The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,001 20,340 SH   SOLE   0 0 20,340
ABBOTT LABS COM 002824100 5,369 88,037 SH   SOLE   0 0 88,037
ABBVIE INC COM 00287Y109 3,388 36,569 SH   SOLE   0 0 36,569
ADOBE SYS INC COM 00724F101 273 1,121 SH   SOLE   0 0 1,121
AETNA INC NEW COM 00817Y108 356 1,941 SH   SOLE   0 0 1,941
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 437 2,358 SH   SOLE   0 0 2,358
ALLSTATE CORP COM 020002101 444 4,865 SH   SOLE   0 0 4,865
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 295 3,000 SH   SOLE   0 0 3,000
ALPHABET INC CAP STK CL C 02079K107 2,645 2,370 SH   SOLE   0 0 2,370
ALPHABET INC CAP STK CL A 02079K305 4,606 4,079 SH   SOLE   0 0 4,079
ALTRIA GROUP INC COM 02209S103 802 14,129 SH   SOLE   0 0 14,129
AMAZON COM INC COM 023135106 3,632 2,137 SH   SOLE   0 0 2,137
AMERICAN ELEC PWR INC COM 025537101 305 4,411 SH   SOLE   0 0 4,411
AMERICAN EXPRESS CO COM 025816109 1,767 18,032 SH   SOLE   0 0 18,032
AMERICAN TOWER CORP NEW COM 03027X100 516 3,576 SH   SOLE   0 0 3,576
AMGEN INC COM 031162100 1,816 9,836 SH   SOLE   0 0 9,836
ANADARKO PETE CORP COM 032511107 357 4,879 SH   SOLE   0 0 4,879
ANALOG DEVICES INC COM 032654105 318 3,317 SH   SOLE   0 0 3,317
ANTHEM INC COM 036752103 313 1,315 SH   SOLE   0 0 1,315
APPLE INC COM 037833100 12,756 68,907 SH   SOLE   0 0 68,907
APPLIED MATLS INC COM 038222105 246 5,318 SH   SOLE   0 0 5,318
APTARGROUP INC COM 038336103 369 3,949 SH   SOLE   0 0 3,949
ARCHER DANIELS MIDLAND CO COM 039483102 253 5,528 SH   SOLE   0 0 5,528
ARK ETF TR INNOVATION ETF 00214Q104 439 9,761 SH   SOLE   0 0 9,761
AT&T INC COM 00206R102 1,412 43,959 SH   SOLE   0 0 43,959
AUTOMATIC DATA PROCESSING IN COM 053015103 4,586 34,185 SH   SOLE   0 0 34,185
BANK AMER CORP COM 060505104 2,664 94,488 SH   SOLE   0 0 94,488
BANK NEW YORK MELLON CORP COM 064058100 760 14,092 SH   SOLE   0 0 14,092
BB&T CORP COM 054937107 896 17,766 SH   SOLE   0 0 17,766
BECTON DICKINSON & CO COM 075887109 398 1,660 SH   SOLE   0 0 1,660
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,128 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,670 25,021 SH   SOLE   0 0 25,021
BLACKROCK INC COM 09247X101 558 1,118 SH   SOLE   0 0 1,118
BOEING CO COM 097023105 1,397 4,164 SH   SOLE   0 0 4,164
BOFI HLDG INC COM 05566U108 226 5,520 SH   SOLE   0 0 5,520
BOOKING HLDGS INC COM 09857L108 357 176 SH   SOLE   0 0 176
BP PLC SPONSORED ADR 055622104 759 16,633 SH   SOLE   0 0 16,633
BRISTOL MYERS SQUIBB CO COM 110122108 3,382 61,113 SH   SOLE   0 0 61,113
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,295 33,716 SH   SOLE   0 0 33,716
CAPITAL ONE FINL CORP COM 14040H105 242 2,630 SH   SOLE   0 0 2,630
CELGENE CORP COM 151020104 789 9,937 SH   SOLE   0 0 9,937
CHARLES & COLVARD LTD COM 159765106 11 10,000 SH   SOLE   0 0 10,000
CHEVRON CORP NEW COM 166764100 5,152 40,751 SH   SOLE   0 0 40,751
CHUBB LIMITED COM H1467J104 717 5,643 SH   SOLE   0 0 5,643
CINCINNATI FINL CORP COM 172062101 429 6,422 SH   SOLE   0 0 6,422
CISCO SYS INC COM 17275R102 3,190 74,119 SH   SOLE   0 0 74,119
