The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   245,034 1,792 SH   SOLE   0 0 1,792
ABBOTT LABS COM 002824100   455,116 3,992 SH   SOLE   0 0 3,992
ABBVIE INC COM 00287Y109   862,918 4,370 SH   SOLE   0 0 4,370
AIR PRODS & CHEMS INC COM 009158106   303,688 1,020 SH   SOLE   0 0 1,020
ALPHABET INC CAP STK CL A 02079K305   595,014 3,588 SH   SOLE   0 0 3,588
AMAZON COM INC COM 023135106   3,228,167 17,325 SH   SOLE   0 0 17,325
AMERICAN EXPRESS CO COM 025816109   607,154 2,239 SH   SOLE   0 0 2,239
AMERIPRISE FINL INC COM 03076C106   224,029 477 SH   SOLE   0 0 477
APPLE INC COM 037833100   5,444,400 23,367 SH   SOLE   0 0 23,367
AUTOMATIC DATA PROCESSING IN COM 053015103   261,964 947 SH   SOLE   0 0 947
BOEING CO COM 097023105   213,464 1,404 SH   SOLE   0 0 1,404
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   62,083,665 1,703,723 SH   SOLE   0 0 1,703,723
CATERPILLAR INC COM 149123101   258,003 660 SH   SOLE   0 0 660
CINCINNATI FINL CORP COM 172062101   274,789 2,019 SH   SOLE   0 0 2,019
COLGATE PALMOLIVE CO COM 194162103   288,399 2,778 SH   SOLE   0 0 2,778
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   260,856 7,607 SH   SOLE   0 0 7,607
EMERSON ELEC CO COM 291011104   413,078 3,777 SH   SOLE   0 0 3,777
ENTERPRISE PRODS PARTNERS L COM 293792107   295,944 10,166 SH   SOLE   0 0 10,166
EXXON MOBIL CORP COM 30231G102   1,797,228 15,332 SH   SOLE   0 0 15,332
FISERV INC COM 337738108   393,074 2,188 SH   SOLE   0 0 2,188
HOME DEPOT INC COM 437076102   679,266 1,676 SH   SOLE   0 0 1,676
HP INC COM 40434L105   252,404 7,037 SH   SOLE   0 0 7,037
INTERNATIONAL BUSINESS MACHS COM 459200101   329,801 1,492 SH   SOLE   0 0 1,492
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   25,373,841 126,332 SH   SOLE   0 0 126,332
INVESCO QQQ TR UNIT SER 1 46090E103   272,952 559 SH   SOLE   0 0 559
ISHARES TR RUS 1000 VAL ETF 464287598   537,046 2,830 SH   SOLE   0 0 2,830
ISHARES TR RUS MID CAP ETF 464287499   430,267 4,882 SH   SOLE   0 0 4,882
ISHARES TR RUS 1000 GRW ETF 464287614   525,337 1,399 SH   SOLE   0 0 1,399
ISHARES TR CORE S&P500 ETF 464287200   111,842,946 193,896 SH   SOLE   0 0 193,896
ISHARES TR MSCI INTL QUALTY 46434V456   22,734,413 547,949 SH   SOLE   0 0 547,949
ISHARES TR CORE S&P SCP ETF 464287804   21,645,196 185,065 SH   SOLE   0 0 185,065
ISHARES TR RUS TOP 200 ETF 464289446   12,048,068 85,788 SH   SOLE   0 0 85,788
JPMORGAN CHASE & CO. COM 46625H100   1,229,042 5,829 SH   SOLE   0 0 5,829
LOCKHEED MARTIN CORP COM 539830109   394,147 674 SH   SOLE   0 0 674
MARSH & MCLENNAN COS INC COM 571748102   363,819 1,631 SH   SOLE   0 0 1,631
MICROSOFT CORP COM 594918104   3,868,966 8,991 SH   SOLE   0 0 8,991
NVIDIA CORPORATION COM 67066G104   3,126,854 25,748 SH   SOLE   0 0 25,748
PEPSICO INC COM 713448108   841,339 4,948 SH   SOLE   0 0 4,948
PIMCO ETF TR MULTISECTOR BD 72201R585   6,202,023 232,721 SH   SOLE   0 0 232,721
PROCTER AND GAMBLE CO COM 742718109   835,370 4,823 SH   SOLE   0 0 4,823
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,550,372 18,341 SH   SOLE   0 0 18,341
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   584,481 11,349 SH   SOLE   0 0 11,349
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,951,252 28,758 SH   SOLE   0 0 28,758
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   714,108 9,951 SH   SOLE   0 0 9,951
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   48,185,929 462,526 SH   SOLE   0 0 462,526
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   1,245,931 20,915 SH   SOLE   0 0 20,915
SPDR S&P 500 ETF TR TR UNIT 78462F103   297,013 518 SH   SOLE   0 0 518
SPDR SER TR PORTFOLI S&P1500 78464A805   288,955 4,124 SH   SOLE   0 0 4,124
STARBUCKS CORP COM 855244109   435,211 4,464 SH   SOLE   0 0 4,464
STRYKER CORPORATION COM 863667101   439,747 1,217 SH   SOLE   0 0 1,217
TARGET CORP COM 87612E106   830,399 5,328 SH   SOLE   0 0 5,328
TESLA INC COM 88160R101   238,345 911 SH   SOLE   0 0 911
UNION PAC CORP COM 907818108   1,309,489 5,313 SH   SOLE   0 0 5,313
UNITED PARCEL SERVICE INC CL B 911312106   423,340 3,105 SH   SOLE   0 0 3,105
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   83,161,426 157,601 SH   SOLE   0 0 157,601
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,040,782 46,544 SH   SOLE   0 0 46,544
VANGUARD INDEX FDS MID CAP ETF 922908629   33,881,008 128,420 SH   SOLE   0 0 128,420
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   740,349 3,738 SH   SOLE   0 0 3,738
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,533,392 50,931 SH   SOLE   0 0 50,931
VISA INC COM CL A 92826C839   305,990 1,113 SH   SOLE   0 0 1,113
WALMART INC COM 931142103   371,711 4,603 SH   SOLE   0 0 4,603
WESTERN ALLIANCE BANCORP COM 957638109   791,266 9,149 SH   SOLE   0 0 9,149
XCEL ENERGY INC COM 98389B100   1,044,693 15,998 SH   SOLE   0 0 15,998
YUM BRANDS INC COM 988498101   237,879 1,703 SH   SOLE   0 0 1,703