The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,531,930 14,991 SH   SOLE   14,991 0 0
ABBOTT LABS COM 002824100   3,082,584 29,666 SH   SOLE   29,666 0 0
ABBVIE INC COM 00287Y109   5,422,025 31,612 SH   SOLE   31,612 0 0
ACRES COMMERCIAL REALTY CORP COM NEW 00489Q102   159,500 12,500 SH   SOLE   12,500 0 0
ADOBE INC COM 00724F101   470,542 847 SH   SOLE   847 0 0
ADVISORSHARES TR PURE US CANNABIS 00768Y453   2,774,624 378,530 SH   SOLE   378,530 0 0
AFLAC INC COM 001055102   2,253,562 25,233 SH   SOLE   25,233 0 0
AIR PRODS & CHEMS INC COM 009158106   222,697 863 SH   SOLE   863 0 0
ALLIANCE ENTERTAINMENT HOLDI *W EXP 02/10/202 01861F110   1,860 31,002 SH   SOLE   31,002 0 0
ALLSTATE CORP COM 020002101   1,056,135 6,577 SH   SOLE   6,577 0 0
ALPHABET INC CAP STK CL C 02079K107   4,099,987 22,353 SH   SOLE   22,353 0 0
ALPHABET INC CAP STK CL A 02079K305   3,686,534 20,239 SH   SOLE   20,239 0 0
AMAZON COM INC COM 023135106   3,658,222 18,930 SH   SOLE   18,930 0 0
AMERICAN ELEC PWR CO INC COM 025537101   213,998 2,439 SH   SOLE   2,439 0 0
AMERICAN TOWER CORP NEW COM 03027X100   227,948 1,163 SH   SOLE   1,163 0 0
AMGEN INC COM 031162100   903,293 2,891 SH   SOLE   2,891 0 0
AMPLIFY ETF TR AMPLIFY TRAVEL T 032108540   98 5 SH   SOLE   5 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607   355 10 SH   SOLE   10 0 0
AMPLIFY ETF TR AMPLIFY MOBILE P 032108656   2,354,814 50,338 SH   SOLE   50,338 0 0
AMPLIFY ETF TR SEYMOUR CANNBS 032108854   45 10 SH   SOLE   10 0 0
ANALOG DEVICES INC COM 032654105   374,160 1,639 SH   SOLE   1,639 0 0
AON PLC SHS CL A G0403H108   5,133,246 17,485 SH   SOLE   17,485 0 0
APPLE INC COM 037833100   172,738,621 820,143 SH   SOLE   820,143 0 0
APPLIED MATLS INC COM 038222105   244,958 1,038 SH   SOLE   1,038 0 0
ARK ETF TR INNOVATION ETF 00214Q104   681,225 15,500 SH   SOLE   15,500 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   822 35 SH   SOLE   35 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401   1,717 22 SH   SOLE   22 0 0
ARQIT QUANTUM INC ORDINARY SHARES G0567U101   38,849 113,595 SH   SOLE   113,595 0 0
ARQIT QUANTUM INC *W EXP 09/03/202 G0567U119   14,828 123,569 SH   SOLE   123,569 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,253,940 13,553 SH   SOLE   13,553 0 0
AVIDXCHANGE HOLDINGS INC COM 05368X102   38,219,909 3,169,147 SH   SOLE   3,169,147 0 0
BANK AMERICA CORP COM 060505104   1,607,257 40,414 SH   SOLE   40,414 0 0
BANK MONTREAL QUE COM 063671101   364,496 4,347 SH   SOLE   4,347 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,534,499 13,605 SH   SOLE   13,605 0 0
BHP GROUP LTD SPONSORED ADS 088606108   352,451 6,174 SH   SOLE   6,174 0 0
BLACKROCK INC COM 09247X101   604,936 768 SH   SOLE   768 0 0
BOEING CO COM 097023105   210,222 1,155 SH   SOLE   1,155 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   421,197 10,142 SH   SOLE   10,142 0 0
BROADCOM INC COM 11135F101   1,266,763 789 SH   SOLE   789 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   791,200 4,000 SH   SOLE   4,000 0 0
CADRENAL THERAPEUTICS INC COM 127636108   5,170 11,000 SH   SOLE   11,000 0 0
CATERPILLAR INC COM 149123101   2,007,927 6,028 SH   SOLE   6,028 0 0
CDW CORP COM 12514G108   260,997 1,166 SH   SOLE   1,166 0 0
CHEVRON CORP NEW COM 166764100   294,150 1,881 SH   SOLE   1,881 0 0
CISCO SYS INC COM 17275R102   1,520,368 32,001 SH   SOLE   32,001 0 0
COCA COLA CO COM 191216100   1,191,284 18,575 SH   SOLE   18,575 0 0
COLGATE PALMOLIVE CO COM 194162103   552,934 5,698 SH   SOLE   5,698 0 0
COMCAST CORP NEW CL A 20030N101   496,940 12,690 SH   SOLE   12,690 0 0
CONOCOPHILLIPS COM 20825C104   418,516 3,659 SH   SOLE   3,659 0 0
COSTCO WHSL CORP NEW COM 22160K105   792,191 932 SH   SOLE   932 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   453,697 1,184 SH   SOLE   1,184 0 0
CROWN CASTLE INC COM 22822V101   408,191 4,178 SH   SOLE   4,178 0 0
