The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,803,465 15,944 SH   SOLE   0 0 15,944
ABBVIE INC COM 00287Y109   5,003,212 28,155 SH   SOLE   0 0 28,155
AFLAC INC COM 001055102   784,451 7,584 SH   SOLE   0 0 7,584
ALPHABET INC CAP STK CL C 02079K107   1,774,904 9,320 SH   SOLE   0 0 9,320
ALPHABET INC CAP STK CL A 02079K305   6,083,158 32,135 SH   SOLE   0 0 32,135
AMAZON COM INC COM 023135106   9,039,087 41,201 SH   SOLE   0 0 41,201
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   5,516,245 82,616 SH   SOLE   0 0 82,616
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   11,913,626 202,647 SH   SOLE   0 0 202,647
AMGEN INC COM 031162100   2,146,675 8,236 SH   SOLE   0 0 8,236
APPLE INC COM 037833100   17,159,487 68,523 SH   SOLE   0 0 68,523
APPLIED MATLS INC COM 038222105   1,963,300 12,072 SH   SOLE   0 0 12,072
ASML HOLDING N V N Y REGISTRY SHS N07059210   241,885 349 SH   SOLE   0 0 349
AUTOMATIC DATA PROCESSING IN COM 053015103   2,452,759 8,379 SH   SOLE   0 0 8,379
BANK AMERICA CORP COM 060505104   761,474 17,326 SH   SOLE   0 0 17,326
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,364,180 9,628 SH   SOLE   0 0 9,628
BLACKROCK INC COM 09247X101   561,020 547 SH   SOLE   0 0 547
BRISTOL-MYERS SQUIBB CO COM 110122108   822,213 14,537 SH   SOLE   0 0 14,537
BROADCOM INC COM 11135F101   9,868,642 42,567 SH   SOLE   0 0 42,567
CADENCE DESIGN SYSTEM INC COM 127387108   1,395,036 4,643 SH   SOLE   0 0 4,643
CATERPILLAR INC COM 149123101   2,208,865 6,089 SH   SOLE   0 0 6,089
CHEVRON CORP NEW COM 166764100   923,452 6,376 SH   SOLE   0 0 6,376
CHUBB LIMITED COM H1467J104   2,460,192 8,904 SH   SOLE   0 0 8,904
CITIGROUP INC COM NEW 172967424   822,569 11,686 SH   SOLE   0 0 11,686
CME GROUP INC COM 12572Q105   730,950 3,148 SH   SOLE   0 0 3,148
COCA COLA CO COM 191216100   4,152,992 66,704 SH   SOLE   0 0 66,704
COLGATE PALMOLIVE CO COM 194162103   1,643,221 18,075 SH   SOLE   0 0 18,075
COMCAST CORP NEW CL A 20030N101   2,238,214 59,638 SH   SOLE   0 0 59,638
CONOCOPHILLIPS COM 20825C104   3,614,803 36,451 SH   SOLE   0 0 36,451
COSTCO WHSL CORP NEW COM 22160K105   3,961,462 4,323 SH   SOLE   0 0 4,323
DEVON ENERGY CORP NEW COM 25179M103   430,146 13,142 SH   SOLE   0 0 13,142
DIAMONDBACK ENERGY INC COM 25278X109   590,741 3,606 SH   SOLE   0 0 3,606
DOMINION ENERGY INC COM 25746U109   349,931 6,497 SH   SOLE   0 0 6,497
DUKE ENERGY CORP NEW COM NEW 26441C204   574,507 5,332 SH   SOLE   0 0 5,332
ELEVANCE HEALTH INC COM 036752103   749,251 2,031 SH   SOLE   0 0 2,031
ELI LILLY & CO COM 532457108   3,795,998 4,917 SH   SOLE   0 0 4,917
EOG RES INC COM 26875P101   350,087 2,856 SH   SOLE   0 0 2,856
EXXON MOBIL CORP COM 30231G102   4,591,425 42,683 SH   SOLE   0 0 42,683
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   327,534 5,834 SH   SOLE   0 0 5,834
GE AEROSPACE COM NEW 369604301   1,557,318 9,337 SH   SOLE   0 0 9,337
GILEAD SCIENCES INC COM 375558103   861,744 9,329 SH   SOLE   0 0 9,329
GOLDMAN SACHS GROUP INC COM 38141G104   2,747,969 4,799 SH   SOLE   0 0 4,799
GRAINGER W W INC COM 384802104   2,512,874 2,384 SH   SOLE   0 0 2,384
HOME DEPOT INC COM 437076102   3,918,485 10,073 SH   SOLE   0 0 10,073
HUMANA INC COM 444859102   266,396 1,050 SH   SOLE   0 0 1,050
