The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture Ltd A Equity G1151C101 261 630 SH   SOLE   0 0 164,562
Adobe Systems Inc Equity 00724F101 500 1,210 SH   SOLE   0 0 605,145
Air Products & Chemicals Inc Equity 009158106 273 50 SH   SOLE   0 0 13,661
Alphabet Inc Class A Equity 02079K305 1,752 897 SH   SOLE   0 0 1,572,994
Alphabet Inc Class C Equity 02079K107 1,751 255 SH   SOLE   0 0 447,605
Amazon Com Inc Equity 023135106 3,256 449 SH   SOLE   0 0 1,462,361
Amgen Inc. Equity 031162100 229 2,720 SH   SOLE   0 0 625,382
Apple Inc. Equity 037833100 132 80,405 SH   SOLE   0 0 10,668,939
AT&T Corp. Equity 00206R102 28 13,574 SH   SOLE   0 0 390,388
Bank Of America Pfd E Equity 060505815 25 17,760 SH   SOLE   0 0 449,150
Bank Of New York Mellon Equity 064058100 42 18,635 SH   SOLE   0 0 790,869
Berkshire Hathaway B Shs. Equity 084670702 231 17,298 SH   SOLE   0 0 4,010,887
Berkshire Htwy Cla Equity 084670108 347,815 1 SH   SOLE   0 0 347,815
Biogen Idec Inc. Equity 09062X103 244 567 SH   SOLE   0 0 138,835
Bio-Rad Laboratories Equity 090572207 582 1,800 SH   SOLE   0 0 1,049,292
Blackrock Inc Equity 09247X101 721 48 SH   SOLE   0 0 34,633
Boeing Corp. Equity 097023105 214 1,076 SH   SOLE   0 0 230,328
Bookings Holdings Inc Equity 09857L108 2,227 74 SH   SOLE   0 0 164,817
Cigna Corp Equity 125523100 208 140 SH   SOLE   0 0 29,145
Constellation Brands Inc Cl A Equity 21036P108 219 100 SH   SOLE   0 0 21,905
Danaher Corp Equity 235851102 222 134 SH   SOLE   0 0 29,766
Deere & Co Equity 244199105 269 150 SH   SOLE   0 0 40,357
Exxon Mobil Corporation Equity 30231G102 41 20,784 SH   SOLE   0 0 856,722
Facebook Inc Class A Equity 30303M102 273 1,853 SH   SOLE   0 0 506,165
Federal Express Equity 31428X106 259 10 SH   SOLE   0 0 2,596
General Electric Corp. Equity 369604103 10 22,507 SH   SOLE   0 0 243,080
Home Depot Equity 437076102 265 2,565 SH   SOLE   0 0 681,448
Humana Inc Equity 444859102 410 65 SH   SOLE   0 0 26,667
Illumina Inc Equity 452327109 370 200 SH   SOLE   0 0 74,000
Intuitive Surgical Inc Equity 46120E602 818 550 SH   SOLE   0 0 449,955
Invesco 2021 Corp Bulletshares Equity 46138J700 21 17,725 SH   SOLE   0 0 375,947
Invesco 2021 HY Bulletshares Equity 46138J809 23 196,637 SH   SOLE   0 0 4,542,314
Invesco 2022 HY Bulletshares Equity 46138J874 23 115,010 SH   SOLE   0 0 2,684,333
Invesco Emer Mkts Sovereign De Equity 46138E784 28 13,547 SH   SOLE   0 0 390,695
Invesco QQQ Trust Equity 46090E103 313 979 SH   SOLE   0 0 307,433
Invesco S&P 500 Low Volatility Equity 46138E354 56 119,056 SH   SOLE   0 0 6,694,524
iShares Comex Gold Trust Equity 464285105 18 11,969 SH   SOLE   0 0 216,997
IShares Core S&P Total US Stoc Equity 464287150 86 16,718 SH   SOLE   0 0 1,441,425
Ishares DJ US Hlthcar Equity 464287762 245 400 SH   SOLE   0 0 98,364
Ishares Morningstar Large Core Equity 464287127 216 368 SH   SOLE   0 0 80,002
I-Shares Morningstar Midcap Gr Equity 464288307 382 150 SH   SOLE   0 0 57,372
iShares Russell 1000 Growth Equity 464287614 241 170 SH   SOLE   0 0 40,993
Ishares S&P Midcap Equity 464287507 229 6,945 SH   SOLE   0 0 1,596,169
JPMorgan Ultra Short Income Equity 46641Q837 50 178,546 SH   SOLE   0 0 9,068,368
KLA Tencor Corp Equity 482480100 258 100 SH   SOLE   0 0 25,891
