The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 818 4,638 SH   SOLE   0 0 4,638
ABBOTT LABS COM 002824100 617 7,103 SH   SOLE   0 0 7,103
ABBVIE INC COM 00287y109 1,872 21,141 SH   SOLE   0 0 21,141
ACCENTURE PLC IRELAND SHS CLASS A g1151c101 226 1,072 SH   SOLE   0 0 1,072
ACTIVISION BLIZZARD INC COM 00507V109 887 14,922 SH   SOLE   0 0 14,922
AGCO CORP COM 001084102 1,577 20,417 SH   SOLE   0 0 20,417
ALBEMARLE CORP COM 012653101 625 8,556 SH   SOLE   0 0 8,556
ALLETE INC COM NEW 018522300 347 4,276 SH   SOLE   0 0 4,276
ALPHABET INC CAP STK CL A 02079k305 466 348 SH   SOLE   0 0 348
ALPHABET INC CAP STK CL C 02079k107 711 532 SH   SOLE   0 0 532
AMAZON COM INC COM 023135106 922 499 SH   SOLE   0 0 499
AMERICAN CAMPUS CMNTYS INC COM 024835100 435 9,252 SH   SOLE   0 0 9,252
AMERICAN ELEC PWR CO INC COM 025537101 1,179 12,474 SH   SOLE   0 0 12,474
AMERICAN EXPRESS CO COM 025816109 303 2,432 SH   SOLE   0 0 2,432
AMGEN INC COM 031162100 282 1,168 SH   SOLE   0 0 1,168
ANALOG DEVICES INC COM 032654105 463 3,893 SH   SOLE   0 0 3,893
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 564 6,870 SH   SOLE   0 0 6,870
APPLE INC COM 037833100 1,242 4,229 SH   SOLE   0 0 4,229
ARCHER DANIELS MIDLAND CO COM 039483102 620 13,374 SH   SOLE   0 0 13,374
ARISTA NETWORKS INC COM 040413106 373 1,832 SH   SOLE   0 0 1,832
AT&T INC COM 00206r102 1,539 39,384 SH   SOLE   0 0 39,384
BANK AMER CORP COM 060505104 316 8,962 SH   SOLE   0 0 8,962
BANK HAWAII CORP COM 062540109 620 6,520 SH   SOLE   0 0 6,520
BANK MONTREAL QUE COM 063671101 660 8,511 SH   SOLE   0 0 8,511
BCE INC COM NEW 05534b760 888 19,151 SH   SOLE   0 0 19,151
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 317 1,398 SH   SOLE   0 0 1,398
BEST BUY INC COM 086516101 201 2,284 SH   SOLE   0 0 2,284
BIOGEN INC COM 09062x103 390 1,316 SH   SOLE   0 0 1,316
BLACKROCK INC COM 09247X101 206 410 SH   SOLE   0 0 410
BOEING CO COM 097023105 297 912 SH   SOLE   0 0 912
BOK FINL CORP COM NEW 05561q201 1,233 14,109 SH   SOLE   0 0 14,109
BRISTOL MYERS SQUIBB CO COM 110122108 456 7,109 SH   SOLE   0 0 7,109
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 799 18,821 SH   SOLE   0 0 18,821
BROADCOM INC COM 11135F101 244 772 SH   SOLE   0 0 772
CAPITAL ONE FINL CORP COM 14040h105 414 4,026 SH   SOLE   0 0 4,026
CATERPILLAR INC DEL COM 149123101 778 5,271 SH   SOLE   0 0 5,271
CENTENE CORP DEL COM 15135b101 605 9,620 SH   SOLE   0 0 9,620
CERNER CORP COM 156782104 466 6,349 SH   SOLE   0 0 6,349
CHEVRON CORP NEW COM 166764100 574 4,760 SH   SOLE   0 0 4,760
COCA COLA CO COM 191216100 385 6,956 SH   SOLE   0 0 6,956
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 237 3,820 SH   SOLE   0 0 3,820
CONOCOPHILLIPS COM 20825c104 1,119 17,201 SH   SOLE   0 0 17,201
CONSTELLATION BRANDS INC CL A 21036P108 343 1,809 SH   SOLE   0 0 1,809
CORTEVA INC COM 22052l104 295 9,972 SH   SOLE   0 0 9,972
CULLEN FROST BANKERS INC COM 229899109 1,230 12,577 SH   SOLE   0 0 12,577
CYRUSONE INC COM 23283r100 1,046 15,986 SH   SOLE   0 0 15,986
DEERE & CO COM 244199105 857 4,944 SH   SOLE   0 0 4,944
