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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,270,657 11,145 SH   SOLE   0 0 11,145
ABBVIE INC COM 00287Y109   1,369,802 6,936 SH   SOLE   0 0 6,936
AFLAC INC COM 001055102   447,200 4,000 SH   SOLE   0 0 4,000
ALPHABET INC CAP STK CL C 02079K107   1,610,471 9,633 SH   SOLE   0 0 9,633
ALPHABET INC CAP STK CL A 02079K305   2,817,763 16,990 SH   SOLE   0 0 16,990
AMAZON COM INC COM 023135106   2,712,778 14,559 SH   SOLE   0 0 14,559
AMERICAN EXPRESS CO COM 025816109   399,039 1,471 SH   SOLE   0 0 1,471
AMERICAN WTR WKS CO INC NEW COM 030420103   1,238,214 8,467 SH   SOLE   0 0 8,467
AMGEN INC COM 031162100   738,989 2,294 SH   SOLE   0 0 2,294
APPLE INC COM 037833100   15,686,682 67,325 SH   SOLE   0 0 67,325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,759,253 14,686 SH   SOLE   0 0 14,686
BLACKROCK INC COM 09247X101   224,084 236 SH   SOLE   0 0 236
CAMDEN NATL CORP COM 133034108   290,851 7,039 SH   SOLE   0 0 7,039
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   470,384 17,441 SH   SOLE   0 0 17,441
CATERPILLAR INC COM 149123101   515,692 1,318 SH   SOLE   0 0 1,318
CHEVRON CORP NEW COM 166764100   480,542 3,263 SH   SOLE   0 0 3,263
CISCO SYS INC COM 17275R102   385,398 7,242 SH   SOLE   0 0 7,242
COCA COLA CO COM 191216100   586,345 8,160 SH   SOLE   0 0 8,160
COLGATE PALMOLIVE CO COM 194162103   430,708 4,149 SH   SOLE   0 0 4,149
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   2,729,637 83,552 SH   SOLE   0 0 83,552
COSTCO WHSL CORP NEW COM 22160K105   3,168,385 3,574 SH   SOLE   0 0 3,574
CSW INDUSTRIALS INC COM 126402106   1,043,112 2,847 SH   SOLE   0 0 2,847
DBX ETF TR XTRCKR MSCI US 233051150   511,545 9,602 SH   SOLE   0 0 9,602
DEERE & CO COM 244199105   263,120 630 SH   SOLE   0 0 630
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   458,559 12,042 SH   SOLE   0 0 12,042
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   8,973,649 282,368 SH   SOLE   0 0 282,368
DISNEY WALT CO COM 254687106   351,426 3,653 SH   SOLE   0 0 3,653
DUKE ENERGY CORP NEW COM NEW 26441C204   1,264,726 10,969 SH   SOLE   0 0 10,969
ELI LILLY & CO COM 532457108   3,853,436 4,350 SH   SOLE   0 0 4,350
EMERSON ELEC CO COM 291011104   245,317 2,243 SH   SOLE   0 0 2,243
ESSENTIAL UTILS INC COM 29670G102   613,842 15,915 SH   SOLE   0 0 15,915
EXXON MOBIL CORP COM 30231G102   1,116,266 9,523 SH   SOLE   0 0 9,523
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,560,494 52,934 SH   SOLE   0 0 52,934
GENERAL DYNAMICS CORP COM 369550108   635,467 2,103 SH   SOLE   0 0 2,103
GENERAL MLS INC COM 370334104   205,791 2,787 SH   SOLE   0 0 2,787
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   4,598,382 127,132 SH   SOLE   0 0 127,132
HOME DEPOT INC COM 437076102   933,240 2,303 SH   SOLE   0 0 2,303
HONEYWELL INTL INC COM 438516106   277,024 1,340 SH   SOLE   0 0 1,340
INTERNATIONAL BUSINESS MACHS COM 459200101   728,954 3,297 SH   SOLE   0 0 3,297
INVESCO EXCH TRADED FD TR II KBW PPTY CASUT 46138E586   11,329,793 98,051 SH   SOLE   0 0 98,051
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   281,048 15,159 SH   SOLE   0 0 15,159
INVESCO QQQ TR UNIT SER 1 46090E103   8,265,349 16,935 SH   SOLE   0 0 16,935
ISHARES TR CORE S&P SCP ETF 464287804   1,697,530 14,514 SH   SOLE   0 0 14,514
ISHARES TR ESG SCRD S&P MID 46436E551   258,721 6,118 SH   SOLE   0 0 6,118
ISHARES TR TIPS BD ETF 464287176   828,967 7,504 SH   SOLE   0 0 7,504
ISHARES TR USD GRN BOND ETF 46435U440   248,661 5,144 SH   SOLE   0 0 5,144
ISHARES TR ISHARES SEMICDTR 464287523   8,101,287 35,133 SH   SOLE   0 0 35,133
ISHARES TR PFD AND INCM SEC 464288687   2,475,008 74,481 SH   SOLE   0 0 74,481
ISHARES TR US AER DEF ETF 464288760   9,876,390 66,001 SH   SOLE   0 0 66,001
ISHARES TR CORE S&P500 ETF 464287200   3,066,306 5,316 SH   SOLE   0 0 5,316
