The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   124,656 1,032 SH   SOLE   0 0 1,032
AMAZON COM INC COM 023135106   99,604 454 SH   SOLE   0 0 454
APPLE INC COM 037833100   169,814 678 SH   SOLE   0 0 678
COSTCO WHSL CORP NEW COM 22160K105   91,627 100 SH   SOLE   0 0 100
DIMENSIONAL ETF TRUST DIMENSIONAL INTL 25434V542   497,513 10,348 SH   SOLE   0 0 10,348
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,108,110 33,446 SH   SOLE   0 0 33,446
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   4,524,772 172,635 SH   SOLE   0 0 172,635
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   636,255 25,079 SH   SOLE   0 0 25,079
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   712,484 21,689 SH   SOLE   0 0 21,689
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,334,495 150,352 SH   SOLE   0 0 150,352
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,654,768 155,004 SH   SOLE   0 0 155,004
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,572,791 38,436 SH   SOLE   0 0 38,436
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,433,731 68,127 SH   SOLE   0 0 68,127
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   627,056 16,545 SH   SOLE   0 0 16,545
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   63 1 SH   SOLE   0 0 1
DISNEY WALT CO COM 254687106   3,481 31 SH   SOLE   0 0 31
F5 INC COM 315616102   42,247 168 SH   SOLE   0 0 168
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   58,783 1,929 SH   SOLE   0 0 1,929
FIDELITY NATL INFORMATION SV COM 31620M106   7,997 99 SH   SOLE   0 0 99
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   45,580 559 SH   SOLE   0 0 559
FORD MTR CO COM 345370860   634 64 SH   SOLE   0 0 64
INTEL CORP COM 458140100   169,383 8,448 SH   SOLE   0 0 8,448
INTERNATIONAL BUSINESS MACHS COM 459200101   6,595 30 SH   SOLE   0 0 30
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   9,186,580 429,681 SH   SOLE   0 0 429,681
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   10,824 226 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   23,801 590 SH   SOLE   0 0 590
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   12,067 290 SH   SOLE   0 0 290
ISHARES INC CORE MSCI EMKT 46434G103   2,086,868 39,963 SH   SOLE   0 0 39,963
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   66,573 3,058 SH   SOLE   0 0 3,058
ISHARES TR COHEN STEER REIT 464287564   250,863 4,163 SH   SOLE   0 0 4,163
ISHARES TR CORE MSCI INTL 46435G326   1,783,305 27,661 SH   SOLE   0 0 27,661
ISHARES TR CORE S&P TTL STK 464287150   566,700 4,406 SH   SOLE   0 0 4,406
ISHARES TR ISHARES SEMICDTR 464287523   64,647 300 SH   SOLE   0 0 300
ISHARES TR MSCI EMG MKT ETF 464287234   175,603 4,199 SH   SOLE   0 0 4,199
ISHARES TR NATIONAL MUN ETF 464288414   49,653 466 SH   SOLE   0 0 466
ISHARES TR RUS MDCP VAL ETF 464287473   652,133 5,042 SH   SOLE   0 0 5,042
ISHARES TR RUSSELL 2000 ETF 464287655   32,261 146 SH   SOLE   0 0 146
ISHARES TR SP SMCP600VL ETF 464287879   106,873 984 SH   SOLE   0 0 984
ISHARES TR TIPS BD ETF 464287176   2,267,135 21,278 SH   SOLE   0 0 21,278
ISHARES TR U.S. REAL ES ETF 464287739   1,598,023 17,172 SH   SOLE   0 0 17,172
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   208 6 SH   SOLE   0 0 6
META PLATFORMS INC CL A 30303M102   58,551 100 SH   SOLE   0 0 100
MICROSOFT CORP COM 594918104   638,994 1,516 SH   SOLE   0 0 1,516
NANO X IMAGING LTD ORD SHS M70700105   78,898 10,958 SH   SOLE   0 0 10,958
NEWMONT CORP COM 651639106   3,722 100 SH   SOLE   0 0 100
NVIDIA CORPORATION COM 67066G104   1,344 10 SH   SOLE   0 0 10
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   8,429 84 SH   SOLE   0 0 84
SALESFORCE INC COM 79466L302   63,523 190 SH   SOLE   0 0 190
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   221,056 8,301 SH   SOLE   0 0 8,301
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   8,686 299 SH   SOLE   0 0 299
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   7,750 227 SH   SOLE   0 0 227
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   418,063 22,598 SH   SOLE   0 0 22,598
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,470 352 SH   SOLE   0 0 352
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   10,329 455 SH   SOLE   0 0 455
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,134,687 182,145 SH   SOLE   0 0 182,145
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   17,664 762 SH   SOLE   0 0 762
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   30,177 1,089 SH   SOLE   0 0 1,089
SCHWAB STRATEGIC TR US REIT ETF 808524847   404,879 19,225 SH   SOLE   0 0 19,225
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   352,317 13,624 SH   SOLE   0 0 13,624
SCHWAB STRATEGIC TR US TIPS ETF 808524870   68,708 2,660 SH   SOLE   0 0 2,660
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   88,930 209 SH   SOLE   0 0 209
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,426,216 19,496 SH   SOLE   0 0 19,496
SPDR SER TR PORTFLI TIPS ETF 78464A656   247,153 9,765 SH   SOLE   0 0 9,765
TELEFONICA S A SPONSORED ADR 879382208   9 2 SH   SOLE   0 0 2
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   459,577 6,391 SH   SOLE   0 0 6,391
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   153,265 604 SH   SOLE   0 0 604
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   68,429 423 SH   SOLE   0 0 423
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   10,069,243 113,036 SH   SOLE   0 0 113,036
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   610,472 1,133 SH   SOLE   0 0 1,133
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,769,532 11,526 SH   SOLE   0 0 11,526
VANGUARD INDEX FDS TOTAL STK MKT 922908769   22,820,455 78,743 SH   SOLE   0 0 78,743
VANGUARD INDEX FDS VALUE ETF 922908744   44,357 262 SH   SOLE   0 0 262
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   12,429,706 282,237 SH   SOLE   0 0 282,237
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,603 14 SH   SOLE   0 0 14
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   109,585 2,186 SH   SOLE   0 0 2,186
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   13,230,559 164,826 SH   SOLE   0 0 164,826
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   26,382,353 453,461 SH   SOLE   0 0 453,461
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   13,610,272 174,468 SH   SOLE   0 0 174,468
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   62,862 321 SH   SOLE   0 0 321
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   25,039,219 523,614 SH   SOLE   0 0 523,614
VISA INC COM CL A 92826C839   63,208 200 SH   SOLE   0 0 200