SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:			3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3		COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
				VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	FIGI	(to the nearest dollar)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3I GROUP PLC F SPONSORED ADR 1	ADR	88579n105		19,965	1,015	SH		SOLE		1,015	0	0
3I GROUP PLC F SPONSORED ADR 1	ADR	88579n105		197,821	10,057	SH		DFND		9,809	40	208
ANZ GROUP HOLDINGS LIMITED SPO	ADR	03736n104		80,286	4,266	SH		SOLE		4,137	0	129
ANZ GROUP HOLDINGS LIMITED SPO	ADR	03736n104		254,409	13,518	SH		DFND		13,307	65	146
ANZ GROUP HOLDINGS LIMITED SPO	ADR	03736n104		941	50	SH		DFND	13	50	0	0
ASML HOLDING NV EUR0.09 NY REG	ADR	n07059210		435,721	426	SH		SOLE		370	0	56
ASML HOLDING NV EUR0.09 NY REG	ADR	n07059210		1,156,708	1,131	SH		DFND		1,111	6	14
ASML HOLDING NV EUR0.09 NY REG	ADR	n07059210		5,114	5	SH		DFND	13	5	0	0
AVIVA PLC F UNSPONSORED ADR 1	ADR	05382a302		12,324	1,011	SH		SOLE		1,011	0	0
AVIVA PLC F UNSPONSORED ADR 1	ADR	05382a302		112,453	9,225	SH		DFND		9,120	105	0
BOUYGUES UNSPONSORED ADR CMN	ADR	102117108		78,308	12,274	SH		DFND		12,274	0	0
BOUYGUES UNSPONSORED ADR CMN	ADR	102117108		6,189	970	SH		DFND	13	970	0	0
CARREFOUR SA SPON ADR EACH REP	ADR	144430204		3	1	SH		SOLE		1	0	0
CARREFOUR SA SPON ADR EACH REP	ADR	144430204		35,086	12,621	SH		DFND		12,621	0	0
COMMONWEALTH BANK OF AUSTRALIA	ADR	202712600		143,363	1,695	SH		SOLE		1,624	0	71
COMMONWEALTH BANK OF AUSTRALIA	ADR	202712600		385,685	4,560	SH		DFND		4,463	27	70
COMMONWEALTH BANK OF AUSTRALIA	ADR	202712600		2,368	28	SH		DFND	13	28	0	0
COMPAGNIE DE SAINT-GOBAIN UNSP	ADR	204280309		35,581	2,300	SH		SOLE		1,210	0	1,090
COMPAGNIE DE SAINT-GOBAIN UNSP	ADR	204280309		188,703	12,198	SH		DFND		11,941	45	212
COMPAGNIE DE SAINT-GOBAIN UNSP	ADR	204280309		2,181	141	SH		DFND	13	141	0	0
COMPAGNIE FINANCIERE RICHEMONT	ADR	204319107		59,654	3,824	SH		SOLE		3,560	0	264
COMPAGNIE FINANCIERE RICHEMONT	ADR	204319107		156,998	10,064	SH		DFND		9,844	70	150
COMPAGNIE FINANCIERE RICHEMONT	ADR	204319107		1,076	69	SH		DFND	13	69	0	0
Compass Pathways PLC	ADR	20451w101		160,706	26,607	SH		DFND		26,607	0	0
CSL LTD SPON ADR EACH REPR 0.5	ADR	12637n204		90,423	918	SH		SOLE		885	0	33
CSL LTD SPON ADR EACH REPR 0.5	ADR	12637n204		251,963	2,558	SH		DFND		2,496	22	40
CSL LTD SPON ADR EACH REPR 0.5	ADR	12637n204		1,576	16	SH		DFND	13	16	0	0
DENSO ADR	ADR	24872b100		33,936	2,174	SH		SOLE		2,174	0	0
DENSO ADR	ADR	24872b100		226,064	14,482	SH		DFND		14,302	104	76
DENSO ADR	ADR	24872b100		437	28	SH		DFND	13	28	0	0
DEUTSCHE TELEKOM AG SPON ADS E	ADR	251566105		114,060	4,528	SH		SOLE		3,058	0	1,470
DEUTSCHE TELEKOM AG SPON ADS E	ADR	251566105		260,842	10,355	SH		DFND		10,219	64	72
DEUTSCHE TELEKOM AG SPON ADS E	ADR	251566105		20,127	799	SH		DFND	13	799	0	0
Dr Reddys Laboratories Ltd	ADR	256135203		51,276	673	SH		SOLE		673	0	0
Dr Reddys Laboratories Ltd	ADR	256135203		235,884	3,096	SH		DFND		3,068	28	0
ENEL SOCIETA PER AZIONI ADR CM	ADR	29265w207		35,415	5,140	SH		SOLE		4,877	0	263
ENEL SOCIETA PER AZIONI ADR CM	ADR	29265w207		56,822	8,247	SH		DFND		7,793	0	454
ENEL SOCIETA PER AZIONI ADR CM	ADR	29265w207		351	51	SH		DFND	13	51	0	0
Finvolution Group	ADR	31810t101		23,640	4,956	SH		SOLE		4,361	0	595
Finvolution Group	ADR	31810t101		51,917	10,884	SH		DFND		10,884	0	0
Finvolution Group	ADR	31810t101		1,250	262	SH		DFND	13	262	0	0
FUJIFILM HOLDINGS ADR	ADR	35958n107		33,318	2,838	SH		SOLE		2,838	0	0
FUJIFILM HOLDINGS ADR	ADR	35958n107		141,772	12,076	SH		DFND		11,690	170	216
FUJIFILM HOLDINGS ADR	ADR	35958n107		352	30	SH		DFND	13	30	0	0
GIVAUDAN SA ADR EACH 50 REPR 1	ADR	37636p108		61,183	646	SH		SOLE		637	0	9
GIVAUDAN SA ADR EACH 50 REPR 1	ADR	37636p108		169,436	1,789	SH		DFND		1,785	0	4
GIVAUDAN SA ADR EACH 50 REPR 1	ADR	37636p108		758	8	SH		DFND	13	8	0	0
Glencore PLC	ADR	37827x100		44,974	3,966	SH		SOLE		3,583	0	383
Glencore PLC	ADR	37827x100		131,748	11,618	SH		DFND		11,402	72	144
Glencore PLC	ADR	37827x100		896	79	SH		DFND	13	79	0	0
GSK PLC SPON ADS EACH REP 2 OR	ADR	37733w204		221,683	5,758	SH		SOLE		5,712	0	46
GSK PLC SPON ADS EACH REP 2 OR	ADR	37733w204		142,797	3,709	SH		DFND		3,628	23	58
GSK PLC SPON ADS EACH REP 2 OR	ADR	37733w204		13,013	338	SH		DFND	13	338	0	0
HALEON PLC SPON ADS EACH REP 2	ADR	405552100		42,197	5,109	SH		SOLE		5,109	0	0
HALEON PLC SPON ADS EACH REP 2	ADR	405552100		61,397	7,433	SH		DFND		7,433	0	0
HALEON PLC SPON ADS EACH REP 2	ADR	405552100		207	25	SH		DFND	13	25	0	0
HENDERSON LAND DEVELOPMENT CO	ADR	425166303		16,104	6,170	SH		SOLE		6,170	0	0
HENDERSON LAND DEVELOPMENT CO	ADR	425166303		58,469	22,402	SH		DFND		21,721	173	508
Hennes & Mauritz	ADR	425883105		1,338	429	SH		SOLE		429	0	0
Hennes & Mauritz	ADR	425883105		59,960	19,218	SH		DFND		18,838	0	380
Hennes &amp; Mauritz	ADR	425883105		677	217	SH		DFND	13	217	0	0
HERMES INTERNATIONAL SA ADR	ADR	42751q105		110,611	479	SH		SOLE		472	0	7
HERMES INTERNATIONAL SA ADR	ADR	42751q105		257,476	1,115	SH		DFND		1,095	0	20
HERMES INTERNATIONAL SA ADR	ADR	42751q105		2,540	11	SH		DFND	13	11	0	0
HITACHI ADR EACH REPR 2 ORD NP	ADR	433578507		154,699	687	SH		SOLE		667	0	20
HITACHI ADR EACH REPR 2 ORD NP	ADR	433578507		290,707	1,291	SH		DFND		1,267	4	20
HITACHI ADR EACH REPR 2 ORD NP	ADR	433578507		1,576	7	SH		DFND	13	7	0	0
ICICI BANK LIMITED SPON ADR EA	ADR	45104g104		127,139	4,413	SH		SOLE		4,275	0	138
ICICI BANK LIMITED SPON ADR EA	ADR	45104g104		147,334	5,114	SH		DFND		5,114	0	0
ICICI BANK LIMITED SPON ADR EA	ADR	45104g104		1,239	43	SH		DFND	13	43	0	0
INFINEON TECHNOLOGIES AG SPON	ADR	45662n103		77,659	2,108	SH		SOLE		1,545	0	563
INFINEON TECHNOLOGIES AG SPON	ADR	45662n103		190,131	5,161	SH		DFND		5,067	34	60
INFINEON TECHNOLOGIES AG SPON	ADR	45662n103		516	14	SH		DFND	13	14	0	0
INFOSYS LTD SPON ADR EACH REP	ADR	456788108		73,158	3,929	SH		SOLE		3,786	0	143
INFOSYS LTD SPON ADR EACH REP	ADR	456788108		183,742	9,868	SH		DFND		9,729	139	0
INFOSYS LTD SPON ADR EACH REP	ADR	456788108		763	41	SH		DFND	13	41	0	0
INTESA SANPAOLO S.P.A. SPON AD	ADR	46115h107		87,842	3,918	SH		SOLE		3,320	0	598
INTESA SANPAOLO S.P.A. SPON AD	ADR	46115h107		150,483	6,712	SH		DFND		6,507	49	156
INTESA SANPAOLO S.P.A. SPON AD	ADR	46115h107		448	20	SH		DFND	13	20	0	0
Itochu Corp	ADR	465717106		71,304	725	SH		SOLE		713	0	12
Itochu Corp	ADR	465717106		370,288	3,765	SH		DFND		3,714	17	34
Itochu Corp	ADR	465717106		2,655	27	SH		DFND	13	27	0	0
JD.COM, INC. SPONSORED ADR CMN	ADR	47215p106		263,826	10,210	SH		SOLE		10,087	0	123
JD.COM, INC. SPONSORED ADR CMN	ADR	47215p106		72,094	2,790	SH		DFND		2,759	31	0
JD.COM, INC. SPONSORED ADR CMN	ADR	47215p106		517	20	SH		DFND	13	20	0	0
Julius Baer Group Ltd	ADR	48137c108		25,244	2,262	SH		SOLE		1,359	0	903
Julius Baer Group Ltd	ADR	48137c108		90,117	8,075	SH		DFND		7,935	0	140
KB FINL GROUP INC SPONSORED AD	ADR	48241a105		115,201	2,035	SH		SOLE		1,994	0	41
KB FINL GROUP INC SPONSORED AD	ADR	48241a105		228,648	4,039	SH		DFND		4,010	29	0
KB FINL GROUP INC SPONSORED AD	ADR	48241a105		1,472	26	SH		DFND	13	26	0	0
KINGFISHER PLC SPONSORED ADR C	ADR	495724403		13,284	2,122	SH		SOLE		1,285	0	837
KINGFISHER PLC SPONSORED ADR C	ADR	495724403		107,059	17,102	SH		DFND		17,102	0	0
KINGFISHER PLC SPONSORED ADR C	ADR	495724403		1,227	196	SH		DFND	13	196	0	0
Koninklijke Ahold Delhaize NV	ADR	500467501		116,141	3,925	SH		SOLE		3,546	0	379
Koninklijke Ahold Delhaize NV	ADR	500467501		131,232	4,435	SH		DFND		4,381	0	54
Koninklijke Ahold Delhaize NV	ADR	500467501		2,781	94	SH		DFND	13	94	0	0
L OREAL UNSPON ADR EACH REP 0.	ADR	502117203		98,457	1,121	SH		SOLE		1,102	0	19
L OREAL UNSPON ADR EACH REP 0.	ADR	502117203		304,946	3,472	SH		DFND		3,418	10	44
L OREAL UNSPON ADR EACH REP 0.	ADR	502117203		1,317	15	SH		DFND	13	15	0	0
LENOVO GROUP ADR	ADR	526250105		36,237	1,280	SH		SOLE		1,185	0	95
LENOVO GROUP ADR	ADR	526250105		205,389	7,255	SH		DFND		7,229	26	0
LENOVO GROUP ADR	ADR	526250105		1,897	67	SH		DFND	13	67	0	0
LLOYDS BANKING GROUP PLC SPONS	ADR	539439109		45,384	16,624	SH		SOLE		15,100	0	1,524
LLOYDS BANKING GROUP PLC SPONS	ADR	539439109		92,700	33,956	SH		DFND		32,273	499	1,184
LLOYDS BANKING GROUP PLC SPONS	ADR	539439109		1,886	691	SH		DFND	13	691	0	0
LVMH MOET HENNESSY LOUIS VUITT	ADR	502441306		233,552	1,523	SH		SOLE		1,342	0	181
LVMH MOET HENNESSY LOUIS VUITT	ADR	502441306		497,774	3,246	SH		DFND		3,158	30	58
LVMH MOET HENNESSY LOUIS VUITT	ADR	502441306		2,147	14	SH		DFND	13	14	0	0
MACQUARIE GROUP LIMITED ADR EA	ADR	55607p204		64,038	470	SH		SOLE		464	0	6
MACQUARIE GROUP LIMITED ADR EA	ADR	55607p204		189,660	1,392	SH		DFND		1,363	9	20
MACQUARIE GROUP LIMITED ADR EA	ADR	55607p204		818	6	SH		DFND	13	6	0	0
Mazda Motor Corp	ADR	578787103		3,774	783	SH		SOLE		681	0	102
Mazda Motor Corp	ADR	578787103		46,260	9,597	SH		DFND		9,597	0	0
Mazda Motor Corp	ADR	578787103		333	69	SH		DFND	13	69	0	0
MITSUBISHI UFJ FINANCIAL GROUP	ADR	606822104		104,965	9,719	SH		SOLE		9,272	0	447
MITSUBISHI UFJ FINANCIAL GROUP	ADR	606822104		191,322	17,715	SH		DFND		17,520	195	0
MITSUBISHI UFJ FINANCIAL GROUP	ADR	606822104		1,426	132	SH		DFND	13	132	0	0
Mitsui & Co Ltd	ADR	606827202		76,277	83	SH		SOLE		72	0	11
Mitsui & Co Ltd	ADR	606827202		200,342	218	SH		DFND		215	1	2
Mitsui &amp; Co Ltd	ADR	606827202		2,757	3	SH		DFND	13	3	0	0
MIZUHO FINANCIAL GROUP SPON AD	ADR	60687y109		30,739	7,267	SH		SOLE		7,065	0	202
MIZUHO FINANCIAL GROUP SPON AD	ADR	60687y109		100,463	23,750	SH		DFND		23,418	190	142
MIZUHO FINANCIAL GROUP SPON AD	ADR	60687y109		1,747	413	SH		DFND	13	413	0	0
NATIONAL AUSTRALIA BANK ORD	ADR	632525408		94,848	7,904	SH		SOLE		7,638	0	266
NATIONAL AUSTRALIA BANK ORD	ADR	632525408		354,408	29,534	SH		DFND		29,050	108	376
NATIONAL AUSTRALIA BANK ORD	ADR	632525408		1,248	104	SH		DFND	13	104	0	0
NATWEST GROUP PLC F UNSPONSORE	ADR	639057207		28,266	3,520	SH		SOLE		2,608	0	912
NATWEST GROUP PLC F UNSPONSORE	ADR	639057207		107,899	13,437	SH		DFND		13,349	0	88
NATWEST GROUP PLC F UNSPONSORE	ADR	639057207		2,248	280	SH		DFND	13	280	0	0
NETEASE INC ADS EACH REPR 25 C	ADR	64110w102		4,746,332	49,658	SH		SOLE		49,655	0	3
NETEASE INC ADS EACH REPR 25 C	ADR	64110w102		23,608	247	SH		DFND		247	0	0
NETEASE INC ADS EACH REPR 25 C	ADR	64110w102		669	7	SH		DFND	13	7	0	0
NINTENDO CO LTD UNSP ADS EACH	ADR	654445303		82,061	6,170	SH		SOLE		4,620	0	1,550
NINTENDO CO LTD UNSP ADS EACH	ADR	654445303		185,681	13,961	SH		DFND		13,753	88	120
NINTENDO CO LTD UNSP ADS EACH	ADR	654445303		851	64	SH		DFND	13	64	0	0
NIPPON TEL &TEL CORP SPON ADR	ADR	654624105		32,777	1,383	SH		SOLE		1,383	0	0
NIPPON TEL &TEL CORP SPON ADR	ADR	654624105		175,096	7,388	SH		DFND		7,388	0	0
NIPPON TEL &amp;TEL CORP SPON ADR	ADR	654624105		356	15	SH		DFND	13	15	0	0
NOMURA HOLDINGS ADR REPTG ONE	ADR	65535h208		18,918	3,273	SH		SOLE		3,273	0	0
NOMURA HOLDINGS ADR REPTG ONE	ADR	65535h208		70,117	12,131	SH		DFND		11,731	92	308
NOVO NORDISK A/S ADR-EACH CNV	ADR	670100205		582,258	4,079	SH		SOLE		3,591	0	488
NOVO NORDISK A/S ADR-EACH CNV	ADR	670100205		1,833,067	12,842	SH		DFND		12,685	43	114
NOVO NORDISK A/S ADR-EACH CNV	ADR	670100205		49,326	346	SH		DFND	13	346	0	0
OZON HLDGS PLC SPONSORED ADS	ADR	69269l104		0	44,186	SH		DFND		44,186	0	0
PDD HOLDINGS INC AMERICAN DEPO	ADR	722304102		93,597	704	SH		SOLE		682	0	22
PDD HOLDINGS INC AMERICAN DEPO	ADR	722304102		563,974	4,242	SH		DFND		4,232	10	0
PDD HOLDINGS INC AMERICAN DEPO	ADR	722304102		1,064	8	SH		DFND	13	8	0	0
PETROLEO BRASILEIRO SA PETROBR	ADR	71654v408		47,440	3,274	SH		SOLE		3,240	0	34
PETROLEO BRASILEIRO SA PETROBR	ADR	71654v408		144,972	10,005	SH		DFND		9,974	31	0
PETROLEO BRASILEIRO SA PETROBR	ADR	71654v408		1,333	92	SH		DFND	13	92	0	0
Prosus NV	ADR	74365p108		63,496	8,893	SH		SOLE		8,706	0	187
Prosus NV	ADR	74365p108		125,331	17,553	SH		DFND		17,057	4	492
Prosus NV	ADR	74365p108		507	71	SH		DFND	13	71	0	0
RECRUIT HOLDINGS CO LTD UNSPON	ADR	75629j101		92,514	8,622	SH		SOLE		5,141	0	3,481
RECRUIT HOLDINGS CO LTD UNSPON	ADR	75629j101		220,330	20,534	SH		DFND		20,288	0	246
RECRUIT HOLDINGS CO LTD UNSPON	ADR	75629j101		923	86	SH		DFND	13	86	0	0
Relx PLC	ADR	759530108		112,773	2,458	SH		SOLE		2,050	0	408
Relx PLC	ADR	759530108		284,364	6,198	SH		DFND		6,148	36	14
Relx PLC	ADR	759530108		1,468	32	SH		DFND	13	32	0	0
RENESAS ELECTRONICS CORP UNSPO	ADR	75972b101		23,981	2,519	SH		SOLE		2,519	0	0
RENESAS ELECTRONICS CORP UNSPO	ADR	75972b101		73,399	7,710	SH		DFND		7,664	0	46
RIO TINTO ADR EACH REP 1 ORD	ADR	767204100		95,533	1,449	SH		SOLE		1,424	0	25
RIO TINTO ADR EACH REP 1 ORD	ADR	767204100		220,602	3,346	SH		DFND		3,292	20	34
RIO TINTO ADR EACH REP 1 ORD	ADR	767204100		1,187	18	SH		DFND	13	18	0	0
ROLLS ROYCE HOLDINGS SPON ADR	ADR	775781206		33,085	5,774	SH		SOLE		5,774	0	0
ROLLS ROYCE HOLDINGS SPON ADR	ADR	775781206		82,988	14,483	SH		DFND		14,166	153	164
ROLLS ROYCE HOLDINGS SPON ADR	ADR	775781206		584	102	SH		DFND	13	102	0	0
SAFRAN SA UNSPON ADR EA REP 0.	ADR	786584102		89,673	1,684	SH		SOLE		1,662	0	22
SAFRAN SA UNSPON ADR EA REP 0.	ADR	786584102		188,452	3,539	SH		DFND		3,497	12	30
SAFRAN SA UNSPON ADR EA REP 0.	ADR	786584102		746	14	SH		DFND	13	14	0	0
SANOFI SPONSORED ADR CMN	ADR	80105n105		69,626	1,435	SH		SOLE		1,432	0	3
SANOFI SPONSORED ADR CMN	ADR	80105n105		203,493	4,194	SH		DFND		4,084	22	88
SANOFI SPONSORED ADR CMN	ADR	80105n105		8,976	185	SH		DFND	13	185	0	0
SCHNEIDER ELECTRIC SE UNSPONSO	ADR	80687p106		115,440	2,398	SH		SOLE		2,384	0	14
SCHNEIDER ELECTRIC SE UNSPONSO	ADR	80687p106		241,230	5,011	SH		DFND		4,852	95	64
SCHNEIDER ELECTRIC SE UNSPONSO	ADR	80687p106		2,118	44	SH		DFND	13	44	0	0
SHELL PLC SPON ADS EA REP 2 OR	ADR	780259305		544,021	7,537	SH		SOLE		5,894	0	1,643
SHELL PLC SPON ADS EA REP 2 OR	ADR	780259305		436,328	6,045	SH		DFND		5,856	47	142
SHELL PLC SPON ADS EA REP 2 OR	ADR	780259305		17,756	246	SH		DFND	13	246	0	0
SHIN ETSU CHEMICAL CO LTD ADR	ADR	824551105		82,863	4,263	SH		SOLE		4,109	0	154
SHIN ETSU CHEMICAL CO LTD ADR	ADR	824551105		211,527	10,881	SH		DFND		10,651	30	200
SHIN ETSU CHEMICAL CO LTD ADR	ADR	824551105		12,908	664	SH		DFND	13	664	0	0
SHINHAN FINANCIAL GROUP CO LTD	ADR	824596100		59,595	1,712	SH		SOLE		1,656	0	56
SHINHAN FINANCIAL GROUP CO LTD	ADR	824596100		230,233	6,614	SH		DFND		6,561	53	0
SHINHAN FINANCIAL GROUP CO LTD	ADR	824596100		1,323	38	SH		DFND	13	38	0	0
Singapore Airlines Limited	ADR	82930c106		24,648	2,438	SH		SOLE		2,122	0	316
Singapore Airlines Limited	ADR	82930c106		94,114	9,309	SH		DFND		9,122	155	32
Singapore Airlines Limited	ADR	82930c106		1,476	146	SH		DFND	13	146	0	0
SOCIETE GENERALE FRANCE SPONSO	ADR	83364l109		15,979	3,364	SH		SOLE		3,123	0	241
SOCIETE GENERALE FRANCE SPONSO	ADR	83364l109		174,919	36,825	SH		DFND		36,825	0	0
SOCIETE GENERALE FRANCE SPONSO	ADR	83364l109		841	177	SH		DFND	13	177	0	0
