The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
374WATER INC COM 88583P104   1,065,255 641,720 SH   SOLE   641,720 0 0
ABBVIE INC COM 00287Y109   439,111 3,034 SH   SOLE   3,034 0 0
ALBEMARLE CORP COM 012653101   1,554,546 11,407 SH   SOLE   11,407 0 0
ALPHABET INC CAP STK CL C 02079K107   279,385 2,026 SH   SOLE   2,026 0 0
ALPHABET INC CAP STK CL A 02079K305   6,534,665 47,873 SH   SOLE   47,873 0 0
ALTRIA GROUP INC COM 02209S103   2,372,495 56,314 SH   SOLE   56,314 0 0
AMAZON COM INC COM 023135106   6,909,670 54,596 SH   SOLE   54,596 0 0
AMCOR PLC ORD G0250X107   1,264,264 149,617 SH   SOLE   149,617 0 0
APPLE INC COM 037833100   12,017,493 69,465 SH   SOLE   69,465 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,484,170 2,525 SH   SOLE   2,525 0 0
AUTOLIV INC COM 052800109   1,649,699 17,179 SH   SOLE   17,179 0 0
BANK AMERICA CORP COM 060505104   392,602 15,354 SH   SOLE   15,354 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,393,663 10,075 SH   SOLE   10,075 0 0
BOEING CO COM 097023105   2,319,899 12,815 SH   SOLE   12,815 0 0
BROADCOM INC COM 11135F101   991,553 1,150 SH   SOLE   1,150 0 0
CANADA GOOSE HLDGS INC SHS SUB VTG 135086106   1,071,934 88,080 SH   SOLE   88,080 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,562,874 22,159 SH   SOLE   22,159 0 0
CGI INC CL A SUB VTG 12532H104   3,178,720 32,144 SH   SOLE   32,144 0 0
CHEVRON CORP NEW COM 166764100   2,235,059 13,910 SH   SOLE   13,910 0 0
CISCO SYS INC COM 17275R102   3,187,868 61,070 SH   SOLE   61,070 0 0
CITIGROUP INC COM NEW 172967424   2,864,793 73,664 SH   SOLE   73,664 0 0
COSTCO WHSL CORP NEW COM 22160K105   615,969 1,115 SH   SOLE   1,115 0 0
CREDIT ACCEP CORP MICH COM 225310101   1,943,777 4,721 SH   SOLE   4,721 0 0
D R HORTON INC COM 23331A109   2,035,456 19,932 SH   SOLE   19,932 0 0
DISNEY WALT CO COM 254687106   1,248,827 15,028 SH   SOLE   15,028 0 0
DOMINION ENERGY INC COM 25746U109   1,912,659 48,385 SH   SOLE   48,385 0 0
ELI LILLY & CO COM 532457108   337,917 586 SH   SOLE   586 0 0
ENBRIDGE INC COM 29250N105   2,624,846 81,720 SH   SOLE   81,720 0 0
EXXON MOBIL CORP COM 30231G102   260,710 2,382 SH   SOLE   2,382 0 0
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   7,045,212 159,430 SH   SOLE   159,430 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   1,021,228 26,553 SH   SOLE   26,553 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   4,988,801 106,964 SH   SOLE   106,964 0 0
FORTINET INC COM 34959E109   1,313,694 23,417 SH   SOLE   23,417 0 0
GENERAC HLDGS INC COM 368736104   973,419 11,024 SH   SOLE   11,024 0 0
GENERAL DYNAMICS CORP COM 369550108   2,156,413 9,247 SH   SOLE   9,247 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   1,111,135 121,303 SH   SOLE   121,303 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,767,792 5,908 SH   SOLE   5,908 0 0
GOLUB CAP BDC INC COM 38173M102   403,108 28,448 SH   SOLE   28,448 0 0
GREENWAVE TECHNOLOGY SOLUTIO COM NEW 57630J304   11,200 19,454 SH   SOLE   19,454 0 0
GROCERY OUTLET HLDG CORP COM 39874R101   851,799 31,190 SH   SOLE   31,190 0 0
GRUPO AEROPORTUARIO DEL CENT SPON ADR 400501102   816,860 12,143 SH   SOLE   12,143 0 0
HCA HEALTHCARE INC COM 40412C101   212,991 884 SH   SOLE   884 0 0
HOME DEPOT INC COM 437076102   208,101 730 SH   SOLE   730 0 0
