The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 334 3,050 SH   SOLE 0 3,050 0 0
ABBVIE INC. COM 00287Y109 321 3,000 SH   SOLE 0 3,000 0 0
ACCENTURE PLC COM G1151C101 18,729 71,702 SH   SOLE 0 71,702 0 0
ALPHABET, INC. CLASS A COM 02079K305 1,581 902 SH   SOLE 0 902 0 0
ALPHABET, INC. CLASS C COM 02079K107 23,791 13,580 SH   SOLE 0 13,580 0 0
AMAZON COM 023135106 23,984 7,364 SH   SOLE 0 7,364 0 0
ANALOG DEVICES COM 032654105 15,528 105,108 SH   SOLE 0 105,108 0 0
ANTHEM INC COM 036752103 21,072 65,626 SH   SOLE 0 65,626 0 0
APPLE COM 037833100 19,226 144,893 SH   SOLE 0 144,893 0 0
ARTHUR J. GALLAGHER COM 363576109 19,057 154,047 SH   SOLE 0 154,047 0 0
AT&T COM 00206R102 17,707 615,666 SH   SOLE 0 615,666 0 0
BERKSHIRE A (1SH /100) COM 084670108 348 100 SH   SOLE 0 100 0 0
BERKSHIRE HATHAWAY INC-B COM 084670702 24,635 106,247 SH   SOLE 0 106,247 0 0
BOEING COM 097023105 777 3,632 SH   SOLE 0 3,632 0 0
CARRIER GLOBAL CORP COM 14448C104 14,358 380,654 SH   SOLE 0 380,654 0 0
CDW CORPORATION COM 12514G108 19,811 150,322 SH   SOLE 0 150,322 0 0
CHEVRON-TEXACO CORP COM 166764100 338 4,000 SH   SOLE 0 4,000 0 0
CIGNA CORP COM 125523100 317 1,525 SH   SOLE 0 1,525 0 0
CISCO SYSTEMS COM 17275R102 339 7,578 SH   SOLE 0 7,578 0 0
COMMUNITY TRUST BANCORP COM 204149108 243 6,558 SH   SOLE 0 6,558 0 0
DIAGEO PLC COM 25243Q205 17,225 108,460 SH   SOLE 0 108,460 0 0
DISNEY (THE WALT) CO. COM 254687106 725 4,000 SH   SOLE 0 4,000 0 0
DOLLAR GENERAL COM 256677105 16,918 80,448 SH   SOLE 0 80,448 0 0
EXXON MOBIL CORP COM 30231G102 336 8,143 SH   SOLE 0 8,143 0 0
FACEBOOK INC COM 30303M102 20,600 75,414 SH   SOLE 0 75,414 0 0
FIDELITY DIVR INTL FD#325 COM 315910802 224 4,700 SH   SOLE 0 4,700 0 0
GENERAL DYNAMICS COPR COM 369550108 20,216 135,844 SH   SOLE 0 135,844 0 0
HARDING LOEVNER INTL EQU COM 412295107 200 7,033 SH   SOLE 0 7,033 0 0
HOME DEPOT INC COM 437076102 478 1,800 SH   SOLE 0 1,800 0 0
INT'L BUSINESS MACHINES COM 459200101 379 3,013 SH   SOLE 0 3,013 0 0
INTEL COM 458140100 294 5,900 SH   SOLE 0 5,900 0 0
ISHARES RUSSELL 2000 COM 464287655 340 1,735 SH   SOLE 0 1,735 0 0
JOHNSON & JOHNSON COM 478160104 23,086 146,687 SH   SOLE 0 146,687 0 0
KELLOGG COMPANY COM 487836108 17,244 277,103 SH   SOLE 0 277,103 0 0
LOWE'S COMPANIES, INC. COM 548661107 385 2,400 SH   SOLE 0 2,400 0 0
MEDTRONIC PLC COM G5960L103 21,424 182,894 SH   SOLE 0 182,894 0 0
