The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   265,481 1,618 SH   SOLE   1,390 0 228
ALPHABET INC CAP STK CL C 02079K107   640,338 3,830 SH   SOLE   3,830 0 0
ALPHABET INC CAP STK CL A 02079K305   781,410 4,712 SH   SOLE   4,484 0 227
AMAZON COM INC COM 023135106   2,010,687 10,791 SH   SOLE   10,391 0 400
AMGEN INC COM 031162100   2,088,069 6,480 SH   SOLE   4,199 0 2,281
ELEVANCE HEALTH INC COM 036752103   2,207,219 4,245 SH   SOLE   4,209 0 36
APPLE INC COM 037833100   5,536,839 23,763 SH   SOLE   23,408 0 356
AUTOMATIC DATA PROCESSING IN COM 053015103   494,884 1,788 SH   SOLE   1,788 0 0
BANK NEW YORK MELLON CORP COM 064058100   301,120 4,190 SH   SOLE   3,990 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,646,955 5,751 SH   SOLE   5,687 0 64
BLACKSTONE INC COM 09260D107   465,515 3,040 SH   SOLE   3,040 0 0
BROADCOM INC COM 11135F101   734,815 4,260 SH   SOLE   4,010 0 250
CHEVRON CORP NEW COM 166764100   243,346 1,652 SH   SOLE   1,550 0 103
CISCO SYS INC COM 17275R102   303,418 5,701 SH   SOLE   5,434 0 268
COSTCO WHSL CORP NEW COM 22160K105   1,238,100 1,397 SH   SOLE   1,376 0 21
DISNEY WALT CO COM 254687106   226,448 2,354 SH   SOLE   2,354 0 0
FEDEX CORP COM 31428X106   204,507 747 SH   SOLE   675 0 72
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,728,441 122,560 SH   SOLE   113,938 0 8,622
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   208,182 3,516 SH   SOLE   3,256 0 260
ISHARES TR CORE S&P500 ETF 464287200   616,263 1,068 SH   SOLE   1,068 0 0
ISHARES TR RUS MD CP GR ETF 464287481   3,501,823 29,856 SH   SOLE   28,588 0 1,268
ISHARES TR NATIONAL MUN ETF 464288414   235,944 2,172 SH   SOLE   1,685 0 487
ISHARES TR ISHS 5-10YR INVT 464288638   333,674 6,211 SH   SOLE   4,819 0 1,392
ISHARES TR EAFE GRWTH ETF 464288885   3,129,964 29,075 SH   SOLE   27,669 0 1,406
ISHARES TR CORE MSCI EAFE 46432F842   3,063,941 39,256 SH   SOLE   37,236 0 2,020
ISHARES TR 0-5YR HI YL CP 46434V407   1,901,219 43,787 SH   SOLE   41,438 0 2,349
JPMORGAN CHASE & CO. COM 46625H100   1,125,582 5,338 SH   SOLE   5,192 0 146
JOHNSON & JOHNSON COM 478160104   352,235 2,173 SH   SOLE   2,063 0 110
MARCUS & MILLICHAP INC COM 566324109   304,200 7,676 SH   SOLE   7,676 0 0
MASTERCARD INCORPORATED CL A 57636Q104   299,956 607 SH   SOLE   607 0 0
MCDONALDS CORP COM 580135101   303,564 997 SH   SOLE   946 0 51
MICROSOFT CORP COM 594918104   1,759,340 4,089 SH   SOLE   3,971 0 118
NVIDIA CORPORATION COM 67066G104   3,220,345 26,518 SH   SOLE   24,140 0 2,378
PACER FDS TR US CASH COWS 100 69374H881   434,245 7,509 SH   SOLE   6,935 0 574
PEPSICO INC COM 713448108   506,267 2,977 SH   SOLE   2,731 0 246
PRUDENTIAL FINL INC COM 744320102   221,174 1,826 SH   SOLE   1,826 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,154,840 27,976 SH   SOLE   26,557 0 1,419
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,471,895 102,993 SH   SOLE   98,214 0 4,779
SPDR SER TR PRTFLO S&P500 GW 78464A409   19,068,495 229,907 SH   SOLE   219,428 0 10,479
SPDR SER TR PRTFLO S&P500 VL 78464A508   10,810,655 204,515 SH   SOLE   194,382 0 10,133
SPDR SER TR PORTFOLIO S&P500 78464A854   916,382 13,574 SH   SOLE   12,908 0 666
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   3,182,330 76,205 SH   SOLE   71,965 0 4,240
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   329,047 7,948 SH   SOLE   6,256 0 1,692
SPDR SER TR BLOOMBERG 3-12 M 78468R523   250,444 2,515 SH   SOLE   2,515 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,487,971 125,128 SH   SOLE   87,200 0 37,928
SPDR SER TR PORTFOLIO S&P600 78468R853   4,611,633 101,332 SH   SOLE   97,803 0 3,529
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   6,029,689 127,021 SH   SOLE   121,272 0 5,749
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,974,930 70,684 SH   SOLE   65,781 0 4,904
TESLA INC COM 88160R101   304,930 1,166 SH   SOLE   1,116 0 50
UNION PAC CORP COM 907818108   225,552 915 SH   SOLE   862 0 53
VANECK ETF TRUST PREFERRED SECURT 92189F429   282,975 15,497 SH   SOLE   12,711 0 2,786
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,704,100 28,800 SH   SOLE   27,381 0 1,419
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,154,686 40,208 SH   SOLE   38,101 0 2,108
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,847,669 34,002 SH   SOLE   32,352 0 1,650
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   268,056 508 SH   SOLE   508 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,836,091 14,540 SH   SOLE   13,824 0 716
VANGUARD INDEX FDS GROWTH ETF 922908736   9,953,549 25,925 SH   SOLE   24,767 0 1,158
VANGUARD INDEX FDS TOTAL STK MKT 922908769   292,946 1,035 SH   SOLE   1,031 0 4
VISA INC COM CL A 92826C839   465,413 1,693 SH   SOLE   1,693 0 0
WALMART INC COM 931142103   690,899 8,556 SH   SOLE   7,565 0 991