The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTURY Common Stock 90137F103 8 3,500 SH   SOLE   0 0 3,500
3M COMPANY Common Stock 88579Y101 1,738 9,944 SH   SOLE   416 0 9,528
ABBOTT LABORATORIES Common Stock 002824100 88 806 SH   SOLE   0 0 806
ABBVIE INC Common Stock 00287Y109 2,331 21,752 SH   SOLE   822 0 20,930
ACCENTURE PLC Common Stock G1151C101 266 1,018 SH   SOLE   0 0 1,018
ACTIVISION BLIZZARD Common Stock 00507V109 838 9,028 SH   SOLE   0 0 9,028
ADIENT PLC Common Stock G0084W101 0 2 SH   SOLE   0 0 2
ADOBE INC Common Stock 00724F101 1,413 2,826 SH   SOLE   0 0 2,826
AFLAC INC Common Stock 001055102 1,561 35,098 SH   SOLE   2,006 0 33,092
AIR PRODUCTS Common Stock 009158106 144 527 SH   SOLE   0 0 527
Alerian MLP Common Stock 00162Q452 16 636 SH   SOLE   0 0 636
Alibaba Group Holding Ltd Common Stock 01609W102 83 355 SH   SOLE   0 0 355
ALLIANT ENERGY Common Stock 018802108 76 1,481 SH   SOLE   0 0 1,481
ALLSTATE CORP Common Stock 020002101 44 400 SH   SOLE   0 0 400
Ally Financial, Inc. Common Stock 02005N100 53 1,485 SH   SOLE   0 0 1,485
ALPHABET INC Common Stock 02079K107 26 15 SH   SOLE   0 0 15
ALPHABET INC Common Stock 02079K305 2,555 1,458 SH   SOLE   0 0 1,458
ALTRIA GROUP Common Stock 02209S103 1,506 36,728 SH   SOLE   1,635 0 35,093
AMAZON COM Common Stock 023135106 6,615 2,031 SH   SOLE   32 0 1,999
AMERICA MOVIL Common Stock 02364W105 22 1,500 SH   SOLE   0 0 1,500
American Electric Power Co, Inc. Common Stock 025537101 92 1,100 SH   SOLE   0 0 1,100
AMERICAN WATER Common Stock 030420103 114 739 SH   SOLE   0 0 739
AMGEN INC Common Stock 031162100 9 40 SH   SOLE   0 0 40
ANALOG DEVICES Common Stock 032654105 2,567 17,377 SH   SOLE   643 0 16,734
Aon PLC Common Stock G0403H108 80 380 SH   SOLE   0 0 380
APARTMENT INCOME Common Stock 03750L109 9 234 SH   SOLE   0 0 234
APARTMENT INVESTMENT Common Stock 03748R747 1 234 SH   SOLE   0 0 234
APPLE INC Common Stock 037833100 6,166 46,468 SH   SOLE   1,008 0 45,460
APPLIED MATERIALS Common Stock 038222105 4,064 47,092 SH   SOLE   1,334 0 45,758
ARCHER DANIELS Common Stock 039483102 37 735 SH   SOLE   0 0 735
Ares Capital Corp Common Stock 04010L103 33 1,930 SH   SOLE   0 0 1,930
ARK INNOVATION Common Stock 00214Q104 22 175 SH   SOLE   0 0 175
ARTHUR J Common Stock 363576109 14 110 SH   SOLE   0 0 110
ASML HOLDING Common Stock N07059210 22 45 SH   SOLE   0 0 45
AT&T INC Common Stock 00206R102 2,069 71,951 SH   SOLE   2,386 0 69,565
AUTOMATIC DATA Common Stock 053015103 200 1,133 SH   SOLE   0 0 1,133
Avangrid, Inc. Common Stock 05351W103 146 3,205 SH   SOLE   0 0 3,205
AVANOS MEDICAL Common Stock 05350V106 1 32 SH   SOLE   0 0 32
AVIAT NETWORKS Common Stock 05366Y201 0 2 SH   SOLE   0 0 2
BAIDU INC Common Stock 056752108 86 400 SH   SOLE   0 0 400
BALL CORP Common Stock 058498106 24 257 SH   SOLE   0 0 257
BANCO SANTANDER Common Stock 05964H105 11 3,477 SH   SOLE   0 0 3,477
BANK MONTREAL Common Stock 063671101 11 150 SH   SOLE   0 0 150
BAUSCH HEALTH Common Stock 071734107 8 400 SH   SOLE   0 0 400
Baxter International Common Stock 071813109 8 104 SH   SOLE   0 0 104