DENBURY RES INC COM NEW 247916208 31 22,235 SH   SOLE   0 0 22,235
DIAGEO P L C SPON ADR NEW 25243q205 1,081 6,418 SH   SOLE   0 0 6,418
DIGITAL RLTY TR INC COM 253868103 460 3,839 SH   SOLE   0 0 3,839
DISNEY WALT CO COM DISNEY 254687106 528 3,654 SH   SOLE   0 0 3,654
DOMINION ENERGY INC COM 25746u109 333 4,019 SH   SOLE   0 0 4,019
DOW INC COM 260557103 435 7,957 SH   SOLE   0 0 7,957
DTE ENERGY CO COM 233331107 711 5,478 SH   SOLE   0 0 5,478
DUPONT DE NEMOURS INC COM 26614N102 771 12,014 SH   SOLE   0 0 12,014
EATON CORP PLC SHS g29183103 324 3,422 SH   SOLE   0 0 3,422
EBAY INC COM 278642103 202 5,602 SH   SOLE   0 0 5,602
ELECTRONIC ARTS INC COM 285512109 507 4,715 SH   SOLE   0 0 4,715
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 148 11,524 SH   SOLE   0 0 11,524
EXXON MOBIL CORP COM 30231g102 377 5,396 SH   SOLE   0 0 5,396
FEDEX CORP COM 31428x106 233 1,542 SH   SOLE   0 0 1,542
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620r303 215 4,747 SH   SOLE   0 0 4,747
FLEX LTD ORD Y2573F102 146 11,596 SH   SOLE   0 0 11,596
FLIR SYS INC COM 302445101 272 5,215 SH   SOLE   0 0 5,215
FORD MTR CO DEL COM 345370860 260 27,927 SH   SOLE   0 0 27,927
GOLDMAN SACHS GROUP INC COM 38141g104 1,141 4,961 SH   SOLE   0 0 4,961
HD SUPPLY HLDGS INC COM 40416m105 554 13,781 SH   SOLE   0 0 13,781
HOLLYSYS AUTOMATION TECHNOLO SHS G45667105 472 28,750 SH   SOLE   0 0 28,750
HOME DEPOT INC COM 437076102 621 2,843 SH   SOLE   0 0 2,843
ILLUMINA INC COM 452327109 508 1,530 SH   SOLE   0 0 1,530
INFOSYS LTD SPONSORED ADR 456788108 261 25,297 SH   SOLE   0 0 25,297
INTEL CORP COM 458140100 2,588 43,246 SH   SOLE   0 0 43,246
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 426 20,000 SH   SOLE   0 0 20,000
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 6,369 215,313 SH   SOLE   0 0 215,313
ISHARES INC CORE MSCI EMKT 46434g103 6,768 125,898 SH   SOLE   0 0 125,898
ISHARES TR 0-5YR HI YL CP 46434v407 11,885 255,966 SH   SOLE   0 0 255,966
ISHARES TR 0-5YR INVT GR CP 46434v100 14,321 280,582 SH   SOLE   0 0 280,582
ISHARES TR 1 3 YR TREAS BD 464287457 2,095 24,759 SH   SOLE   0 0 24,759
ISHARES TR CORE MSCI EAFE 46432f842 14,193 217,545 SH   SOLE   0 0 217,545
ISHARES TR CORE MSCI INTL 46435g326 1,490 25,606 SH   SOLE   0 0 25,606
ISHARES TR CORE S&P SCP ETF 464287804 528 6,292 SH   SOLE   0 0 6,292
ISHARES TR CORE S&P500 ETF 464287200 245 759 SH   SOLE   0 0 759
ISHARES TR EAFE SML CP ETF 464288273 2,083 33,452 SH   SOLE   0 0 33,452
ISHARES TR FLTG RATE NT ETF 46429b655 9,804 192,531 SH   SOLE   0 0 192,531
ISHARES TR IBOXX HI YD ETF 464288513 3,979 45,247 SH   SOLE   0 0 45,247
ISHARES TR IBOXX INV CP ETF 464287242 4,137 32,327 SH   SOLE   0 0 32,327
ISHARES TR INTRM TR CRP ETF 464288638 1,490 25,704 SH   SOLE   0 0 25,704
ISHARES TR JPMORGAN USD EMG 464288281 10,435 91,092 SH   SOLE   0 0 91,092
ISHARES TR MSCI EAFE ETF 464287465 2,934 42,254 SH   SOLE   0 0 42,254
ISHARES TR MSCI EMG MKT ETF 464287234 212 4,723 SH   SOLE   0 0 4,723
ISHARES TR S&P 500 GRWT ETF 464287309 21,541 111,243 SH   SOLE   0 0 111,243
