The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464287200 108,950 364,968 SH   SOLE   0 0 364,968
VANGUARD INDEX FDS COM 922908363 38,916 142,757 SH   SOLE   0 0 142,757
ISHARES TR COM 46429B697 37,860 590,642 SH   SOLE   0 0 590,642
SPDR SERIES TRUST COM 78464A300 28,345 462,702 SH   SOLE   0 0 462,702
VANGUARD INDEX FDS COM 922908629 26,599 158,705 SH   SOLE   0 0 158,705
ISHARES TR COM 46432F842 19,152 313,615 SH   SOLE   0 0 313,615
ISHARES TR COM 46434VAQ3 18,876 744,017 SH   SOLE   0 0 744,017
ISHARES TR COM 46434VBK5 13,378 535,134 SH   SOLE   0 0 535,134
PIMCO ETF TR COM 72201R775 13,028 119,635 SH   SOLE   0 0 119,635
ISHARES TR COM 46434VBA7 12,720 502,355 SH   SOLE   0 0 502,355
ISHARES TR COM 46434VAU4 7,989 321,472 SH   SOLE   0 0 321,472
ISHARES TR COM 464287499 7,793 139,277 SH   SOLE   0 0 139,277
MICROSOFT CORP COM 594918104 6,658 47,888 SH   SOLE   0 0 47,888
ISHARES TR COM 464287465 5,923 90,822 SH   SOLE   0 0 90,822
ISHARES TR COM 46434V613 5,367 102,399 SH   SOLE   0 0 102,399
APPLE INC COM 037833100 4,849 21,650 SH   SOLE   0 0 21,650
AMGEN INC COM 031162100 4,470 23,101 SH   SOLE   0 0 23,101
VISA INC COM 92826C839 4,337 25,215 SH   SOLE   0 0 25,215
PROCTER & GAMBLE CO COM 742718109 4,336 34,864 SH   SOLE   0 0 34,864
ALPHABET INC COM 02079K305 4,241 3,473 SH   SOLE   0 0 3,473
BERKSHIRE HATHAWAY INC DEL COM 084670702 4,234 20,353 SH   SOLE   0 0 20,353
PNC FINL SVCS GROUP INC COM 693475105 4,218 30,092 SH   SOLE   0 0 30,092
MOTOROLA SOLUTIONS INC COM 620076307 4,163 24,429 SH   SOLE   0 0 24,429
JOHNSON & JOHNSON COM 478160104 4,119 31,836 SH   SOLE   0 0 31,836
PEPSICO INC COM 713448108 4,064 29,642 SH   SOLE   0 0 29,642
VERIZON COMMUNICATIONS INC COM 92343V104 4,036 66,869 SH   SOLE   0 0 66,869
BALL CORP COM 058498106 4,022 55,242 SH   SOLE   0 0 55,242
HASBRO INC COM 418056107 3,959 33,356 SH   SOLE   0 0 33,356
JPMORGAN CHASE & CO COM 46625H100 3,899 33,127 SH   SOLE   0 0 33,127
STARBUCKS CORP COM 855244109 3,838 43,407 SH   SOLE   0 0 43,407
WALMART INC COM 931142103 3,838 32,338 SH   SOLE   0 0 32,338
L3HARRIS TECHNOLOGIES INC COM 502431109 3,828 18,347 SH   SOLE   0 0 18,347
SPDR SERIES TRUST COM 78464A847 3,774 111,347 SH   SOLE   0 0 111,347
AMERICAN TOWER CORP NEW COM 03027X100 3,773 17,060 SH   SOLE   0 0 17,060
MASCO CORP COM 574599106 3,706 88,924 SH   SOLE   0 0 88,924
NEXTERA ENERGY INC COM 65339F101 3,642 15,630 SH   SOLE   0 0 15,630
DISNEY WALT CO COM 254687106 3,560 27,321 SH   SOLE   0 0 27,321
INTERNATIONAL BUSINESS MACHS COM 459200101 3,515 24,168 SH   SOLE   0 0 24,168
CISCO SYS INC COM 17275R102 3,355 67,905 SH   SOLE   0 0 67,905
CHARLES RIV LABS INTL INC COM 159864107 3,322 25,099 SH   SOLE   0 0 25,099
