The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m CO Com 88579Y101   1,239,553 9,068 SH   SOLE 0 8,063 287 718
3m CO Com 88579Y101   110,044 805 SH   OTR 0 740 65 0
3M Company COM 88579Y101   13,670 100 SH   DFND 1 0 0 100
A P Moeller Maersk Ord COM K0514G135   24,312 15 SH   DFND 1 0 0 15
Abbott Laboratories COM 002824100   76,045 667 SH   DFND 1 0 0 667
Abbott Labs Com 002824100   8,478,924 74,370 SH   SOLE 0 73,470 0 900
Abbott Labs Com 002824100   4,604,408 40,386 SH   OTR 0 38,504 522 1,360
Abbvie Inc Com 00287Y109   5,690,189 28,814 SH   SOLE 0 28,514 0 300
Abbvie Inc Com 00287Y109   5,360,990 27,147 SH   OTR 0 25,772 255 1,120
AbbVie Inc. COM 00287Y109   158,971 805 SH   DFND 1 0 0 805
Aberdeen Std Physical Gold Shs ETF COM 00326A104   76,069 3,027 SH   DFND 1 0 0 3,027
Aberdeen Std Physical Swiss Gold COM 26922Y105   1,399,967 55,709 SH   DFND 1 0 0 55,709
Accenture plc COM G1151C101   13,786 39 SH   DFND 1 0 0 39
Accenture PLC Cl A Com G1151C101   550,015 1,556 SH   SOLE 0 1,556 0 0
Accenture PLC Cl A Com G1151C101   599,502 1,696 SH   OTR 0 1,666 30 0
Adobe Inc Com 00724F101   1,249,921 2,414 SH   SOLE 0 2,414 0 0
Adobe Inc Com 00724F101   939,253 1,814 SH   OTR 0 1,775 7 32
Advanced Micro Devices Inc Com 007903107   188,036 1,146 SH   SOLE 0 1,146 0 0
Advanced Micro Devices Inc Com 007903107   109,441 667 SH   OTR 0 667 0 0
Advanced Micro Devices, Inc. COM 007903107   9,845 60 SH   DFND 1 0 0 60
Advanced Sys Enterprises COM 00766M998   0 1,000 SH   DFND 1 0 0 1,000
Advanced Systems Intl COM 00757P109   0 1,000 SH   DFND 1 0 0 1,000
Aflac Inc Com 001055102   2,154,162 19,268 SH   SOLE 0 19,268 0 0
Aflac Inc Com 001055102   460,504 4,119 SH   OTR 0 4,119 0 0
Agilent Technologies Inc Com 00846U101   22,272 150 SH   SOLE 0 150 0 0
Agnico Eagle Mines Ltd Com 008474108   50,994 633 SH   SOLE 0 633 0 0
Agnico Eagle Mines Ltd Com 008474108   493,913 6,131 SH   OTR 0 6,131 0 0
Air Products & Chemicals Inc Com 009158106   1,720,044 5,777 SH   SOLE 0 5,777 0 0
Air Products & Chemicals Inc Com 009158106   1,304,994 4,383 SH   OTR 0 4,333 0 50
Air Products and Chemicals, Inc. COM 009158106   13,696 46 SH   DFND 1 0 0 46
Alcon Inc COM H01301128   1,101 11 SH   DFND 1 0 0 11
Alcon Inc ORD Shs Com H01301128   50,727 509 SH   SOLE 0 509 0 0
Alcon Inc ORD Shs Com H01301128   6,976 70 SH   OTR 0 70 0 0
Alexandria Real Estate Equitie Com 015271109   6,650 56 SH   OTR 0 56 0 0
Alibaba Group Hldg Ltd COM 01609W102   10,612 100 SH   DFND 1 0 0 100
Align Technology Inc Com 016255101   25,432 100 SH   SOLE 0 100 0 0
Allbirds Inc COM 01675A109   24 2 SH   DFND 1 0 0 2
Allegion PLC Com G0176J109   97,937 672 SH   SOLE 0 672 0 0
Allegion PLC Com G0176J109   2,594,755 17,804 SH   OTR 0 17,804 0 0
AllianceBernstein Gl High IncFun COM 01879R106   1,985 175 SH   DFND 1 0 0 175
ALLIANT ENERGY CORP COM 018802108   165,375 2,725 SH   DFND 1 0 0 2,725
AllianzIM US Large Cap Buffer2 Com 00888H406   90,836 2,630 SH   OTR 0 2,630 0 0
Allstate Corp Com 020002101   248,252 1,309 SH   SOLE 0 1,309 0 0
Allstate Corp Com 020002101   189,650 1,000 SH   OTR 0 1,000 0 0
Allstate Corporation COM 020002101   18,965 100 SH   DFND 1 0 0 100
Alphabet Inc Cl A Com 02079K305   15,183,174 91,548 SH   SOLE 0 90,487 0 1,061
Alphabet Inc Cl A Com 02079K305   14,560,137 87,791 SH   OTR 0 85,038 74 2,679
Alphabet Inc Cl C Com 02079K107   11,458,094 68,533 SH   SOLE 0 66,470 0 2,063
Alphabet Inc Cl C Com 02079K107   15,097,759 90,303 SH   OTR 0 87,617 86 2,600
Alphabet Inc. Class A COM 02079K305   497,801 3,001 SH   DFND 1 0 0 3,001
Alphabet Inc. Class C COM 02079K107   328,705 1,966 SH   DFND 1 0 0 1,966
Altaba Inc Xxx COM 021ESC017   0 33 SH   DFND 1 0 0 33
Altair Engineering Inc. Com 021369103   13,371 140 SH   OTR 0 140 0 0
Alterrus Systems Inc Xxx COM 02153P105   0 22 SH   DFND 1 0 0 22
Altria Group Inc Com 02209S103   658,926 12,910 SH   SOLE 0 12,135 0 775
Altria Group Inc Com 02209S103   1,649,460 32,317 SH   OTR 0 31,617 0 700
Altria Group, Inc. COM 02209S103   59,154 1,159 SH   DFND 1 0 0 1,159
Amazon.Com Inc Com 023135106   8,347,398 44,799 SH   SOLE 0 44,539 0 260
Amazon.Com Inc Com 023135106   8,343,857 44,780 SH   OTR 0 43,713 0 1,067
Amazon.com, Inc COM 023135106   231,109 1,240 SH   DFND 1 0 0 1,240
Ambarella Inc COM G037AX101   564 10 SH   DFND 1 0 0 10
Amcor Plc COM G0250X107   20,383 1,799 SH   DFND 1 0 0 1,799
America Movil Sab DE Cv Spons Com 02390A101   147 9 SH   OTR 0 0 0 9
American Elec Pwr Inc Com 025537101   7,695 75 SH   OTR 0 75 0 0
American Express CO Com 025816109   2,860,889 10,549 SH   SOLE 0 10,399 0 150
American Express CO Com 025816109   2,396,052 8,835 SH   OTR 0 8,549 0 286
American International Group Com 026874784   3,222 44 SH   SOLE 0 44 0 0
American Tower Corp REIT Com 03027X100   278,607 1,198 SH   SOLE 0 1,198 0 0
American Tower Corp REIT Com 03027X100   116,280 500 SH   OTR 0 471 29 0
American Water Works CO Inc Com 030420103   1,143,158 7,817 SH   SOLE 0 7,817 0 0
American Water Works CO Inc Com 030420103   641,701 4,388 SH   OTR 0 3,600 100 688
Ameriprise Financial Inc. Com 03076C106   136,245 290 SH   OTR 0 290 0 0
Amgen Inc Com 031162100   1,355,860 4,208 SH   SOLE 0 4,208 0 0
Amgen Inc Com 031162100   436,272 1,354 SH   OTR 0 1,354 0 0
Amgen Inc. COM 031162100   70,242 218 SH   DFND 1 0 0 218
Amphenol Corp Com 032095101   868,713 13,332 SH   SOLE 0 12,332 0 1,000
Amphenol Corp Com 032095101   1,030,440 15,814 SH   OTR 0 15,814 0 0
Amplify CWP Enhanced Dividend Com 032108409   646,312 15,691 SH   SOLE 0 15,691 0 0
Amplify CWP Enhanced Dividend Com 032108409   205,950 5,000 SH   OTR 0 5,000 0 0
Analog Devices Inc Com 032654105   2,067,157 8,981 SH   SOLE 0 8,981 0 0
Analog Devices Inc Com 032654105   369,193 1,604 SH   OTR 0 1,572 32 0
Anheuser-Busch Inbev Spons ADR Com 03524A108   54,026 815 SH   SOLE 0 815 0 0
Anheuser-Busch Inbev Spons ADR Com 03524A108   161,085 2,430 SH   OTR 0 2,430 0 0
Ansys Inc Com 03662Q105   20,392 64 SH   OTR 0 64 0 0
Aon PLC ADR Com G0403H108   187,527 542 SH   SOLE 0 542 0 0
Aon PLC ADR Com G0403H108   1,121,354 3,241 SH   OTR 0 3,241 0 0
APA Corporation Com 03743Q108   210,894 8,622 SH   SOLE 0 8,622 0 0
APA Corporation Com 03743Q108   12,230 500 SH   OTR 0 500 0 0
Apple Inc Com 037833100   42,795,270 183,671 SH   SOLE 0 171,996 123 11,552
Apple Inc Com 037833100   28,219,096 121,112 SH   OTR 0 115,614 1,745 3,753
Apple Inc. COM 037833100   2,393,753 10,276 SH   DFND 1 0 0 10,276
Applied Materials Inc Com 038222105   338,434 1,675 SH   SOLE 0 1,675 0 0
Applied Materials Inc Com 038222105   459,058 2,272 SH   OTR 0 2,272 0 0
Aptiv PLC Com G6095L109   40,326 560 SH   OTR 0 560 0 0
Aptiv Plc COM G6095L109   1,800 25 SH   DFND 1 0 0 25
Archer-Daniels-Midland Co. COM 039483102   29,870 500 SH   DFND 1 0 0 500
Archrock Inc Com 03957W106   42,504 2,100 SH   OTR 0 2,100 0 0
Arista Networks Inc Com 040413106   17,272 45 SH   SOLE 0 45 0 0
ARK Autonomous Tech & Robotics E COM 00214Q203   7,676 126 SH   DFND 1 0 0 126
Arrow Finl Corp Com 042744102   180,988 6,315 SH   SOLE 0 0 0 6,315
Arrow Finl Corp Com 042744102   71,650 2,500 SH   OTR 0 2,500 0 0
Asml Holding N V Com N07059210   75,826 91 SH   SOLE 0 91 0 0
Asml Holding N V Com N07059210   178,316 214 SH   OTR 0 214 0 0
Astrazeneca PLC Spons ADR Com 046353108   71,132 913 SH   SOLE 0 913 0 0
AT&T Inc Com 00206R102   1,779,068 80,867 SH   SOLE 0 75,733 435 4,699
AT&T Inc Com 00206R102   940,698 42,759 SH   OTR 0 39,622 547 2,590
AT&T, Inc. COM 00206R102   230,387 10,472 SH   DFND 1 0 0 10,472
Atmos Energy Corp COM 049560105   16,923 122 SH   DFND 1 0 0 122
Aurora Cannabis Inc Com 05156X850   65 11 SH   SOLE 0 11 0 0
Auto Data Processing COM 053015103   16,050 58 SH   DFND 1 0 0 58
Autodesk Inc Com 052769106   233,332 847 SH   SOLE 0 847 0 0
Autoliv Inc Com 052800109   892,524 9,559 SH   SOLE 0 8,515 0 1,044
Autoliv Inc Com 052800109   1,003,354 10,746 SH   OTR 0 10,746 0 0
Automatic Data Processing Inc Com 053015103   8,023,510 28,994 SH   SOLE 0 28,564 0 430
Automatic Data Processing Inc Com 053015103   4,564,661 16,495 SH   OTR 0 15,719 75 701
Autozone Inc Com 053332102   72,451 23 SH   SOLE 0 23 0 0
Autozone Inc Com 053332102   25,200 8 SH   OTR 0 8 0 0
Avalonbay Communities Inc REIT Com 053484101   12,614 56 SH   SOLE 0 56 0 0
Avista Corp Com 05379B107   1,124 29 SH   OTR 0 0 0 29
Axis Capital H Pfd COM 05461T305   4,562 200 SH   DFND 1 0 0 200
B & G Foods Inc COM 05508R106   6,749 760 SH   DFND 1 0 0 760
Baidu Inc COM 056752108   5,265 50 SH   DFND 1 0 0 50
Baker Hughes Company Com 05722G100   105,883 2,929 SH   SOLE 0 2,929 0 0
Ball Corp Com 058498106   29,065 428 SH   SOLE 0 428 0 0
Ball Corp Com 058498106   135,005 1,988 SH   OTR 0 1,988 0 0
BANK MONTREAL QUE F COM 063671101   4,098,327 45,436 SH   DFND 1 0 0 45,436
Bank Montreal Quebec Com 063671101   36,080 400 SH   OTR 0 400 0 0
Bank of America Corp Com 060505104   2,384,728 60,099 SH   SOLE 0 59,667 0 432
Bank of America Corp Com 060505104   367,556 9,263 SH   OTR 0 9,263 0 0
Bank of America Corporation COM 060505104   118,559 2,988 SH   DFND 1 0 0 2,988
Bank of New York Mellon Corp Com 064058100   708,540 9,860 SH   SOLE 0 9,860 0 0
Bank of New York Mellon Corp Com 064058100   35,930 500 SH   OTR 0 0 0 500
Bank of Nova Scotia Halifax Com 064149107   54,490 1,000 SH   OTR 0 1,000 0 0
Barrick Gold Corp ADR Com 067901108   21,203 1,066 SH   OTR 0 1,066 0 0
Bath & Body Works Inc Com 070830104   93,398 2,926 SH   SOLE 0 2,926 0 0
Bath & Body Works Inc Com 070830104   17,428 546 SH   OTR 0 546 0 0
Baxter Intl Inc Com 071813109   249,501 6,571 SH   SOLE 0 6,571 0 0
Baxter Intl Inc Com 071813109   68,080 1,793 SH   OTR 0 828 0 965
Becton Dickinson Com 075887109   632,646 2,624 SH   SOLE 0 2,624 0 0
Becton Dickinson Com 075887109   283,775 1,177 SH   OTR 0 1,161 16 0
Berkshire Hathaway Inc Class A Com 084670108   3,455,900 5 SH   OTR 0 5 0 0
Berkshire Hathaway Inc. COM 084670702   1,635,252 3,553 SH   DFND 1 0 0 3,553
Berkshire Hathaway Inc-Cl B Com 084670702   7,663,789 16,651 SH   SOLE 0 16,396 30 225
Berkshire Hathaway Inc-Cl B Com 084670702   9,497,005 20,634 SH   OTR 0 20,481 38 115
Best Buy Company Inc Com 086516101   320,953 3,107 SH   SOLE 0 3,107 0 0
Best Buy Company Inc Com 086516101   20,144 195 SH   OTR 0 195 0 0
Better Choice Co Inc COM 08771Y303   238 114 SH   DFND 1 0 0 114
Bhp Billiton Ltd Adr COM 088606108   13,411 216 SH   DFND 1 0 0 216
BHP Group Ltd Spons ADR Com 088606108   133,350 2,147 SH   SOLE 0 1,947 0 200
Biogen Inc Com 09062X103   72,884 376 SH   SOLE 0 376 0 0
Biogen Inc Com 09062X103   56,020 289 SH   OTR 0 272 17 0
Blackrock Core Bond Trust Com 09249E101   32,797 2,724 SH   SOLE 0 2,724 0 0
Blackrock Flexible COM 092528603   2,891 54 SH   DFND 1 0 0 54
Blackrock Inc Cl A Com 09247X101   2,090,821 2,202 SH   SOLE 0 2,192 0 10
Blackrock Inc Cl A Com 09247X101   419,683 442 SH   OTR 0 388 4 50
Blackrock Muniholdings NY Qual Com 09255C106   102,147 9,153 SH   SOLE 0 9,153 0 0
Blackrock Muniyield NY Quality Com 09255E102   126,697 11,753 SH   SOLE 0 11,753 0 0
Blackrock US Carbon Trns COM 09290C509   46,177 736 SH   DFND 1 0 0 736
Blackrock US Eqy Fctr COM 09290C103   12,120 245 SH   DFND 1 0 0 245
Blackrock Wrld Ex US COM 09290C608   7,298 150 SH   DFND 1 0 0 150
Blackstone Inc Com 09260D107   182,378 1,191 SH   SOLE 0 1,191 0 0
Blackstone Inc Com 09260D107   904,692 5,908 SH   OTR 0 5,865 43 0
Block Inc Com 852234103   20,139 300 SH   OTR 0 300 0 0
Blue Owl Capital Corporation Com 69121K104   32,054 2,200 SH   SOLE 0 2,200 0 0
Boeing CO Com 097023105   852,336 5,606 SH   SOLE 0 5,406 0 200
Boeing CO Com 097023105   1,144,101 7,525 SH   OTR 0 7,525 0 0
Booking Hldgs Inc Com 09857L108   235,879 56 SH   OTR 0 56 0 0
Booz Allen Hamilton Hldg Corp Com 099502106   24,088 148 SH   OTR 0 148 0 0
Boston Scientific Corp Com 101137107   838 10 SH   SOLE 0 10 0 0
Boston Scientific Corp Com 101137107   309,138 3,689 SH   OTR 0 3,689 0 0
BP PLC Spons ADR Com 055622104   91,470 2,914 SH   SOLE 0 2,914 0 0
BP PLC Spons ADR Com 055622104   165,739 5,280 SH   OTR 0 5,280 0 0
BrandywineGLOBAL - Global Inco Com 10537L104   26,520 3,000 SH   SOLE 0 3,000 0 0
Brc Inc COM 05601U105   1,967 575 SH   DFND 1 0 0 575
Brighthouse Financial, Inc. COM 10922N103   495 11 SH   DFND 1 0 0 11
Bristol Myers Squibb CO Com 110122108   2,245,930 43,408 SH   SOLE 0 40,628 660 2,120
Bristol Myers Squibb CO Com 110122108   1,934,041 37,380 SH   OTR 0 36,751 69 560
Bristol-Myers Squibb Co. COM 110122108   18,175 351 SH   DFND 1 0 0 351
Broadcom Inc Com 11135F101   727,950 4,220 SH   SOLE 0 4,220 0 0
Broadcom Inc Com 11135F101   1,571,475 9,110 SH   OTR 0 8,990 0 120
Brookfield Asset Mgmt Inc Cl A Com 113004105   168,211 3,557 SH   SOLE 0 3,557 0 0
Brookfield Asset Mgmt Inc Cl A Com 113004105   1,103,843 23,342 SH   OTR 0 23,342 0 0
Brookfield Infrastructure Part Com G16252101   15,792 450 SH   OTR 0 450 0 0