BCE, Inc. Common Stock 05534B760 82 1,910 SH   SOLE   0 0 1,910
BERKSHIRE HATHAWAY Common Stock 084670702 3,683 15,886 SH   SOLE   351 0 15,535
BEYOND MEAT Common Stock 08862E109 8 60 SH   SOLE   0 0 60
BIOGEN INC Common Stock 09062X103 1,767 7,216 SH   SOLE   242 0 6,974
Blackrock Common Stock 09247X101 162 225 SH   SOLE   0 0 225
BLACKROCK ULTRA SHORT ETF 46434V878 34 672 SH   SOLE   0 0 672
Blackstone Group, Inc. Common Stock 09260D107 77 1,190 SH   SOLE   0 0 1,190
BOEING COMPANY Common Stock 097023105 2,430 11,354 SH   SOLE   413 0 10,941
BOOKING HOLDINGS Common Stock 09857L108 786 353 SH   SOLE   0 0 353
BP PLC Common Stock 055622104 14 680 SH   SOLE   0 0 680
BRISTOL MYERS Common Stock 110122108 1,940 31,279 SH   SOLE   1,175 0 30,104
BRISTOL MYERS Common Stock 110122157 1 1,295 SH   SOLE   0 0 1,295
BROADCOM INC Common Stock 11135F101 1,055 2,410 SH   SOLE   0 0 2,410
Brookfield Infrastructure Common Stock G16252101 109 2,210 SH   SOLE   0 0 2,210
Brookfield Infrastructure Corp Common Stock 11275Q107 0 1 SH   SOLE   0 0 1
Carrier Global Common Stock 14448C104 31 822 SH   SOLE   0 0 822
CATERPILLAR INC Common Stock 149123101 26 142 SH   SOLE   5 0 137
CHAMPIONX CORP Common Stock 15872M104 1 50 SH   SOLE   0 0 50
Charles River Laboratories Int'l Common Stock 159864107 75 301 SH   SOLE   0 0 301
CHARTER COMMUNICATIONS Common Stock 16119P108 5 8 SH   SOLE   0 0 8
CHEVRON CORP Common Stock 166764100 1,293 15,312 SH   SOLE   872 0 14,440
Chimera Common Stock 16934Q208 21 2,000 SH   SOLE   0 0 2,000
CIGNA CORP Common Stock 125523100 6 30 SH   SOLE   0 0 30
Cincinnati Financial Corp Common Stock 172062101 61 700 SH   SOLE   0 0 700
Cintas Corporation Common Stock 172908105 98 277 SH   SOLE   0 0 277
CISCO SYSTEMS Common Stock 17275R102 108 2,405 SH   SOLE   0 0 2,405
Citigroup Common Stock 172967424 1 10 SH   SOLE   0 0 10
City National Rochdale Select Common Stock 17801L108 337 29,039 SH   SOLE   0 0 29,039
CLOROX COMPANY Common Stock 189054109 61 300 SH   SOLE   0 0 300
CME Group, Inc. Common Stock 12572Q105 123 675 SH   SOLE   0 0 675
CMS Energy Corporation Common Stock 125896100 34 565 SH   SOLE   0 0 565
COCA COLA COMPANY Common Stock 191216100 1,934 35,260 SH   SOLE   1,399 0 33,861
Colgate-Palmolive, Inc. Common Stock 194162103 94 1,095 SH   SOLE   0 0 1,095
COMCAST CORP Common Stock 20030N101 1,864 35,581 SH   SOLE   1,771 0 33,810
COMERICA INC Common Stock 200340107 322 5,760 SH   SOLE   0 0 5,760
COMMUNICAT SVS SLCT SEC ETF 81369Y852 400 5,921 SH   SOLE   0 0 5,921
Compass Diversified Hldngs Common Stock 20451Q104 106 5,450 SH   SOLE   0 0 5,450
CONOCOPHILLIPS Common Stock 20825C104 13 329 SH   SOLE   0 0 329
CONSOLIDATED EDISON Common Stock 209115104 55 761 SH   SOLE   0 0 761
CONSTELLATION BRANDS Common Stock 21036P108 209 952 SH   SOLE   0 0 952
Corteva Common Stock 22052L104 1 35 SH   SOLE   0 0 35
Costco Common Stock 22160K105 160 425 SH   SOLE   0 0 425
CRACKER BARREL Common Stock 22410J106 11 82 SH   SOLE   0 0 82
CROWN HOLDINGS Common Stock 228368106 142 937 SH   SOLE   0 0 937
