The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 38,313 181,828 SH   DFND 1 0 181,828 0
3M CO COM 88579Y101 189 899 SH   OTR   0 899 0
ABBVIE INC COM 00287Y109 165 1,740 SH   OTR   0 1,740 0
ADAM NAT RES FD INC COM 00548F105 31 1,578 SH   DFND 1 0 1,578 0
ADOBE INC COM 00724F101 1,518 5,622 SH   DFND 1 0 5,622 0
ADOBE INC COM 00724F101 135 500 SH   OTR   0 500 0
AGILENT TECHNOLOGIES INC COM 00846U101 367 5,200 SH   DFND 1 0 5,200 0
AIR PRODS & CHEMS INC COM 009158106 3,454 20,676 SH   DFND 1 0 20,676 0
ALCOA CORP COM 013872106 22 555 SH   OTR   0 555 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 41,401 251,281 SH   DFND 1 0 251,281 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 377 2,291 SH   OTR   0 2,291 0
ALPHABET INC CAP STK CL A 02079K305 36,678 30,385 SH   DFND 1 0 30,385 0
ALPHABET INC CAP STK CL A 02079K305 3,738 3,118 SH   OTR   0 3,118 0
ALPHABET INC CAP STK CL C 02079K107 124,696 104,477 SH   DFND 1 0 104,477 0
ALPHABET INC CAP STK CL C 02079K107 2,477 2,102 SH   OTR   0 2,102 0
ALTABA INC COM 021346101 701 10,289 SH   DFND 1 0 10,289 0
ALTRIA GROUP INC COM 02209S103 2,935 48,671 SH   DFND 1 0 48,671 0
ALTRIA GROUP INC COM 02209S103 638 10,584 SH   OTR   0 10,584 0
AMAZON COM INC COM 023135106 108,941 54,389 SH   DFND 1 0 54,389 0
AMAZON COM INC COM 023135106 1,392 695 SH   OTR   0 695 0
AMBARELLA INC SHS G037AX101 271 7,000 SH   DFND 1 0 7,000 0
AMERICAN COM 025816109 106 1,000 SH   OTR   0 1,000 0
AMERICAN INTL GROUP INC COM NEW 026874784 266 5,000 SH   OTR   0 5,000 0
AMERIPRISE FINL INC COM 03076C106 1,024 6,937 SH   DFND 1 0 6,937 0
AMGEN INC COM 031162100 477 2,300 SH   DFND 1 0 2,300 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 20 229 SH   DFND 1 0 229 0
ANNALY CAP MGMT INC COM 035710409 51 5,000 SH   OTR   0 5,000 0
ANTHEM INC COM 036752103 775 2,827 SH   DFND 1 0 2,827 0
APERGY CORP COM 03755L104 207 4,755 SH   DFND 1 0 4,755 0
APPLE INC COM 037833100 5,642 24,991 SH   DFND 1 0 24,991 0
APPLE INC COM 037833100 2,830 12,608 SH   OTR   0 12,608 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 103 3,333 SH   OTR   0 3,333 0
ARCONIC INC COM 03965L100 37 1,666 SH   OTR   0 1,666 0
ARK ETF TR INDL INNOVATIN 00214Q203 13 400 SH   OTR   0 400 0
ARK ETF TR INNOVATION ETF 00214Q104 36 750 SH   OTR   0 750 0
ARK ETF TR WEB X.O ETF 00214Q401 35 600 SH   OTR   0 600 0
AT&T INC COM 00206R102 152 4,526 SH   DFND 1 0 4,526 0
AUTOMATIC DATA PROCESSING IN COM 053015103 263 1,747 SH   OTR   0 1,747 0
BAIDU INC SPON 056752108 26,581 116,238 SH   DFND 1 0 116,238 0
BAIDU INC SPON 056752108 160 700 SH   OTR   0 700 0
BANK AMER CORP COM 060505104 907 30,776 SH   DFND 1 0 30,776 0
