The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,106 16,277 SH   SOLE   1,130 0 15,147
ABBOTT LABS COM 002824100 2,035 18,728 SH   SOLE   2,954 0 15,774
ABBVIE INC COM 00287Y109 3,948 25,774 SH   SOLE   1,488 0 24,286
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,454 5,237 SH   SOLE   895 0 4,342
ACI WORLDWIDE INC COM 004498101 3,274 126,444 SH   SOLE   0 0 126,444
AFLAC INC COM 001055102 1,081 19,533 SH   SOLE   0 0 19,533
AKERO THERAPEUTICS INC COM 00973Y108 115 12,120 SH   SOLE   0 0 12,120
ALPHABET INC CAP STK CL C 02079K107 8,065 3,687 SH   SOLE   170 0 3,517
ALPHABET INC CAP STK CL A 02079K305 2,447 1,123 SH   SOLE   115 0 1,008
ALTRIA GROUP INC COM 02209S103 441 10,561 SH   SOLE   0 0 10,561
AMAZON COM INC COM 023135106 1,112 10,466 SH   SOLE   0 0 10,466
AMERICAN EXPRESS CO COM 025816109 1,157 8,346 SH   SOLE   0 0 8,346
AMGEN INC COM 031162100 557 2,290 SH   SOLE   50 0 2,240
ANTERIX INC COM 03676C100 364 8,875 SH   SOLE   0 0 8,875
APPLE INC COM 037833100 26,795 195,985 SH   SOLE   6,178 0 189,807
ASPEN AEROGELS INC COM 04523Y105 311 31,519 SH   SOLE   0 0 31,519
AT&T INC COM 00206R102 607 28,976 SH   SOLE   350 0 28,626
AUTOMATIC DATA PROCESSING IN COM 053015103 1,032 4,913 SH   SOLE   800 0 4,113
BAXTER INTL INC COM 071813109 551 8,583 SH   SOLE   675 0 7,908
BECTON DICKINSON & CO COM 075887109 1,778 7,214 SH   SOLE   75 0 7,139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,232 26,489 SH   SOLE   1,587 0 24,902
BK OF AMERICA CORP COM 060505104 4,648 149,318 SH   SOLE   4,932 0 144,386
BLACKROCK INC COM 09247X101 692 1,137 SH   SOLE   170 0 967
BRISTOL-MYERS SQUIBB CO COM 110122108 2,076 26,957 SH   SOLE   1,295 0 25,662
BROADCOM INC COM 11135F101 5,534 11,392 SH   SOLE   100 0 11,292
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 9,319 243,829 SH   SOLE   7,250 0 236,579
BROWN FORMAN CORP CL B 115637209 403 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202 247 5,000 SH   SOLE   0 0 5,000
CARRIER GLOBAL CORPORATION COM 14448C104 224 6,270 SH   SOLE   550 0 5,720
CATERPILLAR INC COM 149123101 359 2,009 SH   SOLE   0 0 2,009
CHART INDS INC COM 16115Q308 1,120 6,694 SH   SOLE   0 0 6,694
CHEVRON CORP NEW COM 166764100 12,405 85,680 SH   SOLE   2,723 0 82,957
CHUBB LIMITED COM H1467J104 3,016 15,343 SH   SOLE   0 0 15,343
CINTAS CORP COM 172908105 747 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102 1,840 43,141 SH   SOLE   2,250 0 40,891
CLEARWATER PAPER CORP COM 18538R103 1,249 37,133 SH   SOLE   0 0 37,133
CLOROX CO DEL COM 189054109 254 1,804 SH   SOLE   0 0 1,804
COCA COLA CO COM 191216100 4,493 71,424 SH   SOLE   1,315 0 70,109
COLGATE PALMOLIVE CO COM 194162103 345 4,301 SH   SOLE   0 0 4,301
COMCAST CORP NEW CL A 20030N101 935 23,831 SH   SOLE   0 0 23,831
COSTCO WHSL CORP NEW COM 22160K105 3,402 7,099 SH   SOLE   525 0 6,574
CSX CORP COM 126408103 1,612 55,482 SH   SOLE   0 0 55,482
CVS HEALTH CORP COM 126650100 259 2,797 SH   SOLE   0 0 2,797
DANAHER CORPORATION COM 235851102 3,623 14,292 SH   SOLE   1,844 0 12,448
DELTA AIR LINES INC DEL COM NEW 247361702 243 8,375 SH   SOLE   0 0 8,375
DERMTECH INC COM 24984K105 624 112,559 SH   SOLE   0 0 112,559
DIAGEO PLC SPON ADR NEW 25243Q205 2,974 17,079 SH   SOLE   840 0 16,239
DIAMONDBACK ENERGY INC COM 25278X109 229 1,888 SH   SOLE   0 0 1,888
DISNEY WALT CO COM 254687106 1,299 13,763 SH   SOLE   125 0 13,638
DORMAN PRODS INC COM 258278100 487 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204 13,865 129,327 SH   SOLE   4,319 0 125,008