CSX CORP Common Stock 126408103 6 68 SH   SOLE   0 0 68
CVS Health Corporation Common Stock 126650100 49 720 SH   SOLE   0 0 720
Danaher Corporation Common Stock 235851102 128 577 SH   SOLE   0 0 577
DEERE & CO Common Stock 244199105 28 104 SH   SOLE   4 0 100
DELL TECHNOLOGIES Common Stock 24703L202 4 59 SH   SOLE   0 0 59
DNP SELECT Common Stock 23325P104 8 827 SH   SOLE   0 0 827
DOMINION ENERGY Common Stock 25746U109 1,718 22,850 SH   SOLE   841 0 22,009
DOVER CORP Common Stock 260003108 13 100 SH   SOLE   0 0 100
Dow Common Stock 260557103 2 35 SH   SOLE   0 0 35
DUKE ENERGY Common Stock 26441C204 109 1,187 SH   SOLE   0 0 1,187
Dupont Common Stock 26614N102 2 35 SH   SOLE   0 0 35
EATON CORP Common Stock G29183103 12 100 SH   SOLE   0 0 100
EATON VANCE Common Stock 27829L105 13 650 SH   SOLE   0 0 650
EDWARDS LIFESCIENCES Common Stock 28176E108 118 1,289 SH   SOLE   0 0 1,289
ELECTRONIC ARTS Common Stock 285512109 820 5,710 SH   SOLE   0 0 5,710
ELI LILLY Common Stock 532457108 2,031 12,118 SH   SOLE   479 0 11,639
Emerson Electric Company Common Stock 291011104 104 1,300 SH   SOLE   0 0 1,300
Entergy Corporation Common Stock 29364G103 36 360 SH   SOLE   0 0 360
Equinix, Inc. Common Stock 29444U700 46 64 SH   SOLE   0 0 64
Essex Property Trust, Inc. Common Stock 297178105 33 140 SH   SOLE   0 0 140
ETF ALPHACLONE ETF 26922A305 13 165 SH   SOLE   0 0 165
ETFMG ALTERNATIVE ETF 26924G508 17 1,156 SH   SOLE   0 0 1,156
Eversource Energy Common Stock 30040W108 129 1,490 SH   SOLE   0 0 1,490
EXONE CO Common Stock 302104104 0 5 SH   SOLE   0 0 5
EXPEDIA GROUP Common Stock 30212P303 1 11 SH   SOLE   0 0 11
EXXON MOBIL Common Stock 30231G102 2,022 49,059 SH   SOLE   1,439 0 47,620
FACEBOOK INC Common Stock 30303M102 1,286 4,708 SH   SOLE   0 0 4,708
FEDEX CORP Common Stock 31428X106 56 215 SH   SOLE   0 0 215
Fifth Third Bancorp Common Stock 316773100 121 4,390 SH   SOLE   0 0 4,390
FIRST TR MID CAP GROWTH ETF 33737M102 7 110 SH   SOLE   0 0 110
FIRST TRUST ETF 336917109 3,644 123,156 SH   SOLE   6,454 0 116,702
FIRST TRUST ETF 336920103 20 168 SH   SOLE   0 0 168
FIRST TRUST ETF 33733A102 874 14,817 SH   SOLE   0 0 14,817
FIRST TRUST ETF 33733E302 71 335 SH   SOLE   0 0 335
FIRST TRUST ETF 33733E500 1,101 15,674 SH   SOLE   0 0 15,674
FIRST TRUST ETF 337344105 843 8,360 SH   SOLE   0 0 8,360
FIRST TRUST ETF 33734X192 845 8,891 SH   SOLE   0 0 8,891
FIRST TRUST ETF 33736G106 921 39,506 SH   SOLE   0 0 39,506
FIRST TRUST ETF 33738D408 345 7,088 SH   SOLE   0 0 7,088
FIRST TRUST ETF 33739E108 87 4,315 SH   SOLE   0 0 4,315
FIRST TRUST ETF 33739N108 968 17,067 SH   SOLE   0 0 17,067
FIRST TRUST ETF 33739P103 455 10,426 SH   SOLE   2,363 0 8,063
First Trust Technology Common Stock 33734X176 8 69 SH   SOLE   0 0 69
FIRST TST NASDAQ 100 ETF 337345102 7 53 SH   SOLE   0 0 53
Fortinet Common Stock 34959E109 2 15 SH   SOLE   0 0 15
FUEL TECH Common Stock 359523107 1 200 SH   SOLE   0 0 200
GENERAL DYNAMICS Common Stock 369550108 1,785 11,993 SH   SOLE   474 0 11,519
GENERAL ELECTRIC Common Stock 369604103 5 467 SH   SOLE   0 0 467
