The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
XPENG INC ADS 98422D105 0 10 SH   SOLE   0 0 10
SPDR SER TR PORTFOLIO INTRMD 78464A375 1,691 45,996 SH   SOLE   0 0 45,996
ISHARES SILVER TR ISHARES 46428Q109 16 757 SH   SOLE   0 0 757
AURORA CANNABIS INC COM 05156X884 1 150 SH   SOLE   0 0 150
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,700 11,049 SH   SOLE   0 0 11,049
VILLAGE FARMS INTL INC COM 92707Y108 0 30 SH   SOLE   0 0 30
VANGUARD INDEX FDS LARGE CAP ETF 922908637 971 6,204 SH   SOLE   0 0 6,204
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 675 11,365 SH   SOLE   0 0 11,365
ISHARES TR MSCI USA MIN VOL 46429B697 2,506 39,326 SH   SOLE   0 0 39,326
APPLE INC COM 037833100 46 399 SH   SOLE   0 0 399
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 1 296 SH   SOLE   0 0 296
VANGUARD INDEX FDS GROWTH ETF 922908736 7,040 30,928 SH   SOLE   0 0 30,928
INGERSOLL RAND INC COM 45687V106 0 9 SH   SOLE   0 0 9
INTEL CORP COM 458140100 2 39 SH   SOLE   0 0 39
NIO INC SPON ADS 62914V106 1 35 SH   SOLE   0 0 35
ISHARES TR US TREAS BD ETF 46429B267 229 8,196 SH   SOLE   0 0 8,196
ISHARES TR SP SMCP600VL ETF 464287879 1,004 8,205 SH   SOLE   0 0 8,205
COMCAST CORP NEW CL A 20030N101 3 71 SH   SOLE   0 0 71
JPMORGAN CHASE & CO COM 46625H100 2 20 SH   SOLE   0 0 20
VANGUARD INDEX FDS VALUE ETF 922908744 5,038 48,205 SH   SOLE   0 0 48,205
ISHARES TR BARCLAYS 7 10 YR 464287440 1,425 11,699 SH   SOLE   0 0 11,699
ISHARES U S ETF TR COMMOD SEL STG 46431W853 17 678 SH   SOLE   0 0 678
PIMCO EQUITY SER RAFI DYN ML US 72202L363 17 571 SH   SOLE   0 0 571
ISHARES TR AGENCY BOND ETF 464288166 407 3,357 SH   SOLE   0 0 3,357
SQUARE INC CL A 852234103 3 20 SH   SOLE   0 0 20
ISHARES TR 3 7 YR TREAS BD 464288661 1,144 8,560 SH   SOLE   0 0 8,560
KIMBERLY CLARK CORP COM 494368103 2 12 SH   SOLE   0 0 12
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,950 35,940 SH   SOLE   0 0 35,940
PINTEREST INC CL A 72352L106 4 100 SH   SOLE   0 0 100
PIMCO EQUITY SER RAFI DYN MULTI 72202L371 5 196 SH   SOLE   0 0 196
SPDR SER TR PORTFOLIO S&P500 78464A854 700 17,799 SH   SOLE   0 0 17,799
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 23 260 SH   SOLE   0 0 260
ISHARES TR US TELECOM ETF 464287713 91 3,331 SH   SOLE   0 0 3,331
ISHARES TR A RATE CP BD ETF 46429B291 761 13,167 SH   SOLE   0 0 13,167
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 669 1,976 SH   SOLE   0 0 1,976
ISHARES TR IBOXX HI YD ETF 464288513 200 2,384 SH   SOLE   0 0 2,384
SALESFORCE COM INC COM 79466L302 10 40 SH   SOLE   0 0 40
ISHARES TR S&P 500 GRWT ETF 464287309 8,726 37,761 SH   SOLE   0 0 37,761
ISHARES TR RUS TP200 GR ETF 464289438 463 3,818 SH   SOLE   0 0 3,818
CARRIER GLOBAL CORPORATION COM 14448C104 0 2 SH   SOLE   0 0 2
ECOLAB INC COM 278865100 2 10 SH   SOLE   0 0 10
AMGEN INC COM 031162100 5 21 SH   SOLE   0 0 21
TESLA INC COM 88160R101 16 38 SH   SOLE   0 0 38
ISHARES TR S&P MC 400GR ETF 464287606 1,519 6,352 SH   SOLE   0 0 6,352
INVESCO QQQ TR UNIT SER 1 46090E103 4,718 16,981 SH   SOLE   0 0 16,981