EATON CORP PLC SHS G29183103 241 1,915 SH   SOLE   0 0 1,915
ECOLAB INC COM 278865100 598 3,892 SH   SOLE   950 0 2,942
EMERSON ELEC CO COM 291011104 4,718 59,318 SH   SOLE   4,715 0 54,603
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100 257 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107 8,293 340,291 SH   SOLE   5,893 0 334,398
EXXON MOBIL CORP COM 30231G102 4,713 55,038 SH   SOLE   1,337 0 53,701
FEDEX CORP COM 31428X106 548 2,415 SH   SOLE   0 0 2,415
FIFTH THIRD BANCORP COM 316773100 244 7,248 SH   SOLE   0 0 7,248
FIRST HORIZON CORPORATION COM 320517105 673 30,779 SH   SOLE   0 0 30,779
FORD MTR CO DEL COM 345370860 274 24,649 SH   SOLE   0 0 24,649
GENERAL DYNAMICS CORP COM 369550108 1,752 7,920 SH   SOLE   0 0 7,920
GENERAL MLS INC COM 370334104 4,903 64,988 SH   SOLE   0 0 64,988
GLOBAL PMTS INC COM 37940X102 932 8,424 SH   SOLE   0 0 8,424
GRAN TIERRA ENERGY INC COM 38500T101 22 19,000 SH   SOLE   0 0 19,000
HASBRO INC COM 418056107 1,345 16,422 SH   SOLE   550 0 15,872
HCA HEALTHCARE INC COM 40412C101 8,918 53,065 SH   SOLE   0 0 53,065
HERSHEY CO COM 427866108 1,281 5,953 SH   SOLE   0 0 5,953
HOME DEPOT INC COM 437076102 1,692 6,168 SH   SOLE   0 0 6,168
HONEYWELL INTL INC COM 438516106 951 5,470 SH   SOLE   0 0 5,470
ILLINOIS TOOL WKS INC COM 452308109 456 2,504 SH   SOLE   0 0 2,504
INTEL CORP COM 458140100 2,358 63,023 SH   SOLE   6,300 0 56,723
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,156 34,769 SH   SOLE   447 0 34,322
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 355 8,919 SH   SOLE   0 0 8,919
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 249 12,839 SH   SOLE   0 0 12,839
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 357 18,539 SH   SOLE   0 0 18,539
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 583 28,526 SH   SOLE   0 0 28,526
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,665 128,503 SH   SOLE   0 0 128,503
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,877 89,576 SH   SOLE   0 0 89,576
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,072 50,575 SH   SOLE   0 0 50,575
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 233 1,739 SH   SOLE   0 0 1,739
INVESCO QQQ TR UNIT SER 1 46090E103 2,482 8,855 SH   SOLE   850 0 8,005
ISHARES GOLD TR ISHARES NEW 464285204 224 6,519 SH   SOLE   0 0 6,519
ISHARES INC MSCI EMERG MRKT 464286533 587 10,584 SH   SOLE   900 0 9,684
ISHARES INC CORE MSCI EMKT 46434G103 7,953 162,098 SH   SOLE   6,803 0 155,295
ISHARES TR SELECT DIVID ETF 464287168 346 2,941 SH   SOLE   0 0 2,941
ISHARES TR TIPS BD ETF 464287176 5,177 45,444 SH   SOLE   2,340 0 43,104
ISHARES TR CORE S&P500 ETF 464287200 571 1,507 SH   SOLE   0 0 1,507
ISHARES TR S&P 500 GRWT ETF 464287309 271 4,493 SH   SOLE   0 0 4,493
ISHARES TR S&P 500 VAL ETF 464287408 206 1,501 SH   SOLE   0 0 1,501
ISHARES TR 1 3 YR TREAS BD 464287457 1,266 15,290 SH   SOLE   0 0 15,290
ISHARES TR MSCI EAFE ETF 464287465 834 13,353 SH   SOLE   0 0 13,353
ISHARES TR RUS 1000 VAL ETF 464287598 551 3,801 SH   SOLE   0 0 3,801
ISHARES TR RUS 1000 GRW ETF 464287614 750 3,429 SH   SOLE   0 0 3,429
ISHARES TR RUSSELL 2000 ETF 464287655 592 3,493 SH   SOLE   0 0 3,493
ISHARES TR CORE S&P SCP ETF 464287804 462 4,995 SH   SOLE   0 0 4,995
ISHARES TR MSCI ACWI EX US 464288240 320 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646 6,694 132,427 SH   SOLE   1,804 0 130,623
ISHARES TR SHORT TREAS BD 464288679 677 6,148 SH   SOLE   0 0 6,148