Brookfield Renewable Corp Cl A Com 11284V105   13,064 400 SH   OTR 0 400 0 0
Brookfield Renewable Corporation COM 11284V105   2,809 86 SH   DFND 1 0 0 86
Brookline Bancorp Inc Com 11373M107   30,969 3,069 SH   SOLE 0 0 0 3,069
Brown Forman Corp Com 115637209   47,478 965 SH   SOLE 0 965 0 0
Brunswick Corp Com 117043109   25,146 300 SH   SOLE 0 300 0 0
Builders Firstsource COM 12008R107   387,720 2,000 SH   DFND 1 0 0 2,000
Cadence Design System Inc Com 127387108   195,955 723 SH   SOLE 0 573 0 150
Cadence Design System Inc Com 127387108   11,654 43 SH   OTR 0 43 0 0
California Wtr Svc Group Com 130788102   37,954 700 SH   SOLE 0 0 0 700
Cameco Corp ADR Com 13321L108   121,024 2,534 SH   SOLE 0 2,534 0 0
Canadian National Railway Comp Com 136375102   223,054 1,904 SH   SOLE 0 1,904 0 0
Canadian National Railway Comp Com 136375102   1,682,040 14,358 SH   OTR 0 14,358 0 0
Canadian Pacific Kansas City L Com 13646K108   81,434 952 SH   OTR 0 952 0 0
Capital One Financial Corp Com 14040H105   37,433 250 SH   OTR 0 250 0 0
Capital Southwest Corp COM 140501107   709 28 SH   DFND 1 0 0 28
Cardinal Health Inc Com 14149Y108   181,584 1,643 SH   SOLE 0 1,643 0 0
Cardinal Health Inc Com 14149Y108   91,179 825 SH   OTR 0 825 0 0
Carnival Corp Com 143658300   13,860 750 SH   SOLE 0 250 0 500
Carnival Corp Com 143658300   9,240 500 SH   OTR 0 500 0 0
Carrier Global Corp COM 14448C104   7,405 92 SH   DFND 1 0 0 92
Carrier Global Corporation Com 14448C104   2,943,278 36,567 SH   SOLE 0 35,653 100 814
Carrier Global Corporation Com 14448C104   1,924,355 23,908 SH   OTR 0 22,223 1,066 619
Casey's General Stores Inc Com 147528103   13,150 35 SH   SOLE 0 35 0 0
Caterpillar Inc Com 149123101   6,023,248 15,400 SH   SOLE 0 14,512 0 888
Caterpillar Inc Com 149123101   6,543,829 16,731 SH   OTR 0 16,192 30 509
Caterpillar Inc COM 149123101   4,924,165 12,590 SH   DFND 1 0 0 12,590
CBIZ, Inc. Com 124805102   50,468 750 SH   OTR 0 750 0 0
CDW Corp Com 12514G108   192,808 852 SH   SOLE 0 852 0 0
CDW Corp Com 12514G108   20,367 90 SH   OTR 0 73 17 0
Celsius Holdings Inc COM 15118V207   6,272 200 SH   DFND 1 0 0 200
Cencora Inc. Com 03073E105   111,190 494 SH   SOLE 0 494 0 0
Cencora Inc. Com 03073E105   25,209 112 SH   OTR 0 90 22 0
Chargepoint Hldgs Inc COM 15961R105   267 195 SH   DFND 1 0 0 195
Charles Schwab Corp Com 808513105   322,106 4,970 SH   SOLE 0 4,970 0 0
Charles Schwab Corp Com 808513105   246,472 3,803 SH   OTR 0 3,753 50 0
Check Point Software Tech Ltd Com M22465104   13,497 70 SH   OTR 0 70 0 0
Chemung Finl Crp Com 164024101   9,604 200 SH   OTR 0 200 0 0
Chevron Corp. COM 166764100   47,931 325 SH   DFND 1 0 0 325
Chevron Corporation Com 166764100   7,724,848 52,454 SH   SOLE 0 50,141 245 2,068
Chevron Corporation Com 166764100   5,670,779 38,506 SH   OTR 0 36,725 310 1,471
Chewy Inc Com 16679L109   32,336 1,104 SH   OTR 0 1,104 0 0
Chimera Investment COM 16934Q208   1,045 66 SH   DFND 1 0 0 66
Chipotle Mexican Grill Inc Com 169656105   710,339 12,328 SH   SOLE 0 12,328 0 0
Chipotle Mexican Grill Inc Com 169656105   99,855 1,733 SH   OTR 0 1,133 0 600
Choice Hotels International In Com 169905106   154,275 1,184 SH   SOLE 0 1,184 0 0
Chubb Ltd Com H1467J104   1,188,744 4,122 SH   SOLE 0 4,072 0 50
Chubb Ltd Com H1467J104   1,183,553 4,104 SH   OTR 0 3,985 30 89
Church & Dwight Inc Com 171340102   71,210 680 SH   SOLE 0 680 0 0
Church & Dwight Inc Com 171340102   31,416 300 SH   OTR 0 300 0 0
Cigna Group Com 125523100   350,944 1,013 SH   SOLE 0 976 0 37
Cintas Corp Com 172908105   82,352 400 SH   SOLE 0 400 0 0
Cisco Systems Inc Com 17275R102   6,073,397 114,119 SH   SOLE 0 109,345 0 4,774
Cisco Systems Inc Com 17275R102   3,651,371 68,609 SH   OTR 0 66,682 710 1,217
Cisco Systems, Inc. COM 17275R102   70,004 1,315 SH   DFND 1 0 0 1,315
Citigroup Inc Com 172967424   258,851 4,135 SH   SOLE 0 4,135 0 0
Citigroup Inc Com 172967424   123,948 1,980 SH   OTR 0 1,980 0 0
Citizens Financial Group, Inc. COM 174610105   45,423 1,106 SH   DFND 1 0 0 1,106
Citizens Finl Svcs COM 174615104   70,441 1,199 SH   DFND 1 0 0 1,199
Clean Energy Fuels COM 184499101   467 150 SH   DFND 1 0 0 150
Clean Harbors Inc Com 184496107   146,718 607 SH   SOLE 0 607 0 0
Clearway Energy Inc COM 18539C204   71,576 2,333 SH   DFND 1 0 0 2,333
Clorox Co COM 189054109   16,454 101 SH   DFND 1 0 0 101
Clorox Company Com 189054109   601,138 3,690 SH   SOLE 0 3,690 0 0
Clorox Company Com 189054109   286,722 1,760 SH   OTR 0 1,275 0 485
CME Group Inc. Com 12572Q105   317,515 1,439 SH   SOLE 0 1,439 0 0
CME Group Inc. Com 12572Q105   44,792 203 SH   OTR 0 163 40 0
Coca Cola CO Com 191216100   5,107,090 71,070 SH   SOLE 0 65,483 603 4,984
Coca Cola CO Com 191216100   1,586,884 22,083 SH   OTR 0 17,353 84 4,646
Cognizant Technology Solutions Com 192446102   118,703 1,538 SH   SOLE 0 1,538 0 0
Cognizant Technology Solutions Com 192446102   18,060 234 SH   OTR 0 234 0 0
Cohen & Steers Qual Inc Rlty Com 19247L106   47,186 3,330 SH   OTR 0 3,330 0 0
Cohen & Steers Quality Income Re COM 19247L106   1,417 100 SH   DFND 1 0 0 100
Coinbase Global Inc COM 19260Q107   26,726 150 SH   DFND 1 0 0 150
Colgate Palmolive CO Com 194162103   1,984,121 19,113 SH   SOLE 0 17,386 277 1,450
Colgate Palmolive CO Com 194162103   280,806 2,705 SH   OTR 0 2,055 0 650
Colgate-Palmolive Co COM 194162103   40,382 389 SH   DFND 1 0 0 389
ComCast Corp-Cl A Com 20030N101   998,225 23,898 SH   SOLE 0 20,780 0 3,118
ComCast Corp-Cl A Com 20030N101   579,141 13,865 SH   OTR 0 11,628 945 1,292
Comcast Corporation COM 20030N101   36,340 870 SH   DFND 1 0 0 870
Commonwealth 6.5 PFD Series D C COM 294628201   2,525 100 SH   DFND 1 0 0 100
Communication Services Select Com 81369Y852   184,687 2,043 SH   SOLE 0 2,043 0 0
Communication Services Select Com 81369Y852   296,602 3,281 SH   OTR 0 3,001 280 0
Community Financial System, In Com 203607106   69,800 1,202 SH   SOLE 0 1,000 0 202
Conagra Brands Inc Com 205887102   3,350 103 SH   OTR 0 103 0 0
Conmed Corp COM 207410101   3,668 51 SH   DFND 1 0 0 51
Conocophillips Com 20825C104   1,038,482 9,864 SH   SOLE 0 9,833 31 0
Conocophillips Com 20825C104   461,126 4,380 SH   OTR 0 4,230 150 0
Conocophillips COM 20825C104   14,950 142 SH   DFND 1 0 0 142
Consolidated Edison Inc Com 209115104   107,254 1,030 SH   SOLE 0 1,030 0 0
Consolidated Edison Inc Com 209115104   9,684 93 SH   OTR 0 93 0 0
Consolidated Edison Inc. COM 209115104   201,721 1,937 SH   DFND 1 0 0 1,937
Constellation Brands Inc Com 21036P108   7,731 30 SH   SOLE 0 30 0 0
Constellation Brands Inc Com 21036P108   308,455 1,197 SH   OTR 0 1,197 0 0
Constellation Energy Corp Com 21037T109   17,161 66 SH   SOLE 0 66 0 0
Constellation Energy Corp Com 21037T109   78,006 300 SH   OTR 0 300 0 0
Consumer Discretionary Selt Com 81369Y407   1,920,747 9,586 SH   SOLE 0 7,756 0 1,830
Consumer Discretionary Selt Com 81369Y407   192,956 963 SH   OTR 0 504 355 104
Consumer Staples Select Sector Com 81369Y308   626,882 7,553 SH   SOLE 0 6,198 0 1,355
Consumer Staples Select Sector Com 81369Y308   50,298 606 SH   OTR 0 130 305 171
Core & Main Inc Com 21874C102   74,503 1,678 SH   OTR 0 1,678 0 0
Corning Inc Com 219350105   362,961 8,039 SH   SOLE 0 8,039 0 0
Corning Inc Com 219350105   171,570 3,800 SH   OTR 0 3,100 700 0
Corning Inc. COM 219350105   327,530 7,254 SH   DFND 1 0 0 7,254
Corteva Inc COM 22052L104   12,170 207 SH   DFND 1 0 0 207
Corteva Inc Com Com 22052L104   296,890 5,050 SH   SOLE 0 4,959 0 91
Corteva Inc Com Com 22052L104   484,724 8,245 SH   OTR 0 8,245 0 0
Costco Wholesale Corp Com 22160K105   7,023,011 7,922 SH   SOLE 0 7,847 0 75
Costco Wholesale Corp Com 22160K105   8,363,430 9,434 SH   OTR 0 8,851 0 583
Costco Wholesale Corporation COM 22160K105   146,276 165 SH   DFND 1 0 0 165
Coupang Inc Com 22266T109   35,107 1,430 SH   SOLE 0 1,430 0 0
Coupang Inc Com 22266T109   162,153 6,605 SH   OTR 0 6,605 0 0
Crispr Therapeutic Com H17182108   94 2 SH   SOLE 0 2 0 0
Crowdstrike Hldgs Inc COM 22788C105   7,012 25 SH   DFND 1 0 0 25
Crown Castle Inc Com 22822V101   170,946 1,441 SH   SOLE 0 1,441 0 0
Crown Castle Inc Com 22822V101   506,669 4,271 SH   OTR 0 4,271 0 0
Csx Corp Com 126408103   259,597 7,518 SH   SOLE 0 7,518 0 0
Csx Corp Com 126408103   218,713 6,334 SH   OTR 0 6,334 0 0
Cummins Inc Com 231021106   266,479 823 SH   SOLE 0 823 0 0
Cummins Inc Com 231021106   209,816 648 SH   OTR 0 623 25 0
CVS Health Corp Com 126650100   2,107,554 33,517 SH   SOLE 0 32,489 0 1,028
CVS Health Corp Com 126650100   913,898 14,534 SH   OTR 0 13,202 251 1,081
D R Horton Inc Com 23331A109   443,540 2,325 SH   OTR 0 2,325 0 0
Danaher Corp Com 235851102   6,958,563 25,029 SH   SOLE 0 23,109 0 1,920
Danaher Corp Com 235851102   6,135,345 22,068 SH   OTR 0 20,778 120 1,170
Darden Restaurants Inc Com 237194105   11,161 68 SH   SOLE 0 68 0 0
Deere & CO Com 244199105   5,569,489 13,346 SH   SOLE 0 12,568 13 765
Deere & CO Com 244199105   9,183,764 22,006 SH   OTR 0 21,795 70 141
Deere & Company COM 244199105   4,349 10 SH   DFND 1 0 0 10
Dell Technologies Inc Cl C Com 24703L202   3,319 28 SH   OTR 0 28 0 0
Delta Air Lines Inc Com 247361702   14,608 288 SH   SOLE 0 0 0 288
Deutsche Bank Ag ADR Com D18190898   172,901 10,000 SH   SOLE 0 10,000 0 0
Devon Energy Corporation COM 25179M103   3,912 100 SH   DFND 1 0 0 100
Diageo Plc COM 25243Q205   6,736 48 SH   DFND 1 0 0 48
Diageo PLC Spons ADR Com 25243Q205   63,153 450 SH   OTR 0 450 0 0
Diamondback Energy Inc Com 25278X109   29,998 174 SH   OTR 0 174 0 0
Dicks Sporting Goods Inc Com 253393102   863,806 4,139 SH   SOLE 0 3,391 0 748
Dicks Sporting Goods Inc Com 253393102   52,801 253 SH   OTR 0 253 0 0
Dick's Sporting Goods Inc. COM 253393102   21,916 105 SH   DFND 1 0 0 105
Digital Realty Trust Inc REIT Com 253868103   293,560 1,814 SH   SOLE 0 1,814 0 0
Digital World Acquisitio COM 25400Q105   8,292 516 SH   DFND 1 0 0 516
Dimensional Intern Core COM 25434V203   22,913 721 SH   DFND 1 0 0 721
Dimensional Intl Core Equity E Com 25434V799   7,654 272 SH   SOLE 0 272 0 0
Dimensional U.S. Equity ETF COM 25434V401   2,392,151 38,463 SH   DFND 1 0 0 38,463
Dimensional US High Profitab E Com 25434V831   3,850 113 SH   SOLE 0 113 0 0
Dimensional US Small Cap Val E Com 25434V815   15,893 516 SH   SOLE 0 516 0 0
Dimensional World Ex U S Core Equity 2 Etf COM 255113102   101,687 3,762 SH   DFND 1 0 0 3,762
Dimensional World ex U.S. Core E COM 25434V880   497,848 18,432 SH   DFND 1 0 0 18,432
Disney Walt CO New Com 254687106   3,742,448 38,907 SH   SOLE 0 37,584 0 1,323
Disney Walt CO New Com 254687106   2,903,976 30,190 SH   OTR 0 28,596 519 1,075
DNP Select Income Fund Inc COM 23325P104   14,739 1,468 SH   DFND 1 0 0 1,468
Docusign Inc Com 256163106   62 1 SH   SOLE 0 1 0 0
Dominion Resources Inc Com 25746U109   503,293 8,709 SH   SOLE 0 8,399 0 310
Dominion Resources Inc Com 25746U109   449,086 7,771 SH   OTR 0 5,841 0 1,930
Dominion Resources, Inc. COM 25746U109   122,511 2,120 SH   DFND 1 0 0 2,120
Dover Corp Com 260003108   181,961 949 SH   SOLE 0 549 0 400
Dover Corp Com 260003108   81,490 425 SH   OTR 0 425 0 0
Dow Inc Com Com 260557103   1,052,065 19,258 SH   SOLE 0 19,167 0 91
Dow Inc Com Com 260557103   763,618 13,978 SH   OTR 0 12,386 0 1,592
DT Midstream Inc Com 23345M107   118,147 1,502 SH   SOLE 0 1,502 0 0
DTE Energy Co Com 233331107   344,652 2,684 SH   SOLE 0 2,684 0 0
Duke Energy Corp Com 26441C204   544,216 4,720 SH   SOLE 0 4,435 285 0
Duke Energy Corp Com 26441C204   144,356 1,252 SH   OTR 0 1,252 0 0
Dupont De Nemours Inc Com 26614N102   1,216,173 13,648 SH   SOLE 0 13,557 0 91
Dupont De Nemours Inc Com 26614N102   993,487 11,149 SH   OTR 0 10,937 34 178
Dutch Bros Inc COM 26701L100   1,602 50 SH   DFND 1 0 0 50
East West Bancorp Inc Com 27579R104   18,203 220 SH   OTR 0 220 0 0
Eaton Corp PLC Com G29183103   1,890,865 5,705 SH   SOLE 0 5,705 0 0
Eaton Corp PLC Com G29183103   2,214,351 6,681 SH   OTR 0 5,899 0 782
Eaton Corp Plc COM G29183103   20,881 63 SH   DFND 1 0 0 63
Eaton Vance NY Muni Bond Fund Com 27827Y109   101,592 10,200 SH   SOLE 0 10,200 0 0
Eaton Vance Tax Man Gl D COM 27829F108   6,976 800 SH   DFND 1 0 0 800
Ecolab Inc Com 278865100   1,566,450 6,135 SH   SOLE 0 6,135 0 0
Ecolab Inc Com 278865100   711,094 2,785 SH   OTR 0 2,335 0 450
Edwards Lifesciences Corp Com 28176E108   36,031 546 SH   OTR 0 546 0 0
EI DuPont de Nemours & Co. COM 26614N102   18,446 207 SH   DFND 1 0 0 207
Electrovaya Inc New Com 28617B606   8,612 3,696 SH   SOLE 0 3,696 0 0
Elevance Health INC Com 036752103   27,560 53 SH   OTR 0 53 0 0
Emerson Elec CO Com 291011104   1,521,555 13,912 SH   SOLE 0 13,912 0 0
Emerson Elec CO Com 291011104   372,952 3,410 SH   OTR 0 3,410 0 0
Enbridge Incorporated Com 29250N105   336,576 8,288 SH   SOLE 0 8,288 0 0
Enbridge Incorporated Com 29250N105   84,956 2,092 SH   OTR 0 2,092 0 0
