,219
ISHARES TR RUS 1000 VAL ETF 464287598   1,320,265 7,990 SH   SOLE   0 0 7,990
ISHARES TR PFD AND INCM SEC 464288687   284,360 9,117 SH   SOLE   0 0 9,117
ISHARES TR INTL SEL DIV ETF 464288448   278,361 9,945 SH   SOLE   0 0 9,945
ISHARES TR US INFRASTRUC 46435U713   417,439 10,366 SH   SOLE   0 0 10,366
ISHARES TR SELECT DIVID ETF 464287168   1,308,509 11,163 SH   SOLE   0 0 11,163
ISHARES TR CORE S&P500 ETF 464287200   6,342,003 13,278 SH   SOLE   0 0 13,278
ISHARES TR MSCI EAFE ETF 464287465   1,201,993 15,952 SH   SOLE   0 0 15,952
ISHARES TR MSCI USA QLT FCT 46432F339   3,869,341 26,297 SH   SOLE   0 0 26,297
ISHARES TR TRS FLT RT BD 46434V860   1,568,204 31,072 SH   SOLE   0 0 31,072
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   1,042,077 20,627 SH   SOLE   0 0 20,627
JOHNSON & JOHNSON COM 478160104   6,116,202 39,021 SH   SOLE   0 0 39,021
JPMORGAN CHASE & CO COM 46625H100   2,757,905 16,213 SH   SOLE   0 0 16,213
KIMBERLY-CLARK CORP COM 494368103   2,441,662 20,094 SH   SOLE   0 0 20,094
LENNOX INTL INC COM 526107107   362,492 810 SH   SOLE   0 0 810
LOCKHEED MARTIN CORP COM 539830109   1,303,065 2,875 SH   SOLE   0 0 2,875
LOWES COS INC COM 548661107   353,632 1,589 SH   SOLE   0 0 1,589
MARATHON PETE CORP COM 56585A102   561,138 3,782 SH   SOLE   0 0 3,782
MASTERCARD INCORPORATED CL A 57636Q104   1,285,461 3,014 SH   SOLE   0 0 3,014
MCDONALDS CORP COM 580135101   5,739,372 19,356 SH   SOLE   0 0 19,356
MCKESSON CORP COM 58155Q103   700,096 1,512 SH   SOLE   0 0 1,512
MEDTRONIC PLC SHS G5960L103   474,537 5,760 SH   SOLE   0 0 5,760
MERCK & CO INC COM 58933Y105   1,014,726 9,308 SH   SOLE   0 0 9,308
META PLATFORMS INC CL A 30303M102   1,278,504 3,612 SH   SOLE   0 0 3,612
MICROSOFT CORP COM 594918104   12,818,257 34,087 SH   SOLE   0 0 34,087
MISTER CAR WASH INC COM 60646V105   452,771 52,404 SH   SOLE   0 0 52,404
MONDELEZ INTL INC CL A 609207105   307,059 4,239 SH   SOLE   0 0 4,239
NETFLIX INC COM 64110L106   223,478 459 SH   SOLE   0 0 459
NEXTERA ENERGY INC COM 65339F101   316,517 5,211 SH   SOLE   0 0 5,211
NORFOLK SOUTHN CORP COM 655844108   227,832 964 SH   SOLE   0 0 964
NUCOR CORP COM 670346105   371,750 2,136 SH   SOLE   0 0 2,136
NVIDIA CORPORATION COM 67066G104   2,510,855 5,070 SH   SOLE   0 0 5,070
OCCIDENTAL PETE CORP COM 674599105   349,603 5,855 SH   SOLE   0 0 5,855
ORACLE CORP COM 68389X105   401,056 3,804 SH   SOLE   0 0 3,804
PEPSICO INC COM 713448108   2,103,845 12,387 SH   SOLE   0 0 12,387
PFIZER INC COM 717081103   438,372 15,227 SH   SOLE   0 0 15,227
PHILIP MORRIS INTL INC COM 718172109   450,319 4,787 SH   SOLE   0 0 4,787
PHILLIPS 66 COM 718546104   279,594 2,100 SH   SOLE   0 0 2,100
PINNACLE WEST CAP CORP COM 723484101   594,836 8,280 SH   SOLE   0 0 8,280
PPG INDS INC COM 693506107   579,955 3,878 SH   SOLE   0 0 3,878
PRICE T ROWE GROUP INC COM 74144T108   293,671 2,727 SH   SOLE   0 0 2,727
PROCTER AND GAMBLE CO COM 742718109   2,222,064 15,164 SH   SOLE   0 0 15,164
QUALCOMM INC COM 747525103   856,598 5,923 SH   SOLE   0 0 5,923
RING ENERGY INC COM 76680V108   17,104 11,715 SH   SOLE   0 0 11,715
RTX CORPORATION COM 75513E101   608,532 7,232 SH   SOLE   0 0 7,232
SALESFORCE INC COM 79466L302   372,607 1,416 SH   SOLE   0 0 1,416
SCHWAB CHARLES CORP COM 808513105   1,029,752 14,967 SH   SOLE   0 0 14,967
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   226,028 4,546 SH   SOLE   0 0 4,546
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   200,898 5,436 SH   SOLE   0 0 5,436
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   268,737 5,764 SH   SOLE   0 0 5,764
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   526,229 6,343 SH   SOLE   0 0 6,343
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,046,166 18,549 SH   SOLE   0 0 18,549
SEMPRA COM 816851109   205,060 2,744 SH   SOLE   0 0 2,744
SERVICENOW INC COM 81762P102   707,197 1,001 SH   SOLE   0 0 1,001
SM ENERGY CO COM 78454L100   1,506,131 38,898 SH   SOLE   0 0 38,898
SOUTHERN CO COM 842587107   329,915 4,705 SH   SOLE   0 0 4,705
SPDR GOLD TR GOLD SHS 78463V107   275,668 1,442 SH   SOLE   0 0 1,442
