The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 424 3,662 SH   SOLE   0 0 3,662
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 2,707 42,786 SH   SOLE   0 0 42,786
FIRST TR EXCH TRD ALPHDX FD SML CP GRW ALP 33737M300 3,388 71,683 SH   SOLE   0 0 71,683
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 3,927 70,627 SH   SOLE   0 0 70,627
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 1,073 18,956 SH   SOLE   0 0 18,956
FIRST TR EXCH TRADED FD III HORIZON MNGD ETF 33739P871 1,007 35,150 SH   SOLE   0 0 35,150
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,194 42,451 SH   SOLE   0 0 42,451
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,470 26,720 SH   SOLE   0 0 26,720
GREIF INC CL A 397624107 353 9,750 SH   SOLE   0 0 9,750
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 2,954 70,904 SH   SOLE   0 0 70,904
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 5,469 101,966 SH   SOLE   0 0 101,966
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 1,282 38,625 SH   SOLE   0 0 38,625
ISHARES TR CORE S&P500 ETF 464287200 5,401 16,073 SH   SOLE   0 0 16,073
ISHARES TR CORE US AGGBD ET 464287226 301 2,553 SH   SOLE   0 0 2,553
ISHARES TR S&P 500 GRWT ETF 464287309 326 1,412 SH   SOLE   0 0 1,412
ISHARES TR CORE S&P MCP ETF 464287507 4,579 24,712 SH   SOLE   0 0 24,712
ISHARES TR COHEN STEER REIT 464287564 2,501 24,517 SH   SOLE   0 0 24,517
ISHARES TR S&P MC 400VL ETF 464287705 292 2,164 SH   SOLE   0 0 2,164
ISHARES TR CORE S&P SCP ETF 464287804 4,723 67,249 SH   SOLE   0 0 67,249
ISHARES TR SHRT NAT MUN ETF 464288158 253 2,340 SH   SOLE   0 0 2,340
ISHARES TR NATIONAL MUN ETF 464288414 3,269 28,194 SH   SOLE   0 0 28,194
ISHARES TR CMBS ETF 46429B366 336 6,047 SH   SOLE   0 0 6,047
ISHARES TR MSCI EAFE MIN VL 46429B689 2,221 32,601 SH   SOLE   0 0 32,601
ISHARES TR CORE MSCI TOTAL 46432F834 1,071 18,355 SH   SOLE   0 0 18,355
ISHARES TR CORE 1 5 YR USD 46432F859 788 15,292 SH   SOLE   0 0 15,292
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 215 7,360 SH   SOLE   0 0 7,360
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,646 33,373 SH   SOLE   0 0 33,373
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,187 63,910 SH   SOLE   0 0 63,910
SPDR SER TR PORTFOLIO S&P600 78468R853 833 30,409 SH   SOLE   0 0 30,409
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 24,210 300,258 SH   SOLE   0 0 300,258
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 334 2,901 SH   SOLE   0 0 2,901
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,159 255,216 SH   SOLE   0 0 255,216
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,798 216,605 SH   SOLE   0 0 216,605
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,728 86,891 SH   SOLE   0 0 86,891
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 596 10,637 SH   SOLE   0 0 10,637
SCHWAB STRATEGIC TR US REIT ETF 808524847 951 26,880 SH   SOLE   0 0 26,880
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 804 15,607 SH   SOLE   0 0 15,607
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,193 72,055 SH   SOLE   0 0 72,055
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 332 4,210 SH   SOLE   0 0 4,210
VANGUARD INDEX FDS MID CAP ETF 922908629 3,199 18,151 SH   SOLE   0 0 18,151
VANGUARD INDEX FDS GROWTH ETF 922908736 228 1,002 SH   SOLE   0 0 1,002
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,245 8,096 SH   SOLE   0 0 8,096