The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 394 2,070 SH   SOLE   0 0 2,070
ALTRIA GROUP INC COM 02209S103 428 8,660 SH   SOLE   0 0 8,660
AMAZON COM INC COM 023135106 320 213 SH   SOLE   0 0 213
APPLE INC COM 037833100 5,725 36,293 SH   SOLE   0 0 36,293
BANK AMER CORP 7.25%CNV PFD L 060505682 516 412 SH   SOLE   0 0 412
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,769 8,662 SH   SOLE   0 0 2,012
CBOE GLOBAL MARKETS INC COM 12503M108 2,475 26,300 SH   SOLE   0 0 26,300
CELGENE CORP COM 151020104 210 3,269 SH   SOLE   0 0 3,269
COCA COLA CO COM 191216100 607 12,821 SH   SOLE   0 0 12,821
DARDEN RESTAURANTS INC COM 237194105 366 3,670 SH   SOLE   0 0 3,670
DOLLAR GEN CORP NEW COM 256677105 246 2,273 SH   SOLE   0 0 2,273
EXXON MOBIL CORP COM 30231G102 370 5,421 SH   SOLE   0 0 5,421
FACEBOOK INC CL A 30303M102 658 5,020 SH   SOLE   0 0 5,020
FIRST DATA CORP NEW COM CL A 32008D106 188 11,144 SH   SOLE   0 0 11,144
FISERV INC COM 337738108 862 11,733 SH   SOLE   0 0 11,733
GENERAL ELECTRIC CO COM 369604103 182 24,015 SH   SOLE   0 0 24,015
GENERAL MLS INC COM 370334104 2,494 64,056 SH   SOLE   0 0 64,056
ALPHABET INC CAP STK CL C 02079K107 303 293 SH   SOLE   0 0 293
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,753 130,644 SH   SOLE   0 0 130,644
HARTFORD FINL SVCS GROUP INC COM 416515104 512 11,520 SH   SOLE   0 0 11,520
INTERNATIONAL BUSINESS MACHS COM 459200101 311 2,736 SH   SOLE   0 0 2,736
INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT 46137V399 247 12,500 SH   SOLE   0 0 12,500
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,263 78,360 SH   SOLE   0 0 78,360
ISHARES TR CORE INTL AGGR 46435G672 558 10,684 SH   SOLE   0 0 10,684
ISHARES TR USA MOMENTUM FCT 46432F396 6,099 60,850 SH   SOLE   0 0 60,850
ISHARES TR FLTG RATE NT ETF 46429B655 269 5,350 SH   SOLE   0 0 5,350
ISHARES TR MRGSTR MD CP GRW 464288307 567 2,915 SH   SOLE   0 0 2,915
ISHARES TR MRGSTR SM CP GR 464288604 375 2,252 SH   SOLE   0 0 2,252
ISHARES TR MRNING SM CP ETF 464288703 342 2,780 SH   SOLE   0 0 2,780
ISHARES TR MRNGSTR LG-CP ET 464287127 5,254 36,862 SH   SOLE   0 0 36,862
ISHARES TR MRNGSTR LG-CP VL 464288109 1,721 17,870 SH   SOLE   0 0 17,870
ISHARES TR MRGSTR MD CP ETF 464288208 569 3,519 SH   SOLE   0 0 3,519
ISHARES TR MRGSTR MD CP VAL 464288406 555 4,001 SH   SOLE   0 0 4,001
ISHARES TR MRGSTR SM CP ETF 464288505 411 2,780 SH   SOLE   0 0 2,780
ISHARES TR MRNGSTR LG-CP GR 464287119 4,051 25,551 SH   SOLE   0 0 25,551
ISHARES TR EAFE GRWTH ETF 464288885 3,758 54,406 SH   SOLE   0 0 54,406
ISHARES TR RUS MID CAP ETF 464287499 1,247 26,833 SH   SOLE   0 0 26,833
ISHARES TR 1 3 YR TREAS BD 464287457 518 6,226 SH   SOLE   0 0 6,226
ISHARES TR CORE US AGGBD ET 464287226 773 7,262 SH   SOLE   0 0 7,262
ISHARES TR CORE HIGH DV ETF 46429B663 518 6,144 SH   SOLE   0 0 6,144
ISHARES TR RUSSELL 3000 ETF 464287689 343 2,338 SH   SOLE   0 0 2,338
ISHARES TR RUS 1000 GRW ETF 464287614 2,661 20,325 SH   SOLE   0 0 20,325
ISHARES TR RUS 1000 ETF 464287622 6,103 44,008 SH   SOLE   0 0 44,008
ISHARES TR EAFE SML CP ETF 464288273 2,575 49,684 SH   SOLE   0 0 49,684
ISHARES TR JPMORGAN USD EMG 464288281 497 4,783 SH   SOLE   0 0 4,783
J & J SNACK FOODS CORP COM 466032109 279 1,928 SH   SOLE   0 0 1,928
JOHNSON & JOHNSON COM 478160104 448 3,470 SH   SOLE   0 0 3,470
JPMORGAN CHASE & CO COM 46625H100 231 2,364 SH   SOLE   0 0 2,364
JP MORGAN EXCHANGE TRADED FD DIVERSIFIED ET 46641Q803 8,952 372,988 SH   SOLE   0 0 372,988
MICROSOFT CORP COM 594918104 271 2,664 SH   SOLE   0 0 2,664
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 4 10,000 SH   SOLE   0 0 10,000
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 272 2,750 SH   SOLE   0 0 2,750