ILLINOIS TOOL WKS INC COM 452308109   648,628 2,558 SH   SOLE   0 0 2,558
INTUIT COM 461202103   1,180,971 1,879 SH   SOLE   0 0 1,879
INVESCO EXCH TRADED FD TR II S&P SMLCAP HIG 46138E131   1,095,485 75,291 SH   SOLE   0 0 75,291
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   319,675 15,172 SH   SOLE   0 0 15,172
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,091,278 51,704 SH   SOLE   0 0 51,704
INVESCO QQQ TR UNIT SER 1 46090E103   609,386 1,192 SH   SOLE   0 0 1,192
ISHARES INC ASIA/PAC DIV ETF 464286293   1,203,474 33,611 SH   SOLE   0 0 33,611
ISHARES INC EM MKTS DIV ETF 464286319   1,218,949 47,191 SH   SOLE   0 0 47,191
ISHARES TR MSCI KLD400 SOC 464288570   433,724 3,934 SH   SOLE   0 0 3,934
ISHARES TR SHORT TREAS BD 464288679   26,583,531 241,427 SH   SOLE   0 0 241,427
ISHARES TR MSCI USA MIN VOL 46429B697   227,835 2,566 SH   SOLE   0 0 2,566
ISHARES TR CORE DIV GRWTH 46434V621   12,750,623 207,868 SH   SOLE   0 0 207,868
ISHARES TR INTL DIV GRWTH 46435G524   648,421 9,541 SH   SOLE   0 0 9,541
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   205,612 3,574 SH   SOLE   0 0 3,574
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   9,973,032 174,141 SH   SOLE   0 0 174,141
JOHNSON & JOHNSON COM 478160104   2,995,909 20,716 SH   SOLE   0 0 20,716
JPMORGAN CHASE & CO. COM 46625H100   6,186,549 25,808 SH   SOLE   0 0 25,808
KLA CORP COM NEW 482480100   1,247,022 1,979 SH   SOLE   0 0 1,979
LAM RESEARCH CORP COM 512807108   1,099,571 15,223 SH   SOLE   0 0 15,223
LENNAR CORP CL A 526057104   537,034 3,938 SH   SOLE   0 0 3,938
LINDE PLC SHS G54950103   1,998,538 4,774 SH   SOLE   0 0 4,774
LOCKHEED MARTIN CORP COM 539830109   2,667,106 5,489 SH   SOLE   0 0 5,489
LOWES COS INC COM 548661107   1,014,619 4,111 SH   SOLE   0 0 4,111
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   332,278 4,474 SH   SOLE   0 0 4,474
MARSH & MCLENNAN COS INC COM 571748102   1,284,656 6,048 SH   SOLE   0 0 6,048
MASTERCARD INCORPORATED CL A 57636Q104   2,901,427 5,510 SH   SOLE   0 0 5,510
MCDONALDS CORP COM 580135101   2,283,245 7,876 SH   SOLE   0 0 7,876
MERCK & CO INC COM 58933Y105   2,137,116 21,483 SH   SOLE   0 0 21,483
META PLATFORMS INC CL A 30303M102   7,738,715 13,217 SH   SOLE   0 0 13,217
MICROSOFT CORP COM 594918104   13,598,576 32,262 SH   SOLE   0 0 32,262
MORGAN STANLEY COM NEW 617446448   1,492,610 11,872 SH   SOLE   0 0 11,872
NEWMONT CORP COM 651639106   232,163 6,238 SH   SOLE   0 0 6,238
NEXTERA ENERGY INC COM 65339F101   3,181,710 44,382 SH   SOLE   0 0 44,382
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   346,692 8,806 SH   SOLE   0 0 8,806
NVIDIA CORPORATION COM 67066G104   12,184,958 90,736 SH   SOLE   0 0 90,736
PALO ALTO NETWORKS INC COM 697435105   995,685 5,472 SH   SOLE   0 0 5,472
PEPSICO INC COM 713448108   2,056,530 13,524 SH   SOLE   0 0 13,524
PFIZER INC COM 717081103   350,488 13,211 SH   SOLE   0 0 13,211
PROCTER AND GAMBLE CO COM 742718109   2,824,298 16,846 SH   SOLE   0 0 16,846
PROSHARES TR S&P TECH DIVIDEN 74347G606   1,423,868 18,871 SH   SOLE   0 0 18,871
PROSHARES TR S&P 500 DV ARIST 74348A467   4,611,835 46,327 SH   SOLE   0 0 46,327
PULTE GROUP INC COM 745867101   562,304 5,163 SH   SOLE   0 0 5,163
REGENERON PHARMACEUTICALS COM 75886F107   916,769 1,287 SH   SOLE   0 0 1,287