GENERAL MILLS Common Stock 370334104 1,631 37,730 SH   SOLE   1,158 0 36,572
Gilead Science Common Stock 375558103 5 79 SH   SOLE   0 0 79
HALLIBURTON COMPANY Common Stock 406216101 1 70 SH   SOLE   0 0 70
Hartford Finl Services Group, Inc. Common Stock 416515104 106 2,170 SH   SOLE   0 0 2,170
HCA Healthcare, Inc. Common Stock 40412C101 53 320 SH   SOLE   0 0 320
Healthcare Trust of America, Inc. Common Stock 42225P501 89 3,230 SH   SOLE   0 0 3,230
HOME DEPOT Common Stock 437076102 315 1,186 SH   SOLE   0 0 1,186
HONEYWELL INTL Common Stock 438516106 2,557 12,021 SH   SOLE   487 0 11,534
HSBC USA INC. 0 PFD Preferred Stock 40434B354 252 10,000 SH   SOLE   0 0 10,000
Humana Common Stock 444859102 3 7 SH   SOLE   0 0 7
HUNTINGTON BANCSHARES Common Stock 446150104 146 11,548 SH   SOLE   0 0 11,548
INDEXIQ MERGER Common Stock 45409B800 13 404 SH   SOLE   0 0 404
Inovio Pharma Common Stock 45773H201 0 8 SH   SOLE   0 0 8
INTEL CORP Common Stock 458140100 1,730 34,716 SH   SOLE   1,248 0 33,468
INTERNATIONAL PAPER Common Stock 460146103 11 213 SH   SOLE   0 0 213
INTL BUSINESS Common Stock 459200101 1,438 11,423 SH   SOLE   611 0 10,812
INVESCO BUYBACK ETF 46137V308 9 125 SH   SOLE   0 0 125
INVESCO EXCHANGE ETF 46137V316 52 370 SH   SOLE   0 0 370
INVESCO EXCHANGE ETF 46138E198 89 1,849 SH   SOLE   0 0 1,849
INVESCO EXCHANGE ETF 46138E354 81 143 SH   SOLE   0 0 143
INVESCO QQQ ETF 46090E103 2,883 1,434 SH   SOLE   0 0 1,434
INVESCO S&P ETF 46138E362 4,425 117,759 SH   SOLE   6,123 0 111,636
INVESCO S&P ETF 46138G102 3 63 SH   SOLE   0 0 63
INVESCO TOTAL ETF 46090A804 14,899 258,345 SH   SOLE   2,222 0 256,123
IRON MOUNTAIN Common Stock 46284V101 7 224 SH   SOLE   0 0 224
iShares 0-5 Year High Yield Corp ETF ETF 46434V407 43 937 SH   SOLE   0 0 937
iShares 10 Yr Inv Bond ETF 464289511 4 58 SH   SOLE   0 0 58
ISHARES 1-3YR ETF 464287457 145 1,675 SH   SOLE   0 0 1,675
iShares 1-5 Yr Inv Bond ETF 464288646 44 798 SH   SOLE   0 0 798
iShares Barclays 20 Yr Trs Bond ETF 464287432 11 67 SH   SOLE   0 0 67
iShares Barclays 7-10 Year Treasury ETF 464287440 23 190 SH   SOLE   0 0 190
iShares Barclays MBS Fixed-Rate Bond ETF 464288588 109 992 SH   SOLE   0 0 992
iShares Barclays Short Treasury Bond ETF 464288679 42 382 SH   SOLE   0 0 382
iShares Barclays TIPS Bond ETF 464287176 3 24 SH   SOLE   0 0 24
iShares Broad USD High Yield Corp Bond ETF 46435U853 3 65 SH   SOLE   0 0 65
ISHARES CORE ETF 464287226 217 1,839 SH   SOLE   0 0 1,839
iShares Core MSCI Emerging Mkts ETF 46434G103 9 145 SH   SOLE   0 0 145
iShares Core MSCI Europe ETF ETF 46434V738 13 253 SH   SOLE   0 0 253
iShares Core MSCI Pacific ETF ETF 46434V696 21 329 SH   SOLE   0 0 329
ISHARES CORE S&P 500 ETF 464287200 959 2,555 SH   SOLE   0 0 2,555
ISHARES CORE S&P SMALL ETF 464287804 16 174 SH   SOLE   0 0 174
ISHARES IBOXX ETF 464287242 439 3,180 SH   SOLE   0 0 3,180
ISHARES IBOXX ETF 464288513 121 1,387 SH   SOLE   0 0 1,387
iShares JPMorgan USD Emerg Markets Bond ETF 464288281 1 11 SH   SOLE   0 0 11
ISHARES MORGSTAR MID CAP ETF 464288307 1 2 SH   SOLE   0 0 2
