The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Invesco BulletShares 2020 Investment Grade Corporate Bond ETF ETF 18383M514 20,417 958,990 SH   SOLE   0 0 958,990
iShares S&P 500 Index (ETF) ETF 464287200 16,588 51,319 SH   SOLE   0 0 51,319
Ishares TRUST Core Msci Eafe Etf ETF 46432F842 14,217 217,924 SH   SOLE   0 0 217,924
Schwab US Large Cap Etf ETF 808524201 11,523 150,026 SH   SOLE   0 0 150,026
Schwab International Equity ETF ETF 808524805 11,438 340,110 SH   SOLE   0 0 340,110
Invesco BulletShares 2020 High Yield Corporate Bond ETF ETF 18383M365 10,164 424,730 SH   SOLE   0 0 424,730
iShares Core S&P Mid-Cap ETF ETF 464287507 9,369 45,521 SH   SOLE   0 0 45,521
Ishares Inc Core Msci Emerging Mkts Etf ETF 46434G103 9,108 169,423 SH   SOLE   0 0 169,423
Schwab Emerging Market Equity Etf ETF 808524706 6,865 250,837 SH   SOLE   0 0 250,837
Schwab US Small Cap Etf ETF 808524607 5,955 78,723 SH   SOLE   0 0 78,723
Schwab US Mid-Cap Etf ETF 808524508 5,671 94,287 SH   SOLE   0 0 94,287
Schwab US Broad Market Etf ETF 808524102 4,830 62,822 SH   SOLE   0 0 62,822
iShares S&P SmallCap 600 Index (ETF) ETF 464287804 2,108 25,138 SH   SOLE   0 0 25,138
Ishares Short-Term National Muni Bond ETF ETF 464288158 2,042 19,125 SH   SOLE   0 0 19,125
iShares Russell 3000 Index (ETF) ETF 464287689 1,693 8,982 SH   SOLE   0 0 8,982
SPDR Portfolio Emerging Markets ETF ETF 78463X509 1,197 31,845 SH   SOLE   0 0 31,845
Ishares National AMT Free Muni ETF ETF 464288414 900 7,900 SH   SOLE   0 0 7,900
SPDR Developed World Ex-US ETF ETF 78463X889 885 28,233 SH   SOLE   0 0 28,233
SPDR S&P 500 ETF ETF 78462F103 867 2,695 SH   SOLE   0 0 2,695
Vanguard Small Cap Index ETF ETF 922908751 793 4,789 SH   SOLE   0 0 4,789
SPDR Nvn Barclys Short Term Mncpl Bnd ETF ETF 78464A425 697 14,198 SH   SOLE   0 0 14,198
Ishares Russell Midcap ETF ETF 464287499 676 11,342 SH   SOLE   0 0 11,342
SPDR S&P 600 Small Cap ETF ETF 78464A813 670 9,242 SH   SOLE   0 0 9,242
SPDR SERIES TRUST PORTFOLIO Small Cap ETF ETF 78468R853 600 18,389 SH   SOLE   0 0 18,389
Spdr Nuveen Barclay Muni Bond ETF ETF 78464A458 572 11,317 SH   SOLE   0 0 11,317
iPath Bloomberg Commodity Index Total Return ETN ETN 06738C778 498 21,791 SH   SOLE   0 0 21,791
E-TRACS USB Bloomberg Commodity Index ETN ETN 902641778 438 29,276 SH   SOLE   0 0 29,276
United Technologies Corp Common Stock 913017109 394 2,631 SH   SOLE   0 0 2,631
Vanguard Mid Cap ETF ETF 922908629 372 2,087 SH   SOLE   0 0 2,087
Ishares Msci EAFE Index ETF ETF 464287465 363 5,226 SH   SOLE   0 0 5,226
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF ETF 78464A847 332 9,155 SH   SOLE   0 0 9,155
Vanguard Emerging Market ETF ETF 922042858 167 3,757 SH   SOLE   0 0 3,757
VanEck Vectors High-Yield Municipal Index ETF ETF 57060U878 146 2,272 SH   SOLE   0 0 2,272
Vanguard Europe Pac Etf ETF 921943858 126 2,863 SH   SOLE   0 0 2,863
SPDR Barclays Emerging Markets Local Bond ETF ETF 78464A391 113 4,055 SH   SOLE   0 0 4,055
iShares Emerging Markets Local Currency Bond ETF ETF 464286517 79 1,792 SH   SOLE   0 0 1,792
iShares Barclays Aggregate Bond ETF ETF 464287226 73 649 SH   SOLE   0 0 649
Vanguard Total Stock Mkt ETF ETF 922908769 65 398 SH   SOLE   0 0 398
Ishares Gold ETF ETF 464285105 40 2,757 SH   SOLE   0 0 2,757
PowerShares Cleantech Portfolio ETF ETF 73935X278 37 748 SH   SOLE   0 0 748
SPDR DJ Wilshire Global Real Estate (ETF) ETF 78463X749 35 689 SH   SOLE   0 0 689
Ishares Tr Dj US Utils ETF ETF 464287697 35 216 SH   SOLE   0 0 216
Boeing Co Common Stock 097023105 33 100 SH   SOLE   0 0 100
Ishares S&P 500 Value ETF ETF 464287408 32 243 SH   SOLE   0 0 243
Ishares TRUST Emerging Debt ETF ETF 464288281 29 253 SH   SOLE   0 0 253
Dentsply Intl Inc Common Stock 249030107 22 390 SH   SOLE   0 0 390
Vanguard S&P 500 Index ETF ETF 922908363 20 68 SH   SOLE   0 0 68
Apple Inc Common Stock 037833100 16 55 SH   SOLE   0 0 55
Johnson & Johnson Common Stock 478160104 13 86 SH   SOLE   0 0 86
Ishares Msci Emrg Mkt ETF ETF 464287234 10 213 SH   SOLE   0 0 213
Ishares S&P 500 Growth ETF ETF 464287309 2 11 SH   SOLE   0 0 11