The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   319,548 3,127 SH   SOLE   0 0 3,127
ABBOTT LABS COM 002824100   1,830,582 17,617 SH   SOLE   1,000 0 16,617
ABBVIE INC COM 00287Y109   4,393,999 25,618 SH   SOLE   480 0 25,138
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,465,167 4,829 SH   SOLE   495 0 4,334
ACI WORLDWIDE INC COM 004498101   3,522,718 88,980 SH   SOLE   0 0 88,980
ADVANCED MICRO DEVICES INC COM 007903107   278,190 1,715 SH   SOLE   0 0 1,715
AFLAC INC COM 001055102   1,932,133 21,634 SH   SOLE   0 0 21,634
AIR PRODS & CHEMS INC COM 009158106   245,406 951 SH   SOLE   0 0 951
ALPHABET INC CAP STK CL C 02079K107   13,245,803 72,216 SH   SOLE   1,300 0 70,916
ALPHABET INC CAP STK CL A 02079K305   6,026,437 33,085 SH   SOLE   1,400 0 31,685
ALTRIA GROUP INC COM 02209S103   211,170 4,636 SH   SOLE   0 0 4,636
AMAZON COM INC COM 023135106   3,232,686 16,728 SH   SOLE   0 0 16,728
AMERICAN EXPRESS CO COM 025816109   2,100,390 9,071 SH   SOLE   0 0 9,071
AMERIPRISE FINL INC COM 03076C106   438,297 1,026 SH   SOLE   0 0 1,026
AMGEN INC COM 031162100   696,139 2,228 SH   SOLE   50 0 2,178
ANTERIX INC COM 03676C100   1,335,965 33,745 SH   SOLE   0 0 33,745
APPLE INC COM 037833100   38,023,382 180,531 SH   SOLE   1,914 0 178,617
APPLIED DIGITAL CORP COM NEW 038169207   1,620,899 272,420 SH   SOLE   0 0 272,420
APPLIED MATLS INC COM 038222105   370,976 1,572 SH   SOLE   0 0 1,572
ASPEN AEROGELS INC COM 04523Y105   604,605 25,350 SH   SOLE   0 0 25,350
AT&T INC COM 00206R102   525,238 27,485 SH   SOLE   0 0 27,485
AUTOMATIC DATA PROCESSING IN COM 053015103   1,016,819 4,260 SH   SOLE   0 0 4,260
BANK AMERICA CORP COM 060505104   4,389,928 110,383 SH   SOLE   719 0 109,664
BECTON DICKINSON & CO COM 075887109   1,209,449 5,175 SH   SOLE   0 0 5,175
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   12,784,910 31,428 SH   SOLE   625 0 30,803
BLACKROCK INC COM 09247X101   863,690 1,097 SH   SOLE   60 0 1,037
BLOCK H & R INC COM 093671105   273,482 5,043 SH   SOLE   0 0 5,043
BRISTOL-MYERS SQUIBB CO COM 110122108   651,564 15,689 SH   SOLE   0 0 15,689
BROADCOM INC COM 11135F101   21,536,579 13,414 SH   SOLE   132 0 13,282
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   2,030,533 73,999 SH   SOLE   3,350 0 70,649
BROWN FORMAN CORP CL B 115637209   247,911 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202   305,550 5,000 SH   SOLE   0 0 5,000
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   1,302,578 40,390 SH   SOLE   0 0 40,390
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   475,266 14,402 SH   SOLE   0 0 14,402
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   439,009 14,912 SH   SOLE   0 0 14,912
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   550,283 16,731 SH   SOLE   0 0 16,731
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   456,376 17,744 SH   SOLE   0 0 17,744
CARLISLE COS INC COM 142339100   221,245 546 SH   SOLE   0 0 546
CARRIER GLOBAL CORPORATION COM 14448C104   381,760 6,052 SH   SOLE   250 0 5,802
CATERPILLAR INC COM 149123101   835,748 2,509 SH   SOLE   0 0 2,509
CHART INDS INC COM 16115Q308   3,413,785 23,651 SH   SOLE   0 0 23,651