ISHARES TR S&P 500 VAL ETF 464287408 24,353 187,201 SH   SOLE   0 0 187,201
ISHARES TR S&P SML 600 GWT 464287887 9,201 47,601 SH   SOLE   0 0 47,601
ISHARES TR SH TR CRPORT ETF 464288646 7,363 137,285 SH   SOLE   0 0 137,285
ISHARES TR SHORT TREAS BD 464288679 540 4,891 SH   SOLE   0 0 4,891
ISHARES TR SHRT NAT MUN ETF 464288158 2,522 23,616 SH   SOLE   0 0 23,616
ISHARES TR SP SMCP600VL ETF 464287879 18,745 116,572 SH   SOLE   0 0 116,572
JOHNSON & JOHNSON COM 478160104 1,928 13,217 SH   SOLE   0 0 13,217
JPMORGAN CHASE & CO COM 46625h100 1,191 8,542 SH   SOLE   0 0 8,542
KANSAS CITY SOUTHERN COM NEW 485170302 258 1,683 SH   SOLE   0 0 1,683
KELLOGG CO COM 487836108 600 8,670 SH   SOLE   0 0 8,670
KIMBERLY CLARK CORP COM 494368103 214 1,554 SH   SOLE   0 0 1,554
KINDER MORGAN INC DEL COM 49456b101 744 35,127 SH   SOLE   0 0 35,127
KOHLS CORP COM 500255104 459 9,003 SH   SOLE   0 0 9,003
KRAFT HEINZ CO COM 500754106 825 25,675 SH   SOLE   0 0 25,675
LAM RESEARCH CORP COM 512807108 1,782 6,093 SH   SOLE   0 0 6,093
LAS VEGAS SANDS CORP COM 517834107 542 7,848 SH   SOLE   0 0 7,848
LILLY ELI & CO COM 532457108 1,667 12,680 SH   SOLE   0 0 12,680
LOCKHEED MARTIN CORP COM 539830109 788 2,024 SH   SOLE   0 0 2,024
MACERICH CO COM 554382101 378 14,030 SH   SOLE   0 0 14,030
MCDONALDS CORP COM 580135101 694 3,514 SH   SOLE   0 0 3,514
MERCK & CO INC COM 58933y105 1,731 19,037 SH   SOLE   0 0 19,037
MICROCHIP TECHNOLOGY INC COM 595017104 3,047 29,099 SH   SOLE   0 0 29,099
MICROSOFT CORP COM 594918104 4,400 27,904 SH   SOLE   0 0 27,904
MOLSON COORS BREWING CO CL B 60871r209 601 11,154 SH   SOLE   0 0 11,154
MONDELEZ INTL INC CL A 609207105 1,120 20,343 SH   SOLE   0 0 20,343
NORDSTROM INC COM 655664100 489 11,956 SH   SOLE   0 0 11,956
NORFOLK SOUTHERN CORP COM 655844108 2,123 10,934 SH   SOLE   0 0 10,934
NUTRIEN LTD COM 67077m108 995 20,768 SH   SOLE   0 0 20,768
ORACLE CORP COM 68389x105 531 10,020 SH   SOLE   0 0 10,020
PACCAR INC COM 693718108 332 4,192 SH   SOLE   0 0 4,192
PAYPAL HLDGS INC COM 70450y103 1,147 10,603 SH   SOLE   0 0 10,603
PEPSICO INC COM 713448108 654 4,788 SH   SOLE   0 0 4,788
PFIZER INC COM 717081103 1,570 40,078 SH   SOLE   0 0 40,078
PHILIP MORRIS INTL INC COM 718172109 797 9,365 SH   SOLE   0 0 9,365
PHILLIPS 66 COM 718546104 286 2,568 SH   SOLE   0 0 2,568
PROCTER & GAMBLE CO COM 742718109 864 6,917 SH   SOLE   0 0 6,917
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,127 19,091 SH   SOLE   0 0 19,091
QUEST DIAGNOSTICS INC COM 74834L100 380 3,556 SH   SOLE   0 0 3,556
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 419 6,986 SH   SOLE   0 0 6,986
RPM INTL INC COM 749685103 1,034 13,465 SH   SOLE   0 0 13,465
SELECT SECTOR SPDR TR ENERGY 81369Y506 535 8,907 SH   SOLE   0 0 8,907
SIMON PPTY GROUP INC NEW COM 828806109 502 3,371 SH   SOLE   0 0 3,371
SMUCKER J M CO COM NEW 832696405 1,046 10,046 SH   SOLE   0 0 10,046
SNAP ON INC COM 833034101 475 2,804 SH   SOLE   0 0 2,804
SOUTHERN CO COM 842587107 527 8,271 SH   SOLE   0 0 8,271
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,624 147,485 SH   SOLE   0 0 147,485
