The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 334 162 SH   SOLE   162 0 0
ALPHABET INC CAP STK CL C 02079K107 405 196 SH   SOLE   196 0 0
AMAZON COM INC COM 023135106 480 155 SH   SOLE   155 0 0
AMERISOURCEBERGEN CORP COM 03073E105 262 2,217 SH   SOLE   2,217 0 0
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105 481 71,414 SH   SOLE   71,414 0 0
APPLE INC COM 037833100 236 1,928 SH   SOLE   1,928 0 0
BANK NEW YORK MELLON CORP COM 064058100 293 6,192 SH   SOLE   6,192 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 386 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 818 3,200 SH   SOLE   3,200 0 0
BOOKING HOLDINGS INC COM 09857L108 377 162 SH   SOLE   162 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 293 4,644 SH   SOLE   4,644 0 0
COMCAST CORP NEW CL A 20030N101 364 6,724 SH   SOLE   6,724 0 0
DBX ETF TR XTRACK USD HIGH 233051432 1,170 23,400 SH   SOLE   23,400 0 0
DBX ETF TR XTRACKERS S&P 233051143 2,784 80,060 SH   SOLE   80,060 0 0
DBX ETF TR XTRCKR MSCI US 233051150 2,226 61,047 SH   SOLE   61,047 0 0
EBAY INC. COM 278642103 264 4,311 SH   SOLE   4,311 0 0
ENBRIDGE INC COM 29250N105 429 11,780 SH   SOLE   11,780 0 0
EVERSOURCE ENERGY COM 30040W108 434 5,016 SH   SOLE   5,016 0 0
EXXON MOBIL CORP COM 30231G102 239 4,285 SH   SOLE   4,285 0 0
FACEBOOK INC CL A 30303M102 509 1,727 SH   SOLE   1,727 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,870 35,389 SH   SOLE   35,389 0 0
GENERAL DYNAMICS CORP COM 369550108 215 1,184 SH   SOLE   1,184 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,820 34,027 SH   SOLE   34,027 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,489 7,799 SH   SOLE   7,799 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 3,099 45,226 SH   SOLE   45,226 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 568 2,572 SH   SOLE   2,572 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,451 5,575 SH   SOLE   5,575 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,013 9,331 SH   SOLE   9,331 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 2,281 20,199 SH   SOLE   20,199 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,447 21,493 SH   SOLE   21,493 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,189 36,710 SH   SOLE   36,710 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,809 30,535 SH   SOLE   30,535 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 462 4,983 SH   SOLE   4,983 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,328 48,099 SH   SOLE   48,099 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 1,815 24,860 SH   SOLE   24,860 0 0
JOHNSON & JOHNSON COM 478160104 293 1,784 SH   SOLE   1,784 0 0
JPMORGAN CHASE & CO COM 46625H100 426 2,800 SH   SOLE   2,800 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 25 10,972 SH   SOLE   10,972 0 0
LOWES COS INC COM 548661107 269 1,415 SH   SOLE   1,415 0 0
MASTERCARD INCORPORATED CL A 57636Q104 277 779 SH   SOLE   779 0 0
MICROSOFT CORP COM 594918104 253 1,075 SH   SOLE   1,075 0 0
NETFLIX INC COM 64110L106 281 538 SH   SOLE   538 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 558 44,188 SH   SOLE   44,188 0 0
NOVARTIS AG SPONSORED ADR 66987V109 208 2,436 SH   SOLE   2,436 0 0
ORACLE CORP COM 68389X105 285 4,068 SH   SOLE   4,068 0 0
PHILIP MORRIS INTL INC COM 718172109 201 2,266 SH   SOLE   2,266 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,089 24,869 SH   SOLE   24,869 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,486 126,857 SH   SOLE   126,857 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,405 24,909 SH   SOLE   24,909 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,340 61,739 SH   SOLE   61,739 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 4,737 103,518 SH   SOLE   103,518 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,279 15,344 SH   SOLE   15,344 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 362 13,232 SH   SOLE   13,232 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 3,851 91,116 SH   SOLE   91,116 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,226 26,801 SH   SOLE   26,801 0 0
UNILEVER PLC SPON ADR NEW 904767704 216 3,876 SH   SOLE   3,876 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,239 38,816 SH   SOLE   38,816 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 541 5,517 SH   SOLE   5,517 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 582 6,558 SH   SOLE   6,558 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,038 49,127 SH   SOLE   49,127 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,077 44,379 SH   SOLE   44,379 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,273 24,707 SH   SOLE   24,707 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 4,309 24,915 SH   SOLE   24,915 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,931 27,980 SH   SOLE   27,980 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,023 17,586 SH   SOLE   17,586 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 4,501 53,271 SH   SOLE   53,271 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 4,849 71,314 SH   SOLE   71,314 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,997 22,424 SH   SOLE   22,424 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 4,261 22,513 SH   SOLE   22,513 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 4,265 14,439 SH   SOLE   14,439 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 4,187 32,208 SH   SOLE   32,208 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,041 11,273 SH   SOLE   11,273 0 0
VISA INC COM CL A 92826C839 296 1,399 SH   SOLE   1,399 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 719 14,039 SH   SOLE   14,039 0 0