SONY GROUP CORPORATION SPON AD	ADR	835699307		162,263	1,910	SH		SOLE		1,421	0	489
SONY GROUP CORPORATION SPON AD	ADR	835699307		348,465	4,102	SH		DFND		4,059	17	26
SONY GROUP CORPORATION SPON AD	ADR	835699307		16,310	192	SH		DFND	13	192	0	0
SUMITOMO MITSUI TRUST HOLDINGS	ADR	86562x106		18,045	3,889	SH		SOLE		3,889	0	0
SUMITOMO MITSUI TRUST HOLDINGS	ADR	86562x106		52,200	11,250	SH		DFND		11,000	250	0
TAIWAN SEMICONDUCTOR MANUFACTU	ADR	874039100		808,097	4,649	SH		SOLE		4,358	0	291
TAIWAN SEMICONDUCTOR MANUFACTU	ADR	874039100		1,319,069	7,589	SH		DFND		7,535	54	0
TAIWAN SEMICONDUCTOR MANUFACTU	ADR	874039100		10,255	59	SH		DFND	13	59	0	0
TENCENT HOLDINGS LIMITED UNSPO	ADR	88032q109		565,715	11,945	SH		SOLE		11,122	0	823
TENCENT HOLDINGS LIMITED UNSPO	ADR	88032q109		449,115	9,483	SH		DFND		9,395	88	0
TENCENT HOLDINGS LIMITED UNSPO	ADR	88032q109		2,273	48	SH		DFND	13	48	0	0
TESCO PLC SPONSORED ADR CMN	ADR	881575401		21,392	1,816	SH		SOLE		1,738	0	78
TESCO PLC SPONSORED ADR CMN	ADR	881575401		107,210	9,101	SH		DFND		9,025	76	0
TESCO PLC SPONSORED ADR CMN	ADR	881575401		895	76	SH		DFND	13	76	0	0
TOKYO ELECTRON LTD F SPONSORED	ADR	889110102		112,128	1,024	SH		SOLE		1,009	0	15
TOKYO ELECTRON LTD F SPONSORED	ADR	889110102		320,233	2,925	SH		DFND		2,869	6	50
TOKYO ELECTRON LTD F SPONSORED	ADR	889110102		1,643	15	SH		DFND	13	15	0	0
Total S.A. Sponsored ADS	ADR	89151e109		145,896	2,188	SH		SOLE		882	0	1,306
Total S.A. Sponsored ADS	ADR	89151e109		264,653	3,969	SH		DFND		3,886	17	66
Total S.A. Sponsored ADS	ADR	89151e109		9,269	139	SH		DFND	13	139	0	0
TURKCELL ILETISIM HIZM F SPONS	ADR	900111204		31,321	4,132	SH		SOLE		3,548	0	584
TURKCELL ILETISIM HIZM F SPONS	ADR	900111204		62,740	8,277	SH		DFND		8,190	87	0
TURKCELL ILETISIM HIZM F SPONS	ADR	900111204		1,342	177	SH		DFND	13	177	0	0
UNICREDIT SPA UNSPON ADR EACH	ADR	904678406		50,513	2,707	SH		SOLE		2,324	0	383
UNICREDIT SPA UNSPON ADR EACH	ADR	904678406		145,436	7,794	SH		DFND		7,508	60	226
UNITED MICR ELCTRNS ADR REP 5	ADR	910873405		124,453	14,207	SH		SOLE		14,207	0	0
UNITED MICR ELCTRNS ADR REP 5	ADR	910873405		244,001	27,854	SH		DFND		27,448	406	0
UNITED MICR ELCTRNS ADR REP 5	ADR	910873405		237	27	SH		DFND	13	27	0	0
VESTAS WIND SYS AS UNSP ADR	ADR	925458101		24,467	3,190	SH		SOLE		3,190	0	0
VESTAS WIND SYS AS UNSP ADR	ADR	925458101		74,752	9,746	SH		DFND		9,606	42	98
VESTAS WIND SYS AS UNSP ADR	ADR	925458101		337	44	SH		DFND	13	44	0	0
WH GROUP LIMITED SPON ADR EACH	ADR	92890t205		33,182	2,533	SH		SOLE		1,840	0	693
WH GROUP LIMITED SPON ADR EACH	ADR	92890t205		221,429	16,903	SH		DFND		16,847	56	0
WH GROUP LIMITED SPON ADR EACH	ADR	92890t205		3,511	268	SH		DFND	13	268	0	0
WIPRO LTD SPON ADR REP 1 ORD S	ADR	97651m109		70,925	11,627	SH		SOLE		11,627	0	0
WIPRO LTD SPON ADR REP 1 ORD S	ADR	97651m109		226,975	37,209	SH		DFND		37,037	172	0
ZURICH INSURANCE GROUP AG SPON	ADR	989825104		61,429	1,151	SH		SOLE		1,089	0	62
ZURICH INSURANCE GROUP AG SPON	ADR	989825104		207,556	3,889	SH		DFND		3,805	20	64
ZURICH INSURANCE GROUP AG SPON	ADR	989825104		160	3	SH		DFND	13	3	0	0
10X Genomics Inc	COM	88025u109		10,212,103	525,044	SH		DFND		525,044	0	0
3M CO	COM	88579y101		1,953,055	19,112	SH		SOLE		18,296	0	816
3M CO	COM	88579y101		145,337	1,422	SH		DFND		1,328	15	79
ABB LTD SPON ADR EACH REP 1 OR	COM	000375204		91,197	1,637	SH		SOLE		1,444	0	193
ABB LTD SPON ADR EACH REP 1 OR	COM	000375204		286,572	5,144	SH		DFND		5,001	47	96
ABB LTD SPON ADR EACH REP 1 OR	COM	000375204		1,114	20	SH		DFND	13	20	0	0
ABBOTT LABORATORIES	COM	002824100		27,861,613	268,132	SH		SOLE		252,322	0	15,810
ABBOTT LABORATORIES	COM	002824100		1,849,287	17,797	SH		DFND		17,479	47	271
ABBOTT LABORATORIES	COM	002824100		13,716	132	SH		DFND	12	132	0	0
ABBVIE INC COM USD0.01	COM	00287y109		44,992,151	262,314	SH		SOLE		242,706	0	19,608
ABBVIE INC COM USD0.01	COM	00287y109		1,623,869	9,468	SH		DFND		9,145	23	300
ABBVIE INC COM USD0.01	COM	00287y109		17,495	102	SH		DFND	12	102	0	0
ACCENTURE PLC	COM	g1151c101		26,753,821	88,177	SH		SOLE		82,671	0	5,506
ACCENTURE PLC	COM	g1151c101		1,207,144	3,979	SH		DFND		3,860	9	110
ACCENTURE PLC	COM	g1151c101		15,171	50	SH		DFND	12	50	0	0
ACUITY BRANDS INC	COM	00508y102		550,000	2,278	SH		SOLE		2,278	0	0
ACUITY BRANDS INC	COM	00508y102		26,558	110	SH		DFND		107	0	3
ADEIA INC COM	COM	00676p107		337,049	30,134	SH		SOLE		30,134	0	0
ADEIA INC COM	COM	00676p107		1,085	97	SH		DFND		73	0	24
ADOBE SYSTEMS INCORPORATED COM	COM	00724f101		8,791,976	15,826	SH		SOLE		12,434	0	3,392
ADOBE SYSTEMS INCORPORATED COM	COM	00724f101		2,206,049	3,971	SH		DFND		3,879	11	81
ADVANCED MICRO DEVICES INC	COM	007903107		3,262,293	20,112	SH		SOLE		17,140	0	2,972
ADVANCED MICRO DEVICES INC	COM	007903107		2,455,811	15,140	SH		DFND		14,890	31	219
AERCAP HOLDINGS N.V. EUR0.01	COM	n00985106		195,813	2,101	SH		SOLE		1,709	0	392
AERCAP HOLDINGS N.V. EUR0.01	COM	n00985106		203,828	2,187	SH		DFND		1,904	277	6
AFLAC INC COM USD0.10	COM	001055102		446,729	5,002	SH		SOLE		4,848	0	154
AFLAC INC COM USD0.10	COM	001055102		218,086	2,442	SH		DFND		2,345	5	92
AGILENT TECHNOLOGIES INC COM U	COM	00846u101		8,437,000	65,085	SH		SOLE		61,180	0	3,905
AGILENT TECHNOLOGIES INC COM U	COM	00846u101		187,188	1,444	SH		DFND		1,360	10	74
Agnc Inv Corp	COM	00123q104		233,406	24,466	SH		SOLE		24,466	0	0
Agnc Inv Corp	COM	00123q104		199,055	20,865	SH		DFND		20,820	0	45
AGRICULTURAL BK CHINA F SPONSO	COM	00850m102		51,621	4,847	SH		SOLE		4,847	0	0
AGRICULTURAL BK CHINA F SPONSO	COM	00850m102		61,387	5,764	SH		DFND		5,764	0	0
AGRICULTURAL BK CHINA F SPONSO	COM	00850m102		479	45	SH		DFND	13	45	0	0
AIR PRODUCTS AND CHEMICALS INC	COM	009158106		12,203,132	47,290	SH		SOLE		41,802	0	5,488
AIR PRODUCTS AND CHEMICALS INC	COM	009158106		438,746	1,700	SH		DFND		1,676	6	18
AIR PRODUCTS AND CHEMICALS INC	COM	009158106		5,161	20	SH		DFND	12	20	0	0
AIRBNB INC COM CL A	COM	009066101		767,248	5,060	SH		SOLE		4,921	0	139
AIRBNB INC COM CL A	COM	009066101		5,562,850	36,687	SH		DFND		36,611	6	70
AIRBUS SE UNSPON ADR EA REPR 0	COM	009279100		50,299	1,469	SH		SOLE		1,412	0	57
AIRBUS SE UNSPON ADR EA REPR 0	COM	009279100		156,237	4,563	SH		DFND		4,413	24	126
AIRBUS SE UNSPON ADR EA REPR 0	COM	009279100		856	25	SH		DFND	13	25	0	0
Akoya Biosciences Inc	COM	00974h104		1,205,842	515,317	SH		DFND		515,317	0	0
ALBEMARLE CORP COM USD0.01	COM	012653101		38,304	401	SH		SOLE		373	0	28
ALBEMARLE CORP COM USD0.01	COM	012653101		387,834	4,060	SH		DFND		4,004	6	50
Algonquin Power & Utilities Co	COM	015857105		30,296	5,170	SH		SOLE		5,170	0	0
Algonquin Power & Utilities Co	COM	015857105		44,272	7,555	SH		DFND		7,493	62	0
ALIBABA GROUP HOLDING LTD SPON	COM	01609w102		1,182,960	16,430	SH		SOLE		14,361	0	2,069
ALIBABA GROUP HOLDING LTD SPON	COM	01609w102		154,027	2,139	SH		DFND		2,108	31	0
ALIBABA GROUP HOLDING LTD SPON	COM	01609w102		1,296	18	SH		DFND	13	18	0	0
ALLIANZ SE UNSPON ADS EACH REP	COM	018820100		102,924	3,713	SH		SOLE		3,646	0	67
ALLIANZ SE UNSPON ADS EACH REP	COM	018820100		247,318	8,922	SH		DFND		8,846	30	46
ALLIANZ SE UNSPON ADS EACH REP	COM	018820100		17,353	626	SH		DFND	13	626	0	0
ALLSTATE CORP COM USD0.01	COM	020002101		744,041	4,660	SH		SOLE		1,271	0	3,389
ALLSTATE CORP COM USD0.01	COM	020002101		226,877	1,421	SH		DFND		1,352	6	63
ALPHABET INC CAP STK CL A	COM	02079k305		37,338,381	204,987	SH		SOLE		162,603	0	42,384
ALPHABET INC CAP STK CL A	COM	02079k305		9,669,747	53,087	SH		DFND		50,787	210	2,089
ALPHABET INC CAP STK CL A	COM	02079k305		31,907	175	SH		DFND	13	175	0	0
ALPHABET INC CAP STK CL C	COM	02079k107		33,078,481	180,343	SH		SOLE		167,104	0	13,239
ALPHABET INC CAP STK CL C	COM	02079k107		6,781,002	36,970	SH		DFND		35,353	60	1,557
ALSTOM ADR	COM	021244207		6,023	3,650	SH		SOLE		3,650	0	0
ALSTOM ADR	COM	021244207		21,206	12,852	SH		DFND		12,852	0	0
ALTRIA GROUP INC	COM	02209s103		563,727	12,376	SH		SOLE		12,017	0	359
ALTRIA GROUP INC	COM	02209s103		667,580	14,656	SH		DFND		14,356	36	264
AMAZON.COM INC	COM	023135106		55,633,409	287,883	SH		SOLE		266,894	0	20,989
AMAZON.COM INC	COM	023135106		15,077,609	78,021	SH		DFND		76,350	227	1,444
AMAZON.COM INC	COM	023135106		38,650	200	SH		DFND	13	200	0	0
Ambassadors Group	COM	023esc999		0	152,777	SH		SOLE		152,777	0	0
AMERICAN ELEC PWR CO INC COM	COM	025537101		348,706	3,974	SH		SOLE		3,814	0	160
AMERICAN ELEC PWR CO INC COM	COM	025537101		406,675	4,635	SH		DFND		4,545	7	83
AMERICAN EXPRESS CO COM USD0.2	COM	025816109		2,344,535	10,125	SH		SOLE		9,935	0	190
AMERICAN EXPRESS CO COM USD0.2	COM	025816109		881,856	3,808	SH		DFND		3,727	15	66
AMERICAN INTERNATIONAL GROUP	COM	026874784		116,854	1,574	SH		SOLE		1,217	0	357
AMERICAN INTERNATIONAL GROUP	COM	026874784		356,367	4,800	SH		DFND		4,715	13	72
AMERICAN TOWER CORP NEW	COM	03027x100		8,642,577	44,462	SH		SOLE		39,346	0	5,116
AMERICAN TOWER CORP NEW	COM	03027x100		302,869	1,558	SH		DFND		1,470	13	75
AMERICAN WATER WORKS COMPANY I	COM	030420103		36,423	282	SH		SOLE		184	0	98
AMERICAN WATER WORKS COMPANY I	COM	030420103		429,121	3,322	SH		DFND		3,291	7	24
AMERIPRISE FINANCIAL INC COM U	COM	03076c106		2,681,083	6,276	SH		SOLE		6,131	0	145
AMERIPRISE FINANCIAL INC COM U	COM	03076c106		664,778	1,556	SH		DFND		1,366	172	18
AMGEN INC	COM	031162100		7,716,367	24,696	SH		SOLE		24,091	0	605
AMGEN INC	COM	031162100		1,492,936	4,778	SH		DFND		4,703	13	62
AMPHENOL CORP CLASS A COM USD0	COM	032095101		77,071	1,144	SH		SOLE		872	0	272
AMPHENOL CORP CLASS A COM USD0	COM	032095101		300,430	4,459	SH		DFND		4,265	80	114
ANACOMP INC COM USD0.01	COM	03237e306		0	65,222	SH		SOLE		65,222	0	0
ANALOG DEVICES INC COM USD0.16	COM	032654105		12,967,610	56,811	SH		SOLE		51,606	0	5,204
ANALOG DEVICES INC COM USD0.16	COM	032654105		788,942	3,456	SH		DFND		3,371	18	67
Antero Midstream Corp	COM	03676b102		142,167	9,645	SH		SOLE		9,620	0	25
Antero Midstream Corp	COM	03676b102		142,270	9,652	SH		DFND		9,652	0	0
AON PLC SHS CL A COM USD0.01	COM	g0403h108		44,037	150	SH		SOLE		131	0	19
AON PLC SHS CL A COM USD0.01	COM	g0403h108		406,332	1,384	SH		DFND		1,355	4	25
Apollo Coml Real Estate Fin In	COM	03762u105		62,852	6,420	SH		SOLE		6,420	0	0
Apollo Coml Real Estate Fin In	COM	03762u105		97,283	9,937	SH		DFND		9,913	0	24
APOLLO GLOBAL MGMT INC COM	COM	03769m106		601,094	5,091	SH		SOLE		5,007	0	84
APOLLO GLOBAL MGMT INC COM	COM	03769m106		51,242	434	SH		DFND		411	10	13
Appian Corp	COM	03782l200		0	1,500,000	SH		DFND		1,500,000	0	0
APPLE INC	COM	037833100		326,250,395	1,549,000	SH		SOLE		766,320	0	782,680
APPLE INC	COM	037833100		23,938,539	113,657	SH		DFND		109,914	359	3,384
APPLIED MATERIALS INC COM USD0	COM	038222105		1,121,515	4,752	SH		SOLE		4,388	0	364
APPLIED MATERIALS INC COM USD0	COM	038222105		2,225,500	9,430	SH		DFND		9,232	23	175
Applovin Corp	COM	03831w108		8,072	97	SH		SOLE		63	0	34
Applovin Corp	COM	03831w108		458,669,943	5,511,535	SH		DFND		5,511,527	8	0
ARCHER-DANIELS-MIDLA ND CO	COM	039483102		64,017	1,059	SH		SOLE		872	0	187
ARCHER-DANIELS-MIDLA ND CO	COM	039483102		347,228	5,744	SH		DFND		5,646	15	83
Ares Capital Corp	COM	04010l103		77,900	3,738	SH		SOLE		3,495	0	243
Ares Capital Corp	COM	04010l103		173,073	8,305	SH		DFND		8,305	0	0
ARES MANAGEMENT CORPORATION CL	COM	03990b101		7,324,721	54,957	SH		SOLE		50,920	0	4,037
ARES MANAGEMENT CORPORATION CL	COM	03990b101		51,846	389	SH		DFND		376	7	6
ARISTA NETWORKS INC COM USD0.0	COM	040413106		3,169,391	9,043	SH		SOLE		8,837	0	206
ARISTA NETWORKS INC COM USD0.0	COM	040413106		319,638	912	SH		DFND		868	10	34
ARROW ELECTRONICS INC COM USD1	COM	042735100		130,542	1,081	SH		SOLE		973	0	108
ARROW ELECTRONICS INC COM USD1	COM	042735100		103,129	854	SH		DFND		670	180	4
ARTHUR J. GALLAGHER & CO.	COM	363576109		1,745,026	6,729	SH		SOLE		5,029	0	1,700
ARTHUR J. GALLAGHER & CO.	COM	363576109		253,372	977	SH		DFND		934	5	38
Asp Isotopes Inc	COM	00218a105		33,660	11,000	SH		DFND		10,000	0	1,000
ASSURANT INC	COM	04621x108		141,811	853	SH		SOLE		724	0	129
ASSURANT INC	COM	04621x108		134,330	808	SH		DFND		668	132	8
ASTRAZENECA ADR REP 0.5 ORD	COM	046353108		438,830	5,627	SH		SOLE		2,975	0	2,652
ASTRAZENECA ADR REP 0.5 ORD	COM	046353108		608,244	7,799	SH		DFND		7,645	48	106
ASTRAZENECA ADR REP 0.5 ORD	COM	046353108		1,404	18	SH		DFND	13	18	0	0
AT&T INC COM USD1	COM	00206r102		2,179,991	114,076	SH		SOLE		107,836	0	6,240
AT&T INC COM USD1	COM	00206r102		596,891	31,234	SH		DFND		29,792	173	1,269
Atlassian Corporation	COM	049468101		263,021	1,487	SH		SOLE		1,468	0	19
Atlassian Corporation	COM	049468101		92,862	525	SH		DFND		522	0	3
Auto1 Group SE	COM	d0r06d102		202,242	33,595	SH		DFND		33,595	0	0
AUTODESK INC	COM	052769106		205,878	832	SH		SOLE		775	0	57
AUTODESK INC	COM	052769106		489,456	1,978	SH		DFND		1,940	4	34
AUTOMATIC DATA PROCESSING INC	COM	053015103		10,258,231	42,977	SH		SOLE		42,717	0	260
AUTOMATIC DATA PROCESSING INC	COM	053015103		664,416	2,784	SH		DFND		2,703	12	69
AUTOZONE INC COM USD0.01	COM	053332102		82,995	28	SH		SOLE		22	0	6
AUTOZONE INC COM USD0.01	COM	053332102		355,692	120	SH		DFND		117	0	3
AVALONBAY COMMUNITIES INC COM	COM	053484101		930,177	4,496	SH		SOLE		4,467	0	29
AVALONBAY COMMUNITIES INC COM	COM	053484101		66,205	320	SH		DFND		296	2	22
AXA SA SPON ADR EACH REP 1 ORD	COM	054536107		43,651	1,330	SH		SOLE		1,303	0	27
AXA SA SPON ADR EACH REP 1 ORD	COM	054536107		216,317	6,591	SH		DFND		6,479	0	112
AXA SA SPON ADR EACH REP 1 ORD	COM	054536107		16,837	513	SH		DFND	13	513	0	0
BAE Systems PLC	COM	05523r107		63,307	947	SH		SOLE		914	0	33
BAE Systems PLC	COM	05523r107		121,065	1,811	SH		DFND		1,770	13	28
BAE Systems PLC	COM	05523r107		19,052	285	SH		DFND	13	285	0	0
BAKER HUGHES COMPANY CL A	COM	05722g100		71,712	2,039	SH		SOLE		1,110	0	929
BAKER HUGHES COMPANY CL A	COM	05722g100		304,719	8,664	SH		DFND		8,437	33	194
BANCO BILBAO VIZCAYA S A ADR S	COM	05946k101		51,965	5,181	SH		SOLE		4,349	0	832
BANCO BILBAO VIZCAYA S A ADR S	COM	05946k101		299,817	29,892	SH		DFND		29,384	96	412
BANCO BILBAO VIZCAYA S A ADR S	COM	05946k101		1,866	186	SH		DFND	13	186	0	0
Banco Bradesco SA	COM	059460303		3,947	1,762	SH		SOLE		1,762	0	0
Banco Bradesco SA	COM	059460303		24,371	10,880	SH		DFND		10,554	326	0
Banco Bradesco SA	COM	059460303		78	35	SH		DFND	13	35	0	0
BANCO DO BRASIL ADR	COM	059578104		21,485	4,476	SH		SOLE		4,206	0	270
BANCO DO BRASIL ADR	COM	059578104		111,096	23,145	SH		DFND		23,145	0	0
BANCO DO BRASIL ADR	COM	059578104		1,843	384	SH		DFND	13	384	0	0
BANCO SANTANDER, S.A. SPON ADR	COM	05964h105		33,674	7,273	SH		SOLE		6,727	0	546
BANCO SANTANDER, S.A. SPON ADR	COM	05964h105		302,033	65,234	SH		DFND		64,157	123	954
BANCO SANTANDER, S.A. SPON ADR	COM	05964h105		824	178	SH		DFND	13	178	0	0
BANK AMERICA CORP COM	COM	060505104		4,020,823	101,102	SH		SOLE		88,051	0	13,051
BANK AMERICA CORP COM	COM	060505104		1,143,467	28,752	SH		DFND		27,449	180	1,123
BANK OF CHINA LTD ADR	COM	06426m104		97,950	8,009	SH		SOLE		7,794	0	215