CITIGROUP INC COM NEW 172967424 388 5,802 SH   SOLE   0 0 5,802
COCA COLA CO COM 191216100 3,388 77,248 SH   SOLE   0 0 77,248
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 287 3,636 SH   SOLE   0 0 3,636
COLGATE PALMOLIVE CO COM 194162103 1,315 20,287 SH   SOLE   0 0 20,287
COMCAST CORP NEW CL A 20030N101 983 29,951 SH   SOLE   0 0 29,951
CONOCOPHILLIPS COM 20825C104 472 6,779 SH   SOLE   0 0 6,779
CORNING INC COM 219350105 345 12,536 SH   SOLE   0 0 12,536
COSTCO WHSL CORP NEW COM 22160K105 2,201 10,534 SH   SOLE   0 0 10,534
COVIA HLDGS CORP COM 22305A103 54,407 2,931,413 SH   SOLE   0 0 2,931,413
CSX CORP COM 126408103 877 13,758 SH   SOLE   0 0 13,758
CVS HEALTH CORP COM 126650100 850 13,208 SH   SOLE   0 0 13,208
DANAHER CORP DEL COM 235851102 1,139 11,545 SH   SOLE   0 0 11,545
DEERE & CO COM 244199105 692 4,952 SH   SOLE   0 0 4,952
DIAGEO P L C SPON ADR NEW 25243Q205 213 1,479 SH   SOLE   0 0 1,479
DISNEY WALT CO COM DISNEY 254687106 5,110 48,752 SH   SOLE   0 0 48,752
DOWDUPONT INC COM 26078J100 1,893 28,712 SH   SOLE   0 0 28,712
EATON CORP PLC SHS G29183103 977 13,067 SH   SOLE   0 0 13,067
EMERSON ELEC CO COM 291011104 1,741 25,174 SH   SOLE   0 0 25,174
ENANTA PHARMACEUTICALS INC COM 29251M106 587 5,064 SH   SOLE   0 0 5,064
EXPRESS SCRIPTS HLDG CO COM 30219G108 314 4,066 SH   SOLE   0 0 4,066
EXXON MOBIL CORP COM 30231G102 15,406 186,217 SH   SOLE   0 0 186,217
FACEBOOK INC CL A 30303M102 1,296 6,670 SH   SOLE   0 0 6,670
FEDEX CORP COM 31428X106 372 1,638 SH   SOLE   0 0 1,638
FORD MTR CO DEL COM PAR $0.01 345370860 370 33,423 SH   SOLE   0 0 33,423
FOREST CITY RLTY TR INC COM CL A 345605109 40,757 1,786,831 SH   SOLE   0 0 1,786,831
FORTIVE CORP COM 34959J108 204 2,646 SH   SOLE   0 0 2,646
GENERAL ELECTRIC CO COM 369604103 2,339 171,880 SH   SOLE   0 0 171,880
GENERAL MLS INC COM 370334104 216 4,873 SH   SOLE   0 0 4,873
GOLDMAN SACHS GROUP INC COM 38141G104 224 1,017 SH   SOLE   0 0 1,017
HALLIBURTON CO COM 406216101 288 6,400 SH   SOLE   0 0 6,400
HOME DEPOT INC COM 437076102 7,095 36,365 SH   SOLE   0 0 36,365
HONEYWELL INTL INC COM 438516106 938 6,511 SH   SOLE   0 0 6,511
HUNTINGTON BANCSHARES INC COM 446150104 3,830 259,463 SH   SOLE   0 0 259,463
ILLINOIS TOOL WKS INC COM 452308109 901 6,507 SH   SOLE   0 0 6,507
INTEL CORP COM 458140100 5,226 105,132 SH   SOLE   0 0 105,132
INTERCONTINENTAL EXCHANGE IN COM 45866F104 837 11,375 SH   SOLE   0 0 11,375
INTERNATIONAL BUSINESS MACHS COM 459200101 2,753 19,710 SH   SOLE   0 0 19,710
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 554 5,441 SH   SOLE   0 0 5,441
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 332 7,000 SH   SOLE   0 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 14,038 81,781 SH   SOLE   0 0 81,781
ISHARES GOLD TRUST ISHARES 464285105 1,009 83,957 SH   SOLE   0 0 83,957
ISHARES INC CORE MSCI EMKT 46434G103 3,097 58,977 SH   SOLE   0 0 58,977
ISHARES TR MRNGSTR LG-CP GR 464287119 16,693 95,564 SH   SOLE   0 0 95,564
ISHARES TR CORE S&P TTL STK 464287150 272 4,352 SH   SOLE   0 0 4,352