DANAHER CORPORATION COM 235851102   452,967 1,811 SH   SOLE   1,811 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   10,088 340 SH   SOLE   340 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,604,604 27,266 SH   SOLE   27,266 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   20,279 629 SH   SOLE   629 0 0
DISNEY WALT CO COM 254687106   912,078 9,186 SH   SOLE   9,186 0 0
DOW INC COM 260557103   413,843 7,801 SH   SOLE   7,801 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,158,013 11,554 SH   SOLE   11,554 0 0
DUPONT DE NEMOURS INC COM 26614N102   381,603 4,741 SH   SOLE   4,741 0 0
EASTMAN CHEM CO COM 277432100   279,054 2,825 SH   SOLE   2,825 0 0
ELI LILLY & CO COM 532457108   2,720,667 3,005 SH   SOLE   3,005 0 0
EMERSON ELEC CO COM 291011104   1,665,840 15,122 SH   SOLE   15,122 0 0
EQUIFAX INC COM 294429105   4,346,823 17,928 SH   SOLE   17,928 0 0
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   11,546,142 209,549 SH   SOLE   209,549 0 0
EXXON MOBIL CORP COM 30231G102   2,846,112 24,723 SH   SOLE   24,723 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   673,342 8,935 SH   SOLE   8,935 0 0
FIFTH THIRD BANCORP COM 316773100   269,300 7,310 SH   SOLE   7,310 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   10,895 199 SH   SOLE   199 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ ARTFCIAL 33738R720   5,035,959 118,941 SH   SOLE   118,941 0 0
FISERV INC COM 337738108   298,080 2,000 SH   SOLE   2,000 0 0
FTAI AVIATION LTD SHS G3730V105   4,787,691 46,379 SH   SOLE   46,379 0 0
FTAI INFRASTRUCTURE INC COMMON STOCK 35953C106   1,969,406 228,205 SH   SOLE   228,205 0 0
GALLAGHER ARTHUR J & CO COM 363576109   518,620 2,000 SH   SOLE   2,000 0 0
GENERAL MLS INC COM 370334104   405,813 6,415 SH   SOLE   6,415 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384   4,699,779 158,884 SH   SOLE   158,884 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   8,919 500 SH   SOLE   500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   737,282 1,630 SH   SOLE   1,630 0 0
HOME DEPOT INC COM 437076102   1,569,734 4,560 SH   SOLE   4,560 0 0
HONEYWELL INTL INC COM 438516106   332,695 1,558 SH   SOLE   1,558 0 0
INTEL CORP COM 458140100   335,467 10,832 SH   SOLE   10,832 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,069,350 6,183 SH   SOLE   6,183 0 0
INTUIT COM 461202103   3,008,050 4,577 SH   SOLE   4,577 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   621,455 1,397 SH   SOLE   1,397 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   34,325 735 SH   SOLE   735 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   11,046 200 SH   SOLE   200 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   444,258 6,840 SH   SOLE   6,840 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY 46138E800   28,207 841 SH   SOLE   841 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   591 3 SH   SOLE   3 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   603 15 SH   SOLE   15 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   1,745,484 66,167 SH   SOLE   66,167 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   35,701 550 SH   SOLE   550 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   349,470 5,500 SH   SOLE   5,500 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,719,146 74,172 SH   SOLE   74,172 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,117,116 37,200 SH   SOLE   37,200 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   35,928 875 SH   SOLE   875 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   497,162 1,036 SH   SOLE   1,036 0 0
ISHARES GOLD TR ISHARES NEW 464285204   31,755,440 722,865 SH   SOLE   722,865 0 0
ISHARES INC CORE MSCI EMKT 46434G103   261,815 4,891 SH   SOLE   4,891 0 0
ISHARES INC MSCI EMRG CHN 46434G764   29,600 500 SH   SOLE   500 0 0