BANK OF CHINA LTD ADR	COM	06426m104		234,816	19,200	SH		DFND		19,100	100	0
BANK OF CHINA LTD ADR	COM	06426m104		1,676	137	SH		DFND	13	137	0	0
BANK OF NEW YORK MELLON CORP C	COM	064058100		4,236,640	70,740	SH		SOLE		56,126	0	14,614
BANK OF NEW YORK MELLON CORP C	COM	064058100		475,407	7,938	SH		DFND		7,815	20	103
Bank Ozk	COM	06417n103		574	14	SH		SOLE		0	0	14
Bank Ozk	COM	06417n103		677,402	16,522	SH		DFND		16,510	0	12
Barclays PLC	COM	06738e204		23,433	2,188	SH		SOLE		1,528	0	660
Barclays PLC	COM	06738e204		164,827	15,390	SH		DFND		15,250	58	82
Barclays PLC	COM	06738e204		3,674	343	SH		DFND	13	343	0	0
Bark Inc	COM	68622e104		81,450	45,000	SH		DFND		45,000	0	0
BECTON DICKINSON &CO COM USD1.	COM	075887109		1,165,018	4,985	SH		SOLE		4,244	0	741
BECTON DICKINSON &CO COM USD1.	COM	075887109		133,682	572	SH		DFND		525	10	37
BEIERSDORF A G UNSPONSORED GER	COM	07724u103		72,954	2,495	SH		SOLE		1,220	0	1,275
BEIERSDORF A G UNSPONSORED GER	COM	07724u103		167,604	5,732	SH		DFND		5,704	0	28
BEIERSDORF A G UNSPONSORED GER	COM	07724u103		351	12	SH		DFND	13	12	0	0
Berkshire Hathaway Inc	COM	084670108		9,795,856	16	SH		SOLE		16	0	0
Berkshire Hathaway Inc	COM	084670108		3,673,446	6	SH		DFND		6	0	0
BERKSHIRE HATHAWAY INC COM USD	COM	084670702		11,358,670	27,922	SH		SOLE		19,609	0	8,313
BERKSHIRE HATHAWAY INC COM USD	COM	084670702		2,980,624	7,327	SH		DFND		6,984	40	303
BERRY GLOBAL GROUP INC	COM	08579w103		122,408	2,080	SH		SOLE		1,843	0	237
BERRY GLOBAL GROUP INC	COM	08579w103		89,923	1,528	SH		DFND		1,215	311	2
BEST BUY CO INC COM USD0.10	COM	086516101		7,429,285	88,140	SH		SOLE		81,125	0	7,014
BEST BUY CO INC COM USD0.10	COM	086516101		282,456	3,351	SH		DFND		3,262	6	83
BHP GROUP LTD SPON ADS EACH RE	COM	088606108		301,566	5,282	SH		SOLE		5,170	0	112
BHP GROUP LTD SPON ADS EACH RE	COM	088606108		328,039	5,746	SH		DFND		5,594	48	104
BHP GROUP LTD SPON ADS EACH RE	COM	088606108		1,770	31	SH		DFND	13	31	0	0
BIO-TECHNE CORP COM	COM	09073m104		1,752,327	24,457	SH		SOLE		21,057	0	3,400
BIO-TECHNE CORP COM	COM	09073m104		99,379	1,387	SH		DFND		1,367	0	20
BIOGEN INC COM USD0.0005	COM	09062x103		160,188	691	SH		SOLE		636	0	55
BIOGEN INC COM USD0.0005	COM	09062x103		199,597	861	SH		DFND		844	2	15
BLACKROCK INC COM USD0.01	COM	09247x101		7,524,359	9,557	SH		SOLE		8,863	0	694
BLACKROCK INC COM USD0.01	COM	09247x101		1,044,896	1,327	SH		DFND		1,312	2	13
BLACKSTONE INC	COM	09260d107		18,244,362	147,370	SH		SOLE		146,123	0	1,247
BLACKSTONE INC	COM	09260d107		238,710	1,928	SH		DFND		1,835	16	77
BLOCK INC CL A	COM	852234103		264,022	4,094	SH		SOLE		262	0	3,832
BLOCK INC CL A	COM	852234103		46,884	727	SH		DFND		696	5	26
BNP Paribas	COM	05565a202		36,382	1,132	SH		SOLE		959	0	173
BNP Paribas	COM	05565a202		373,756	11,629	SH		DFND		11,563	30	36
BNP Paribas	COM	05565a202		1,511	47	SH		DFND	13	47	0	0
BOEING CO COM USD5.00	COM	097023105		1,958,974	10,763	SH		SOLE		10,626	0	137
BOEING CO COM USD5.00	COM	097023105		590,622	3,245	SH		DFND		3,167	15	63
BOOKING HOLDINGS INC COM	COM	09857l108		1,406,333	355	SH		SOLE		344	0	11
BOOKING HOLDINGS INC COM	COM	09857l108		986,687	249	SH		DFND		247	0	2
BOSTON SCIENTIFIC CORP	COM	101137107		333,530	4,331	SH		SOLE		3,960	0	371
BOSTON SCIENTIFIC CORP	COM	101137107		545,077	7,078	SH		DFND		6,734	56	288
BP PLC SPONSORED ADR	COM	055622104		654,926	18,142	SH		SOLE		17,698	0	444
BP PLC SPONSORED ADR	COM	055622104		145,158	4,021	SH		DFND		3,881	0	140
BP PLC SPONSORED ADR	COM	055622104		686	19	SH		DFND	13	19	0	0
Brandywine Realty Trust	COM	105368203		48,604	10,849	SH		DFND		10,675	0	174
BRISTOL-MYERS SQUIBB CO COM	COM	110122108		3,413,641	82,197	SH		SOLE		75,926	0	6,271
BRISTOL-MYERS SQUIBB CO COM	COM	110122108		187,300	4,510	SH		DFND		4,394	36	80
BROADCOM INC COM	COM	11135f101		68,728,453	42,807	SH		SOLE		38,989	0	3,819
BROADCOM INC COM	COM	11135f101		5,610,704	3,495	SH		DFND		3,301	100	94
BROADRIDGE FINANCIAL SOLUTION	COM	11133t103		16,968,261	86,133	SH		SOLE		73,771	0	12,362
BROADRIDGE FINANCIAL SOLUTION	COM	11133t103		166,465	845	SH		DFND		835	2	8
BUILDERS FIRSTSOURCE INC	COM	12008r107		97,302	703	SH		SOLE		585	0	118
BUILDERS FIRSTSOURCE INC	COM	12008r107		472,809	3,416	SH		DFND		3,404	0	12
Cabot Corp	COM	127055101		257,292	2,800	SH		SOLE		2,800	0	0
Cabot Corp	COM	127055101		5,238	57	SH		DFND		57	0	0
Cabot Oil & Gas Corp	COM	127097103		199,518	7,481	SH		SOLE		7,291	0	190
Cabot Oil & Gas Corp	COM	127097103		129,749	4,865	SH		DFND		4,684	0	181
CADENCE DESIGN SYSTEMS INC COM	COM	127387108		117,561	382	SH		SOLE		288	0	94
CADENCE DESIGN SYSTEMS INC COM	COM	127387108		2,044,999	6,645	SH		DFND		6,597	6	42
CAIXABANK SA UNSP ADR EA REPR	COM	12803k109		9,918	5,700	SH		SOLE		5,700	0	0
CAIXABANK SA UNSP ADR EA REPR	COM	12803k109		15,523	8,921	SH		DFND		8,921	0	0
CAIXABANK SA UNSP ADR EA REPR	COM	12803k109		146	84	SH		DFND	13	84	0	0
CANADIAN NATL RY CO COM	COM	136375102		390,538	3,306	SH		SOLE		3,027	0	279
CANADIAN NATL RY CO COM	COM	136375102		189,362	1,603	SH		DFND		1,595	8	0
CANADIAN NATL RY CO COM	COM	136375102		591	5	SH		DFND	13	5	0	0
Canadian Natural Resources Ltd	COM	136385101		45,888	1,289	SH		SOLE		1,273	0	16
Canadian Natural Resources Ltd	COM	136385101		180,492	5,070	SH		DFND		5,044	26	0
Canadian Natural Resources Ltd	COM	136385101		1,353	38	SH		DFND	13	38	0	0
Canadian Pacific Kansas City	COM	13646k108		121,874	1,548	SH		SOLE		1,178	0	370
Canadian Pacific Kansas City	COM	13646k108		235,251	2,988	SH		DFND		2,956	22	10
Canadian Pacific Kansas City	COM	13646k108		787	10	SH		DFND	13	10	0	0
Canadian Pacific Kansas City	COM	13646k108		15,825	201	SH		DFND	10	0	0	201
CAPITAL ONE FINANCIAL CORP COM	COM	14040h105		1,102,477	7,963	SH		SOLE		7,792	0	171
CAPITAL ONE FINANCIAL CORP COM	COM	14040h105		483,231	3,490	SH		DFND		3,430	11	49
CARLISLE COMPANIES INC	COM	142339100		192,475	475	SH		SOLE		445	0	30
CARLISLE COMPANIES INC	COM	142339100		56,324	139	SH		DFND		137	0	2
CARRIER GLOBAL CORPORATION COM	COM	14448c104		571,678	9,063	SH		SOLE		8,761	0	302
CARRIER GLOBAL CORPORATION COM	COM	14448c104		295,281	4,681	SH		DFND		4,538	18	125
CATERPILLAR INC COM	COM	149123101		1,712,800	5,142	SH		SOLE		4,801	0	341
CATERPILLAR INC COM	COM	149123101		741,507	2,226	SH		DFND		2,131	10	85
CBRE GROUP INC COM USD0.01 CLA	COM	12504l109		67,545	758	SH		SOLE		654	0	104
CBRE GROUP INC COM USD0.01 CLA	COM	12504l109		573,334	6,434	SH		DFND		6,388	8	38
CDW CORP COM USD0.01	COM	12514g108		11,325,535	50,597	SH		SOLE		47,294	0	3,303
CDW CORP COM USD0.01	COM	12514g108		247,812	1,107	SH		DFND		1,085	4	18
CDW CORP COM USD0.01	COM	12514g108		16,116	72	SH		DFND	12	72	0	0
CELANESE CORP DEL COM	COM	150870103		237,946	1,764	SH		SOLE		1,502	0	262
CELANESE CORP DEL COM	COM	150870103		104,972	778	SH		DFND		739	5	34
Celestica Inc	COM	15101q207		65,872	1,149	SH		SOLE		1,096	0	53
Celestica Inc	COM	15101q207		283,497	4,945	SH		DFND		4,945	0	0
Celestica Inc	COM	15101q207		2,236	39	SH		DFND	13	39	0	0
Celexpress Inc	COM	15103a101		1	629,245	SH		SOLE		0	0	629,245
CENCORA INC COM	COM	03073e105		61,056	271	SH		SOLE		234	0	37
CENCORA INC COM	COM	03073e105		325,570	1,445	SH		DFND		1,396	8	41
CENOVUS ENERGY INC COM NPV	COM	15135u109		27,288	1,388	SH		SOLE		1,294	0	94
CENOVUS ENERGY INC COM NPV	COM	15135u109		260,318	13,241	SH		DFND		13,191	50	0
CENOVUS ENERGY INC COM NPV	COM	15135u109		393	20	SH		DFND	13	20	0	0
CENTENE CORP	COM	15135b101		219,254	3,307	SH		SOLE		2,877	0	430
CENTENE CORP	COM	15135b101		380,695	5,742	SH		DFND		5,136	544	62
Cerro Grande Mining Corp	COM	156867103		9,703	8,085,942	SH		SOLE		8,085,942	0	0
CF INDUSTRIES HOLDINGS INC COM	COM	125269100		66,782	901	SH		SOLE		871	0	30
CF INDUSTRIES HOLDINGS INC COM	COM	125269100		273,877	3,695	SH		DFND		3,631	2	62
CHARTER COMMUNICATIONS INC	COM	16119p108		39,762	133	SH		SOLE		109	0	24
CHARTER COMMUNICATIONS INC	COM	16119p108		191,035	639	SH		DFND		606	4	29
CHENIERE ENERGY INC COM USD0.0	COM	16411r208		143,815	823	SH		SOLE		786	0	37
CHENIERE ENERGY INC COM USD0.0	COM	16411r208		91,261	522	SH		DFND		518	3	1
CHEVRON CORP NEW COM	COM	166764100		16,684,557	106,665	SH		SOLE		99,314	0	7,352
CHEVRON CORP NEW COM	COM	166764100		1,818,328	11,625	SH		DFND		11,354	47	224
CHIPOTLE MEXICAN GRILL INC	COM	169656105		68,915	1,100	SH		SOLE		800	0	300
CHIPOTLE MEXICAN GRILL INC	COM	169656105		272,528	4,350	SH		DFND		4,200	0	150
CHUBB LIMITED COM NPV	COM	h1467j104		1,629,764	6,389	SH		SOLE		5,954	0	435
CHUBB LIMITED COM NPV	COM	h1467j104		853,349	3,345	SH		DFND		3,266	13	66
CHURCH &DWIGHT CO INC COM	COM	171340102		660,234	6,368	SH		SOLE		6,368	0	0
CHURCH &DWIGHT CO INC COM	COM	171340102		111,249	1,073	SH		DFND		1,028	13	32
CINTAS CORP	COM	172908105		359,269	513	SH		SOLE		498	0	15
CINTAS CORP	COM	172908105		445,391	636	SH		DFND		623	3	10
CISCO SYSTEMS INC	COM	17275r102		18,374,135	386,742	SH		SOLE		343,609	0	43,134
CISCO SYSTEMS INC	COM	17275r102		2,082,032	43,823	SH		DFND		43,404	42	377
CISCO SYSTEMS INC	COM	17275r102		12,353	260	SH		DFND	12	260	0	0
CITIGROUP INC	COM	172967424		1,271,603	20,038	SH		SOLE		18,079	0	1,959
CITIGROUP INC	COM	172967424		527,062	8,305	SH		DFND		7,944	74	287
CITIZENS FINL GROUP INC COM	COM	174610105		428,036	11,880	SH		SOLE		6,181	0	5,699
CITIZENS FINL GROUP INC COM	COM	174610105		180,763	5,017	SH		DFND		4,875	0	142
CME GROUP INC COM	COM	12572q105		353,880	1,800	SH		SOLE		1,708	0	92
CME GROUP INC COM	COM	12572q105		228,577	1,163	SH		DFND		1,091	4	68
COCA-COLA CO	COM	191216100		4,258,024	66,897	SH		SOLE		57,500	0	9,397
COCA-COLA CO	COM	191216100		1,226,585	19,271	SH		DFND		18,614	89	568
COGNIZANT TECHNOLOGY SOLUTIONS	COM	192446102		56,984	838	SH		SOLE		645	0	193
COGNIZANT TECHNOLOGY SOLUTIONS	COM	192446102		295,029	4,339	SH		DFND		4,252	6	81
COINBASE GLOBAL INC COM CL A	COM	19260q107		1,161,818	5,228	SH		SOLE		5,162	0	66
COINBASE GLOBAL INC COM CL A	COM	19260q107		5,484,192	24,678	SH		DFND		24,670	0	8
COLGATE-PALMOLIVE CO COM USD1.	COM	194162103		2,772,142	28,567	SH		SOLE		28,220	0	347
COLGATE-PALMOLIVE CO COM USD1.	COM	194162103		380,430	3,920	SH		DFND		3,793	30	97
COMCAST CORP	COM	20030n101		9,151,868	233,705	SH		SOLE		207,899	0	25,806
COMCAST CORP	COM	20030n101		1,093,186	27,916	SH		DFND		27,392	50	474
COMCAST CORP	COM	20030n101		7,636	195	SH		DFND	12	195	0	0
Comprehensive Care Corp	COM	204620207		0	1,050,313	SH		SOLE		1,050,313	0	0
Connected Media Technologies I	COM	20753r107		0	40,000	SH		SOLE		40,000	0	0
CONOCOPHILLIPS COM	COM	20825c104		731,003	6,391	SH		SOLE		6,007	0	384
CONOCOPHILLIPS COM	COM	20825c104		1,218,089	10,649	SH		DFND		10,485	48	116
CONSTELLATION BRANDS INC COM U	COM	21036p108		749,629	2,914	SH		SOLE		2,871	0	43
CONSTELLATION BRANDS INC COM U	COM	21036p108		144,887	563	SH		DFND		523	2	38
CONSTELLATION ENERGY CORP COM	COM	21037t109		63,419	317	SH		SOLE		230	0	87
CONSTELLATION ENERGY CORP COM	COM	21037t109		468,447	2,339	SH		DFND		2,285	8	46
COPART INC COM USD0.0001	COM	217204106		3,414,626	63,047	SH		SOLE		61,288	0	1,759
COPART INC COM USD0.0001	COM	217204106		382,803	7,068	SH		DFND		6,911	19	138
CORNING INC	COM	219350105		162,617	4,186	SH		SOLE		3,054	0	1,132
CORNING INC	COM	219350105		138,695	3,570	SH		DFND		3,417	32	121
Corpay Inc	COM	219948106		3,557,373	13,353	SH		SOLE		13,081	0	272
Corpay Inc	COM	219948106		81,255	305	SH		DFND		297	1	7
CORTEVA INC COM	COM	22052l104		884,688	16,401	SH		SOLE		16,216	0	185
CORTEVA INC COM	COM	22052l104		239,278	4,436	SH		DFND		4,268	8	160
COSTAR GROUP INC	COM	22160n109		5,043,967	68,033	SH		SOLE		62,517	0	5,516
COSTAR GROUP INC	COM	22160n109		43,075	581	SH		DFND		552	9	20
COSTCO WHOLESALE CORP COM USD0	COM	22160k105		22,152,088	26,062	SH		SOLE		22,851	0	3,210
COSTCO WHOLESALE CORP COM USD0	COM	22160k105		3,474,283	4,087	SH		DFND		3,995	11	81
CROWDSTRIKE HLDGS INC CL A	COM	22788c105		117,681	307	SH		SOLE		262	0	45
CROWDSTRIKE HLDGS INC CL A	COM	22788c105		866,009	2,260	SH		DFND		2,255	2	3
CROWN CASTLE INC COM	COM	22822v101		77,574	794	SH		SOLE		555	0	239
CROWN CASTLE INC COM	COM	22822v101		233,245	2,387	SH		DFND		2,256	14	117
CROWN HLDGS INC COM	COM	228368106		97,525	1,311	SH		SOLE		1,311	0	0
CROWN HLDGS INC COM	COM	228368106		193,191	2,597	SH		DFND		2,270	327	0
CSX CORP COM USD1	COM	126408103		828,724	24,775	SH		SOLE		7,798	0	16,977
CSX CORP COM USD1	COM	126408103		396,592	11,856	SH		DFND		11,568	50	238
CUMMINS INC	COM	231021106		1,097,474	3,963	SH		SOLE		3,891	0	72
CUMMINS INC	COM	231021106		435,637	1,573	SH		DFND		1,528	6	39
CVS HEALTH CORPORATION COM	COM	126650100		3,246,536	54,970	SH		SOLE		49,246	0	5,724
CVS HEALTH CORPORATION COM	COM	126650100		145,489	2,463	SH		DFND		2,398	22	43
DANAHER CORPORATION COM	COM	235851102		11,163,921	44,682	SH		SOLE		39,696	0	4,986
DANAHER CORPORATION COM	COM	235851102		1,534,339	6,141	SH		DFND		6,003	19	119
DANONE SPONSORED FRANCE ADR	COM	23636t100		61,104	4,984	SH		SOLE		4,940	0	44
DANONE SPONSORED FRANCE ADR	COM	23636t100		91,374	7,453	SH		DFND		7,168	55	230
DANONE SPONSORED FRANCE ADR	COM	23636t100		613	50	SH		DFND	13	50	0	0
DATADOG INC CL A COM	COM	23804l103		20,896	161	SH		SOLE		110	0	51
DATADOG INC CL A COM	COM	23804l103		12,340,652	95,155	SH		DFND		95,151	0	4
Deckers Outdoor Corp	COM	243537107		15,487	16	SH		SOLE		6	0	10
Deckers Outdoor Corp	COM	243537107		232,308	240	SH		DFND		239	0	1
DEERE & CO	COM	244199105		967,342	2,589	SH		SOLE		1,251	0	1,338
DEERE & CO	COM	244199105		453,247	1,213	SH		DFND		1,163	3	47
DELL TECHNOLOGIES INC CL C	COM	24703l202		668,203	4,845	SH		SOLE		4,737	0	108
DELL TECHNOLOGIES INC CL C	COM	24703l202		387,803	2,812	SH		DFND		2,353	459	0
DELTA AIR LINES INC	COM	247361702		1,765,527	37,216	SH		SOLE		36,924	0	292
DELTA AIR LINES INC	COM	247361702		145,737	3,072	SH		DFND		2,974	8	90
DENTSPLY SIRONA INC COM	COM	24906p109		453,736	18,215	SH		SOLE		18,205	0	10
DENTSPLY SIRONA INC COM	COM	24906p109		9,017	362	SH		DFND		362	0	0
DEVON ENERGY CORP NEW	COM	25179m103		44,087	930	SH		SOLE		647	0	283
DEVON ENERGY CORP NEW	COM	25179m103		334,759	7,062	SH		DFND		6,878	0	184
DEXCOM INC	COM	252131107		56,690	500	SH		SOLE		470	0	30
DEXCOM INC	COM	252131107		297,509	2,624	SH		DFND		2,567	7	50
DIAGEO ADR EACH REPR 4 ORD GBX	COM	25243q205		328,817	2,608	SH		SOLE		2,608	0	0
DIAGEO ADR EACH REPR 4 ORD GBX	COM	25243q205		182,690	1,449	SH		DFND		1,443	0	6
DIAGEO ADR EACH REPR 4 ORD GBX	COM	25243q205		1,009	8	SH		DFND	13	8	0	0
DIAMONDBACK ENERGY INC COM USD	COM	25278x109		62,195	311	SH		SOLE		269	0	42
DIAMONDBACK ENERGY INC COM USD	COM	25278x109		374,260	1,870	SH		DFND		1,801	5	64
DIAMONDBACK ENERGY INC COM USD	COM	25278x109		12,011	60	SH		DFND	10	0	0	60
DIGITAL REALTY TRUST INC	COM	253868103		1,162,131	7,643	SH		SOLE		7,552	0	91
DIGITAL REALTY TRUST INC	COM	253868103		325,416	2,140	SH		DFND		2,092	7	41
DIGITAL REALTY TRUST INC	COM	253868103		21,287	140	SH		DFND	10	0	0	140
DISCOVER FINANCIAL SERVICES	COM	254709108		763,146	5,834	SH		SOLE		5,686	0	148
