The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 26,807 483,960 SH   SOLE   483,960 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,449 685,045 SH   SOLE   685,045 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 18,064 302,577 SH   SOLE   302,577 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,552 184,453 SH   SOLE   184,453 0 0
INVESCO EXCHANGE TRADED FD S&P500 PUR GWT 46137V266 12,253 105,889 SH   SOLE   105,889 0 0
MCCORMICK & CO INC COM NON VTG 579780206 11,448 76,003 SH   OTR   76,003 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 7,109 220,442 SH   SOLE   220,442 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,859 86,665 SH   SOLE   86,665 0 0
APPLE INC COM 037833100 5,809 30,582 SH   OTR   30,582 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4,885 134,907 SH   SOLE   134,907 0 0
180 DEGREE CAP CORP COM 68235B109 4,203 2,259,666 SH   SOLE   2,259,666 0 0
ENVESTNET INC COM 29404K106 3,593 54,954 SH   SOLE   54,954 0 0
MODINE MFG CO COM 607828100 3,358 242,075 SH   SOLE   242,075 0 0
ISHARES INC GLB SILV MIN ETF 464286327 3,325 363,433 SH   SOLE   363,433 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,175 45,408 SH   SOLE   45,408 0 0
HONDA MOTOR LTD AMERN SHS 438128308 3,135 115,398 SH   SOLE   115,398 0 0
ALLY FINL INC COM 02005N100 2,813 102,317 SH   SOLE   102,317 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,570 87,969 SH   SOLE   87,969 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,313 88,920 SH   SOLE   88,920 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2,305 23,324 SH   SOLE   23,324 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2,230 66,902 SH   SOLE   66,902 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,063 39,460 SH   SOLE   39,460 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,897 29,464 SH   SOLE   29,464 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,875 9,897 SH   SOLE   9,897 0 0
MCDONALDS CORP COM 580135101 1,824 9,604 SH   OTR   9,604 0 0
HAWAIIAN HOLDINGS INC COM 419879101 1,762 67,125 SH   SOLE   67,125 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,718 34,223 SH   SOLE   34,223 0 0
MICROSOFT CORP COM 594918104 1,712 14,516 SH   OTR   14,516 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,711 29,464 SH   SOLE   29,464 0 0
PATRICK INDS INC COM 703343103 1,591 35,097 SH   OTR   35,097 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 1,501 30,460 SH   SOLE   30,460 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,349 26,002 SH   SOLE   26,002 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,345 12,332 SH   SOLE   12,332 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,312 11,738 SH   OTR   11,738 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,226 9,998 SH   OTR   9,998 0 0
EXXON MOBIL CORP COM 30231G102 1,149 14,225 SH   OTR   14,225 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,137 23,446 SH   SOLE   23,446 0 0
DOCUSIGN INC COM 256163106 1,117 21,554 SH   OTR   21,554 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,073 19,236 SH   SOLE   19,236 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,015 5,690 SH   SOLE   5,690 0 0
HEWLETT PACKARD ENTERPRISE COM 42824C109 965 62,551 SH   OTR   62,551 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 960 27,289 SH   SOLE   27,289 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 925 16,816 SH   SOLE   16,816 0 0
ISHARES TR CORE S&P500 ETF 464287200 921 3,237 SH   SOLE   3,237 0 0
LOCKHEED MARTIN CORP COM 539830109 917 3,056 SH   SOLE   3,056 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 870 26,167 SH   SOLE   26,167 0 0
CSX CORP COM 126408103 833 11,130 SH   SOLE   11,130 0 0
PROCTER AND GAMBLE CO COM 742718109 805 7,736 SH   OTR   7,736 0 0
ACNB CORP COM 000868109 770 20,812 SH   OTR   20,812 0 0
TENABLE HLDGS INC COM 88025T102 767 24,240 SH   OTR   24,240 0 0
