The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 570 3,827 SH   SOLE   0 0 3,827
ABBOTT LABS COM 002824100 479 4,046 SH   SOLE   0 0 4,046
ABBVIE INC COM 00287Y109 624 3,851 SH   SOLE   0 0 3,851
AFLAC INC COM 001055102 420 6,516 SH   SOLE   0 0 6,516
AIR PRODS & CHEMS INC COM 009158106 469 1,877 SH   SOLE   0 0 1,877
ALPHABET INC CAP STK CL A 02079K305 237 85 SH   SOLE   0 0 85
ALPHABET INC CAP STK CL C 02079K107 450 161 SH   SOLE   0 0 161
AMAZON COM INC COM 023135106 398 122 SH   SOLE   0 0 122
ANALOG DEVICES INC COM 032654105 551 3,333 SH   SOLE   0 0 3,333
ANTHEM INC COM 036752103 381 776 SH   SOLE   0 0 776
APPLE INC COM 037833100 3,024 17,317 SH   SOLE   0 0 17,317
AT&T INC COM 00206R102 211 8,933 SH   SOLE   0 0 8,933
AUTOMATIC DATA PROCESSING IN COM 053015103 676 2,969 SH   SOLE   0 0 2,969
BECTON DICKINSON & CO COM 075887109 451 1,696 SH   SOLE   0 0 1,696
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,058 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,691 7,626 SH   SOLE   0 0 7,626
BLACKROCK INC COM 09247X101 368 481 SH   SOLE   0 0 481
CINCINNATI FINL CORP COM 172062101 1,322 9,724 SH   SOLE   0 0 9,724
CISCO SYS INC COM 17275R102 317 5,694 SH   SOLE   0 0 5,694
CLOROX CO DEL COM 189054109 259 1,863 SH   SOLE   0 0 1,863
COLGATE PALMOLIVE CO COM 194162103 217 2,864 SH   SOLE   0 0 2,864
CONOCOPHILLIPS COM 20825C104 273 2,727 SH   SOLE   0 0 2,727
CONSOLIDATED EDISON INC COM 209115104 379 4,000 SH   SOLE   0 0 4,000
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,350 47,956 SH   SOLE   0 0 47,956
DISNEY WALT CO COM 254687106 348 2,538 SH   SOLE   0 0 2,538
DUKE ENERGY CORP NEW COM NEW 26441C204 308 2,762 SH   SOLE   0 0 2,762
EMERSON ELEC CO COM 291011104 624 6,366 SH   SOLE   0 0 6,366
EVERSOURCE ENERGY COM 30040W108 376 4,267 SH   SOLE   0 0 4,267
EXXON MOBIL CORP COM 30231G102 265 3,215 SH   SOLE   0 0 3,215
FACTSET RESH SYS INC COM 303075105 567 1,306 SH   SOLE   0 0 1,306
GENERAL DYNAMICS CORP COM 369550108 441 1,830 SH   SOLE   0 0 1,830
GENERAL MLS INC COM 370334104 217 3,210 SH   SOLE   0 0 3,210
GENERAL MTRS CO COM 37045V100 235 5,383 SH   SOLE   0 0 5,383
GRAINGER W W INC COM 384802104 407 789 SH   SOLE   0 0 789
HOME DEPOT INC COM 437076102 562 1,879 SH   SOLE   0 0 1,879
ILLINOIS TOOL WKS INC COM 452308109 539 2,576 SH   SOLE   0 0 2,576
INVESCO QQQ TR UNIT SER 1 46090E103 230 635 SH   SOLE   0 0 635
ISHARES TR ESG AWARE MSCI 46435U663 262 6,897 SH   SOLE   0 0 6,897
ISHARES TR IBOXX HI YD ETF 464288513 1,526 18,543 SH   SOLE   0 0 18,543
ISHARES TR SELECT DIVID ETF 464287168 660 5,154 SH   SOLE   0 0 5,154
JOHNSON & JOHNSON COM 478160104 1,830 10,326 SH   SOLE   0 0 10,326
JOHNSON CTLS INTL PLC SHS G51502105 531 8,096 SH   SOLE   0 0 8,096
JPMORGAN CHASE & CO COM 46625H100 831 6,097 SH   SOLE   0 0 6,097
L3HARRIS TECHNOLOGIES INC COM 502431109 545 2,194 SH   SOLE   0 0 2,194
LILLY ELI & CO COM 532457108 1,910 6,668 SH   SOLE   0 0 6,668
LINDE PLC SHS G5494J103 486 1,520 SH   SOLE   0 0 1,520
LOWES COS INC COM 548661107 829 4,101 SH   SOLE   0 0 4,101
MCDONALDS CORP COM 580135101 617 2,494 SH   SOLE   0 0 2,494
MEDTRONIC PLC SHS G5960L103 328 2,959 SH   SOLE   0 0 2,959
MERCK & CO. INC COM 58933Y105 266 3,244 SH   SOLE   0 0 3,244
MICROSOFT CORP COM 594918104 7,924 25,702 SH   SOLE   0 0 25,702