DISCOVER FINANCIAL SERVICES	COM	254709108		356,980	2,729	SH		DFND		2,661	8	60
DISNEY WALT CO COM	COM	254687106		2,673,200	26,923	SH		SOLE		25,387	0	1,536
DISNEY WALT CO COM	COM	254687106		678,213	6,831	SH		DFND		6,476	32	323
DOLLAR TREE INC	COM	256746108		145,421	1,362	SH		SOLE		1,175	0	187
DOLLAR TREE INC	COM	256746108		121,291	1,136	SH		DFND		1,113	3	20
DOMINION ENERGY INC COM	COM	25746u109		162,288	3,312	SH		SOLE		3,004	0	308
DOMINION ENERGY INC COM	COM	25746u109		158,417	3,233	SH		DFND		3,050	29	154
Doordash Inc	COM	25809k105		212,230	1,951	SH		SOLE		1,876	0	75
Doordash Inc	COM	25809k105		525,625	4,832	SH		DFND		4,823	0	9
DOVER CORP	COM	260003108		2,832,354	15,696	SH		SOLE		15,626	0	70
DOVER CORP	COM	260003108		78,315	434	SH		DFND		430	2	2
DOW INC COM	COM	260557103		1,536,805	28,969	SH		SOLE		27,753	0	1,216
DOW INC COM	COM	260557103		269,878	5,087	SH		DFND		4,984	27	76
DR HORTON INC COM STK USD0.01	COM	23331a109		946,204	6,714	SH		SOLE		6,636	0	78
DR HORTON INC COM STK USD0.01	COM	23331a109		197,897	1,404	SH		DFND		1,342	5	57
DRAFTKINGS INC NEW CLASS A	COM	26142v105		4,299,927	112,652	SH		SOLE		50	0	112,602
DRAFTKINGS INC NEW CLASS A	COM	26142v105		179,284	4,697	SH		DFND		4,695	0	2
DROPBOX INC CLASS A	COM	26210c104		62,759	2,793	SH		SOLE		2,793	0	0
DROPBOX INC CLASS A	COM	26210c104		162,526	7,233	SH		DFND		7,233	0	0
DUKE ENERGY CORP NEW COM NEW	COM	26441c204		1,915,721	19,113	SH		SOLE		18,289	0	824
DUKE ENERGY CORP NEW COM NEW	COM	26441c204		295,251	2,946	SH		DFND		2,825	34	87
DUKE ENERGY CORP NEW COM NEW	COM	26441c204		10,023	100	SH		DFND	13	100	0	0
DUPONT DE NEMOURS INC COM	COM	26614n102		1,467,091	18,227	SH		SOLE		17,695	0	532
DUPONT DE NEMOURS INC COM	COM	26614n102		149,974	1,863	SH		DFND		1,785	18	60
EASTMAN CHEM CO COM	COM	277432100		86,018	878	SH		SOLE		874	0	4
EASTMAN CHEM CO COM	COM	277432100		116,486	1,189	SH		DFND		1,169	0	20
EATON CORPORATION PLC	COM	g29183103		15,824,631	50,469	SH		SOLE		47,707	0	2,762
EATON CORPORATION PLC	COM	g29183103		1,355,634	4,324	SH		DFND		4,235	9	80
EBAY INC. COM	COM	278642103		591,584	11,012	SH		SOLE		10,041	0	971
EBAY INC. COM	COM	278642103		595,366	11,083	SH		DFND		10,247	640	196
ECOLAB INC	COM	278865100		2,268,378	9,531	SH		SOLE		9,401	0	130
ECOLAB INC	COM	278865100		1,158,597	4,868	SH		DFND		4,831	5	32
EDWARDS LIFESCIENCES CORP	COM	28176e108		268,612	2,908	SH		SOLE		2,850	0	58
EDWARDS LIFESCIENCES CORP	COM	28176e108		164,788	1,784	SH		DFND		1,707	17	60
ELECTRONIC ARTS INC	COM	285512109		4,779,476	34,303	SH		SOLE		29,306	0	4,997
ELECTRONIC ARTS INC	COM	285512109		281,725	2,022	SH		DFND		1,945	11	66
ELEVANCE HEALTH INC COM	COM	036752103		17,440,210	32,186	SH		SOLE		27,700	0	4,486
ELEVANCE HEALTH INC COM	COM	036752103		510,518	942	SH		DFND		892	5	45
ELI LILLY AND CO	COM	532457108		10,233,932	11,303	SH		SOLE		11,022	0	281
ELI LILLY AND CO	COM	532457108		5,051,454	5,579	SH		DFND		5,400	21	158
ELI LILLY AND CO	COM	532457108		22,635	25	SH		DFND	13	25	0	0
EMERSON ELECTRIC CO	COM	291011104		692,135	6,283	SH		SOLE		6,156	0	127
EMERSON ELECTRIC CO	COM	291011104		235,011	2,133	SH		DFND		2,062	15	56
Energy Transfer LP	COM	29273v100		202,617	12,492	SH		SOLE		12,492	0	0
Energy Transfer LP	COM	29273v100		250,198	15,425	SH		DFND		15,425	0	0
Entergy Corp	COM	29364g103		6,897,755	64,465	SH		SOLE		60,268	0	4,197
Entergy Corp	COM	29364g103		104,767	979	SH		DFND		924	0	55
ENTERPRISE PRODS PARTNERS L P	COM	293792107		180,661	6,234	SH		SOLE		5,050	0	1,184
ENTERPRISE PRODS PARTNERS L P	COM	293792107		178,459	6,158	SH		DFND		6,158	0	0
EOG RESOURCES INC	COM	26875p101		8,674,085	68,913	SH		SOLE		61,625	0	7,288
EOG RESOURCES INC	COM	26875p101		233,692	1,857	SH		DFND		1,750	15	92
EQUINIX INC	COM	29444u700		10,320,829	13,641	SH		SOLE		11,928	0	1,713
EQUINIX INC	COM	29444u700		300,414	397	SH		DFND		381	2	14
EQUINIX INC	COM	29444u700		7,566	10	SH		DFND	12	10	0	0
EQUITABLE HLDGS INC COM	COM	29452e101		67,174	1,644	SH		SOLE		1,367	0	277
EQUITABLE HLDGS INC COM	COM	29452e101		181,173	4,434	SH		DFND		4,426	0	8
ESTEE LAUDER COMPANIES INC COM	COM	518439104		681,334	6,404	SH		SOLE		5,886	0	517
ESTEE LAUDER COMPANIES INC COM	COM	518439104		64,056	602	SH		DFND		547	5	50
ESTEE LAUDER COMPANIES INC COM	COM	518439104		1,064	10	SH		DFND	12	10	0	0
EXELON CORP COM NPV	COM	30161n101		29,661	857	SH		SOLE		784	0	73
EXELON CORP COM NPV	COM	30161n101		287,678	8,312	SH		DFND		8,053	12	247
EXPEDIA GROUP INC	COM	30212p303		148,794	1,181	SH		SOLE		963	0	218
EXPEDIA GROUP INC	COM	30212p303		156,858	1,245	SH		DFND		1,207	4	34
Expeditors Intl Wash Inc	COM	302130109		23,960	192	SH		SOLE		137	0	55
Expeditors Intl Wash Inc	COM	302130109		258,191	2,069	SH		DFND		2,022	3	44
Expensify Inc	COM	30219q106		59,600	40,000	SH		SOLE		40,000	0	0
EXXON MOBIL CORP	COM	30231g102		9,916,032	86,136	SH		SOLE		83,132	0	3,004
EXXON MOBIL CORP	COM	30231g102		1,738,938	15,105	SH		DFND		14,361	118	626
FAIR ISAAC CORP	COM	303250104		40,194	27	SH		SOLE		11	0	16
FAIR ISAAC CORP	COM	303250104		477,860	321	SH		DFND		320	0	1
FASTENAL COM STK USD0.01	COM	311900104		232,257	3,696	SH		SOLE		3,210	0	486
FASTENAL COM STK USD0.01	COM	311900104		227,944	3,627	SH		DFND		3,529	6	92
FEDEX CORP COM USD0.10	COM	31428x106		165,812	553	SH		SOLE		505	0	48
FEDEX CORP COM USD0.10	COM	31428x106		233,276	778	SH		DFND		740	7	31
FERRARI N V EUR0.01 NEW	COM	n3167y103		119,244	292	SH		SOLE		252	0	40
FERRARI N V EUR0.01 NEW	COM	n3167y103		217,661	533	SH		DFND		524	0	9
FERRARI N V EUR0.01 NEW	COM	n3167y103		408	1	SH		DFND	13	1	0	0
FIDELITY NATL INFORMATION SERV	COM	31620m106		258,611	3,432	SH		SOLE		2,867	0	565
FIDELITY NATL INFORMATION SERV	COM	31620m106		235,183	3,121	SH		DFND		3,057	14	50
FIFTH THIRD BANCORP	COM	316773100		53,056	1,454	SH		SOLE		1,205	0	249
FIFTH THIRD BANCORP	COM	316773100		178,338	4,887	SH		DFND		4,814	12	61
FISERV INC	COM	337738108		744,902	4,998	SH		SOLE		4,893	0	105
FISERV INC	COM	337738108		402,408	2,700	SH		DFND		2,522	30	148
FLEX LTD COM USD0.01	COM	y2573f102		215,424	7,305	SH		SOLE		6,477	0	828
FLEX LTD COM USD0.01	COM	y2573f102		244,649	8,296	SH		DFND		6,936	1,312	48
FLEX LTD COM USD0.01	COM	y2573f102		826	28	SH		DFND	13	28	0	0
FMC CORP COM NEW	COM	302491303		5,813	101	SH		SOLE		101	0	0
FMC CORP COM NEW	COM	302491303		308,295	5,357	SH		DFND		5,265	0	92
FORD MTR CO DEL COM	COM	345370860		552,368	44,048	SH		SOLE		41,374	0	2,674
FORD MTR CO DEL COM	COM	345370860		161,932	12,913	SH		DFND		12,132	27	754
FORTINET INC COM USD0.001	COM	34959e109		1,033,329	17,145	SH		SOLE		16,988	0	157
FORTINET INC COM USD0.001	COM	34959e109		240,658	3,993	SH		DFND		3,871	20	102
FORTIVE CORP COM	COM	34959j108		145,384	1,962	SH		SOLE		1,926	0	36
FORTIVE CORP COM	COM	34959j108		241,084	3,254	SH		DFND		3,200	0	54
FRANKLIN RES INC	COM	354613101		181,315	8,113	SH		SOLE		8,097	0	16
FRANKLIN RES INC	COM	354613101		35,760	1,600	SH		DFND		1,534	0	66
Franklin Str Properties Corp	COM	35471r106		22,927	14,985	SH		SOLE		14,985	0	0
FREEPORT-MCMORAN INC COM USD0.	COM	35671d857		117,272	2,413	SH		SOLE		2,000	0	413
FREEPORT-MCMORAN INC COM USD0.	COM	35671d857		299,427	6,161	SH		DFND		5,923	37	201
GALAXY GAMING INC	COM	36318p105		159,722	107,920	SH		SOLE		107,920	0	0
GARTNER INC COM USD0.0005	COM	366651107		2,750,043	6,124	SH		SOLE		6,101	0	23
GARTNER INC COM USD0.0005	COM	366651107		427,056	951	SH		DFND		938	2	11
GE AEROSPACE COM NEW	COM	369604301		1,962,662	12,346	SH		SOLE		11,919	0	427
GE AEROSPACE COM NEW	COM	369604301		624,468	3,928	SH		DFND		3,737	32	159
GE HEALTHCARE TECHNOLOGIES INC	COM	36266g107		284,954	3,657	SH		SOLE		3,555	0	102
GE HEALTHCARE TECHNOLOGIES INC	COM	36266g107		172,517	2,214	SH		DFND		2,145	4	65
GE Vernova Inc	COM	36828a101		537,770	3,136	SH		SOLE		2,979	0	157
GE Vernova Inc	COM	36828a101		162,248	946	SH		DFND		900	7	39
GEN DIGITAL INC COM	COM	668771108		204,436	8,184	SH		SOLE		6,982	0	1,202
GEN DIGITAL INC COM	COM	668771108		188,274	7,537	SH		DFND		6,189	1,303	45
GENERAL DYNAMICS CORP	COM	369550108		98,067	338	SH		SOLE		278	0	60
GENERAL DYNAMICS CORP	COM	369550108		325,850	1,123	SH		DFND		1,092	6	25
GENERAL MILLS INC COM USD0.10	COM	370334104		1,602,302	25,329	SH		SOLE		23,613	0	1,716
GENERAL MILLS INC COM USD0.10	COM	370334104		421,280	6,660	SH		DFND		6,549	7	104
GENERAL MTRS CO COM	COM	37045v100		986,903	21,242	SH		SOLE		5,390	0	15,852
GENERAL MTRS CO COM	COM	37045v100		1,399,355	30,120	SH		DFND		29,937	23	160
Gentex Corp	COM	371901109		376,574	11,171	SH		SOLE		11,162	0	9
Gentex Corp	COM	371901109		149,807	4,444	SH		DFND		4,425	0	19
GENUINE PARTS CO COM USD1.00	COM	372460105		438,751	3,172	SH		SOLE		3,044	0	128
GENUINE PARTS CO COM USD1.00	COM	372460105		71,806	519	SH		DFND		485	7	27
GILEAD SCIENCES INC COM USD0.0	COM	375558103		4,282,481	62,418	SH		SOLE		58,526	0	3,892
GILEAD SCIENCES INC COM USD0.0	COM	375558103		476,644	6,947	SH		DFND		6,718	39	190
GINKGO BIOWORKS HLDGS IN CLASS	COM	37611x100		232,339	695,000	SH		DFND		695,000	0	0
Global Net Lease Inc	COM	379378201		60,029	8,167	SH		SOLE		8,119	0	48
Global Net Lease Inc	COM	379378201		125,065	17,016	SH		DFND		16,918	0	98
Global Partners LP	COM	37946r109		137,894	3,022	SH		SOLE		3,022	0	0
Global Partners LP	COM	37946r109		229,154	5,022	SH		DFND		5,022	0	0
GLOBAL PAYMENTS INC	COM	37940x102		484,370	5,009	SH		SOLE		4,673	0	336
GLOBAL PAYMENTS INC	COM	37940x102		77,461	801	SH		DFND		787	0	14
GOLDMAN SACHS GROUP INC COM US	COM	38141g104		2,570,293	5,682	SH		SOLE		5,570	0	112
GOLDMAN SACHS GROUP INC COM US	COM	38141g104		1,102,444	2,437	SH		DFND		2,388	10	39
GRAINGER W W INC COM USD0.50	COM	384802104		112,780	125	SH		SOLE		111	0	14
GRAINGER W W INC COM USD0.50	COM	384802104		311,295	345	SH		DFND		329	1	15
GRAYSCALE BITCOIN TR BTC SHS	COM	389637109		64,846	1,218	SH		SOLE		1,120	0	98
GRAYSCALE BITCOIN TR BTC SHS	COM	389637109		1,065,865	20,020	SH		DFND		20,020	0	0
Greystone Logistics Inc	COM	39807a100		145,289	118,121	SH		SOLE		118,121	0	0
Gryphon Digital Mng Inc	COM	400510103		53,945	45,332	SH		DFND		45,332	0	0
HARTFORD FINANCIAL SERVICES GR	COM	416515104		371,294	3,693	SH		SOLE		3,553	0	140
HARTFORD FINANCIAL SERVICES GR	COM	416515104		533,377	5,305	SH		DFND		5,267	7	31
HASHICORP INC CLASS A	COM	418100103		373,218	11,078	SH		DFND		11,078	0	0
HCA HEALTHCARE INC COM	COM	40412c101		503,653	1,568	SH		SOLE		1,406	0	162
HCA HEALTHCARE INC COM	COM	40412c101		611,114	1,902	SH		DFND		1,672	176	54
HDFC BANK LIMITED SPONSORED AD	COM	40415f101		86,717	1,348	SH		SOLE		1,309	0	39
HDFC BANK LIMITED SPONSORED AD	COM	40415f101		172,276	2,678	SH		DFND		2,609	69	0
HEALTHPEAK PROPERTIES INC COM	COM	42250p103		411,522	20,996	SH		SOLE		20,579	0	417
HEALTHPEAK PROPERTIES INC COM	COM	42250p103		113,754	5,804	SH		DFND		5,251	79	474
Hercules Capital Inc	COM	427096508		887,244	43,386	SH		SOLE		43,386	0	0
Hercules Capital Inc	COM	427096508		73,518	3,595	SH		DFND		3,595	0	0
HERSHEY COMPANY COM USD1.00	COM	427866108		112,504	612	SH		SOLE		598	0	14
HERSHEY COMPANY COM USD1.00	COM	427866108		203,500	1,107	SH		DFND		1,051	9	47
HESS CORPORATION COM USD1.00	COM	42809h107		215,379	1,460	SH		SOLE		1,402	0	58
HESS CORPORATION COM USD1.00	COM	42809h107		161,124	1,092	SH		DFND		1,053	3	36
HEWLETT PACKARD ENTERPRISE CO	COM	42824c109		432,542	20,432	SH		SOLE		19,716	0	716
HEWLETT PACKARD ENTERPRISE CO	COM	42824c109		166,738	7,876	SH		DFND		7,671	18	187
HILTON WORLDWIDE HLDGS INC	COM	43300a203		44,949	206	SH		SOLE		135	0	71
HILTON WORLDWIDE HLDGS INC	COM	43300a203		992,155	4,547	SH		DFND		4,481	24	42
Hims & Hers Health Inc	COM	433000106		832,373	41,227	SH		DFND		41,227	0	0
HOLOGIC INC	COM	436440101		1,185,030	15,960	SH		SOLE		15,922	0	38
HOLOGIC INC	COM	436440101		94,075	1,267	SH		DFND		1,256	0	11
HOME DEPOT INC	COM	437076102		32,694,741	94,977	SH		SOLE		82,866	0	12,111
HOME DEPOT INC	COM	437076102		1,727,813	5,019	SH		DFND		4,857	26	136
HOME DEPOT INC	COM	437076102		8,606	25	SH		DFND	12	25	0	0
HONDA MOTOR LTD AMERN SHS	COM	438128308		64,254	1,993	SH		SOLE		1,954	0	39
HONDA MOTOR LTD AMERN SHS	COM	438128308		240,768	7,468	SH		DFND		7,300	100	68
HONDA MOTOR LTD AMERN SHS	COM	438128308		2,418	75	SH		DFND	13	75	0	0
HONEYWELL INTERNATIONAL INC	COM	438516106		16,613,956	77,803	SH		SOLE		65,634	0	12,169
HONEYWELL INTERNATIONAL INC	COM	438516106		1,271,923	5,956	SH		DFND		5,859	18	79
HOST HOTELS &RESORTS INC COM	COM	44107p104		107,071	5,955	SH		SOLE		5,701	0	254
HOST HOTELS &RESORTS INC COM	COM	44107p104		93,244	5,186	SH		DFND		5,135	0	51
HOWMET AEROSPACE INC COM	COM	443201108		16,147	208	SH		SOLE		104	0	104
HOWMET AEROSPACE INC COM	COM	443201108		232,347	2,993	SH		DFND		2,942	0	51
HP INC COM	COM	40434l105		831,103	23,732	SH		SOLE		23,058	0	674
HP INC COM	COM	40434l105		334,336	9,547	SH		DFND		9,206	36	305
HSBC HLDGS PLC SPON	COM	404280406		116,885	2,687	SH		SOLE		2,570	0	117
HSBC HLDGS PLC SPON	COM	404280406		309,024	7,104	SH		DFND		6,953	41	110
HSBC HLDGS PLC SPON	COM	404280406		1,523	35	SH		DFND	13	35	0	0
HUMANA INC	COM	444859102		27,276	73	SH		SOLE		48	0	25
HUMANA INC	COM	444859102		310,130	830	SH		DFND		803	4	23
HUNTINGTON BANCSHARES INC COM	COM	446150104		35,415	2,687	SH		SOLE		753	0	1,934
HUNTINGTON BANCSHARES INC COM	COM	446150104		173,791	13,186	SH		DFND		13,090	54	42
HUNTINGTON INGALLS INDUSTRIES	COM	446413106		990,412	4,021	SH		SOLE		3,941	0	80
HUNTINGTON INGALLS INDUSTRIES	COM	446413106		26,604	108	SH		DFND		106	2	0
ICL GROUP LTD F	COM	m53213100		6,655	1,555	SH		SOLE		1,555	0	0
ICL GROUP LTD F	COM	m53213100		44,469	10,390	SH		DFND		10,131	141	118
ICL GROUP LTD F	COM	m53213100		603	141	SH		DFND	13	141	0	0
IDEXX LABORATORIES INC COM USD	COM	45168d104		591,461	1,214	SH		SOLE		1,099	0	115
IDEXX LABORATORIES INC COM USD	COM	45168d104		326,391	670	SH		DFND		654	2	14
ILLINOIS TOOL WORKS INC COM US	COM	452308109		1,099,968	4,642	SH		SOLE		4,564	0	78
ILLINOIS TOOL WORKS INC COM US	COM	452308109		362,132	1,528	SH		DFND		1,475	4	49
ILLUMINA INC COM USD0.01	COM	452327109		7,098	68	SH		SOLE		27	0	41
ILLUMINA INC COM USD0.01	COM	452327109		316,480	3,032	SH		DFND		3,012	0	20
INGERSOLL RAND INC COM	COM	45687v106		126,569	1,393	SH		SOLE		1,040	0	353
INGERSOLL RAND INC COM	COM	45687v106		109,464	1,205	SH		DFND		1,080	13	112
Innospec Inc	COM	45768s105		264,606	2,141	SH		SOLE		2,141	0	0
Innospec Inc	COM	45768s105		2,966	24	SH		DFND		22	0	2
INTEL CORP COM USD0.001	COM	458140100		4,705,675	151,943	SH		SOLE		148,815	0	3,128
INTEL CORP COM USD0.001	COM	458140100		1,103,906	35,644	SH		DFND		35,092	65	487
INTERCONTINENTAL EXCHANGE INC	COM	45866f104		15,840,421	115,716	SH		SOLE		104,165	0	11,551
INTERCONTINENTAL EXCHANGE INC	COM	45866f104		448,640	3,277	SH		DFND		3,117	20	140
INTERNATIONAL BUS MACH CORP CO	COM	459200101		20,788,789	120,201	SH		SOLE		105,400	0	14,802
INTERNATIONAL BUS MACH CORP CO	COM	459200101		892,629	5,161	SH		DFND		5,023	26	112
INTERNATIONAL BUS MACH CORP CO	COM	459200101		6,918	40	SH		DFND	12	40	0	0