VANGUARD INDEX FDS COM 922908652 3,298 28,347 SH   SOLE   0 0 28,347
HILTON WORLDWIDE HLDGS INC COM 43300A203 3,268 35,102 SH   SOLE   0 0 35,102
PPL CORP COM 69351T106 3,254 103,322 SH   SOLE   0 0 103,322
PARKER HANNIFIN CORP COM 701094104 3,179 17,601 SH   SOLE   0 0 17,601
BECTON DICKINSON & CO COM 075887109 3,175 12,551 SH   SOLE   0 0 12,551
DIAGEO P L C SPONSORED ADR 25243Q205 3,120 19,083 SH   SOLE   0 0 19,083
WELLS FARGO CO NEW COM 949746101 2,938 58,240 SH   SOLE   0 0 58,240
PFIZER INC COM 717081103 2,899 80,696 SH   SOLE   0 0 80,696
GLOBAL PMTS INC COM 37940X102 2,867 18,031 SH   SOLE   0 0 18,031
DOLLAR GEN CORP NEW COM 256677105 2,819 17,739 SH   SOLE   0 0 17,739
GILEAD SCIENCES INC COM 375558103 2,712 42,788 SH   SOLE   0 0 42,788
INVESCO LTD COM G491BT108 2,693 158,983 SH   SOLE   0 0 158,983
GOLDMAN SACHS ETF TR COM 381430206 2,627 83,775 SH   SOLE   0 0 83,775
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 2,591 77,142 SH   SOLE   0 0 77,142
UNITEDHEALTH GROUP INC COM 91324P102 2,471 11,369 SH   SOLE   0 0 11,369
SCHLUMBERGER LTD COM 806857108 2,284 66,833 SH   SOLE   0 0 66,833
WISDOMTREE TR COM 97717W505 2,137 58,846 SH   SOLE   0 0 58,846
OCCIDENTAL PETE CORP COM 674599105 1,990 44,747 SH   SOLE   0 0 44,747
ISHARES TR COM 46429B689 1,728 23,576 SH   SOLE   0 0 23,576
SPDR S&P 500 ETF TR COM 78462F103 1,709 5,758 SH   SOLE   0 0 5,758
ISHARES TR COM 464287226 1,630 14,405 SH   SOLE   0 0 14,405
ISHARES TR COM 46434VAX8 1,547 60,429 SH   SOLE   0 0 60,429
PPG INDS INC COM 693506107 1,309 11,046 SH   SOLE   0 0 11,046
VANGUARD WHITEHALL FDS INC COM 921946406 1,255 14,140 SH   SOLE   0 0 14,140
AUTOMATIC DATA PROCESSING IN COM 053015103 1,154 7,148 SH   SOLE   0 0 7,148
NVR INC COM 62944T105 1,063 286 SH   SOLE   0 0 286
ISHARES TR COM 464287598 1,057 8,240 SH   SOLE   0 0 8,240
EXXON MOBIL CORP COM 30231G102 989 14,013 SH   SOLE   0 0 14,013
VANGUARD INDEX FDS COM 922908769 904 5,984 SH   SOLE   0 0 5,984
BOEING CO COM 097023105 898 2,361 SH   SOLE   0 0 2,361
II VI INC COM 902104108 809 22,967 SH   SOLE   0 0 22,967
MCDONALDS CORP COM 580135101 763 3,554 SH   SOLE   0 0 3,554
ISHARES TR COM 464287655 746 4,926 SH   SOLE   0 0 4,926
AMAZON COM INC COM 023135106 745 429 SH   SOLE   0 0 429
AT&T INC COM 00206R102 703 18,590 SH   SOLE   0 0 18,590
ISHARES TR COM 464288885 701 8,702 SH   SOLE   0 0 8,702
HOME DEPOT INC COM 437076102 700 3,015 SH   SOLE   0 0 3,015
ISHARES TR COM 464288448 697 22,682 SH   SOLE   0 0 22,682
CSX CORP COM 126408103 689 9,951 SH   SOLE   0 0 9,951
COMCAST CORP NEW COM 20030N101 661 14,652 SH   SOLE   0 0 14,652
ALPHABET INC COM 02079K107 659 541 SH   SOLE   0 0 541
VANECK VECTORS ETF TR COM 92189H201 598 11,888 SH   SOLE   0 0 11,888