Lab Cp Of Amer Hldg New Equity 50540R409 203 280 SH   SOLE   0 0 56,994
Lockheed Martin Corp Equity 539830109 354 55 SH   SOLE   0 0 19,523
Mastercard Inc Equity 57636Q104 356 775 SH   SOLE   0 0 276,628
McDonalds Equity 580135101 214 850 SH   SOLE   0 0 182,393
Microsoft Corp. Equity 594918104 222 6,859 SH   SOLE   0 0 1,525,596
Mobilepro Corp New Equity 60739U204 0 35,800 SH   SOLE   0 0 0
Netflix Inc. Equity 64110L106 540 20 SH   SOLE   0 0 10,814
Norfolk Southern Corp Equity 655844108 237 62 SH   SOLE   0 0 14,731
Northrop Grumman Corp Equity 666807102 304 20 SH   SOLE   0 0 6,094
Public Storage Inc. Equity 74460D109 230 230 SH   SOLE   0 0 53,113
Quaker Chemical Corp Equity 747316107 253 400 SH   SOLE   0 0 101,356
Qualcomm Inc. Equity 747525103 152 23,685 SH   SOLE   0 0 3,608,192
Realty Income Corp. Equity 756109104 62 23,350 SH   SOLE   0 0 1,451,727
Resmed, Inc. Equity 761152107 212 250 SH   SOLE   0 0 53,140
S&P Midcap 400 SPDR Equity 78467Y107 419 80 SH   SOLE   0 0 33,593
Schwab Emerg Mkt Equity Equity 808524706 30 20,608 SH   SOLE   0 0 631,635
Schwab Intermediate Term Treas Equity 808524854 58 11,142 SH   SOLE   0 0 648,687
Schwab US Broad Mkt ETF Equity 808524102 90 52,822 SH   SOLE   0 0 4,806,273
Schwab US Dividend Equity Equity 808524797 64 21,083 SH   SOLE   0 0 1,352,284
Schwab US Mid-Cap Equity 808524508 68 31,330 SH   SOLE   0 0 2,136,079
Schwab US TIPS ETF Equity 808524870 62 16,531 SH   SOLE   0 0 1,026,282
Snowflake Inc Equity 833445109 281 30 SH   SOLE   0 0 8,442
SPDR Gold Mini ETF Equity 98149E204 18 113,076 SH   SOLE   0 0 2,141,659
SPDR Mid Cap Equity 78464A847 40 11,529 SH   SOLE   0 0 465,771
SPDR MSCI ACWI Ex-US ETF Equity 78463X848 27 42,728 SH   SOLE   0 0 1,181,437
SPDR Total Stock Market ETF Equity 78464A805 46 15,318 SH   SOLE   0 0 706,006
SPDR Trust 1 Equity 78462F103 373 1,740 SH   SOLE   0 0 650,551
SPDR World Ex-US ETF Equity 78463X889 33 40,658 SH   SOLE   0 0 1,372,214
Tesla Motors Inc Equity 88160R101 705 2,125 SH   SOLE   0 0 1,499,548
Thermo Fisher Scientific Equity 883556102 465 40 SH   SOLE   0 0 18,631
Union Pacific Corp. Equity 907818108 208 290 SH   SOLE   0 0 60,383
Unitedhealth Group Inc Equity 91324P102 350 99 SH   SOLE   0 0 34,717
Vanguard Bond Index Fund Equity 921937835 88 14,070 SH   SOLE   0 0 1,240,914
Vanguard Dividend Appreciation Equity 921908844 141 12,431 SH   SOLE   0 0 1,754,884
Vanguard FTSE All-World Ex. US Equity 922042775 58 30,990 SH   SOLE   0 0 1,808,576
Vanguard FTSE Emerging Mkts Equity 922042858 50 22,240 SH   SOLE   0 0 1,114,446
Vanguard Health Care Equity 92204A504 223 280 SH   SOLE   0 0 62,644
Vanguard Info Tech Index Equity 92204A702 353 30 SH   SOLE   0 0 10,613
Vanguard Inter Govt Bond ETF Equity 92206C706 69 11,195 SH   SOLE   0 0 777,156
Vanguard S/T Corp Bond Fd Equity 92206C409 83 18,802 SH   SOLE   0 0 1,565,291
Vanguard Total Stock Mkt Viper Equity 922908769 194 91,744 SH   SOLE   0 0 17,857,137
Ventas Inc Equity 92276F100 49 12,540 SH   SOLE   0 0 614,961
Verizon Communications Equity 92343V104 58 12,718 SH   SOLE   0 0 747,211
VISA Inc Cl A Equity 92826C839 218 320 SH   SOLE   0 0 69,993
WD-40 Company Equity 929236107 265 200 SH   SOLE   0 0 53,136
Wells Fargo 7.5 Cnv Pfd L Equity 949746804 1,517 701 SH   SOLE   0 0 1,064,047