The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 590 21,527 SH   DFND 5 0 21,527 0
ABBOTT LABS COM 002824100 420 3,517 SH   DFND 5 0 3,517 0
ABBVIE INC COM 00287Y109 597 5,488 SH   DFND 5 0 5,488 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,119 1,937 SH   DFND 5 0 1,937 0
ALBANY INTL CORP CL A 012348108 253 3,213 SH   DFND 5 0 3,213 0
ALPHABET INC CAP STK CL C 02079K107 3,024 1,124 SH   DFND 5 0 1,124 0
ALPHABET INC CAP STK CL A 02079K305 5,108 1,901 SH   DFND 5 0 1,901 0
ALTRIA GROUP INC COM 02209S103 581 11,927 SH   DFND 5 0 11,927 0
AMAZON COM INC COM 023135106 4,074 1,235 SH   DFND 5 0 1,235 0
AMEDISYS INC COM 023436108 791 5,275 SH   DFND 5 0 5,275 0
AMERICAN EXPRESS CO COM 025816109 386 2,248 SH   DFND 5 0 2,248 0
AMERICAN TOWER CORP NEW COM 03027X100 292 1,082 SH   DFND 5 0 1,082 0
AMERISOURCEBERGEN CORP COM 03073E105 1,965 16,042 SH   DFND 5 0 16,042 0
AMGEN INC COM 031162100 674 3,137 SH   DFND 5 0 3,137 0
ANALOG DEVICES INC COM 032654105 1,672 9,902 SH   DFND 5 0 9,902 0
ANSYS INC COM 03662Q105 1,124 3,297 SH   DFND 5 0 3,297 0
ANTHEM INC COM 036752103 1,283 3,301 SH   DFND 5 0 3,301 0
APPLE INC COM 037833100 1,306 9,147 SH   DFND 5 0 9,147 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 285 2,915 SH   DFND 5 0 2,915 0
AUTODESK INC COM 052769106 984 3,418 SH   DFND 5 0 3,418 0
AVALARA INC COM 05338G106 1,011 5,757 SH   DFND 5 0 5,757 0
BCE INC COM NEW 05534B760 514 10,377 SH   DFND 5 0 10,377 0
BK OF AMERICA CORP COM 060505104 562 13,042 SH   DFND 5 0 13,042 0
BANK HAWAII CORP COM 062540109 333 3,983 SH   DFND 5 0 3,983 0
BANK NEW YORK MELLON CORP COM 064058100 562 10,673 SH   DFND 5 0 10,673 0
BECTON DICKINSON & CO COM 075887109 350 1,389 SH   DFND 5 0 1,389 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,186 7,885 SH   DFND 5 0 7,885 0
BEST BUY INC COM 086516101 214 1,954 SH   DFND 5 0 1,954 0
BLACKLINE INC COM 09239B109 1,245 10,554 SH   DFND 5 0 10,554 0
BLACKROCK INC COM 09247X101 525 613 SH   DFND 5 0 613 0
BLACKSTONE INC COM 09260D107 485 4,081 SH   DFND 5 0 4,081 0
BOOKING HOLDINGS INC COM 09857L108 1,959 824 SH   DFND 5 0 824 0
BROADCOM INC COM 11135F101 265 542 SH   DFND 5 0 542 0
BROOKS AUTOMATION INC NEW COM 114340102 493 4,767 SH   DFND 5 0 4,767 0
BROWN FORMAN CORP CL B 115637209 455 6,705 SH   DFND 5 0 6,705 0
CDW CORP COM 12514G108 421 2,272 SH   DFND 5 0 2,272 0
CVS HEALTH CORP COM 126650100 942 10,854 SH   DFND 5 0 10,854 0
CARMAX INC COM 143130102 1,354 9,244 SH   DFND 5 0 9,244 0
CENTERPOINT ENERGY INC COM 15189T107 415 16,541 SH   DFND 5 0 16,541 0
CHEESECAKE FACTORY INC COM 163072101 358 7,533 SH   DFND 5 0 7,533 0
CHEVRON CORP NEW COM 166764100 748 7,243 SH   DFND 5 0 7,243 0
CHEWY INC CL A 16679L109 562 8,300 SH   DFND 5 0 8,300 0
CISCO SYS INC COM 17275R102 346 6,244 SH   DFND 5 0 6,244 0
CINTAS CORP COM 172908105 806 2,070 SH   DFND 5 0 2,070 0
CITIGROUP INC COM NEW 172967424 266 3,718 SH   DFND 5 0 3,718 0