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 91 1,535 SH   SOLE   0 0 1,535
ISHARES TR RUS MID CAP ETF 464287499 853 14,860 SH   SOLE   0 0 14,860
ISHARES TR S&P 500 VAL ETF 464287408 2,443 21,730 SH   SOLE   0 0 21,730
NORTHROP GRUMMAN CORP COM 666807102 3 11 SH   SOLE   0 0 11
MICROSOFT CORP COM 594918104 7 31 SH   SOLE   0 0 31
ISHARES TR CORE S&P MCP ETF 464287507 8,512 45,931 SH   SOLE   0 0 45,931
ISHARES TR RUS 1000 ETF 464287622 757 4,043 SH   SOLE   0 0 4,043
NIKOLA CORP COM 654110105 1 70 SH   SOLE   0 0 70
STARBUCKS CORP COM 855244109 4 43 SH   SOLE   0 0 43
MIND C T I LTD ORD M70240102 23 10,000 SH   SOLE   0 0 10,000
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,856 36,553 SH   SOLE   0 0 36,553
SPDR SER TR PRTFLO S&P500 GW 78464A409 704 14,043 SH   SOLE   0 0 14,043
SPDR SER TR PORTFOLIO S&P600 78468R853 70 2,571 SH   SOLE   0 0 2,571
CHIMERA INVT CORP COM NEW 16934Q208 3 400 SH   SOLE   0 0 400
GENERAL DYNAMICS CORP COM 369550108 2 15 SH   SOLE   0 0 15
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1 18 SH   SOLE   0 0 18
PACER FDS TR TRENDP US LAR CP 69374H105 37 1,265 SH   SOLE   0 0 1,265
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,079 48,087 SH   SOLE   0 0 48,087
ISHARES TR MSCI EAFE ETF 464287465 286 4,493 SH   SOLE   0 0 4,493
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 418 6,726 SH   SOLE   0 0 6,726
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 1,750 27,665 SH   SOLE   0 0 27,665
UNITED PARCEL SERVICE INC CL B 911312106 21 125 SH   SOLE   0 0 125
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,841 66,020 SH   SOLE   0 0 66,020
ZSCALER INC COM 98980G102 4 25 SH   SOLE   0 0 25
RING ENERGY INC COM 76680V108 6 9,433 SH   SOLE   0 0 9,433
FORTUNE BRANDS HOME & SEC IN COM 34964C106 11 131 SH   SOLE   0 0 131
RESIDEO TECHNOLOGIES INC COM 76118Y104 1 96 SH   SOLE   0 0 96
OTIS WORLDWIDE CORP COM 68902V107 0 1 SH   SOLE   0 0 1
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 295 2,007 SH   SOLE   0 0 2,007
WORKHORSE GROUP INC COM NEW 98138J206 5 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 7 SH   SOLE   0 0 7
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,898 16,969 SH   SOLE   0 0 16,969
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 12 144 SH   SOLE   0 0 144
ISHARES TR TIPS BD ETF 464287176 11 87 SH   SOLE   0 0 87
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,380 155,987 SH   SOLE   0 0 155,987
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 110 1,716 SH   SOLE   0 0 1,716
AMERICAN EXPRESS CO COM 025816109 2 23 SH   SOLE   0 0 23
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 6,381 165,065 SH   SOLE   0 0 165,065
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 922 3,321 SH   SOLE   0 0 3,321
AMAZON COM INC COM 023135106 54 17 SH   SOLE   0 0 17
SOUTHWEST AIRLS CO COM 844741108 3 76 SH   SOLE   0 0 76
LI AUTO INC SPONSORED ADS 50202M102 0 8 SH   SOLE   0 0 8
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,336 40,171 SH   SOLE   0 0 40,171
ROKU INC COM CL A 77543R102 6 30 SH   SOLE   0 0 30
ROYAL BK CDA COM 780087102 2 26 SH   SOLE   0 0 26