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   321,421 10,120 SH   SOLE   0 0 10,120
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,681,236 9,849 SH   SOLE   0 0 9,849
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   643,358 1,268 SH   SOLE   0 0 1,268
STARBUCKS CORP COM 855244109   442,891 4,613 SH   SOLE   0 0 4,613
STRYKER CORPORATION COM 863667101   268,916 898 SH   SOLE   0 0 898
SYSCO CORP COM 871829107   241,988 3,309 SH   SOLE   0 0 3,309
TEGNA INC COM 87901J105   153,000 10,000 SH   SOLE   0 0 10,000
TESLA INC COM 88160R101   1,644,712 6,619 SH   SOLE   0 0 6,619
TEXAS INSTRS INC COM 882508104   948,835 5,566 SH   SOLE   0 0 5,566
THE CIGNA GROUP COM 125523100   284,179 949 SH   SOLE   0 0 949
THERMO FISHER SCIENTIFIC INC COM 883556102   524,421 988 SH   SOLE   0 0 988
TJX COS INC NEW COM 872540109   385,372 4,108 SH   SOLE   0 0 4,108
TRAVELERS COMPANIES INC COM 89417E109   442,699 2,324 SH   SOLE   0 0 2,324
UNION PAC CORP COM 907818108   1,439,270 5,860 SH   SOLE   0 0 5,860
UNITED PARCEL SERVICE INC CL B 911312106   230,762 1,468 SH   SOLE   0 0 1,468
UNITED RENTALS INC COM 911363109   221,341 386 SH   SOLE   0 0 386
UNITEDHEALTH GROUP INC COM 91324P102   905,002 1,719 SH   SOLE   0 0 1,719
UPSTART HLDGS INC COM 91680M107   1,384,460 33,883 SH   SOLE   0 0 33,883
US BANCORP DEL COM NEW 902973304   211,638 4,890 SH   SOLE   0 0 4,890
VALERO ENERGY CORP COM 91913Y100   312,260 2,402 SH   SOLE   0 0 2,402
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   532,339 6,912 SH   SOLE   0 0 6,912
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,045,729 14,218 SH   SOLE   0 0 14,218
VANGUARD INDEX FDS GROWTH ETF 922908736   751,509 2,417 SH   SOLE   0 0 2,417
VANGUARD INDEX FDS SM CP VAL ETF 922908611   521,930 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,112,797 4,837 SH   SOLE   0 0 4,837
VANGUARD INDEX FDS VALUE ETF 922908744   738,082 4,937 SH   SOLE   0 0 4,937
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,310,702 5,421 SH   SOLE   0 0 5,421
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,744,289 8,176 SH   SOLE   0 0 8,176
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,743,651 19,733 SH   SOLE   0 0 19,733
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,230,216 64,203 SH   SOLE   0 0 64,203
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   424,814 4,129 SH   SOLE   0 0 4,129
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   804,693 6,996 SH   SOLE   0 0 6,996
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   405,136 9,857 SH   SOLE   0 0 9,857
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   569,092 10,137 SH   SOLE   0 0 10,137
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   835,387 4,903 SH   SOLE   0 0 4,903
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   346,025 7,224 SH   SOLE   0 0 7,224
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   340,820 3,053 SH   SOLE   0 0 3,053
VANGUARD WORLD FDS INF TECH ETF 92204A702   241,885 500 SH   SOLE   0 0 500
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   289,697 3,140 SH   SOLE   0 0 3,140
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,780,545 15,182 SH   SOLE   0 0 15,182
VERALTO CORP COM SHS 92338C103   212,560 2,584 SH   SOLE   0 0 2,584
VERIZON COMMUNICATIONS INC COM 92343V104   910,585 24,153 SH   SOLE   0 0 24,153
VISA INC COM CL A 92826C839   1,329,608 5,107 SH   SOLE   0 0 5,107
WALMART INC COM 931142103   929,050 5,893 SH   SOLE   0 0 5,893
WARNER BROS DISCOVERY INC COM SER A 934423104   119,889 10,535 SH   SOLE   0 0 10,535
WELLS FARGO CO NEW COM 949746101   206,462 4,195 SH   SOLE   0 0 4,195
WISDOMTREE TR INTL SMCAP DIV 97717W760   239,166 3,746 SH   SOLE   0 0 3,746
WOODWARD INC COM 980745103   2,576,669 18,928 SH   SOLE   0 0 18,928
XCEL ENERGY INC COM 98389B100   262,066 4,233 SH   SOLE   0 0 4,233
YUM BRANDS INC COM 988498101   203,307 1,556 SH   SOLE   0 0 1,556
ZIONS BANCORPORATION N A COM 989701107   654,014 14,908 SH   SOLE   0 0 14,908
ZSCALER INC COM 98980G102   984,170 4,442 SH   SOLE   0 0 4,442