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,648 70,457 SH   SOLE   0 0 70,457
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,020 32,010 SH   SOLE   0 0 32,010
SPDR S&P 500 ETF TR TR UNIT 78462F103 323 1,002 SH   SOLE   0 0 1,002
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 1,516 13,843 SH   SOLE   0 0 13,843
SPDR SERIES TRUST PORTFOLIO INTRMD 78464a375 5,554 157,304 SH   SOLE   0 0 157,304
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 368 12,294 SH   SOLE   0 0 12,294
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 5,623 182,327 SH   SOLE   0 0 182,327
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 4,227 100,858 SH   SOLE   0 0 100,858
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 4,567 130,828 SH   SOLE   0 0 130,828
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1,807 28,006 SH   SOLE   0 0 28,006
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,598 54,763 SH   SOLE   0 0 54,763
STARBUCKS CORP COM 855244109 2,563 29,147 SH   SOLE   0 0 29,147
TARGET CORP COM 87612E106 2,025 15,791 SH   SOLE   0 0 15,791
TEXAS INSTRS INC COM 882508104 1,657 12,918 SH   SOLE   0 0 12,918
TORONTO DOMINION BK ONT COM NEW 891160509 396 7,060 SH   SOLE   0 0 7,060
TRACTOR SUPPLY CO COM 892356106 288 3,077 SH   SOLE   0 0 3,077
TRUIST FINL CORP COM 89832Q109 887 15,741 SH   SOLE   0 0 15,741
TYSON FOODS INC CL A 902494103 798 8,764 SH   SOLE   0 0 8,764
UNILEVER PLC SPON ADR NEW 904767704 359 6,273 SH   SOLE   0 0 6,273
UNION PACIFIC CORP COM 907818108 1,298 7,179 SH   SOLE   0 0 7,179
US BANCORP DEL COM NEW 902973304 1,563 26,364 SH   SOLE   0 0 26,364
US ECOLOGY INC COM 91734M103 628 10,853 SH   SOLE   0 0 10,853
VALERO ENERGY CORP NEW COM 91913Y100 293 3,132 SH   SOLE   0 0 3,132
VANGUARD INDEX FDS GROWTH ETF 922908736 1,778 9,758 SH   SOLE   0 0 9,758
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,347 17,121 SH   SOLE   0 0 17,121
VANGUARD INDEX FDS SMALL CP ETF 922908751 864 5,216 SH   SOLE   0 0 5,216
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,136 10,752 SH   SOLE   0 0 10,752
VANGUARD INDEX FDS VALUE ETF 922908744 2,067 17,248 SH   SOLE   0 0 17,248
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 747 13,897 SH   SOLE   0 0 13,897
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 902 20,291 SH   SOLE   0 0 20,291
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206c409 2,870 35,425 SH   SOLE   0 0 35,425
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,053 46,590 SH   SOLE   0 0 46,590
VERIZON COMMUNICATIONS INC COM 92343v104 2,013 32,785 SH   SOLE   0 0 32,785
VISA INC COM CL A 92826c839 586 3,121 SH   SOLE   0 0 3,121
WALMART INC COM 931142103 288 2,422 SH   SOLE   0 0 2,422
WASTE CONNECTIONS INC COM 94106b101 257 2,827 SH   SOLE   0 0 2,827
WASTE MGMT INC DEL COM 94106L109 247 2,170 SH   SOLE   0 0 2,170
WELLS FARGO CO NEW COM 949746101 310 5,759 SH   SOLE   0 0 5,759
WYNN RESORTS LTD COM 983134107 966 6,954 SH   SOLE   0 0 6,954
ZIMMER BIOMET HLDGS INC COM 98956p102 669 4,467 SH   SOLE   0 0 4,467
ZOETIS INC CL A 98978V103 488 3,684 SH   SOLE   0 0 3,684