COCA COLA CO COM 191216100 967 18,268 SH   DFND 5 0 18,268 0
COMCAST CORP NEW CL A 20030N101 1,804 32,256 SH   DFND 5 0 32,256 0
COMPASS MINERALS INTL INC COM 20451N101 398 6,216 SH   DFND 5 0 6,216 0
CONOCOPHILLIPS COM 20825C104 271 3,990 SH   DFND 5 0 3,990 0
COSTCO WHSL CORP NEW COM 22160K105 635 1,406 SH   DFND 5 0 1,406 0
COSTAR GROUP INC COM 22160N109 1,987 23,269 SH   DFND 5 0 23,269 0
COUPA SOFTWARE INC COM 22266L106 344 1,588 SH   DFND 5 0 1,588 0
DANAHER CORPORATION COM 235851102 1,669 5,442 SH   DFND 5 0 5,442 0
DEXCOM INC COM 252131107 967 1,773 SH   DFND 5 0 1,773 0
DISNEY WALT CO COM 254687106 447 2,588 SH   DFND 5 0 2,588 0
DOLLAR GEN CORP NEW COM 256677105 271 1,251 SH   DFND 5 0 1,251 0
DOMINION ENERGY INC COM 25746U109 374 5,027 SH   DFND 5 0 5,027 0
DOW INC COM 260557103 244 4,155 SH   DFND 5 0 4,155 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,287 13,084 SH   DFND 5 0 13,084 0
EBAY INC. COM 278642103 667 9,539 SH   DFND 5 0 9,539 0
ECOLAB INC COM 278865100 1,184 5,566 SH   DFND 5 0 5,566 0
EDISON INTL COM 281020107 575 10,198 SH   DFND 5 0 10,198 0
EDWARDS LIFESCIENCES CORP COM 28176E108 911 8,028 SH   DFND 5 0 8,028 0
ENBRIDGE INC COM 29250N105 3,235 81,249 SH   DFND 5 0 81,249 0
ENSIGN GROUP INC COM 29358P101 467 6,207 SH   DFND 5 0 6,207 0
ENTERPRISE PRODS PARTNERS L COM 293792107 704 32,179 SH   DFND 5 0 32,179 0
EVERTEC INC COM 30040P103 294 6,221 SH   DFND 5 0 6,221 0
EXXON MOBIL CORP COM 30231G102 3,581 59,799 SH   DFND 5 0 59,799 0
FACEBOOK INC CL A 30303M102 3,119 9,184 SH   DFND 5 0 9,184 0
FASTENAL CO COM 311900104 1,486 28,140 SH   DFND 5 0 28,140 0
FIDELITY NATL INFORMATION SV COM 31620M106 631 5,120 SH   DFND 5 0 5,120 0
FIRST FINL BANKSHARES INC COM 32020R109 277 6,040 SH   DFND 5 0 6,040 0
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 212 1,720 SH   DFND 5 0 1,720 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 222 2,930 SH   DFND 5 0 2,930 0
FISERV INC COM 337738108 287 2,596 SH   DFND 5 0 2,596 0
FIRSTENERGY CORP COM 337932107 563 15,507 SH   DFND 5 0 15,507 0
FIVE BELOW INC COM 33829M101 1,330 7,151 SH   DFND 5 0 7,151 0
GENERAL DYNAMICS CORP COM 369550108 745 3,757 SH   DFND 5 0 3,757 0
GENERAL MLS INC COM 370334104 629 10,347 SH   DFND 5 0 10,347 0
GENTEX CORP COM 371901109 643 19,230 SH   DFND 5 0 19,230 0
GENUINE PARTS CO COM 372460105 697 5,616 SH   DFND 5 0 5,616 0
GLOBAL PMTS INC COM 37940X102 314 1,951 SH   DFND 5 0 1,951 0
GRACO INC COM 384109104 307 4,259 SH   DFND 5 0 4,259 0
GRAINGER W W INC COM 384802104 315 783 SH   DFND 5 0 783 0
GRAND CANYON ED INC COM 38526M106 1,293 14,791 SH   DFND 5 0 14,791 0
GUIDEWIRE SOFTWARE INC COM 40171V100 587 4,937 SH   DFND 5 0 4,937 0
HANESBRANDS INC COM 410345102 422 22,776 SH   DFND 5 0 22,776 0
HEALTHCARE SVCS GROUP INC COM 421906108 687 26,924 SH   DFND 5 0 26,924 0
HEALTHPEAK PROPERTIES INC COM 42250P103 226 6,654 SH   DFND 5 0 6,654 0