BANK AMER CORP COM 060505104 221 7,500 SH   OTR   0 7,500 0
BANK N S HALIFAX COM 064149107 357 6,000 SH   OTR   0 6,000 0
BARCLAYS BK PLC IPATH S&P500 VIX 06746L422 27 1,000 SH   OTR   0 1,000 0
BARRICK GOLD CORPORATION COM 067901108 131 11,900 SH   OTR   0 11,900 0
BCE INC COM NEW 05534B760 202 5,000 SH   OTR   0 5,000 0
BECTON DICKINSON & CO COM 075887109 114,645 439,262 SH   DFND 1 0 439,262 0
BECTON DICKINSON & CO COM 075887109 785 3,007 SH   OTR   0 3,007 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,200 10 SH   DFND 1 0 10 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,412 11,266 SH   DFND 1 0 11,266 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 300 1,400 SH   OTR   0 1,400 0
BHP BILLITON LTD SPONSORED ADR 088606108 349 7,000 SH   OTR   0 7,000 0
BOEING CO COM 097023105 469 1,260 SH   DFND 1 0 1,260 0
BOOKING HLDGS INC COM 09857L108 1,196 602 SH   DFND 1 0 602 0
BRIGHTHOUSE FINL INC COM 10922N103 25 570 SH   OTR   0 570 0
BRISTOL MYERS SQUIBB CO COM 110122108 754 12,150 SH   OTR   0 12,150 0
BRISTOL MYERS SQUIBB CO COM 110122108 326 5,250 SH   DFND 1 0 5,250 0
BROADCOM INC COM 11135F101 467 1,892 SH   DFND 1 0 1,892 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 334 7,500 SH   OTR   0 7,500 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 7 150 SH   OTR   0 150 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 215 10,287 SH   OTR   0 10,287 0
CALIFORNIA RES CORP COM NEW 13057Q206 2 35 SH   DFND 1 0 35 0
CAMECO CORP COM 13321L108 57 5,000 SH   OTR   0 5,000 0
CANADIAN NAT RES LTD COM 136385101 118 3,600 SH   DFND 1 0 3,600 0
CANADIAN NATL RY CO COM 136375102 928 10,355 SH   OTR   0 10,355 0
CANADIAN NATL RY CO COM 136375102 540 6,013 SH   DFND 1 0 6,013 0
CARMAX INC COM 143130102 1,375 18,409 SH   DFND 1 0 18,409 0
CARNIVAL CORP COM 143658300 1,964 30,800 SH   DFND 1 0 30,800 0
CATERPILLAR INC DEL COM 149123101 204 1,340 SH   OTR   0 1,340 0
CEMEX SAB DE CV SPON ADR NEW 151290889 820 118,445 SH   OTR   0 118,445 0
CENTURYLINK INC COM 156700106 183 8,640 SH   OTR   0 8,640 0
CHEVRON CORP NEW COM 166764100 1,949 16,103 SH   OTR   0 16,103 0
CHEVRON CORP NEW COM 166764100 11 92 SH   DFND 1 0 92 0
CIMAREX ENERGY CO COM 171798101 310 3,335 SH   DFND 1 0 3,335 0
CINTAS CORP COM 172908105 4,482 22,658 SH   DFND 1 0 22,658 0
CISCO SYS INC COM 17275R102 278 5,710 SH   OTR   0 5,710 0
CISCO SYS INC COM 17275R102 230 4,730 SH   DFND 1 0 4,730 0
CITIGROUP INC COM NEW 172967424 963 13,430 SH   OTR   0 13,430 0
CITIGROUP INC COM NEW 172967424 233 3,250 SH   DFND 1 0 3,250 0
CLOROX CO DEL COM 189054109 1,445 9,610 SH   DFND 1 0 9,610 0
COLGATE PALMOLIVE CO COM 194162103 27,569 411,784 SH   DFND 1 0 411,784 0
