The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101   1,521,661 4,955 SH   SOLE   4,955 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103   2,199,954 10,315 SH   SOLE   10,315 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   1,515,745 4,071 SH   SOLE   4,071 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   18,617 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103   497,186 6,345 SH   SOLE   6,345 0 0
PENTAIR PLC COMMON STOCK - LARGE CAP G7S00T104   68,305 1,055 SH   SOLE   1,055 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104   913,880 4,390 SH   SOLE   4,390 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104   492,861 3,990 SH   SOLE   3,990 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100   108,429 1,145 SH   SOLE   1,145 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103   57,586 625 SH   SOLE   625 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102   256,342 3,340 SH   SOLE   3,340 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102   263,300 17,530 SH   SOLE   17,530 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   1,285,647 13,275 SH   SOLE   13,275 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   12,106 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   1,923,881 12,907 SH   SOLE   12,907 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   18,632 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101   1,996,687 3,916 SH   SOLE   3,916 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107   2,139,655 20,810 SH   SOLE   20,810 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101   425,331 3,100 SH   SOLE   3,100 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106   665,044 2,347 SH   SOLE   2,347 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101   784,394 4,613 SH   SOLE   4,613 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101   11,140 100 SH   SOLE   100 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107   482,571 3,660 SH   SOLE   3,660 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   4,305,903 32,905 SH   SOLE   32,905 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   39,258 300 SH   DFND   300 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103   1,884 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103   100,896 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106   4,206,487 33,091 SH   SOLE   33,091 0 0
AMEREN CORP COM COMMON STOCK - LARGE CAP 023608102   222,601 2,975 SH   SOLE   2,975 0 0
AMERICA MOVIL S A B DE C V NPV ADR COMMON STOCK - LARGE CAP 02390A101   323,073 18,664 SH   SOLE   18,664 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109   59,676 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100   249,133 1,515 SH   SOLE   1,515 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106   100,547 305 SH   SOLE   305 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100   1,974,831 7,348 SH   SOLE   7,348 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103   26,124 60 SH   SOLE   60 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101   2,280 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   14,631,383 85,459 SH   SOLE   85,459 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   136,968 800 SH   DFND   800 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105   479,718 3,465 SH   SOLE   3,465 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102   1,681,866 22,300 SH   SOLE   22,300 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103   300,722 1,250 SH   SOLE   1,250 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104   656,602 23,990 SH   SOLE   23,990 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109   49,049 1,300 SH   SOLE   1,300 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702   2,501,712 7,142 SH   SOLE   7,142 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101   569,524 881 SH   SOLE   881 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107   2,047,946 19,115 SH   SOLE   19,115 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100   305 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105   405,781 2,117 SH   SOLE   2,117 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108   712,352 231 SH   SOLE   231 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106   566,854 14,045 SH   SOLE   14,045 0 0
BOSTON SCIENTIFIC BSX COMMON STOCK - LARGE CAP 101137107   21,116 400 SH   SOLE   400 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108   912,794 15,727 SH   SOLE   15,727 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101   3,846,357 4,631 SH   SOLE   4,631 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100   320,689 4,594 SH   SOLE   4,594 0 0
TOPGOLF CALLAWAY BRANDS CORP COMMON STOCK - LARGE CAP 131193104   13,840 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104   70,932 1,285 SH   SOLE   1,285 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101   2,126,397 7,789 SH   SOLE   7,789 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108   39,143 89 SH   SOLE   89 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100   3,099,017 18,379 SH   SOLE   18,379 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102   1,324,850 24,649 SH   SOLE   24,649 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105   24,050 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424   322,774 7,848 SH   SOLE   7,848 0 0