MERCK & CO. COM 58933Y105 599 7,322 SH   SOLE 0 7,322 0 0
MICROSOFT COM 594918104 25,356 114,002 SH   SOLE 0 114,002 0 0
MSC INDUSTRIAL DIRECT COM 553530106 14,117 167,285 SH   SOLE 0 167,285 0 0
NESS ENERGY INTERNATIONAL COM 64104P105 0 20,000 SH   SOLE 0 20,000 0 0
NEW AMERICA ENERGY CORP COM 641872106 1 100,000 SH   SOLE 0 100,000 0 0
NEXTERA ENERGY INC COM 65339F101 719 9,324 SH   SOLE 0 9,324 0 0
NIKE, INC. COM 654106103 707 5,000 SH   SOLE 0 5,000 0 0
NOVARTIS AG COM 66987V109 21,527 227,971 SH   SOLE 0 227,971 0 0
ORACLE CORPORATION COM 68389X105 397 6,130 SH   SOLE 0 6,130 0 0
PAYCHEX, INC. COM 704326107 326 3,500 SH   SOLE 0 3,500 0 0
PAYPAL HOLDINGS INC. COM 70450Y103 19,601 83,693 SH   SOLE 0 83,693 0 0
PEPSICO COM 713448108 24,838 167,484 SH   SOLE 0 167,484 0 0
PFIZER INC COM 717081103 933 25,345 SH   SOLE 0 25,345 0 0
PROCTER & GAMBLE COM 742718109 1,606 11,543 SH   SOLE 0 11,543 0 0
ROCKWELL AUTOMATION INC. COM 773903109 224 895 SH   SOLE 0 895 0 0
S&P GLOBAL, INC. COM 78409V104 10,813 32,893 SH   SOLE 0 32,893 0 0
SIGHTLOGIX COM 82699A903 16 80,000 SH   SOLE 0 80,000 0 0
SPDR S&P500 ETF TRUST COM 78462F103 1,168 3,125 SH   SOLE 0 3,125 0 0
STANLEY BLACK & DECKER COM 854502101 14,316 80,176 SH   SOLE 0 80,176 0 0
STRYKER COM 863667101 22,460 91,659 SH   SOLE 0 91,659 0 0
T ROWE PR INTL DISCVRY FD COM 77956H302 282 3,108 SH   SOLE 0 3,108 0 0
THERMO FISHER SCIENTIFIC COM 883556102 466 1,000 SH   SOLE 0 1,000 0 0
TJX COMPANIES COM 872540109 19,098 279,658 SH   SOLE 0 279,658 0 0
TRUIST FINANCIAL CORP COM 89832Q109 20,407 425,757 SH   SOLE 0 425,757 0 0
UNITED PARCEL SERVICE COM 911312106 17,038 101,173 SH   SOLE 0 101,173 0 0
US BANCORP COM 902973304 21,907 470,208 SH   SOLE 0 470,208 0 0
VANGUARD EXTENDED MK COM 922908694 247 1,979 SH   SOLE 0 1,979 0 0
VANGUARD REIT COM 922908553 368 4,336 SH   SOLE 0 4,336 0 0
VANGUARD RUS2K GROWTH COM 92206C623 349 1,675 SH   SOLE 0 1,675 0 0
VANGUARD S&P 500 ETF COM 922908363 207 601 SH   SOLE 0 601 0 0
VANGUARD TOT STK MKT IDX COM 922908728 303 3,202 SH   SOLE 0 3,202 0 0
VANGUARD TOTAL STK MKT COM 922908769 2,192 11,260 SH   SOLE 0 11,260 0 0
VANGUARD 500 IND ADMIRAL COM 922908710 681 1,966 SH   SOLE 0 1,966 0 0
VERIZON COMMUNICATIONS COM 92343V104 203 3,456 SH   SOLE 0 3,456 0 0
ZEBRA TECHNOLOGIES COM 989207105 15,950 41,502 SH   SOLE 0 41,502 0 0