COLGATE PALMOLIVE CO COM 194162103 289 4,312 SH   OTR   0 4,312 0
COMCAST CL A 20030N101 299 8,450 SH   DFND 1 0 8,450 0
COMCAST CL A 20030N101 106 3,000 SH   OTR   0 3,000 0
COMPANHIA ENERGETICA DE MINA SP ADR N-V PFD 204409601 25 14,756 SH   OTR   0 14,756 0
CONAGRA BRANDS INC COM 205887102 597 17,588 SH   DFND 1 0 17,588 0
CONOCOPHILLIPS COM 20825C104 410 5,300 SH   OTR   0 5,300 0
COSTCO WHSL CORP NEW COM 22160K105 2,349 10,000 SH   DFND 1 0 10,000 0
COSTCO WHSL CORP NEW COM 22160K105 261 1,110 SH   OTR   0 1,110 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 77 5,121 SH   OTR   0 5,121 0
CROWN CASTLE COM 22822V101 451 4,055 SH   DFND 1 0 4,055 0
CSX CORP COM 126408103 1,185 16,000 SH   OTR   0 16,000 0
DANAHER CORP DEL COM 235851102 652 6,000 SH   DFND 1 0 6,000 0
DELTA AIR LINES INC DEL COM NEW 247361702 556 9,621 SH   DFND 1 0 9,621 0
DIAGEO P L C SPON ADR NEW 25243Q205 50 355 SH   DFND 1 0 355 0
DISCOVER FINL SVCS COM 254709108 451 5,900 SH   DFND 1 0 5,900 0
DISNEY WALT CO COM DISNEY 254687106 71,764 613,686 SH   DFND 1 0 613,686 0
DISNEY WALT CO COM DISNEY 254687106 648 5,542 SH   OTR   0 5,542 0
DOVER CORP COM 260003108 842 9,510 SH   DFND 1 0 9,510 0
DOWDUPONT INC COM 26078J100 994 15,450 SH   OTR   0 15,450 0
DOWDUPONT INC COM 26078J100 349 5,420 SH   DFND 1 0 5,420 0
EBAY INC COM 278642103 249 7,545 SH   DFND 1 0 7,545 0
FACEBOOK INC CL A 30303M102 46,078 280,176 SH   DFND 1 0 280,176 0
FACEBOOK INC CL A 30303M102 1,016 6,179 SH   OTR   0 6,179 0
FEDEX CORP COM 31428X106 433 1,800 SH   DFND 1 0 1,800 0
FEDEX CORP COM 31428X106 72 300 SH   OTR   0 300 0
FIRST TR SHS 337345102 13 160 SH   OTR   0 160 0
FORTUNE BRANDS HOME & SEC COM 34964C106 403 7,700 SH   DFND 1 0 7,700 0
FREEPORT-MCMORAN INC CL B 35671D857 139 10,000 SH   OTR   0 10,000 0
GABELLI DIVD & INCOME TR COM 36242H104 119 5,000 SH   OTR   0 5,000 0
GAIN CAP HLDGS INC COM 36268W100 14 2,208 SH   DFND 1 0 2,208 0
GENERAL DYNAMICS CORP COM 369550108 515 2,516 SH   DFND 1 0 2,516 0
GENERAL ELECTRIC CO COM 369604103 259 22,900 SH   OTR   0 22,900 0
GENERAL MTRS CO *W EXP 07/10/201 37045V126 1 87 SH   DFND 1 0 87 0
GILEAD SCIENCES INC COM 375558103 1,910 24,980 SH   OTR   0 24,980 0
GILEAD SCIENCES INC COM 375558103 382 4,950 SH   DFND 1 0 4,950 0
GOLDCORP INC NEW COM 380956409 667 63,305 SH   OTR   0 63,305 0
GOLDCORP INC NEW COM 380956409 168 16,500 SH   DFND 1 0 16,500 0
HARRIS CORP DEL COM 413875105 364 2,150 SH   DFND 1 0 2,150 0
HCA HEALTHCARE INC COM 40412C101 612 4,400 SH   DFND 1 0 4,400 0
HOME DEPOT INC COM 437076102 83 400 SH   OTR   0 400 0
HONEYWELL INTL INC COM 438516106 356 2,150 SH   DFND 1 0 2,150 0
