The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   292,933 2,269 SH   SOLE   2,269 0 0
ALPHABET INC CAP STK CL C 02079K107   278,806 1,464 SH   SOLE   1,464 0 0
AMAZON COM INC COM 023135106   297,603 1,357 SH   SOLE   1,357 0 0
APPLE INC COM 037833100   399,531 1,595 SH   SOLE   1,595 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   414,751 915 SH   SOLE   915 0 0
BROADCOM INC COM 11135F101   614,138 2,649 SH   SOLE   2,649 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   1,913,465 86,192 SH   SOLE   86,192 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   295,284 863 SH   SOLE   863 0 0
ELI LILLY & CO COM 532457108   346,847 449 SH   SOLE   449 0 0
EXXON MOBIL CORP COM 30231G102   226,087 2,102 SH   SOLE   2,102 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   2,334,761 46,751 SH   SOLE   46,751 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109   212,049 5,267 SH   SOLE   5,267 0 0
HOME DEPOT INC COM 437076102   285,901 735 SH   SOLE   735 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   1,081,028 10,978 SH   SOLE   10,978 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   553,096 1,082 SH   SOLE   1,082 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,884,102 16,196 SH   SOLE   16,196 0 0
ISHARES TR US TREAS BD ETF 46429B267   6,793,534 295,628 SH   SOLE   295,628 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   517,385 1,288 SH   SOLE   1,288 0 0
ISHARES TR NATIONAL MUN ETF 464288414   427,356 4,011 SH   SOLE   4,011 0 0
ISHARES TR RUS MD CP GR ETF 464287481   452,981 3,574 SH   SOLE   3,574 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   578,721 21,347 SH   SOLE   21,347 0 0
ISHARES TR CORE MSCI EAFE 46432F842   545,711 7,765 SH   SOLE   7,765 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   341,519 1,845 SH   SOLE   1,845 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   363,561 5,497 SH   SOLE   5,497 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   306,997 2,910 SH   SOLE   2,910 0 0
ISHARES TR RUS MID CAP ETF 464287499   310,393 3,511 SH   SOLE   3,511 0 0
ISHARES TR CALIF MUN BD ETF 464288356   305,990 5,342 SH   SOLE   5,342 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   304,756 1,379 SH   SOLE   1,379 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,134,856 24,876 SH   SOLE   24,876 0 0
JPMORGAN CHASE & CO. COM 46625H100   349,438 1,458 SH   SOLE   1,458 0 0
META PLATFORMS INC CL A 30303M102   352,420 602 SH   SOLE   602 0 0
MICROSOFT CORP COM 594918104   278,134 660 SH   SOLE   660 0 0
MICROSTRATEGY INC CL A NEW 594972408   359,565 1,242 SH   SOLE   1,242 0 0
NVIDIA CORPORATION COM 67066G104   582,113 4,335 SH   SOLE   4,335 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   228,554 3,022 SH   SOLE   3,022 0 0
SPDR GOLD TR GOLD SHS 78463V107   2,774,197 11,457 SH   SOLE   11,457 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   6,069,951 88,047 SH   SOLE   88,047 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   280,823 5,491 SH   SOLE   5,491 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   542,107 7,589 SH   SOLE   7,589 0 0
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P705   1,335,149 48,524 SH   SOLE   48,524 0 0
THE TRADE DESK INC COM CL A 88339J105   247,636 2,107 SH   SOLE   2,107 0 0
TYLER TECHNOLOGIES INC COM 902252105   211,627 367 SH   SOLE   367 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   569,811 7,924 SH   SOLE   7,924 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   717,182 2,475 SH   SOLE   2,475 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   551,303 9,960 SH   SOLE   9,960 0 0
VISA INC COM CL A 92826C839   273,358 865 SH   SOLE   865 0 0