CHEVRON CORP NEW COM 166764100   17,329,276 110,787 SH   SOLE   1,576 0 109,211
CHUBB LIMITED COM H1467J104   8,099,045 31,751 SH   SOLE   0 0 31,751
CINTAS CORP COM 172908105   1,380,913 1,972 SH   SOLE   0 0 1,972
CISCO SYS INC COM 17275R102   1,842,105 38,773 SH   SOLE   200 0 38,573
CLEARWATER PAPER CORP COM 18538R103   1,719,799 35,482 SH   SOLE   0 0 35,482
COCA COLA CO COM 191216100   6,740,026 105,892 SH   SOLE   915 0 104,977
COLGATE PALMOLIVE CO COM 194162103   377,874 3,894 SH   SOLE   0 0 3,894
COMCAST CORP NEW CL A 20030N101   258,456 6,600 SH   SOLE   0 0 6,600
COPART INC COM 217204106   895,806 16,540 SH   SOLE   0 0 16,540
COSTCO WHSL CORP NEW COM 22160K105   5,632,034 6,626 SH   SOLE   275 0 6,351
CSX CORP COM 126408103   1,782,417 53,286 SH   SOLE   0 0 53,286
DANAHER CORPORATION COM 235851102   3,222,565 12,898 SH   SOLE   1,010 0 11,888
DELTA AIR LINES INC DEL COM NEW 247361702   1,952,695 41,161 SH   SOLE   0 0 41,161
DEVON ENERGY CORP NEW COM 25179M103   244,868 5,166 SH   SOLE   0 0 5,166
DIAGEO PLC SPON ADR NEW 25243Q205   1,655,178 13,128 SH   SOLE   540 0 12,588
DIAMONDBACK ENERGY INC COM 25278X109   423,001 2,113 SH   SOLE   0 0 2,113
DISNEY WALT CO COM 254687106   1,154,351 11,626 SH   SOLE   0 0 11,626
DUKE ENERGY CORP NEW COM NEW 26441C204   16,660,485 166,223 SH   SOLE   1,914 0 164,309
EATON CORP PLC SHS G29183103   640,583 2,043 SH   SOLE   0 0 2,043
ECOLAB INC COM 278865100   872,270 3,665 SH   SOLE   675 0 2,990
ELI LILLY & CO COM 532457108   4,411,011 4,872 SH   SOLE   0 0 4,872
EMERSON ELEC CO COM 291011104   6,993,014 63,481 SH   SOLE   1,815 0 61,666
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   329,480 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   4,969,010 171,463 SH   SOLE   602 0 170,861
EOG RES INC COM 26875P101   316,311 2,513 SH   SOLE   0 0 2,513
EXXON MOBIL CORP COM 30231G102   5,684,159 49,376 SH   SOLE   0 0 49,376
FEDEX CORP COM 31428X106   792,477 2,643 SH   SOLE   0 0 2,643
FIFTH THIRD BANCORP COM 316773100   241,819 6,627 SH   SOLE   0 0 6,627
FIRST TR EXCHANGE-TRADED FD MERGER ARBITRA 33740J203   258,716 14,903 SH   SOLE   0 0 14,903
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   216,739 2,579 SH   SOLE   0 0 2,579
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   215,715 3,940 SH   SOLE   0 0 3,940
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108   201,642 1,858 SH   SOLE   0 0 1,858
FORD MTR CO DEL COM 345370860   284,094 22,655 SH   SOLE   0 0 22,655
FORTIVE CORP COM 34959J108   227,635 3,072 SH   SOLE   0 0 3,072
GENERAL DYNAMICS CORP COM 369550108   2,238,140 7,714 SH   SOLE   0 0 7,714
GENERAL MLS INC COM 370334104   2,655,718 41,981 SH   SOLE   0 0 41,981
GLOBAL PMTS INC COM 37940X102   1,130,133 11,687 SH   SOLE   0 0 11,687
GOLDMAN SACHS GROUP INC COM 38141G104   607,918 1,344 SH   SOLE   0 0 1,344
GRAINGER W W INC COM 384802104   307,664 341 SH   SOLE   0 0 341
GRANITESHARES GOLD TR SHS BEN INT 38748G101   278,183 12,116 SH   SOLE   0 0 12,116
HARROW INC COM 415858109   4,300,478 205,863 SH   SOLE   0 0 205,863
HCA HEALTHCARE INC COM 40412C101   18,304,285 56,973 SH   SOLE   0 0 56,973
HERSHEY CO COM 427866108   896,355 4,876 SH   SOLE   0 0 4,876