INTEL CORP COM 458140100 336 7,100 SH   OTR   0 7,100 0
INTERNATIONAL BUSINESS MACHS COM 459200101 109 720 SH   OTR   0 720 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 19,642 141,189 SH   DFND 1 0 141,189 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 207 1,487 SH   OTR   0 1,487 0
INTERPUBLIC GROUP COS INC COM 460690100 236 10,320 SH   OTR   0 10,320 0
INVESCO QQQ TR UNIT SER 1 46090E103 578 3,110 SH   OTR   0 3,110 0
IPG PHOTONICS CORP COM 44980X109 1,380 8,945 SH   OTR   0 8,945 0
ISHARES GOLD TRUST ISHARES 464285105 132 11,570 SH   OTR   0 11,570 0
ISHARES INC MSCI WORLD ETF 464286392 35 380 SH   OTR   0 380 0
ISHARES SILVER TRUST ISHARES 46428Q109 104 7,050 SH   OTR   0 7,050 0
ISHARES TR 0-5YR HI YL CP 46434V407 737 15,644 SH   OTR   0 15,644 0
ISHARES TR 0-5YR INVT GR CP 46434V100 632 12,745 SH   OTR   0 12,745 0
ISHARES TR CORE S&P500 ETF 464287200 144 491 SH   OTR   0 491 0
ISHARES TR EDGE MSCI USA VL 46432F388 1,115 12,692 SH   OTR   0 12,692 0
ISHARES TR GLOBAL ENERG ETF 464287341 145 3,835 SH   OTR   0 3,835 0
ISHARES TR GLOBAL FINLS ETF 464287333 560 8,500 SH   OTR   0 8,500 0
ISHARES TR IBOXX INV CP ETF 464287242 1,868 16,255 SH   DFND 1 0 16,255 0
ISHARES TR IBOXX INV CP ETF 464287242 651 5,660 SH   OTR   0 5,660 0
ISHARES TR MSCI ACWI ETF 464288257 1,501 20,217 SH   OTR   0 20,217 0
ISHARES TR MSCI EAFE ETF 464287465 1,152 16,907 SH   OTR   0 16,907 0
ISHARES TR RUS 2000 VAL ETF 464287630 682 5,129 SH   OTR   0 5,129 0
ISHARES TR SH TR CRPORT ETF 464288646 1,645 31,734 SH   OTR   0 31,734 0
ISHARES TR TIPS BD ETF 464287176 1,166 10,539 SH   OTR   0 10,539 0
ISHARES TR U.S. REAL ES ETF 464287739 538 6,724 SH   OTR   0 6,724 0
JD COM INC SPON ADR CL A 47215P106 14,452 553,920 SH   DFND 1 0 553,920 0
JD COM INC SPON ADR CL A 47215P106 26 1,000 SH   OTR   0 1,000 0
JOHNSON & JOHNSON COM 478160104 4,684 33,900 SH   DFND 1 0 33,900 0
JOHNSON & JOHNSON COM 478160104 808 5,924 SH   OTR   0 5,924 0
JPMORGAN CHASE & CO COM 46625H100 1,790 15,864 SH   DFND 1 0 15,864 0
JPMORGAN CHASE & CO COM 46625H100 1,293 11,460 SH   OTR   0 11,460 0
KBR INC COM 48242W106 306 14,500 SH   DFND 1 0 14,500 0
KELLOGG CO COM 487836108 116 1,650 SH   OTR   0 1,650 0
KINDER MORGAN INC DEL COM 49456B101 789 44,477 SH   DFND 1 0 44,477 0
KINDER MORGAN INC DEL COM 49456B101 177 10,000 SH   OTR   0 10,000 0
KKR & CO INC CL A 48251W104 438 16,071 SH   DFND 1 0 16,071 0
KNOWLES CORP COM 49926D109 82 4,950 SH   DFND 1 0 4,950 0
KRAFT HEINZ CO COM 500754106 4,792 86,951 SH   DFND 1 0 86,951 0
L3 TECHNOLOGIES INC COM 502413107 532 2,500 SH   DFND 1 0 2,500 0
LAUDER ESTEE COS INC CL A 518439104 100,914 694,423 SH   DFND 1 0 694,423 0