ICON PLC SHS G4705A100   2,256,377 10,126 SH   SOLE   10,126 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   203,665 3,500 SH   SOLE   3,500 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   333,833 4,131 SH   SOLE   4,131 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,329,862 3,703 SH   SOLE   3,703 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,802,141 124,429 SH   SOLE   124,429 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,025,293 19,000 SH   SOLE   19,000 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   432,191 6,378 SH   SOLE   6,378 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,879,450 43,222 SH   SOLE   43,222 0 0
ISHARES TR CORE S&P MCP ETF 464287507   4,747,794 20,092 SH   SOLE   20,092 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   541,636 3,704 SH   SOLE   3,704 0 0
ISHARES TR CORE S&P SCP ETF 464287804   7,150,535 80,488 SH   SOLE   80,488 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   11,409,605 110,956 SH   SOLE   110,956 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,153,420 40,554 SH   SOLE   40,554 0 0
ISHARES TR CALIF MUN BD ETF 464288356   23,647,467 436,703 SH   SOLE   436,703 0 0
ISHARES TR NATIONAL MUN ETF 464288414   6,980,682 68,891 SH   SOLE   68,891 0 0
ISHARES TR MBS ETF 464288588   3,600,189 41,751 SH   SOLE   41,751 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   4,840,454 101,392 SH   SOLE   101,392 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,409,076 232,329 SH   SOLE   232,329 0 0
JOHNSON & JOHNSON COM 478160104   287,641 1,900 SH   SOLE   1,900 0 0
JPMORGAN CHASE & CO COM 46625H100   4,127,705 29,275 SH   SOLE   29,275 0 0
LEIDOS HOLDINGS INC COM 525327102   2,849,291 31,011 SH   SOLE   31,011 0 0
LINDE PLC SHS G54950103   1,815,822 4,969 SH   SOLE   4,969 0 0
LOCKHEED MARTIN CORP COM 539830109   540,743 1,212 SH   SOLE   1,212 0 0
LOWES COS INC COM 548661107   1,235,981 6,561 SH   SOLE   6,561 0 0
LULULEMON ATHLETICA INC COM 550021109   275,283 684 SH   SOLE   684 0 0
LYFT INC CL A COM 55087P104   173,267 17,344 SH   SOLE   17,344 0 0
MARATHON OIL CORP COM 565849106   252,544 8,965 SH   SOLE   8,965 0 0
MASTERCARD INCORPORATED CL A 57636Q104   630,753 1,644 SH   SOLE   1,644 0 0
MCDONALDS CORP COM 580135101   217,811 855 SH   SOLE   855 0 0
MEDTRONIC PLC SHS G5960L103   991,743 13,700 SH   SOLE   13,700 0 0
META PLATFORMS INC CL A 30303M102   737,924 2,350 SH   SOLE   2,350 0 0
MICROSOFT CORP COM 594918104   10,677,123 32,422 SH   SOLE   32,422 0 0
MODERNA INC COM 60770K107   1,364,247 17,348 SH   SOLE   17,348 0 0
NIKE INC CL B 654106103   6,006,366 58,422 SH   SOLE   58,422 0 0
NORTHROP GRUMMAN CORP COM 666807102   457,531 952 SH   SOLE   952 0 0
NUCOR CORP COM 670346105   253,163 1,802 SH   SOLE   1,802 0 0
NVIDIA CORPORATION COM 67066G104   2,383,402 5,546 SH   SOLE   5,546 0 0
PAGSEGURO DIGITAL LTD COM CL A G68707101   742,264 96,775 SH   SOLE   96,775 0 0
PAYPAL HLDGS INC COM 70450Y103   1,676,780 31,371 SH   SOLE   31,371 0 0
PFIZER INC COM 717081103   1,999,758 64,843 SH   SOLE   64,843 0 0
PROCTER AND GAMBLE CO COM 742718109   4,047,287 27,319 SH   SOLE   27,319 0 0
PRUDENTIAL FINL INC COM 744320102   1,958,471 21,924 SH   SOLE   21,924 0 0
QUALCOMM INC COM 747525103   2,435,505 22,414 SH   SOLE   22,414 0 0
QUANTUMSCAPE CORP COM CL A 74767V109   181,858 31,140 SH   SOLE   31,140 0 0
ROSS STORES INC COM 778296103   13,215,041 115,506 SH   SOLE   115,506 0 0
SABINE RTY TR UNIT BEN INT 785688102   911,599 15,262 SH   SOLE   15,262 0 0