INTEL CORP COM 458140100 583 11,306 SH   SOLE   0 0 11,306
NIKE INC COM 654106103 569 6,059 SH   SOLE   0 0 6,059
WISDOMTREE TR COM 97717W604 559 20,412 SH   SOLE   0 0 20,412
MERCK & CO INC COM 58933Y105 555 6,597 SH   SOLE   0 0 6,597
ISHARES INC COM 464286533 550 9,635 SH   SOLE   0 0 9,635
WHITE MTNS INS GROUP LTD COM G9618E107 545 505 SH   SOLE   0 0 505
ISHARES TR COM 464288877 522 11,022 SH   SOLE   0 0 11,022
COOPER COS INC COM 216648402 479 1,612 SH   SOLE   0 0 1,612
ABBVIE INC COM 00287Y109 479 6,327 SH   SOLE   0 0 6,327
ISHARES TR COM 464287440 434 3,858 SH   SOLE   0 0 3,858
NATIONAL BK HLDGS CORP COM 633707104 431 12,596 SH   SOLE   0 0 12,596
ABBOTT LABS COM 002824100 430 5,140 SH   SOLE   0 0 5,140
HONEYWELL INTL INC COM 438516106 429 2,534 SH   SOLE   0 0 2,534
ISHARES TR COM 464288414 420 3,682 SH   SOLE   0 0 3,682
SCHWAB STRATEGIC TR COM 808524706 414 16,485 SH   SOLE   0 0 16,485
QUALCOMM INC COM 747525103 378 4,953 SH   SOLE   0 0 4,953
NETFLIX INC COM 64110L106 336 1,254 SH   SOLE   0 0 1,254
NOVARTIS A G SPONSORED ADR 66987V109 335 3,850 SH   SOLE   0 0 3,850
UNILEVER PLC SPONSORED ADR 904767704 331 5,500 SH   SOLE   0 0 5,500
HUNTINGTON BANCSHARES INC COM 446150104 331 23,183 SH   SOLE   0 0 23,183
APTARGROUP INC COM 038336103 313 2,643 SH   SOLE   0 0 2,643
NVIDIA CORP COM 67066G104 309 1,777 SH   SOLE   0 0 1,777
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 300 22,485 SH   SOLE   0 0 22,485
INVESCO EXCHANGE TRADED FD T COM 46137V357 298 2,755 SH   SOLE   0 0 2,755
SSGA ACTIVE ETF TR COM 78467V848 286 5,806 SH   SOLE   0 0 5,806
CANADIAN NATL RY CO COM 136375102 281 3,130 SH   SOLE   0 0 3,130
VENTAS INC COM 92276F100 271 3,707 SH   SOLE   0 0 3,707
EDWARDS LIFESCIENCES CORP COM 28176E108 264 1,200 SH   SOLE   0 0 1,200
3M CO COM 88579Y101 257 1,565 SH   SOLE   0 0 1,565
INVESCO EXCHNG TRADED FD TR COM 46138G102 253 5,173 SH   SOLE   0 0 5,173
MSA SAFETY INC COM 553498106 252 2,307 SH   SOLE   0 0 2,307
VANECK VECTORS ETF TR COM 92189H409 250 3,877 SH   SOLE   0 0 3,877
JP MORGAN EXCHANGE TRADED FD COM 46641Q670 247 4,621 SH   SOLE   0 0 4,621
V F CORP COM 918204108 243 2,728 SH   SOLE   0 0 2,728
ISHARES TR COM 464287630 236 1,974 SH   SOLE   0 0 1,974
CBS CORP NEW COM 124857202 235 5,829 SH   SOLE   0 0 5,829
SCHWAB STRATEGIC TR COM 808524805 234 7,330 SH   SOLE   0 0 7,330
VANGUARD INTL EQUITY INDEX F COM 922042858 231 5,732 SH   SOLE   0 0 5,732
S & T BANCORP INC COM 783859101 230 6,285 SH   SOLE   0 0 6,285
UNION PACIFIC CORP COM 907818108 216 1,330 SH   SOLE   0 0 1,330
PHILIP MORRIS INTL INC COM 718172109 214 2,816 SH   SOLE   0 0 2,816
BLACKROCK MD MUNICIPAL BOND COM 09249L105 208 14,427 SH   SOLE   0 0 14,427