ISHARES SILVER TR ISHARES 46428Q109   398,550 15,000 SH   SOLE   15,000 0 0
ISHARES TR CORE S&P TTL STK 464287150   12,472 105 SH   SOLE   105 0 0
ISHARES TR SELECT DIVID ETF 464287168   322,654 2,667 SH   SOLE   2,667 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,889,922 5,281 SH   SOLE   5,281 0 0
ISHARES TR CORE US AGGBD ET 464287226   76,006 783 SH   SOLE   783 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   21,295 500 SH   SOLE   500 0 0
ISHARES TR LATN AMER 40 ETF 464287390   12,043 486 SH   SOLE   486 0 0
ISHARES TR 20 YR TR BD ETF 464287432   18,631 203 SH   SOLE   203 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   5,660,281 69,324 SH   SOLE   69,324 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,152,352 27,478 SH   SOLE   27,478 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   47,813 396 SH   SOLE   396 0 0
ISHARES TR RUS MD CP GR ETF 464287481   120,944 1,096 SH   SOLE   1,096 0 0
ISHARES TR RUS MID CAP ETF 464287499   324,320 4,000 SH   SOLE   4,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,688,475 45,941 SH   SOLE   45,941 0 0
ISHARES TR ISHARES SEMICDTR 464287523   56,725 230 SH   SOLE   230 0 0
ISHARES TR ISHARES BIOTECH 464287556   1,257,988 9,165 SH   SOLE   9,165 0 0
ISHARES TR COHEN STEER REIT 464287564   57,290 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   438,269 2,512 SH   SOLE   2,512 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,738,564 7,513 SH   SOLE   7,513 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   35,486 233 SH   SOLE   233 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   5,251 20 SH   SOLE   20 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   433,170 2,135 SH   SOLE   2,135 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   310,213 1,005 SH   SOLE   1,005 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,329,932 40,596 SH   SOLE   40,596 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   752,061 56,461 SH   SOLE   56,461 0 0
ISHARES TR EAFE SML CP ETF 464288273   527,453 8,557 SH   SOLE   8,557 0 0
ISHARES TR NATIONAL MUN ETF 464288414   5,705,799 53,550 SH   SOLE   53,550 0 0
ISHARES TR CRE U S REIT ETF 464288521   123,509 2,306 SH   SOLE   2,306 0 0
ISHARES TR PFD AND INCM SEC 464288687   28,616 907 SH   SOLE   907 0 0
ISHARES TR US AER DEF ETF 464288760   171,533 1,299 SH   SOLE   1,299 0 0
ISHARES TR U.S. MED DVC ETF 464288810   151,308 2,700 SH   SOLE   2,700 0 0
ISHARES TR MICRO-CAP ETF 464288869   1,012,342 8,880 SH   SOLE   8,880 0 0
ISHARES TR MSCI USA VALUE 46432F388   82,768 800 SH   SOLE   800 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   40,739 603 SH   SOLE   603 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,166,520 29,825 SH   SOLE   29,825 0 0
ISHARES TR MRNGSTR INC ETF 46432F875   3,889 196 SH   SOLE   196 0 0
ISHARES TR CORE DIV GRWTH 46434V621   590,307 10,247 SH   SOLE   10,247 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   19,763 850 SH   SOLE   850 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   13,922 560 SH   SOLE   560 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   15,329 610 SH   SOLE   610 0 0
ISHARES TR SELF DRIVNG EV 46435U366   1,297,361 45,489 SH   SOLE   45,489 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   16,101 650 SH   SOLE   650 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   7,119 300 SH   SOLE   300 0 0
ISHARES TR ESG SCRND S&P SM 46436E544   603,324 15,931 SH   SOLE   15,931 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   1,236,483 31,248 SH   SOLE   31,248 0 0
ISHARES TR ESG SCRND S&P500 46436E569   2,819,465 67,046 SH   SOLE   67,046 0 0
ISHARES TR EGSADVNCDMSCI EM 46436E742   111,097 3,028 SH   SOLE   3,028 0 0
ISHARES TR ESG EAFE ETF 46436E759   168,570 2,500 SH   SOLE   2,500 0 0
JOHNSON & JOHNSON COM 478160104   2,359,893 16,146 SH   SOLE   16,146 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,745,095 13,572 SH   SOLE   13,572 0 0