ISHARES TR SELECT DIVID ETF 464287168 1,847 18,899 SH   SOLE   0 0 18,899
ISHARES TR TIPS BD ETF 464287176 528 4,678 SH   SOLE   0 0 4,678
ISHARES TR CORE S&P500 ETF 464287200 12,096 44,300 SH   SOLE   0 0 44,300
ISHARES TR MSCI EMG MKT ETF 464287234 1,001 23,104 SH   SOLE   0 0 23,104
ISHARES TR S&P 500 GRWT ETF 464287309 4,328 26,615 SH   SOLE   0 0 26,615
ISHARES TR S&P 500 VAL ETF 464287408 4,231 38,422 SH   SOLE   0 0 38,422
ISHARES TR 20 YR TR BD ETF 464287432 3,270 26,865 SH   SOLE   0 0 26,865
ISHARES TR MSCI EAFE ETF 464287465 3,135 46,814 SH   SOLE   0 0 46,814
ISHARES TR RUS MD CP GR ETF 464287481 1,167 9,212 SH   SOLE   0 0 9,212
ISHARES TR RUS MID CAP ETF 464287499 6,087 28,692 SH   SOLE   0 0 28,692
ISHARES TR CORE S&P MCP ETF 464287507 16,739 85,936 SH   SOLE   0 0 85,936
ISHARES TR COHEN STEER REIT 464287564 200 2,000 SH   SOLE   0 0 2,000
ISHARES TR RUS 1000 VAL ETF 464287598 1,174 9,671 SH   SOLE   0 0 9,671
ISHARES TR S&P MC 400GR ETF 464287606 1,181 5,253 SH   SOLE   0 0 5,253
ISHARES TR RUS 1000 GRW ETF 464287614 1,037 7,211 SH   SOLE   0 0 7,211
ISHARES TR RUS 1000 ETF 464287622 1,340 8,816 SH   SOLE   0 0 8,816
ISHARES TR RUS 2000 VAL ETF 464287630 730 5,537 SH   SOLE   0 0 5,537
ISHARES TR RUSSELL 2000 ETF 464287655 4,568 27,894 SH   SOLE   0 0 27,894
ISHARES TR RUSSELL 3000 ETF 464287689 14,655 90,303 SH   SOLE   0 0 90,303
ISHARES TR S&P MC 400VL ETF 464287705 396 2,442 SH   SOLE   0 0 2,442
ISHARES TR U.S. REAL ES ETF 464287739 277 3,432 SH   SOLE   0 0 3,432
ISHARES TR CORE S&P SCP ETF 464287804 4,175 50,020 SH   SOLE   0 0 50,020
ISHARES TR MSCI ACWI ETF 464288257 214 3,013 SH   SOLE   0 0 3,013
ISHARES TR IBOXX HI YD ETF 464288513 637 7,488 SH   SOLE   0 0 7,488
ISHARES TR 3 7 YR TREAS BD 464288661 748 6,235 SH   SOLE   0 0 6,235
ISHARES TR INDIA 50 ETF 464289529 489 13,892 SH   SOLE   0 0 13,892
ISHARES TR CORE HIGH DV ETF 46429B663 381 4,485 SH   SOLE   0 0 4,485
ISHARES TR MIN VOL USA ETF 46429B697 4,169 78,433 SH   SOLE   0 0 78,433
ISHARES TR CORE MSCI TOTAL 46432F834 487 8,102 SH   SOLE   0 0 8,102
ISHARES TR CORE MSCI EAFE 46432F842 747 11,794 SH   SOLE   0 0 11,794
ISHARES TR MRNGSTR INC ETF 46432F875 232 9,465 SH   SOLE   0 0 9,465
JOHNSON & JOHNSON COM 478160104 4,999 41,198 SH   SOLE   0 0 41,198
JOHNSON CTLS INTL PLC SHS G51502105 212 6,325 SH   SOLE   0 0 6,325
JPMORGAN CHASE & CO COM 46625H100 18,317 175,795 SH   SOLE   0 0 175,795
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 374 14,054 SH   SOLE   0 0 14,054
KEYCORP NEW COM 493267108 4,399 225,105 SH   SOLE   0 0 225,105
KIMBERLY CLARK CORP COM 494368103 460 4,367 SH   SOLE   0 0 4,367
LAUDER ESTEE COS INC CL A 518439104 288 2,018 SH   SOLE   0 0 2,018
LILLY ELI & CO COM 532457108 1,287 15,082 SH   SOLE   0 0 15,082
LINCOLN ELEC HLDGS INC COM 533900106 6,412 73,067 SH   SOLE   0 0 73,067
LOCKHEED MARTIN CORP COM 539830109 463 1,568 SH   SOLE   0 0 1,568
LOWES COS INC COM 548661107 1,203 12,588 SH   SOLE   0 0 12,588
MASTERCARD INCORPORATED CL A 57636Q104 1,154 5,873 SH   SOLE   0 0 5,873