Energy Select Sector SPDR Com 81369Y506   980,010 11,162 SH   SOLE 0 9,750 0 1,412
Energy Select Sector SPDR Com 81369Y506   147,767 1,683 SH   OTR 0 1,470 80 133
Energy Select Sector SPDR COM 81369Y506   13,170 150 SH   DFND 1 0 0 150
Energy Transfer Equity LP Com 29273V100   32,100 2,000 SH   OTR 0 2,000 0 0
Enphase Energy Inc Com 29355A107   5,651 50 SH   OTR 0 50 0 0
Entergy Corp Com 29364G103   3,290 25 SH   SOLE 0 25 0 0
Entergy Corp Com 29364G103   19,083 145 SH   OTR 0 145 0 0
Enterprise Prods Partners LP Com 293792107   47,973 1,648 SH   SOLE 0 1,648 0 0
Enterprise Prods Partners LP Com 293792107   468,671 16,100 SH   OTR 0 16,100 0 0
Eog Res Inc Com 26875P101   150,466 1,224 SH   SOLE 0 1,224 0 0
Eog Res Inc Com 26875P101   134,854 1,097 SH   OTR 0 1,097 0 0
Equinix Inc Com 29444U700   155,335 175 SH   OTR 0 175 0 0
Essential Utils Inc Com 29670G102   30,856 800 SH   OTR 0 800 0 0
Etsy, Inc. COM 29786A106   19,436 350 SH   DFND 1 0 0 350
Eversource Energy Com 30040W108   176,930 2,600 SH   SOLE 0 2,600 0 0
Exelon Corp Com 30161N101   147,156 3,629 SH   SOLE 0 3,629 0 0
Exelon Corp Com 30161N101   75,382 1,859 SH   OTR 0 1,509 0 350
Exxon Mobil Corporation COM 30231G102   919,263 7,838 SH   DFND 1 0 0 7,838
Exxonmobil Corp Com 30231G102   12,416,177 105,922 SH   SOLE 0 102,300 501 3,121
Exxonmobil Corp Com 30231G102   7,899,339 67,389 SH   OTR 0 64,548 560 2,281
Fastenal CO Com 311900104   117,843 1,650 SH   SOLE 0 1,650 0 0
Fastenal CO Com 311900104   527,794 7,390 SH   OTR 0 7,390 0 0
Fedex Corporation Com 31428X106   365,636 1,336 SH   SOLE 0 1,336 0 0
Fedex Corporation Com 31428X106   5,200 19 SH   OTR 0 19 0 0
FedEx Corporation COM 31428X106   6,842 25 SH   DFND 1 0 0 25
Fidelity Total Bond Etf COM 316188309   496,005 10,612 SH   DFND 1 0 0 10,612
Financial Instns Inc Com 317585404   12,735 500 SH   OTR 0 500 0 0
Financial Select Sector SPDR Com 81369Y605   1,321,214 29,153 SH   SOLE 0 26,464 0 2,689
Financial Select Sector SPDR Com 81369Y605   53,750 1,186 SH   OTR 0 1,010 176 0
First Solar Inc Com 336433107   24,944 100 SH   SOLE 0 100 0 0
First Solar Inc Com 336433107   567,476 2,275 SH   OTR 0 2,275 0 0
First Solar Inc COM 336433107   8,481 34 SH   DFND 1 0 0 34
First Trust DW Dynamic Focus 5 COM 33738R878   523,810 14,627 SH   DFND 1 0 0 14,627
First Trust DW Focus 5 COM 33738R605   1,472,535 25,275 SH   DFND 1 0 0 25,275
First Trust DW Int'l Focus COM 33738R886   11,447 544 SH   DFND 1 0 0 544
First Trust Enhanced Short Matur COM 33739Q408   394,064 6,582 SH   DFND 1 0 0 6,582
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf COM 33738R837   44,400 750 SH   DFND 1 0 0 750
First Trust ISE Water Index Fd COM 33733B100   510,024 4,665 SH   DFND 1 0 0 4,665
First Trust Low Duration COM 33739Q200   454,807 8,965 SH   DFND 1 0 0 8,965
First Trust Morningstar Div COM 336917109   12,375 295 SH   DFND 1 0 0 295
First Trust NASDAQ Cln EdgeSt COM 33737A108   93,274 733 SH   DFND 1 0 0 733
First TRUST Preferred COM 33739E108   81,233 4,488 SH   DFND 1 0 0 4,488
First Trust Rising Dividend COM 33738R506   827,637 13,978 SH   DFND 1 0 0 13,978
First Trust Senior Loan COM 33738D309   278,736 6,074 SH   DFND 1 0 0 6,074
First Trust Small Cap AlphaDEX COM 33734Y109   25,579 257 SH   DFND 1 0 0 257
First Trust Value Line Div Index COM 33734H106   640,059 14,070 SH   DFND 1 0 0 14,070
First Trust Value Line Dividen Com 33734H106   1,364,700 30,000 SH   SOLE 0 30,000 0 0
FirstTrust NASDAQ Clean Edge Gre COM 33733E500   1,257 35 SH   DFND 1 0 0 35
Fiserv Inc Com 337738108   752,913 4,191 SH   SOLE 0 4,191 0 0
Fiserv Inc Com 337738108   415,890 2,315 SH   OTR 0 2,315 0 0
Flexshares Disciplined Duratio Com 33939L779   335,302 15,982 SH   SOLE 0 15,982 0 0
FlexShares Emerging Mkts Facto Com 33939L308   68,619 1,202 SH   SOLE 0 1,202 0 0
FlexShares Global Quality Real Com 33939L787   880,233 14,135 SH   SOLE 0 14,135 0 0
FlexShares Global Quality Real Com 33939L787   18,371 295 SH   OTR 0 295 0 0
FlexShares Global Quality Real E COM 33939L787   4,110 66 SH   DFND 1 0 0 66
FlexShares International Quali Com 33939L837   357,807 13,610 SH   SOLE 0 13,610 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407   44,389,290 1,076,104 SH   SOLE 0 1,070,863 0 5,241
FlexShares Mstar Glbl Upstrm N Com 33939L407   2,749,931 66,665 SH   OTR 0 65,010 340 1,315
FlexShares Real Assets Allocat Com 33939L738   384,458 11,750 SH   SOLE 0 11,750 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   5,859,109 98,605 SH   SOLE 0 98,605 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   1,060,350 17,845 SH   OTR 0 17,610 0 235
FlexShares STOXX Global Broad In COM 33939L795   3,684 62 SH   DFND 1 0 0 62
Flexshares Upstream COM 33939L407   7,590 184 SH   DFND 1 0 0 184
Ford Motor CO Del Com 345370860   25,344 2,400 SH   SOLE 0 1,400 0 1,000
Ford Motor CO Del Com 345370860   25,502 2,415 SH   OTR 0 2,415 0 0
Ford Motor Co. COM 345370860   43,349 4,105 SH   DFND 1 0 0 4,105
Fortinet Inc Com 34959E109   7,755 100 SH   OTR 0 100 0 0
Fortive Corp Com 34959J108   687,480 8,710 SH   SOLE 0 8,410 0 300
Fortive Corp Com 34959J108   799,482 10,129 SH   OTR 0 9,285 50 794
Freeport-McMoran Inc Com 35671D857   410,991 8,233 SH   SOLE 0 8,233 0 0
Freeport-McMoran Inc Com 35671D857   379,941 7,611 SH   OTR 0 5,827 59 1,725
GE Aerospace Com 369604301   1,741,159 9,233 SH   SOLE 0 8,879 0 354
GE Aerospace Com 369604301   237,234 1,258 SH   OTR 0 1,249 0 9
Ge Healthcare Technologi COM 36266G107   29,761 317 SH   DFND 1 0 0 317
GE Healthcare Technologies Inc Com 36266G107   290,184 3,092 SH   SOLE 0 3,092 0 0
GE Healthcare Technologies Inc Com 36266G107   313,834 3,344 SH   OTR 0 3,344 0 0
GE Vernova Inc Com 36828A101   411,538 1,614 SH   SOLE 0 1,526 0 88
GE Vernova Inc Com 36828A101   11,219 44 SH   OTR 0 42 0 2
Ge Vernova Inc COM 36828A101   54,311 213 SH   DFND 1 0 0 213
Generac Hldgs Inc Com 368736104   29,393 185 SH   OTR 0 185 0 0
General Dynamics Corp Com 369550108   4,742,122 15,692 SH   SOLE 0 15,542 0 150
General Dynamics Corp Com 369550108   481,707 1,594 SH   OTR 0 1,575 19 0
General Dynamics Corp. COM 369550108   17,528 58 SH   DFND 1 0 0 58
General Electric Co. COM 369604301   82,478 437 SH   DFND 1 0 0 437
General Mls Inc Com 370334104   2,410,109 32,635 SH   SOLE 0 31,832 0 803
General Mls Inc Com 370334104   349,680 4,735 SH   OTR 0 4,735 0 0
General Motors CO Com 37045V100   34,706 774 SH   SOLE 0 774 0 0
Genuine Parts CO Com 372460105   252,541 1,808 SH   SOLE 0 1,808 0 0
Genuine Parts Co COM 372460105   11,733 84 SH   DFND 1 0 0 84
Gerdau S.A. COM 373737105   1,099 314 SH   DFND 1 0 0 314
Gilead Sciences Inc Com 375558103   462,713 5,519 SH   SOLE 0 5,519 0 0
Gilead Sciences Inc Com 375558103   341,732 4,076 SH   OTR 0 4,076 0 0
Gilead Sciences Inc. COM 375558103   4,192 50 SH   DFND 1 0 0 50
Gldmn Schs Acs Inv Grd COM 381430479   2,461 52 SH   DFND 1 0 0 52
Global X Lithium Battery COM 37954Y855   28,377 651 SH   DFND 1 0 0 651
GLOBAL X ROBOTICS ARTFCLINTLGNC ETF COM 37954Y715   13,296 414 SH   DFND 1 0 0 414
Global X US Preferred ETF Com 37954Y657   249,360 12,000 SH   OTR 0 12,000 0 0
Goldman Sachs Group Inc Com 38141G104   1,791,308 3,618 SH   SOLE 0 3,598 20 0
Goldman Sachs Group Inc Com 38141G104   1,880,923 3,799 SH   OTR 0 3,744 0 55
Goldman Sachs Group Inc COM 38141G104   17,824 36 SH   DFND 1 0 0 36
Golub Cap Bdc Inc Com 38173M102   185,853 12,300 SH   SOLE 0 12,300 0 0
Golub Cap Bdc Inc Com 38173M102   997,064 65,987 SH   OTR 0 65,987 0 0
GOODYEAR TIRE RUBBER COM 382550101   6,239 705 SH   DFND 1 0 0 705
Grail Inc Com 384747101   41 3 SH   OTR 0 3 0 0
Grainger W W Inc Com 384802104   7,186,488 6,918 SH   SOLE 0 6,918 0 0
Grainger W W Inc Com 384802104   1,328,638 1,279 SH   OTR 0 595 100 584
Graphic Packaging Holding Compan COM 388689101   7,960 269 SH   DFND 1 0 0 269
Greenpower Motor Co COM 39540E302   488 356 SH   DFND 1 0 0 356
GSK PLC Sponsored ADR Com 37733W204   361,706 8,848 SH   SOLE 0 8,848 0 0
GSK PLC Sponsored ADR Com 37733W204   148,394 3,630 SH   OTR 0 3,030 0 600
Guardant Health Inc Com 40131M109   6,882 300 SH   SOLE 0 300 0 0
Guardant Health Inc Com 40131M109   34,984 1,525 SH   OTR 0 0 0 1,525
Gxo Logistics Inc COM 36262G101   6,717 129 SH   DFND 1 0 0 129
Haleon PLC Spon ADR Com 405552100   3,174 300 SH   SOLE 0 300 0 0
Haleon PLC Spon ADR Com 405552100   17,806 1,683 SH   OTR 0 1,683 0 0
Halliburton CO Com 406216101   63,649 2,191 SH   SOLE 0 2,191 0 0
Halliburton CO Com 406216101   18,389 633 SH   OTR 0 633 0 0
Harley Davidson Inc Com 412822108   39,840 1,034 SH   SOLE 0 1,034 0 0
HARLEY DAVIDSON INC COM 412822108   1,082 28 SH   DFND 1 0 0 28
HCA Holdings Inc Com 40412C101   60,965 150 SH   SOLE 0 150 0 0
Health Care Select Sector SPDR Com 81369Y209   1,333,399 8,657 SH   SOLE 0 8,124 0 533
Health Care Select Sector SPDR Com 81369Y209   23,103 150 SH   OTR 0 150 0 0
Healthier Choices Manage COM 42226N109   0 500,000 SH   DFND 1 0 0 500,000
Healthier Choices Mgmt C COM 42226N109   0 7 SH   DFND 1 0 0 7
Healthy Choice Wellness COM 42227T105   5 2 SH   DFND 1 0 0 2
Hereuare Inc COM 427177100   0 7 SH   DFND 1 0 0 7
Hershey Co. COM 427866108   161,479 842 SH   DFND 1 0 0 842
Hess Corporation Com 42809H107   61,653 454 SH   SOLE 0 454 0 0
Home Depot Inc Com 437076102   3,227,450 7,965 SH   SOLE 0 7,662 0 303
Home Depot Inc Com 437076102   3,542,664 8,743 SH   OTR 0 7,743 150 850
Honda Motor Co Ltd COM 438128308   20,625 650 SH   DFND 1 0 0 650
Honeywell International Inc Com 438516106   4,741,101 22,936 SH   SOLE 0 22,021 0 915
Honeywell International Inc Com 438516106   1,534,822 7,425 SH   OTR 0 6,426 220 779
Honeywell Intl Inc COM 438516106   10,336 50 SH   DFND 1 0 0 50
Hormel Foods Corp COM 440452100   9,732 307 SH   DFND 1 0 0 307
iCAD, Inc. COM 44934S206   473 302 SH   DFND 1 0 0 302
Icahn Enterprise LP Com 451100101   2,704 200 SH   OTR 0 200 0 0
Idacorp Inc Com 451107106   10,309 100 SH   SOLE 0 100 0 0
IDEXX Laboratories, Inc. COM 45168D104   6,063 12 SH   DFND 1 0 0 12
Illinois Tool Wks Inc Com 452308109   507,630 1,937 SH   SOLE 0 1,937 0 0
Illinois Tool Wks Inc Com 452308109   266,525 1,017 SH   OTR 0 1,017 0 0
Illinois Tool Works Inc. COM 452308109   16,248 62 SH   DFND 1 0 0 62
Illumina Inc Com 452327109   2,608 20 SH   OTR 0 20 0 0
Impact Shares YWCA Women's Emp Com 45259A100   23,199 600 SH   SOLE 0 600 0 0
Industrial Select Sector SPDR Com 81369Y704   1,296,257 9,571 SH   SOLE 0 9,309 0 262
Industrial Select Sector SPDR Com 81369Y704   70,564 521 SH   OTR 0 435 0 86
Ingersoll Rand Inc Com 45687V106   276,811 2,820 SH   SOLE 0 2,820 0 0
Ingersoll Rand Inc Com 45687V106   5,459,070 55,614 SH   OTR 0 55,614 0 0
Ingredion Inc Com 457187102   13,743 100 SH   SOLE 0 100 0 0
Innovator MSCI EAFE Power Buff Com 45782C722   90,571 3,080 SH   OTR 0 3,080 0 0
Innovator U.S. Equity Power Bu Com 45782C813   161,434 3,988 SH   OTR 0 3,988 0 0
Insulet Corp Com 45784P101   61,679 265 SH   OTR 0 265 0 0
Intel Corp Com 458140100   1,489,616 63,496 SH   SOLE 0 61,093 903 1,500
Intel Corp Com 458140100   510,654 21,767 SH   OTR 0 20,252 1,015 500
Intercontinental Exchange Inc Com 45866F104   1,361,585 8,476 SH   SOLE 0 8,476 0 0
Intercontinental Exchange Inc Com 45866F104   84,015 523 SH   OTR 0 488 35 0
Intercontinental Hotels Group Com 45857P806   773 7 SH   OTR 0 7 0 0
International Flavors & Fragra Com 459506101   5,247 50 SH   OTR 0 50 0 0
Intl Business Machines Corp. COM 459200101   701,167 3,172 SH   DFND 1 0 0 3,172
Intl. Business Machines Corp Com 459200101   4,994,675 22,592 SH   SOLE 0 20,493 395 1,704
Intl. Business Machines Corp Com 459200101   3,842,813 17,382 SH   OTR 0 15,834 0 1,548
Intuit Com 461202103   73,278 118 SH   SOLE 0 118 0 0
Intuit Com 461202103   872,505 1,405 SH   OTR 0 1,405 0 0
Intuitive Surgical COM 46120E602   45,688 93 SH   DFND 1 0 0 93
Intuitive Surgical Inc Com 46120E602   196,017 399 SH   SOLE 0 249 0 150
Intuitive Surgical Inc Com 46120E602   713,815 1,453 SH   OTR 0 1,453 0 0
Invesco California Value Muni Com 46132H106   9,518 874 SH   SOLE 0 874 0 0
Invesco Global Water ETF Com 46138E651   16,801 390 SH   SOLE 0 390 0 0
Invesco Global Water ETF Com 46138E651   47,991 1,114 SH   OTR 0 1,114 0 0
Invesco High Yield Eq Div ETF Com 46137V563   25,044 1,142 SH   SOLE 0 1,142 0 0
Invesco Intl Divi Achi ETF Com 46137V548   37,582 1,900 SH   SOLE 0 1,900 0 0
Invesco Limited Com G491BT108   25,866 1,473 SH   OTR 0 1,473 0 0
Invesco Muni Income Opp Trust Com 46132X101   12,513 1,824 SH   SOLE 0 1,824 0 0
Invesco Preferred ETF Com 46138E511   35,321 2,860 SH   SOLE 0 2,860 0 0
Invesco Preferred ETF Com 46138E511   49,894 4,040 SH   OTR 0 4,040 0 0
Invesco QQQ Trust COM 46090E103   27,820 57 SH   DFND 1 0 0 57
Invesco QQQ Trust Unit Ser 1 Com 46090E103   101,030 207 SH   SOLE 0 207 0 0
Invesco S&P 500 Equal Weight E Com 46137V357   345,062 1,926 SH   SOLE 0 1,926 0 0