KELLANOVA COM 487836108   403,760 7,000 SH   SOLE   7,000 0 0
KIMBERLY-CLARK CORP COM 494368103   434,571 3,117 SH   SOLE   3,117 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   459,715 2,047 SH   SOLE   2,047 0 0
LAM RESEARCH CORP COM 512807108   516,355 484 SH   SOLE   484 0 0
LAUDER ESTEE COS INC CL A 518439104   234,612 2,205 SH   SOLE   2,205 0 0
LOCKHEED MARTIN CORP COM 539830109   443,278 949 SH   SOLE   949 0 0
LOWES COS INC COM 548661107   348,860 1,582 SH   SOLE   1,582 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,263,482 2,864 SH   SOLE   2,864 0 0
MCDONALDS CORP COM 580135101   693,420 2,721 SH   SOLE   2,721 0 0
MEDTRONIC PLC SHS G5960L103   685,785 8,636 SH   SOLE   8,636 0 0
MERCK & CO INC COM 58933Y105   6,879,627 55,227 SH   SOLE   55,227 0 0
META PLATFORMS INC CL A 30303M102   1,484,928 2,945 SH   SOLE   2,945 0 0
MICROSOFT CORP COM 594918104   14,472,723 32,381 SH   SOLE   32,381 0 0
MONDELEZ INTL INC CL A 609207105   258,652 3,927 SH   SOLE   3,927 0 0
NETFLIX INC COM 64110L106   487,938 723 SH   SOLE   723 0 0
NEXTERA ENERGY INC COM 65339F101   400,431 5,655 SH   SOLE   5,655 0 0
NORFOLK SOUTHN CORP COM 655844108   304,645 1,419 SH   SOLE   1,419 0 0
NVIDIA CORPORATION COM 67066G104   3,603,785 29,171 SH   SOLE   29,171 0 0
ORACLE CORP COM 68389X105   2,282,922 16,168 SH   SOLE   16,168 0 0
PARKER-HANNIFIN CORP COM 701094104   1,087,492 2,150 SH   SOLE   2,150 0 0
PAYCHEX INC COM 704326107   366,706 3,093 SH   SOLE   3,093 0 0
PEPSICO INC COM 713448108   4,178,007 25,332 SH   SOLE   25,332 0 0
PFIZER INC COM 717081103   492,448 17,600 SH   SOLE   17,600 0 0
PHILLIPS 66 COM 718546104   231,378 1,639 SH   SOLE   1,639 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,516,133 16,183 SH   SOLE   16,183 0 0
PROCTER AND GAMBLE CO COM 742718109   3,823,333 23,183 SH   SOLE   23,183 0 0
PROGRESSIVE CORP COM 743315103   213,318 1,027 SH   SOLE   1,027 0 0
QUALCOMM INC COM 747525103   3,040,815 15,267 SH   SOLE   15,267 0 0
RIGETTI COMPUTING INC *W EXP 99/99/999 76655K111   1,475 10,000 SH   SOLE   10,000 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   140,910 10,500 SH   SOLE   10,500 0 0
RTX CORPORATION COM 75513E101   281,357 2,803 SH   SOLE   2,803 0 0
S&P GLOBAL INC COM 78409V104   308,632 692 SH   SOLE   692 0 0
SCHWAB CHARLES CORP COM 808513105   202,353 2,746 SH   SOLE   2,746 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   141,915 2,250 SH   SOLE   2,250 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   93,783 1,201 SH   SOLE   1,201 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,788 150 SH   SOLE   150 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   725,981 4,981 SH   SOLE   4,981 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   26,803 350 SH   SOLE   350 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   31,920 175 SH   SOLE   175 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   113,938 1,250 SH   SOLE   1,250 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   461,460 11,225 SH   SOLE   11,225 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   12,187 100 SH   SOLE   100 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,147,212 5,071 SH   SOLE   5,071 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   49,742 730 SH   SOLE   730 0 0
SOUTHERN CO COM 842587107   2,377,676 30,652 SH   SOLE   30,652 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   235,202 600 SH   SOLE   600 0 0
SPDR GOLD TR GOLD SHS 78463V107   339,071 1,577 SH   SOLE   1,577 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,229,941 16,907 SH   SOLE   16,907 0 0
SPDR SER TR NYSE TECH ETF 78464A102   527,566 2,702 SH   SOLE   2,702 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   18,999 662 SH   SOLE   662 0 0
SPDR SER TR AEROSPACE DEF 78464A631   34,995 250 SH   SOLE   250 0 0