CLOROX CO COMMON STOCK - LARGE CAP 189054109   393,180 3,000 SH   SOLE   3,000 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100   2,302,768 41,143 SH   SOLE   41,143 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103   69,332 975 SH   SOLE   975 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101   32,545 734 SH   SOLE   734 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104   443,738 3,704 SH   SOLE   3,704 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105   2,920,739 5,170 SH   SOLE   5,170 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105   16,738 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106   508,301 2,225 SH   SOLE   2,225 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102   37,215 150 SH   SOLE   150 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105   1,499,325 3,973 SH   SOLE   3,973 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103   580,486 12,170 SH   SOLE   12,170 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   2,404,458 29,667 SH   SOLE   29,667 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   12,157 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105   15,870 150 SH   SOLE   150 0 0
DOMINION ENERGY INC COMMON STOCK - LARGE CAP 25746U109   75,827 1,698 SH   SOLE   1,698 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201   66,286 175 SH   SOLE   175 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103   139,981 2,715 SH   SOLE   2,715 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204   402,010 4,555 SH   SOLE   4,555 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102   240,540 3,225 SH   SOLE   3,225 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101   753,578 5,945 SH   SOLE   5,945 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103   13,227 300 SH   SOLE   300 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100   33,880 200 SH   SOLE   200 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108   6,927 100 SH   SOLE   100 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109   60,200 500 SH   SOLE   500 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103   23,125 250 SH   SOLE   250 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   2,745,834 23,353 SH   SOLE   23,353 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   17,637 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102   2,255,399 7,513 SH   SOLE   7,513 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104   1,582,461 1,822 SH   SOLE   1,822 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100   551,672 21,788 SH   SOLE   21,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107   178,545 1,105 SH   SOLE   1,105 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860   106,191 8,550 SH   SOLE   8,550 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108   22,245 300 SH   SOLE   300 0 0
GE HEALTHCARE TECHNOLOGIES USD 0.01 COMMON STOCK - LARGE CAP 36266G107   207,789 3,054 SH   SOLE   3,054 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301   606,906 5,490 SH   SOLE   5,490 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104   233,361 3,647 SH   SOLE   3,647 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100   11,637 353 SH   SOLE   353 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104   81,270 3,000 SH   SOLE   3,000 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103   59,952 800 SH   SOLE   800 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293   74,164 1,750 SH   SOLE   1,750 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   1,379,338 4,263 SH   SOLE   4,263 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   12,942 40 SH   DFND   40 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105   48,829 1,900 SH   SOLE   1,900 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101   1,012 25 SH   SOLE   25 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108   840,924 4,203 SH   SOLE   4,203 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107   30,600 200 SH   SOLE   200 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102   4,961,256 16,420 SH   SOLE   16,420 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106   2,724,303 14,747 SH   SOLE   14,747 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104   8,745 20 SH   SOLE   20 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106   68,051 1,068 SH   SOLE   1,068 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   1,175,839 33,085 SH   SOLE   33,085 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   3,554 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101   2,339,354 16,674 SH   SOLE   16,674 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101   20,451 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101   1,045,960 13,240 SH   SOLE   13,240 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602   932,928 3,192 SH   SOLE   3,192 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621   1,197,416 85,165 SH   SOLE   84,665 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511   981,125 89,601 SH   SOLE   89,601 0 0
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309   8,757 128 SH   SOLE   128 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408   9,384 61 SH   SOLE   61 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465   11,992 174 SH   SOLE   174 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473   22,847 219 SH   SOLE   219 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481   8,221 90 SH   SOLE   90 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FDS - ETF MID CAP STOCK 464287499   68,349 987 SH   SOLE   987 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598   61,789 407 SH   SOLE   407 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614   67,824 255 SH   SOLE   255 0 0
ISHARES TR RUSSELL 2000 VALUE INDEX FUND MUTUAL FDS - ETF SMALL CAP 464287630   4,065 30 SH   SOLE   30 0 0
ISHARES RUSSELL 2000 ETF COMMON STOCK - SMALL CAP 464287655   39,765 225 SH   SOLE   225 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697   275,907 3,750 SH   SOLE   3,750 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739   11,796 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804   24,053 255 SH   SOLE   255 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838   51,787 410 SH   SOLE   410 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224   629,592 43,065 SH   SOLE   43,065 0 0
