The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab International Equity ETF COM 808524805   13,887 431,141 SH   SOLE   0 0 431,141
iShares Core S&P 500 ETF ETF 464287200   13,559 35,291 SH   SOLE   0 0 35,291
Schwab US Large Cap ETF ETF 808524201   9,077 201,038 SH   SOLE   0 0 201,038
Schwab Intermediate Term US TRS ETF ETF 808524854   7,880 160,061 SH   SOLE   0 0 160,061
SPDR S&P 500 High Dividend ETF ETF 78468R788   7,153 180,710 SH   SOLE   0 0 180,710
iShares Core S&P Mid Cap ETF ETF 464287507   5,945 24,578 SH   SOLE   0 0 24,578
iShares Core S&P Small Cap ETF ETF 464287804   3,886 41,065 SH   SOLE   0 0 41,065
Vanguard Mortgage Backed Sec ETF ETF 92206C771   3,704 81,362 SH   SOLE   0 0 81,362
Ambarella Inc COM G037AX101   3,667 44,594 SH   SOLE   0 0 44,594
iShares National Muni Bond ETF ETF 464288414   3,613 34,238 SH   SOLE   0 0 34,238
JPMorgan Chase COM 46625H100   3,249 24,232 SH   SOLE   0 0 24,232
SPDR Intrmdt TRM Crprate BND ETF ETF 78464A375   3,167 99,510 SH   SOLE   0 0 99,510
Tapestry Inc COM 876030107   3,138 82,401 SH   SOLE   0 0 82,401
Accenture PLC Class A COM G1151C101   3,051 11,432 SH   SOLE   0 0 11,432
Marathon Petroleum Corp COM 56585A102   3,022 25,966 SH   SOLE   0 0 25,966
Fidelity Natl Finl COM 31620R303   3,012 80,057 SH   SOLE   0 0 80,057
Natera, Inc COM 632307104   2,979 74,167 SH   SOLE   0 0 74,167
Phillips 66 COM 718546104   2,965 28,486 SH   SOLE   0 0 28,486
Alphabet Inc. Class A COM 02079K305   2,927 33,179 SH   SOLE   0 0 33,179
Wells Fargo & Co COM 949746101   2,906 70,383 SH   SOLE   0 0 70,383
Abbvie Inc COM 00287Y109   2,890 17,885 SH   SOLE   0 0 17,885
MetLife, Inc. COM 59156R108   2,877 39,754 SH   SOLE   0 0 39,754
SPDR Nuveen BLMBRG Barclays Mun BD ETF ETF 78468R721   2,816 61,733 SH   SOLE   0 0 61,733
Vanguard High Dividend Yield ETF ETF 921946406   2,745 25,363 SH   SOLE   0 0 25,363
iShares Core MSCI Totl Intl STCK ETF ETF 46432F834   2,714 46,890 SH   SOLE   0 0 46,890
Bristol-Myers Squibb COM 110122108   2,662 37,002 SH   SOLE   0 0 37,002
Merck & Co Inc COM 58933Y105   2,588 23,189 SH   SOLE   0 0 23,189
Abbott Laboratories COM 002824100   2,527 23,016 SH   SOLE   0 0 23,016
United Parcel SRVC Class B COM 911312106   2,501 14,388 SH   SOLE   0 0 14,388
Lyondellbasell Inds F Class A COM N53745100   2,497 30,078 SH   SOLE   0 0 30,078
Purecycle Technologies Inc COM 74623V103   2,434 360,027 SH   SOLE   0 0 360,027
Eaton Corp PLC F COM G29183103   2,425 15,451 SH   SOLE   0 0 15,451
iShares Broad Usd HG YLD CRP BND ETF ETF 46435U853   2,394 69,319 SH   SOLE   0 0 69,319
Energy Select Sector SPDR ETF ETF 81369Y506   2,392 27,349 SH   SOLE   0 0 27,349
Charles Schwab US REIT ETF ETF 808524847   2,389 123,870 SH   SOLE   0 0 123,870
Westrock Co COM 96145D105   2,388 67,922 SH   SOLE   0 0 67,922
iShares Intermedt Term Corp Bond ETF ETF 464288638   2,385 48,170 SH   SOLE   0 0 48,170
XTRCKR MSCI EAFE HG DV YLD Eq ETF ETF 233051630   2,373 108,804 SH   SOLE   0 0 108,804
Invesco Preferred ETF ETF 46138E511   2,368 211,772 SH   SOLE   0 0 211,772