HOME DEPOT INC COM 437076102   5,354,653 15,555 SH   SOLE   0 0 15,555
HONEYWELL INTL INC COM 438516106   1,133,043 5,306 SH   SOLE   0 0 5,306
ILLINOIS TOOL WKS INC COM 452308109   594,770 2,510 SH   SOLE   0 0 2,510
INTEL CORP COM 458140100   915,628 29,565 SH   SOLE   2,875 0 26,690
INTERNATIONAL BUSINESS MACHS COM 459200101   451,745 2,612 SH   SOLE   0 0 2,612
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,873,808 28,850 SH   SOLE   0 0 28,850
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   368,550 17,500 SH   SOLE   0 0 17,500
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   204,500 10,000 SH   SOLE   0 0 10,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,359,335 70,725 SH   SOLE   0 0 70,725
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   677,740 35,345 SH   SOLE   0 0 35,345
INVESCO QQQ TR UNIT SER 1 46090E103   3,411,742 7,121 SH   SOLE   150 0 6,971
ISHARES GOLD TR ISHARES NEW 464285204   325,082 7,400 SH   SOLE   0 0 7,400
ISHARES INC CORE MSCI EMKT 46434G103   3,364,253 62,848 SH   SOLE   280 0 62,568
ISHARES TR IBONDS DEC2026 46435GAA0   22,246,207 933,930 SH   SOLE   2,921 0 931,009
ISHARES TR S&P 500 VAL ETF 464287408   324,888 1,785 SH   SOLE   0 0 1,785
ISHARES TR RUS 1000 GRW ETF 464287614   1,157,695 3,176 SH   SOLE   0 0 3,176
ISHARES TR RUS TP200 GR ETF 464289438   383,133 1,786 SH   SOLE   0 0 1,786
ISHARES TR RUS MDCP VAL ETF 464287473   459,416 3,805 SH   SOLE   0 0 3,805
ISHARES TR ISHS 1-5YR INVS 464288646   10,595,612 206,784 SH   SOLE   0 0 206,784
ISHARES TR IBONDS DEC25 ETF 46434VBD1   767,634 30,878 SH   SOLE   0 0 30,878
ISHARES TR IBONDS DEC 26 46435U259   1,364,672 53,897 SH   SOLE   0 0 53,897
ISHARES TR CORE S&P500 ETF 464287200   2,097,845 3,834 SH   SOLE   0 0 3,834
ISHARES TR IBONDS DEC 46435U697   894,646 34,350 SH   SOLE   0 0 34,350
ISHARES TR MSCI EAFE MIN VL 46429B689   2,164,708 31,212 SH   SOLE   0 0 31,212
ISHARES TR IBONDS DEC 27 46435U283   1,399,735 55,967 SH   SOLE   0 0 55,967
ISHARES TR IBONDS 27 ETF 46435UAA9   28,422,240 1,197,735 SH   SOLE   4,722 0 1,193,013
ISHARES TR 3 7 YR TREAS BD 464288661   16,719,430 144,795 SH   SOLE   1,100 0 143,695
ISHARES TR ISHARES SEMICDTR 464287523   9,022,712 36,584 SH   SOLE   0 0 36,584
ISHARES TR IBONDS DEC 28 46435U325   1,363,590 54,500 SH   SOLE   0 0 54,500
ISHARES TR SELECT DIVID ETF 464287168   485,614 4,014 SH   SOLE   0 0 4,014
ISHARES TR 1 3 YR TREAS BD 464287457   11,963,113 146,517 SH   SOLE   1,850 0 144,667
ISHARES TR MSCI USA QLT FCT 46432F339   3,801,459 22,262 SH   SOLE   0 0 22,262
ISHARES TR CORE S&P SCP ETF 464287804   314,977 2,953 SH   SOLE   0 0 2,953
ISHARES TR PFD AND INCM SEC 464288687   519,849 16,477 SH   SOLE   0 0 16,477
ISHARES TR MSCI INTL QUALTY 46434V456   1,861,943 47,681 SH   SOLE   2,500 0 45,181
ISHARES TR GLOB HLTHCRE ETF 464287325   26,097,044 1,151,171 SH   SOLE   5,617 0 1,145,554
ISHARES TR IBDS DEC28 ETF 46435U515   33,907,189 1,368,881 SH   SOLE   6,204 0 1,362,677
ISHARES TR RUS 1000 VAL ETF 464287598   703,812 4,034 SH   SOLE   0 0 4,034
ISHARES TR RUSSELL 2000 ETF 464287655   792,524 3,906 SH   SOLE   0 0 3,906
ISHARES TR IBONDS DEC 25 46435U432   2,627,921 99,223 SH   SOLE   0 0 99,223
