The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,904,476 15,946 SH   SOLE   0 0 15,946
ALPHABET INC CAP STK CL C 02079K107   1,157,234 6,309 SH   SOLE   0 0 6,309
AMAZON COM INC COM 023135106   502,450 2,600 SH   SOLE   0 0 2,600
APPLE INC COM 037833100   6,538,395 31,044 SH   SOLE   0 0 31,044
APPLIED MATLS INC COM 038222105   271,936 1,152 SH   SOLE   0 0 1,152
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   271,336 667 SH   SOLE   0 0 667
BOOKING HOLDINGS INC COM 09857L108   558,572 141 SH   SOLE   0 0 141
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   475,494 14,457 SH   SOLE   0 0 14,457
CHEVRON CORP NEW COM 166764100   208,508 1,333 SH   SOLE   0 0 1,333
COSTCO WHSL CORP NEW COM 22160K105   267,747 315 SH   SOLE   0 0 315
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,204,485 192,447 SH   SOLE   0 0 192,447
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   788,277 31,010 SH   SOLE   0 0 31,010
ELI LILLY & CO COM 532457108   744,019 822 SH   SOLE   0 0 822
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   184,960 11,403 SH   SOLE   0 0 11,403
GILEAD SCIENCES INC COM 375558103   8,944,213 130,363 SH   SOLE   0 0 130,363
ISHARES TR RUS 1000 GRW ETF 464287614   4,132,761 11,338 SH   SOLE   0 0 11,338
ISHARES TR RUS 1000 ETF 464287622   1,317,349 4,427 SH   SOLE   0 0 4,427
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   19,050,443 377,461 SH   SOLE   0 0 377,461
JOHNSON & JOHNSON COM 478160104   1,630,879 11,158 SH   SOLE   0 0 11,158
MASTERCARD INCORPORATED CL A 57636Q104   1,167,737 2,647 SH   SOLE   0 0 2,647
META PLATFORMS INC CL A 30303M102   725,494 1,439 SH   SOLE   0 0 1,439
MICROSOFT CORP COM 594918104   733,877 1,642 SH   SOLE   0 0 1,642
NETFLIX INC COM 64110L106   627,638 930 SH   SOLE   0 0 930
NVIDIA CORPORATION COM 67066G104   686,882 5,560 SH   SOLE   0 0 5,560
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,387,168 300,761 SH   SOLE   0 0 300,761
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,687,611 96,069 SH   SOLE   0 0 96,069
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,585,078 58,911 SH   SOLE   0 0 58,911
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,725,822 43,356 SH   SOLE   0 0 43,356
SPDR SER TR PORTFOLIO SHORT 78464A474   19,036,860 640,972 SH   SOLE   0 0 640,972
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   18,175,041 578,639 SH   SOLE   0 0 578,639
TESLA INC COM 88160R101   1,457,386 7,365 SH   SOLE   0 0 7,365
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   502,964 6,981 SH   SOLE   0 0 6,981
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   528,298 6,888 SH   SOLE   0 0 6,888
VANGUARD INDEX FDS SMALL CP ETF 922908751   221,454 1,016 SH   SOLE   0 0 1,016
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   24,077,881 131,897 SH   SOLE   0 0 131,897
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,644,226 60,435 SH   SOLE   0 0 60,435
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   214,396 806 SH   SOLE   0 0 806
VISA INC COM CL A 92826C839   840,736 3,203 SH   SOLE   0 0 3,203
WELLS FARGO CO NEW COM 949746101   463,257 7,800 SH   SOLE   0 0 7,800