Invesco S&P 500 Low Volatility E COM 46138E354   37,013 516 SH   DFND 1 0 0 516
Invesco Solar ETF Com 46138G706   8,838 205 SH   SOLE 0 205 0 0
Invesco SP 500 Low Volatility Com 46138E354   250,553 3,493 SH   SOLE 0 3,493 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   176,274 8,390 SH   SOLE 0 8,390 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   91,919 4,375 SH   OTR 0 4,375 0 0
Invesco Trust For Invst Gr NY Com 46131T101   107,229 9,300 SH   SOLE 0 9,300 0 0
Invesco Water Resources ETF Com 46137V142   7,266 103 SH   SOLE 0 103 0 0
Invesco Water Resources ETF Com 46137V142   59,254 840 SH   OTR 0 840 0 0
Invitation Homes Inc Com 46187W107   130,180 3,692 SH   OTR 0 3,692 0 0
Ionis Pharmaceuticals Inc Com 462222100   683,023 17,050 SH   OTR 0 17,050 0 0
IQVIA Holdings Inc Com 46266C105   146,921 620 SH   SOLE 0 620 0 0
IQVIA Holdings Inc Com 46266C105   1,066,839 4,502 SH   OTR 0 4,502 0 0
Ishar Tru Esg Awr Usd COM 46435G193   27,168 1,142 SH   DFND 1 0 0 1,142
ISHARE ROBOT ARTIF INTELMULTSEC ETF COM 46435U556   13,217 386 SH   DFND 1 0 0 386
iShares 0-5 Year High Yield Corp COM 46434V407   27,138 625 SH   DFND 1 0 0 625
iShares 0-5 Year TIPS Bond ETF COM 46429B747   4,863 48 SH   DFND 1 0 0 48
IShares 0-5 Yr TIPs ETF Com 46429B747   5,692,158 56,180 SH   SOLE 0 56,180 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   1,938,252 19,130 SH   OTR 0 17,814 305 1,011
Ishares 10-20 Year Tsury COM 464288653   97,738 894 SH   DFND 1 0 0 894
Ishares 1-3 Year Treasury ETF Com 464287457   6,953,751 83,629 SH   SOLE 0 83,029 0 600
Ishares 1-3 Year Treasury ETF Com 464287457   124,725 1,500 SH   OTR 0 1,500 0 0
iShares 20 Year Treasury Bond COM 464287432   4,807,685 49,008 SH   DFND 1 0 0 49,008
Ishares 3-7 Year Treasury Bond Com 464288661   1,055,514 8,825 SH   SOLE 0 8,825 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   193,499 3,602 SH   SOLE 0 3,602 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   171,904 3,200 SH   OTR 0 3,200 0 0
Ishares Aaa-A Rated Corp Bond Com 46429B291   80,115 1,630 SH   SOLE 0 1,630 0 0
Ishares Barclays 7-10 Year Tr Com 464287440   238,235 2,428 SH   SOLE 0 2,428 0 0
Ishares Barclays Mbs Bond ETF Com 464288588   681,784 7,116 SH   SOLE 0 7,116 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   234,417 2,122 SH   SOLE 0 2,122 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   22,094 200 SH   OTR 0 200 0 0
IShares Broad USD High Yield C Com 46435U853   96,008 2,550 SH   SOLE 0 2,550 0 0
IShares Broad USD High Yield C Com 46435U853   40,662 1,080 SH   OTR 0 1,080 0 0
iShares Broad USD High Yield Corporate Bond ETF COM 464288620   4,445 118 SH   DFND 1 0 0 118
IShares Cohen Steers REIT ETF Com 464287564   87,990 1,335 SH   SOLE 0 1,335 0 0
iShares Convertible Bond ETF COM 46435G102   60,062 718 SH   DFND 1 0 0 718
Ishares Core Emerging Markets Com 46434G103   2,707,972 47,169 SH   SOLE 0 47,169 0 0
Ishares Core Emerging Markets Com 46434G103   1,008,234 17,562 SH   OTR 0 16,837 725 0
iShares Core Growth ETF COM 464289867   5,112,945 86,309 SH   DFND 1 0 0 86,309
iShares Core High Dividend ETF Com 46429B663   1,012,238 8,606 SH   SOLE 0 8,606 0 0
iShares Core High Dividend ETF COM 46429B663   162,900 1,385 SH   DFND 1 0 0 1,385
iShares Core Intl Aggregate Bond COM 46435G672   1,347 26 SH   DFND 1 0 0 26
IShares Core Intnl Agg Bond ET Com 46435G672   553,023 10,672 SH   SOLE 0 10,672 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   64,257 1,240 SH   OTR 0 1,240 0 0
iShares Core Moderate Allocation COM 464289875   3,383 75 SH   DFND 1 0 0 75
Ishares Core Msci Eafe ETF Com 46432F842   7,981,783 102,265 SH   SOLE 0 102,215 0 50
Ishares Core Msci Eafe ETF Com 46432F842   1,485,682 19,035 SH   OTR 0 19,035 0 0
iShares Core MSCI EM ETF COM 46434G103   58,845 1,025 SH   DFND 1 0 0 1,025
IShares Core MSCI Total Intl S Com 46432F834   92,966 1,280 SH   SOLE 0 1,280 0 0
IShares Core MSCI Total Intl S Com 46432F834   42,053 579 SH   OTR 0 579 0 0
iShares Core MSCI Total Int'l St COM 46432F834   5,032,097 69,284 SH   DFND 1 0 0 69,284
iShares Core S&P 500 COM 464287200   2,392,539 4,148 SH   DFND 1 0 0 4,148
Ishares Core S&P 500 ETF Com 464287200   2,412,261 4,182 SH   SOLE 0 4,182 0 0
iShares Core S&P Mid-Cap COM 464287507   52,349 840 SH   DFND 1 0 0 840
Ishares Core S&P Mid-Cap ETF Com 464287507   2,845,344 45,657 SH   SOLE 0 45,657 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507   1,205,580 19,345 SH   OTR 0 18,620 0 725
iShares Core S&P Small-Cap COM 464287804   203,093 1,736 SH   DFND 1 0 0 1,736
Ishares Core S&P Small-Cap ETF Com 464287804   1,649,253 14,101 SH   SOLE 0 14,101 0 0
Ishares Core S&P Small-Cap ETF Com 464287804   46,784 400 SH   OTR 0 400 0 0
Ishares Core S&P US COM 464287671   15,806,511 119,828 SH   DFND 1 0 0 119,828
Ishares Core Total U.S. Aggreg Com 464287226   449,943 4,443 SH   SOLE 0 4,443 0 0
Ishares Core Total U.S. Aggreg Com 464287226   290,139 2,865 SH   OTR 0 1,642 0 1,223
iShares Core US Aggregate Bond E COM 464287226   6,454,335 63,734 SH   DFND 1 0 0 63,734
Ishares DJ Select Dividend ETF Com 464287168   211,114 1,563 SH   SOLE 0 1,563 0 0
Ishares DJ Select Dividend ETF Com 464287168   20,261 150 SH   OTR 0 150 0 0
iShares DJ US Consumer Goods COM 464287812   13,761 195 SH   DFND 1 0 0 195
Ishares DJ US Telcom Sector ET Com 464287713   452,154 17,900 SH   SOLE 0 17,900 0 0
Ishares DJ US Telcom Sector ET Com 464287713   522,907 20,701 SH   OTR 0 20,501 200 0
iShares DowJones EPAC Select D COM 464288448   63,116 2,088 SH   DFND 1 0 0 2,088
IShares Edge Intl Quality Fact Com 46434V456   102,065 2,460 SH   SOLE 0 2,460 0 0
IShares Edge MSCI Min Vol USA Com 46429B697   195,860 2,145 SH   SOLE 0 2,145 0 0
iShares Edge MSCI Min Vol USA COM 46429B697   134,754 1,476 SH   DFND 1 0 0 1,476
iShares Edge MSCI USA Quality Com 46432F339   153,839 858 SH   SOLE 0 858 0 0
iShares Edge MSCI USA Value Fact COM 46432F388   37,620 345 SH   DFND 1 0 0 345
Ishares Esg Advanced COM 46436E759   22,909 318 SH   DFND 1 0 0 318
Ishares Esg Advanced COM 46436E767   32,491 662 SH   DFND 1 0 0 662
iShares ESG Advanced Hi Yld Co Com 46435G441   20,358 430 SH   SOLE 0 430 0 0
iShares ESG Advanced Hi Yld Co Com 46435G441   16,665 352 SH   OTR 0 352 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   32,058 445 SH   SOLE 0 445 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   37,245 517 SH   OTR 0 367 0 150
iShares ESG Advanced MSCI EM E Com 46436E742   32,216 795 SH   SOLE 0 795 0 0
iShares ESG Advanced MSCI EM E Com 46436E742   59,448 1,467 SH   OTR 0 1,022 0 445
Ishares Esg Advnc Ttl COM 46435G243   4,177 166 SH   DFND 1 0 0 166
Ishares Esg Advnc Ttl COM 46436E619   2,082 47 SH   DFND 1 0 0 47
iShares ESG AW MSCI EAFE ETF Com 46435G516   31,732 377 SH   SOLE 0 377 0 0
iShares ESG Aware MSCI USA ETF Com 46435G425   170,343 1,350 SH   SOLE 0 1,350 0 0
Ishares Esg Aware Msci Usa Etf COM 46435G425   1,112,466 8,817 SH   DFND 1 0 0 8,817
iShares ESG Aware MSCI USA Sma Com 46435U663   73,018 1,746 SH   SOLE 0 1,746 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   20,575 492 SH   OTR 0 246 0 246
iShares ESG MSCI EM COM 46434G863   36,341 998 SH   DFND 1 0 0 998
iShares ESG U.S. Aggregate Bond COM 46435U549   2,235 46 SH   DFND 1 0 0 46
Ishares Fallen Angels COM 46435G474   108,537 3,968 SH   DFND 1 0 0 3,968
iShares Global Clean Energy ET Com 464288224   64,626 4,399 SH   SOLE 0 4,399 0 0
iShares Global Clean Energy ET Com 464288224   12,791 871 SH   OTR 0 871 0 0
iShares Global Energy COM 464287341   1,862 46 SH   DFND 1 0 0 46
iShares Global Financials ETF COM 464287333   28,752 304 SH   DFND 1 0 0 304
iShares Global Tech COM 464287291   72,628 880 SH   DFND 1 0 0 880
Ishares GNMA Bond ETF Com 46429B333   12,317 275 SH   SOLE 0 275 0 0
iShares Gold Trust New Com 464285204   65,505 1,318 SH   SOLE 0 1,318 0 0
iShares GSCI Commodity Dynamic R COM 46431W853   27,309 1,054 SH   DFND 1 0 0 1,054
Ishares Iboxx High Yield COM 464288513   1,280,724 15,949 SH   DFND 1 0 0 15,949
Ishares IBoxx High Yield Corpo Com 464288513   2,918,905 36,350 SH   SOLE 0 36,350 0 0
Ishares IBoxx High Yield Corpo Com 464288513   215,445 2,683 SH   OTR 0 2,683 0 0
iShares iBoxx InvGrade Corp Bd COM 464287242   480,391 4,252 SH   DFND 1 0 0 4,252
iShares International Treasury B COM 464288117   42 1 SH   DFND 1 0 0 1
iShares J.P. Morgan USD Emerging COM 464288281   23,021 246 SH   DFND 1 0 0 246
iShares JPMorgan USD Emerging Com 464288281   2,901 31 SH   SOLE 0 31 0 0
iShares KLD 400 Social Index COM 464288570   437,771 4,024 SH   DFND 1 0 0 4,024
Ishares Mbs Etf IV COM 464288588   154,925 1,617 SH   DFND 1 0 0 1,617
Ishares Morgstar Mid Cap COM 464288307   120,546 1,652 SH   DFND 1 0 0 1,652
ISHARES MORNINGSTAR GROWTH ETF COM 464287119   24,035 286 SH   DFND 1 0 0 286
iShares MSCI Denmark ETF Com 46429B523   7,621 60 SH   OTR 0 60 0 0
Ishares Msci Eafe ETF Com 464287465   4,593,194 54,923 SH   SOLE 0 51,982 0 2,941
Ishares Msci Eafe ETF Com 464287465   1,803,146 21,561 SH   OTR 0 21,286 200 75
iShares MSCI EAFE Growth COM 464288885   416,999 3,873 SH   DFND 1 0 0 3,873
Ishares MSCI EAFE Growth ETF Com 464288885   23,648,046 219,675 SH   SOLE 0 217,722 0 1,953
Ishares MSCI EAFE Growth ETF Com 464288885   4,158,164 38,627 SH   OTR 0 38,547 0 80
Ishares Msci Eafe Small Cap ET Com 464288273   2,834,125 41,863 SH   SOLE 0 41,853 0 10
Ishares Msci Eafe Small Cap ET Com 464288273   535,169 7,905 SH   OTR 0 7,905 0 0
iShares MSCI EAFE Small-Cap COM 464288273   3,994 59 SH   DFND 1 0 0 59
Ishares Msci Eafe Value COM 464288877   560,827 9,746 SH   DFND 1 0 0 9,746
iShares MSCI EM ESG Optimized Com 46434G863   25,851 710 SH   OTR 0 710 0 0
iShares MSCI Emerg Mkt Min Vol Com 464286533   1,065,336 16,991 SH   SOLE 0 16,991 0 0
iShares MSCI Emerg Mkt Min Vol Com 464286533   387,486 6,180 SH   OTR 0 6,180 0 0
Ishares Msci Emerging COM 46434G764   2,933 48 SH   DFND 1 0 0 48
Ishares MSCI Emerging Markets Com 46434G764   1,385,669 22,675 SH   SOLE 0 22,675 0 0
Ishares MSCI Emerging Markets Com 46434G764   36,055 590 SH   OTR 0 590 0 0
Ishares Msci Emerging Mkt ETF Com 464287234   3,131,024 68,274 SH   SOLE 0 66,525 525 1,224
Ishares Msci Emerging Mkt ETF Com 464287234   785,527 17,129 SH   OTR 0 16,193 561 375
iShares MSCI Finland Capped Com 46429B515   10,456 276 SH   OTR 0 276 0 0
Ishares Msci Japan ETF Com 46434G822   7,154 100 SH   SOLE 0 100 0 0
Ishares MSCI KLD 400 Social In Com 464288570   110,966 1,020 SH   SOLE 0 1,020 0 0
iShares MSCI Norway Capped Com 46429B499   9,918 405 SH   OTR 0 405 0 0
iShares MSCI South Korea Index Com 464286772   10,042 157 SH   OTR 0 157 0 0
iShares MSCI Sweden Index Com 464286756   17,972 414 SH   OTR 0 414 0 0
iShares MSCI Switzerland Index Com 464286749   10,420 200 SH   OTR 0 200 0 0
iShares MSCI Taiwan ETF Com 46434G772   13,144 244 SH   OTR 0 244 0 0
iShares MSCI USA ESG Select ET Com 464288802   519,998 4,320 SH   SOLE 0 4,320 0 0
Ishares Msci Usa Momntum COM 46432F396   40,349 199 SH   DFND 1 0 0 199
Ishares Msci Usa Qlty COM 46432F339   109,911 613 SH   DFND 1 0 0 613
iShares MSCI USA Value ETF Com 46432F388   15,375 141 SH   SOLE 0 141 0 0
Ishares Nasdaq Biotech ETF Com 464287556   2,658,542 18,259 SH   SOLE 0 17,466 96 697
Ishares Nasdaq Biotech ETF Com 464287556   1,590,826 10,926 SH   OTR 0 9,145 240 1,541
iShares Nasdaq Biotechnology COM 464287556   10,920 75 SH   DFND 1 0 0 75
Ishares National Muni Bond ETF Com 464288414   587,145 5,405 SH   SOLE 0 5,405 0 0
Ishares New York Muni Bond ETF Com 464288323   3,872,914 71,285 SH   SOLE 0 67,545 0 3,740
Ishares New York Muni Bond ETF Com 464288323   1,414,862 26,042 SH   OTR 0 22,667 0 3,375
iShares Russell 1000 COM 464287622   629 2 SH   DFND 1 0 0 2
IShares Russell 1000 ETF Com 464287622   293,955 935 SH   SOLE 0 935 0 0
iShares Russell 1000 Growth COM 464287614   51,427 137 SH   DFND 1 0 0 137
Ishares Russell 1000 Growth ET Com 464287614   364,119 970 SH   SOLE 0 970 0 0
iShares Russell 2000 COM 464287655   161,912 733 SH   DFND 1 0 0 733
Ishares Russell 2000 ETF Com 464287655   6,575,115 29,766 SH   SOLE 0 28,080 0 1,686
Ishares Russell 2000 ETF Com 464287655   1,049,338 4,751 SH   OTR 0 4,617 100 34
Ishares Russell 2000 Growth ET Com 464287648   685,860 2,415 SH   SOLE 0 2,415 0 0
Ishares Russell 2000 Growth ET Com 464287648   621,108 2,187 SH   OTR 0 2,004 40 143
Ishares Russell 2000 Value ETF Com 464287630   464,093 2,782 SH   SOLE 0 2,782 0 0
Ishares Russell 2000 Value ETF Com 464287630   15,848 95 SH   OTR 0 0 95 0
Ishares Russell Mid Cap ETF Com 464287499   927,321 10,521 SH   SOLE 0 10,521 0 0
Ishares Russell Mid Cap ETF Com 464287499   28,205 320 SH   OTR 0 320 0 0
Ishares Russell Midcap Growth Com 464287481   720,982 6,147 SH   OTR 0 6,147 0 0
Ishares Russell MidCap Value Com 464287473   285,396 2,158 SH   SOLE 0 2,158 0 0