RTX CORPORATION COM 75513E101   698,370 6,035 SH   SOLE   0 0 6,035
S&P GLOBAL INC COM 78409V104   338,301 679 SH   SOLE   0 0 679
SALESFORCE INC COM 79466L302   2,412,871 7,217 SH   SOLE   0 0 7,217
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,041,315 111,322 SH   SOLE   0 0 111,322
SERVICENOW INC COM 81762P102   1,545,655 1,458 SH   SOLE   0 0 1,458
SOUTHERN CO COM 842587107   3,020,600 36,693 SH   SOLE   0 0 36,693
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   2,895,432 82,821 SH   SOLE   0 0 82,821
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,318,517 97,232 SH   SOLE   0 0 97,232
SPDR S&P 500 ETF TR TR UNIT 78462F103   682,197 1,164 SH   SOLE   0 0 1,164
SPDR SER TR S&P 600 SMCP VAL 78464A300   9,830,199 112,667 SH   SOLE   0 0 112,667
SPDR SER TR PORTFOLIO INTRMD 78464A375   24,068,809 734,701 SH   SOLE   0 0 734,701
SPDR SER TR PRTFLO S&P500 GW 78464A409   10,950,951 124,584 SH   SOLE   0 0 124,584
SPDR SER TR PORTFOLIO SHORT 78464A474   28,073,523 940,172 SH   SOLE   0 0 940,172
SPDR SER TR PORTFOLIO AGRGTE 78464A649   224,785 8,995 SH   SOLE   0 0 8,995
SPDR SER TR PORTFLI INTRMDIT 78464A672   31,803,061 1,140,712 SH   SOLE   0 0 1,140,712
SPDR SER TR PORTFOLIO S&P500 78464A854   1,035,410 15,019 SH   SOLE   0 0 15,019
SPDR SER TR SPDR PORTFOLIO S 78468R465   1,439,448 38,255 SH   SOLE   0 0 38,255
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,022,666 33,060 SH   SOLE   0 0 33,060
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   369,402 8,852 SH   SOLE   0 0 8,852
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   15,180,108 535,170 SH   SOLE   0 0 535,170
SYNOPSYS INC COM 871607107   1,113,901 2,295 SH   SOLE   0 0 2,295
TEXAS INSTRS INC COM 882508104   3,227,969 17,215 SH   SOLE   0 0 17,215
THE CIGNA GROUP COM 125523100   423,665 1,534 SH   SOLE   0 0 1,534
TJX COS INC NEW COM 872540109   1,767,952 14,634 SH   SOLE   0 0 14,634
TRAVELERS COMPANIES INC COM 89417E109   1,670,373 6,934 SH   SOLE   0 0 6,934
TRUIST FINL CORP COM 89832Q109   453,278 10,449 SH   SOLE   0 0 10,449
UNION PAC CORP COM 907818108   3,107,417 13,627 SH   SOLE   0 0 13,627
UNITEDHEALTH GROUP INC COM 91324P102   3,817,690 7,547 SH   SOLE   0 0 7,547
VALERO ENERGY CORP COM 91913Y100   456,163 3,721 SH   SOLE   0 0 3,721
VANECK ETF TRUST IG FLOATING RATE 92189F486   659,906 25,930 SH   SOLE   0 0 25,930
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,137,730 4,698 SH   SOLE   0 0 4,698
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   407,416 3,193 SH   SOLE   0 0 3,193
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   618,184 7,728 SH   SOLE   0 0 7,728
VANGUARD WORLD FD INF TECH ETF 92204A702   342,612 551 SH   SOLE   0 0 551
VERIZON COMMUNICATIONS INC COM 92343V104   816,527 20,418 SH   SOLE   0 0 20,418
VERTEX PHARMACEUTICALS INC COM 92532F100   1,436,834 3,568 SH   SOLE   0 0 3,568
VISA INC COM CL A 92826C839   2,539,752 8,036 SH   SOLE   0 0 8,036
WALMART INC COM 931142103   3,715,185 41,120 SH   SOLE   0 0 41,120
WELLS FARGO CO NEW COM 949746101   472,105 6,721 SH   SOLE   0 0 6,721
WILLIAMS SONOMA INC COM 969904101   4,572,175 24,690 SH   SOLE   0 0 24,690
WISDOMTREE TR US MIDCAP DIVID 97717W505   6,657,851 130,623 SH   SOLE   0 0 130,623
XCEL ENERGY INC COM 98389B100   216,132 3,201 SH   SOLE   0 0 3,201