ISHARES TR PFD AND INCM SEC 464288687 219 6,669 SH   SOLE   0 0 6,669
ISHARES TR US REGNL BKS ETF 464288778 227 4,600 SH   SOLE   1,400 0 3,200
ISHARES TR FLTG RATE NT ETF 46429B655 3,472 69,546 SH   SOLE   1,000 0 68,546
ISHARES TR MSCI EAFE MIN VL 46429B689 6,781 107,100 SH   SOLE   1,678 0 105,422
ISHARES TR 0-5 YR TIPS ETF 46429B747 313 3,088 SH   SOLE   0 0 3,088
ISHARES TR MSCI USA QLT FCT 46432F339 4,723 42,272 SH   SOLE   230 0 42,042
ISHARES TR MSCI INTL QUALTY 46434V456 2,282 73,771 SH   SOLE   2,500 0 71,271
ISHARES TR CORE TOTAL USD 46434V613 307 6,550 SH   SOLE   131 0 6,419
ISHARES TR TRS FLT RT BD 46434V860 736 14,603 SH   SOLE   150 0 14,453
ISHARES TR IBONDS DEC25 ETF 46434VBD1 7,538 305,184 SH   SOLE   2,600 0 302,584
ISHARES TR IBONDS DEC24 ETF 46434VBG4 9,231 372,987 SH   SOLE   3,600 0 369,387
ISHARES TR IBONDS DEC2023 46435G318 255 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2026 46435GAA0 5,888 247,481 SH   SOLE   2,600 0 244,881
ISHARES TR IBONDS DEC 26 46435U259 1,014 40,000 SH   SOLE   0 0 40,000
ISHARES TR IBONDS DEC 27 46435U283 982 39,000 SH   SOLE   0 0 39,000
ISHARES TR IBONDS DEC 25 46435U432 2,523 94,750 SH   SOLE   0 0 94,750
ISHARES TR IBDS DEC28 ETF 46435U515 499 20,000 SH   SOLE   0 0 20,000
ISHARES TR IBONDS DEC 46435U697 3,432 132,000 SH   SOLE   0 0 132,000
ISHARES TR IBONDS 27 ETF 46435UAA9 5,826 244,083 SH   SOLE   2,600 0 241,483
ISHARES TR 0-3 MNTH TREASRY 46436E718 7,251 72,427 SH   SOLE   3,098 0 69,329
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,258 44,585 SH   SOLE   0 0 44,585
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 22,342 446,037 SH   SOLE   14,343 0 431,694
JOHNSON & JOHNSON COM 478160104 12,838 72,320 SH   SOLE   2,490 0 69,830
JPMORGAN CHASE & CO COM 46625H100 7,892 70,084 SH   SOLE   3,661 0 66,423
KELLOGG CO COM 487836108 222 3,115 SH   SOLE   0 0 3,115
KIMBERLY-CLARK CORP COM 494368103 2,751 20,355 SH   SOLE   800 0 19,555
KOSMOS ENERGY LTD COM 500688106 1,478 238,715 SH   SOLE   0 0 238,715
L3HARRIS TECHNOLOGIES INC COM 502431109 388 1,605 SH   SOLE   0 0 1,605
LILLY ELI & CO COM 532457108 1,547 4,771 SH   SOLE   112 0 4,659
LOCKHEED MARTIN CORP COM 539830109 7,180 16,699 SH   SOLE   440 0 16,259
LOWES COS INC COM 548661107 466 2,666 SH   SOLE   550 0 2,116
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,357 38,381 SH   SOLE   725 0 37,656
M & T BK CORP COM 55261F104 570 3,573 SH   SOLE   0 0 3,573
MAGNITE INC COM 55955D100 1,448 163,019 SH   SOLE   0 0 163,019
MASTERCARD INCORPORATED CL A 57636Q104 1,391 4,410 SH   SOLE   0 0 4,410
MCDONALDS CORP COM 580135101 4,873 19,739 SH   SOLE   1,505 0 18,234
MEDICAL PPTYS TRUST INC COM 58463J304 594 38,905 SH   SOLE   0 0 38,905
MERCK & CO INC COM 58933Y105 14,520 159,258 SH   SOLE   5,175 0 154,083
META PLATFORMS INC CL A 30303M102 492 3,052 SH   SOLE   0 0 3,052
METLIFE INC COM 59156R108 621 9,888 SH   SOLE   0 0 9,888
MFS INTER INCOME TR SH BEN INT 55273C107 30 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104 590 10,165 SH   SOLE   400 0 9,765
MICROSOFT CORP COM 594918104 19,257 74,978 SH   SOLE   3,930 0 71,048
MODERNA INC COM 60770K107 1,267 8,872 SH   SOLE   0 0 8,872
MONDELEZ INTL INC CL A 609207105 872 14,041 SH   SOLE   2,637 0 11,404
MOODYS CORP COM 615369105 218 800 SH   SOLE   0 0 800
NEXTERA ENERGY INC COM 65339F101 1,009 13,031 SH   SOLE   0 0 13,031
NIKE INC CL B 654106103 3,776 36,943 SH   SOLE   2,025 0 34,918
NORTHROP GRUMMAN CORP COM 666807102 307 641 SH   SOLE   0 0 641