INTERNATIONAL FLAVORS &FRAGRAN	COM	459506101		66,933	703	SH		SOLE		615	0	88
INTERNATIONAL FLAVORS &FRAGRAN	COM	459506101		727,029	7,636	SH		DFND		7,582	8	46
INTERPUBLIC GROUP COS INC COM	COM	460690100		126,251	4,340	SH		SOLE		1,484	0	2,856
INTERPUBLIC GROUP COS INC COM	COM	460690100		110,033	3,783	SH		DFND		3,684	12	87
INTUIT INC	COM	461202103		7,935,924	12,075	SH		SOLE		11,827	0	248
INTUIT INC	COM	461202103		2,048,602	3,117	SH		DFND		3,057	4	56
INTUITIVE SURGICAL INC	COM	46120e602		11,562,096	25,991	SH		SOLE		21,335	0	4,656
INTUITIVE SURGICAL INC	COM	46120e602		1,179,297	2,651	SH		DFND		2,567	11	73
IQVIA HLDGS INC COM	COM	46266c105		6,107,339	28,885	SH		SOLE		26,896	0	1,989
IQVIA HLDGS INC COM	COM	46266c105		91,554	433	SH		DFND		409	5	19
IRON MTN INC DEL COM	COM	46284v101		1,106,269	12,344	SH		SOLE		12,151	0	193
IRON MTN INC DEL COM	COM	46284v101		250,488	2,795	SH		DFND		2,768	5	22
ITT Inc	COM	45073v108		320,754	2,483	SH		SOLE		2,447	0	36
ITT Inc	COM	45073v108		25,836	200	SH		DFND		195	0	5
JOHNSON &JOHNSON COM USD1.00	COM	478160104		8,998,092	61,563	SH		SOLE		48,571	0	12,992
JOHNSON &JOHNSON COM USD1.00	COM	478160104		2,339,690	16,008	SH		DFND		15,674	50	284
JOHNSON CONTROLS INTERNATIONAL	COM	g51502105		160,857	2,420	SH		SOLE		1,774	0	646
JOHNSON CONTROLS INTERNATIONAL	COM	g51502105		213,394	3,210	SH		DFND		3,117	20	73
JPMORGAN CHASE & CO	COM	46625h100		44,184,949	218,456	SH		SOLE		193,701	0	24,755
JPMORGAN CHASE & CO	COM	46625h100		3,834,835	18,960	SH		DFND		18,360	72	528
JPMORGAN CHASE &amp; CO	COM	46625h100		18,608	92	SH		DFND	12	92	0	0
Kaspien Holdings Inc	COM	485837108		0	14,392	SH		SOLE		14,392	0	0
Kenvue Inc	COM	49177j102		315,114	17,333	SH		SOLE		16,217	0	1,116
Kenvue Inc	COM	49177j102		113,185	6,226	SH		DFND		6,031	21	174
Keurig Dr Pepper Inc	COM	49271v100		14,362	430	SH		SOLE		250	0	180
Keurig Dr Pepper Inc	COM	49271v100		189,686	5,679	SH		DFND		5,488	22	169
KEYSIGHT TECHNOLOGIES INC COM	COM	49338l103		1,469,584	10,747	SH		SOLE		8,869	0	1,878
KEYSIGHT TECHNOLOGIES INC COM	COM	49338l103		105,024	768	SH		DFND		742	7	19
KIMBERLY-CLARK CORP COM	COM	494368103		728,867	5,274	SH		SOLE		5,048	0	226
KIMBERLY-CLARK CORP COM	COM	494368103		335,427	2,427	SH		DFND		2,358	16	53
KINDER MORGAN INC COM USD0.01	COM	49456b101		2,294,832	115,492	SH		SOLE		104,408	0	11,085
KINDER MORGAN INC COM USD0.01	COM	49456b101		170,519	8,582	SH		DFND		7,964	77	541
KKR &CO INC COM	COM	48251w104		1,079,780	10,260	SH		SOLE		10,028	0	232
KKR &CO INC COM	COM	48251w104		73,773	701	SH		DFND		645	7	49
KLA CORP COM NEW	COM	482480100		122,079	148	SH		SOLE		127	0	21
KLA CORP COM NEW	COM	482480100		875,716	1,062	SH		DFND		1,044	2	16
KRAFT HEINZ CO COM	COM	500754106		1,393,805	43,259	SH		SOLE		36,203	0	7,056
KRAFT HEINZ CO COM	COM	500754106		215,045	6,674	SH		DFND		6,583	12	79
KROGER CO COM USD1.00	COM	501044101		8,558,601	171,412	SH		SOLE		161,287	0	10,125
KROGER CO COM USD1.00	COM	501044101		633,888	12,696	SH		DFND		12,591	8	97
L AIR LIQUIDE ORD ADR	COM	009126202		78,141	2,256	SH		SOLE		1,883	0	373
L AIR LIQUIDE ORD ADR	COM	009126202		228,077	6,584	SH		DFND		6,423	25	136
L AIR LIQUIDE ORD ADR	COM	009126202		1,247	36	SH		DFND	13	36	0	0
L3HARRIS TECHNOLOGIES INC COM	COM	502431109		18,293,317	81,456	SH		SOLE		73,090	0	8,366
L3HARRIS TECHNOLOGIES INC COM	COM	502431109		220,777	983	SH		DFND		948	4	31
LAM RESEARCH CORP COM USD0.001	COM	512807108		520,712	489	SH		SOLE		455	0	34
LAM RESEARCH CORP COM USD0.001	COM	512807108		1,357,972	1,275	SH		DFND		1,256	3	16
LAM RESEARCH CORP COM USD0.001	COM	512807108		48,983	46	SH		DFND	10	0	0	46
LAS VEGAS SANDS CORP COM USD0.	COM	517834107		497,798	11,250	SH		SOLE		11,140	0	110
LAS VEGAS SANDS CORP COM USD0.	COM	517834107		35,580	804	SH		DFND		733	9	62
LAS VEGAS SANDS CORP COM USD0.	COM	517834107		14,603	330	SH		DFND	10	0	0	330
LENNAR CORP COM USD0.10 CLASS	COM	526057104		154,816	1,033	SH		SOLE		941	0	92
LENNAR CORP COM USD0.10 CLASS	COM	526057104		362,708	2,420	SH		DFND		2,367	7	46
LINDE PLC COM	COM	g54950103		4,463,772	10,172	SH		SOLE		9,732	0	440
LINDE PLC COM	COM	g54950103		1,377,186	3,138	SH		DFND		3,061	11	66
LOCKHEED MARTIN CORP COM USD1.	COM	539830109		1,451,280	3,107	SH		SOLE		1,603	0	1,504
LOCKHEED MARTIN CORP COM USD1.	COM	539830109		675,133	1,445	SH		DFND		1,385	8	52
LOEWS CORP COM USD0.01	COM	540424108		24,440	327	SH		SOLE		187	0	140
LOEWS CORP COM USD0.01	COM	540424108		192,161	2,571	SH		DFND		2,571	0	0
LOWES COMPANIES INC COM USD0.5	COM	548661107		1,919,600	8,707	SH		SOLE		8,131	0	576
LOWES COMPANIES INC COM USD0.5	COM	548661107		916,274	4,156	SH		DFND		4,076	6	74
LYONDELLBASELL INDUSTRIES N V	COM	n53745100		1,591,878	16,641	SH		SOLE		15,340	0	1,301
LYONDELLBASELL INDUSTRIES N V	COM	n53745100		155,750	1,628	SH		DFND		1,577	11	40
Manhattan Scientifics Inc	COM	563122100		774	645,000	SH		SOLE		645,000	0	0
MANULIFE FINANCIAL CORP CMN	COM	56501r106		221,512	8,321	SH		SOLE		3,396	0	4,925
MANULIFE FINANCIAL CORP CMN	COM	56501r106		115,957	4,356	SH		DFND		4,301	55	0
MANULIFE FINANCIAL CORP CMN	COM	56501r106		3,301	124	SH		DFND	13	124	0	0
MARATHON OIL CORP COM	COM	565849106		36,554	1,275	SH		SOLE		889	0	386
MARATHON OIL CORP COM	COM	565849106		217,898	7,600	SH		DFND		7,359	12	229
MARATHON PETROLEUM CORP COM US	COM	56585a102		533,104	3,073	SH		SOLE		2,834	0	239
MARATHON PETROLEUM CORP COM US	COM	56585a102		1,073,989	6,191	SH		DFND		6,136	9	46
MARRIOTT INTERNATIONAL INC	COM	571903202		73,549	304	SH		SOLE		218	0	86
MARRIOTT INTERNATIONAL INC	COM	571903202		467,599	1,934	SH		DFND		1,891	9	34
MARSH &MCLENNAN COMPANIES INC	COM	571748102		18,358,292	87,122	SH		SOLE		82,773	0	4,349
MARSH &MCLENNAN COMPANIES INC	COM	571748102		837,034	3,972	SH		DFND		3,860	11	101
MARTIN MARIETTA MATERIALS INC	COM	573284106		1,813,948	3,348	SH		SOLE		3,245	0	103
MARTIN MARIETTA MATERIALS INC	COM	573284106		80,186	148	SH		DFND		142	0	6
MARVELL TECHNOLOGY INC COM	COM	573874104		40,437	578	SH		SOLE		483	0	95
MARVELL TECHNOLOGY INC COM	COM	573874104		216,760	3,101	SH		DFND		3,086	15	0
MASCO CORP COM USD1.00	COM	574599106		10,007,526	150,105	SH		SOLE		139,022	0	11,083
MASCO CORP COM USD1.00	COM	574599106		201,293	3,019	SH		DFND		2,973	5	41
MASTERCARD INCORPORATED CL A	COM	57636q104		4,452,628	10,093	SH		SOLE		7,547	0	2,546
MASTERCARD INCORPORATED CL A	COM	57636q104		2,262,835	5,129	SH		DFND		4,943	22	164
MCDONALD S CORP	COM	580135101		10,389,913	40,770	SH		SOLE		35,839	0	4,931
MCDONALD S CORP	COM	580135101		1,154,714	4,531	SH		DFND		4,408	12	111
MCKESSON CORP	COM	58155q103		1,359,694	2,328	SH		SOLE		2,294	0	34
MCKESSON CORP	COM	58155q103		889,505	1,523	SH		DFND		1,486	3	34
Medical Properties Trust Inc	COM	58463j304		45,647	10,591	SH		SOLE		10,491	0	100
Medical Properties Trust Inc	COM	58463j304		13,094	3,038	SH		DFND		2,577	0	461
MEDTRONIC PLC	COM	g5960l103		11,304,651	143,624	SH		SOLE		126,799	0	16,825
MEDTRONIC PLC	COM	g5960l103		312,153	3,966	SH		DFND		3,791	37	138
MEDTRONIC PLC	COM	g5960l103		14,955	190	SH		DFND	12	190	0	0
MercadoLibre Inc	COM	58733r102		506,167	308	SH		SOLE		303	0	5
MercadoLibre Inc	COM	58733r102		11,504	7	SH		DFND		7	0	0
MERCK &CO. INC COM	COM	58933y105		12,525,825	101,178	SH		SOLE		97,589	0	3,589
MERCK &CO. INC COM	COM	58933y105		1,730,702	13,980	SH		DFND		13,541	64	375
META PLATFORMS INC CLASS A COM	COM	30303m102		10,616,436	21,055	SH		SOLE		15,581	0	5,474
META PLATFORMS INC CLASS A COM	COM	30303m102		16,512,031	32,748	SH		DFND		32,334	53	361
METLIFE INC COM USD0.01	COM	59156r108		252,544	3,598	SH		SOLE		2,009	0	1,589
METLIFE INC COM USD0.01	COM	59156r108		342,706	4,883	SH		DFND		4,780	15	88
MGM RESORTS INTERNATIONAL COM	COM	552953101		49,240	1,108	SH		SOLE		929	0	179
MGM RESORTS INTERNATIONAL COM	COM	552953101		213,045	4,794	SH		DFND		4,729	9	56
MICROCHIP TECHNOLOGY INC. COM	COM	595017104		9,825,306	107,380	SH		SOLE		105,156	0	2,224
MICROCHIP TECHNOLOGY INC. COM	COM	595017104		338,958	3,704	SH		DFND		3,586	22	96
MICRON TECHNOLOGY INC	COM	595112103		953,316	7,248	SH		SOLE		6,623	0	625
MICRON TECHNOLOGY INC	COM	595112103		1,264,039	9,610	SH		DFND		9,271	33	306
MICROSOFT CORP	COM	594918104		130,077,366	291,033	SH		SOLE		259,694	0	31,340
MICROSOFT CORP	COM	594918104		27,410,034	61,327	SH		DFND		59,724	177	1,426
MICROSOFT CORP	COM	594918104		24,135	54	SH		DFND	12	54	0	0
MICROSOFT CORP	COM	594918104		56,248	126	SH		DFND	13	126	0	0
MODERNA INC COM	COM	60770k107		100,225	844	SH		SOLE		730	0	114
MODERNA INC COM	COM	60770k107		228,831	1,927	SH		DFND		1,874	10	43
MONDELEZ INTL INC COM NPV	COM	609207105		10,645,571	162,677	SH		SOLE		145,736	0	16,940
MONDELEZ INTL INC COM NPV	COM	609207105		775,276	11,847	SH		DFND		11,686	18	143
MONSTER BEVERAGE CORP NEW COM	COM	61174x109		3,627,869	72,630	SH		SOLE		70,554	0	2,076
MONSTER BEVERAGE CORP NEW COM	COM	61174x109		166,284	3,329	SH		DFND		3,149	26	154
MOODYS CORP COM USD0.01	COM	615369105		331,272	787	SH		SOLE		739	0	48
MOODYS CORP COM USD0.01	COM	615369105		918,077	2,181	SH		DFND		2,142	3	36
MORGAN STANLEY COM USD0.01	COM	617446448		679,985	6,996	SH		SOLE		6,311	0	685
MORGAN STANLEY COM USD0.01	COM	617446448		822,803	8,466	SH		DFND		8,241	37	188
MOTOROLA SOLUTIONS INC	COM	620076307		201,144	521	SH		SOLE		490	0	31
MOTOROLA SOLUTIONS INC	COM	620076307		486,101	1,259	SH		DFND		1,202	5	52
MSCI INC	COM	55354g100		44,569	93	SH		SOLE		78	0	15
MSCI INC	COM	55354g100		201,115	417	SH		DFND		406	1	10
MUENCHENER RE GROUP ADR	COM	626188106		56,829	1,135	SH		SOLE		1,124	0	11
MUENCHENER RE GROUP ADR	COM	626188106		212,697	4,248	SH		DFND		4,084	80	84
MUENCHENER RE GROUP ADR	COM	626188106		1,152	23	SH		DFND	13	23	0	0
MURATA MANUFACTURING CO LTD UN	COM	626425102		49,715	4,808	SH		SOLE		4,808	0	0
MURATA MANUFACTURING CO LTD UN	COM	626425102		84,002	8,124	SH		DFND		7,858	0	266
MURATA MANUFACTURING CO LTD UN	COM	626425102		8,582	830	SH		DFND	13	830	0	0
NESTLE ADR	COM	641069406		759,769	7,416	SH		SOLE		7,302	0	114
NESTLE ADR	COM	641069406		532,638	5,199	SH		DFND		5,076	37	86
NESTLE ADR	COM	641069406		3,996	39	SH		DFND	13	39	0	0
NETFLIX INC	COM	64110l106		9,050,816	13,411	SH		SOLE		12,519	0	892
NETFLIX INC	COM	64110l106		2,716,859	4,026	SH		DFND		3,838	11	177
New Mountain Finance Corp	COM	647551100		53,611	4,380	SH		SOLE		4,380	0	0
New Mountain Finance Corp	COM	647551100		255,904	20,907	SH		DFND		20,907	0	0
NEWMONT CORP COM ISIN #US65163	COM	651639106		286,556	6,844	SH		SOLE		6,436	0	408
NEWMONT CORP COM ISIN #US65163	COM	651639106		402,645	9,617	SH		DFND		9,354	27	236
NEXTERA ENERGY INC COM USD0.01	COM	65339f101		21,389,541	302,069	SH		SOLE		283,415	0	18,655
NEXTERA ENERGY INC COM USD0.01	COM	65339f101		791,314	11,175	SH		DFND		10,716	55	404
NIKE INC CLASS B COM NPV	COM	654106103		5,585,081	74,102	SH		SOLE		72,147	0	1,955
NIKE INC CLASS B COM NPV	COM	654106103		509,053	6,754	SH		DFND		6,597	21	136
Nokia Corp	COM	654902204		10,505	2,779	SH		SOLE		2,779	0	0
Nokia Corp	COM	654902204		33,095	8,755	SH		DFND		8,247	196	312
Nokia Corp	COM	654902204		272	72	SH		DFND	13	72	0	0
NORFOLK SOUTHN CORP COM	COM	655844108		307,007	1,430	SH		SOLE		1,412	0	18
NORFOLK SOUTHN CORP COM	COM	655844108		267,718	1,247	SH		DFND		1,192	6	49
NORSK HYDRO A S F SPONSORED AD	COM	656531605		9,398	1,511	SH		SOLE		1,511	0	0
NORSK HYDRO A S F SPONSORED AD	COM	656531605		80,692	12,973	SH		DFND		12,682	87	204
NORTHROP GRUMMAN CORP COM USD1	COM	666807102		1,116,032	2,560	SH		SOLE		2,516	0	44
NORTHROP GRUMMAN CORP COM USD1	COM	666807102		468,261	1,074	SH		DFND		1,038	3	33
NOVARTIS AG	COM	66987v109		637,270	5,986	SH		SOLE		5,935	0	51
NOVARTIS AG	COM	66987v109		553,698	5,201	SH		DFND		5,083	28	90
NOVARTIS AG	COM	66987v109		16,821	158	SH		DFND	13	158	0	0
NRG ENERGY INC	COM	629377508		270,953	3,480	SH		SOLE		2,979	0	501
NRG ENERGY INC	COM	629377508		318,292	4,088	SH		DFND		3,382	566	140
Nu Holdings Ltd	COM	g6683n103		16,989	1,318	SH		SOLE		1,318	0	0
Nu Holdings Ltd	COM	g6683n103		2,218,137	172,082	SH		DFND		172,082	0	0
NUCOR CORP COM USD0.40	COM	670346105		171,675	1,086	SH		SOLE		993	0	93
NUCOR CORP COM USD0.40	COM	670346105		265,420	1,679	SH		DFND		1,603	3	73
Nutrien Ltd	COM	67077m108		321,395	6,313	SH		SOLE		5,167	0	1,146
Nutrien Ltd	COM	67077m108		23,011	452	SH		DFND		441	11	0
Nutrien Ltd	COM	67077m108		305	6	SH		DFND	13	6	0	0
NVIDIA CORPORATION COM	COM	67066g104		14,751,035	119,403	SH		SOLE		111,483	0	7,920
NVIDIA CORPORATION COM	COM	67066g104		24,775,062	200,543	SH		DFND		190,187	590	9,766
NVIDIA CORPORATION COM	COM	67066g104		30,904	250	SH		DFND	13	250	0	0
NVR INC COM USD0.01	COM	62944t105		22,766	3	SH		SOLE		3	0	0
NVR INC COM USD0.01	COM	62944t105		265,600	35	SH		DFND		35	0	0
NXP Semiconductors NV	COM	n6596x109		464,449	1,726	SH		SOLE		1,647	0	79
NXP Semiconductors NV	COM	n6596x109		407,954	1,516	SH		DFND		1,472	11	33
OCCIDENTAL PETE CORP COM	COM	674599105		130,358	2,068	SH		SOLE		1,695	0	373
OCCIDENTAL PETE CORP COM	COM	674599105		201,582	3,198	SH		DFND		3,023	6	169
OKTA INC CL A	COM	679295105		394,753	4,217	SH		SOLE		4,217	0	0
OKTA INC CL A	COM	679295105		18,348	196	SH		DFND		167	4	25
OLD DOMINION FREIGHT LINE INC	COM	679580100		255,751	1,448	SH		SOLE		1,406	0	42
OLD DOMINION FREIGHT LINE INC	COM	679580100		211,752	1,199	SH		DFND		1,189	0	10
OMEGA NAVIGATION ENTERPRISES I	COM	y6476r105		0	44,573	SH		SOLE		44,573	0	0
OMNICOM GROUP INC COM USD0.15	COM	681919106		89,707	1,000	SH		SOLE		948	0	52
OMNICOM GROUP INC COM USD0.15	COM	681919106		899,528	10,028	SH		DFND		9,985	4	39
ONEOK INC COM USD0.01	COM	682680103		1,664,179	20,407	SH		SOLE		16,992	0	3,415
ONEOK INC COM USD0.01	COM	682680103		203,712	2,498	SH		DFND		2,335	18	145
ORACLE CORP	COM	68389x105		15,140,586	107,228	SH		SOLE		99,041	0	8,187
ORACLE CORP	COM	68389x105		2,051,750	14,531	SH		DFND		14,284	37	210
OREILLY AUTOMOTIVE INC COM	COM	67103h107		1,348,589	1,277	SH		SOLE		1,258	0	19
OREILLY AUTOMOTIVE INC COM	COM	67103h107		491,068	465	SH		DFND		448	2	15
OTIS WORLDWIDE CORP COM	COM	68902v107		282,114	2,931	SH		SOLE		2,750	0	181
OTIS WORLDWIDE CORP COM	COM	68902v107		99,537	1,034	SH		DFND		968	0	66
Ouster Inc	COM	68989m202		130,729	13,299	SH		DFND		0	0	13,299
OWENS CORNING COM USD0.01	COM	690742101		52,290	301	SH		SOLE		203	0	98
OWENS CORNING COM USD0.01	COM	690742101		679,071	3,909	SH		DFND		3,909	0	0
PACCAR INC COM USD1.00	COM	693718108		76,371	742	SH		SOLE		557	0	185
PACCAR INC COM USD1.00	COM	693718108		358,108	3,479	SH		DFND		3,402	11	66
PACKAGING CORP OF AMERICA COM	COM	695156109		161,364	884	SH		SOLE		602	0	282
PACKAGING CORP OF AMERICA COM	COM	695156109		39,068	214	SH		DFND		201	3	10
Palantir Technologies Inc	COM	69608a108		319,690	12,621	SH		SOLE		12,024	0	597
Palantir Technologies Inc	COM	69608a108		231,263	9,130	SH		DFND		9,051	22	57
PALO ALTO NETWORKS INC COM USD	COM	697435105		2,856,837	8,427	SH		SOLE		7,972	0	455
PALO ALTO NETWORKS INC COM USD	COM	697435105		644,938	1,902	SH		DFND		1,861	9	32