ISHARES TR CORE S&P SCP ETF 464287804 4,165 59,307 SH   SOLE   0 0 59,307
ISHARES TR 1 3 YR TREAS BD 464287457 1,716 19,832 SH   SOLE   0 0 19,832
ISHARES TR RUS TP200 VL ETF 464289420 288 5,638 SH   SOLE   0 0 5,638
DOW INC COM 260557103 0 3 SH   SOLE   0 0 3
ISHARES TR US HOME CONS ETF 464288752 3,606 63,662 SH   SOLE   0 0 63,662
AMERICAN INTL GROUP INC COM NEW 026874784 4 128 SH   SOLE   0 0 128
ABBVIE INC COM 00287Y109 5 62 SH   SOLE   0 0 62
CARNIVAL CORP UNIT 99/99/9999 143658300 0 6 SH   SOLE   0 0 6
GILEAD SCIENCES INC COM 375558103 5 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1 5 SH   SOLE   0 0 5
ISHARES TR RUS 1000 VAL ETF 464287598 688 5,821 SH   SOLE   0 0 5,821
ISHARES TR RUS MDCP VAL ETF 464287473 254 3,141 SH   SOLE   0 0 3,141
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 0 0 SH   SOLE   0 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389 12 517 SH   SOLE   0 0 517
FACEBOOK INC CL A 30303M102 5 20 SH   SOLE   0 0 20
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,513 9,839 SH   SOLE   0 0 9,839
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,405 37,747 SH   SOLE   0 0 37,747
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 155 2,882 SH   SOLE   0 0 2,882
PENN NATL GAMING INC COM 707569109 12 170 SH   SOLE   0 0 170
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 7 74 SH   SOLE   0 0 74
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,397 8,204 SH   SOLE   0 0 8,204
ISHARES TR CORE US AGGBD ET 464287226 3,336 28,258 SH   SOLE   0 0 28,258
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 7 15 SH   SOLE   0 0 15
HOME DEPOT INC COM 437076102 4 14 SH   SOLE   0 0 14
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,066 6,714 SH   SOLE   0 0 6,714
UNITEDHEALTH GROUP INC COM 91324P102 3 8 SH   SOLE   0 0 8
CHEGG INC COM 163092109 5 70 SH   SOLE   0 0 70
LOCKHEED MARTIN CORP COM 539830109 4 10 SH   SOLE   0 0 10
NEWAGE INC COM 650194103 0 150 SH   SOLE   0 0 150
ISHARES TR RUS 1000 GRW ETF 464287614 1,202 5,540 SH   SOLE   0 0 5,540
ISHARES TR RUSSELL 2000 ETF 464287655 438 2,922 SH   SOLE   0 0 2,922
SPDR GOLD TR GOLD SHS 78463V107 79 446 SH   SOLE   0 0 446
ISHARES TR S&P MC 400VL ETF 464287705 683 5,066 SH   SOLE   0 0 5,066
ISHARES TR MBS ETF 464288588 227 2,058 SH   SOLE   0 0 2,058
CORTEVA INC COM 22052L104 0 3 SH   SOLE   0 0 3
ISHARES TR RUS MD CP GR ETF 464287481 11 64 SH   SOLE   0 0 64
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,820 19,469 SH   SOLE   0 0 19,469
ISHARES TR CORE S&P500 ETF 464287200 6,143 18,280 SH   SOLE   0 0 18,280
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 198 4,520 SH   SOLE   0 0 4,520
ISHARES TR SHORT TREAS BD 464288679 386 3,483 SH   SOLE   0 0 3,483
SEMPRA ENERGY COM 816851109 238 2,008 SH   SOLE   0 0 2,008
AMERICAN AIRLS GROUP INC COM 02376R102 6 470 SH   SOLE   0 0 470
ISHARES TR S&P SML 600 GWT 464287887 1,165 6,605 SH   SOLE   0 0 6,605
KINDER MORGAN INC DEL COM 49456B101 2 140 SH   SOLE   0 0 140
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1 20 SH   SOLE   0 0 20