NOVARTIS AG SPONSORED ADR 66987V109 3,886 45,975 SH   SOLE   2,400 0 43,575
NOVO-NORDISK A S ADR 670100205 1,491 13,383 SH   SOLE   0 0 13,383
NUCOR CORP COM 670346105 1,955 18,728 SH   SOLE   200 0 18,528
OLD REP INTL CORP COM 680223104 2,641 118,103 SH   SOLE   0 0 118,103
ORACLE CORP COM 68389X105 879 12,586 SH   SOLE   1,100 0 11,486
ORGANON & CO COMMON STOCK 68622V106 2,639 78,189 SH   SOLE   142 0 78,047
PAYCHEX INC COM 704326107 6,039 53,038 SH   SOLE   3,415 0 49,623
PEPSICO INC COM 713448108 7,860 47,163 SH   SOLE   3,167 0 43,996
PFIZER INC COM 717081103 6,587 125,631 SH   SOLE   1,475 0 124,156
PHILIP MORRIS INTL INC COM 718172109 971 9,837 SH   SOLE   0 0 9,837
PHILLIPS 66 COM 718546104 362 4,412 SH   SOLE   0 0 4,412
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 452 4,556 SH   SOLE   0 0 4,556
PINNACLE FINL PARTNERS INC COM 72346Q104 2,090 28,901 SH   SOLE   0 0 28,901
POTLATCHDELTIC CORPORATION COM 737630103 225 5,100 SH   SOLE   2,300 0 2,800
PRICE T ROWE GROUP INC COM 74144T108 323 2,840 SH   SOLE   0 0 2,840
PROCTER AND GAMBLE CO COM 742718109 11,822 82,217 SH   SOLE   5,120 0 77,097
PROGRESSIVE CORP COM 743315103 366 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 838 13,244 SH   SOLE   800 0 12,444
QUALCOMM INC COM 747525103 1,390 10,885 SH   SOLE   100 0 10,785
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,357 14,122 SH   SOLE   1,275 0 12,847
REALTY INCOME CORP COM 756109104 237 3,475 SH   SOLE   0 0 3,475
RENASANT CORP COM 75970E107 262 9,094 SH   SOLE   0 0 9,094
RIMINI STR INC DEL COM 76674Q107 114 19,000 SH   SOLE   0 0 19,000
SALESFORCE INC COM 79466L302 1,009 6,116 SH   SOLE   0 0 6,116
SCHWAB CHARLES CORP COM 808513105 656 10,390 SH   SOLE   0 0 10,390
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,702 38,504 SH   SOLE   0 0 38,504
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,221 35,583 SH   SOLE   0 0 35,583
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 846 21,695 SH   SOLE   0 0 21,695
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,575 113,668 SH   SOLE   3,900 0 109,768
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,338 26,033 SH   SOLE   750 0 25,283
SELECT SECTOR SPDR TR ENERGY 81369Y506 583 8,151 SH   SOLE   3,200 0 4,951
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,414 76,751 SH   SOLE   1,975 0 74,776
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,632 113,375 SH   SOLE   3,599 0 109,776
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 7,107 101,338 SH   SOLE   3,225 0 98,113
SHELL PLC SPON ADS 780259305 618 11,825 SH   SOLE   0 0 11,825
SIGNATURE BK NEW YORK N Y COM 82669G104 1,141 6,368 SH   SOLE   50 0 6,318
SILVERGATE CAP CORP CL A 82837P408 1,903 35,541 SH   SOLE   300 0 35,241
SOFI TECHNOLOGIES INC COM 83406F102 196 37,122 SH   SOLE   0 0 37,122
SOUTHERN CO COM 842587107 2,935 41,153 SH   SOLE   1,375 0 39,778
SOUTHWEST AIRLS CO COM 844741108 2,369 65,589 SH   SOLE   0 0 65,589
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,249 3,311 SH   SOLE   0 0 3,311
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 201 485 SH   SOLE   0 0 485
SPDR SER TR BLOOMBERG INVT 78468R200 5,486 182,205 SH   SOLE   0 0 182,205
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 468 11,241 SH   SOLE   0 0 11,241
STARBUCKS CORP COM 855244109 249 3,259 SH   SOLE   0 0 3,259
STONEX GROUP INC COM 861896108 6,428 82,340 SH   SOLE   0 0 82,340
STRYKER CORPORATION COM 863667101 702 3,530 SH   SOLE   150 0 3,380