PARKER-HANNIFIN CORP COM	COM	701094104		123,418	244	SH		SOLE		192	0	52
PARKER-HANNIFIN CORP COM	COM	701094104		290,934	575	SH		DFND		543	3	29
PAYCHEX INC COM USD0.01	COM	704326107		453,578	3,826	SH		SOLE		3,556	0	270
PAYCHEX INC COM USD0.01	COM	704326107		308,153	2,599	SH		DFND		2,539	4	56
PAYPAL HLDGS INC COM	COM	70450y103		300,537	5,179	SH		SOLE		4,849	0	330
PAYPAL HLDGS INC COM	COM	70450y103		492,443	8,486	SH		DFND		8,247	32	207
PEPSICO INC	COM	713448108		14,212,774	86,175	SH		SOLE		78,679	0	7,495
PEPSICO INC	COM	713448108		1,866,631	11,318	SH		DFND		11,016	38	264
PFIZER INC	COM	717081103		15,307,171	547,075	SH		SOLE		502,072	0	45,004
PFIZER INC	COM	717081103		629,522	22,499	SH		DFND		21,754	159	586
PHILIP MORRIS INTERNATIONAL IN	COM	718172109		403,260	3,980	SH		SOLE		3,517	0	463
PHILIP MORRIS INTERNATIONAL IN	COM	718172109		527,611	5,207	SH		DFND		4,960	42	205
PHILLIPS 66 COM	COM	718546104		371,035	2,628	SH		SOLE		2,525	0	103
PHILLIPS 66 COM	COM	718546104		405,024	2,869	SH		DFND		2,807	6	56
PNC FINANCIAL SERVICES GROUP C	COM	693475105		813,627	5,233	SH		SOLE		4,864	0	369
PNC FINANCIAL SERVICES GROUP C	COM	693475105		588,181	3,783	SH		DFND		3,712	11	60
POOL CORP COM	COM	73278l105		7,550,961	24,570	SH		SOLE		23,091	0	1,479
POOL CORP COM	COM	73278l105		116,478	379	SH		DFND		368	0	11
Powerschool Holdings Inc	COM	73939c106		3,129,428	139,769	SH		DFND		139,769	0	0
PPG INDUSTRIES INC COM USD1.66	COM	693506107		4,898,380	38,910	SH		SOLE		38,856	0	54
PPG INDUSTRIES INC COM USD1.66	COM	693506107		95,928	762	SH		DFND		748	3	11
PRICE T ROWE GROUPS COM USD0.2	COM	74144t108		182,882	1,586	SH		SOLE		1,455	0	131
PRICE T ROWE GROUPS COM USD0.2	COM	74144t108		81,524	707	SH		DFND		675	3	29
PRIMERICA INC COM USD0.01	COM	74164m108		11,386,080	48,128	SH		SOLE		43,208	0	4,920
PRIMERICA INC COM USD0.01	COM	74164m108		113,322	479	SH		DFND		479	0	0
PRINCIPAL FINANCIAL GROUP INC	COM	74251v102		14,984	191	SH		SOLE		114	0	77
PRINCIPAL FINANCIAL GROUP INC	COM	74251v102		204,774	2,610	SH		DFND		2,584	0	26
PROCTER AND GAMBLE CO COM	COM	742718109		27,292,427	165,489	SH		SOLE		154,039	0	11,450
PROCTER AND GAMBLE CO COM	COM	742718109		1,682,359	10,201	SH		DFND		9,708	56	437
PROGRESSIVE CORP COM	COM	743315103		6,029,548	29,029	SH		SOLE		28,682	0	347
PROGRESSIVE CORP COM	COM	743315103		595,948	2,869	SH		DFND		2,674	16	179
PROLOGIS INC. COM	COM	74340w103		667,308	5,942	SH		SOLE		5,539	0	403
PROLOGIS INC. COM	COM	74340w103		384,217	3,421	SH		DFND		3,211	24	186
Prophase Laboratories Inc	COM	74345w108		199,240	47,665	SH		DFND		0	0	47,665
PRUDENTIAL FINANCIAL INC	COM	744320102		1,400,538	11,951	SH		SOLE		10,733	0	1,218
PRUDENTIAL FINANCIAL INC	COM	744320102		393,290	3,356	SH		DFND		3,275	5	76
PUBLIC SVC ENTERPRISE GRP INC	COM	744573106		213,509	2,897	SH		SOLE		1,006	0	1,891
PUBLIC SVC ENTERPRISE GRP INC	COM	744573106		115,836	1,572	SH		DFND		1,495	0	77
PULTE GROUP INC COM USD0.01	COM	745867101		79,459	722	SH		SOLE		514	0	208
PULTE GROUP INC COM USD0.01	COM	745867101		363,666	3,303	SH		DFND		3,257	11	35
QUALCOMM INC	COM	747525103		1,272,280	6,388	SH		SOLE		6,180	0	208
QUALCOMM INC	COM	747525103		1,618,358	8,125	SH		DFND		7,889	33	203
QUANTA SERVICES COM USD0.00001	COM	74762e102		74,702	294	SH		SOLE		258	0	36
QUANTA SERVICES COM USD0.00001	COM	74762e102		218,265	859	SH		DFND		802	5	52
QUEST DIAGNOSTICS INC COM USD0	COM	74834l100		11,073,572	80,900	SH		SOLE		74,717	0	6,183
QUEST DIAGNOSTICS INC COM USD0	COM	74834l100		78,432	573	SH		DFND		555	5	13
QUEST DIAGNOSTICS INC COM USD0	COM	74834l100		4,791	35	SH		DFND	12	35	0	0
QUINSTREET INC	COM	74874q100		2,423,965	146,110	SH		DFND		146,024	0	86
RAYMOND JAMES FINL INC COM	COM	754730109		89,864	727	SH		SOLE		724	0	3
RAYMOND JAMES FINL INC COM	COM	754730109		117,800	953	SH		DFND		910	6	37
RAYMOND JAMES FINL INC COM	COM	754730109		24,104	195	SH		DFND	10	0	0	195
REALTY INCOME CORP COM	COM	756109104		973,814	18,436	SH		SOLE		18,224	0	212
REALTY INCOME CORP COM	COM	756109104		121,974	2,309	SH		DFND		2,179	11	119
REGENERON PHARMACEUTICALS INC	COM	75886f107		337,381	321	SH		SOLE		284	0	37
REGENERON PHARMACEUTICALS INC	COM	75886f107		665,302	633	SH		DFND		621	3	9
REGENERON PHARMACEUTICALS INC	COM	75886f107		33,633	32	SH		DFND	10	0	0	32
REGIONS FINANCIAL CORP NEW COM	COM	7591ep100		83,346	4,159	SH		SOLE		3,654	0	505
REGIONS FINANCIAL CORP NEW COM	COM	7591ep100		167,869	8,377	SH		DFND		8,163	18	196
RELIANCE INC COM	COM	759509102		55,774	195	SH		SOLE		149	0	46
RELIANCE INC COM	COM	759509102		160,793	563	SH		DFND		563	0	0
Remitly Global Inc	COM	75960p104		588,826	48,583	SH		DFND		48,583	0	0
REPUBLIC SERVICES INC	COM	760759100		1,150,337	5,919	SH		SOLE		3,798	0	2,121
REPUBLIC SERVICES INC	COM	760759100		159,016	818	SH		DFND		784	6	28
RESMED INC	COM	761152107		106,812	558	SH		SOLE		522	0	36
RESMED INC	COM	761152107		128,637	672	SH		DFND		635	6	31
Roblox Corp	COM	771049103		707	19	SH		SOLE		10	0	9
Roblox Corp	COM	771049103		403,691	10,849	SH		DFND		10,295	0	554
ROCHE HOLDINGS ADR	COM	771195104		183,127	5,282	SH		SOLE		5,032	0	250
ROCHE HOLDINGS ADR	COM	771195104		380,399	10,972	SH		DFND		10,732	96	144
ROCHE HOLDINGS ADR	COM	771195104		7,073	204	SH		DFND	13	204	0	0
ROCKWELL AUTOMATION INC COM US	COM	773903109		1,391,268	5,054	SH		SOLE		4,637	0	417
ROCKWELL AUTOMATION INC COM US	COM	773903109		323,179	1,174	SH		DFND		1,135	4	35
Roku Inc	COM	77543r102		3,955	66	SH		SOLE		60	0	6
Roku Inc	COM	77543r102		302,407	5,046	SH		DFND		3,026	0	2,020
ROPER TECHNOLOGIES INC	COM	776696106		286,903	509	SH		SOLE		475	0	34
ROPER TECHNOLOGIES INC	COM	776696106		444,740	789	SH		DFND		773	1	15
ROSS STORES INC	COM	778296103		148,222	1,020	SH		SOLE		937	0	83
ROSS STORES INC	COM	778296103		357,197	2,458	SH		DFND		2,377	11	70
ROYAL BANK OF CANADA MONTREAL	COM	780087102		79,891	751	SH		SOLE		703	0	48
ROYAL BANK OF CANADA MONTREAL	COM	780087102		157,230	1,478	SH		DFND		1,459	19	0
ROYAL BANK OF CANADA MONTREAL	COM	780087102		638	6	SH		DFND	13	6	0	0
ROYAL CARIBBEAN GROUP COM USD0	COM	v7780t103		4,283,087	26,865	SH		SOLE		26,561	0	304
ROYAL CARIBBEAN GROUP COM USD0	COM	v7780t103		253,972	1,593	SH		DFND		1,514	7	72
ROYAL CARIBBEAN GROUP COM USD0	COM	v7780t103		33,480	210	SH		DFND	10	0	0	210
RPM INTERNATIONAL INC	COM	749685103		529,032	4,913	SH		SOLE		4,894	0	19
RPM INTERNATIONAL INC	COM	749685103		34,781	323	SH		DFND		318	0	5
Rtx Corporation Com	COM	75513e101		3,522,619	35,089	SH		SOLE		33,198	0	1,891
Rtx Corporation Com	COM	75513e101		428,786	4,271	SH		DFND		3,990	31	250
S&P GLOBAL INC COM	COM	78409v104		955,199	2,142	SH		SOLE		2,084	0	58
S&P GLOBAL INC COM	COM	78409v104		1,099,414	2,465	SH		DFND		2,395	9	61
SALESFORCE INC COM	COM	79466l302		2,156,041	8,386	SH		SOLE		7,078	0	1,308
SALESFORCE INC COM	COM	79466l302		2,172,023	8,448	SH		DFND		8,233	23	192
Samsara Inc	COM	79589l106		8,594	255	SH		SOLE		57	0	198
Samsara Inc	COM	79589l106		1,070,144	31,755	SH		DFND		31,719	0	36
SAP ADR REP 1 ORD	COM	803054204		210,787	1,045	SH		SOLE		1,004	0	41
SAP ADR REP 1 ORD	COM	803054204		431,054	2,137	SH		DFND		2,078	11	48
SAP ADR REP 1 ORD	COM	803054204		2,017	10	SH		DFND	13	10	0	0
SCHLUMBERGER LIMITED COM USD0.	COM	806857108		5,838,613	123,752	SH		SOLE		115,540	0	8,212
SCHLUMBERGER LIMITED COM USD0.	COM	806857108		402,404	8,529	SH		DFND		8,201	39	289
SCHWAB CHARLES CORP COM	COM	808513105		6,494,128	88,128	SH		SOLE		80,126	0	8,002
SCHWAB CHARLES CORP COM	COM	808513105		568,763	7,718	SH		DFND		7,388	33	297
SEAGATE TECHNOLOGY HLDGS PUB L	COM	g7997r103		345,036	3,341	SH		SOLE		3,009	0	332
SEAGATE TECHNOLOGY HLDGS PUB L	COM	g7997r103		239,483	2,319	SH		DFND		2,290	8	21
SEMPRA COM	COM	816851109		81,080	1,066	SH		SOLE		867	0	199
SEMPRA COM	COM	816851109		147,751	1,943	SH		DFND		1,827	8	108
SERVICENOW INC COM USD0.001	COM	81762p102		612,029	778	SH		SOLE		726	0	52
SERVICENOW INC COM USD0.001	COM	81762p102		596,296	758	SH		DFND		723	5	30
SHERWIN-WILLIAMS CO	COM	824348106		108,626	364	SH		SOLE		293	0	71
SHERWIN-WILLIAMS CO	COM	824348106		245,630	823	SH		DFND		760	4	59
SHOPIFY INC COM NPV CL A	COM	82509l107		185,006	2,801	SH		SOLE		2,743	0	58
SHOPIFY INC COM NPV CL A	COM	82509l107		150,391	2,277	SH		DFND		2,268	0	9
SHOPIFY INC COM NPV CL A	COM	82509l107		1,057	16	SH		DFND	13	16	0	0
SIEMENS AG SPON ADR EACH REP 0	COM	826197501		62,478	670	SH		SOLE		646	0	24
SIEMENS AG SPON ADR EACH REP 0	COM	826197501		238,347	2,556	SH		DFND		2,458	24	74
SIEMENS AG SPON ADR EACH REP 0	COM	826197501		1,212	13	SH		DFND	13	13	0	0
Siemens Healthineers AG	COM	d6t479107		3,051,080	53,906	SH		SOLE		53,906	0	0
Silicon Graphics Inc	COM	827056102		0	10,000	SH		SOLE		10,000	0	0
SIMON PROPERTY GROUP INC	COM	828806109		98,518	649	SH		SOLE		531	0	118
SIMON PROPERTY GROUP INC	COM	828806109		519,223	3,420	SH		DFND		3,365	4	51
SKYWORKS SOLUTIONS	COM	83088m102		3,728,382	34,982	SH		SOLE		34,982	0	0
SKYWORKS SOLUTIONS	COM	83088m102		54,398	510	SH		DFND		473	0	37
SNOWFLAKE INC CL A	COM	833445109		21,885	162	SH		SOLE		108	0	54
SNOWFLAKE INC CL A	COM	833445109		10,498,925	77,718	SH		DFND		77,642	0	76
Solventum Corp	COM	83444m101		208,625	3,945	SH		SOLE		3,780	0	165
Solventum Corp	COM	83444m101		9,981	189	SH		DFND		184	2	3
SOUTHERN CO	COM	842587107		575,492	7,419	SH		SOLE		7,046	0	373
SOUTHERN CO	COM	842587107		544,875	7,024	SH		DFND		6,805	61	158
SOUTHERN COPPER CORP	COM	84265v105		146,478	1,360	SH		SOLE		1,360	0	0
SOUTHERN COPPER CORP	COM	84265v105		127,221	1,181	SH		DFND		1,174	7	0
Stanley Works	COM	854502101		54,165	678	SH		SOLE		355	0	323
Stanley Works	COM	854502101		175,800	2,201	SH		DFND		2,181	5	15
STARBUCKS CORP COM USD0.001	COM	855244109		5,044,077	64,792	SH		SOLE		63,867	0	925
STARBUCKS CORP COM USD0.001	COM	855244109		1,034,737	13,291	SH		DFND		13,221	0	70
Starwood Property Tr Inc	COM	85571b105		103,715	5,476	SH		SOLE		2,776	0	2,700
Starwood Property Tr Inc	COM	85571b105		96,329	5,086	SH		DFND		5,063	0	23
STATE STREET CORP	COM	857477103		1,375,102	18,582	SH		SOLE		18,519	0	63
STATE STREET CORP	COM	857477103		518,159	7,002	SH		DFND		6,938	4	60
Statehouse Holdings Inc	COM	85754g301		166	16,600	SH		SOLE		16,600	0	0
STERICYCLE INC COM ISIN #US858	COM	858912108		290,824	5,003	SH		SOLE		5,003	0	0
STRYKER CORPORATION COM	COM	863667101		10,793,601	31,723	SH		SOLE		28,513	0	3,209
STRYKER CORPORATION COM	COM	863667101		730,603	2,147	SH		DFND		2,065	6	76
SUMITOMO MIT ADR REP 1/5TH OF	COM	86562m209		107,173	7,992	SH		SOLE		7,886	0	106
SUMITOMO MIT ADR REP 1/5TH OF	COM	86562m209		233,401	17,405	SH		DFND		17,192	75	138
SUMITOMO MIT ADR REP 1/5TH OF	COM	86562m209		1,475	110	SH		DFND	13	110	0	0
Summit Therapeutics Inc	COM	86627t108		133,770	17,150	SH		DFND		17,150	0	0
SUNCOR ENERGY INC NEW COM	COM	867224107		432,321	11,347	SH		SOLE		10,260	0	1,087
SUNCOR ENERGY INC NEW COM	COM	867224107		471,411	12,373	SH		DFND		10,559	1,814	0
SUNCOR ENERGY INC NEW COM	COM	867224107		8,763	230	SH		DFND	13	230	0	0
Sunoco Lp/Sunoco Fin Corp	COM	86765k109		72,202	1,277	SH		SOLE		1,277	0	0
Sunoco Lp/Sunoco Fin Corp	COM	86765k109		166,793	2,950	SH		DFND		2,950	0	0
SVB FINL GROUP COM	COM	78486q101		41	1,359	SH		SOLE		1,359	0	0
SVB FINL GROUP COM	COM	78486q101		375	12,494	SH		DFND		12,494	0	0
SYNCHRONY FINANCIAL COM	COM	87165b103		172,739	3,661	SH		SOLE		3,370	0	291
SYNCHRONY FINANCIAL COM	COM	87165b103		324,950	6,886	SH		DFND		6,834	10	42
SYNOPSYS INC	COM	871607107		110,681	186	SH		SOLE		158	0	28
SYNOPSYS INC	COM	871607107		645,640	1,085	SH		DFND		1,054	6	25
SYSCO CORP	COM	871829107		871,906	12,213	SH		SOLE		11,281	0	932
SYSCO CORP	COM	871829107		98,804	1,384	SH		DFND		1,310	15	59
T-MOBILE US INC COM	COM	872590104		157,681	895	SH		SOLE		747	0	148
T-MOBILE US INC COM	COM	872590104		790,887	4,489	SH		DFND		4,382	19	88
Targa Resources Corp	COM	87612g101		118,349	919	SH		SOLE		915	0	4
Targa Resources Corp	COM	87612g101		110,493	858	SH		DFND		838	8	12
TARGET CORP	COM	87612e106		732,662	4,949	SH		SOLE		4,384	0	565
TARGET CORP	COM	87612e106		595,726	4,024	SH		DFND		3,908	9	107
TD SYNNEX CORPORATION COM	COM	87162w100		118,685	1,028	SH		SOLE		861	0	167
TD SYNNEX CORPORATION COM	COM	87162w100		82,742	717	SH		DFND		592	125	0
TE CONNECTIVITY LTD COM CHF0.5	COM	h84989104		3,561,280	23,674	SH		SOLE		23,570	0	104
TE CONNECTIVITY LTD COM CHF0.5	COM	h84989104		276,222	1,836	SH		DFND		1,805	8	23
TELEDYNE TECHNOLOGIE	COM	879360105		3,617,526	9,324	SH		SOLE		8,945	0	379
TELEDYNE TECHNOLOGIE	COM	879360105		40,738	105	SH		DFND		99	0	6
TESLA INC COM	COM	88160r101		2,164,609	10,939	SH		SOLE		10,306	0	633
TESLA INC COM	COM	88160r101		8,478,169	42,845	SH		DFND		34,711	56	8,078
TEXAS INSTRUMENTS INC COM USD1	COM	882508104		1,035,483	5,323	SH		SOLE		4,879	0	444
TEXAS INSTRUMENTS INC COM USD1	COM	882508104		1,798,819	9,247	SH		DFND		9,051	25	171
THE CIGNA GROUP COM	COM	125523100		1,992,676	6,028	SH		SOLE		5,884	0	144
THE CIGNA GROUP COM	COM	125523100		887,300	2,684	SH		DFND		2,483	141	60
THE TRADE DESK INC COM CL A	COM	88339j105		184,792	1,892	SH		SOLE		1,781	0	111
THE TRADE DESK INC COM CL A	COM	88339j105		198,368	2,031	SH		DFND		2,017	5	9
THERMO FISHER SCIENTIFIC INC	COM	883556102		2,069,603	3,743	SH		SOLE		3,552	0	191
THERMO FISHER SCIENTIFIC INC	COM	883556102		1,936,620	3,502	SH		DFND		3,425	11	66
TJX COMPANIES INC	COM	872540109		13,501,749	122,632	SH		SOLE		121,838	0	794
TJX COMPANIES INC	COM	872540109		748,195	6,796	SH		DFND		6,603	32	161
TOKIO MARINE HLDGS INC ADR	COM	889094108		94,401	2,506	SH		SOLE		2,465	0	41
TOKIO MARINE HLDGS INC ADR	COM	889094108		235,023	6,239	SH		DFND		6,092	27	120
TOKIO MARINE HLDGS INC ADR	COM	889094108		18,873	501	SH		DFND	13	501	0	0
TOYOTA MOTOR CORP ADR-EACH REP	COM	892331307		166,231	811	SH		SOLE		811	0	0
TOYOTA MOTOR CORP ADR-EACH REP	COM	892331307		411,375	2,007	SH		DFND		1,955	20	32
TOYOTA MOTOR CORP ADR-EACH REP	COM	892331307		10,453	51	SH		DFND	13	51	0	0
TRADEWEB MKTS INC CL A	COM	892672106		4,967,866	46,867	SH		SOLE		45,908	0	959
TRADEWEB MKTS INC CL A	COM	892672106		18,338	173	SH		DFND		166	0	7
TRANE TECHNOLOGIES PLC COM USD	COM	g8994e103		664,092	2,019	SH		SOLE		1,659	0	360
TRANE TECHNOLOGIES PLC COM USD	COM	g8994e103		523,050	1,590	SH		DFND		1,520	8	62
TRANSDIGM GROUP INC	COM	893641100		60,048	47	SH		SOLE		33	0	14
TRANSDIGM GROUP INC	COM	893641100		209,528	164	SH		DFND		156	2	6
TRAVELERS COMPANIES INC COM ST	COM	89417e109		358,891	1,765	SH		SOLE		1,683	0	82
TRAVELERS COMPANIES INC COM ST	COM	89417e109		441,784	2,173	SH		DFND		2,136	7	30
TREX COMPANY INC	COM	89531p105		4,759,356	64,212	SH		SOLE		62,242	0	1,970
TREX COMPANY INC	COM	89531p105		44,694	603	SH		DFND		603	0	0
Trimble Inc	COM	896239100		164,349	2,939	SH		SOLE		2,936	0	3
Trimble Inc	COM	896239100		33,049	591	SH		DFND		557	0	34
Trimble Inc	COM	896239100		20,690	370	SH		DFND	10	0	0	370
TRUIST FINL CORP COM	COM	89832q109		827,416	21,298	SH		SOLE		19,445	0	1,853
