The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 266,467 1,672 SH   SOLE   0 0 1,672
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 341,565 3,485 SH   SOLE   0 0 3,485
AMAZON COM INC COM 023135106 BBG001S5PQL7 411,699 3,986 SH   SOLE   0 0 3,986
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 962,719 4,881 SH   SOLE   0 0 4,881
APPLE INC COM 037833100 BBG001S5N8V8 1,887,996 11,449 SH   SOLE   0 0 11,449
AT&T INC COM 00206R102 BBG001S5VWH2 441,782 22,950 SH   SOLE   0 0 22,950
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 868,570 2,813 SH   SOLE   0 0 2,813
CANO HEALTH INC *W EXP 06/03/202 13781Y111   10,005 62,532 SH   SOLE   0 0 62,532
CANO HEALTH INC COM CL A 13781Y103 BBG00TJZLYB8 92,786 101,963 SH   SOLE   0 0 101,963
CISCO SYS INC COM 17275R102 BBG001S6HC62 225,959 4,323 SH   SOLE   0 0 4,323
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 232,161 467 SH   SOLE   0 0 467
CSX CORP COM 126408103 BBG001S5Q7Q3 356,095 11,894 SH   SOLE   0 0 11,894
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 222,482 6,371 SH   SOLE   0 0 6,371
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 322,799 7,254 SH   SOLE   0 0 7,254
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 2,779,039 120,513 SH   SOLE   0 0 120,513
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 391,758 852 SH   SOLE   0 0 852
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 511,678 4,666 SH   SOLE   0 0 4,666
HERITAGE INSURANCE HLDGS INC COM 42727J102 BBG006D4PF57 58,267 18,918 SH   SOLE   0 0 18,918
HOME DEPOT INC COM 437076102 BBG001S5RTW7 276,991 939 SH   SOLE   0 0 939
INTUIT COM 461202103 BBG001S6TWR2 592,508 1,329 SH   SOLE   0 0 1,329
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 BBG00KJR2CS6 206,309 2,372 SH   SOLE   0 0 2,372
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 487,949 1,520 SH   SOLE   0 0 1,520
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 605,386 9,056 SH   SOLE   0 0 9,056
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 30,310,613 121,165 SH   SOLE   0 0 121,165
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 18,626,118 192,618 SH   SOLE   0 0 192,618
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 8,953,681 21,781 SH   SOLE   0 0 21,781
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 743,104 16,102 SH   SOLE   0 0 16,102
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 1,105,590 11,802 SH   SOLE   0 0 11,802
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 454,359 7,635 SH   SOLE   0 0 7,635
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 476,496 9,819 SH   SOLE   0 0 9,819
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 663,554 13,263 SH   SOLE   0 0 13,263
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 377,040 9,555 SH   SOLE   0 0 9,555
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 240,141 2,736 SH   SOLE   0 0 2,736
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 751,048 6,971 SH   SOLE   0 0 6,971
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 486,947 2,162 SH   SOLE   0 0 2,162
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 377,734 1,546 SH   SOLE   0 0 1,546
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 300,829 5,923 SH   SOLE   0 0 5,923
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 359,296 2,318 SH   SOLE   0 0 2,318
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 532,582 4,087 SH   SOLE   0 0 4,087
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 247,738 682 SH   SOLE   0 0 682
MICROSOFT CORP COM 594918104 BBG001S5TD05 548,184 1,901 SH   SOLE   0 0 1,901
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 507,015 5,177 SH   SOLE   0 0 5,177
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 1,241,579 22,607 SH   SOLE   0 0 22,607
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 16,217,779 248,853 SH   SOLE   0 0 248,853
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 7,752,427 118,213 SH   SOLE   0 0 118,213
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5,067,167 104,758 SH   SOLE   0 0 104,758
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 11,796,552 173,862 SH   SOLE   0 0 173,862
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,454,048 58,527 SH   SOLE   0 0 58,527
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 330,346 1,803 SH   SOLE   0 0 1,803
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 524,889 1,282 SH   SOLE   0 0 1,282
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 252,879 10,099 SH   SOLE   0 0 10,099
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 9,820,993 177,402 SH   SOLE   0 0 177,402
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 15,254,866 374,628 SH   SOLE   0 0 374,628
SPRINKLR INC CL A 85208T107 BBG0043NCD14 140,940 10,875 SH   SOLE   0 0 10,875
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 BBG002XY88Z0 5,673,374 205,706 SH   SOLE   0 0 205,706
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 BBG00WGK8YP7 8,967,545 373,959 SH   SOLE   0 0 373,959
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 444,006 2,387 SH   SOLE   0 0 2,387
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 208,223 441 SH   SOLE   0 0 441
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 925,681 3,711 SH   SOLE   0 0 3,711
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 274,335 729 SH   SOLE   0 0 729
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 311,457 1,526 SH   SOLE   0 0 1,526
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 228,956 5,069 SH   SOLE   0 0 5,069
VELO3D INC COMMON STOCK 92259N104 BBG00YZ5PM72 41,523 18,292 SH   SOLE   0 0 18,292
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 377,838 9,716 SH   SOLE   0 0 9,716
VISA INC COM CL A 92826C839 BBG001SRCFY3 826,536 3,666 SH   SOLE   0 0 3,666