ISHARES TR S&P 500 GRWT ETF 464287309   499,623 5,399 SH   SOLE   0 0 5,399
ISHARES TR IBONDS DEC24 ETF 46434VBG4   844,314 33,598 SH   SOLE   0 0 33,598
ISHARES TR MSCI EAFE ETF 464287465   992,598 12,672 SH   SOLE   0 0 12,672
ISHARES TR MSCI ACWI EX US 464288240   377,223 7,100 SH   SOLE   0 0 7,100
ISHARES TR 0-3 MNTH TREASRY 46436E718   14,849,278 147,446 SH   SOLE   2,045 0 145,401
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   811,819 15,998 SH   SOLE   0 0 15,998
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   764,267 15,143 SH   SOLE   0 0 15,143
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   337,246 5,950 SH   SOLE   0 0 5,950
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   309,605 6,146 SH   SOLE   0 0 6,146
JOHNSON & JOHNSON COM 478160104   12,430,288 85,046 SH   SOLE   1,500 0 83,546
JPMORGAN CHASE & CO. COM 46625H100   17,098,688 84,538 SH   SOLE   1,961 0 82,577
KIMBERLY-CLARK CORP COM 494368103   344,394 2,492 SH   SOLE   0 0 2,492
KOSMOS ENERGY LTD COM 500688106   1,145,689 206,803 SH   SOLE   0 0 206,803
L3HARRIS TECHNOLOGIES INC COM 502431109   293,077 1,305 SH   SOLE   0 0 1,305
LOCKHEED MARTIN CORP COM 539830109   10,359,344 22,178 SH   SOLE   410 0 21,768
LOUISIANA PAC CORP COM 546347105   359,782 4,370 SH   SOLE   0 0 4,370
LOWES COS INC COM 548661107   592,156 2,686 SH   SOLE   0 0 2,686
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   6,118,318 63,959 SH   SOLE   250 0 63,709
M & T BK CORP COM 55261F104   342,528 2,263 SH   SOLE   0 0 2,263
MAGNITE INC COM 55955D100   284,884 21,436 SH   SOLE   0 0 21,436
MASTERCARD INCORPORATED CL A 57636Q104   2,009,484 4,555 SH   SOLE   0 0 4,555
MCDONALDS CORP COM 580135101   3,760,419 14,756 SH   SOLE   630 0 14,126
MERCK & CO INC COM 58933Y105   20,100,466 162,362 SH   SOLE   2,410 0 159,952
META PLATFORMS INC CL A 30303M102   2,567,572 5,092 SH   SOLE   0 0 5,092
METLIFE INC COM 59156R108   675,719 9,627 SH   SOLE   0 0 9,627
MFS INTER INCOME TR SH BEN INT 55273C107   26,600 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   808,128 8,832 SH   SOLE   0 0 8,832
MICROSOFT CORP COM 594918104   35,836,213 80,179 SH   SOLE   1,785 0 78,394
MODERNA INC COM 60770K107   1,540,188 12,970 SH   SOLE   0 0 12,970
MONDELEZ INTL INC CL A 609207105   938,344 14,339 SH   SOLE   900 0 13,439
MOODYS CORP COM 615369105   336,744 800 SH   SOLE   0 0 800
NATIONAL HEALTH INVS INC COM 63633D104   206,712 3,052 SH   SOLE   0 0 3,052
NETFLIX INC COM 64110L106   500,761 742 SH   SOLE   0 0 742
NEXTERA ENERGY INC COM 65339F101   712,643 10,064 SH   SOLE   0 0 10,064
NIKE INC CL B 654106103   2,270,614 30,126 SH   SOLE   675 0 29,451
NORTHROP GRUMMAN CORP COM 666807102   246,748 566 SH   SOLE   0 0 566
NOVARTIS AG SPONSORED ADR 66987V109   4,086,574 38,386 SH   SOLE   1,525 0 36,861
NOVO-NORDISK A S ADR 670100205   4,194,843 29,388 SH   SOLE   0 0 29,388
NUCOR CORP COM 670346105   2,496,874 15,795 SH   SOLE   0 0 15,795
NVIDIA CORPORATION COM 67066G104   2,130,728 17,247 SH   SOLE   0 0 17,247
OLD REP INTL CORP COM 680223104   3,797,456 122,895 SH   SOLE   0 0 122,895
ORACLE CORP COM 68389X105   1,545,575 10,946 SH   SOLE   0 0 10,946