IShares Russell Top 200 Growth Com 464289438   336,677 1,530 SH   SOLE 0 1,530 0 0
Ishares S&P 100 Etf COM 464287101   32,000 116 SH   DFND 1 0 0 116
Ishares S&P 500 Growth COM 464287309   18,384 192 SH   DFND 1 0 0 192
Ishares S&P 500 Growth ETF Com 464287309   820,003 8,564 SH   SOLE 0 8,564 0 0
Ishares S&P 500 Value COM 464287408   12,422 63 SH   DFND 1 0 0 63
Ishares S&P 500 Value ETF Com 464287408   1,005,764 5,101 SH   SOLE 0 5,101 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606   349,886 3,806 SH   SOLE 0 3,806 0 0
Ishares S&P Midcap 400/Value E Com 464287705   64,901 525 SH   SOLE 0 525 0 0
Ishares S&P Pref Stk ETF Com 464288687   2,272,400 68,384 SH   SOLE 0 68,384 0 0
Ishares S&P Pref Stk ETF Com 464288687   278,567 8,383 SH   OTR 0 5,203 0 3,180
Ishares S&P Small Cap 600 Value COM 464287879   69,548 646 SH   DFND 1 0 0 646
Ishares S&P Smallcap 600/Val E Com 464287879   10,658 99 SH   SOLE 0 99 0 0
Ishares S&P Smallcap 600/Val E Com 464287879   119,395 1,109 SH   OTR 0 1,109 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   340,914 2,444 SH   SOLE 0 2,444 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   125,959 903 SH   OTR 0 903 0 0
Ishares S&P Smll Cap 600 COM 464287887   5,017,734 35,972 SH   DFND 1 0 0 35,972
iShares Short-Term Corporate Bon COM 464288646   28,593 543 SH   DFND 1 0 0 543
iShares Short-Term National Mu Com 464288158   844,741 7,955 SH   SOLE 0 7,955 0 0
iShares Short-Term National Mu Com 464288158   31,857 300 SH   OTR 0 0 0 300
iShares Silver Trust Com 46428Q109   57,530 2,025 SH   SOLE 0 2,025 0 0
iShares Silver Trust COM 46428Q109   4,404 155 SH   DFND 1 0 0 155
iShares TIPS Bond ETF COM 464287176   82,853 750 SH   DFND 1 0 0 750
Ishares Total Usd Bond COM 46434V613   1,330,747 28,241 SH   DFND 1 0 0 28,241
Ishares Tr 10 Yr Invst Grd Com 464289511   474,004 8,845 SH   SOLE 0 8,845 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   9,635,464 182,975 SH   SOLE 0 182,975 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   4,057,084 77,043 SH   OTR 0 68,977 0 8,066
iShares Tr Intrm Gov Cr ETF Com 464288612   1,321,079 12,335 SH   SOLE 0 12,335 0 0
Ishares Tr Rus 1000 Val ETF Com 464287598   260,975 1,375 SH   SOLE 0 1,375 0 0
iShares U.S. Infrastructure ETF COM 46435U713   67,747 1,442 SH   DFND 1 0 0 1,442
iShares U.S. Medical Devices COM 464288810   18,832 318 SH   DFND 1 0 0 318
Ishares U.S. Treasury COM 46434V860   42,099 832 SH   DFND 1 0 0 832
iShares U.S. Treasury Bond COM 46429B267   434,885 18,547 SH   DFND 1 0 0 18,547
iShares US Energy ETF COM 464287796   53,893 1,163 SH   DFND 1 0 0 1,163
Ishares US Technology COM 464287721   103,708 684 SH   DFND 1 0 0 684
Ishrs 0-5 Year Inv Grd COM 46434V100   57,742 1,145 SH   DFND 1 0 0 1,145
Ishs Msci Emerg Mrkt Min COM 464286533   177,098 2,824 SH   DFND 1 0 0 2,824
Itt Inc Com 45073V108   36,181 242 SH   SOLE 0 242 0 0
Jacobs Solutions Inc Com 46982L108   115,977 886 SH   SOLE 0 886 0 0
Jacobs Solutions Inc Com 46982L108   389,428 2,975 SH   OTR 0 1,075 0 1,900
JetBlue Airways Corporation COM 477143101   1,312 200 SH   DFND 1 0 0 200
Jm Smucker CO Com 832696405   57,523 475 SH   SOLE 0 75 0 400
Jm Smucker CO Com 832696405   15,259 126 SH   OTR 0 126 0 0
Johnson & Johnson Com 478160104   12,718,307 78,479 SH   SOLE 0 73,372 0 5,107
Johnson & Johnson Com 478160104   6,546,252 40,394 SH   OTR 0 36,922 225 3,247
Johnson & Johnson COM 478160104   457,657 2,824 SH   DFND 1 0 0 2,824
Johnson Controls International Com G51502105   6,985 90 SH   SOLE 0 90 0 0
Johnson Controls International Com G51502105   4,812 62 SH   OTR 0 0 62 0
JP Morgan Chase & CO Com 46625H100   17,328,875 82,182 SH   SOLE 0 80,296 65 1,821
JP Morgan Chase & CO Com 46625H100   12,404,261 58,827 SH   OTR 0 53,963 555 4,309
JPMorgan Chase & Co. COM 46625H100   425,771 2,019 SH   DFND 1 0 0 2,019
JPMorgan Core Plus Bond ETF Com 46641Q670   44,043 913 SH   OTR 0 913 0 0
JPMorgan Equity Premium Income Com 46641Q332   157,404 2,645 SH   SOLE 0 2,645 0 0
JPMorgan Equity Premium Income E COM 46641Q332   41,181 692 SH   DFND 1 0 0 692
JPMorgan Municipal ETF Com 46641Q647   1,994,147 38,895 SH   SOLE 0 38,895 0 0
JPMorgan Municipal ETF Com 46641Q647   386,832 7,545 SH   OTR 0 7,545 0 0
JPMorgan NASDAQ Eqt Prem ETF Com 46654Q203   54,930 1,000 SH   OTR 0 1,000 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   112,440 2,216 SH   SOLE 0 2,216 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   143,036 2,819 SH   OTR 0 2,819 0 0
Kellanova Com 487836108   9,766 121 SH   SOLE 0 121 0 0
Kellanova Com 487836108   45,359 562 SH   OTR 0 562 0 0
Kellogg Co COM 487836108   14,851 184 SH   DFND 1 0 0 184
Kenvue Inc Com 49177J102   101,518 4,389 SH   OTR 0 4,389 0 0
Keycorp Com 493267108   46,264 2,762 SH   SOLE 0 2,762 0 0
KeyCorp COM 493267108   33,794 2,018 SH   DFND 1 0 0 2,018
Kimberly Clark Corp Com 494368103   753,799 5,298 SH   SOLE 0 5,298 0 0
Kimberly Clark Corp Com 494368103   99,596 700 SH   OTR 0 700 0 0
Kimberly-Clark Corporation COM 494368103   14,939 105 SH   DFND 1 0 0 105
Kimco Realty Corp Com 49446R109   81,270 3,500 SH   SOLE 0 3,500 0 0
Kinder Morgan Inc Com 49456B101   22,090 1,000 SH   OTR 0 1,000 0 0
Kkr & Co Inc COM 48251W104   112,299 860 SH   DFND 1 0 0 860
Kraft Heinz CO Com 500754106   197,283 5,619 SH   SOLE 0 5,619 0 0
Kraft Heinz CO Com 500754106   248,614 7,081 SH   OTR 0 7,081 0 0
Kraft Heinz Company COM 500754106   1,159 33 SH   DFND 1 0 0 33
KraneShares CSI China Internet E COM 500767306   3,402 100 SH   DFND 1 0 0 100
Kroger CO Com 501044101   12,033 210 SH   SOLE 0 210 0 0
Kyndryl Hldgs Inc COM 50155Q100   12,432 541 SH   DFND 1 0 0 541
Kyndryl Holdings Inc Com 50155Q100   230 10 SH   SOLE 0 10 0 0
L M Funding America Inc COM 502074503   90 34 SH   DFND 1 0 0 34
L3 Harris Technologies Inc Com 502431109   1,676,984 7,050 SH   SOLE 0 7,050 0 0
L3 Harris Technologies Inc Com 502431109   41,627 175 SH   OTR 0 175 0 0
Ladrx Corp COM 232828707   2 1 SH   DFND 1 0 0 1
Lam Research Corp Com 512807108   12,241 15 SH   SOLE 0 15 0 0
Lam Research Corporation COM 512807108   106,090 130 SH   DFND 1 0 0 130
Lamb Weston Holdings Inc Com 513272104   4,273 66 SH   OTR 0 66 0 0
Las Vegas Sands Corp Com 517834107   20,539 408 SH   SOLE 0 0 0 408
Lauder Estee Cos Cl-A Com 518439104   53,833 540 SH   SOLE 0 540 0 0
Lauder Estee Cos Cl-A Com 518439104   34,692 348 SH   OTR 0 348 0 0
Lexington Realty C PFD Series C COM 529043309   5,300 100 SH   DFND 1 0 0 100
Liberty Media Corp Del Com 531229755   221,760 2,864 SH   OTR 0 2,864 0 0
Lilly Eli & CO Com 532457108   3,233,681 3,650 SH   SOLE 0 3,107 0 543
Lilly Eli & CO Com 532457108   5,763,040 6,505 SH   OTR 0 5,320 25 1,160
LILLY ELI & CO COM 532457108   114,184 129 SH   DFND 1 0 0 129
Lincoln Elec Hldgs Inc Com 533900106   86,409 450 SH   SOLE 0 450 0 0
Lincoln National Corp COM 534187109   30,250 960 SH   DFND 1 0 0 960
Linde PLC Com G54950103   2,786,770 5,844 SH   SOLE 0 5,844 0 0
Linde PLC Com G54950103   1,620,370 3,398 SH   OTR 0 2,473 0 925
Lithium Amers Argentin COM 53681K100   326 100 SH   DFND 1 0 0 100
Lithium Amers Corp COM 53680Q207   270 100 SH   DFND 1 0 0 100
Lockheed Martin Corp Com 539830109   4,270,970 7,306 SH   SOLE 0 6,754 0 552
Lockheed Martin Corp Com 539830109   1,312,922 2,246 SH   OTR 0 2,246 0 0
LOCKHEED MARTIN CORP COM 539830109   222,717 381 SH   DFND 1 0 0 381
Logitech International S.A. Com H50430232   8,931 100 SH   OTR 0 100 0 0
Lowes Companies Inc COM 548661107   198,905 734 SH   DFND 1 0 0 734
Lowes Cos Inc Com 548661107   18,596,832 68,661 SH   SOLE 0 68,111 25 525
Lowes Cos Inc Com 548661107   8,529,067 31,490 SH   OTR 0 30,551 215 724
LPL Financial COM 50212V100   68,858 296 SH   DFND 1 0 0 296
Lvmh Moet Hennessy Lou COM 502441306   3,840 25 SH   DFND 1 0 0 25
Lyft Inc COM 55087P104   3,188 250 SH   DFND 1 0 0 250
M & T Bank Corp Com 55261F104   89,060 500 SH   OTR 0 500 0 0
M&T Bank Corp. COM 55261F104   29,746 167 SH   DFND 1 0 0 167
Manulife Finl Corp ADR Com 56501R106   3,487 118 SH   SOLE 0 118 0 0
Marathon Digital Hldgs I COM 565788106   925 57 SH   DFND 1 0 0 57
Markel Group INC COM Com 570535104   141,172 90 SH   SOLE 0 90 0 0
Markel Group INC COM Com 570535104   312,147 199 SH   OTR 0 199 0 0
Marriott International Inc Com 571903202   540,208 2,173 SH   SOLE 0 2,173 0 0
Marriott International Inc Com 571903202   18,645 75 SH   OTR 0 75 0 0
Marsh & Mc Lennan Co COM 571748102   11,155 50 SH   DFND 1 0 0 50
Marsh & McLennan Companies Inc Com 571748102   3,129,953 14,030 SH   SOLE 0 13,975 0 55
Marsh & McLennan Companies Inc Com 571748102   3,424,878 15,352 SH   OTR 0 14,960 0 392
Martin Marietta Matls Inc Com 573284106   102,268 190 SH   SOLE 0 190 0 0
Martin Marietta Matls Inc Com 573284106   123,798 230 SH   OTR 0 230 0 0
Masco Corp Com 574599106   463,433 5,521 SH   SOLE 0 5,521 0 0
Masco Corp Com 574599106   13,430 160 SH   OTR 0 160 0 0
Mastercard Inc Cl A Com 57636Q104   1,383,134 2,801 SH   SOLE 0 2,801 0 0
Mastercard Inc Cl A Com 57636Q104   2,070,010 4,192 SH   OTR 0 4,150 0 42
Mastercard Incorporated COM 57636Q104   2,469 5 SH   DFND 1 0 0 5
Materials Select SPDR Fund Com 81369Y100   3,181,553 33,011 SH   SOLE 0 30,978 0 2,033
Materials Select SPDR Fund Com 81369Y100   776,341 8,055 SH   OTR 0 7,483 257 315
Mc Donalds Corp COM 580135101   26,188 86 SH   DFND 1 0 0 86
McCormick & CO Inc Com 579780206   209,042 2,540 SH   SOLE 0 2,540 0 0
McCormick & CO Inc Com 579780206   242,374 2,945 SH   OTR 0 2,945 0 0
McDonalds Corp Com 580135101   14,505,029 47,634 SH   SOLE 0 47,321 58 255
McDonalds Corp Com 580135101   6,555,491 21,528 SH   OTR 0 20,527 217 784
McEwen Mining Inc Com 58039P305   930 100 SH   SOLE 0 100 0 0
McKesson Corp Com 58155Q103   308,024 623 SH   SOLE 0 623 0 0
Medclean Tech Inc Xxx COM 58405Y302   0 1 SH   DFND 1 0 0 1
Medtronic Inc. COM G5960L103   21,247 236 SH   DFND 1 0 0 236
Medtronic PLC Com G5960L103   1,843,544 20,477 SH   SOLE 0 20,477 0 0
Medtronic PLC Com G5960L103   791,364 8,790 SH   OTR 0 8,219 71 500
MercadoLibre, Inc. Com 58733R102   24,624 12 SH   SOLE 0 12 0 0
MercadoLibre, Inc. Com 58733R102   174,417 85 SH   OTR 0 85 0 0
Mercadolibre, Inc. COM 58733R102   41,084 20 SH   DFND 1 0 0 20
Merck & CO Inc Com 58933Y105   6,475,986 57,027 SH   SOLE 0 55,484 543 1,000
Merck & CO Inc Com 58933Y105   4,940,655 43,507 SH   OTR 0 42,176 281 1,050
Merck & Co. Inc. COM 58933Y105   105,605 930 SH   DFND 1 0 0 930
Meta Platforms Inc Com 30303M102   2,613,761 4,566 SH   SOLE 0 4,566 0 0
Meta Platforms Inc Com 30303M102   1,970,338 3,442 SH   OTR 0 3,410 32 0
Meta Platforms, Inc. COM 30303M102   46,368 81 SH   DFND 1 0 0 81
Metlife Inc Com 59156R108   544,450 6,601 SH   SOLE 0 6,601 0 0
Metlife Inc Com 59156R108   132,875 1,611 SH   OTR 0 1,300 111 200
MetLife, Inc. COM 59156R108   27,301 331 SH   DFND 1 0 0 331
Mettler Toledo International Com 592688105   85,483 57 SH   OTR 0 57 0 0
MGE ENERGY INC COM 55277P104   160,841 1,759 SH   DFND 1 0 0 1,759
Microchip Technology Inc Com 595017104   2,490,034 31,013 SH   SOLE 0 31,013 0 0
Microchip Technology Inc Com 595017104   587,723 7,320 SH   OTR 0 6,434 136 750
Micron Technology Inc Com 595112103   22,816 220 SH   SOLE 0 220 0 0
Microsoft Corp Com 594918104   42,802,371 99,471 SH   SOLE 0 96,161 57 3,253
Microsoft Corp Com 594918104   49,755,159 115,629 SH   OTR 0 113,354 672 1,603
Microsoft Corporation COM 594918104   506,615 1,178 SH   DFND 1 0 0 1,178
Midcap SPDR Trust Series 1 Com 78467Y107   9,000,725 15,800 SH   SOLE 0 14,807 0 993
Midcap SPDR Trust Series 1 Com 78467Y107   1,139,149 2,000 SH   OTR 0 1,918 50 32
Middlesex Water CO Com 596680108   53,497 820 SH   SOLE 0 0 0 820
Mind Medicine Mindmed Inc Com 60255C885   34 6 SH   SOLE 0 6 0 0
Moelis & Company COM 60786M105   3,949 58 SH   DFND 1 0 0 58
Mondelez International Inc Com 609207105   2,684,344 36,437 SH   SOLE 0 35,217 0 1,220
Mondelez International Inc Com 609207105   2,949,599 40,038 SH   OTR 0 39,387 0 651
Mondelez International, Inc. COM 609207105   7,367 100 SH   DFND 1 0 0 100
Monster Beverage Corp New Com 61174X109   108,774 2,085 SH   SOLE 0 2,085 0 0
Monster Beverage Corp New Com 61174X109   156,249 2,995 SH   OTR 0 2,995 0 0
Moodys Corp Com 615369105   144,750 305 SH   SOLE 0 305 0 0
Moodys Corp Com 615369105   182,717 385 SH   OTR 0 385 0 0
Moody's Corporation COM 615369105   3,797 8 SH   DFND 1 0 0 8
Morgan Stanley Com 617446448   1,574,754 15,107 SH   SOLE 0 15,107 0 0
Morgan Stanley Com 617446448   8,339 80 SH   OTR 0 80 0 0
Morgan Stanley COM 617446448   10,424 100 SH   DFND 1 0 0 100
Motley Fool 100 Index ETF COM 74933W601   28,125 500 SH   DFND 1 0 0 500
Motorola Solutions, Inc Com 620076307   89,926 200 SH   SOLE 0 200 0 0
Nano X Imaging Ltd Com M70700105   2,432 400 SH   SOLE 0 400 0 0
National Fuel Gas CO Com 636180101   40,003 660 SH   SOLE 0 660 0 0