TRUIST FINL CORP COM	COM	89832q109		205,217	5,282	SH		DFND		5,008	36	238
TWILIO INC CL A	COM	90138f102		18,406	324	SH		SOLE		324	0	0
TWILIO INC CL A	COM	90138f102		239,056	4,208	SH		DFND		3,198	0	1,010
TYLER TECHNOLOGIES INC	COM	902252105		6,337,542	12,605	SH		SOLE		12,233	0	372
TYLER TECHNOLOGIES INC	COM	902252105		105,081	209	SH		DFND		203	2	4
UBER TECHNOLOGIES INC COM	COM	90353t100		338,325	4,655	SH		SOLE		3,655	0	1,000
UBER TECHNOLOGIES INC COM	COM	90353t100		541,248	7,447	SH		DFND		7,145	47	255
UBS GROUP AG	COM	h42097107		156,178	5,287	SH		SOLE		5,241	0	46
UBS GROUP AG	COM	h42097107		272,211	9,215	SH		DFND		9,005	36	174
UBS GROUP AG	COM	h42097107		2,452	83	SH		DFND	13	83	0	0
UIPATH INC CLASS A	COM	90364p105		14,265	1,125	SH		SOLE		1,125	0	0
UIPATH INC CLASS A	COM	90364p105		367,187	28,958	SH		DFND		28,928	0	30
Unilever PLC	COM	904767704		114,159	2,076	SH		SOLE		1,231	0	845
Unilever PLC	COM	904767704		258,233	4,696	SH		DFND		4,538	42	116
Unilever PLC	COM	904767704		13,088	238	SH		DFND	13	238	0	0
UNION PAC CORP COM	COM	907818108		20,417,325	90,238	SH		SOLE		84,454	0	5,784
UNION PAC CORP COM	COM	907818108		601,157	2,657	SH		DFND		2,536	11	110
UNION PAC CORP COM	COM	907818108		12,444	55	SH		DFND	12	55	0	0
UNITED PARCEL SERVICE INC CL B	COM	911312106		2,147,313	15,691	SH		SOLE		13,802	0	1,889
UNITED PARCEL SERVICE INC CL B	COM	911312106		512,205	3,743	SH		DFND		3,665	0	78
UNITED PARCEL SERVICE INC CL B	COM	911312106		4,106	30	SH		DFND	12	30	0	0
UNITED RENTALS INC	COM	911363109		4,300,954	6,650	SH		SOLE		6,264	0	386
UNITED RENTALS INC	COM	911363109		862,063	1,333	SH		DFND		1,192	134	7
UNITEDHEALTH GROUP INC	COM	91324p102		10,211,527	20,052	SH		SOLE		19,074	0	978
UNITEDHEALTH GROUP INC	COM	91324p102		2,543,066	4,994	SH		DFND		4,827	23	144
Upstart Holdings Inc	COM	91680m107		684	29	SH		SOLE		12	0	17
Upstart Holdings Inc	COM	91680m107		619,733	26,271	SH		DFND		26,271	0	0
US BANCORP	COM	902973304		171,504	4,320	SH		SOLE		3,322	0	998
US BANCORP	COM	902973304		185,111	4,663	SH		DFND		4,436	30	197
USA Compression Partners LP	COM	90290n109		89,747	3,782	SH		SOLE		3,782	0	0
USA Compression Partners LP	COM	90290n109		139,390	5,874	SH		DFND		5,874	0	0
VALERO ENERGY CORP COM	COM	91913y100		10,602,155	67,633	SH		SOLE		62,813	0	4,820
VALERO ENERGY CORP COM	COM	91913y100		352,491	2,249	SH		DFND		2,189	8	52
VENTAS INC	COM	92276f100		41,572	811	SH		SOLE		379	0	432
VENTAS INC	COM	92276f100		222,007	4,331	SH		DFND		4,228	0	103
Veralto Corp	COM	92338c103		715,463	7,494	SH		SOLE		6,112	0	1,382
Veralto Corp	COM	92338c103		148,106	1,551	SH		DFND		1,510	3	38
VERISK ANALYTICS INC COM	COM	92345y106		71,161	264	SH		SOLE		264	0	0
VERISK ANALYTICS INC COM	COM	92345y106		1,283,876	4,763	SH		DFND		4,745	2	16
VERIZON COMMUNICATIONS INC	COM	92343v104		3,261,492	79,086	SH		SOLE		70,652	0	8,434
VERIZON COMMUNICATIONS INC	COM	92343v104		499,830	12,120	SH		DFND		11,416	107	597
VERTEX PHARMACEUTICALS INC	COM	92532f100		7,102,514	15,153	SH		SOLE		15,045	0	108
VERTEX PHARMACEUTICALS INC	COM	92532f100		959,939	2,048	SH		DFND		2,005	7	36
VIATRIS INC COM	COM	92556v106		89,583	8,427	SH		SOLE		7,774	0	653
VIATRIS INC COM	COM	92556v106		115,293	10,846	SH		DFND		10,539	29	278
VIRTUS CONVERTIBLE &INCOMEFUND	COM	92838u108		38,573	13,210	SH		SOLE		13,210	0	0
VIRTUS CONVERTIBLE &INCOMEFUND	COM	92838u108		34,865	11,940	SH		DFND		11,940	0	0
VISA INC	COM	92826c839		22,307,351	84,990	SH		SOLE		74,674	0	10,316
VISA INC	COM	92826c839		2,824,798	10,762	SH		DFND		10,433	32	297
VISA INC	COM	92826c839		14,698	56	SH		DFND	12	56	0	0
VMWARE INC	COM	928563402		280,886	1,709	SH		SOLE		1,609	0	100
VMWARE INC	COM	928563402		113,542	691	SH		DFND		491	200	0
VODAFONE GROUP SPON ADR EACH R	COM	92857w308		14,529	1,638	SH		SOLE		1,462	0	176
VODAFONE GROUP SPON ADR EACH R	COM	92857w308		146,254	16,489	SH		DFND		16,313	76	100
VODAFONE GROUP SPON ADR EACH R	COM	92857w308		2,457	277	SH		DFND	13	277	0	0
Vulcan Intl Corp	COM	929136109		814	16,273	SH		SOLE		16,273	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108		121,506	10,046	SH		SOLE		8,928	0	1,118
WALGREENS BOOTS ALLIANCE INC	COM	931427108		39,018	3,226	SH		DFND		3,067	19	140
WALMART INC COM	COM	931142103		13,349,296	197,154	SH		SOLE		183,386	0	13,768
WALMART INC COM	COM	931142103		1,163,648	17,186	SH		DFND		16,237	120	829
WALMART INC COM	COM	931142103		10,157	150	SH		DFND	12	150	0	0
WARNER BROS DISCOVERY INC COM	COM	934423104		85,270	11,461	SH		SOLE		11,038	0	423
WARNER BROS DISCOVERY INC COM	COM	934423104		92,167	12,388	SH		DFND		12,206	0	182
WARNER BROS DISCOVERY INC COM	COM	934423104		6,064	815	SH		DFND	10	0	0	815
WASTE MANAGEMENT INC	COM	94106l109		6,739,928	31,592	SH		SOLE		31,412	0	180
WASTE MANAGEMENT INC	COM	94106l109		348,871	1,635	SH		DFND		1,510	12	113
WELLS FARGO CO NEW COM	COM	949746101		1,677,964	28,253	SH		SOLE		25,290	0	2,963
WELLS FARGO CO NEW COM	COM	949746101		1,449,773	24,411	SH		DFND		23,842	81	488
WELLTOWER INC COM	COM	95040q104		100,706	966	SH		SOLE		776	0	190
WELLTOWER INC COM	COM	95040q104		241,177	2,313	SH		DFND		2,157	35	121
WESTERN DIGITAL CORP. COM	COM	958102105		199,124	2,628	SH		SOLE		2,584	0	44
WESTERN DIGITAL CORP. COM	COM	958102105		224,052	2,957	SH		DFND		2,339	581	37
WEYERHAEUSER CO MTN BE COM NEW	COM	962166104		102,460	3,609	SH		SOLE		3,475	0	134
WEYERHAEUSER CO MTN BE COM NEW	COM	962166104		135,960	4,789	SH		DFND		4,617	0	172
WILLIAMS COS INC COM	COM	969457100		548,874	12,915	SH		SOLE		11,387	0	1,528
WILLIAMS COS INC COM	COM	969457100		487,220	11,464	SH		DFND		11,125	29	310
WORKDAY INC COM USD0.001 CL A	COM	98138h101		4,441,467	19,867	SH		SOLE		18,578	0	1,289
WORKDAY INC COM USD0.001 CL A	COM	98138h101		93,225	417	SH		DFND		410	0	7
WP Carey Inc	COM	92936u109		135,698	2,465	SH		SOLE		2,460	0	5
WP Carey Inc	COM	92936u109		68,868	1,251	SH		DFND		1,233	9	9
XCEL ENERGY INC COM USD2.5	COM	98389b100		96,726	1,811	SH		SOLE		1,811	0	0
XCEL ENERGY INC COM USD2.5	COM	98389b100		235,592	4,411	SH		DFND		4,264	24	123
Xiaomi Corp	COM	g9830t106		218,044	100,020	SH		DFND		100,020	0	0
Xperi Inc	COM	98423j101		105,523	12,853	SH		SOLE		12,853	0	0
Xperi Inc	COM	98423j101		1,511	184	SH		DFND		184	0	0
XYLEM INC COM USD0.01	COM	98419m100		1,147,837	8,463	SH		SOLE		8,404	0	59
XYLEM INC COM USD0.01	COM	98419m100		126,681	934	SH		DFND		893	3	38
XYLEM INC COM USD0.01	COM	98419m100		39,604	292	SH		DFND	10	0	0	292
YUM CHINA HOLDINGS INC SHS	COM	98850p109		442,091	14,335	SH		SOLE		14,335	0	0
YUM CHINA HOLDINGS INC SHS	COM	98850p109		6,970	226	SH		DFND		226	0	0
YUM! BRANDS INC	COM	988498101		1,028,419	7,764	SH		SOLE		5,417	0	2,347
YUM! BRANDS INC	COM	988498101		174,862	1,320	SH		DFND		1,204	16	100
ZIMMER BIOMET HOLDINGS INC COM	COM	98956p102		1,002,817	9,240	SH		SOLE		9,235	0	5
ZIMMER BIOMET HOLDINGS INC COM	COM	98956p102		41,893	386	SH		DFND		353	3	30
ZOETIS INC	COM	98978v103		11,337,142	65,397	SH		SOLE		61,107	0	4,290
ZOETIS INC	COM	98978v103		373,779	2,156	SH		DFND		2,013	14	129
ZOETIS INC	COM	98978v103		6,068	35	SH		DFND	12	35	0	0
Bitwise Bitcoin Etf Tr	ETF	09174c104		353,389	10,810	SH		DFND		10,810	0	0
COMM SERVICES SELECT SECTOR	ETF	81369y852		966,844	11,287	SH		SOLE		5,472	0	5,815
CONSUMER DISCRETIONARY SPDR	ETF	81369y407		890,477	4,882	SH		SOLE		4,582	0	300
CONSUMER DISCRETIONARY SPDR	ETF	81369y407		14,957	82	SH		DFND		82	0	0
DIMENSIONAL INTERNATIONAL VAL	ETF	25434v807		249,359	6,938	SH		SOLE		6,938	0	0
DIMENSIONAL U S SMALL CAP ETF	ETF	25434v500		658,182	10,955	SH		SOLE		10,955	0	0
DIMENSIONAL U S SMALL CAP ETF	ETF	25434v500		96,008	1,598	SH		DFND		1,598	0	0
DIMENSIONAL US MARKETWIDE VALU	ETF	25434v724		825,096	21,011	SH		SOLE		21,011	0	0
Engine No. 1 Transform 500 ETF	ETF	29287l106		387,202	6,090	SH		SOLE		6,090	0	0
Fidelity MSCI Financials Index	ETF	316092501		217,970	3,762	SH		SOLE		3,762	0	0
Fidelity MSCI Health Care Inde	ETF	316092600		328,031	4,782	SH		SOLE		2,890	0	1,892
Fidelity MSCI Health Care Inde	ETF	316092600		10,290	150	SH		DFND		150	0	0
Fidelity MSCI Information Tech	ETF	316092808		664,117	3,872	SH		SOLE		2,837	0	1,035
Fidelity MSCI Information Tech	ETF	316092808		27,443	160	SH		DFND		160	0	0
Fidelity Wise Origin Bitcoin F	ETF	315948109		1,059,791	20,202	SH		SOLE		19,597	0	605
Fidelity Wise Origin Bitcoin F	ETF	315948109		681,980	13,000	SH		DFND		13,000	0	0
FLEXSHARES TR QUALT DIVD IDX	ETF	33939l860		212,832	3,200	SH		SOLE		3,200	0	0
HEALTH CARE SELECT SPDR	ETF	81369y209		1,073,595	7,366	SH		SOLE		7,001	0	365
HEALTH CARE SELECT SPDR	ETF	81369y209		70,980	487	SH		DFND		487	0	0
Invesco China Technology ETF	ETF	46138e800		1,099,274	32,775	SH		SOLE		32,775	0	0
INVESCO NASDAQ 100 ETF	ETF	46138g649		96,584	490	SH		SOLE		490	0	0
INVESCO NASDAQ 100 ETF	ETF	46138g649		12,588,930	63,868	SH		DFND		63,868	0	0
INVESCO QQQ TR UNIT SER 1	ETF	46090e103		4,609,053	9,620	SH		SOLE		6,361	0	3,259
INVESCO QQQ TR UNIT SER 1	ETF	46090e103		3,094,501	6,459	SH		DFND		6,459	0	0
Invesco S&P 500 Equal Weight E	ETF	46137v357		49,777	303	SH		SOLE		133	0	170
Invesco S&P 500 Equal Weight E	ETF	46137v357		221,778	1,350	SH		DFND		1,350	0	0
Invesco S&P 500 Equal Weight T	ETF	46137v282		289,064	7,885	SH		SOLE		5,465	0	2,420
INVESCO S&P 500 QUALITY ETF	ETF	46137v241		911,010	14,338	SH		SOLE		14,338	0	0
iShares Bitcoin ETF	ETF	46438f101		310,190	9,086	SH		SOLE		8,448	0	638
iShares Bitcoin ETF	ETF	46438f101		266,292	7,800	SH		DFND		6,850	0	950
iShares Core Dividend Growth E	ETF	46434v621		153,531	2,665	SH		SOLE		2,665	0	0
iShares Core Dividend Growth E	ETF	46434v621		59,970	1,041	SH		DFND		1,041	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200		99,694,904	182,181	SH		SOLE		136,991	5	45,185
ISHARES CORE S&P 500 ETF	ETF	464287200		2,536,053	4,634	SH		DFND		4,475	11	148
ISHARES CORE S&P MID-CAP ETF	ETF	464287507		17,233,272	294,485	SH		SOLE		143,305	0	151,180
ISHARES CORE S&P MID-CAP ETF	ETF	464287507		179,466	3,067	SH		DFND		3,067	0	0
ISHARES CORE S&P SMALL-CAP E	ETF	464287804		16,926,018	158,691	SH		SOLE		150,369	8	8,314
ISHARES CORE S&P SMALL-CAP E	ETF	464287804		524,969	4,922	SH		DFND		4,757	0	165
iShares Core S&P Total U.S. St	ETF	464287150		26,424,311	222,464	SH		SOLE		5,669	0	216,795
iShares Core S&P Total U.S. St	ETF	464287150		59,746	503	SH		DFND		503	0	0
ISHARES ESG MSCI USA SMALL-CAP	ETF	46435u663		287,865	7,477	SH		SOLE		7,477	0	0
iShares Exponential Technologi	ETF	46434v381		1,989,042	33,810	SH		SOLE		31,955	0	1,855
ISHARES INC CORE MSCI EMERGING	ETF	46434g103		22,005,923	411,095	SH		SOLE		360,863	77	50,156
ISHARES INC CORE MSCI EMERGING	ETF	46434g103		672,063	12,555	SH		DFND		12,034	48	473
ISHARES MSCI ACWI ETF	ETF	464288257		995,682	8,858	SH		SOLE		8,283	0	575
ISHARES MSCI ACWI ETF	ETF	464288257		9,442	84	SH		DFND		84	0	0
iShares MSCI China ETF	ETF	46429b671		247,454	5,868	SH		SOLE		4,405	0	1,463
ISHARES MSCI EAFE ETF	ETF	464287465		12,070,030	154,092	SH		SOLE		153,042	0	1,050
ISHARES MSCI EAFE ETF	ETF	464287465		536,961	6,855	SH		DFND		6,855	0	0
iShares MSCI EAFE Small-Cap ET	ETF	464288273		4,422,675	71,750	SH		SOLE		64,813	0	6,937
iShares MSCI EAFE Small-Cap ET	ETF	464288273		255,857	4,151	SH		DFND		4,138	0	13
iShares MSCI EM ESG Select ETF	ETF	46434g863		370,708	11,056	SH		SOLE		11,056	0	0
iShares MSCI Emerging Markets	ETF	46434g764		293,158	4,952	SH		SOLE		3,372	0	1,580
iShares MSCI Eurozone ETF	ETF	464286608		260,188	5,329	SH		SOLE		4,859	0	470
iShares MSCI KLD 400 Social ET	ETF	464288570		1,941,279	18,693	SH		SOLE		17,823	0	870
ISHARES MSCI SOUTH KOREA ETF	ETF	464286772		1,321,800	20,000	SH		SOLE		20,000	0	0
ISHARES MSCI UNITED KINGDOME E	ETF	46435g334		2,922,281	83,781	SH		SOLE		83,781	0	0
iShares MSCI USA Min Vol Facto	ETF	46429b697		368,165	4,385	SH		SOLE		3,969	0	416
iShares Russell 1000 ETF	ETF	464287622		5,179,742	17,409	SH		SOLE		17,409	0	0
iShares Russell 1000 Value ETF	ETF	464287598		3,954,788	22,667	SH		SOLE		19,734	0	2,933
ISHARES RUSSELL 2000 ETF	ETF	464287655		16,109,455	79,400	SH		SOLE		78,987	0	413
ISHARES RUSSELL 2000 ETF	ETF	464287655		204,095	1,006	SH		DFND		1,006	0	0
iShares Russell 2000 Growth ET	ETF	464287648		2,937,253	11,188	SH		SOLE		10,897	0	291
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630		16,793,903	110,269	SH		SOLE		107,583	0	2,686
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630		247,183	1,623	SH		DFND		1,623	0	0
ISHARES RUSSELL 3000 INDEX FUN	ETF	464287689		659,319	2,136	SH		SOLE		2,028	0	108
iShares Russell Mid-Cap ETF	ETF	464287499		1,016,662	12,539	SH		SOLE		12,239	0	300
ISHARES RUSSELL MID-CAP VALUE	ETF	464287473		27,448,668	227,337	SH		SOLE		206,580	17	20,740
ISHARES RUSSELL MID-CAP VALUE	ETF	464287473		814,644	6,747	SH		DFND		5,655	38	1,054
iShares Russell Top 200 Growth	ETF	464289438		69,690,830	324,869	SH		SOLE		297,813	24	27,032
iShares Russell Top 200 Growth	ETF	464289438		2,124,391	9,903	SH		DFND		9,336	47	520
iShares Russell Top 200 Value	ETF	464289420		41,926,767	560,368	SH		SOLE		510,543	41	49,784
iShares Russell Top 200 Value	ETF	464289420		1,408,580	18,826	SH		DFND		17,676	90	1,060
ISHARES S&P 100 INDEX FUND	ETF	464287101		889,898	3,367	SH		SOLE		3,367	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309		886,163	9,576	SH		SOLE		9,576	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309		11,105	120	SH		DFND		120	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408		580,066	3,187	SH		SOLE		3,187	0	0
iShares S&P India Nifty 50 Ind	ETF	464289529		215,982	4,025	SH		SOLE		4,025	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168		3,060,915	25,301	SH		SOLE		24,551	0	750
ISHARES SELECT DIVIDEND ETF	ETF	464287168		131,263	1,085	SH		DFND		1,085	0	0
ISHARES TR EAFE GRWTH ETF	ETF	464288885		209,715	2,050	SH		SOLE		1,341	0	709
ISHARES TR ESG MSCI EAFE	ETF	46435g516		440,065	5,586	SH		SOLE		5,586	0	0
ISHARES TR ESG MSCI USAETF	ETF	46435g425		354,858	2,974	SH		SOLE		2,974	0	0
ISHARES TR ISHARES BIOTECH	ETF	464287556		3,217,786	23,443	SH		SOLE		4,443	0	19,000
ISHARES TR ISHARES BIOTECH	ETF	464287556		3,020	22	SH		DFND		22	0	0
ISHARES TR ISHARES SEMICDTR	ETF	464287523		227,146	921	SH		SOLE		921	0	0
ISHARES TR MSCI ACWI EX US	ETF	464288240		9,380,828	176,564	SH		SOLE		162,951	68	13,545
ISHARES TR MSCI ACWI EX US	ETF	464288240		205,652	3,871	SH		DFND		2,899	0	972
ISHARES TR MSCI INTL QUALTY	ETF	46434v456		13,884,653	355,561	SH		SOLE		318,421	66	37,074
ISHARES TR MSCI INTL QUALTY	ETF	46434v456		214,663	5,497	SH		DFND		4,293	0	1,204
ISHARES TR MSCI USA QLT FCT	ETF	46432f339		32,707,369	191,540	SH		SOLE		132,502	15	59,023
ISHARES TR MSCI USA QLT FCT	ETF	46432f339		780,284	4,569	SH		DFND		4,012	31	526
ISHARES TR MSCI USA VALUE	ETF	46432f388		16,966,241	163,988	SH		SOLE		148,255	25	15,709
ISHARES TR MSCI USA VALUE	ETF	46432f388		551,615	5,332	SH		DFND		5,278	54	0
ISHARES TR RUS 1000 GRW ETF	ETF	464287614		36,359,353	99,749	SH		SOLE		35,626	0	64,123
ISHARES TR RUS 1000 GRW ETF	ETF	464287614		290,514	797	SH		DFND		797	0	0