Duke Energy Corp COM 26441C204   2,361 22,925 SH   SOLE   0 0 22,925
Dominion Energy Inc COM 25746U109   2,351 38,344 SH   SOLE   0 0 38,344
Uber Technologies Inc COM 90353T100   2,335 94,404 SH   SOLE   0 0 94,404
Genuine Parts Co COM 372460105   2,287 13,109 SH   SOLE   0 0 13,109
Amazon Com Inc COM 023135106   2,220 26,429 SH   SOLE   0 0 26,429
Snowflake Inc Class A COM 833445109   2,080 14,489 SH   SOLE   0 0 14,489
Vanguard FTSE Emerging Markets ETF ETF 922042858   2,065 52,966 SH   SOLE   0 0 52,966
Coca-Cola COM 191216100   2,052 32,267 SH   SOLE   0 0 32,267
Mondelez Intl Class A COM 609207105   1,991 29,704 SH   SOLE   0 0 29,704
Cloudflare Inc Class A COM 18915M107   1,911 42,277 SH   SOLE   0 0 42,277
Arista Networks Inc COM 040413106   1,882 15,506 SH   SOLE   0 0 15,506
Kimberly Clark Corp COM 494368103   1,817 13,278 SH   SOLE   0 0 13,278
Lamar Advertising REIT COM 512816109   1,806 19,129 SH   SOLE   0 0 19,129
Corning Inc COM 219350105   1,772 55,485 SH   SOLE   0 0 55,485
Comcast Corporation Class A COM 20030N101   1,745 49,910 SH   SOLE   0 0 49,910
Cisco Systems COM 17275R102   1,705 35,790 SH   SOLE   0 0 35,790
Twilio Inc Class A COM 90138F102   1,675 34,202 SH   SOLE   0 0 34,202
Interpublic GRP Cos COM 460690100   1,670 50,137 SH   SOLE   0 0 50,137
Cognizant Tech Solu Class A COM 192446102   1,663 29,074 SH   SOLE   0 0 29,074
Marvell Technology Inc COM 573874104   1,434 38,726 SH   SOLE   0 0 38,726
Paypal Holdings, Inc COM 70450Y103   1,431 20,098 SH   SOLE   0 0 20,098
Meta Platforms Inc Class A COM 30303M102   1,384 11,504 SH   SOLE   0 0 11,504
New Relic Inc COM 64829B100   1,356 24,016 SH   SOLE   0 0 24,016
Vanguard Internatnl HGH DIV YLD ETF ETF 921946794   1,317 22,105 SH   SOLE   0 0 22,105
Vanguard Intermediate Term Government Bond ETF ETF 92206C706   1,303 22,289 SH   SOLE   0 0 22,289
MP Materials Corp Class A COM 553368101   1,256 51,715 SH   SOLE   0 0 51,715
SPDR Wells Fargo Preferred Stock ETF ETF 78464A292   1,239 37,760 SH   SOLE   0 0 37,760
Etsy Inc COM 29786A106   1,206 10,066 SH   SOLE   0 0 10,066
Schwab US Dividend Equity ETF ETF 808524797   1,205 15,955 SH   SOLE   0 0 15,955
Charles Schwab US MC ETF ETF 808524508   1,157 17,632 SH   SOLE   0 0 17,632
Guardant Health Inc COM 40131M109   1,118 41,101 SH   SOLE   0 0 41,101
Shopify Inc Class A COM 82509L107   1,060 30,546 SH   SOLE   0 0 30,546
Pinterest Inc Class A COM 72352L106   896 36,901 SH   SOLE   0 0 36,901
American Homes 4 Rent Class A COM 02665T306   857 28,443 SH   SOLE   0 0 28,443
Match Group Inc COM 57667L107   809 19,495 SH   SOLE   0 0 19,495
Global X MLP ETF ETF 37954Y343   757 18,325 SH   SOLE   0 0 18,325
Block Inc Class A COM 852234103   690 10,978 SH   SOLE   0 0 10,978
Schwab US Small Cap ETF ETF 808524607   583 14,400 SH   SOLE   0 0 14,400
Schwab Emerging Markets Equity ETF ETF 808524706   557 23,516 SH   SOLE   0 0 23,516
iShares U.S. Preferred Stock ETF ETF 464288687   359 11,771 SH   SOLE   0 0 11,771
iShares International Sel DIV ETF ETF 464288448   336 12,373 SH   SOLE   0 0 12,373