ISHARES MSCI ACWI EX US INDEX FUND MUTUAL FDS - ETF INT'L STOCK 464288240   90,381 1,923 SH   SOLE   1,923 0 0
ISHARES TR INTERM GOVT/CREDIT BOND ETF MUTUAL FDS - ETF BONDS 464288612   217,959 2,151 SH   SOLE   2,151 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339   30,575 232 SH   SOLE   232 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   4,639,723 31,994 SH   SOLE   31,994 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   32,629 225 SH   DFND   225 0 0
JABIL INC COMMON STOCK - LARGE CAP 466313103   225,227 1,775 SH   SOLE   1,775 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   5,966,419 38,308 SH   SOLE   38,308 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   27,256 175 SH   DFND   175 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103   381,503 3,157 SH   SOLE   3,157 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104   4,190 200 SH   SOLE   200 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100   4,530 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108   156,692 250 SH   SOLE   250 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107   1,162 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102   6,790 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108   3,788,870 7,054 SH   SOLE   7,054 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109   27,399 67 SH   SOLE   67 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107   23,692 114 SH   SOLE   114 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109   19,280 50 SH   SOLE   50 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106   6,485 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106   85,600 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   369,265 2,440 SH   SOLE   2,440 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   15,134 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104   1,677,456 30,990 SH   SOLE   30,990 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104   804,456 2,032 SH   SOLE   2,032 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206   310,834 4,110 SH   SOLE   4,110 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101   2,045,842 7,766 SH   SOLE   7,766 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103   510,920 1,175 SH   SOLE   1,175 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105   1,844,632 17,918 SH   SOLE   17,918 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   19,976,187 63,266 SH   SOLE   63,266 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   39,468 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104   7,804 100 SH   SOLE   100 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103   12,865 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107   10,329 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105   1,229,768 17,720 SH   SOLE   17,720 0 0
MONSTER BEVERAGE CORPORATION NEW USD 0.005 COMMON STOCK - LARGE CAP 61174X109   423,600 8,000 SH   SOLE   8,000 0 0
MORGAN STANLEY USD 0.01 COMMON STOCK - LARGE CAP 617446448   6,858 84 SH   SOLE   84 0 0
MOTOROLA, INC COM NEW COMMON STOCK - LARGE CAP 620076307   13,611 50 SH   SOLE   50 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104   51,360 1,000 SH   SOLE   1,000 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106   147,255 390 SH   SOLE   390 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   1,230,550 21,480 SH   SOLE   21,480 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   8,593 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103   117,419 1,228 SH   SOLE   1,228 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100   1,494 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104   69,470 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102   11,003 25 SH   SOLE   25 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   1,087,376 6,955 SH   SOLE   6,955 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   15,635 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104   2,947,805 6,777 SH   SOLE   6,777 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106   8,928 866 SH   SOLE   866 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105   2,445 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107   171,659 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105   1,970,745 18,606 SH   SOLE   18,606 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107   797,368 9,929 SH   SOLE   9,929 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105   613,849 5,000 SH   SOLE   5,000 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107   331,508 2,554 SH   SOLE   2,554 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105   2,018,026 8,608 SH   SOLE   8,608 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   89,379 775 SH   SOLE   775 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   11,533 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103   92,052 1,575 SH   SOLE   1,575 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108   3,473,655 20,501 SH   SOLE   20,501 0 0
PERFORMANCE FOOD GROUP COMMON STOCK - LARGE CAP 71377A103   58,860 1,000 SH   SOLE   1,000 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103   367,311 11,077 SH   SOLE   11,077 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109   305,884 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104   488,158 4,063 SH   SOLE   4,063 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109   3,708,168 25,423 SH   SOLE   25,423 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102   405,645 4,275 SH   SOLE   4,275 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103   171,583 1,545 SH   SOLE   1,545 0 0