LAUDER ESTEE COS INC CL A 518439104 1,884 12,963 SH   OTR   0 12,963 0
LITTELFUSE INC COM 537008104 214 1,100 SH   OTR   0 1,100 0
LOCKHEED MARTIN CORP COM 539830109 2,054 6,000 SH   OTR   0 6,000 0
LOWES COS INC COM 548661107 1,469 12,790 SH   DFND 1 0 12,790 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 8 180 SH   OTR   0 180 0
MACYS INC COM 55616P104 174 5,000 SH   OTR   0 5,000 0
MAGNA INTL INC COM 559222401 525 10,000 SH   OTR   0 10,000 0
MAIDEN HOLDINGS LTD SHS G5753U112 57 20,000 SH   OTR   0 20,000 0
MANULIFE FINL CORP COM 56501R106 89 5,000 SH   OTR   0 5,000 0
MASTERCARD INC CL A 57636Q104 3,078 13,830 SH   DFND 1 0 13,830 0
MASTERCARD INC CL A 57636Q104 534 2,400 SH   OTR   0 2,400 0
MCCORMICK & CO INC COM NON VTG 579780206 6,755 51,273 SH   DFND 1 0 51,273 0
MCCORMICK & CO INC COM NON VTG 579780206 14 106 SH   OTR   0 106 0
MCDONALDS CORP COM 580135101 84,080 502,603 SH   DFND 1 0 502,603 0
MCDONALDS CORP COM 580135101 1,819 10,924 SH   OTR   0 10,924 0
MERCK & CO INC COM 58933Y105 343 4,838 SH   DFND 1 0 4,838 0
MERCK & CO INC COM 58933Y105 213 3,000 SH   OTR   0 3,000 0
METLIFE INC COM 59156R108 689 14,750 SH   OTR   0 14,750 0
METTLER TOLEDO INTERNATIONAL COM 592688105 304 500 SH   OTR   0 500 0
MICROSOFT CORP COM 594918104 101,880 890,748 SH   DFND 1 0 890,748 0
MICROSOFT CORP COM 594918104 2,998 26,457 SH   OTR   0 26,457 0
MONDELEZ INTL INC CL A 609207105 3,205 74,593 SH   DFND 1 0 74,593 0
NET 1 UEPS TECHNOLOGIES INC COM NEW 64107N206 512 64,000 SH   DFND 1 0 64,000 0
NETFLIX INC COM 64110L106 1,963 5,288 SH   OTR   0 5,288 0
NEWMONT GOLDCORP CORPORATION COM 651639106 27 900 SH   OTR   0 900 0
NIKE INC CL B 654106103 98,059 1,157,447 SH   DFND 1 0 1,157,447 0
NIKE INC CL B 654106103 953 11,244 SH   OTR   0 11,244 0
NOMAD FOODS LTD USD ORD SHS G6564A105 699 34,483 SH   DFND 1 0 34,483 0
NUTRIEN LTD COM 67077M108 1,197 20,750 SH   OTR   0 20,750 0
NVIDIA CORP COM 67066G104 48 170 SH   OTR   0 170 0
OCCIDENTAL PETE CORP COM 674599105 960 11,680 SH   OTR   0 11,680 0
ORACLE CORP COM 68389X105 464 9,000 SH   DFND 1 0 9,000 0
PAN AMERICAN SILVER CORP COM 697900108 76 4,000 SH   OTR   0 4,000 0
PAYCHEX INC COM 704326107 246 3,400 SH   OTR   0 3,400 0
PAYPAL HLDGS INC COM 70450Y103 96,183 1,094,975 SH   DFND 1 0 1,094,975 0
PAYPAL HLDGS INC COM 70450Y103 2,105 23,969 SH   OTR   0 23,969 0
PEMBINA PIPELINE CORP COM 706327103 102 3,000 SH   OTR   0 3,000 0
PEPSICO INC COM 713448108 50,959 455,807 SH   DFND 1 0 455,807 0
PEPSICO INC COM 713448108 618 5,525 SH   OTR   0 5,525 0
PETROLEO BRASILEIRO SA PETRO F SPONSORED ADR 71654V408 60 5,000 SH   OTR   0 5,000 0
PFIZER INC COM 717081103 362 8,220 SH   OTR   0 8,220 0
