The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   336 3,248 SH   SOLE   0 0 3,248
ALPHABET INC CAP STK CL A 02079K305   13,865 73,241 SH   SOLE   0 0 73,241
ALPHABET INC CAP STK CL C 02079K107   633 3,325 SH   SOLE   0 0 3,325
AMAZON COM INC COM 023135106   1,342 6,116 SH   SOLE   0 0 6,116
AMERICAN CENTY ETF TR US SML CP VALU 025072877   8,218 85,129 SH   SOLE   0 0 85,129
APPLE INC COM 037833100   4,270 17,051 SH   SOLE   0 0 17,051
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   599 1,322 SH   SOLE   0 0 1,322
DBX ETF TR XTRACK MSCI EAFE 233051200   9,882 238,701 SH   SOLE   0 0 238,701
DELTA AIR LINES INC DEL COM NEW 247361702   204 3,373 SH   SOLE   0 0 3,373
EXXON MOBIL CORP COM 30231G102   362 3,362 SH   SOLE   0 0 3,362
FIFTH THIRD BANCORP COM 316773100   288 6,813 SH   SOLE   0 0 6,813
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   8,467 282,140 SH   SOLE   0 0 282,140
ISHARES TR ISHARES SEMICDTR 464287523   3,358 15,585 SH   SOLE   0 0 15,585
ISHARES TR FLTG RATE NT ETF 46429B655   331 6,514 SH   SOLE   0 0 6,514
ISHARES TR U.S. TECH ETF 464287721   675 4,231 SH   SOLE   0 0 4,231
ISHARES TR EAFE SML CP ETF 464288273   533 8,767 SH   SOLE   0 0 8,767
ISHARES TR MSCI USA MIN VOL 46429B697   715 8,055 SH   SOLE   0 0 8,055
ISHARES TR TRS FLT RT BD 46434V860   202 3,999 SH   SOLE   0 0 3,999
ISHARES TR MRGSTR MD CP GRW 464288307   225 2,974 SH   SOLE   0 0 2,974
ISHARES TR IBOXX HI YD ETF 464288513   1,495 19,002 SH   SOLE   0 0 19,002
ISHARES TR RUS TP200 GR ETF 464289438   23,482 99,808 SH   SOLE   0 0 99,808
ISHARES TR S&P 500 GRWT ETF 464287309   740 7,287 SH   SOLE   0 0 7,287
ISHARES TR CORE S&P MCP ETF 464287507   322 5,171 SH   SOLE   0 0 5,171
ISHARES TR S&P 500 VAL ETF 464287408   662 3,469 SH   SOLE   0 0 3,469
ISHARES TR 0-5YR HI YL CP 46434V407   323 7,569 SH   SOLE   0 0 7,569
ISHARES TR CORE S&P500 ETF 464287200   31,067 52,775 SH   SOLE   0 0 52,775
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   264 5,242 SH   SOLE   0 0 5,242
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   224 3,830 SH   SOLE   0 0 3,830
JPMORGAN CHASE & CO. COM 46625H100   2,066 8,617 SH   SOLE   0 0 8,617
L3HARRIS TECHNOLOGIES INC COM 502431109   288 1,368 SH   SOLE   0 0 1,368
MASTERCARD INCORPORATED CL A 57636Q104   406 770 SH   SOLE   0 0 770
META PLATFORMS INC CL A 30303M102   223 381 SH   SOLE   0 0 381
MICROSOFT CORP COM 594918104   1,486 3,525 SH   SOLE   0 0 3,525
NVIDIA CORPORATION COM 67066G104   483 3,599 SH   SOLE   0 0 3,599
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   269 2,678 SH   SOLE   0 0 2,678
PNC FINL SVCS GROUP INC COM 693475105   897 4,650 SH   SOLE   0 0 4,650
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,671 60,301 SH   SOLE   0 0 60,301
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   379 1,628 SH   SOLE   0 0 1,628
SHERWIN WILLIAMS CO COM 824348106   2,700 7,944 SH   SOLE   0 0 7,944
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,945 102,820 SH   SOLE   0 0 102,820
SPDR S&P 500 ETF TR TR UNIT 78462F103   259 442 SH   SOLE   0 0 442
SPDR SER TR RUSSELL LOW VOL 78468R754   6,456 51,452 SH   SOLE   0 0 51,452
SPDR SER TR PRTFLO S&P500 VL 78464A508   20,137 393,756 SH   SOLE   0 0 393,756
SPDR SER TR S&P 400 MDCP GRW 78464A821   8,296 95,478 SH   SOLE   0 0 95,478
SPDR SER TR BLOOMBERG HIGH Y 78468R622   645 6,758 SH   SOLE   0 0 6,758
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   311 2,671 SH   SOLE   0 0 2,671
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   3,196 28,357 SH   SOLE   0 0 28,357
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   918 9,831 SH   SOLE   0 0 9,831
VANGUARD INDEX FDS GROWTH ETF 922908736   445 1,084 SH   SOLE   0 0 1,084
VANGUARD INDEX FDS SML CP GRW ETF 922908595   812 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS VALUE ETF 922908744   418 2,469 SH   SOLE   0 0 2,469
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,857 3,446 SH   SOLE   0 0 3,446
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,063 18,934 SH   SOLE   0 0 18,934
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,670 60,620 SH   SOLE   0 0 60,620
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,811 37,871 SH   SOLE   0 0 37,871
VANGUARD WORLD FD INF TECH ETF 92204A702   242 390 SH   SOLE   0 0 390
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   8,527 196,152 SH   SOLE   0 0 196,152