The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 3,694 34,594 SH   SOLE   34,594 0 0
ALIBABA GROUP HLDG LTD SPONSOSORED ADR 01609W102 6,150 26,825 SH   SOLE   26,825 0 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 10,344 76,550 SH   SOLE   76,550 0 0
ALPHABET INC CAP STK CL C 02079K107 79,436 38,645 SH   SOLE   38,645 0 0
ALPHABET INC CAP STK CL A 02079K305 249,445 121,891 SH   SOLE   121,891 0 0
Altria Group Inc. COM 02209S103 9,839 191,942 SH   SOLE   191,942 0 0
AMAZON COM INC COM 023135106 84,783 27,750 SH   SOLE   27,750 0 0
AMBEV SA SPONSORED ADR 02319V103 362 132,161 SH   SOLE   132,161 0 0
American Express Co COM 025816109 21,030 146,561 SH   SOLE   146,561 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 6,377 134,704 SH   SOLE   134,704 0 0
AMERISOURCEBERGEN CORP COM 03073E105 113,247 951,184 SH   SOLE   951,184 0 0
Amgen Inc COM 031162100 26,126 104,609 SH   SOLE   104,609 0 0
ANALOG DEVICES INC COM 032654105 26,435 173,218 SH   SOLE   173,218 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 5,962 93,188 SH   SOLE   93,188 0 0
ANTHEM INC COM 036752103 72,664 199,577 SH   SOLE   199,577 0 0
APPLE INC COM 037833100 2,485 20,723 SH   SOLE   20,723 0 0
AUTOZONE INC COM 053332102 582 408 SH   SOLE   408 0 0
AVNET INC COM 053807103 313 7,609 SH   SOLE   7,609 0 0
BANK NEW YORK MELLON CORP COM 064058100 29,070 607,408 SH   SOLE   607,408 0 0
BARCLAYS PLC ADR 06738E204 369 35,629 SH   SOLE   35,629 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 122,282 473,617 SH   SOLE   473,617 0 0
BIOGEN INC COM 09062X103 6,889 24,960 SH   SOLE   24,960 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 575 7,672 SH   SOLE   7,672 0 0
BLACKROCK INC COM 09247X101 25,453 33,972 SH   SOLE   33,972 0 0
BOOKING HLDGS INC COM 09857L108 154,103 66,000 SH   SOLE   66,000 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 6,343 164,920 SH   SOLE   164,920 0 0
CAMECO CORP COM 13321L108 498 31,050 SH   SOLE   31,050 0 0
Capital One Finl Corp COM 14040H105 8,475 65,921 SH   SOLE   65,921 0 0
CarMax Inc COM 143130102 66,170 487,156 SH   SOLE   487,156 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 4,039 95,350 SH   SOLE   95,350 0 0
CATERPILLAR INC DEL COM 149123101 538 2,311 SH   SOLE   2,311 0 0
CENTERPOINT ENERGY INC COM 15189T107 17,424 764,219 SH   SOLE   764,219 0 0
CERNER CORP COM 156782104 418 5,828 SH   SOLE   5,828 0 0
SCHWAB CHARLES CORP COM 808513105 33,926 523,866 SH   SOLE   523,866 0 0
CHENIERE ENERGY INC COM NEW 16411R208 7,963 110,287 SH   SOLE   110,287 0 0
CIGNA CORP NEW COM 125523100 8,454 34,397 SH   SOLE   34,397 0 0
CITIGROUP INC COM NEW 172967424 8,089 110,874 SH   SOLE   110,874 0 0
COCA COLA CO COM 191216100 27,748 522,071 SH   SOLE   522,071 0 0
COMCAST CORP NEW CL A 20030N101 102,077 1,856,618 SH   SOLE   1,856,618 0 0
Compass Minerals Intl Inc COM 20451N101 26,712 424,614 SH   SOLE   424,614 0 0
CRANE CO COM 224399105 4,123 43,626 SH   SOLE   43,626 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 282 25,700 SH   SOLE   25,700 0 0
CVS HEALTH CORP COM 126650100 29,225 384,143 SH   SOLE   384,143 0 0
DIAMONDBACK ENERGY INC COM 25278X109 8,707 116,897 SH   SOLE   116,897 0 0
DOLLAR TREE INC COM 256746108 9,287 79,907 SH   SOLE   79,907 0 0
DOMINION RES INC VA NEW COM 25746U109 34,153 452,187 SH   SOLE   452,187 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 34,147 354,831 SH   SOLE   354,831 0 0
eBay Inc COM 278642103 50,916 844,114 SH   SOLE   844,114 0 0
ENBRIDGE INC COM 29250N105 217,100 5,925,252 SH   SOLE   5,925,252 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 8,136 363,878 SH   SOLE   363,878 0 0
EXPEDIA INC DEL COM NEW 30212P303 499 2,839 SH   SOLE   2,839 0 0
Exxon Mobil Corp COM 30231G102 29,123 513,722 SH   SOLE   513,722 0 0
FACEBOOK INC CL A 30303M102 187,213 650,054 SH   SOLE   650,054 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 44,539 312,531 SH   SOLE   312,531 0 0