MCDONALDS CORP COM 580135101 2,280 14,552 SH   SOLE   0 0 14,552
MEDTRONIC PLC SHS G5960L103 1,045 12,211 SH   SOLE   0 0 12,211
MERCK & CO INC COM 58933Y105 2,905 47,858 SH   SOLE   0 0 47,858
MICROSOFT CORP COM 594918104 12,857 130,386 SH   SOLE   0 0 130,386
MODINE MFG CO COM 607828100 264 14,460 SH   SOLE   0 0 14,460
MONDELEZ INTL INC CL A 609207105 311 7,581 SH   SOLE   0 0 7,581
NEW YORK CMNTY BANCORP INC COM 649445103 599 54,277 SH   SOLE   0 0 54,277
NEXTERA ENERGY INC COM 65339F101 503 3,014 SH   SOLE   0 0 3,014
NIKE INC CL B 654106103 3,939 49,432 SH   SOLE   0 0 49,432
NORDSON CORP COM 655663102 1,477 11,500 SH   SOLE   0 0 11,500
NORFOLK SOUTHERN CORP COM 655844108 664 4,400 SH   SOLE   0 0 4,400
NORTHROP GRUMMAN CORP COM 666807102 1,348 4,382 SH   SOLE   0 0 4,382
NOVARTIS A G SPONSORED ADR 66987V109 1,650 21,839 SH   SOLE   0 0 21,839
OCCIDENTAL PETE CORP DEL COM 674599105 376 4,498 SH   SOLE   0 0 4,498
OMNICOM GROUP INC COM 681919106 356 4,668 SH   SOLE   0 0 4,668
ORACLE CORP COM 68389X105 1,449 32,880 SH   SOLE   0 0 32,880
PARKER HANNIFIN CORP COM 701094104 455 2,920 SH   SOLE   0 0 2,920
PAYPAL HLDGS INC COM 70450Y103 375 4,507 SH   SOLE   0 0 4,507
PEPSICO INC COM 713448108 8,001 73,496 SH   SOLE   0 0 73,496
PFIZER INC COM 717081103 4,023 110,904 SH   SOLE   0 0 110,904
PHILIP MORRIS INTL INC COM 718172109 377 4,665 SH   SOLE   0 0 4,665
PHILLIPS 66 COM 718546104 543 4,832 SH   SOLE   0 0 4,832
PNC FINL SVCS GROUP INC COM 693475105 394 2,915 SH   SOLE   0 0 2,915
PPG INDS INC COM 693506107 614 5,920 SH   SOLE   0 0 5,920
PRAXAIR INC COM 74005P104 227 1,435 SH   SOLE   0 0 1,435
PROCTER AND GAMBLE CO COM 742718109 4,215 54,002 SH   SOLE   0 0 54,002
PROGRESSIVE CORP OHIO COM 743315103 5,400 91,294 SH   SOLE   0 0 91,294
QUALCOMM INC COM 747525103 344 6,133 SH   SOLE   0 0 6,133
REGIS CORP MINN COM 758932107 165 10,000 SH   SOLE   0 0 10,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 596 8,593 SH   SOLE   0 0 8,593
S&P GLOBAL INC COM 78409V104 575 2,818 SH   SOLE   0 0 2,818
SCHLUMBERGER LTD COM 806857108 1,596 23,811 SH   SOLE   0 0 23,811
SCHWAB CHARLES CORP NEW COM 808513105 471 9,221 SH   SOLE   0 0 9,221
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,837 28,265 SH   SOLE   0 0 28,265
SELECT SECTOR SPDR TR ENERGY 81369Y506 550 7,245 SH   SOLE   0 0 7,245
SENIOR HSG PPTYS TR SH BEN INT 81721M109 365 20,158 PRN   SOLE   0 0 20,158
SHERWIN WILLIAMS CO COM 824348106 996 2,444 SH   SOLE   0 0 2,444
SPDR GOLD TRUST GOLD SHS 78463V107 546 4,598 SH   SOLE   0 0 4,598
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 296 6,144 SH   SOLE   0 0 6,144
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,795 10,303 SH   SOLE   0 0 10,303
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 23,924 67,388 SH   SOLE   0 0 67,388
SPDR SERIES TRUST S&P DIVID ETF 78464A763 18,879 203,653 SH   SOLE   0 0 203,653
STARBUCKS CORP COM 855244109 375 7,681 SH   SOLE   0 0 7,681
STATE STR CORP COM 857477103 1,484 15,938 SH   SOLE   0 0 15,938
STRYKER CORP COM 863667101 385 2,278 SH   SOLE   0 0 2,278