ISHARES TR RUS MD CP GR ETF	ETF	464287481		14,508,826	131,480	SH		SOLE		119,311	11	12,158
ISHARES TR RUS MD CP GR ETF	ETF	464287481		390,658	3,540	SH		DFND		2,981	23	536
ISHARES TRUST CORE MSCI EAFE E	ETF	46432f842		35,379,648	487,055	SH		SOLE		436,902	0	50,153
ISHARES TRUST CORE MSCI EAFE E	ETF	46432f842		1,041,262	14,335	SH		DFND		13,385	0	950
ISHARES TRUST CORE MSCI EAFE E	ETF	46432f842		18,015	248	SH		DFND	12	248	0	0
ISHARES TRUST MSCI EMG MKTS ET	ETF	464287234		4,926,220	115,666	SH		SOLE		114,644	0	1,022
ISHARES TRUST MSCI EMG MKTS ET	ETF	464287234		245,702	5,769	SH		DFND		5,769	0	0
iShares U.S. Technology ETF	ETF	464287721		1,167,556	7,758	SH		SOLE		7,758	0	0
JPMorgan U.S. Quality Factor E	ETF	46641q761		6,309,713	119,164	SH		SOLE		103,295	0	15,869
JPMorgan U.S. Quality Factor E	ETF	46641q761		25,840	488	SH		DFND		488	0	0
JPMorgan U.S. Value Factor ETF	ETF	46641q753		12,477,996	305,309	SH		SOLE		276,125	0	29,185
JPMorgan U.S. Value Factor ETF	ETF	46641q753		275,533	6,742	SH		DFND		6,260	0	482
ProShares Ultra S&P 500	ETF	74347r107		557,880	6,754	SH		DFND		6,754	0	0
ProShares UltraPro QQQ	ETF	74347x831		738,200	10,000	SH		SOLE		10,000	0	0
SCHWAB INTERNATIONAL EQUITY ET	ETF	808524805		7,759,280	201,959	SH		SOLE		201,959	0	0
SCHWAB INTERNATIONAL EQUITY ET	ETF	808524805		198,900	5,177	SH		DFND		5,177	0	0
SCHWAB INTERNATNAL SMALL CAP E	ETF	808524888		620,480	17,439	SH		SOLE		17,439	0	0
SCHWAB INTERNATNAL SMALL CAP E	ETF	808524888		1,494	42	SH		DFND		42	0	0
Schwab U.S. Broad Market ETF	ETF	808524102		2,136,448	33,982	SH		SOLE		33,346	0	636
Schwab U.S. Large-Cap ETF	ETF	808524201		229,475	3,572	SH		SOLE		3,572	0	0
Schwab U.S. Large-Cap ETF	ETF	808524201		134,540	2,094	SH		DFND		2,094	0	0
Schwab US Dividend Equity ETF	ETF	808524797		5,754,874	74,008	SH		SOLE		16,439	0	57,570
Schwab US Dividend Equity ETF	ETF	808524797		67,573	869	SH		DFND		869	0	0
SCHWAB US LARGE CAP GROWTH ETF	ETF	808524300		1,327,312	13,163	SH		SOLE		12,743	0	420
SCHWAB US LARGE CAP GROWTH ETF	ETF	808524300		474,544	4,706	SH		DFND		4,706	0	0
SECTOR SPDR INDUSTRIAL	ETF	81369y704		384,987	3,159	SH		SOLE		2,494	0	665
SELECT SECTOR SPDR TR ENERGY	ETF	81369y506		387,843	4,255	SH		SOLE		3,342	0	913
SELECT SECTOR SPDR TR ENERGY	ETF	81369y506		46,300	508	SH		DFND	13	508	0	0
SELECT SECTOR SPDR TR ENERGY	ETF	81369y506		7,565	83	SH		DFND		83	0	0
SELECT SECTOR SPDR TR FINANCIA	ETF	81369y605		1,744,167	42,427	SH		SOLE		39,434	0	2,993
SELECT SECTOR SPDR TR FINANCIA	ETF	81369y605		19,075	464	SH		DFND		464	0	0
SELECT SECTOR SPDR TRUST TECHN	ETF	81369y803		7,042,766	31,131	SH		SOLE		29,719	0	1,412
SELECT SECTOR SPDR TRUST TECHN	ETF	81369y803		3,393	15	SH		DFND		15	0	0
SPDR DOW JONES INDUSTRIAL AVRG	ETF	78467x109		923,070	2,360	SH		SOLE		2,360	0	0
SPDR DOW JONES INDUSTRIAL AVRG	ETF	78467x109		32,073	82	SH		DFND		82	0	0
SPDR EURO STOXX 50 ETF	ETF	78463x202		405,243	8,100	SH		SOLE		8,100	0	0
SPDR Portfolio S&P 500 ETF	ETF	78464a854		328,192	5,128	SH		SOLE		5,128	0	0
SPDR PORTFOLIO S&P 500 VALUE E	ETF	78464a508		12,504,015	256,545	SH		SOLE		9,112	0	247,433
SPDR Portfolio S&P 600 Small C	ETF	78468r853		208,231	5,014	SH		SOLE		3,616	0	1,398
SPDR S&P Dividend ETF	ETF	78464a763		2,151,631	16,918	SH		SOLE		16,375	0	543
SPDR S&P Dividend ETF	ETF	78464a763		3,815	30	SH		DFND		30	0	0
SPDR S&P MIDCAP 400 ETF	ETF	78467y107		2,789,372	5,213	SH		SOLE		4,790	0	423
SPDR S&P MIDCAP 400 ETF	ETF	78467y107		70,631	132	SH		DFND		132	0	0
SPDR S&P500 ETF TRUST TRUST UN	ETF	78462f103		47,719,195	87,684	SH		SOLE		64,556	0	23,128
SPDR S&P500 ETF TRUST TRUST UN	ETF	78462f103		1,066,671	1,960	SH		DFND		1,960	0	0
Total Market Index	ETF	11r99r225		2,401,872	41,808	SH		SOLE		171	0	41,637
Total Market Index	ETF	11r99r225		640,525	11,149	SH		DFND		11,149	0	0
UTILITIES SELECT SECTOR SPDR F	ETF	81369y886		953,824	13,998	SH		SOLE		13,273	0	725
UTILITIES SELECT SECTOR SPDR F	ETF	81369y886		545	8	SH		DFND		8	0	0
VANGUARD EXTENDED MARKET ETF	ETF	922908652		305,847	1,812	SH		SOLE		1,812	0	0
VANGUARD FTSE Developed Market	ETF	921943858		5,169,126	104,596	SH		SOLE		104,460	0	136
VANGUARD FTSE Developed Market	ETF	921943858		15,913	322	SH		DFND		322	0	0
Vanguard FTSE Europe ETF	ETF	922042874		241,240	3,613	SH		SOLE		3,047	0	566
Vanguard FTSE Europe ETF	ETF	922042874		3,339	50	SH		DFND		50	0	0
VANGUARD GROWTH ETF	ETF	922908736		1,424,662	3,809	SH		SOLE		3,774	0	35
VANGUARD GROWTH ETF	ETF	922908736		3,290,477	8,798	SH		DFND		8,798	0	0
VANGUARD HIGH DIVIDEND YIELD E	ETF	921946406		507,134	4,276	SH		SOLE		3,932	0	344
VANGUARD HIGH DIVIDEND YIELD E	ETF	921946406		95,300	804	SH		DFND		804	0	0
VANGUARD INDEX FDS VANGUARD TO	ETF	922908769		11,540,146	43,139	SH		SOLE		43,139	0	0
VANGUARD INDEX FDS VANGUARD TO	ETF	922908769		520,806	1,947	SH		DFND		1,336	0	611
VANGUARD INDEX FUNDS - VANGUAR	ETF	922908744		558,548	3,482	SH		SOLE		2,796	0	686
VANGUARD INDEX FUNDS - VANGUAR	ETF	922908744		93,289	582	SH		DFND		582	0	0
VANGUARD INDEX FUNDS S&P 500 E	ETF	922908363		31,653,707	63,291	SH		SOLE		58,898	0	4,393
VANGUARD INDEX FUNDS S&P 500 E	ETF	922908363		2,722,279	5,443	SH		DFND		5,443	0	0
VANGUARD INFORMATION TECH E	ETF	92204a702		954,833	1,656	SH		SOLE		1,656	0	0
VANGUARD INFORMATION TECH E	ETF	92204a702		171,824	298	SH		DFND		298	0	0
VANGUARD INTL EQUITY INDEX FDS	ETF	922042775		1,236,600	21,088	SH		SOLE		21,088	0	0
VANGUARD INTL EQUITY INDEX FDS	ETF	922042775		28,482	486	SH		DFND		486	0	0
VANGUARD INTL EQUITY INDEX FDS	ETF	922042858		6,912,138	157,956	SH		SOLE		140,365	0	17,591
VANGUARD INTL EQUITY INDEX FDS	ETF	922042858		1,997,907	45,656	SH		DFND		45,656	0	0
VANGUARD INTL EQUITY INDEX FDS	ETF	922042718		8,256,157	70,271	SH		SOLE		66,342	10	3,919
VANGUARD INTL EQUITY INDEX FDS	ETF	922042718		211,284	1,798	SH		DFND		1,798	0	0
VANGUARD LARGE CAP ETF	ETF	922908637		1,600,563	6,412	SH		DFND		6,412	0	0
VANGUARD MID-CAP INDEX FUND	ETF	922908629		4,958,394	20,481	SH		SOLE		20,186	0	295
Vanguard Russell 1000	ETF	92206c730		234,505	953	SH		SOLE		953	0	0
Vanguard Russell 1000 Growth E	ETF	92206c680		525,617	5,603	SH		SOLE		5,603	0	0
VANGUARD RUSSELL 2000 ETF IV	ETF	92206c664		8,538,589	104,167	SH		SOLE		91,743	0	12,425
VANGUARD RUSSELL 2000 ETF IV	ETF	92206c664		296,033	3,611	SH		DFND		3,498	5	108
Vanguard Russell 2000 Value	ETF	92206c649		427,951	3,192	SH		DFND		3,192	0	0
Vanguard Russell 3000 ETF	ETF	92206c599		18,686,945	77,992	SH		DFND		77,992	0	0
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751		6,005,258	27,542	SH		SOLE		23,956	0	3,586
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751		40,337	185	SH		DFND		185	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611		563,730	3,089	SH		SOLE		3,089	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611		23,910	131	SH		DFND		131	0	0
VANGUARD SPECIALIZED FUNDS DIV	ETF	921908844		15,185,943	83,188	SH		SOLE		81,694	0	1,494
VANGUARD SPECIALIZED FUNDS DIV	ETF	921908844		18,255	100	SH		DFND		100	0	0
Vanguard Total International S	ETF	921909768		366,745	6,082	SH		SOLE		6,082	0	0
Vanguard Total International S	ETF	921909768		25,585	424	SH		DFND		424	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742		2,658,744	23,606	SH		SOLE		23,336	0	270
Xtrackers MSCI USA ESG Leaders	ETF	233051150		944,890	18,491	SH		SOLE		4,385	0	14,106
iShares 0-5 Year High Yield Co	ETF	46434v407		3,453,564	81,838	SH		SOLE		27,024	0	54,814
iShares 10-20 Year Treasury Bo	ETF	464288653		6,212,695	60,494	SH		SOLE		56,689	0	3,805
iShares 10-20 Year Treasury Bo	ETF	464288653		212,197	2,066	SH		DFND		2,065	0	1
iShares Barclays 0-5 Year Tips	ETF	46429b747		440,044	4,423	SH		SOLE		4,423	0	0
iShares Broad USD High Yield C	ETF	46435u853		211,621	5,833	SH		SOLE		5,833	0	0
ISHARES FLOATING RATE BOND ETF	ETF	46429b655		282,579	5,531	SH		SOLE		5,136	0	395
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414		14,303,643	134,243	SH		SOLE		125,082	0	9,161
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414		1,772,566	16,636	SH		DFND		16,542	0	94
iShares Short Treasury Bond	ETF	464288679		15,691,111	142,001	SH		SOLE		605	0	141,396
iShares Short Treasury Bond	ETF	464288679		53,261	482	SH		DFND		27	455	0
ISHARES TIPS BOND E	ETF	464287176		216,230	2,025	SH		SOLE		2,017	0	8
ISHARES TIPS BOND E	ETF	464287176		74,331	696	SH		DFND		696	0	0
ISHARES TR 0-3 MNTH TREASRY	ETF	46436e718		23,372,554	232,078	SH		SOLE		172,525	0	59,553
ISHARES TR 0-3 MNTH TREASRY	ETF	46436e718		2,085,774	20,711	SH		DFND		2,296	0	18,414
ISHARES TR IBOXX HI YD ETF	ETF	464288513		1,605,673	20,815	SH		SOLE		19,553	0	1,262
ISHARES TR IBOXX HI YD ETF	ETF	464288513		54,943	712	SH		DFND		712	0	0
ISHARES TR INTRM GOV CR ETF	ETF	464288612		14,987,189	144,483	SH		SOLE		131,059	201	13,222
ISHARES TR INTRM GOV CR ETF	ETF	464288612		387,743	3,738	SH		DFND		3,738	0	0
ISHARES TR ISHS 1-5YR INVS	ETF	464288646		18,542,424	361,874	SH		SOLE		313,078	0	48,796
iShares Treasury Floating Rate	ETF	46434v860		4,818,972	95,124	SH		SOLE		94,270	0	854
iShares Treasury Floating Rate	ETF	46434v860		27,306	539	SH		DFND		539	0	0
ISHARES TRUST 1 3 YR TREAS BD	ETF	464287457		712,543	8,727	SH		SOLE		2,275	0	6,452
ISHARES TRUST 7-10 YEAR TREASU	ETF	464287440		265,591	2,836	SH		SOLE		2,336	0	500
ISHARES TRUST 7-10 YEAR TREASU	ETF	464287440		8,241	88	SH		DFND		88	0	0
ISHARES TRUST CORE US AGGBD ET	ETF	464287226		69,853,751	719,622	SH		SOLE		652,424	0	67,198
ISHARES TRUST CORE US AGGBD ET	ETF	464287226		2,185,305	22,513	SH		DFND		22,425	45	43
ISHARES TRUST IBOXX INV CP ETF	ETF	464287242		334,214	3,120	SH		SOLE		2,770	0	350
iShares U.S. Treasury Bond ETF	ETF	46429b267		272,420	12,070	SH		SOLE		12,070	0	0
iShares Ultra Short-Term Bond	ETF	46434v878		15,266,387	302,125	SH		SOLE		3,573	0	298,552
iShares Ultra Short-Term Bond	ETF	46434v878		101,313	2,005	SH		DFND		0	2,005	0
J P MORGAN EXCHANGE ETF ULTRA	ETF	46641q837		15,249,730	302,154	SH		SOLE		2,523	0	299,631
J P MORGAN EXCHANGE ETF ULTRA	ETF	46641q837		100,940	2,000	SH		DFND		0	2,000	0
J P MORGAN EXCHANGE TRADED FD	ETF	46641q654		3,869,154	76,247	SH		SOLE		76,247	0	0
Nuveen Pfd & Cvrt Inc Fd 2	ETF	67073d102		51,998	9,369	SH		SOLE		9,369	0	0
Nuveen Pfd & Cvrt Inc Fd 2	ETF	67073d102		99,722	17,968	SH		DFND		17,968	0	0
PIMCO ETF TRUST ENHANCED SHORT	ETF	72201r833		2,453,746	24,379	SH		SOLE		22,709	0	1,670
Schwab U.S. TIPs ETF	ETF	808524870		1,528,278	29,384	SH		SOLE		28,594	0	790
Schwab U.S. TIPs ETF	ETF	808524870		106,048	2,039	SH		DFND		2,039	0	0
SPDR Bloomberg Barclays 1-3 Mo	ETF	78468r663		969,820	10,567	SH		SOLE		10,132	0	435
SPDR Bloomberg Barclays 1-3 Mo	ETF	78468r663		22,211	242	SH		DFND		242	0	0
SPDR Bloomberg Barclays High Y	ETF	78468r622		803,530	8,524	SH		SOLE		8,164	0	360
SPDR Bloomberg Barclays High Y	ETF	78468r622		130,847	1,388	SH		DFND		1,333	0	55
SPDR NUVEEN BLOOMBERG HIGH YIE	ETF	78464a284		937,286	36,843	SH		SOLE		36,812	0	31
SPDR NUVEEN BLOOMBERG HIGH YIE	ETF	78464a284		215,273	8,462	SH		DFND		8,462	0	0
SPDR PORTFOLIO HIGH YIELD BOND	ETF	78468r606		200,312	8,623	SH		SOLE		8,623	0	0
SPDR PORTFOLIO HIGH YIELD BOND	ETF	78468r606		46,460	2,000	SH		DFND		2,000	0	0
U.S. Bond Index	ETF	23h99q785		441,354	33,512	SH		SOLE		63	0	33,449
U.S. Bond Index	ETF	23h99q785		3,915	297	SH		DFND		297	0	0
VANECK J P MORGAN EM LCL CRY B	ETF	92189h300		874,676	36,782	SH		SOLE		33,135	0	3,646
VANECK J P MORGAN EM LCL CRY B	ETF	92189h300		11,224	472	SH		DFND		162	0	310
VANGUARD BD INDEX FDS TOTAL BN	ETF	921937835		4,605,436	63,920	SH		SOLE		60,580	0	3,340
VANGUARD BD INDEX FDS TOTAL BN	ETF	921937835		202,236	2,807	SH		DFND		1,243	0	1,564
VANGUARD CHARLOTTE FDS TOTAL I	ETF	92203j407		356,459	7,324	SH		SOLE		7,324	0	0
VANGUARD CHARLOTTE FDS TOTAL I	ETF	92203j407		59,864	1,230	SH		DFND		1,230	0	0
Vanguard Short-Term Bond Index	ETF	921937827		812,176	10,589	SH		SOLE		10,589	0	0
VANGUARD SHORT INFLATION PROT	ETF	922020805		1,123,798	23,152	SH		SOLE		98	0	23,054
VANGUARD SHORT INFLATION PROT	ETF	922020805		16,746	345	SH		DFND		345	0	0
VIRTUS CONVERTIBLE &INCOMEFD C	ETF	92838x102		37,968	11,611	SH		SOLE		11,611	0	0
VIRTUS CONVERTIBLE &INCOMEFD C	ETF	92838x102		34,315	10,494	SH		DFND		10,494	0	0
Alpine Global Premier Properti	ETF	00302l108		20,643	5,404	SH		SOLE		5,404	0	0
Alpine Global Premier Properti	ETF	00302l108		18,653	4,883	SH		DFND		4,883	0	0
ARK 21Shares Bitcoin ETF Ben o	ETF	040919102		989,524	16,498	SH		DFND		16,498	0	0
FIRST TR EXCHANGE-TRADED FD	ETF	33733e500		895,857	26,341	SH		SOLE		20,330	0	6,011
FIRST TR EXCHANGE-TRADED FD	ETF	33733e500		23,298	685	SH		DFND		685	0	0
FLEXSHARES TRUST MORNINGSTAR G	ETF	33939l407		9,210,081	229,449	SH		SOLE		211,353	0	18,096
FLEXSHARES TRUST MORNINGSTAR G	ETF	33939l407		136,956	3,412	SH		DFND		3,412	0	0
FLEXSHARES TRUST MORNINGSTAR G	ETF	33939l407		13,648	340	SH		DFND	12	340	0	0
iShares Gold Trust	ETF	464285204		246,535	5,612	SH		SOLE		5,612	0	0
iShares Gold Trust	ETF	464285204		4,393	100	SH		DFND		100	0	0
iShares S&P Global Infrastruct	ETF	464288372		2,327,858	48,578	SH		SOLE		48,578	0	0
iShares S&P Global Infrastruct	ETF	464288372		130,534	2,724	SH		DFND		2,724	0	0
ISHARES TR PFD AND INCM SEC	ETF	464288687		23,290,446	738,207	SH		SOLE		704,476	0	33,732
ISHARES TR PFD AND INCM SEC	ETF	464288687		184,715	5,855	SH		DFND		5,855	0	0
ISHARES TRUST GLOBAL REIT ETF	ETF	46434v647		7,475,570	321,530	SH		SOLE		312,352	0	9,178
ISHARES TRUST GLOBAL REIT ETF	ETF	46434v647		255,215	10,977	SH		DFND		10,977	0	0
PROSHARES TRUST BROOKFIELD GLO	ETF	74347b508		4,468,381	99,415	SH		SOLE		95,283	0	4,132
PROSHARES TRUST BROOKFIELD GLO	ETF	74347b508		52,620	1,171	SH		DFND		1,083	0	88
SPDR DOW JONES GLOBAL REAL EST	ETF	78463x749		1,155,242	27,817	SH		SOLE		26,674	0	1,143
SPDR DOW JONES GLOBAL REAL EST	ETF	78463x749		10,383	250	SH		DFND	12	250	0	0
SPDR GOLD TR GOLD SHS	ETF	78463v107		4,885,100	22,720	SH		SOLE		21,019	0	1,701
SPDR GOLD TR GOLD SHS	ETF	78463v107		309,399	1,439	SH		DFND		1,439	0	0
SPDR ICE PREFERRED SECURITIES	ETF	78464a292		474,732	13,992	SH		SOLE		12,942	0	1,050
SPDR S&P Global Natural Resour	ETF	78463x541		333,490	5,971	SH		SOLE		5,745	0	226
UNITED STATES OIL ETF	ETF	91232n207		994,875	12,500	SH		SOLE		0	0	12,500
UNITED STATES OIL ETF	ETF	91232n207		22,842	287	SH		DFND		287	0	0
Vanguard Global ex-U.S. Real E	ETF	922042676		3,447,720	84,982	SH		SOLE		76,708	0	8,274
Vanguard Global ex-U.S. Real E	ETF	922042676		73,108	1,802	SH		DFND		1,646	0	156
VANGUARD REAL ESTATE ETF	ETF	922908553		9,706,893	115,889	SH		SOLE		107,467	12	8,410
VANGUARD REAL ESTATE ETF	ETF	922908553		84,630	1,010	SH		DFND		881	25	104
Fortress Trans Infrst Invs LLC	COM	34960p101		142,148	1,377	SH		SOLE		1,377	0	0
Fortress Trans Infrst Invs LLC	COM	34960p101		128,521	1,245	SH		DFND		1,245	0	0
READY CAPITAL CORP COM	COM	75574u101		2,025,687	247,639	SH		SOLE		12,436	0	235,203
READY CAPITAL CORP COM	COM	75574u101		3,346	409	SH		DFND		291	0	118