FIDELITY MSCI UTILS INDEX 316092865 1,168 28,310 SH   SOLE   28,310 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 10,852 259,984 SH   SOLE   259,984 0 0
FIFTH THIRD BANCORP COM 316773100 876 22,978 SH   SOLE   22,978 0 0
FIRSTENERGY CORP COM 337932107 29,598 858,165 SH   SOLE   858,165 0 0
FISERV INC COM 337738108 23,598 195,416 SH   SOLE   195,416 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 837 10,965 SH   SOLE   10,965 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 13,239 432,663 SH   SOLE   432,663 0 0
GAP INC COM 364760108 565 18,771 SH   SOLE   18,771 0 0
General Dynamics Corp COM 369550108 25,803 141,698 SH   SOLE   141,698 0 0
GENERAL MLS INC COM 370334104 22,269 360,398 SH   SOLE   360,398 0 0
GENERAL MTRS CO COM 37045V100 5,777 98,743 SH   SOLE   98,743 0 0
GENUINE PARTS CO COM 372460105 22,244 189,201 SH   SOLE   189,201 0 0
GILEAD SCIENCES INC COM 375558103 7,204 109,985 SH   SOLE   109,985 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 6,034 165,910 SH   SOLE   165,910 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 32,080 1,024,256 SH   SOLE   1,024,256 0 0
GRAHAM HLDGS CO COM CL B 384637104 520 903 SH   SOLE   903 0 0
HALLIBURTON CO COM 406216101 472 21,967 SH   SOLE   21,967 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 205 5,000 SH   SOLE   5,000 0 0
HANESBRANDS INC COM 410345102 33,190 1,659,524 SH   SOLE   1,659,524 0 0
HOSTESS BRANDS INC CL A 44109J106 2,817 192,285 SH   SOLE   192,285 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 227 7,700 SH   SOLE   7,700 0 0
HUNTINGTON BANCSHARES INC COM 446150104 539 33,686 SH   SOLE   33,686 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,000 20,253 SH   SOLE   20,253 0 0
INGREDION INC COM 457187102 11,826 128,284 SH   SOLE   128,284 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 9,064 624,260 SH   SOLE   624,260 0 0
INVESCO LTD SHS G491BT108 217 8,731 SH   SOLE   8,731 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 12,027 543,956 SH   SOLE   543,956 0 0
IONIS PHARMACEUTICALS INC COM 462222100 9,063 202,707 SH   SOLE   202,707 0 0
IQVIA HLDGS INC COM 46266C105 140,960 738,821 SH   SOLE   738,821 0 0
ISHARES IBOXX HI YD ETF 464288513 28,973 333,942 SH   SOLE   333,942 0 0
ISHARES INC MSCI STH KOR ETF 464286772 35,789 403,936 SH   SOLE   403,936 0 0
ISHARES INC MSCI GERMANY ETF 464286806 37,321 1,119,406 SH   SOLE   1,119,406 0 0
ISHARES INC MSCI MEXICO ETF 464286822 6,754 152,602 SH   SOLE   152,602 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 44,293 1,785,993 SH   SOLE   1,785,993 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 638 14,808 SH   SOLE   14,808 0 0
ISHARES TR NATIONAL MUN ETF 464288414 19,624 169,069 SH   SOLE   169,069 0 0
ISHARES TR TIPS BD ETF 464287176 5,245 41,800 SH   SOLE   41,800 0 0
ISHARES TR CORE S&P500 ETF 464287200 39,181 98,875 SH   SOLE   98,875 0 0
ISHARES TR JP MOR EM MK ETF 464288281 44,557 409,757 SH   SOLE   409,757 0 0
ISHARES TR EAFE VALUE ETF 464288877 126,766 2,470,106 SH   SOLE   2,470,106 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 341 12,657 SH   SOLE   12,657 0 0
ISHARES TR INTL DEVPPTY ETF 464288422 3,680 101,027 SH   SOLE   101,027 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 92,170 2,932,541 SH   SOLE   2,932,541 0 0
ISHARES TR ESG US AGR BD 46435U549 6,982 128,021 SH   SOLE   128,021 0 0
ISHARES TR ESG MSCI USA SML 46435U663 1,902 49,666 SH   SOLE   49,666 0 0
ISHARES TR BROAD USD HIGH 46435U853 66,229 1,612,973 SH   SOLE   1,612,973 0 0
Johnson & Johnson COM 478160104 35,015 212,199 SH   SOLE   212,199 0 0
JPMorgan Chase & Co. COM 46625H100 28,612 185,217 SH   SOLE   185,217 0 0
KELLOGG CO COM 487836108 7,787 122,125 SH   SOLE   122,125 0 0
KEYCORP NEW COM 493267108 932 46,411 SH   SOLE   46,411 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 13,872 54,718 SH   SOLE   54,718 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 37,702 402,457 SH   SOLE   402,457 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 13,386 5,745,295 SH   SOLE   5,745,295 0 0