ISHARES MORN SMALL CAP ETF 464288604 133 439 SH   SOLE   0 0 439
ISHARES MSCI ETF 46429B697 25,009 335,451 SH   SOLE   7,718 0 327,733
ISHARES MSCI ETF 46432F339 840 7,228 SH   SOLE   0 0 7,228
ISHARES MSCI ETF 46432F396 2,740 16,987 SH   SOLE   0 0 16,987
ISHARES MSCI ETF 46435G433 13,838 351,591 SH   SOLE   29,612 0 321,979
iShares MSCI Canada Index ETF 464286509 5 154 SH   SOLE   0 0 154
ISHARES MSCI EAFE SMALL ETF 464288273 6 95 SH   SOLE   0 0 95
iShares MSCI Switzerland Index ETF 464286749 10 214 SH   SOLE   0 0 214
ISHARES NASDAQ ETF 464287556 16 105 SH   SOLE   0 0 105
ISHARES RUSSELL ETF 464287630 9 70 SH   SOLE   0 0 70
ISHARES RUSSELL 1000 ETF 464287614 163 676 SH   SOLE   0 0 676
ISHARES RUSSELL 2000 ETF 464287648 8 27 SH   SOLE   0 0 27
iShares Russell 2000 Index ETF 464287655 212 1,081 SH   SOLE   0 0 1,081
ISHARES RUSSELL 3000 ETF 464287689 6 28 SH   SOLE   0 0 28
ISHARES RUSSELL MID CAP ETF 464287481 17 168 SH   SOLE   0 0 168
ISHARES RUSSELL MID CAP ETF 464287499 53 768 SH   SOLE   0 0 768
ISHARES S&P ETF 464287606 104 1,442 SH   SOLE   0 0 1,442
ISHARES S&P 500 GROWTH ETF 464287309 215 3,368 SH   SOLE   0 0 3,368
ISHARES S&P 500 VALUE ETF 464287408 264 2,066 SH   SOLE   0 0 2,066
ISHARES S&P MID CAP 400 ETF 464287705 10 118 SH   SOLE   0 0 118
iShares S&P National AMT-Free Mun ETF 464288414 16 138 SH   SOLE   0 0 138
iShares Silver Trust ETF 46428Q109 295 12,004 SH   SOLE   0 0 12,004
ISHARES TOTAL US STOCK ETF 464287150 32 367 SH   SOLE   0 0 367
ISHARES TREASURY ETF 46434V860 10 204 SH   SOLE   0 0 204
JANUS DETROIT ETF 47103U209 2,358 37,599 SH   SOLE   100 0 37,499
JANUS HENDERSON ETF 47103U886 11,970 237,163 SH   SOLE   5,793 0 231,370
JOHNSON & JOHNSON Common Stock 478160104 1,948 12,376 SH   SOLE   488 0 11,888
JOHNSON CONTROLS Common Stock G51502105 1 24 SH   SOLE   0 0 24
JPMORGAN CHASE Common Stock 46625H100 165 1,298 SH   SOLE   0 0 1,298
KELLOGG CO Common Stock 487836108 1,357 21,320 SH   SOLE   1,003 0 20,317
KeyCorp Common Stock 493267108 107 6,510 SH   SOLE   0 0 6,510
KIMBERLY CLARK Common Stock 494368103 165 1,220 SH   SOLE   0 0 1,220
KINDER MORGAN Common Stock 49456B101 25 1,826 SH   SOLE   0 0 1,826
KOHLS CORP Common Stock 500255104 5 119 SH   SOLE   0 0 119
KRAFT HEINZ Common Stock 500754106 7 212 SH   SOLE   0 0 212
L3HARRIS TECHNOLOGIES Common Stock 502431109 53 283 SH   SOLE   0 0 283
LAM RESEARCH CORPORATION Common Stock 512807108 1,326 2,806 SH   SOLE   0 0 2,806
LINDE PLC Common Stock G5494J103 21 80 SH   SOLE   0 0 80
LOCKHEED MARTIN Common Stock 539830109 3,743 10,545 SH   SOLE   339 0 10,206
LOWES COMPANIES Common Stock 548661107 2,672 16,645 SH   SOLE   669 0 15,976
MANULIFE FINANCIAL Common Stock 56501R106 3 164 SH   SOLE   0 0 164
MASTERCARD INC Common Stock 57636Q104 2,762 7,738 SH   SOLE   256 0 7,482
MCDONALDS CORP Common Stock 580135101 4,588 21,382 SH   SOLE   693 0 20,689
MEDTRONIC PLC Common Stock G5960L103 26 224 SH   SOLE   0 0 224
MERCK & COMPANY Common Stock 58933Y105 209 2,549 SH   SOLE   0 0 2,549
METLIFE INC Common Stock 59156R108 1 15 SH   SOLE   0 0 15