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,287,929 50,846 SH   SOLE   0 0 50,846
PALO ALTO NETWORKS INC COM 697435105   4,951,241 14,605 SH   SOLE   0 0 14,605
PAYCHEX INC COM 704326107   5,278,528 44,522 SH   SOLE   1,965 0 42,557
PEPSICO INC COM 713448108   6,662,412 40,395 SH   SOLE   1,350 0 39,045
PFIZER INC COM 717081103   4,534,582 162,065 SH   SOLE   1,000 0 161,065
PHILIP MORRIS INTL INC COM 718172109   543,737 5,366 SH   SOLE   0 0 5,366
PHILLIPS 66 COM 718546104   489,154 3,465 SH   SOLE   0 0 3,465
PINNACLE FINL PARTNERS INC COM 72346Q104   4,256,932 53,185 SH   SOLE   0 0 53,185
PROCTER AND GAMBLE CO COM 742718109   14,048,696 85,185 SH   SOLE   2,395 0 82,790
PROGRESSIVE CORP COM 743315103   711,199 3,424 SH   SOLE   0 0 3,424
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   817,112 11,087 SH   SOLE   700 0 10,387
QUALCOMM INC COM 747525103   1,350,839 6,782 SH   SOLE   100 0 6,682
RENASANT CORP COM 75970E107   247,191 8,094 SH   SOLE   0 0 8,094
RTX CORPORATION COM 75513E101   1,417,206 14,117 SH   SOLE   775 0 13,342
SALESFORCE INC COM 79466L302   4,693,875 18,257 SH   SOLE   0 0 18,257
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   819,604 17,273 SH   SOLE   0 0 17,273
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,321,755 86,459 SH   SOLE   3,000 0 83,459
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   950,505 9,426 SH   SOLE   0 0 9,426
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,574,873 34,758 SH   SOLE   0 0 34,758
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,572,194 23,073 SH   SOLE   1,500 0 21,573
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   365,078 9,505 SH   SOLE   720 0 8,785
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   684,235 16,644 SH   SOLE   2,953 0 13,691
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,234,739 49,638 SH   SOLE   0 0 49,638
SELECT SECTOR SPDR TR ENERGY 81369Y506   837,542 9,189 SH   SOLE   3,200 0 5,989
SHELL PLC SPON ADS 780259305   632,152 8,758 SH   SOLE   0 0 8,758
SOUTHERN CO COM 842587107   2,765,758 35,655 SH   SOLE   800 0 34,855
SOUTHWEST AIRLS CO COM 844741108   387,007 13,527 SH   SOLE   0 0 13,527
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   12,614,252 334,862 SH   SOLE   375 0 334,487
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,238,670 5,951 SH   SOLE   0 0 5,951
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   441,187 825 SH   SOLE   0 0 825
SPDR SER TR PORTFOLIO S&P600 78468R853   336,393 8,100 SH   SOLE   0 0 8,100
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,466,971 50,813 SH   SOLE   0 0 50,813
SPDR SER TR PORTFOLIO S&P500 78464A854   2,752,000 43,000 SH   SOLE   0 0 43,000
SPDR SER TR PORTFOLIO S&P400 78464A847   395,010 7,700 SH   SOLE   0 0 7,700
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   315,466 11,163 SH   SOLE   0 0 11,163
STONEX GROUP INC COM 861896108   9,825,997 130,474 SH   SOLE   0 0 130,474
STRYKER CORPORATION COM 863667101   1,188,834 3,494 SH   SOLE   0 0 3,494
SYNOVUS FINL CORP COM NEW 87161C501   301,425 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   447,758 6,272 SH   SOLE   0 0 6,272