ISHARES TR US HLTHCR PR ETF 464288828   596,286 10,441 SH   SOLE   0 0 10,441
ISHARES TR INTL TREA BD ETF 464288117   214,871 5,138 SH   SOLE   0 0 5,138
ISHARES TR IBONDS DEC2026 46435GAA0   426,757 17,562 SH   SOLE   0 0 17,562
ISHARES TR S&P 500 GRWT ETF 464287309   596,906 6,234 SH   SOLE   0 0 6,234
ISHARES TR CORE S&P MCP ETF 464287507   1,725,525 27,688 SH   SOLE   0 0 27,688
ISHARES TR CORE MSCI EAFE 46432F842   1,188,467 15,227 SH   SOLE   0 0 15,227
ISHARES TR CORE HIGH DV ETF 46429B663   1,335,810 11,357 SH   SOLE   0 0 11,357
ISHARES TR GNMA BOND ETF 46429B333   432,268 9,651 SH   SOLE   0 0 9,651
ISHARES TR CORE DIV GRWTH 46434V621   6,387,439 101,889 SH   SOLE   0 0 101,889
ISHARES TR MSCI EAFE ETF 464287465   2,176,805 26,029 SH   SOLE   0 0 26,029
ISHARES TR COHEN STEER REIT 464287564   2,013,457 30,549 SH   SOLE   0 0 30,549
ISHARES TR ISHARES BIOTECH 464287556   847,046 5,818 SH   SOLE   0 0 5,818
ISHARES TR RUSSELL 3000 ETF 464287689   948,170 2,902 SH   SOLE   0 0 2,902
ISHARES TR CORE US AGGBD ET 464287226   1,556,419 15,369 SH   SOLE   0 0 15,369
ISHARES TR 20 YR TR BD ETF 464287432   11,690,381 119,168 SH   SOLE   0 0 119,168
ISHARES TR FLTG RATE NT ETF 46429B655   363,099 7,114 SH   SOLE   0 0 7,114
JOHNSON & JOHNSON COM 478160104   1,649,950 10,181 SH   SOLE   0 0 10,181
JPMORGAN CHASE & CO. COM 46625H100   883,539 4,190 SH   SOLE   0 0 4,190
KIMBERLY-CLARK CORP COM 494368103   395,618 2,781 SH   SOLE   0 0 2,781
KIRBY CORP COM 497266106   764,208 6,242 SH   SOLE   0 0 6,242
LEGGETT & PLATT INC COM 524660107   2,443,564 179,410 SH   SOLE   0 0 179,410
LOCKHEED MARTIN CORP COM 539830109   458,759 785 SH   SOLE   0 0 785
MCDONALDS CORP COM 580135101   322,068 1,058 SH   SOLE   0 0 1,058
MERCK & CO INC COM 58933Y105   1,228,605 10,819 SH   SOLE   0 0 10,819
META PLATFORMS INC CL A 30303M102   1,056,265 1,845 SH   SOLE   0 0 1,845
MICROSOFT CORP COM 594918104   3,333,954 7,748 SH   SOLE   0 0 7,748
NEXTERA ENERGY INC COM 65339F101   590,103 6,981 SH   SOLE   0 0 6,981
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   322,821 7,536 SH   SOLE   0 0 7,536
NVIDIA CORPORATION COM 67066G104   1,562,112 12,863 SH   SOLE   0 0 12,863
ORACLE CORP COM 68389X105   361,972 2,124 SH   SOLE   0 0 2,124
PAYCHEX INC COM 704326107   514,216 3,832 SH   SOLE   0 0 3,832
PFIZER INC COM 717081103   236,758 8,181 SH   SOLE   0 0 8,181
PIMCO ETF TR INV GRD CRP BD 72201R817   1,381,858 13,895 SH   SOLE   0 0 13,895
PIMCO ETF TR ACTIVE BD ETF 72201R775   4,871,696 51,492 SH   SOLE   0 0 51,492
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   5,530,185 57,630 SH   SOLE   0 0 57,630
PROCTER AND GAMBLE CO COM 742718109   978,547 5,650 SH   SOLE   0 0 5,650
PROGRESSIVE CORP COM 743315103   295,377 1,164 SH   SOLE   0 0 1,164
PROSHARES TR PSHS ULTSH 20YRS 74347B201   1,971,079 66,188 SH   SOLE   0 0 66,188
PROSHARES TR PSHS ULTRA QQQ 74347R206   8,762,310 87,014 SH   SOLE   0 0 87,014
PROSHARES TR SHORT S&P 500 NE 74347B425   16,962,467 1,563,361 SH   SOLE   0 0 1,563,361
PROSHARES TR PSHS ULT S&P 500 74347R107   2,910,868 32,282 SH   SOLE   0 0 32,282
QUALCOMM INC COM 747525103   465,415 2,737 SH   SOLE   0 0 2,737
RTX CORPORATION COM 75513E101   277,919 2,294 SH   SOLE   0 0 2,294
S&P GLOBAL INC COM 78409V104   1,210,957 2,344 SH   SOLE   0 0 2,344
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,852,566 166,648 SH   SOLE   0 0 166,648
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   13,297,197 160,034 SH   SOLE   0 0 160,034
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   16,117,350 190,670 SH   SOLE   0 0 190,670
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,808,099 33,714 SH   SOLE   0 0 33,714
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   2,195,712 30,598 SH   SOLE   0 0 30,598