MGM RESORTS INTL Common Stock 552953101 1 47 SH   SOLE   0 0 47
MICROCHIP TECHNOLOGY INC Common Stock 595017104 1,022 7,398 SH   SOLE   0 0 7,398
MICROSOFT CORP Common Stock 594918104 4,581 20,595 SH   SOLE   420 0 20,175
Mid-America Apt. Communities, Inc. Common Stock 59522J103 127 1,000 SH   SOLE   0 0 1,000
MONDELEZ INTERNATIONAL Common Stock 609207105 28 484 SH   SOLE   0 0 484
National Retail Properties, Inc. Common Stock 637417106 127 3,095 SH   SOLE   0 0 3,095
NETFLIX INC Common Stock 64110L106 11 21 SH   SOLE   0 0 21
NEWMONT CORP Common Stock 651639106 6 100 SH   SOLE   0 0 100
NEXTERA ENERGY Common Stock 65339F101 327 4,232 SH   SOLE   0 0 4,232
NGL ENERGY Common Stock 62913M107 2 1,000 SH   SOLE   0 0 1,000
NIKE INC Common Stock 654106103 2,742 19,378 SH   SOLE   748 0 18,630
NORFOLK SOUTHERN Common Stock 655844108 20 85 SH   SOLE   0 0 85
NORTHROP GRUMMAN Common Stock 666807102 86 282 SH   SOLE   0 0 282
NUTRIEN LTD Common Stock 67077M108 6 120 SH   SOLE   0 0 120
NUVEEN AMT Common Stock 67071L106 11 655 SH   SOLE   0 0 655
NUVEEN MUNICIPAL VALUE F Common Stock 670928100 30 2,659 SH   SOLE   0 0 2,659
NVENT ELECTRIC Common Stock G6700G107 0 6 SH   SOLE   0 0 6
NVIDIA CORP Common Stock 67066G104 15 28 SH   SOLE   0 0 28
ORACLE CORP Common Stock 68389X105 3 50 SH   SOLE   0 0 50
OTIS WORLDWIDE CORP Common Stock 68902V107 4 54 SH   SOLE   0 0 54
PALO ALTO Common Stock 697435105 968 2,725 SH   SOLE   0 0 2,725
Paychex, Inc. Common Stock 704326107 169 1,810 SH   SOLE   0 0 1,810
PAYPAL HOLDINGS Common Stock 70450Y103 19 83 SH   SOLE   0 0 83
PENTAIR PLC Common Stock G7S00T104 0 6 SH   SOLE   0 0 6
PEPSICO INC Common Stock 713448108 1,838 12,391 SH   SOLE   510 0 11,881
PFIZER INC Common Stock 717081103 1,731 47,024 SH   SOLE   1,971 0 45,053
PHILIP MORRIS Common Stock 718172109 149 1,800 SH   SOLE   0 0 1,800
PHILLIPS 66 Common Stock 718546104 15 213 SH   SOLE   0 0 213
PIMCO EHNANCED ETF 72201R833 5,935 58,196 SH   SOLE   452 0 57,744
PIMCO SHORT ETF 72201R874 677 13,160 SH   SOLE   0 0 13,160
PINTEREST INC Common Stock 72352L106 33 500 SH   SOLE   0 0 500
PPL CORP Common Stock 69351T106 1,350 47,878 SH   SOLE   2,515 0 45,363
PRICE T Common Stock 74144T108 1,772 11,701 SH   SOLE   624 0 11,077
PRINCIPAL FINANCIAL Common Stock 74251V102 12 234 SH   SOLE   0 0 234
PROCTER & GAMBLE Common Stock 742718109 2,160 15,526 SH   SOLE   562 0 14,964
ProLogis, Inc. Common Stock 74340W103 158 1,582 SH   SOLE   0 0 1,582
Qualcomm, Inc. Common Stock 747525103 155 1,020 SH   SOLE   0 0 1,020
RAYTHEON TECHNOLOGIES Common Stock 75513E101 6,872 27,931 SH   SOLE   1,221 0 26,710
REGENERON PHARMS INC Common Stock 75886F107 1 3 SH   SOLE   0 0 3
ROPER TECHNOLOGIES Common Stock 776696106 787 1,826 SH   SOLE   0 0 1,826
ROYAL DUTCH Common Stock 780259206 9 264 SH   SOLE   0 0 264
S&P GLOBAL ETF 78409V104 81 246 SH   SOLE   0 0 246
SALESFORCE.COM INC Common Stock 79466L302 1,172 5,266 SH   SOLE   0 0 5,266
SCHWAB 1 5 YEAR CORP ETF 808524714 25 484 SH   SOLE   0 0 484
SCHWAB CHARLES Common Stock 808513105 2,261 42,630 SH   SOLE   1,810 0 40,820