PHILIP MORRIS INTL INC COM 718172109 18,147 222,554 SH   DFND 1 0 222,554 0
PHILIP MORRIS INTL INC COM 718172109 1,142 14,004 SH   OTR   0 14,004 0
PHILLIPS 66 COM 718546104 189 1,675 SH   OTR   0 1,675 0
PHILLIPS 66 COM 718546104 116 1,025 SH   DFND 1 0 1,025 0
PRICE T ROWE GROUP INC COM 74144T108 330 3,021 SH   DFND 1 0 3,021 0
PROCTER AND GAMBLE CO COM 742718109 228 2,750 SH   OTR   0 2,750 0
PROCTER AND GAMBLE CO COM 742718109 50 599 SH   DFND 1 0 599 0
PROSHARES TR PSHS ULTSH 20YRS 74347B201 9 250 SH   OTR   0 250 0
PRUDENTIAL FINL INC COM 744320102 304 3,000 SH   OTR   0 3,000 0
PVH CORP COM 693656100 1,328 9,200 SH   DFND 1 0 9,200 0
QUALCOMM INC COM 747525103 910 12,640 SH   OTR   0 12,640 0
RANDGOLD RES LTD ADR 752344309 35 500 SH   OTR   0 500 0
RAYTHEON COM NEW 755111507 1,979 9,575 SH   OTR   0 9,575 0
RAYTHEON COM NEW 755111507 942 4,560 SH   DFND 1 0 4,560 0
REGIONS FINL CORP NEW COM 7591EP100 928 50,573 SH   DFND 1 0 50,573 0
RESTAURANT BRANDS INTL INC COM 76131D103 253 4,280 SH   OTR   0 4,280 0
ROGERS COMMUNICATIONS INC CL B 775109200 257 5,000 SH   OTR   0 5,000 0
ROYAL BK CDA MONTREAL QUE COM 780087102 666 8,350 SH   OTR   0 8,350 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 603 8,500 SH   OTR   0 8,500 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 354 5,200 SH   DFND 1 0 5,200 0
S&P GLOBAL INC COM 78409V104 5,676 29,049 SH   DFND 1 0 29,049 0
SAP SE SPON ADR 803054204 529 4,300 SH   DFND 1 0 4,300 0
SBA COMMUNICATIONS CORP CL A 78410G104 485 3,016 SH   DFND 1 0 3,016 0
SERVICE CORP INTL COM 817565104 513 11,600 SH   DFND 1 0 11,600 0
SERVICEMASTER GLOBAL HLDGS I COM 81761R109 658 10,600 SH   DFND 1 0 10,600 0
SNAP INC CL A 83304A106 42 5,000 SH   OTR   0 5,000 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,281 11,355 SH   OTR   0 11,355 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 245 6,400 SH   OTR   0 6,400 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,840 6,331 SH   OTR   0 6,331 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 1,284 23,585 SH   DFND 1 0 23,585 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 43 1,205 SH   OTR   0 1,205 0
STARBUCKS CORP COM 855244109 433 7,616 SH   OTR   0 7,616 0
STRYKER CORP COM 863667101 18,048 101,576 SH   DFND 1 0 101,576 0
STRYKER CORP COM 863667101 136 767 SH   OTR   0 767 0
SUNCOR ENERGY COM 867224107 981 25,336 SH   OTR   0 25,336 0
SUNCOR ENERGY COM 867224107 1,019 26,326 SH   DFND 1 0 26,326 0
SUNTRUST BKS INC COM 867914103 303 4,540 SH   DFND 1 0 4,540 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 167 3,784 SH   DFND 1 0 3,784 0
TECK RESOURCES LTD CL B 878742204 241 10,000 SH   OTR   0 10,000 0