RTX CORPORAITON SD 1.0 COMMON STOCK - LARGE CAP 75513E101   1,260,861 17,520 SH   SOLE   17,520 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100   70,479 4,100 SH   SOLE   4,100 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103   133,369 312 SH   SOLE   312 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107   12,858 75 SH   SOLE   75 0 0
SPDR SPBIO ETF COMMON STOCK - LARGE CAP 78464A870   7,302 100 SH   SOLE   100 0 0
SPDR SER TR S&P HOMEBUILDERS ETF COMMON STOCK - LARGE CAP 78464A888   1,914 25 SH   SOLE   25 0 0
SALESFORCE INC COMMON STOCK - LARGE CAP 79466L302   1,581,038 7,797 SH   SOLE   7,797 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108   158,836 2,725 SH   SOLE   2,725 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105   49,410 900 SH   SOLE   900 0 0
MATERIALS SELECT SECTOR SPDR FUND COMMON STOCK - LARGE CAP 81369Y100   3,768 48 SH   SOLE   48 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605   6,300 190 SH   SOLE   190 0 0
SELECT SECTOR SPDR UTILITIES MUTUAL FDS - ETF LGE CAP STOCK 81369Y886   9,900 168 SH   SOLE   168 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105   24,475 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102   256,325 2,600 SH   SOLE   2,600 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107   378,608 5,850 SH   SOLE   5,850 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109   860,180 9,425 SH   SOLE   9,425 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103   38,495 575 SH   SOLE   575 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101   3,789,812 13,869 SH   SOLE   13,869 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107   45,895 100 SH   SOLE   100 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   479,112 7,255 SH   SOLE   7,255 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   8,255 125 SH   DFND   125 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109   1,458,064 16,405 SH   SOLE   16,405 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104   1,849,585 13,207 SH   SOLE   13,207 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106   1,034,652 9,358 SH   SOLE   9,358 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101   513,423 2,052 SH   SOLE   2,052 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104   99,858 628 SH   SOLE   628 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102   863,485 1,706 SH   SOLE   1,706 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101   55,702 595 SH   SOLE   595 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109   65,760 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307   8,986 50 SH   SOLE   50 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106   397,555 1,958 SH   SOLE   1,958 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109   121,339 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100   10,874 2,010 SH   SOLE   2,010 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304   835,587 25,283 SH   SOLE   25,283 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704   135,356 2,740 SH   SOLE   2,740 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   1,354,493 6,652 SH   SOLE   6,652 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   18,326 90 SH   DFND   90 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106   598,514 3,840 SH   SOLE   3,840 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102   6,643,116 13,176 SH   SOLE   13,176 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105   62,796 400 SH   SOLE   400 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100   1,150,642 8,120 SH   SOLE   8,120 0 0
VANGUARD MEGA CAP GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 921910816   91,440 403 SH   SOLE   403 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858   43,195 988 SH   SOLE   988 0 0
VANGUARD CONSUMER DISCRETIONARY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A108   89,966 334 SH   SOLE   334 0 0
VANGUARD INFORMATION TECHNOLOGY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A702   62,233 150 SH   SOLE   150 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108   40,689 200 SH   SOLE   200 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538   17,528 90 SH   SOLE   90 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553   5,219 69 SH   SOLE   69 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611   111,643 700 SH   SOLE   700 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637   27,004 138 SH   SOLE   138 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736   53,098 195 SH   SOLE   195 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744   13,517 98 SH   SOLE   98 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   803,162 24,789 SH   SOLE   24,789 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   4,860 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106   1,390 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   3,861,575 16,789 SH   SOLE   16,789 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   46,002 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109   22,420 111 SH   SOLE   111 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   6,389,951 39,955 SH   SOLE   39,955 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   15,993 100 SH   DFND   100 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104   18,819 1,733 SH   SOLE   1,733 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109   1,733,972 11,375 SH   SOLE   11,375 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101   268,444 6,570 SH   SOLE   6,570 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100   30,600 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109   19,770 1,500 SH   SOLE   1,500 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101   169,918 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109   31,203 560 SH   SOLE   560 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102   302,432 2,695 SH   SOLE   2,695 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101   1,398 20 SH   SOLE   20 0 0