HEICO CORP NEW COM 422806109 1,406 10,501 SH   DFND 5 0 10,501 0
HENRY JACK & ASSOC INC COM 426281101 869 5,231 SH   DFND 5 0 5,231 0
HERSHEY CO COM 427866108 351 2,042 SH   DFND 5 0 2,042 0
HOME DEPOT INC COM 437076102 1,020 3,026 SH   DFND 5 0 3,026 0
HOULIHAN LOKEY INC CL A 441593100 427 4,658 SH   DFND 5 0 4,658 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 680 5,296 SH   DFND 5 0 5,296 0
IDEX CORP COM 45167R104 576 2,704 SH   DFND 5 0 2,704 0
IDEXX LABS INC COM 45168D104 1,371 2,178 SH   DFND 5 0 2,178 0
ILLUMINA INC COM 452327109 731 1,776 SH   DFND 5 0 1,776 0
INTEL CORP COM 458140100 386 7,207 SH   DFND 5 0 7,207 0
INTUIT COM 461202103 1,169 2,137 SH   DFND 5 0 2,137 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,138 1,147 SH   DFND 5 0 1,147 0
IQVIA HLDGS INC COM 46266C105 2,531 10,418 SH   DFND 5 0 10,418 0
ISHARES INC MSCI SPAIN ETF 464286764 353 12,941 SH   DFND 5 0 12,941 0
ISHARES INC MSCI GERMANY ETF 464286806 424 12,781 SH   DFND 5 0 12,781 0
ISHARES TR SELECT DIVID ETF 464287168 210 1,801 SH   DFND 5 0 1,801 0
ISHARES TR CORE S&P500 ETF 464287200 62,126 142,423 SH   DFND 5 0 142,423 0
ISHARES TR CORE US AGGBD ET 464287226 3,108 27,062 SH   DFND 5 0 27,062 0
ISHARES TR IBOXX INV CP ETF 464287242 64,917 486,704 SH   DFND 5 0 486,704 0
ISHARES TR 20 YR TR BD ETF 464287432 66,049 457,591 SH   DFND 5 0 457,591 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,509 13,109 SH   DFND 5 0 13,109 0
ISHARES TR 1 3 YR TREAS BD 464287457 236 2,743 SH   DFND 5 0 2,743 0
ISHARES TR CORE S&P MCP ETF 464287507 57,269 214,314 SH   DFND 5 0 214,314 0
ISHARES TR CORE S&P SCP ETF 464287804 56,551 509,147 SH   DFND 5 0 509,147 0
ISHARES TR MRGSTR MD CP ETF 464288208 893 13,273 SH   DFND 5 0 13,273 0
ISHARES TR EAFE SML CP ETF 464288273 586 7,856 SH   DFND 5 0 7,856 0
ISHARES TR JPMORGAN USD EMG 464288281 260 2,359 SH   DFND 5 0 2,359 0
ISHARES TR DEVSMCP EXNA ETF 464288497 305 4,419 SH   DFND 5 0 4,419 0
ISHARES TR IBOXX HI YD ETF 464288513 73,148 835,122 SH   DFND 5 0 835,122 0
ISHARES TR MBS ETF 464288588 4,279 39,609 SH   DFND 5 0 39,609 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,664 44,317 SH   DFND 5 0 44,317 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,225 77,377 SH   DFND 5 0 77,377 0
ISHARES TR GLB CNSM STP ETF 464288737 1,018 16,796 SH   DFND 5 0 16,796 0
ISHARES TR EAFE VALUE ETF 464288877 1,627 31,771 SH   DFND 5 0 31,771 0
JPMORGAN CHASE & CO COM 46625H100 1,238 7,459 SH   DFND 5 0 7,459 0
JOHN BEAN TECHNOLOGIES CORP COM 477839104 236 1,523 SH   DFND 5 0 1,523 0
JOHNSON & JOHNSON COM 478160104 1,417 8,637 SH   DFND 5 0 8,637 0
KIMBERLY-CLARK CORP COM 494368103 448 3,296 SH   DFND 5 0 3,296 0
L3HARRIS TECHNOLOGIES INC COM 502431109 700 3,137 SH   DFND 5 0 3,137 0
LANDSTAR SYS INC COM 515098101 272 1,697 SH   DFND 5 0 1,697 0
LAUDER ESTEE COS INC CL A 518439104 790 2,578 SH   DFND 5 0 2,578 0