National Fuel Gas CO Com 636180101   6,061 100 SH   OTR 0 100 0 0
National Grid PLC ADR Com 636274409   6,340 91 SH   SOLE 0 91 0 0
National Grid PLC ADR Com 636274409   6,340 91 SH   OTR 0 91 0 0
NBT Bancorp Inc Com 628778102   9,308,586 210,459 SH   SOLE 0 3,215 0 207,244
NBT Bancorp Inc Com 628778102   2,241,801 50,685 SH   OTR 0 9,394 0 41,291
NBT Bancorp Inc. COM 628778102   704,448 15,927 SH   DFND 1 0 0 15,927
Netapp Inc Com 64110D104   24,702 200 SH   OTR 0 200 0 0
Netease Inc Spons ADR Com 64110W102   9,632 103 SH   OTR 0 50 0 53
Netflix Inc Com 64110L106   1,036,953 1,462 SH   SOLE 0 1,462 0 0
Netflix Inc Com 64110L106   943,329 1,330 SH   OTR 0 1,330 0 0
Netflix, Inc. COM 64110L106   94,333 133 SH   DFND 1 0 0 133
Neurocrine Biosciences Inc Com 64125C109   12,098 105 SH   SOLE 0 105 0 0
New York Cmnty Banco COM 649445103   5,233 466 SH   DFND 1 0 0 466
Newmont Mining Corp. COM 651639106   5,612 105 SH   DFND 1 0 0 105
Nextdoor Hldgs Inc COM 65345M108   1,240 500 SH   DFND 1 0 0 500
Nextera Energy Inc Com 65339F101   4,827,170 57,106 SH   SOLE 0 55,306 0 1,800
Nextera Energy Inc Com 65339F101   3,109,436 36,785 SH   OTR 0 27,090 84 9,611
Nextera Energy Inc COM 65339F101   91,884 1,087 SH   DFND 1 0 0 1,087
Nike Inc-Class B Com 654106103   2,427,110 27,456 SH   SOLE 0 27,211 0 245
Nike Inc-Class B Com 654106103   1,217,975 13,778 SH   OTR 0 13,778 0 0
Nokia Corp Sponsored ADR Com 654902204   13 3 SH   OTR 0 3 0 0
Norfolk Southern Corp Com 655844108   958,713 3,858 SH   SOLE 0 3,858 0 0
Norfolk Southern Corp Com 655844108   742,767 2,989 SH   OTR 0 2,689 0 300
Northern Tr Corp Com 665859104   9,003 100 SH   SOLE 0 100 0 0
Northrop Grumman Corporation Com 666807102   388,131 735 SH   OTR 0 735 0 0
Northrop Grumman Corporation COM 666807102   53,539 101 SH   DFND 1 0 0 101
Norwegian Cruise Line Holdings Com G66721104   4,102 200 SH   SOLE 0 200 0 0
Norwood Financial Corp Com 669549107   55,463 2,011 SH   SOLE 0 2,011 0 0
NOV Inc Com 62955J103   5,653 354 SH   SOLE 0 354 0 0
NOV Inc Com 62955J103   5,222 327 SH   OTR 0 327 0 0
Novartis AG COM 66987V109   6,556 57 SH   DFND 1 0 0 57
Novartis Ag Spons ADR Com 66987V109   2,373,093 20,632 SH   SOLE 0 20,332 0 300
Novartis Ag Spons ADR Com 66987V109   1,336,072 11,616 SH   OTR 0 11,516 100 0
Novo Nordisk As Spons ADR Com 670100205   2,393,307 20,100 SH   SOLE 0 20,100 0 0
Novo Nordisk As Spons ADR Com 670100205   154,791 1,300 SH   OTR 0 1,200 0 100
Nucor Corp Com 670346105   826,118 5,495 SH   SOLE 0 5,495 0 0
Nucor Corp Com 670346105   108,997 725 SH   OTR 0 725 0 0
Nucor Corporation COM 670346105   15,034 100 SH   DFND 1 0 0 100
Nuveen ESG Large Cap Growth ET Com 67092P201   25,615 310 SH   SOLE 0 310 0 0
Nuveen ESG Large Cap Growth ET Com 67092P201   32,308 391 SH   OTR 0 391 0 0
Nuveen Municipal Value Fund Com 670928100   13,530 1,500 SH   SOLE 0 1,500 0 0
Nuveen New York Amt-Free Quali Com 670656107   123,267 11,006 SH   SOLE 0 11,006 0 0
Nuveen New York Quality Munici Com 67066X107   106,110 9,000 SH   SOLE 0 9,000 0 0
Nuveen Quality Muni Income Fun Com 67066V101   39,269 3,172 SH   SOLE 0 3,172 0 0
Nvidia Corp Com 67066G104   6,757,959 55,649 SH   SOLE 0 51,583 0 4,066
Nvidia Corp Com 67066G104   2,093,383 17,238 SH   OTR 0 16,208 280 750
NVIDIA Corporation COM 67066G104   140,992 1,161 SH   DFND 1 0 0 1,161
NXP Semiconductors NV Com N6596X109   53,042 221 SH   SOLE 0 221 0 0
Occidental Pete Corp Com 674599105   18,657 362 SH   SOLE 0 362 0 0
Occidental Pete Corp Com 674599105   61,848 1,200 SH   OTR 0 650 0 550
Occidental Pete Corp Wt Exp 08 Com 674599162   5,736 193 SH   OTR 0 125 0 68
Oge Energy Corp Com 670837103   24,612 600 SH   SOLE 0 600 0 0
Omnicom Group Com 681919106   10,339 100 SH   OTR 0 100 0 0
Oneok Inc Com 682680103   9,113 100 SH   SOLE 0 100 0 0
Oneok Inc Com 682680103   45,565 500 SH   OTR 0 500 0 0
Oracle Corp. COM 68389X105   273,492 1,605 SH   DFND 1 0 0 1,605
Oracle Corporation Com 68389X105   6,007,963 35,258 SH   SOLE 0 33,758 0 1,500
Oracle Corporation Com 68389X105   2,842,272 16,680 SH   OTR 0 14,071 109 2,500
O'Reilly Automotive Inc Com 67103H107   616,106 535 SH   SOLE 0 535 0 0
Organon & Co Com 68622V106   3,845 201 SH   SOLE 0 201 0 0
Organon & Co Com 68622V106   23,893 1,249 SH   OTR 0 1,249 0 0
Organon & Co. Common Stock COM 68622V106   1,113 58 SH   DFND 1 0 0 58
O'Shares FTSE U.S. Quality Divid COM 67110P407   67,068 1,242 SH   DFND 1 0 0 1,242
O'Shares Global Internet COM 67110P704   19,103 457 SH   DFND 1 0 0 457
Otis Worldwide Corp Com 68902V107   1,314,737 12,649 SH   SOLE 0 12,192 50 407
Otis Worldwide Corp Com 68902V107   789,112 7,592 SH   OTR 0 6,959 533 100
Ouster Inc COM 68989M103   315 50 SH   DFND 1 0 0 50
Paccar Inc Com 693718108   968,248 9,812 SH   SOLE 0 9,812 0 0
Pacer US Small Cap Cash Cows 1 Com 69374H857   237,778 5,111 SH   OTR 0 5,111 0 0
Palatin Technologies Inc. COM 696077502   72 80 SH   DFND 1 0 0 80
Palo Alto Networks Com 697435105   2,352,268 6,882 SH   SOLE 0 6,862 0 20
Palo Alto Networks Com 697435105   853,816 2,498 SH   OTR 0 2,115 20 363
Parker Hannifin Corp Com 701094104   74,555 118 SH   SOLE 0 118 0 0
Paychex Inc Com 704326107   2,143,551 15,974 SH   SOLE 0 15,974 0 0
Paychex Inc Com 704326107   75,817 565 SH   OTR 0 490 75 0
Paypal Holdings Inc Com 70450Y103   722,870 9,264 SH   SOLE 0 9,264 0 0
Paypal Holdings Inc Com 70450Y103   161,912 2,075 SH   OTR 0 225 0 1,850
PayPal Holdings, Inc. COM 70450Y103   5,072 65 SH   DFND 1 0 0 65
Pepsico Inc Com 713448108   9,211,949 54,172 SH   SOLE 0 53,479 0 693
Pepsico Inc Com 713448108   5,280,393 31,052 SH   OTR 0 29,600 294 1,158
Pepsico, Inc. COM 713448108   202,530 1,191 SH   DFND 1 0 0 1,191
Petrochina Co 'H'CNY1 Com 011014674   13,864 17,000 SH   SOLE 0 17,000 0 0
Petroleo Brasileiro COM 71654V408   3,747 260 SH   DFND 1 0 0 260
Petroleo Brasileiro Sa Petrobr Com 71654V408   28,820 2,000 SH   OTR 0 2,000 0 0
Pfizer Inc Com 717081103   4,152,819 143,498 SH   SOLE 0 137,589 0 5,909
Pfizer Inc Com 717081103   1,856,993 64,167 SH   OTR 0 61,673 994 1,500
Pfizer Inc. COM 717081103   355,353 12,279 SH   DFND 1 0 0 12,279
Philip Morris International Com 718172109   1,093,571 9,008 SH   SOLE 0 8,333 0 675
Philip Morris International Com 718172109   2,869,410 23,636 SH   OTR 0 23,636 0 0
Philip Morris Intl, Inc. COM 718172109   14,568 120 SH   DFND 1 0 0 120
Phillips 66 Com 718546104   276,834 2,106 SH   SOLE 0 2,076 0 30
Phillips 66 Com 718546104   12,356 94 SH   OTR 0 94 0 0
Phillips 66 COM 718546104   124,116 944 SH   DFND 1 0 0 944
PIMCO 0-5 Year High Yield Corp Com 72201R783   19,100 200 SH   SOLE 0 200 0 0
PIMCO 0-5 Year High Yield Corp Com 72201R783   160,918 1,685 SH   OTR 0 1,685 0 0
PIMCO California Municipal Inc Com 72200M108   7,103 1,131 SH   SOLE 0 1,131 0 0
Pimco Dynamic Income Cf COM 72201Y101   9,871 487 SH   DFND 1 0 0 487
Pimco Income Strategy Fund Com 72201H108   8,570 1,000 SH   SOLE 0 1,000 0 0
PIMCO MUNICIPAL INCOME C COM 72200R107   22,704 2,200 SH   DFND 1 0 0 2,200
PLUG POWER INC COM 72919P103   113 50 SH   DFND 1 0 0 50
PNC Financial Services Group Com 693475105   70,243 380 SH   SOLE 0 380 0 0
PORTILLOS INC COM 73642K106   13,470 1,000 SH   DFND 1 0 0 1,000
Ppg Industries Inc Com 693506107   52,984 400 SH   OTR 0 400 0 0
PPL Corporation COM 709051106   38,902 1,176 SH   DFND 1 0 0 1,176
Predictive Technology Group, Inc COM 74039H102   0 5 SH   DFND 1 0 0 5
Procter & Gamble CO Com 742718109   15,047,443 86,879 SH   SOLE 0 82,137 215 4,527
Procter & Gamble CO Com 742718109   8,336,809 48,134 SH   OTR 0 43,768 321 4,045
ProShares Bitcoin Strategy ETF Com 74347G440   1,919 100 SH   SOLE 0 100 0 0
ProShares S&P 500 Div Aristocrat COM 74348A467   319,109 2,989 SH   DFND 1 0 0 2,989
Proshares Trust Pet Care ETF Com 74348A145   7,754 130 SH   OTR 0 130 0 0
Prudential Financial, Inc. COM 744320102   71,076 587 SH   DFND 1 0 0 587
Prudential Finl Inc Com 744320102   1,616,564 13,349 SH   SOLE 0 13,349 0 0
Prudential Finl Inc Com 744320102   1,507,332 12,447 SH   OTR 0 12,097 150 200
Public Service Enterprise Grou Com 744573106   115,705 1,297 SH   SOLE 0 1,297 0 0
Public Service Enterprise Grou Com 744573106   227,486 2,550 SH   OTR 0 2,550 0 0
Public Srvc Enterprise Grp Inc COM 744573106   85,106 954 SH   DFND 1 0 0 954
Public Storage Inc REIT Com 74460D109   33,112 91 SH   SOLE 0 91 0 0
Public Storage Inc REIT Com 74460D109   9,824 27 SH   OTR 0 27 0 0
Qualcomm Inc Com 747525103   3,957,064 23,270 SH   SOLE 0 22,845 0 425
Qualcomm Inc Com 747525103   1,982,953 11,661 SH   OTR 0 10,986 175 500
Quanta Services Inc COM 74762E102   29,815 100 SH   DFND 1 0 0 100
Quanta Services Incorporated Com 74762E102   1,838,989 6,168 SH   OTR 0 3,068 0 3,100
Raytheon Technologies Co COM 75513E101   212,151 1,751 SH   DFND 1 0 0 1,751
RBB Fd Motley Fool Glbl ETF Com 74933W635   32,920 1,038 SH   OTR 0 0 0 1,038
Rbc Bearings Inc Com 75524B104   131,727 440 SH   SOLE 0 440 0 0
Rbc Bearings Inc Com 75524B104   770,604 2,574 SH   OTR 0 2,391 0 183
Real Estate Select Sect SPDR Com 81369Y860   1,262,330 28,259 SH   SOLE 0 26,141 105 2,013
Real Estate Select Sect SPDR Com 81369Y860   1,556,973 34,855 SH   OTR 0 34,704 26 125
Realty Income Corp REIT Com 756109104   8,815 139 SH   SOLE 0 139 0 0
Realty Income Corp REIT Com 756109104   67,923 1,071 SH   OTR 0 1,071 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   31,537 30 SH   SOLE 0 30 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   138,764 132 SH   OTR 0 132 0 0
Reliance, Inc. Com 759509102   28,921 100 SH   OTR 0 100 0 0
Resmed Inc Com 761152107   50,045 205 SH   OTR 0 205 0 0
Restaurant Brands COM 76131D103   5,481 76 SH   DFND 1 0 0 76
Rivian Automotive, Inc. COM 76954A103   4,488 400 SH   DFND 1 0 0 400
Rockwell Automation Inc Com 773903109   153,022 570 SH   SOLE 0 570 0 0
Rockwell Automation Inc Com 773903109   13,423 50 SH   OTR 0 50 0 0
ROCKWELL AUTOMATION INC COM 773903109   4,879 18 SH   DFND 1 0 0 18
Roku Inc Com 77543R102   14,932 200 SH   OTR 0 200 0 0
Roper Technologies Inc Com 776696106   100,159 180 SH   SOLE 0 180 0 0
Roper Technologies Inc Com 776696106   901,433 1,620 SH   OTR 0 1,620 0 0
Royal Bank of Canada Com 780087102   62,365 500 SH   OTR 0 500 0 0
Royce Micro-Cap Trust, Inc. Com 780915104   38,738 4,031 SH   OTR 0 4,031 0 0
RTX Corporation Com 75513E101   6,057,273 49,994 SH   SOLE 0 48,948 56 990
RTX Corporation Com 75513E101   4,489,220 37,052 SH   OTR 0 34,488 1,186 1,378
Rxo Inc COM 74982T103   3,612 129 SH   DFND 1 0 0 129
S E I Investments Co COM 784117103   209,391 3,026 SH   DFND 1 0 0 3,026
S&P Global Inc Com 78409V104   8,556,260 16,562 SH   SOLE 0 16,562 0 0
S&P Global Inc Com 78409V104   1,675,915 3,244 SH   OTR 0 1,744 0 1,500
Salesforce Inc Com 79466L302   2,324,396 8,492 SH   SOLE 0 8,429 0 63
Salesforce Inc Com 79466L302   1,590,803 5,812 SH   OTR 0 5,703 34 75
salesforce.com, inc. COM 79466L302   6,843 25 SH   DFND 1 0 0 25
Sandoz Group Ag COM 799926100   458 11 SH   DFND 1 0 0 11
Sap SE Spons ADR Com 803054204   54,755 239 SH   SOLE 0 239 0 0
Savient Pharmaceuticaxxx COM 80517Q100   0 500 SH   DFND 1 0 0 500
SCE Trust II Trust Preferred COM 78407R204   5,871 275 SH   DFND 1 0 0 275
Schlumberger Ltd Com 806857108   1,058,692 25,237 SH   SOLE 0 24,422 0 815
Schlumberger Ltd Com 806857108   599,717 14,296 SH   OTR 0 14,010 286 0
Schwab Emerging Markets COM 808524706   58 2 SH   DFND 1 0 0 2
Schwab Emerging Markets ETF Com 808524706   9,921 340 SH   OTR 0 340 0 0
Schwab Fundamental Intl COM 808524748   38 1 SH   DFND 1 0 0 1
Schwab Fundamental Intl Lg Co Com 808524755   299,521 8,015 SH   SOLE 0 8,015 0 0
Schwab Inter Term US Treasury COM 808524854   82,883 1,638 SH   DFND 1 0 0 1,638
Schwab International COM 808524805   342,362 8,325 SH   DFND 1 0 0 8,325
Schwab International Equity ET Com 808524805   3,268,423 79,485 SH   SOLE 0 79,485 0 0
Schwab International Equity ET Com 808524805   929,476 22,604 SH   OTR 0 21,939 0 665
Schwab Short-Term US Treasury COM 808524862   58,384 1,192 SH   DFND 1 0 0 1,192
Schwab U.S. Large-Cap COM 808524201   511,385 7,537 SH   DFND 1 0 0 7,537
Schwab U.S. Large-Cap Growth COM 808524300   778,727 7,475 SH   DFND 1 0 0 7,475
Schwab U.S. Mid-Cap COM 808524508   359,476 4,326 SH   DFND 1 0 0 4,326
Schwab U.S. Small-Cap COM 808524607   566,751 11,003 SH   DFND 1 0 0 11,003
Schwab US Aggregate Bd ETF Com 808524839   1,202,779 25,311 SH   SOLE 0 25,311 0 0
Schwab US Aggregate Bd ETF Com 808524839   670,792 14,116 SH   OTR 0 14,116 0 0
Schwab US Aggregate Bond COM 808524839   66,005 1,389 SH   DFND 1 0 0 1,389
Schwab US Broad Market COM 808524102   2,826 42 SH   DFND 1 0 0 42
Schwab US Dividend COM 808524797   5,796 69 SH   DFND 1 0 0 69
Schwab US Dividend Equity ETF Com 808524797   7,080,064 83,758 SH   SOLE 0 83,200 0 558
Schwab US Dividend Equity ETF Com 808524797   1,139,887 13,485 SH   OTR 0 13,485 0 0