SANOFI SPONSORED ADR 80105N105   2,244,790 43,111 SH   SOLE   43,111 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,998,541 42,110 SH   SOLE   42,110 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   352,190 11,551 SH   SOLE   11,551 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   359,344 4,826 SH   SOLE   4,826 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   812,810 6,387 SH   SOLE   6,387 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   443,393 6,604 SH   SOLE   6,604 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   202,595 1,334 SH   SOLE   1,334 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   513,708 5,785 SH   SOLE   5,785 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,057,920 33,060 SH   SOLE   33,060 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   589,555 3,592 SH   SOLE   3,592 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   260,023 4,519 SH   SOLE   4,519 0 0
SNOWFLAKE INC CL A 833445109   1,285,006 8,648 SH   SOLE   8,648 0 0
SPDR GOLD TR GOLD SHS 78463V107   270,613 1,479 SH   SOLE   1,479 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   933,559 28,867 SH   SOLE   28,867 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,614,193 3,839 SH   SOLE   3,839 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   259,842 600 SH   SOLE   600 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,126,271 48,630 SH   SOLE   48,630 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,074,548 25,750 SH   SOLE   25,750 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   302,531 9,069 SH   SOLE   9,069 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   978,740 27,980 SH   SOLE   27,980 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   368,590 2,384 SH   SOLE   2,384 0 0
STRYKER CORPORATION COM 863667101   324,191 1,230 SH   SOLE   1,230 0 0
SUNCOR ENERGY INC NEW COM 867224107   2,353,374 70,229 SH   SOLE   70,229 0 0
TARGET CORP COM 87612E106   970,426 9,034 SH   SOLE   9,034 0 0
TESLA INC COM 88160R101   652,782 3,078 SH   SOLE   3,078 0 0
THE CIGNA GROUP COM 125523100   3,001,039 9,969 SH   SOLE   9,969 0 0
TJX COS INC NEW COM 872540109   2,174,717 24,620 SH   SOLE   24,620 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,282,019 2,458 SH   SOLE   2,458 0 0
VALERO ENERGY CORP COM 91913Y100   203,154 1,554 SH   SOLE   1,554 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   5,241,640 321,573 SH   SOLE   321,573 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   387,337 995 SH   SOLE   995 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   402,328 2,978 SH   SOLE   2,978 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   460,342 1,701 SH   SOLE   1,701 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,422,499 10,621 SH   SOLE   10,621 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,397,633 6,723 SH   SOLE   6,723 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   443,856 11,736 SH   SOLE   11,736 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,763,257 186,927 SH   SOLE   186,927 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   920,171 12,296 SH   SOLE   12,296 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   5,328,146 100,588 SH   SOLE   100,588 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,126,897 7,338 SH   SOLE   7,338 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   444,035 10,527 SH   SOLE   10,527 0 0
VISA INC COM CL A 92826C839   1,629,971 7,040 SH   SOLE   7,040 0 0
WEST FRASER TIMBER CO LTD COM 952845105   1,305,470 19,735 SH   SOLE   19,735 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   404,289 6,718 SH   SOLE   6,718 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   10,371,454 205,416 SH   SOLE   205,416 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105   827,974 11,339 SH   SOLE   11,339 0 0