The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 617 5,440 SH   SOLE NONE 5,440 0 0
ABBVIE INC COM COM 00287Y109 371 2,527 SH   SOLE NONE 2,527 0 0
AFLAC INC COM COM 001055102 2,212 38,622 SH   SOLE NONE 38,622 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 758 330 SH   SOLE NONE 330 0 0
AMAZON.COM INC COM 023135106 1,143 460 SH   SOLE NONE 460 0 0
AMERICAN WATER WORKS CO COM 030420103 3,770 24,471 SH   SOLE NONE 24,471 0 0
AMERIS BANCORP COM COM 03076K108 1,060 25,432 SH   SOLE NONE 25,432 0 0
AMGEN INC COM COM 031162100 497 2,133 SH   SOLE NONE 2,133 0 0
APPLE INC COM 037833100 3,934 24,954 SH   SOLE NONE 24,954 0 0
AT&T INC COM COM 00206R102 334 17,720 SH   SOLE NONE 17,720 0 0
AVAGO TECHNOLOGIES LTD COM 11135F101 593 1,070 SH   SOLE NONE 1,070 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 2,352 7,286 SH   SOLE NONE 7,286 0 0
BK OF AMERICA CORP COM COM 060505104 769 21,561 SH   SOLE NONE 21,561 0 0
BLACKROCK INC COM 09247X101 270 433 SH   SOLE NONE 433 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 3,522 70,331 SH   SOLE NONE 70,331 0 0
BOX INC CL A CL A 10316T104 258 8,439 SH   SOLE NONE 8,439 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 405 5,391 SH   SOLE NONE 5,391 0 0
CATERPILLAR INC COM COM 149123101 499 2,373 SH   SOLE NONE 2,373 0 0
COCA COLA CO COM COM 191216100 1,202 18,615 SH   SOLE NONE 18,615 0 0
COMCAST CORP NEW CL A CL A 20030N101 332 8,362 SH   SOLE NONE 8,362 0 0
COSTCO WHOLESALE CORP COM 22160K105 635 1,196 SH   SOLE NONE 1,196 0 0
DEERE & CO COM COM 244199105 288 765 SH   SOLE NONE 765 0 0
DELTA AIR LINES INC DEL CMN COM NEW 247361702 290 6,753 SH   SOLE NONE 6,753 0 0
DOMINION RESOURCES INC COM 25746U109 253 3,099 SH   SOLE NONE 3,099 0 0
EATON CORP PLC SHS SHS G29183103 241 1,663 SH   SOLE NONE 1,663 0 0
EMERSON ELEC CO COM COM 291011104 307 3,407 SH   SOLE NONE 3,407 0 0
ENTERPRISE PRODS PARTNERS L P COM 293792107 211 8,155 SH   SOLE NONE 8,155 0 0
EXXON MOBIL CORP COM COM 30231G102 484 5,680 SH   SOLE NONE 5,680 0 0
FS INVESTMENT CORPORATION COM 302635206 259 12,396 SH   SOLE NONE 12,396 0 0
GALLAGHER ARTHUR J &CO COM 363576109 332 1,975 SH   SOLE NONE 1,975 0 0
GENESCO INC COM COM 371532102 558 9,000 SH   SOLE NONE 9,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 226 743 SH   SOLE NONE 743 0 0
GOOGLE INC CAP STK CL A 02079K305 333 146 SH   SOLE NONE 146 0 0
HCA HEALTHCARE INC COM COM 40412C101 1,299 6,058 SH   SOLE NONE 6,058 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 215 1,652 SH   SOLE NONE 1,652 0 0
HOME DEPOT COM 437076102 1,363 4,538 SH   SOLE NONE 4,538 0 0
HONEYWELL INTL INC COM 438516106 302 1,563 SH   SOLE NONE 1,563 0 0
INTERFACE INC COM COM 458665304 310 24,463 SH   SOLE NONE 24,463 0 0
IQVIA HLDGS INC COM COM 46266C105 314 1,441 SH   SOLE NONE 1,441 0 0
ISHARES 1-3 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 1,236 14,915 SH   SOLE NONE 14,915 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 119,184 1,158,590 SH   SOLE NONE 1,158,590 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 45,099 422,595 SH   SOLE NONE 422,595 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 478 9,189 SH   SOLE NONE 9,189 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 9,538 198,972 SH   SOLE NONE 198,972 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 2,126 41,746 SH   SOLE NONE 41,746 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 6,277 96,860 SH   SOLE NONE 96,860 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 268 5,135 SH   SOLE NONE 5,135 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 61,267 245,789 SH   SOLE NONE 245,789 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 580 12,184 SH   SOLE NONE 12,184 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 655 5,305 SH   SOLE NONE 5,305 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 2,880 104,006 SH   SOLE NONE 104,006 0 0