Schwab US Mid-Cap ETF Com 808524508   321,891 3,874 SH   SOLE 0 3,874 0 0
Schwab US Small Cap ETF Com 808524607   2,397,634 46,556 SH   SOLE 0 46,556 0 0
Schwab US Small Cap ETF Com 808524607   498,932 9,688 SH   OTR 0 9,688 0 0
Schwab US TIPs ETF Com 808524870   94,925 1,770 SH   SOLE 0 1,770 0 0
Schwab US TIPs ETF Com 808524870   41,992 783 SH   OTR 0 783 0 0
Sempra COM 816851109   8,363 100 SH   DFND 1 0 0 100
Servicenow Inc Com 81762P102   562,571 629 SH   SOLE 0 619 0 10
Servicenow Inc Com 81762P102   158,307 177 SH   OTR 0 151 0 26
Shell Plc COM 780259305   6,595 100 SH   DFND 1 0 0 100
Shell PLC Spon ADS Com 780259305   103,871 1,575 SH   SOLE 0 1,575 0 0
Shell PLC Spon ADS Com 780259305   511,113 7,750 SH   OTR 0 3,150 0 4,600
Sherwin Williams CO Com 824348106   672,884 1,763 SH   SOLE 0 1,763 0 0
Sherwin Williams CO Com 824348106   2,434,291 6,378 SH   OTR 0 6,258 0 120
Shopify Inc. COM 82509L107   3,206 40 SH   DFND 1 0 0 40
Simon Ppty Group Inc Com 828806109   84,510 500 SH   OTR 0 500 0 0
Smith A O Com 831865209   35,932 400 SH   SOLE 0 400 0 0
Smurfit Westrock Ltd COM G8267P108   17,594 356 SH   DFND 1 0 0 356
Snap Inc. COM 83304A106   1,070 100 SH   DFND 1 0 0 100
Snowflake Inc Com 833445109   26,418 230 SH   OTR 0 230 0 0
Solventum Corp Com 83444M101   2,859 41 SH   SOLE 0 17 0 24
Solventum Corp Com 83444M101   7,042 101 SH   OTR 0 101 0 0
Solventum Corp COM 83444M101   1,743 25 SH   DFND 1 0 0 25
Soundhound Ai Inc COM 836100107   932 200 SH   DFND 1 0 0 200
Southern Company Com 842587107   1,529,453 16,960 SH   SOLE 0 16,960 0 0
Southern Company Com 842587107   492,293 5,459 SH   OTR 0 5,459 0 0
Southern Company COM 842587107   117,234 1,300 SH   DFND 1 0 0 1,300
Southwest Airlines Co. COM 844741108   1,482 50 SH   DFND 1 0 0 50
SPDR BbgBarc Inv Gr Floating R Com 78468R200   184,020 5,965 SH   SOLE 0 5,965 0 0
SPDR Bloomberg Barclays High Yie COM 78464A417   7,041 72 SH   DFND 1 0 0 72
SPDR Bloomberg Conv Sec ETF Com 78464A359   28,645 374 SH   SOLE 0 374 0 0
SPDR Dow Jones Global Real Est Com 78463X749   9,744 205 SH   SOLE 0 205 0 0
SPDR Dow Jones Global Real Est Com 78463X749   6,417 135 SH   OTR 0 135 0 0
SPDR Dow Jones Global Real Estat COM 78463X749   95 2 SH   DFND 1 0 0 2
SPDR Dow Jones Industrial Aver Com 78467X109   1,320,981 3,122 SH   SOLE 0 3,122 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   346,958 820 SH   OTR 0 740 0 80
SPDR Dow Jones Industrial Averag COM 78467X109   42,523 101 SH   DFND 1 0 0 101
SPDR Gold Shares COM 78463V107   1,193,685 4,911 SH   DFND 1 0 0 4,911
SPDR Gold Trust Com 78463V107   372,611 1,533 SH   SOLE 0 1,466 0 67
SPDR Gold Trust Com 78463V107   583,587 2,401 SH   OTR 0 2,401 0 0
SPDR Nuveen Bloomberg Barclays Com 78468R739   24,744 514 SH   SOLE 0 514 0 0
SPDR Nuveen Bloomberg Barclays Com 78468R739   161,269 3,350 SH   OTR 0 0 0 3,350
SPDR Portfolio Developed Wld e Com 78463X889   2,497,552 66,495 SH   SOLE 0 66,495 0 0
SPDR Portfolio Developed Wld e Com 78463X889   733,847 19,538 SH   OTR 0 19,538 0 0
SPDR Portfolio Developed World e COM 78463X889   28,395 756 SH   DFND 1 0 0 756
SPDR Portfolio Emerging Market Com 78463X509   434,885 10,535 SH   SOLE 0 10,535 0 0
SPDR Portfolio Emerging Market Com 78463X509   36,326 880 SH   OTR 0 880 0 0
SPDR Portfolio Emerging Markets COM 78463X509   13,746 333 SH   DFND 1 0 0 333
SPDR Portfolio Intermediate Te Com 78464A375   642,041 19,046 SH   SOLE 0 19,046 0 0
Spdr Portfolio S&P 500 COM 78464A854   45,772 678 SH   DFND 1 0 0 678
SPDR Portfolio S&P 500 Growth ET COM 78464A409   14,597 176 SH   DFND 1 0 0 176
SPDR Portfolio S&P 500 Value E Com 78464A508   95,307 1,803 SH   SOLE 0 1,803 0 0
SPDR Portfolio S&P 500 Value ETF COM 78464A508   56,243 1,064 SH   DFND 1 0 0 1,064
SPDR Portfolio Short Term Corp Com 78464A474   1,208,778 39,920 SH   SOLE 0 39,920 0 0
SPDR Portfolio SP 500 High Div Com 78468R788   40,172 880 SH   OTR 0 880 0 0
SPDR Preferred Stock ETF Com 78464A292   521,920 14,636 SH   SOLE 0 14,636 0 0
SPDR Preferred Stock ETF Com 78464A292   20,861 585 SH   OTR 0 585 0 0
SPDR S&P 400 Mdcp Grw ETF Com 78464A821   29,305 334 SH   SOLE 0 334 0 0
SPDR S&P 500 ETF Trust Com 78462F103   7,739,876 13,490 SH   SOLE 0 12,911 0 579
SPDR S&P 500 ETF Trust Com 78462F103   1,444,728 2,518 SH   OTR 0 2,403 0 115
SPDR S&P 500 Growth ETF Com 78464A409   98,616 1,189 SH   SOLE 0 1,189 0 0
SPDR S&P 600 Smcp Grw ETF Com 78464A201   38,548 414 SH   SOLE 0 414 0 0
SPDR S&P Bank ETF Com 78464A797   154,492 2,921 SH   SOLE 0 2,921 0 0
SPDR S&P Bank ETF Com 78464A797   33,056 625 SH   OTR 0 530 0 95
SPDR S&P Dividend ETF Com 78464A763   11,884,771 83,672 SH   SOLE 0 83,672 0 0
SPDR S&P Dividend ETF Com 78464A763   1,031,921 7,265 SH   OTR 0 7,265 0 0
SPDR S&P Global Infrastructure E COM 78463X855   62 1 SH   DFND 1 0 0 1
SPDR S&P Regional Banking ETF Com 78464A698   1,530,628 27,043 SH   SOLE 0 26,070 0 973
SPDR S&P Regional Banking ETF Com 78464A698   1,217,692 21,514 SH   OTR 0 21,319 100 95
Spdr Ser Tr Com 78464A839   31,625 398 SH   SOLE 0 398 0 0
SPDR Tr Bloomberg 1-3 MO ETF Com 78468R663   68,123 742 SH   OTR 0 742 0 0
SPHERE ENTERTAINMENT CO CL A Com 55826T102   40,204 910 SH   OTR 0 910 0 0
Sprott Physical Gold & Silver Com 85208R101   146,940 6,000 SH   OTR 0 6,000 0 0
Stanley Black & Decker Inc Com 854502101   11,013 100 SH   OTR 0 100 0 0
Starbucks Corp Com 855244109   620,914 6,369 SH   SOLE 0 6,369 0 0
Starbucks Corp Com 855244109   595,176 6,105 SH   OTR 0 6,105 0 0
Starbucks Corporation COM 855244109   2,583 26 SH   DFND 1 0 0 26
State Street Corp Com 857477103   150,664 1,703 SH   SOLE 0 1,703 0 0
State Street Corp Com 857477103   50,870 575 SH   OTR 0 575 0 0
Stericycle Inc Com 858912108   26,230 430 SH   SOLE 0 430 0 0
Stericycle Inc Com 858912108   51,850 850 SH   OTR 0 0 0 850
Stitch Fix Inc COM 860897107   564 200 SH   DFND 1 0 0 200
Stryker Corp. COM 863667101   103,682 287 SH   DFND 1 0 0 287
Stryker Corporation Com 863667101   939,637 2,601 SH   SOLE 0 2,581 0 20
Stryker Corporation Com 863667101   232,290 643 SH   OTR 0 543 0 100
Suburban Propane Partners LP Com 864482104   5,382 300 SH   SOLE 0 300 0 0
Sun Life Financial Inc Com 866796105   62,313 1,074 SH   SOLE 0 1,074 0 0
Suncor Energy Inc Com 867224107   122,222 3,310 SH   SOLE 0 2,730 0 580
Suncor Energy Inc Com 867224107   11,076 300 SH   OTR 0 300 0 0
Sunpower Corp COM 867652406   0 6 SH   DFND 1 0 0 6
Svitzer Group A S Ord COM K9385K109   1,255 30 SH   DFND 1 0 0 30
Synchrony Financial COM 87165B103   9,976 200 SH   DFND 1 0 0 200
Synopsys Inc Com 871607107   124,572 246 SH   OTR 0 246 0 0
Synovus Financial Corp. COM 87161C501   1,635 37 SH   DFND 1 0 0 37
Sysco Corp Com 871829107   486,314 6,230 SH   SOLE 0 6,230 0 0
Sysco Corp Com 871829107   675,609 8,655 SH   OTR 0 8,655 0 0
Sysco Corporation COM 871829107   691,846 8,863 SH   DFND 1 0 0 8,863
T Rowe Price Group COM 74144T108   12,963 119 SH   DFND 1 0 0 119
T Rowe Price Group Inc Com 74144T108   2,841,657 26,087 SH   SOLE 0 26,037 50 0
T Rowe Price Group Inc Com 74144T108   1,360,971 12,494 SH   OTR 0 12,014 295 185
Taiwan Semiconductor Spons ADR Com 874039100   113,928 656 SH   SOLE 0 656 0 0
Taiwan Semiconductor Spons ADR Com 874039100   387,979 2,234 SH   OTR 0 2,234 0 0
Take Two Interactv COM 874054109   4,919 32 SH   DFND 1 0 0 32
Tapestry Inc Com 876030107   45,101 960 SH   SOLE 0 960 0 0
Target Corp Com 87612E106   2,450,487 15,722 SH   SOLE 0 15,131 0 591
Target Corp Com 87612E106   2,036,311 13,065 SH   OTR 0 10,300 165 2,600
Technology Select Sect SPDR Com 81369Y803   3,666,117 16,239 SH   SOLE 0 16,019 121 99
Technology Select Sect SPDR Com 81369Y803   429,621 1,903 SH   OTR 0 1,753 150 0
Telefonaktiebolaget LM Ericsson COM 294821608   3,312 437 SH   DFND 1 0 0 437
Tesla Inc Com 88160R101   127,937 489 SH   SOLE 0 489 0 0
Tesla Inc Com 88160R101   541,574 2,070 SH   OTR 0 2,070 0 0
Tesla, Inc. COM 88160R101   516,821 1,977 SH   DFND 1 0 0 1,977
Teva Pharmaceutical Inds Spons Com 881624209   72 4 SH   OTR 0 0 0 4
Texas Instruments Inc Com 882508104   1,341,879 6,496 SH   SOLE 0 6,496 0 0
Texas Instruments Inc Com 882508104   1,117,957 5,412 SH   OTR 0 5,280 0 132
Texas Instruments Inc. COM 882508104   3,231 16 SH   DFND 1 0 0 16
Texas Pacific Land Corporation Com 88262P102   47,776 54 SH   SOLE 0 54 0 0
Texas Pacific Land Corporation Com 88262P102   248,612 281 SH   OTR 0 281 0 0
The Boeing Company COM 097023105   22,806 150 SH   DFND 1 0 0 150
The Carlyle Group Inc. COM 14316J108   11,454 266 SH   DFND 1 0 0 266
The Charles Schwab Corp COM 808513105   53,922 832 SH   DFND 1 0 0 832
The Chemours Company COM 163851108   10,160 500 SH   DFND 1 0 0 500
The Coca-Cola Company COM 191216100   16,600 231 SH   DFND 1 0 0 231
The Dow Chemical Company COM 260557103   27,697 507 SH   DFND 1 0 0 507
The Hershey Company Com 427866108   56,575 295 SH   SOLE 0 295 0 0
The Hershey Company Com 427866108   741,997 3,869 SH   OTR 0 3,869 0 0
The Procter & Gamble Company COM 742718109   627,306 3,622 SH   DFND 1 0 0 3,622
Thermo Fisher Scientific Inc Com 883556102   2,966,662 4,796 SH   SOLE 0 4,721 0 75
Thermo Fisher Scientific Inc Com 883556102   4,168,543 6,739 SH   OTR 0 5,731 0 1,008
Thermo Fisher Scientific, Inc. COM 883556102   12,371 20 SH   DFND 1 0 0 20
TJX Cos Inc Com 872540109   3,999,416 34,026 SH   SOLE 0 32,523 203 1,300
TJX Cos Inc Com 872540109   4,018,693 34,190 SH   OTR 0 33,328 508 354
T-Mobile US Inc Com 872590104   598,444 2,900 SH   OTR 0 1,600 0 1,300
Toast Inc Com 888787108   28,310 1,000 SH   OTR 0 1,000 0 0
Tompkins Financial Corporation Com 890110109   5,490 95 SH   SOLE 0 0 0 95
Toronto Dominion Bank Com 891160509   5,314 84 SH   SOLE 0 84 0 0
Toronto Dominion Bank Com 891160509   12,652 200 SH   OTR 0 200 0 0
TotalEnergies SE ADR Com 89151E109   145,395 2,250 SH   OTR 0 2,250 0 0
Toyota Motor Corp Spons ADR Com 892331307   16,071 90 SH   SOLE 0 90 0 0
Toyota Motor Corp Spons ADR Com 892331307   209,820 1,175 SH   OTR 0 1,175 0 0
Tractor Supply Co Com 892356106   151,284 520 SH   SOLE 0 520 0 0
Tractor Supply Co Com 892356106   192,014 660 SH   OTR 0 660 0 0
Trane Technologies Plc ADR Com G8994E103   1,414,977 3,640 SH   SOLE 0 3,640 0 0
Trane Technologies Plc ADR Com G8994E103   22,277,728 57,309 SH   OTR 0 57,309 0 0
TransCoastal Corporation Com 89355M105   0 243,486 SH   OTR 0 243,486 0 0
Transdigm Group Inc Com 893641100   164,120 115 SH   SOLE 0 115 0 0
Transdigm Group Inc Com 893641100   1,334,367 935 SH   OTR 0 935 0 0
TransUnion Com 89400J107   24,186 231 SH   OTR 0 231 0 0
Travelers Companies Inc Com 89417E109   310,209 1,325 SH   SOLE 0 1,325 0 0
Travelers Companies Inc Com 89417E109   31,840 136 SH   OTR 0 136 0 0
Tri Continental Corp Com 895436103   48,932 1,481 SH   SOLE 0 1,481 0 0
Trimble Inc Com 896239100   29,120 469 SH   SOLE 0 469 0 0
Truist Financial Corporation Com 89832Q109   411,704 9,626 SH   SOLE 0 9,626 0 0
Truist Financial Corporation Com 89832Q109   107,909 2,523 SH   OTR 0 2,523 0 0
U S BANCORP COM 902973304   511,116 11,177 SH   DFND 1 0 0 11,177
Uber Technologies Inc Com 90353T100   189,629 2,523 SH   SOLE 0 2,523 0 0
Uber Technologies Inc Com 90353T100   2,863,972 38,105 SH   OTR 0 38,105 0 0
Uber Technologies Inc COM 90353T100   3,758 50 SH   DFND 1 0 0 50
Under Armour Inc COM 904311206   418 50 SH   DFND 1 0 0 50
Under Armour, Inc. COM 904311107   446 50 SH   DFND 1 0 0 50
Union Pac Corp Com 907818108   4,728,472 19,184 SH   SOLE 0 18,276 0 908
Union Pac Corp Com 907818108   4,539,915 18,419 SH   OTR 0 16,794 45 1,580
United Parcel Service Cl B Com 911312106   664,794 4,876 SH   SOLE 0 4,876 0 0
United Parcel Service Cl B Com 911312106   1,840,454 13,499 SH   OTR 0 13,464 35 0
United Rentals Inc Com 911363109   58,301 72 SH   SOLE 0 72 0 0
United Rentals Inc Com 911363109   246,968 305 SH   OTR 0 305 0 0
Unitedhealth Group Inc Com 91324P102   6,726,159 11,504 SH   SOLE 0 11,264 0 240
Unitedhealth Group Inc Com 91324P102   5,144,599 8,799 SH   OTR 0 8,611 69 119
Unitedhealth Group Inc COM 91324P102   34,619 59 SH   DFND 1 0 0 59
Universal Display Co COM 91347P105   20,990 100 SH   DFND 1 0 0 100
US Bancorp New Com 902973304   1,164,972 25,475 SH   SOLE 0 25,475 0 0
US Bancorp New Com 902973304   545,696 11,933 SH   OTR 0 11,162 555 216
Utilities Select Sector SPDR Com 81369Y886   2,086,144 25,825 SH   SOLE 0 21,662 0 4,163
Utilities Select Sector SPDR Com 81369Y886   1,117,753 13,837 SH   OTR 0 12,947 511 379
Utilities Select Sector SPDR Fun COM 81369Y886   66,724 826 SH   DFND 1 0 0 826
V.F. Corp Com 918204108   11,870 595 SH   SOLE 0 595 0 0
V.F. Corp Com 918204108   10,234 513 SH   OTR 0 513 0 0
Vail Resorts Inc Com 91879Q109   4,532 26 SH   OTR 0 26 0 0
Vail Resorts Inc COM 91879Q109   939 5 SH   DFND 1 0 0 5
Vale Sa COM P9661Q148   584 50 SH   DFND 1 0 0 50
Valero Energy Corp Com 91913Y100   40,509 300 SH   SOLE 0 300 0 0
