The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGHANY CORP MD COM 017175100 208 245 SH   SOLE   245 0 0
ALPHABET INC CAP STK CL C 02079K107 561 201 SH   SOLE   201 0 0
ALPHABET INC CAP STK CL A 02079K305 492 177 SH   SOLE   177 0 0
AMAZON COM INC COM 023135106 1,698 521 SH   SOLE   521 0 0
AMGEN INC COM 031162100 1,297 5,365 SH   SOLE   5,365 0 0
ELEVANCE HEALTH INC COM 036752103 1,925 3,918 SH   SOLE   3,918 0 0
APPLE INC COM 037833100 3,804 21,786 SH   SOLE   21,786 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 393 1,727 SH   SOLE   1,727 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 14,281 27 SH   SOLE   27 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 870 2,466 SH   SOLE   2,466 0 0
BLACKSTONE INC COM 09260D107 420 3,312 SH   SOLE   3,312 0 0
CHEVRON CORP NEW COM 166764100 302 1,852 SH   SOLE   1,852 0 0
COSTCO WHSL CORP NEW COM 22160K105 721 1,252 SH   SOLE   1,252 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 256 1,260 SH   SOLE   1,260 0 0
DISNEY WALT CO COM 254687106 493 3,592 SH   SOLE   3,592 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 5,694 114,403 SH   SOLE   114,403 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 393 20,661 SH   SOLE   20,661 0 0
HIPPO HLDGS INC COMMON STOCK 433539103 30 14,918 SH   SOLE   14,918 0 0
ISHARES TR CORE S&P500 ETF 464287200 495 1,092 SH   SOLE   1,092 0 0
ISHARES TR IBOXX INV CP ETF 464287242 348 2,875 SH   SOLE   2,875 0 0
ISHARES TR RUS MD CP GR ETF 464287481 2,754 27,401 SH   SOLE   27,401 0 0
ISHARES TR NATIONAL MUN ETF 464288414 215 1,964 SH   SOLE   1,964 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,806 29,151 SH   SOLE   29,151 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,783 40,555 SH   SOLE   40,555 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 269 9,220 SH   SOLE   9,220 0 0
JPMORGAN CHASE & CO COM 46625H100 383 2,812 SH   SOLE   2,812 0 0
JOHNSON & JOHNSON COM 478160104 350 1,976 SH   SOLE   1,976 0 0
MARCUS & MILLICHAP INC COM 566324109 334 6,342 SH   SOLE   6,342 0 0
MASTERCARD INCORPORATED CL A 57636Q104 214 599 SH   SOLE   599 0 0
MCDONALDS CORP COM 580135101 269 1,088 SH   SOLE   1,088 0 0
MICROSOFT CORP COM 594918104 776 2,517 SH   SOLE   2,517 0 0
PEPSICO INC COM 713448108 378 2,256 SH   SOLE   2,256 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 932 24,133 SH   SOLE   24,133 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 5,305 155,338 SH   SOLE   155,338 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 13,993 211,336 SH   SOLE   211,336 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,832 187,594 SH   SOLE   187,594 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 346 12,466 SH   SOLE   12,466 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 3,044 67,712 SH   SOLE   67,712 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 356 7,943 SH   SOLE   7,943 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 3,796 90,220 SH   SOLE   90,220 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 5,686 119,221 SH   SOLE   119,221 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,323 54,803 SH   SOLE   54,803 0 0
STARBUCKS CORP COM 855244109 273 2,999 SH   SOLE   2,999 0 0
TESLA INC COM 88160R101 466 433 SH   SOLE   433 0 0
UNION PAC CORP COM 907818108 236 862 SH   SOLE   862 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,141 25,535 SH   SOLE   25,535 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,088 36,421 SH   SOLE   36,421 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,662 46,232 SH   SOLE   46,232 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,770 11,646 SH   SOLE   11,646 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,194 25,014 SH   SOLE   25,014 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 597 2,623 SH   SOLE   2,623 0 0
VISA INC COM CL A 92826C839 351 1,580 SH   SOLE   1,580 0 0