The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   45,136 254 SH   DFND 1,442,676 0 47 207
ALPHABET INC CAP STK CL A 02079K305   47,514 251 SH   DFND 1,442,676 0 45 206
AMAZON COM INC COM 023135106   42,781 195 SH   DFND 1,442,676 0 35 160
APPLE INC COM 037833100   56,345 225 SH   DFND 1,442,676 0 40 185
APPLIED MATLS INC COM 038222105   16,263 100 SH   DFND 825,204 0 100 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   35,347 51 SH   DFND 1,442,676 0 9 42
AUTOMATIC DATA PROCESSING IN COM 053015103   38,933 133 SH   DFND 1,442,676 0 26 107
CATERPILLAR INC COM 149123101   26,481 73 SH   DFND 1,442,676 0 14 59
CHUBB LIMITED COM H1467J104   48,905 177 SH   DFND 1,442,676 0 31 146
CISCO SYS INC COM 17275R102   23,680 400 SH   DFND 825,204 0 400 0
CISCO SYS INC COM 17275R102   51,326 867 SH   DFND 1,442,676 0 152 715
COCA COLA CO COM 191216100   18,678 300 SH   DFND 825,204 0 300 0
DISNEY WALT CO COM 254687106   22,270 200 SH   DFND 825,204 0 200 0
EXXON MOBIL CORP COM 30231G102   21,514 200 SH   DFND 825,204 0 200 0
EXXON MOBIL CORP COM 30231G102   44,104 410 SH   DFND 1,442,676 0 69 341
INTERCONTINENTAL EXCHANGE IN COM 45866F104   46,044 309 SH   DFND 1,442,676 0 56 253
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   196,146 4,061 SH   DFND 1,442,676 0 750 3,311
ISHARES TR ISHS 5-10YR INVT 464288638   131,814 2,559 SH   DFND 1,442,676 0 473 2,086
ISHARES TR ISHS 1-5YR INVS 464288646   286,987 5,551 SH   DFND 1,442,676 0 1,008 4,543
ISHARES TR MBS ETF 464288588   372,771 4,066 SH   DFND 1,442,676 0 750 3,316
ISHARES TR 3 7 YR TREAS BD 464288661   360,747 3,122 SH   DFND 1,442,676 0 570 2,552
ISHARES TR 7-10 YR TRSY BD 464287440   178,613 1,932 SH   DFND 1,442,676 0 359 1,573
ISHARES TR 20 YR TR BD ETF 464287432   124,358 1,424 SH   DFND 1,442,676 0 267 1,157
JOHNSON & JOHNSON COM 478160104   39,192 271 SH   DFND 1,442,676 0 52 219
JPMORGAN CHASE & CO. COM 46625H100   36,676 153 SH   DFND 1,442,676 0 29 124
MASTERCARD INCORPORATED CL A 57636Q104   34,227 65 SH   DFND 1,442,676 0 11 54
MICROSOFT CORP COM 594918104   34,985 83 SH   DFND 1,442,676 0 16 67
MONDELEZ INTL INC CL A 609207105   17,919 300 SH   DFND 825,204 0 300 0
MONDELEZ INTL INC CL A 609207105   36,495 611 SH   DFND 1,442,676 0 112 499
NVIDIA CORPORATION COM 67066G104   40,287 300 SH   DFND 825,204 0 300 0
NVIDIA CORPORATION COM 67066G104   61,236 456 SH   DFND 1,442,676 0 90 366
PROCTER AND GAMBLE CO COM 742718109   36,045 215 SH   DFND 1,442,676 0 41 174
RTX CORPORATION COM 75513E101   23,144 200 SH   DFND 825,204 0 200 0
RTX CORPORATION COM 75513E101   38,998 337 SH   DFND 1,442,676 0 63 274
SPDR S&P 500 ETF TR TR UNIT 78462F103   273,699 467 SH   DFND 1,442,676 0 86 381
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   370,840 4,056 SH   DFND 1,442,676 0 744 3,312
STARBUCKS CORP COM 855244109   18,250 200 SH   DFND 825,204 0 200 0
UNITEDHEALTH GROUP INC COM 91324P102   23,270 46 SH   DFND 1,442,676 0 9 37
VERIZON COMMUNICATIONS INC COM 92343V104   11,997 300 SH   DFND 825,204 0 300 0
3M CO COM 88579Y101   297,492 2,305 SH   SOLE   397 0 1,908
ABBVIE INC COM 00287Y109   290,508 1,635 SH   SOLE   1,164 0 471
ABRDN ETFS BBRG ALL COMMDY 003261203   796,503 25,423 SH   SOLE   15,934 0 9,489
ALPHABET INC CAP STK CL A 02079K305   272,971 1,442 SH   SOLE   895 0 547
AMAZON COM INC COM 023135106   5,612,654 25,583 SH   SOLE   14,664 0 10,919
AON PLC SHS CL A G0403H108   681,686 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   12,382,043 49,445 SH   SOLE   29,624 0 19,821
APPLIED MATLS INC COM 038222105   1,165,244 7,165 SH   SOLE   7,098 0 67
ASML HOLDING N V N Y REGISTRY SHS N07059210   307,728 444 SH   SOLE   227 0 217
AT&T INC COM 00206R102   524,169 23,020 SH   SOLE   3,975 0 19,045