Valero Energy Corp New COM 91913Y100   38,619 286 SH   DFND 1 0 0 286
Value Line, Inc. Com 920437100   13,020 280 SH   OTR 0 280 0 0
VanEck BDC Income ETF COM 92189F411   925 56 SH   DFND 1 0 0 56
Vaneck ETF Trust Agribusiness Com 92189F700   819,613 10,854 SH   SOLE 0 10,073 0 781
Vaneck ETF Trust Agribusiness Com 92189F700   795,573 10,536 SH   OTR 0 10,316 125 95
Vaneck Faln Angl Hy Bnd COM 92189F437   5,094,725 173,231 SH   DFND 1 0 0 173,231
VanEck Vectors Fallen Angel HY Com 92189F437   218,516 7,430 SH   SOLE 0 7,430 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   702,465 17,641 SH   SOLE 0 17,641 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   1,805,598 45,344 SH   OTR 0 43,794 0 1,550
VanEck Vectors Social Sentiment COM 92189H839   193 9 SH   DFND 1 0 0 9
Vanguard Consumer COM 92204A207   33,463 153 SH   DFND 1 0 0 153
Vanguard Consumer Staples ETF Com 92204A207   14,420 66 SH   SOLE 0 66 0 0
Vanguard Dividend Appreciation Com 921908844   163,400 825 SH   SOLE 0 825 0 0
Vanguard Dividend Appreciation Com 921908844   138,642 700 SH   OTR 0 700 0 0
Vanguard Dividend Appreciation ETF COM 921908844   30,111 152 SH   DFND 1 0 0 152
Vanguard Emerging Markt COM 921946885   66 1 SH   DFND 1 0 0 1
Vanguard Extended Market Index Com 922908652   223,051 1,226 SH   OTR 0 1,226 0 0
Vanguard FTSE All-World ex-US COM 922042775   205,114 3,256 SH   DFND 1 0 0 3,256
Vanguard Ftse All-World Ex-USI Com 922042775   626,787 9,949 SH   SOLE 0 9,949 0 0
Vanguard FTSE Developed Market Com 921943858   536,286 10,155 SH   SOLE 0 10,155 0 0
Vanguard FTSE Developed Market Com 921943858   176,333 3,339 SH   OTR 0 3,339 0 0
Vanguard Ftse Emerging COM 922042858   26,987 564 SH   DFND 1 0 0 564
Vanguard Ftse Emerging Markets Com 922042858   1,502,969 31,410 SH   SOLE 0 31,410 0 0
Vanguard Ftse Emerging Markets Com 922042858   187,046 3,909 SH   OTR 0 3,409 0 500
Vanguard Growth Index Fund ETF COM 922908736   33,786 88 SH   DFND 1 0 0 88
Vanguard Health Care COM 92204A504   91,948 326 SH   DFND 1 0 0 326
Vanguard High Dividend Yield E Com 921946406   219,478 1,712 SH   SOLE 0 1,712 0 0
Vanguard High Dividend Yield E Com 921946406   69,741 544 SH   OTR 0 544 0 0
Vanguard Index Fds Growth ETF Com 922908736   19,197 50 SH   SOLE 0 50 0 0
Vanguard Index Fund Mid-Cap Com 922908629   1,024,452 3,883 SH   SOLE 0 3,883 0 0
Vanguard Index Fund Mid-Cap Com 922908629   95,770 363 SH   OTR 0 363 0 0
Vanguard Information Technolog Com 92204A702   281,530 480 SH   SOLE 0 480 0 0
Vanguard InfoTechnology COM 92204A702   2,504,914 4,271 SH   DFND 1 0 0 4,271
Vanguard Inter Term Corp Bond Com 92206C870   1,074,596 12,831 SH   SOLE 0 12,831 0 0
Vanguard Inter Term Corp Bond Com 92206C870   936,995 11,188 SH   OTR 0 11,188 0 0
Vanguard Intermediate-Term Bon Com 921937819   2,232,369 28,485 SH   SOLE 0 28,485 0 0
Vanguard Intermediate-Term Bon Com 921937819   342,869 4,375 SH   OTR 0 2,015 1,500 860
Vanguard Large-Cap ETF Com 922908637   233,012 885 SH   OTR 0 885 0 0
Vanguard Long-Term Treasury ET Com 92206C847   159,266 2,588 SH   SOLE 0 2,588 0 0
Vanguard Materials COM 92204A801   27,703 131 SH   DFND 1 0 0 131
Vanguard Materials Index ETF Com 92204A801   7,401 35 SH   SOLE 0 35 0 0
Vanguard Mega Cap Etf IV COM 921910873   77,283 374 SH   DFND 1 0 0 374
Vanguard Mega Cap Growth COM 921910816   24,146 75 SH   DFND 1 0 0 75
Vanguard Mega Cap Value COM 921910840   13,469 105 SH   DFND 1 0 0 105
Vanguard Mid Cap Growth COM 922908538   6,330 26 SH   DFND 1 0 0 26
Vanguard Mid Cap Value COM 922908512   5,030 30 SH   DFND 1 0 0 30
Vanguard Mid-Cap Growth Index Com 922908538   1,398,735 5,745 SH   SOLE 0 5,745 0 0
Vanguard Mid-Cap Growth Index Com 922908538   406,108 1,668 SH   OTR 0 1,668 0 0
Vanguard Mid-Cap Index Fd ETF Sh COM 922908629   528,188 2,002 SH   DFND 1 0 0 2,002
Vanguard Mid-Cap Value Index F Com 922908512   529,167 3,156 SH   SOLE 0 3,156 0 0
Vanguard Mid-Cap Value Index F Com 922908512   18,444 110 SH   OTR 0 110 0 0
Vanguard Real Estate ETF Com 922908553   1,375,570 14,120 SH   SOLE 0 14,120 0 0
Vanguard Real Estate ETF Com 922908553   513,306 5,269 SH   OTR 0 4,995 274 0
Vanguard REIT COM 922908553   132,723 1,362 SH   DFND 1 0 0 1,362
VANGUARD RUSSELL 2000 ETF IV COM 92206C664   48,077 538 SH   DFND 1 0 0 538
Vanguard S&P 500 ETF Com 922908363   2,571,864 4,874 SH   SOLE 0 4,692 0 182
Vanguard S&P 500 ETF Com 922908363   71,235 135 SH   OTR 0 135 0 0
Vanguard S&P 500 Etf COM 922908363   424,640 805 SH   DFND 1 0 0 805
Vanguard S&P 500 Value ETF Com 921932703   57,216 300 SH   SOLE 0 300 0 0
Vanguard Short Term COM 92206C102   3,187 54 SH   DFND 1 0 0 54
Vanguard Short Term Bond ETF Com 921937827   545,164 6,928 SH   SOLE 0 6,928 0 0
Vanguard Short Term Bond ETF Com 921937827   78,690 1,000 SH   OTR 0 1,000 0 0
Vanguard Short Term Corp Bond Com 92206C409   925,005 11,647 SH   SOLE 0 11,647 0 0
Vanguard Short Term Corp Bond Com 92206C409   22,396 282 SH   OTR 0 282 0 0
Vanguard Short-Term Corp Bond COM 92206C409   8,203,347 103,291 SH   DFND 1 0 0 103,291
Vanguard Short-Term Treasury E Com 92206C102   170,568 2,890 SH   SOLE 0 2,890 0 0
Vanguard Short-Term Treasury E Com 92206C102   20,657 350 SH   OTR 0 350 0 0
VANGUARD SHRT INF PROT SEC INDEX ETF COM 922020805   21,974 446 SH   DFND 1 0 0 446
Vanguard Small Cap Etf COM 922908751   340,634 1,436 SH   DFND 1 0 0 1,436
Vanguard Small Cap Growth COM 922908595   62,297 233 SH   DFND 1 0 0 233
Vanguard Small Cap Value ETF Com 922908611   107,618 536 SH   SOLE 0 536 0 0
Vanguard Small Cap Value ETF Com 922908611   11,043 55 SH   OTR 0 55 0 0
Vanguard Small-Cap ETF Com 922908751   218,945 923 SH   SOLE 0 923 0 0
Vanguard Small-Cap ETF Com 922908751   163,912 691 SH   OTR 0 691 0 0
Vanguard Small-Cap Value COM 922908611   5,155,629 25,678 SH   DFND 1 0 0 25,678
Vanguard Tax Exempt Bd Idx ETF Com 922907746   28,627 560 SH   SOLE 0 560 0 0
Vanguard Total Bond Market ETF Com 921937835   788,655 10,500 SH   SOLE 0 10,500 0 0
Vanguard Total Bond Market ETF Com 921937835   423,470 5,638 SH   OTR 0 5,638 0 0
Vanguard Total Bond Market Index COM 921937835   149,769 1,994 SH   DFND 1 0 0 1,994
Vanguard Total International B Com 92203J407   78,789 1,567 SH   SOLE 0 1,567 0 0
Vanguard Total International S Com 921909768   1,102,522 17,030 SH   SOLE 0 17,030 0 0
Vanguard Total International S Com 921909768   326,613 5,045 SH   OTR 0 5,045 0 0
Vanguard Total Stock Market COM 922908769   13,753,122 48,570 SH   DFND 1 0 0 48,570
Vanguard Total Stock Market ET Com 922908769   205,574 726 SH   SOLE 0 726 0 0
Vanguard Total Stock Market ET Com 922908769   600,951 2,122 SH   OTR 0 2,122 0 0
Vanguard Value ETF Com 922908744   57,608 330 SH   SOLE 0 330 0 0
Vanguard Value ETF Com 922908744   152,131 871 SH   OTR 0 871 0 0
Vanguard Value Etf COM 922908744   14,335,688 82,120 SH   DFND 1 0 0 82,120
Vanguard World Fund - Utilities COM 92204A876   39,396 226 SH   DFND 1 0 0 226
Veeva Sys Inc Com 922475108   4,617 22 SH   OTR 0 22 0 0
Veralto Corp Com 92338C103   39,822 356 SH   SOLE 0 356 0 0
Veralto Corp Com 92338C103   293,744 2,626 SH   OTR 0 2,626 0 0
Verisk Analytics Inc Com 92345Y106   81,996 306 SH   OTR 0 306 0 0
Verizon Communications Com 92343V104   2,352,027 52,372 SH   SOLE 0 49,580 830 1,962
Verizon Communications Com 92343V104   1,730,697 38,537 SH   OTR 0 35,666 150 2,721
Verizon Communications Inc. COM 92343V104   355,686 7,920 SH   DFND 1 0 0 7,920
Vestas Wind Sys As Utd COM 925458101   9,882 1,350 SH   DFND 1 0 0 1,350
Viacomcbs Inc COM 92556H206   3,935 371 SH   DFND 1 0 0 371
Viatris Inc COM 92556V106   12,099 1,042 SH   DFND 1 0 0 1,042
Viking Holdings Ltd Com G93A5A101   2,617 75 SH   SOLE 0 75 0 0
Virtus Investment Partners, Inc. COM 92828Q109   2,513 12 SH   DFND 1 0 0 12
Visa Inc Cl A Com 92826C839   2,863,054 10,413 SH   SOLE 0 10,413 0 0
Visa Inc Cl A Com 92826C839   1,846,839 6,717 SH   OTR 0 6,667 50 0
Visa Inc. COM 92826C839   48,631 177 SH   DFND 1 0 0 177
Vision Technology Co COM 92834D100   0 100 SH   DFND 1 0 0 100
Vista Outdoor Inc COM 928377100   3,918 100 SH   DFND 1 0 0 100
Vodafone Group plc COM 92857W308   5,842 583 SH   DFND 1 0 0 583
Vodafone Group Spons ADR Com 92857W308   71,042 7,090 SH   SOLE 0 7,090 0 0
Vontier Corp Com 928881101   6,748 200 SH   SOLE 0 200 0 0
Vontier Corp Com 928881101   12,011 356 SH   OTR 0 40 0 316
W E C ENERGY GROUP INC COM 976657106   86,947 904 SH   DFND 1 0 0 904
Wabtec COM 929740108   5,455 30 SH   DFND 1 0 0 30
Wal Mart Inc Com 931142103   6,098,159 75,519 SH   SOLE 0 74,319 0 1,200
Wal Mart Inc Com 931142103   3,593,214 44,498 SH   OTR 0 39,650 1,050 3,798
Walgreens Boots Alli COM 931427108   1,434 160 SH   DFND 1 0 0 160
Walgreens Boots Alliance Inc Com 931427108   13,440 1,500 SH   SOLE 0 1,500 0 0
Wal-Mart Stores Inc. COM 931142103   1,023,668 12,677 SH   DFND 1 0 0 12,677
Walt Disney Co. COM 254687106   117,833 1,225 SH   DFND 1 0 0 1,225
Warner Bros Discovery Inc Com 934423104   50,820 6,160 SH   SOLE 0 6,160 0 0
Warner Bros Discovery Inc Com 934423104   24,379 2,955 SH   OTR 0 2,955 0 0
Warner Bros Discovery Inc. COM 934423104   18,200 2,206 SH   DFND 1 0 0 2,206
Waste Management Inc Com 94106L109   204,694 986 SH   SOLE 0 986 0 0
Waste Management Inc Com 94106L109   250,781 1,208 SH   OTR 0 978 0 230
Waters Corp Com 941848103   28,791 80 SH   SOLE 0 80 0 0
Wd-40 Co Com Com 929236107   90,258 350 SH   SOLE 0 350 0 0
Webster Finl Co COM 947890109   2,438 52 SH   DFND 1 0 0 52
Webster Finl Corp Com 947890109   172,457 3,700 SH   OTR 0 3,700 0 0
Wec Energy Group Inc Com 92939U106   14,427 150 SH   SOLE 0 150 0 0
Wec Energy Group Inc Com 92939U106   8,656 90 SH   OTR 0 90 0 0
Wells Fargo & CO Com 949746101   1,685,028 29,829 SH   SOLE 0 29,033 0 796
Wells Fargo & CO Com 949746101   822,494 14,560 SH   OTR 0 12,975 600 985
Wells Fargo & Company COM 949746101   28,351 502 SH   DFND 1 0 0 502
Welltower Inc REIT Com 95040Q104   11,779 92 SH   SOLE 0 92 0 0
WELLTOWER INC REIT COM 95040Q104   18,134 142 SH   DFND 1 0 0 142
Wendy's International Inc. COM 95058W100   5,937 339 SH   DFND 1 0 0 339
Western Alliance Bancorporation COM 957638109   8,920 103 SH   DFND 1 0 0 103
Westinghouse Air Brake Technol Com 929740108   263,567 1,450 SH   OTR 0 1,450 0 0
Weyerhaeuser CO REIT Com 962166104   357,900 10,570 SH   SOLE 0 10,570 0 0
Weyerhaeuser CO REIT Com 962166104   303,386 8,960 SH   OTR 0 8,960 0 0
Whirlpool Corporation Com 963320106   10,700 100 SH   OTR 0 100 0 0
Williams Cos Inc Com 969457100   196,432 4,303 SH   SOLE 0 4,070 0 233
WillScot Holdings Corporation Com 971378104   143,745 3,823 SH   OTR 0 3,823 0 0
Wisdometree Intl Qulty Div ETF Com 97717X131   16,795 429 SH   SOLE 0 429 0 0
WisdomTree Emerging Mkts Small Com 97717W281   22,715 423 SH   OTR 0 423 0 0
WisdomTree Europe Hedged Small Com 97717X552   6,940 178 SH   OTR 0 178 0 0
WisdomTree Japan SmallCap Divi Com 97717W836   12,341 153 SH   OTR 0 153 0 0
WisdomTree MidCap Dividend COM 97717W505   995,639 19,473 SH   DFND 1 0 0 19,473
WisdomTree MidCap Dividend ETF Com 97717W505   2,203,294 43,092 SH   SOLE 0 42,716 0 376
WisdomTree MidCap Dividend ETF Com 97717W505   307,240 6,009 SH   OTR 0 2,999 0 3,010
WisdomTree SmallCap Dividend COM 97717W604   935,465 27,128 SH   DFND 1 0 0 27,128
WisdomTree SmallCap Dividend E Com 97717W604   737,638 21,387 SH   SOLE 0 21,317 0 70
WisdomTree SmallCap Dividend E Com 97717W604   28,351 822 SH   OTR 0 822 0 0
Wisdomtree U S Mid Cap Dividend Etf COM 97717W570   65,920 1,288 SH   DFND 1 0 0 1,288
Wk Kellogg Co COM 92942W107   787 46 SH   DFND 1 0 0 46
World Gold Tr SPDR Gld Minis Com 98149E303   11,573 222 SH   SOLE 0 222 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   35,188 675 SH   OTR 0 675 0 0
Xcel Energy Inc COM 98389B100   77,576 1,188 SH   DFND 1 0 0 1,188
Xpo Logistics Inc COM 983793100   13,869 129 SH   DFND 1 0 0 129
Xylem Inc Com 98419M100   483,407 3,580 SH   SOLE 0 3,580 0 0
Xylem Inc Com 98419M100   101,273 750 SH   OTR 0 750 0 0
Yum China Holdings Inc Com 98850P109   11,705 260 SH   OTR 0 260 0 0
Yum China Holdings, Inc. COM 98850P109   8,239 183 SH   DFND 1 0 0 183
Yum! Brands Inc Com 988498101   248,404 1,778 SH   SOLE 0 1,778 0 0
Yum! Brands Inc Com 988498101   197,690 1,415 SH   OTR 0 1,415 0 0
Yum! Brands, Inc. COM 988498101   31,994 229 SH   DFND 1 0 0 229
Zebra Technologies Corp Com 989207105   136,278 368 SH   OTR 0 368 0 0
Zillow Group Inc Com 98954M101   6,193 100 SH   SOLE 0 100 0 0
Zillow Group Inc Cl C Com 98954M200   12,770 200 SH   SOLE 0 200 0 0
Zimmer Biomet Holdings Inc Com 98956P102   344,037 3,187 SH   SOLE 0 2,997 0 190
Zimmer Biomet Holdings Inc Com 98956P102   267,068 2,474 SH   OTR 0 2,425 49 0
Zoetis Inc Com 98978V103   225,078 1,152 SH   SOLE 0 1,152 0 0
Zoetis Inc Com 98978V103   804,966 4,120 SH   OTR 0 4,120 0 0
Zoetis Inc COM 98978V103   85,381 437 SH   DFND 1 0 0 437