ISHARES MBS ETF MBS ETF 464288588 543 5,543 SH   SOLE NONE 5,543 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 368 7,553 SH   SOLE NONE 7,553 0 0
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 6,234 67,969 SH   SOLE NONE 67,969 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,130 16,464 SH   SOLE NONE 16,464 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 357 2,895 SH   SOLE NONE 2,895 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 2,450 10,054 SH   SOLE NONE 10,054 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 2,202 14,076 SH   SOLE NONE 14,076 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 355 1,924 SH   SOLE NONE 1,924 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 289 1,289 SH   SOLE NONE 1,289 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 394 2,653 SH   SOLE NONE 2,653 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 2,337 9,793 SH   SOLE NONE 9,793 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 4,715 65,500 SH   SOLE NONE 65,500 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 545 6,115 SH   SOLE NONE 6,115 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 547 4,868 SH   SOLE NONE 4,868 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 924 9,450 SH   SOLE NONE 9,450 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 5,943 88,999 SH   SOLE NONE 88,999 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 190,842 461,461 SH   SOLE NONE 461,461 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,041 13,794 SH   SOLE NONE 13,794 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 537 7,517 SH   SOLE NONE 7,517 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 27,409 275,697 SH   SOLE NONE 275,697 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 263 2,390 SH   SOLE NONE 2,390 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,209 5,307 SH   SOLE NONE 5,307 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 1,480 16,116 SH   SOLE NONE 16,116 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,234 24,418 SH   SOLE NONE 24,418 0 0
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 431 10,655 SH   SOLE NONE 10,655 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 8,773 84,607 SH   SOLE NONE 84,607 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 77,631 1,247,899 SH   SOLE NONE 1,247,899 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 820 5,900 SH   SOLE NONE 5,900 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 264 2,953 SH   SOLE NONE 2,953 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 741 30,719 SH   SOLE NONE 30,719 0 0
JACOBS ENGR GROUP INC COM COM 469814107 346 2,500 SH   SOLE NONE 2,500 0 0
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100 52 10,000 SH   SOLE NONE 10,000 0 0
JOHNSON & JOHNSON COM COM 478160104 528 2,928 SH   SOLE NONE 2,928 0 0
JPMORGAN CHASE & CO COM COM 46625H100 401 3,361 SH   SOLE NONE 3,361 0 0
KIMBERLY-CLARK CORP COM COM 494368103 228 1,647 SH   SOLE NONE 1,647 0 0
LILLY ELI & CO COM COM 532457108 559 1,914 SH   SOLE NONE 1,914 0 0
LOCKHEED MARTIN CORP COM 539830109 204 474 SH   SOLE NONE 474 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 446 2,758 SH   SOLE NONE 2,758 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 420 1,155 SH   SOLE NONE 1,155 0 0
MCDONALDS CORP COM COM 580135101 969 3,891 SH   SOLE NONE 3,891 0 0
MERCK & CO INC COM 58933Y105 254 2,873 SH   SOLE NONE 2,873 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 426 6,537 SH   SOLE NONE 6,537 0 0