Schwab U.S. TIPs ETF 808524870 7 119 SH   SOLE   0 0 119
SCHWAB US Common Stock 808524797 10,938 170,528 SH   SOLE   3,845 0 166,683
SCOTTS MIRACLE-GRO Common Stock 810186106 20 98 SH   SOLE   0 0 98
SECTOR CONSUMER ETF 81369Y308 342 5,075 SH   SOLE   0 0 5,075
SECTOR ENERGY ETF 81369Y506 3 72 SH   SOLE   0 0 72
SELECT SECTOR HEALTH ETF 81369Y209 612 5,398 SH   SOLE   0 0 5,398
SELECT STR FINANCIAL ETF 81369Y605 247 8,387 SH   SOLE   0 0 8,387
SERVICENOW INC Common Stock 81762P102 1,132 2,056 SH   SOLE   0 0 2,056
SHERWIN WILLIAMS Common Stock 824348106 210 286 SH   SOLE   0 0 286
SLACK TECHNOLOGIES Common Stock 83088V102 6 137 SH   SOLE   0 0 137
SNAP INC Common Stock 83304A106 10 200 SH   SOLE   0 0 200
SNOWFLAKE INC Common Stock 833445109 6 22 SH   SOLE   0 0 22
Sonoco Products Company Common Stock 835495102 104 1,750 SH   SOLE   0 0 1,750
SOUTHERN COMPANY Common Stock 842587107 1,635 26,614 SH   SOLE   1,158 0 25,456
SOUTHWEST AIRLINES Common Stock 844741108 6 123 SH   SOLE   0 0 123
SPDR Barclays Int'l Treas Bond ETF 78464A516 4 113 SH   SOLE   0 0 113
SPDR FUND CONSUMER ETF 81369Y407 340 2,115 SH   SOLE   0 0 2,115
SPDR GOLD ETF 78463V107 26 145 SH   SOLE   0 0 145
SPDR Gold MiniShares Trust ETF 98149E204 3 167 SH   SOLE   0 0 167
SPDR Nuveen Barclays ST Muni Bond ETF 78468R739 10 191 SH   SOLE   0 0 191
SPDR Nuveen Bloomberg Muni Bond ETF 78468R721 15 285 SH   SOLE   0 0 285
SPDR S&P 500 ETF ETF 78462F103 88 1,583 SH   SOLE   0 0 1,583
SPDR S&P 500 GROWTH ETF ETF 78464A409 267 4,825 SH   SOLE   0 0 4,825
SPDR S&P China ETF 78463X400 12 84 SH   SOLE   0 0 84
SPHERE 3D Common Stock 84841L308 0 75 SH   SOLE   0 0 75
STABLE ROAD Common Stock 85236Q109 3 140 SH   SOLE   0 0 140
STARBUCKS CORP Common Stock 855244109 2,823 26,385 SH   SOLE   869 0 25,516
STATE STREET Common Stock 857477103 109 1,492 SH   SOLE   0 0 1,492
STRYKER CORP Common Stock 863667101 2,096 8,553 SH   SOLE   340 0 8,213
SYSCO CORP Common Stock 871829107 1,850 24,909 SH   SOLE   1,691 0 23,218
TARGET CORP Common Stock 87612E106 15 85 SH   SOLE   0 0 85
TE CONNECTIVITY Common Stock H84989104 3 26 SH   SOLE   0 0 26
TECHNOLOGY SELECT SECTOR ETF 81369Y803 1,358 10,448 SH   SOLE   0 0 10,448
TELADOC INC Common Stock 87918A105 8 41 SH   SOLE   0 0 41
TESLA INC Common Stock 88160R101 275 390 SH   SOLE   0 0 390
TEVA PHARMACEUTICAL IN F Common Stock 881624209 2 200 SH   SOLE   0 0 200
TEXAS INSTRUMENTS Common Stock 882508104 25 150 SH   SOLE   0 0 150
THERMO FISHER SCNTFC Common Stock 883556102 132 284 SH   SOLE   0 0 284
T-Mobile US, Inc. Common Stock 872590104 185 1,370 SH   SOLE   0 0 1,370
Trane Technologies plc Common Stock G8994E103 15 100 SH   SOLE   0 0 100
TransUnion Common Stock 89400J107 64 645 SH   SOLE   0 0 645
TREEHOUSE FOODS Common Stock 89469A104 4 100 SH   SOLE   0 0 100
TYSON FOODS INC Common Stock 902494103 0 5 SH   SOLE   0 0 5
U S BANCORP DE Common Stock 902973304 14 300 SH   SOLE   0 0 300
UBER TECHNOLOGIES INC Common Stock 90353T100 11 210 SH   SOLE   0 0 210
UNDER ARMOUR INC Common Stock 904311107 1 41 SH   SOLE   0 0 41