TERADYNE INC COM 880770102 518 14,000 SH   DFND 1 0 14,000 0
TESLA INC COM 88160R101 56 211 SH   OTR   0 211 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 188 8,725 SH   OTR   0 8,725 0
THE CHARLES SCHWAB CORPORATI COM 808513105 1,247 25,376 SH   DFND 1 0 25,376 0
THE CHARLES SCHWAB CORPORATI COM 808513105 98 2,000 SH   OTR   0 2,000 0
THERMO FISHER SCIENTIFIC INC COM 883556102 24 100 SH   OTR   0 100 0
TILE SHOP HLDGS INC COM 88677Q109 151 21,170 SH   DFND 1 0 21,170 0
TJX COS INC NEW COM 872540109 3,216 28,714 SH   DFND 1 0 28,714 0
TORONTO DOMINION BK ONT COM NEW 891160509 607 10,000 SH   OTR   0 10,000 0
TRANSCANADA CORP COM 89353D107 202 5,000 SH   OTR   0 5,000 0
TWITTER INC COM 90184L102 85 3,000 SH   OTR   0 3,000 0
UNION PAC CORP COM 907818108 1,303 8,000 SH   OTR   0 8,000 0
UNITED RENTALS INC COM 911363109 926 5,662 SH   DFND 1 0 5,662 0
UNITED RENTALS INC COM 911363109 556 3,400 SH   OTR   0 3,400 0
UNITED TECHNOLOGIES CORP COM 913017109 1,080 7,723 SH   DFND 1 0 7,723 0
UNITEDHEALTH GROUP INC COM 91324P102 1,909 7,178 SH   DFND 1 0 7,178 0
UNITEDHEALTH GROUP INC COM 91324P102 1,230 4,625 SH   OTR   0 4,625 0
VALE S A ADR 91912E105 485 32,850 SH   OTR   0 32,850 0
VANGUARD ALLWRLD EX US 922042775 674 12,957 SH   DFND 1 0 12,957 0
VANGUARD FTSE 922042858 4,950 120,742 SH   DFND 1 0 120,742 0
VANGUARD INF TECH ETF 92204A702 324 1,600 SH   DFND 1 0 1,600 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 39 481 SH   OTR   0 481 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 869 5,804 SH   DFND 1 0 5,804 0
VANGUARD INDEX FDS VALUE ETF 922908744 262 2,366 SH   DFND 1 0 2,366 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,959 59,366 SH   DFND 1 0 59,366 0
VERIZON COMMUNICATIONS INC COM 92343V104 129 2,420 SH   OTR   0 2,420 0
VERTEX PHARMACEUTICALS INC COM 92532F100 578 3,000 SH   DFND 1 0 3,000 0
VISA INC COM CL A 92826C839 167,995 1,119,311 SH   DFND 1 0 1,119,311 0
VISA INC COM CL A 92826C839 3,501 23,497 SH   OTR   0 23,497 0
WALMART INC COM 931142103 1,634 17,400 SH   DFND 1 0 17,400 0
WALMART INC COM 931142103 184 1,960 SH   OTR   0 1,960 0
WELLS FARGO CO NEW COM 949746101 1,791 34,078 SH   OTR   0 34,078 0
WELLS FARGO CO NEW COM 949746101 1,276 24,277 SH   DFND 1 0 24,277 0
WILLIAMS COS INC DEL COM 969457100 272 10,000 SH   OTR   0 10,000 0
XEROX CORP COM NEW 984121608 194 7,200 SH   DFND 1 0 7,200 0
YAMANA GOLD INC COM 98462Y100 311 124,910 SH   OTR   0 124,910 0
YUM BRANDS INC COM 988498101 1,636 18,000 SH   DFND 1 0 18,000 0
ZOETIS INC CL A 98978V103 99,436 1,086,023 SH   DFND 1 0 1,086,023 0
ZOETIS INC CL A 98978V103 258 2,813 SH   OTR   0 2,813 0