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 233 16,105 SH   SOLE   0 0 16,105
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 206 11,853 SH   SOLE   0 0 11,853
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 331 3,257 SH   SOLE   0 0 3,257
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 423 16,018 SH   SOLE   0 0 16,018
QUALCOMM INC COM 747525103 219 3,848 SH   SOLE   0 0 3,848
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 334 3,655 SH   SOLE   0 0 3,655
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,875 37,056 SH   SOLE   0 0 37,056
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,118 127,650 SH   SOLE   0 0 127,650
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 563 23,939 SH   SOLE   0 0 23,939
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,468 157,609 SH   SOLE   0 0 157,609
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,683 44,761 SH   SOLE   0 0 44,761
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 259 4,331 SH   SOLE   0 0 4,331
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,469 24,203 SH   SOLE   0 0 24,203
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 695 26,899 SH   SOLE   0 0 26,899
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,752 61,813 SH   SOLE   0 0 61,813
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 221 949 SH   SOLE   0 0 949
SPDR SERIES TRUST DJ REIT ETF 78464A607 337 3,920 SH   SOLE   0 0 3,920
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,981 67,346 SH   SOLE   0 0 67,346
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2,140 72,752 SH   SOLE   0 0 72,752
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 438 6,295 SH   SOLE   0 0 6,295
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 295 11,148 SH   SOLE   0 0 11,148
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,385 44,318 SH   SOLE   0 0 44,318
UNION PAC CORP COM 907818108 455 3,291 SH   SOLE   0 0 3,291
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,088 13,964 SH   SOLE   0 0 13,964
VANGUARD INDEX FDS SM CP VAL ETF 922908611 295 2,587 SH   SOLE   0 0 2,587
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,023 26,842 SH   SOLE   0 0 26,842
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 560 6,752 SH   SOLE   0 0 6,752
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 562 10,359 SH   SOLE   0 0 10,359
VANGUARD WORLD FDS MATERIALS ETF 92204A801 249 2,244 SH   SOLE   0 0 2,244
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 452 4,745 SH   SOLE   0 0 4,745
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 619 8,306 SH   SOLE   0 0 8,306
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,102 16,471 SH   SOLE   0 0 16,471
VERIZON COMMUNICATIONS INC COM 92343V104 209 3,709 SH   SOLE   0 0 3,709
WILLIAMS COS INC DEL COM 969457100 348 15,766 SH   SOLE   0 0 15,766
WISDOMTREE TR CBOE S&P 500 97717X560 2,354 92,504 SH   SOLE   0 0 92,504
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 7,012 343,497 SH   SOLE   0 0 343,497
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,608 62,920 SH   SOLE   0 0 62,920
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 1,890 85,040 SH   SOLE   0 0 85,040
WISDOMTREE TR INTL SMCAP DIV 97717W760 286 4,747 SH   SOLE   0 0 4,747
WISDOMTREE TR US MIDCP EARNING 97717W570 1,648 48,066 SH   SOLE   0 0 48,066
WISDOMTREE TR US QTLY DIV GRT 97717X669 12,355 322,345 SH   SOLE   0 0 322,345
WISDOMTREE TR US S CAP QTY DIV 97717X651 1,243 39,895 SH   SOLE   0 0 39,895
WISDOMTREE TR YIELD ENHANCED 97717Y808 10,265 210,039 SH   SOLE   0 0 210,039
WISDOMTREE TR YIELD ENHANCD US 97717X511 6,469 134,150 SH   SOLE   0 0 134,150