AUTOMATIC DATA PROCESSING IN COM 053015103   798,615 2,728 SH   SOLE   1,636 0 1,092
BERKSHIRE HATHAWAY INC DEL CL A NEW 084670108   142,993,200 210 SH   SOLE   191 0 19
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,361,007 9,621 SH   SOLE   2,453 0 7,168
BLACKROCK INC COM 09290D101   709,552 692 SH   SOLE   545 0 147
CATERPILLAR INC COM 149123101   294,239 811 SH   SOLE   217 0 594
CHEVRON CORP NEW COM 166764100   337,937 2,333 SH   SOLE   887 0 1,446
CHUBB LIMITED COM H1467J104   476,065 1,723 SH   SOLE   1,649 0 74
CISCO SYS INC COM 17275R102   284,626 4,808 SH   SOLE   1,513 0 3,295
COCA COLA CO COM 191216100   336,640 5,407 SH   SOLE   2,733 0 2,674
COINBASE GLOBAL INC COM CL A 19260Q107   1,980,689 7,977 SH   SOLE   5,218 0 2,759
CORNING INC COM 219350105   283,742 5,971 SH   SOLE   4,546 0 1,425
CSX CORP COM 126408103   456,789 14,155 SH   SOLE   9,082 0 5,073
DISNEY WALT CO COM 254687106   307,138 2,758 SH   SOLE   246 0 2,512
EATON CORP PLC SHS G29183103   330,543 996 SH   SOLE   350 0 646
ENTERPRISE PRODS PARTNERS L COM 293792107   854,743 27,256 SH   SOLE   21,078 0 6,177
EXXON MOBIL CORP COM 30231G102   2,173,974 20,210 SH   SOLE   6,701 0 13,509
FEDEX CORP COM 31428X106   283,076 1,006 SH   SOLE   786 0 220
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   245,005 5,034 SH   SOLE   52 0 4,982
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   271,038 2,169 SH   SOLE   2,169 0 0
FRANKLIN TEMPLETON DIGITAL H BITCOIN ETF SHS 354921108   1,603,219 29,607 SH   SOLE   19,134 0 10,473
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   395,714 10,441 SH   SOLE   6,468 0 3,973
GRAYSCALE ETHEREUM MINI TR E SHS NEW 38964R203   509,477 16,179 SH   SOLE   9,664 0 6,515
HEXCEL CORP NEW COM 428291108   213,000 3,397 SH   SOLE   3,087 0 310
INTERCONTINENTAL EXCHANGE IN COM 45866F104   163,762 1,099 SH   SOLE   978 0 121
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   285,256 12,082 SH   SOLE   5,476 0 6,606
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,595,001 7,579 SH   SOLE   4,690 0 2,889
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   123,648 2,560 SH   SOLE   845 0 1,715
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   633,430 9,049 SH   SOLE   7,153 0 1,896
INVESCO QQQ TR UNIT SER 1 46090E103   280,665 549 SH   SOLE   303 0 246
ISHARES GOLD TR SHARES REPRESENT 46436F103   958,084 36,610 SH   SOLE   23,713 0 12,897
ISHARES TR CORE MSCI TOTAL 46432F834   1,755,356 26,540 SH   SOLE   15,938 0 10,602
ISHARES TR CORE 1 5 YR USD 46432F859   285,951 5,986 SH   SOLE   2,998 0 2,988
ISHARES TR MSCI USA MMENTM 46432F396   278,100 1,344 SH   SOLE   712 0 632
ISHARES TR ESG AW MSCI EAFE 46435G516   250,196 3,286 SH   SOLE   1,519 0 1,767
ISHARES TR CORE MSCI INTL 46435G326   487,716 7,565 SH   SOLE   5,225 0 2,340
ISHARES TR ESG AWR MSCI USA 46435G425   291,262 2,261 SH   SOLE   306 0 1,955
ISHARES TR ISHS 5-10YR INVT 464288638   125,427 2,435 SH   SOLE   1,152 0 1,283
ISHARES TR SHRT NAT MUN ETF 464288158   883,922 8,380 SH   SOLE   3,920 0 4,460
ISHARES TR CORE S&P TTL STK 464287150   8,645,809 67,220 SH   SOLE   43,326 0 23,894
ISHARES TR ISHS 1-5YR INVS 464288646   192,324 3,720 SH   SOLE   1,127 0 2,593
ISHARES TR MSCI KLD400 SOC 464288570   742,424 6,734 SH   SOLE   2,860 0 3,874
ISHARES TR MBS ETF 464288588   225,716 2,462 SH   SOLE   749 0 1,713
ISHARES TR 3 7 YR TREAS BD 464288661   293,035 2,536 SH   SOLE   630 0 1,906
ISHARES TR CORE S&P500 ETF 464287200   6,120,892 10,398 SH   SOLE   7,054 0 3,344
ISHARES TR U.S. TECH ETF 464287721   776,543 4,868 SH   SOLE   0 0 4,868
ISHARES TR MRGSTR MD CP GRW 464288307   285,957 3,786 SH   SOLE   3,786 0 0
ISHARES TR MRGSTR MD CP ETF 464288208   984,239 12,925 SH   SOLE   8,704 0 4,221