LOCKHEED MARTIN CORP COM 539830109 67,655 182,586 SH   SOLE   182,586 0 0
Lowes Cos Inc COM 548661107 154,589 813,552 SH   SOLE   813,552 0 0
LYFT INC CL A COM 55087P104 50,882 807,011 SH   SOLE   807,011 0 0
Magellan Midstream Prtnrs LP COM UNIT RP LP 559080106 8,429 196,995 SH   SOLE   196,995 0 0
MasterCard Inc CL A 57636Q104 207,691 579,818 SH   SOLE   579,818 0 0
MCDONALDS CORP COM 580135101 25,887 115,065 SH   SOLE   115,065 0 0
MCKESSON CORP COM 58155Q103 18,854 95,939 SH   SOLE   95,939 0 0
MERCK & CO. INC COM 58933Y105 6,976 90,649 SH   SOLE   90,649 0 0
Microsoft Corp COM 594918104 164,498 709,501 SH   SOLE   709,501 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110 798 21,055 SH   SOLE   21,055 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 121 39,516 SH   SOLE   39,516 0 0
MOLSON COORS BREWING CO CL B 60871R209 497 9,487 SH   SOLE   9,487 0 0
NETFLIX INC COM 64110L106 62,993 122,701 SH   SOLE   122,701 0 0
NISOURCE INC COM 65473P105 201 8,387 SH   SOLE   8,387 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 148 26,746 SH   SOLE   26,746 0 0
Novartis A G SPONSORED ADR 66987V109 38,334 440,523 SH   SOLE   440,523 0 0
OMNICOM GROUP INC COM 681919106 29,594 392,231 SH   SOLE   392,231 0 0
ORACLE CORP COM 68389X105 53,994 765,334 SH   SOLE   765,334 0 0
OVINTIV INC COM 69047Q102 270 11,165 SH   SOLE   11,165 0 0
Pepsico Inc COM 713448108 19,391 136,038 SH   SOLE   136,038 0 0
PFIZER INC COM 717081103 39,984 1,107,293 SH   SOLE   1,107,293 0 0
Philip Morris Intl Inc COM 718172109 56,504 632,392 SH   SOLE   632,392 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 229 4,179 SH   SOLE   4,179 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 5,697 629,546 SH   SOLE   629,546 0 0
Procter & Gamble Co COM 742718109 36,779 271,566 SH   SOLE   271,566 0 0
QUALCOMM INC COM 747525103 3,331 25,601 SH   SOLE   25,601 0 0
RAYTHEON CO COM NEW 75513E101 12,915 165,959 SH   SOLE   165,959 0 0
ROBLOX CORP CL A 771049103 57,357 880,119 SH   SOLE   880,119 0 0
SALESFORCE COM INC COM 79466L302 6,129 29,188 SH   SOLE   29,188 0 0
SANOFI SPONSORED ADR 80105N105 33,308 678,237 SH   SOLE   678,237 0 0
SCHLUMBERGER LTD COM 806857108 241 8,838 SH   SOLE   8,838 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,430 73,304 SH   SOLE   73,304 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,799 140,109 SH   SOLE   140,109 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 12,184 215,714 SH   SOLE   215,714 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,554 49,761 SH   SOLE   49,761 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 65,256 2,128,381 SH   SOLE   2,128,381 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 65,225 1,067,155 SH   SOLE   1,067,155 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 6,773 82,547 SH   SOLE   82,547 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 243 6,696 SH   SOLE   6,696 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 361 12,356 SH   SOLE   12,356 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 24,915 592,227 SH   SOLE   592,227 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 17,986 424,295 SH   SOLE   424,295 0 0
STARBUCKS CORP COM 855244109 11,674 105,866 SH   SOLE   105,866 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 236 31,681 SH   SOLE   31,681 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 95,645 831,193 SH   SOLE   831,193 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 922 50,233 SH   SOLE   50,233 0 0
TATA MTRS LTD SPONSORED ADR 876568502 305 14,878 SH   SOLE   14,878 0 0
TELEFONICA S A SPONSORED ADR 879382208 181 39,770 SH   SOLE   39,770 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 176 15,557 SH   SOLE   15,557 0 0
TEXAS INSTRS INC COM 882508104 22,155 119,155 SH   SOLE   119,155 0 0
HOME DEPOT INC COM 437076102 32,389 106,281 SH   SOLE   106,281 0 0
KROGER CO COM 501044101 472 12,395 SH   SOLE   12,395 0 0