SYSCO CORP COM 871829107 1,307 19,134 SH   SOLE   0 0 19,134
TARGET CORP COM 87612E106 1,001 13,149 SH   SOLE   0 0 13,149
TELEPHONE & DATA SYS INC COM NEW 879433829 286 10,417 SH   SOLE   0 0 10,417
TESLA INC COM 88160R101 655 1,909 SH   SOLE   0 0 1,909
TEXAS INSTRS INC COM 882508104 1,636 14,844 SH   SOLE   0 0 14,844
TFS FINL CORP COM 87240R107 1,603 101,667 SH   SOLE   0 0 101,667
THERMO FISHER SCIENTIFIC INC COM 883556102 414 1,998 SH   SOLE   0 0 1,998
TJX COS INC NEW COM 872540109 419 4,404 SH   SOLE   0 0 4,404
UBS GROUP AG SHS H42097107 307 20,000 SH   SOLE   0 0 20,000
UNION PAC CORP COM 907818108 500 3,529 SH   SOLE   0 0 3,529
UNITED PARCEL SERVICE INC CL B 911312106 959 9,029 SH   SOLE   0 0 9,029
UNITED TECHNOLOGIES CORP COM 913017109 1,536 12,284 SH   SOLE   0 0 12,284
UNITEDHEALTH GROUP INC COM 91324P102 1,658 6,758 SH   SOLE   0 0 6,758
UNIVERSAL ELECTRS INC COM 913483103 826 24,995 SH   SOLE   0 0 24,995
US BANCORP DEL COM NEW 902973304 474 9,470 SH   SOLE   0 0 9,470
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 224 2,833 SH   SOLE   0 0 2,833
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 245 4,478 SH   SOLE   0 0 4,478
VANGUARD GROUP DIV APP ETF 921908844 1,146 11,277 SH   SOLE   0 0 11,277
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 84,429 338,381 SH   SOLE   0 0 338,381
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,635 130,575 SH   SOLE   0 0 130,575
VANGUARD INDEX FDS SM CP VAL ETF 922908611 318 2,344 SH   SOLE   0 0 2,344
VANGUARD INDEX FDS MID CAP ETF 922908629 33,144 210,252 SH   SOLE   0 0 210,252
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,559 21,721 SH   SOLE   0 0 21,721
VANGUARD INDEX FDS SMALL CP ETF 922908751 465 2,987 SH   SOLE   0 0 2,987
VANGUARD INDEX FDS TOTAL STK MKT 922908769 907 6,462 SH   SOLE   0 0 6,462
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 243 3,316 SH   SOLE   0 0 3,316
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,047 48,512 SH   SOLE   0 0 48,512
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 401 4,799 SH   SOLE   0 0 4,799
VANGUARD STAR FD VG TL INTL STK F 921909768 596 11,011 SH   SOLE   0 0 11,011
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,409 79,459 SH   SOLE   0 0 79,459
VERIZON COMMUNICATIONS INC COM 92343V104 1,508 29,965 SH   SOLE   0 0 29,965
VISA INC COM CL A 92826C839 1,506 11,368 SH   SOLE   0 0 11,368
WALGREENS BOOTS ALLIANCE INC COM 931427108 637 10,614 SH   SOLE   0 0 10,614
WALMART INC COM 931142103 1,688 19,709 SH   SOLE   0 0 19,709
WELLS FARGO CO NEW COM 949746101 5,388 97,184 SH   SOLE   0 0 97,184
WESTERN UN CO COM 959802109 315 15,500 SH   SOLE   0 0 15,500
WISDOMTREE TR US TOTAL DIVIDND 97717W109 2,349 25,770 SH   SOLE   0 0 25,770
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,595 87,653 SH   SOLE   0 0 87,653
YUM BRANDS INC COM 988498101 433 5,536 SH   SOLE   0 0 5,536
YUM CHINA HLDGS INC COM 98850P109 205 5,326 SH   SOLE   0 0 5,326
ZIMMER BIOMET HLDGS INC COM 98956P102 452 4,056 SH   SOLE   0 0 4,056
ZIONS BANCORPORATION COM 989701107 6,112 116,002 SH   SOLE   0 0 116,002