LESLIES INC COM 527064109 232 11,495 SH   DFND 5 0 11,495 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 223 90,656 SH   DFND 5 0 90,656 0
LOCKHEED MARTIN CORP COM 539830109 1,196 3,414 SH   DFND 5 0 3,414 0
LOWES COS INC COM 548661107 3,013 14,548 SH   DFND 5 0 14,548 0
LULULEMON ATHLETICA INC COM 550021109 586 1,428 SH   DFND 5 0 1,428 0
LYFT INC CL A COM 55087P104 619 11,613 SH   DFND 5 0 11,613 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 684 14,782 SH   DFND 5 0 14,782 0
MARSH & MCLENNAN COS INC COM 571748102 221 1,429 SH   DFND 5 0 1,429 0
MASTERCARD INCORPORATED CL A 57636Q104 3,873 10,964 SH   DFND 5 0 10,964 0
MATCH GROUP INC NEW COM 57667L107 827 5,429 SH   DFND 5 0 5,429 0
MCDONALDS CORP COM 580135101 423 1,730 SH   DFND 5 0 1,730 0
MCKESSON CORP COM 58155Q103 209 1,016 SH   DFND 5 0 1,016 0
MERCK & CO INC COM 58933Y105 659 8,776 SH   DFND 5 0 8,776 0
MICROSOFT CORP COM 594918104 8,531 30,038 SH   DFND 5 0 30,038 0
MICROCHIP TECHNOLOGY INC. COM 595017104 455 2,970 SH   DFND 5 0 2,970 0
MORGAN STANLEY COM NEW 617446448 546 5,483 SH   DFND 5 0 5,483 0
NATIONAL BEVERAGE CORP COM 635017106 281 5,340 SH   DFND 5 0 5,340 0
NATIONAL INSTRS CORP COM 636518102 581 14,762 SH   DFND 5 0 14,762 0
NEOGEN CORP COM 640491106 398 9,057 SH   DFND 5 0 9,057 0
NETFLIX INC COM 64110L106 1,693 2,826 SH   DFND 5 0 2,826 0
NEXTERA ENERGY INC COM 65339F101 441 5,629 SH   DFND 5 0 5,629 0
NORFOLK SOUTHN CORP COM 655844108 784 3,212 SH   DFND 5 0 3,212 0
NOVARTIS AG SPONSORED ADR 66987V109 832 10,042 SH   DFND 5 0 10,042 0
NVIDIA CORPORATION COM 67066G104 1,756 8,560 SH   DFND 5 0 8,560 0
OAK STR HEALTH INC COM 67181A107 660 14,810 SH   DFND 5 0 14,810 0
OMNICOM GROUP INC COM 681919106 471 6,402 SH   DFND 5 0 6,402 0
ORACLE CORP COM 68389X105 988 10,825 SH   DFND 5 0 10,825 0
PAYCOM SOFTWARE INC COM 70432V102 1,979 3,997 SH   DFND 5 0 3,997 0
PAYPAL HLDGS INC COM 70450Y103 1,087 4,195 SH   DFND 5 0 4,195 0
PEPSICO INC COM 713448108 602 3,953 SH   DFND 5 0 3,953 0
PFIZER INC COM 717081103 1,418 32,585 SH   DFND 5 0 32,585 0
PHILIP MORRIS INTL INC COM 718172109 1,562 15,697 SH   DFND 5 0 15,697 0
PINTEREST INC CL A 72352L106 540 10,715 SH   DFND 5 0 10,715 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 184 16,860 SH   DFND 5 0 16,860 0
POOL CORP COM 73278L105 202 452 SH   DFND 5 0 452 0
PRIMERICA INC COM 74164M108 234 1,503 SH   DFND 5 0 1,503 0
PROCTER AND GAMBLE CO COM 742718109 802 5,648 SH   DFND 5 0 5,648 0
PROTO LABS INC COM 743713109 241 3,546 SH   DFND 5 0 3,546 0
RLI CORP COM 749607107 223 2,177 SH   DFND 5 0 2,177 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 450 5,173 SH   DFND 5 0 5,173 0
RBC BEARINGS INC COM 75524B104 340 1,580 SH   DFND 5 0 1,580 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,367 22,231 SH   DFND 5 0 22,231 0
ROBERT HALF INTL INC COM 770323103 204 1,989 SH   DFND 5 0 1,989 0