MORGAN STANLEY COM NEW 617446448 238 2,725 SH   SOLE   0 0 2,725
NEXTERA ENERGY INC COM 65339F101 659 7,780 SH   SOLE   0 0 7,780
NORFOLK SOUTHN CORP COM 655844108 752 2,637 SH   SOLE   0 0 2,637
NOVARTIS AG SPONSORED ADR 66987V109 265 3,024 SH   SOLE   0 0 3,024
ORACLE CORP COM 68389X105 331 4,000 SH   SOLE   0 0 4,000
PAYCHEX INC COM 704326107 872 6,387 SH   SOLE   0 0 6,387
PEPSICO INC COM 713448108 589 3,516 SH   SOLE   0 0 3,516
PFIZER INC COM 717081103 969 18,725 SH   SOLE   0 0 18,725
PHILIP MORRIS INTL INC COM 718172109 211 2,250 SH   SOLE   0 0 2,250
PHILLIPS 66 COM 718546104 202 2,335 SH   SOLE   0 0 2,335
PROCTER AND GAMBLE CO COM 742718109 1,183 7,740 SH   SOLE   0 0 7,740
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 435 11,858 SH   SOLE   0 0 11,858
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 372 7,353 SH   SOLE   0 0 7,353
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,485 27,574 SH   SOLE   0 0 27,574
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,572 33,201 SH   SOLE   0 0 33,201
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 229 1,240 SH   SOLE   0 0 1,240
SHERWIN WILLIAMS CO COM 824348106 318 1,274 SH   SOLE   0 0 1,274
SIRIUS XM HOLDINGS INC COM 82968B103 68 10,269 SH   SOLE   0 0 10,269
SPDR S&P 500 ETF TR TR UNIT 78462F103 217 480 SH   SOLE   0 0 480
STRYKER CORPORATION COM 863667101 444 1,661 SH   SOLE   0 0 1,661
SYSCO CORP COM 871829107 434 5,318 SH   SOLE   0 0 5,318
TARGET CORP COM 87612E106 647 3,048 SH   SOLE   0 0 3,048
TJX COS INC NEW COM 872540109 228 3,760 SH   SOLE   0 0 3,760
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,417 29,515 SH   SOLE   0 0 29,515
VANGUARD INDEX FDS GROWTH ETF 922908736 10,144 35,272 SH   SOLE   0 0 35,272
VANGUARD INDEX FDS LARGE CAP ETF 922908637 21,097 101,190 SH   SOLE   0 0 101,190
VANGUARD INDEX FDS MID CAP ETF 922908629 1,464 6,157 SH   SOLE   0 0 6,157
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,853 90,916 SH   SOLE   0 0 90,916
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,760 64,747 SH   SOLE   0 0 64,747
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,718 20,724 SH   SOLE   0 0 20,724
VANGUARD INDEX FDS VALUE ETF 922908744 2,587 17,508 SH   SOLE   0 0 17,508
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,705 101,989 SH   SOLE   0 0 101,989
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,075 40,523 SH   SOLE   0 0 40,523
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,742 33,796 SH   SOLE   0 0 33,796
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,827 56,097 SH   SOLE   0 0 56,097
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,653 46,781 SH   SOLE   0 0 46,781
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,138 25,517 SH   SOLE   0 0 25,517
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,090 293,361 SH   SOLE   0 0 293,361
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 5,856 83,828 SH   SOLE   0 0 83,828
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 305 2,713 SH   SOLE   0 0 2,713
VERIZON COMMUNICATIONS INC COM 92343V104 321 6,294 SH   SOLE   0 0 6,294
WALMART INC COM 931142103 1,055 7,086 SH   SOLE   0 0 7,086
WASTE MGMT INC DEL COM 94106L109 200 1,260 SH   SOLE   0 0 1,260
WEC ENERGY GROUP INC COM 92939U106 284 2,843 SH   SOLE   0 0 2,843
WELLS FARGO CO NEW COM 949746101 207 4,280 SH   SOLE   0 0 4,280