MICROSOFT COM 594918104 2,935 10,576 SH   SOLE NONE 10,576 0 0
NIKE INC CL B CL B 654106103 237 1,907 SH   SOLE NONE 1,907 0 0
NORFOLK SOUTHERN CRP COM 655844108 381 1,480 SH   SOLE NONE 1,480 0 0
NVIDIA CORPORATION COM COM 67066G104 1,012 5,460 SH   SOLE NONE 5,460 0 0
ORACLE CORPORATION COM 68389X105 207 2,823 SH   SOLE NONE 2,823 0 0
PAYCHEX INC COM 704326107 348 2,749 SH   SOLE NONE 2,749 0 0
PEPSICO INC COM COM 713448108 744 4,337 SH   SOLE NONE 4,337 0 0
PFIZER INC COM COM 717081103 634 12,925 SH   SOLE NONE 12,925 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 1,568 20,223 SH   SOLE NONE 20,223 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 381 1,218 SH   SOLE NONE 1,218 0 0
PROCTER AND GAMBLE CO COM COM 742718109 843 5,256 SH   SOLE NONE 5,256 0 0
QUALCOMM INC COM COM 747525103 311 2,227 SH   SOLE NONE 2,227 0 0
RAYMOND JAMES FINL INC COM 754730109 4,343 44,569 SH   SOLE NONE 44,569 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 847 8,934 SH   SOLE NONE 8,934 0 0
SIRIUS XM HOLDINGS INC COM COM 82968B103 67 11,214 SH   SOLE NONE 11,214 0 0
SOUTHERN CO COM COM 842587107 17,908 244,011 SH   SOLE NONE 242,994 0 1,017
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 1,907 37,289 SH   SOLE NONE 37,289 0 0
SPDR GOLD ETF GOLD SHS 78463V107 245 1,390 SH   SOLE NONE 1,390 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,961 73,499 SH   SOLE NONE 73,499 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 8,566 195,637 SH   SOLE NONE 195,637 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 14,893 307,407 SH   SOLE NONE 307,407 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 284 7,160 SH   SOLE NONE 7,160 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 4,959 127,834 SH   SOLE NONE 127,834 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,724 4,185 SH   SOLE NONE 4,185 0 0
SYSCO CORP COM COM 871829107 253 2,971 SH   SOLE NONE 2,971 0 0
TARGET CORP COM COM 87612E106 543 2,377 SH   SOLE NONE 2,377 0 0
TESLA INC COM COM 88160R101 1,871 2,149 SH   SOLE NONE 2,149 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 547 991 SH   SOLE NONE 991 0 0
TRUIST FINL CORP COM COM 89832Q109 211 4,380 SH   SOLE NONE 4,380 0 0
UNION PAC CORP COM COM 907818108 320 1,369 SH   SOLE NONE 1,369 0 0
UNITED PARCEL SERVICE INC CL B 911312106 543 3,022 SH   SOLE NONE 3,022 0 0
UNITEDHEALTH GROUP COM 91324P102 1,419 2,790 SH   SOLE NONE 2,790 0 0
US BANCORP DEL COM NEW COM NEW 902973304 495 10,209 SH   SOLE NONE 10,209 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 205 818 SH   SOLE NONE 818 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 512 4,763 SH   SOLE NONE 4,763 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 894 4,733 SH   SOLE NONE 4,733 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 568 2,596 SH   SOLE NONE 2,596 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 294 5,888 SH   SOLE NONE 5,888 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 980 12,865 SH   SOLE NONE 12,865 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 16,473 294,900 SH   SOLE NONE 294,900 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 904 4,374 SH   SOLE NONE 4,374 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 208 1,480 SH   SOLE NONE 1,480 0 0
VERIZON COMMUNICATIONS COM 92343V104 316 6,841 SH   SOLE NONE 6,841 0 0
VISA INC COM CL A 92826C839 631 2,963 SH   SOLE NONE 2,963 0 0
WALMART INC COM COM 931142103 804 5,261 SH   SOLE NONE 5,261 0 0
WASTE MGMT INC DEL COM COM 94106L109 710 4,318 SH   SOLE NONE 4,318 0 0
XOS INC COMMON STOCK COMMON STOCK 98423B108 513 170,509 SH   SOLE NONE 170,509 0 0
ZOETIS INC COM CL A CL A 98978V103 355 2,005 SH   SOLE NONE 2,005 0 0