UNILEVER PLC Common Stock 904767704 123 2,035 SH   SOLE   0 0 2,035
UNITED PARCEL Common Stock 911312106 283 1,679 SH   SOLE   634 0 1,045
UNITEDHEALTH GROUP Common Stock 91324P102 2,651 7,559 SH   SOLE   245 0 7,314
V F CORP Common Stock 918204108 5 55 SH   SOLE   0 0 55
VANECK VECTORS ETF 92189F643 19,580 315,798 SH   SOLE   7,194 0 308,604
VANECK VECTORS ETF 92189F692 30 458 SH   SOLE   0 0 458
VanEck Vectors Emrg Mkts Hi Yld Bd ETF ETF 92189F353 519 21,715 SH   SOLE   0 0 21,715
VanEck Vectors High Yield Muni ETF 92189H409 9 150 SH   SOLE   0 0 150
VANGUARD CONSUMER ETF 92204A207 614 3,532 SH   SOLE   0 0 3,532
VANGUARD DIVIDEND ETF 921908844 128 904 SH   SOLE   0 0 904
Vanguard FTSE All-Wld ex-U.S.SmCp ETF 922042718 3 28 SH   SOLE   0 0 28
VANGUARD GROWTH ETF ETF 922908736 94 370 SH   SOLE   0 0 370
VANGUARD HIGH ETF 921946406 4,650 50,814 SH   SOLE   2,645 0 48,169
VANGUARD INFORMATION ETF 92204A702 1,782 5,721 SH   SOLE   0 0 5,721
VANGUARD INTRMDIAT TRM ETF 92206C706 148 2,137 SH   SOLE   0 0 2,137
VANGUARD LARGE CAP ETF ETF 922908637 96 549 SH   SOLE   0 0 549
VANGUARD MEGA ETF 921910816 16,078 85,794 SH   SOLE   5,406 0 80,388
VANGUARD MID CAP ETF ETF 922908629 1,888 9,132 SH   SOLE   0 0 9,132
VANGUARD MID CAP GROWTH ETF 922908538 51 239 SH   SOLE   0 0 239
VANGUARD REAL ETF 922908553 15 176 SH   SOLE   0 0 176
VANGUARD S&P ETF 921932505 40 174 SH   SOLE   0 0 174
VANGUARD S&P 500 ETF ETF 922908363 1 3,451 SH   SOLE   0 0 3,451
VANGUARD SHORT TERM ETF 92206C102 241 3,913 SH   SOLE   0 0 3,913
VANGUARD SHRT INF PROT ETF 922020805 210 4,119 SH   SOLE   0 0 4,119
VANGUARD SMALL CAP ETF ETF 922908751 37 188 SH   SOLE   0 0 188
Vanguard Small Cap Growth ETF ETF 922908595 24 89 SH   SOLE   0 0 89
Vanguard Small Cap Value ETF ETF 922908611 14 100 SH   SOLE   0 0 100
VANGUARD TOTAL ETF 922908769 31 159 SH   SOLE   0 0 159
VANGUARD VALUE ETF ETF 922908744 103 865 SH   SOLE   0 0 865
VEEVA SYSTEMS Common Stock 922475108 870 3,224 SH   SOLE   0 0 3,224
VERIZON COMMUNICATIONS Common Stock 92343V104 573 9,759 SH   SOLE   0 0 9,759
VIACOMCBS INC Common Stock 92556H206 17 456 SH   SOLE   0 0 456
VIATRIS INC Common Stock 92556V106 87 4,634 SH   SOLE   244 0 4,390
VISA INC Common Stock 92826C839 4,527 15,410 SH   SOLE   397 0 15,013
WABTEC Common Stock 929740108 0 2 SH   SOLE   0 0 2
WALGREENS BOOTS Common Stock 931427108 1,975 49,518 SH   SOLE   1,774 0 47,744
WALMART INC Common Stock 931142103 2,575 17,863 SH   SOLE   539 0 17,324
WALT DISNEY Common Stock 254687106 3,257 17,978 SH   SOLE   611 0 17,367
WASTE MANAGEMENT Common Stock 94106L109 169 1,432 SH   SOLE   0 0 1,432
WELLS FARGO Common Stock 949746101 0 7 SH   SOLE   0 0 7
WORKDAY INC Common Stock 98138H101 7 30 SH   SOLE   0 0 30
WRAP TECHNOLOGIES Common Stock 98212N107 2 500 SH   SOLE   0 0 500
WYNN RESORTS Common Stock 983134107 1 10 SH   SOLE   0 0 10
XCEL ENERGY Common Stock 98389B100 174 2,605 SH   SOLE   0 0 2,605
ZIMMER BIOMET Common Stock 98956P102 10 66 SH   SOLE   0 0 66
Zoetis, Inc. Common Stock 98978V103 142 860 SH   SOLE   0 0 860