TJX COS INC NEW COM 872540109 717 13,480 SH   OTR   13,480 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 673 17,731 SH   SOLE   17,731 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 650 22,764 SH   SOLE   22,764 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 649 3,229 SH   OTR   3,229 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 632 16,993 SH   SOLE   16,993 0 0
SPDR SER TR PORTFOLIO SM ETF 78468R853 598 19,792 SH   SOLE   19,792 0 0
KIMBERLY CLARK CORP COM 494368103 589 4,755 SH   OTR   4,755 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 573 18,887 SH   SOLE   18,887 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 570 19,167 SH   SOLE   19,167 0 0
ISHARES TR EAFE SML CP ETF 464288273 561 9,775 SH   SOLE   9,775 0 0
AT&T INC COM 00206R102 543 17,328 SH   OTR   17,328 0 0
MERCK & CO INC COM 58933Y105 527 6,335 SH   OTR   6,335 0 0
ISHARES TR CORE S&P US GWT 464287671 523 8,670 SH   SOLE   8,670 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 521 8,810 SH   OTR   8,810 0 0
JPMORGAN CHASE & CO COM 46625H100 503 4,965 SH   OTR   4,965 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 500 3,453 SH   SOLE   3,453 0 0
AERIE PHARMACEUTICALS INC COM 00771V108 499 10,500 SH   OTR   10,500 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 498 8,936 SH   SOLE   8,936 0 0
EXELON CORP COM 30161N101 474 9,464 SH   OTR   9,464 0 0
CRACKER BARREL OLD CTRY ST COM 22410J106 454 2,810 SH   OTR   2,810 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 447 2,955 SH   SOLE   2,955 0 0
M & T BK CORP COM 55261F104 409 2,606 SH   OTR   2,606 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 390 6,794 SH   SOLE   6,794 0 0
JOHNSON & JOHNSON COM 478160104 385 2,757 SH   OTR   2,757 0 0
ALPHABET INC CAP STK CL C 02079K107 370 315 SH   OTR   315 0 0
MASTERCARD INC CL A 57636Q104 367 1,558 SH   OTR   1,558 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 366 2,275 SH   SOLE   2,275 0 0
DXC TECHNOLOGY CO COM 23355L106 358 5,568 SH   OTR   5,568 0 0
CISCO SYS INC COM 17275R102 350 6,486 SH   OTR   6,486 0 0
BOEING CO COM 097023105 344 902 SH   OTR   902 0 0
TABULA RASA HEALTHCARE INC COM 873379101 339 6,000 SH   OTR   6,000 0 0
AMAZON COM INC COM 023135106 333 187 SH   OTR   187 0 0
UNITED TECHNOLOGIES CORP COM 913017109 331 2,570 SH   OTR   2,570 0 0
FASTENAL CO COM 311900104 319 4,966 SH   OTR   4,966 0 0
BECTON DICKINSON & CO COM 075887109 308 1,233 SH   OTR   1,233 0 0
ISHARES TR CORE S&P SCP ETF 464287804 304 3,943 SH   SOLE   3,943 0 0
CHEVRON CORP NEW COM 166764100 303 2,460 SH   OTR   2,460 0 0
MCCORMICK & CO INC COM VTG 579780107 297 1,985 SH   OTR   1,985 0 0
REPUBLIC SVCS INC COM 760759100 292 3,630 SH   OTR   3,630 0 0
FACEBOOK INC CL A 30303M102 289 1,731 SH   OTR   1,731 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 281 1,083 SH   SOLE   1,083 0 0
RAYTHEON CO COM NEW 755111507 277 1,522 SH   OTR   1,522 0 0
UNITEDHEALTH GROUP INC COM 91324P102 264 1,069 SH   OTR   1,069 0 0
ISHARES TR SELECT DIVID ETF 464287168 263 2,678 SH   SOLE   2,678 0 0
DANAHER CORPORATION COM 235851102 253 1,913 SH   OTR   1,913 0 0
ALPHABET INC CAP STK CL A 02079K305 241 205 SH   OTR   205 0 0
ISHARES INC CORE MSCI EMKT 46434G103 241 4,669 SH   SOLE   4,669 0 0
UNDER ARMOUR INC CL A 904311107 239 11,317 SH   OTR   11,317 0 0
FEDEX CORP COM 31428X106 227 1,253 SH   OTR   1,253 0 0
VISA INC COM CL A 92826C839 226 1,444 SH   OTR   1,444 0 0
COSTCO WHSL CORP NEW COM 22160K105 224 923 SH   OTR   923 0 0
ISHARES TR MSCI ACWI ETF 464288257 209 2,900 SH   SOLE   2,900 0 0
WORKDAY INC CL A 98138H101 208 1,078 SH   OTR   1,078 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 207 5,461 SH   SOLE   5,461 0 0
HOME DEPOT INC COM 437076102 206 1,072 SH   OTR   1,072 0 0
GENERAL ELECTRIC CO COM 369604103 203 20,333 SH   OTR   20,333 0 0
WALGREENS BOOTS ALLIANCE I COM 931427108 201 3,180 SH   OTR   3,180 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 152 15,195 SH   SOLE   15,195 0 0
PENNANTPARK FLOATING RATE COM 70806A106 134 10,439 SH   OTR   10,439 0 0