ISHARES TR CORE US AGGBD ET 464287226   1,290,224 13,315 SH   SOLE   9,548 0 3,767
ISHARES TR 7-10 YR TRSY BD 464287440   137,196 1,484 SH   SOLE   396 0 1,088
ISHARES TR 20 YR TR BD ETF 464287432   90,998 1,042 SH   SOLE   291 0 751
JOHNSON & JOHNSON COM 478160104   5,493,672 37,987 SH   SOLE   2,687 0 35,300
JPMORGAN CHASE & CO. COM 46625H100   817,088 3,409 SH   SOLE   1,672 0 1,737
MASTERCARD INCORPORATED CL A 57636Q104   607,643 1,154 SH   SOLE   12 0 1,142
MCDONALDS CORP COM 580135101   1,053,381 3,634 SH   SOLE   3,560 0 74
MICROSOFT CORP COM 594918104   3,595,515 8,530 SH   SOLE   5,107 0 3,423
MONDELEZ INTL INC CL A 609207105   300,649 5,033 SH   SOLE   4,672 0 361
NETFLIX INC COM 64110L106   1,174,760 1,318 SH   SOLE   485 0 833
NORFOLK SOUTHN CORP COM 655844108   598,586 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   515,212 6,002 SH   SOLE   2,071 0 3,931
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   293,425 7,453 SH   SOLE   3,504 0 3,949
NVIDIA CORPORATION COM 67066G104   4,071,188 30,316 SH   SOLE   24,557 0 5,759
ONEOK INC NEW COM 682680103   401,801 4,002 SH   SOLE   2,812 0 1,190
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   354,710 20,768 SH   SOLE   19,450 0 1,318
PROCTER AND GAMBLE CO COM 742718109   1,104,652 6,589 SH   SOLE   4,712 0 1,877
RTX CORPORATION COM 75513E101   378,289 3,269 SH   SOLE   2,528 0 741
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   339,549 18,354 SH   SOLE   1,446 0 16,908
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   736,707 31,782 SH   SOLE   0 0 31,782
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,081,776 41,832 SH   SOLE   26,136 0 15,696
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,511,960 104,404 SH   SOLE   71,000 0 33,404
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   861,639 35,473 SH   SOLE   20,865 0 14,608
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   896,308 32,346 SH   SOLE   13,267 0 19,079
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   200,141 2,546 SH   SOLE   0 0 2,546
SHOPIFY INC CL A 82509L107   564,825 5,312 SH   SOLE   4,064 0 1,248
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   511,242 13,324 SH   SOLE   10,176 0 3,148
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,802,834 4,782 SH   SOLE   347 0 4,435
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,119,123 24,108 SH   SOLE   15,291 0 8,817
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   228,209 2,496 SH   SOLE   824 0 1,672
SPDR SER TR NUVEEN BLOOMBERG 78464A284   530,350 20,733 SH   SOLE   17,250 0 3,483
SPDR SER TR PORTFLI INTRMDIT 78464A672   366,148 13,133 SH   SOLE   5,957 0 7,176
SPDR SER TR PORTFLI HIGH YLD 78468R606   1,327,721 56,571 SH   SOLE   37,152 0 19,419
STARBUCKS CORP COM 855244109   433,488 4,751 SH   SOLE   2,344 0 2,407
TESLA INC COM 88160R101   788,296 1,952 SH   SOLE   240 0 1,712
TRUIST FINL CORP COM 89832Q109   402,636 9,282 SH   SOLE   2,886 0 6,396
UNION PAC CORP COM 907818108   388,352 1,703 SH   SOLE   740 0 963
UNITEDHEALTH GROUP INC COM 91324P102   1,679,320 3,320 SH   SOLE   2,200 0 1,120
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   267,077 5,445 SH   SOLE   4,223 0 1,222
VANGUARD INDEX FDS SMALL CP ETF 922908751   511,076 2,127 SH   SOLE   1,245 0 882
VANGUARD INDEX FDS VALUE ETF 922908744   657,392 3,883 SH   SOLE   2,314 0 1,569
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,808,487 37,350 SH   SOLE   24,691 0 12,659
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,449,001 48,853 SH   SOLE   33,139 0 15,714
VERIZON COMMUNICATIONS INC COM 92343V104   687,908 17,202 SH   SOLE   13,788 0 3,414
VISA INC COM CL A 92826C839   744,601 2,356 SH   SOLE   678 0 1,678