ROBLOX CORP CL A 771049103 1,063 13,928 SH   DFND 5 0 13,928 0
ROLLINS INC COM 775711104 1,221 33,866 SH   DFND 5 0 33,866 0
ROPER TECHNOLOGIES INC COM 776696106 630 1,382 SH   DFND 5 0 1,382 0
ROSS STORES INC COM 778296103 284 2,472 SH   DFND 5 0 2,472 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 832 2,500 SH   DFND 5 0 2,500 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 320 737 SH   DFND 5 0 737 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 207 4,009 SH   DFND 5 0 4,009 0
SPDR SER TR ICE PFD SEC ETF 78464A292 912 20,993 SH   DFND 5 0 20,993 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 387 5,995 SH   DFND 5 0 5,995 0
SPDR SER TR S&P 600 SML CAP 78464A813 262 2,723 SH   DFND 5 0 2,723 0
SALESFORCE COM INC COM 79466L302 1,704 6,298 SH   DFND 5 0 6,298 0
SANOFI SPONSORED ADR 80105N105 333 6,880 SH   DFND 5 0 6,880 0
SCHWAB CHARLES CORP COM 808513105 705 9,356 SH   DFND 5 0 9,356 0
SCOTTS MIRACLE-GRO CO CL A 810186106 409 2,760 SH   DFND 5 0 2,760 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 475 3,682 SH   DFND 5 0 3,682 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,477 21,069 SH   DFND 5 0 21,069 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 605 15,876 SH   DFND 5 0 15,876 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 907 6,032 SH   DFND 5 0 6,032 0
SERVICENOW INC COM 81762P102 2,148 3,476 SH   DFND 5 0 3,476 0
SHERWIN WILLIAMS CO COM 824348106 796 2,819 SH   DFND 5 0 2,819 0
SHOPIFY INC CL A 82509L107 878 652 SH   DFND 5 0 652 0
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 380 1,861 SH   DFND 5 0 1,861 0
STARBUCKS CORP COM 855244109 1,685 15,018 SH   DFND 5 0 15,018 0
STATE STR CORP COM 857477103 249 2,877 SH   DFND 5 0 2,877 0
SYSCO CORP COM 871829107 245 3,027 SH   DFND 5 0 3,027 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,173 10,511 SH   DFND 5 0 10,511 0
TARGET CORP COM 87612E106 502 2,130 SH   DFND 5 0 2,130 0
TELADOC HEALTH INC COM 87918A105 570 4,523 SH   DFND 5 0 4,523 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 273 6,457 SH   DFND 5 0 6,457 0
TEXAS INSTRS INC COM 882508104 713 3,695 SH   DFND 5 0 3,695 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,362 2,350 SH   DFND 5 0 2,350 0
THOR INDS INC COM 885160101 427 3,350 SH   DFND 5 0 3,350 0
3M CO COM 88579Y101 301 1,666 SH   DFND 5 0 1,666 0
TRUIST FINL CORP COM 89832Q109 867 14,588 SH   DFND 5 0 14,588 0
2U INC COM 90214J101 583 17,457 SH   DFND 5 0 17,457 0
TYLER TECHNOLOGIES INC COM 902252105 1,658 3,644 SH   DFND 5 0 3,644 0
US BANCORP DEL COM NEW 902973304 398 6,612 SH   DFND 5 0 6,612 0
UBER TECHNOLOGIES INC COM 90353T100 683 15,351 SH   DFND 5 0 15,351 0
UNILEVER PLC SPON ADR NEW 904767704 1,103 20,104 SH   DFND 5 0 20,104 0
UNITED PARCEL SERVICE INC CL B 911312106 1,142 6,181 SH   DFND 5 0 6,181 0