SPDR SER TR S&P DIVID ETF 78464A763   44,513 350 SH   SOLE   350 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   408,342 1,650 SH   SOLE   1,650 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,682,414 18,147 SH   SOLE   18,147 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   5,647,486 312,707 SH   SOLE   312,707 0 0
STRYKER CORPORATION COM 863667101   525,217 1,540 SH   SOLE   1,540 0 0
TARGET CORP COM 87612E106   285,273 1,927 SH   SOLE   1,927 0 0
TESLA INC COM 88160R101   482,234 2,437 SH   SOLE   2,437 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   847,793 1,532 SH   SOLE   1,532 0 0
TRANSDIGM GROUP INC COM 893641100   267,020 209 SH   SOLE   209 0 0
TRUIST FINL CORP COM 89832Q109   267,288 6,880 SH   SOLE   6,880 0 0
UNION PAC CORP COM 907818108   1,815,510 8,024 SH   SOLE   8,024 0 0
UNITEDHEALTH GROUP INC COM 91324P102   283,658 557 SH   SOLE   557 0 0
UNIVERSAL DISPLAY CORP COM 91347P105   244,941 1,165 SH   SOLE   1,165 0 0
VALLEY NATL BANCORP COM 919794107   163,276 23,029 SH   SOLE   23,029 0 0
VALUED ADVISERS TR REGAN FLTG RATE 92046L338   3,465,504 136,197 SH   SOLE   136,197 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   7,783 275 SH   SOLE   275 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   795,135 3,050 SH   SOLE   3,050 0 0
VANECK ETF TRUST GAMING ETF 92189F882   202 5 SH   SOLE   5 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   781,343 10,187 SH   SOLE   10,187 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   109,156 1,515 SH   SOLE   1,515 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,455,746 6,885 SH   SOLE   6,885 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   287,343 1,899 SH   SOLE   1,899 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,189,437 37,615 SH   SOLE   37,615 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,258,889 5,180 SH   SOLE   5,180 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   14,324,961 57,189 SH   SOLE   57,189 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   252,658 1,492 SH   SOLE   1,492 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   167,882 1,040 SH   SOLE   1,040 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   946,903 4,326 SH   SOLE   4,326 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,389,600 12,626 SH   SOLE   12,626 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   277,745 6,347 SH   SOLE   6,347 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   321,288 4,158 SH   SOLE   4,158 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,505,934 8,209 SH   SOLE   8,209 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,009,848 20,434 SH   SOLE   20,434 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,418,492 45,687 SH   SOLE   45,687 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   368,433 1,801 SH   SOLE   1,801 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   3,727 29 SH   SOLE   29 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   730,351 1,265 SH   SOLE   1,265 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   375,284 9,100 SH   SOLE   9,100 0 0
VISA INC COM CL A 92826C839   1,459,485 5,561 SH   SOLE   5,561 0 0
WALMART INC COM 931142103   1,136,013 16,778 SH   SOLE   16,778 0 0
WASTE MGMT INC DEL COM 94106L109   330,580 1,550 SH   SOLE   1,550 0 0
WELLS FARGO CO NEW COM 949746101   557,435 9,386 SH   SOLE   9,386 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   776,127 15,088 SH   SOLE   15,088 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   966 20 SH   SOLE   20 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   624,400 8,000 SH   SOLE   8,000 0 0
YUM BRANDS INC COM 988498101   959,143 7,241 SH   SOLE   7,241 0 0
YUM CHINA HLDGS INC COM 98850P109   212,642 6,895 SH   SOLE   6,895 0 0
ZOETIS INC CL A 98978V103   292,285 1,686 SH   SOLE   1,686 0 0