TRUIST FINL CORP COM 89832Q109 21,674 368,729 SH   SOLE   368,729 0 0
UBER TECHNOLOGIES INC COM 90353T100 59,055 1,104,655 SH   SOLE   1,104,655 0 0
UBS GROUP AG SHS H42097107 197 12,614 SH   SOLE   12,614 0 0
UNILEVER PLC SPON ADR NEW 904767704 38,818 694,176 SH   SOLE   694,176 0 0
UNITED PARCEL SERVICE INC CL B 911312106 36,472 216,275 SH   SOLE   216,275 0 0
UNITEDHEALTH GROUP INC COM 91324P102 68,584 183,596 SH   SOLE   183,596 0 0
US Bancorp Del COM NEW 902973304 2,217 39,691 SH   SOLE   39,691 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 8,967 281,628 SH   SOLE   281,628 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 49,517 1,627,246 SH   SOLE   1,627,246 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3,468 55,899 SH   SOLE   55,899 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 196,256 2,387,542 SH   SOLE   2,387,542 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 540,503 6,376,859 SH   SOLE   6,376,859 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 38,418 391,936 SH   SOLE   391,936 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,084 22,554 SH   SOLE   22,554 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 39,979 294,738 SH   SOLE   294,738 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 30,839 145,689 SH   SOLE   145,689 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 11,562 42,871 SH   SOLE   42,871 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 57,437 346,474 SH   SOLE   346,474 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 113,331 514,064 SH   SOLE   514,064 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 72,655 286,601 SH   SOLE   286,601 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 144,447 1,093,833 SH   SOLE   1,093,833 0 0
Vanguard Index Fds SMALL CP ETF 922908751 4,823 22,687 SH   SOLE   22,687 0 0
Vanguard Index Fds STK MRK ETF 922908769 398,657 1,940,502 SH   SOLE   1,940,502 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 98,772 1,906,022 SH   SOLE   1,906,022 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 32,154 509,574 SH   SOLE   509,574 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,201 23,297 SH   SOLE   23,297 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 30,152 551,626 SH   SOLE   551,626 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 120,845 1,794,809 SH   SOLE   1,794,809 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 68,351 1,280,694 SH   SOLE   1,280,694 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 53,229 572,909 SH   SOLE   572,909 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 197,736 4,014,973 SH   SOLE   4,014,973 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 241 3,835 SH   SOLE   3,835 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 41,203 230,443 SH   SOLE   230,443 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 5,910 86,457 SH   SOLE   86,457 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 58,169 682,812 SH   SOLE   682,812 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,319 10,226 SH   SOLE   10,226 0 0
VENTAS INC COM 92276F100 11,232 205,267 SH   SOLE   205,267 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 31,172 532,039 SH   SOLE   532,039 0 0
VISA INC COM CL A 92826C839 123,194 581,376 SH   SOLE   581,376 0 0
WALMART INC COM 931142103 206 1,526 SH   SOLE   1,526 0 0
DISNEY WALT CO COM 254687106 21,706 116,994 SH   SOLE   116,994 0 0
WPP PLC NEW ADR 92937A102 11,800 181,648 SH   SOLE   181,648 0 0
Wells Fargo Co NEW COM 949746101 75,470 1,915,994 SH   SOLE   1,915,994 0 0
WELLTOWER INC COM 95040Q104 12,461 170,870 SH   SOLE   170,870 0 0
WILLIAMS COS INC COM 969457100 18,369 775,716 SH   SOLE   775,716 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 8,350 119,076 SH   SOLE   119,076 0 0
DBX ETF TR XTRCKR MSCI US 233051150 4,127 113,663 SH   SOLE   113,663 0 0
YUM CHINA HLDGS INC COM 98850P109 5,734 97,806 SH   SOLE   97,806 0 0