UNITEDHEALTH GROUP INC COM 91324P102 2,380 5,945 SH   DFND 5 0 5,945 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 492 3,155 SH   DFND 5 0 3,155 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 815 3,450 SH   DFND 5 0 3,450 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,249 25,153 SH   DFND 5 0 25,153 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,494 18,236 SH   DFND 5 0 18,236 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 64,025 749,091 SH   DFND 5 0 749,091 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,197 23,633 SH   DFND 5 0 23,633 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 395 3,768 SH   DFND 5 0 3,768 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,817 13,644 SH   DFND 5 0 13,644 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 46,175 756,589 SH   DFND 5 0 756,589 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 425 8,549 SH   DFND 5 0 8,549 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 204 2,159 SH   DFND 5 0 2,159 0
VEEVA SYS INC CL A COM 922475108 2,312 8,170 SH   DFND 5 0 8,170 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 377 3,641 SH   DFND 5 0 3,641 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 806 4,676 SH   DFND 5 0 4,676 0
VANGUARD INDEX FDS MID CAP ETF 922908629 839 3,503 SH   DFND 5 0 3,503 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 65,600 323,024 SH   DFND 5 0 323,024 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 28,041 152,788 SH   DFND 5 0 152,788 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,662 12,074 SH   DFND 5 0 12,074 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 281 1,265 SH   DFND 5 0 1,265 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,458 10,948 SH   DFND 5 0 10,948 0
VERIZON COMMUNICATIONS INC COM 92343V104 849 15,618 SH   DFND 5 0 15,618 0
VERISK ANALYTICS INC COM 92345Y106 1,302 6,435 SH   DFND 5 0 6,435 0
VIMEO INC COMMON STOCK 92719V100 245 8,254 SH   DFND 5 0 8,254 0
VISA INC COM CL A 92826C839 2,899 12,787 SH   DFND 5 0 12,787 0
WD 40 CO COM 929236107 229 976 SH   DFND 5 0 976 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 217 4,465 SH   DFND 5 0 4,465 0
WATSCO INC COM 942622200 358 1,318 SH   DFND 5 0 1,318 0
WELLS FARGO CO NEW COM 949746101 1,161 24,684 SH   DFND 5 0 24,684 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 2,085 4,822 SH   DFND 5 0 4,822 0
WILLIAMS COS INC COM 969457100 386 14,701 SH   DFND 5 0 14,701 0
ZOETIS INC CL A 98978V103 834 4,279 SH   DFND 5 0 4,279 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 221 683 SH   DFND 5 0 683 0
IHS MARKIT LTD SHS G47567105 1,401 11,970 SH   DFND 5 0 11,970 0
JOHNSON CTLS INTL PLC SHS G51502105 306 4,338 SH   DFND 5 0 4,338 0
LINDE PLC SHS G5494J103 1,430 4,782 SH   DFND 5 0 4,782 0
MEDTRONIC PLC SHS G5960L103 591 4,667 SH   DFND 5 0 4,667 0
CHUBB LIMITED COM H1467J104 340 1,925 SH   DFND 5 0 1,925 0
GLOBANT S A COM L44385109 2,324 8,246 SH   DFND 5 0 8,246 0
NXP SEMICONDUCTORS N V COM N6596X109 965 4,853 SH   DFND 5 0 4,853 0