The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Invesco Exchange Traded Fd TR ETF Common Stock 46138G508 575 25,829 PRN   SOLE   0 0 0
iShares 7-10 Year Treasury Bonds Common Stock 464287440 269 2,246 PRN   SOLE   0 0 0
iShares Core S&P Midcap Common Stock 464287507 4,242 18,459 SH   SOLE   0 0 0
iShares Core U.s. Aggregate Bond ETF Common Stock 464287226 34 287 PRN   SOLE   0 0 0
iShares Inc Core MSCI Emkt Common Stock 46434G103 48,801 783,014 SH   SOLE   0 0 0
iShares Lehman 3-7 Year Treasury Bond Fund Common Stock 464288661 264 1,985 PRN   SOLE   0 0 0
iShares Lehman Short Treasury Bond Fund Common Stock 464288679 558 5,044 PRN   SOLE   0 0 0
iShares MSCI ACWI ETF Common Stock 464288257 19 206 SH   SOLE   0 0 0
iShares MSCI EAFE Common Stock 464287465 196,411 2,680,672 SH   SOLE   0 0 0
iShares MSCI Emerging Mkts Common Stock 464287234 108,684 2,091,872 SH   SOLE   0 0 0
iShares MSCI Eurozone ETF Common Stock 464286608 10 221 SH   SOLE   0 0 0
iShares MSCI Pacific Ex-japan Common Stock 464286665 298 6,232 SH   SOLE   0 0 0
iShares MSCI USA Min Vol Factor ETF Common Stock 46429B697 17 254 SH   SOLE   0 0 0
iShares Russell 1000 Common Stock 464287622 2,815 13,289 SH   SOLE   0 0 0
iShares Russell 1000 Growth Common Stock 464287614 32,010 132,569 SH   SOLE   0 0 0
iShares Russell 1000 Value Common Stock 464287598 12,415 90,608 SH   SOLE   0 0 0
iShares Russell 2000 Common Stock 464287655 1,918 9,779 SH   SOLE   0 0 0
iShares Russell 2000 Value Common Stock 464287630 646 4,877 SH   SOLE   0 0 0
iShares S&P 500 Growth Common Stock 464287309 1,486 23,232 SH   SOLE   0 0 0
iShares S&P 500 Value Common Stock 464287408 866 6,723 SH   SOLE   0 0 0
iShares S&P National Municipal Bond Fund Common Stock 464288414 17,685 150,892 PRN   SOLE   0 0 0
iShares TR Core MSCI EAFE Common Stock 46432F842 114,705 1,654,452 SH   SOLE   0 0 0
iShares TR Core S&P500 Common Stock 464287200 90 240 SH   SOLE   0 0 0
iShares TR IBoxx Hi Yd Common Stock 464288513 834 9,520 PRN   SOLE   0 0 0
iShares TR iShares 1-5 Year Investment Common Stock 464288646 104,034 1,884,584 PRN   SOLE   0 0 0
iShares TR Shrt Nat Mun Common Stock 464288158 125 1,155 PRN   SOLE   0 0 0
Materials Select Sector Spdr Common Stock 81369Y100 6,726 92,920 SH   SOLE   0 0 0
Mfc Flexshares TR Stoxx Global Broad Infrastructure Index Fd Common Stock 33939L795 66 1,226 SH   SOLE   0 0 0
Mfc Flexshares TR TR IBoxx 3 Yr Target Duration TIPS Index Fd Common Stock 33939L506 32 1,208 PRN   SOLE   0 0 0
Mfc Spdr Index Shs Fds S&P Global Nat Res ETF Common Stock 78463X541 228 5,086 SH   SOLE   0 0 0
Nuveen Amt Free Municipal Credit Income Common Stock 67071L106 1,617 96,376 PRN   SOLE   0 0 0
Powershares Ftse Rafi US 1000 Portfolio Common Stock 46137V613 3,330 25,000 SH   SOLE   0 0 0
Proshares Short Vix Short Term ETF Common Stock 74347W130 104 2,500 SH   SOLE   0 0 0
Schwab U S TIPS ETF Common Stock 808524870 2,526 40,697 PRN   SOLE   0 0 0
Spdr S&P 500 TR TR Unit Common Stock 78462F103 265,156 708,377 SH   SOLE   0 0 0
Spdr Series Trust Portfolio Short Common Stock 78464A474 106,181 3,380,221 PRN   SOLE   0 0 0
Vanguard Financials Index Fund ETF Common Stock 92204A405 315 4,327 SH   SOLE   0 0 0
Vanguard Ftse Developed Market Common Stock 921943858 32,564 689,773 SH   SOLE   0 0 0
Vanguard Ftse Emerging Markets Common Stock 922042858 36,641 731,208 SH   SOLE   0 0 0
Vanguard Growth ETF Common Stock 922908736 52,772 208,305 SH   SOLE   0 0 0
Vanguard Index Fds Real Estate Common Stock 922908553 137 1,615 SH   SOLE   0 0 0
Vanguard Industrials Index Fund ETF Common Stock 92204A603 341 2,004 SH   SOLE   0 0 0
Vanguard Mid-cap Vipers Common Stock 922908629 9 44 SH   SOLE   0 0 0
Vanguard S&P 500 Common Stock 922908363 19,302 56,160 SH   SOLE   0 0 0
Vanguard Short Term Corporate Bond Common Stock 92206C409 103,996 1,247,948 PRN   SOLE   0 0 0
Vanguard Small Cap ETF Common Stock 922908751 1,553 7,977 SH   SOLE   0 0 0
Vanguard Total Bond Market ETF Common Stock 921937835 4,795 54,367 PRN   SOLE   0 0 0
Vanguard Total Stock Market Vipers Common Stock 922908769 28 145 SH   SOLE   0 0 0
Vanguard Value ETF Common Stock 922908744 31,459 264,453 SH   SOLE   0 0 0
Western Asset Mgnt Muns Fd Inc Common Stock 95766M105 8 642 PRN   SOLE   0 0 0