SYNOVUS FINL CORP COM NEW 87161C501 270 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107 590 6,963 SH   SOLE   0 0 6,963
TARGET CORP COM 87612E106 237 1,678 SH   SOLE   200 0 1,478
TJX COS INC NEW COM 872540109 796 14,250 SH   SOLE   0 0 14,250
TRUIST FINL CORP COM 89832Q109 973 20,506 SH   SOLE   1,550 0 18,956
UNILEVER PLC SPON ADR NEW 904767704 935 20,405 SH   SOLE   0 0 20,405
UNION PAC CORP COM 907818108 295 1,382 SH   SOLE   0 0 1,382
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 921 30,492 SH   SOLE   0 0 30,492
UNITED PARCEL SERVICE INC CL B 911312106 10,680 58,506 SH   SOLE   1,375 0 57,131
UNITEDHEALTH GROUP INC COM 91324P102 8,076 15,724 SH   SOLE   850 0 14,874
US BANCORP DEL COM NEW 902973304 5,980 129,952 SH   SOLE   3,625 0 126,327
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 489 2,400 SH   SOLE   0 0 2,400
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 765 9,964 SH   SOLE   0 0 9,964
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,013 13,456 SH   SOLE   350 0 13,106
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,229 3,543 SH   SOLE   0 0 3,543
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 211 1,630 SH   SOLE   0 0 1,630
VANGUARD INDEX FDS SM CP VAL ETF 922908611 767 5,119 SH   SOLE   195 0 4,924
VANGUARD INDEX FDS MID CAP ETF 922908629 17,528 88,988 SH   SOLE   1,410 0 87,578
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 815 6,215 SH   SOLE   1,550 0 4,665
VANGUARD INDEX FDS GROWTH ETF 922908736 56,317 252,666 SH   SOLE   4,401 0 248,265
VANGUARD INDEX FDS VALUE ETF 922908744 60,574 459,308 SH   SOLE   8,913 0 450,395
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,434 53,571 SH   SOLE   803 0 52,768
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,112 58,912 SH   SOLE   0 0 58,912
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,915 218,473 SH   SOLE   11,175 0 207,298
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,705 184,986 SH   SOLE   4,286 0 180,700
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 230 4,349 SH   SOLE   0 0 4,349
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 11,160 189,607 SH   SOLE   4,689 0 184,918
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,002 26,253 SH   SOLE   125 0 26,128
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,401 51,583 SH   SOLE   625 0 50,958
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 26,918 659,765 SH   SOLE   13,550 0 646,215
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,211 90,572 SH   SOLE   3,175 0 87,397
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 528 2,847 SH   SOLE   0 0 2,847
VERIZON COMMUNICATIONS INC COM 92343V104 13,549 266,970 SH   SOLE   6,218 0 260,752
VISA INC COM CL A 92826C839 960 4,876 SH   SOLE   0 0 4,876
WALGREENS BOOTS ALLIANCE INC COM 931427108 228 6,025 SH   SOLE   350 0 5,675
WALMART INC COM 931142103 2,955 24,307 SH   SOLE   1,930 0 22,377
WASTE MGMT INC DEL COM 94106L109 2,836 18,538 SH   SOLE   1,535 0 17,003
WELLS FARGO CO NEW COM 949746101 536 13,677 SH   SOLE   1,211 0 12,466
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 76 74,931 SH   SOLE   0 0 74,931
WEX INC COM 96208T104 299 1,925 SH   SOLE   0 0 1,925
WEYERHAEUSER CO MTN BE COM NEW 962166104 4,725 142,676 SH   SOLE   4,095 0 138,581
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,281 79,525 SH   SOLE   0 0 79,525
XCEL ENERGY INC COM 98389B100 274 3,875 SH   SOLE   0 0 3,875
YUM BRANDS INC COM 988498101 487 4,288 SH   SOLE   364 0 3,924