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   1,896,049 26,944 SH   SOLE   0 0 26,944
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   1,300,804 40,310 SH   SOLE   0 0 40,310
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   15,730,887 231,848 SH   SOLE   0 0 231,848
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   12,931,333 251,094 SH   SOLE   0 0 251,094
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   21,804,449 327,788 SH   SOLE   0 0 327,788
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   233,408 5,150 SH   SOLE   0 0 5,150
SELECT SECTOR SPDR TR ENERGY 81369Y506   595,899 6,787 SH   SOLE   0 0 6,787
SOUTHERN CO COM 842587107   802,061 8,894 SH   SOLE   0 0 8,894
SPDR GOLD TR GOLD SHS 78463V107   22,530,933 92,697 SH   SOLE   0 0 92,697
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   546,178 12,487 SH   SOLE   0 0 12,487
SPDR S&P 500 ETF TR TR UNIT 78462F103   28,195,817 49,142 SH   SOLE   0 0 49,142
SPDR SER TR PORTFLI TIPS ETF 78464A656   518,642 19,735 SH   SOLE   0 0 19,735
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,052,184 43,822 SH   SOLE   0 0 43,822
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,201,638 41,336 SH   SOLE   0 0 41,336
SPDR SER TR BBG CONV SEC ETF 78464A359   2,250,291 29,381 SH   SOLE   0 0 29,381
SPDR SER TR BLOOMBERG INVT 78468R200   2,205,281 71,484 SH   SOLE   0 0 71,484
SPDR SER TR PRTFLO S&P500 GW 78464A409   269,638 3,251 SH   SOLE   0 0 3,251
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,047,367 22,166 SH   SOLE   0 0 22,166
SPDR SER TR S&P DIVID ETF 78464A763   8,785,780 61,854 SH   SOLE   0 0 61,854
TESLA INC COM 88160R101   516,647 1,975 SH   SOLE   0 0 1,975
TEXAS INSTRS INC COM 882508104   540,800 2,618 SH   SOLE   0 0 2,618
TRANE TECHNOLOGIES PLC SHS G8994E103   261,237 672 SH   SOLE   0 0 672
TRAVELERS COMPANIES INC COM 89417E109   442,253 1,889 SH   SOLE   0 0 1,889
UNION PAC CORP COM 907818108   358,293 1,454 SH   SOLE   0 0 1,454
VALERO ENERGY CORP COM 91913Y100   516,861 3,828 SH   SOLE   0 0 3,828
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,259,181 44,932 SH   SOLE   0 0 44,932
VANGUARD INDEX FDS GROWTH ETF 922908736   319,695 833 SH   SOLE   0 0 833
VANGUARD INDEX FDS VALUE ETF 922908744   1,579,688 9,049 SH   SOLE   0 0 9,049
VANGUARD INDEX FDS MID CAP ETF 922908629   12,143,369 46,027 SH   SOLE   0 0 46,027
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,129,094 3,987 SH   SOLE   0 0 3,987
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,446,551 66,173 SH   SOLE   0 0 66,173
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,832,412 5,368 SH   SOLE   0 0 5,368
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,038,253 46,534 SH   SOLE   0 0 46,534
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   944,320 19,735 SH   SOLE   0 0 19,735
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   465,271 7,385 SH   SOLE   0 0 7,385
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   469,583 3,923 SH   SOLE   0 0 3,923
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   430,890 8,429 SH   SOLE   0 0 8,429
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   364,133 1,838 SH   SOLE   0 0 1,838
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,242,378 80,333 SH   SOLE   0 0 80,333
VANGUARD WORLD FD UTILITIES ETF 92204A876   4,998,541 28,719 SH   SOLE   0 0 28,719
VANGUARD WORLD FD ESG US STK ETF 921910733   965,268 9,496 SH   SOLE   0 0 9,496
VERIZON COMMUNICATIONS INC COM 92343V104   384,570 8,563 SH   SOLE   0 0 8,563
VISA INC COM CL A 92826C839   1,055,950 3,841 SH   SOLE   0 0 3,841
WALMART INC COM 931142103   276,312 3,422 SH   SOLE   0 0 3,422
WASTE MGMT INC DEL COM 94106L109   263,444 1,269 SH   SOLE   0 0 1,269
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   16,547,714 329,504 SH   SOLE   0 0 329,504