TARGET CORP COM 87612E106   2,219,719 14,994 SH   SOLE   0 0 14,994
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   265,828 4,181 SH   SOLE   0 0 4,181
TESLA INC COM 88160R101   207,180 1,047 SH   SOLE   0 0 1,047
TEXAS INSTRS INC COM 882508104   252,889 1,300 SH   SOLE   0 0 1,300
THE CIGNA GROUP COM 125523100   261,811 792 SH   SOLE   0 0 792
TJX COS INC NEW COM 872540109   994,864 9,036 SH   SOLE   0 0 9,036
TRAVELERS COMPANIES INC COM 89417E109   309,280 1,521 SH   SOLE   0 0 1,521
UNILEVER PLC SPON ADR NEW 904767704   472,804 8,598 SH   SOLE   0 0 8,598
UNION PAC CORP COM 907818108   308,166 1,362 SH   SOLE   0 0 1,362
UNITED PARCEL SERVICE INC CL B 911312106   10,471,413 76,517 SH   SOLE   1,050 0 75,467
UNITEDHEALTH GROUP INC COM 91324P102   11,108,998 21,814 SH   SOLE   200 0 21,614
US BANCORP DEL COM NEW 902973304   664,896 16,748 SH   SOLE   200 0 16,548
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   4,885,094 152,850 SH   SOLE   0 0 152,850
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,341,041 5,144 SH   SOLE   0 0 5,144
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   255,583 3,547 SH   SOLE   0 0 3,547
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   229,994 2,999 SH   SOLE   0 0 2,999
VANGUARD INDEX FDS TOTAL STK MKT 922908769   23,323,553 87,188 SH   SOLE   0 0 87,188
VANGUARD INDEX FDS SMALL CP ETF 922908751   21,611,934 99,119 SH   SOLE   650 0 98,469
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   925,813 5,485 SH   SOLE   750 0 4,735
VANGUARD INDEX FDS GROWTH ETF 922908736   148,259,069 396,404 SH   SOLE   1,270 0 395,134
VANGUARD INDEX FDS VALUE ETF 922908744   105,166,431 655,610 SH   SOLE   1,560 0 654,050
VANGUARD INDEX FDS SM CP VAL ETF 922908611   763,481 4,183 SH   SOLE   0 0 4,183
VANGUARD INDEX FDS MID CAP ETF 922908629   21,525,975 88,914 SH   SOLE   269 0 88,645
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,158,740 4,316 SH   SOLE   0 0 4,316
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,698,551 107,371 SH   SOLE   500 0 106,871
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   12,867,721 219,436 SH   SOLE   3,800 0 215,636
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,186,128 158,409 SH   SOLE   3,565 0 154,844
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,480,048 19,153 SH   SOLE   0 0 19,153
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,323,915 45,598 SH   SOLE   300 0 45,298
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   62,702,310 1,268,764 SH   SOLE   10,376 0 1,258,388
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,761,101 73,871 SH   SOLE   0 0 73,871
VANGUARD WORLD FD CONSUM STP ETF 92204A207   574,981 2,832 SH   SOLE   0 0 2,832
VERALTO CORP COM SHS 92338C103   295,002 3,090 SH   SOLE   336 0 2,754
VERIZON COMMUNICATIONS INC COM 92343V104   8,265,006 200,412 SH   SOLE   3,025 0 197,387
VISA INC COM CL A 92826C839   1,569,046 5,978 SH   SOLE   0 0 5,978
WALMART INC COM 931142103   4,801,071 70,906 SH   SOLE   2,340 0 68,566
WASTE MGMT INC DEL COM 94106L109   3,362,025 15,759 SH   SOLE   575 0 15,184
WELLS FARGO CO NEW COM 949746101   623,899 10,505 SH   SOLE   0 0 10,505
WEYERHAEUSER CO MTN BE COM NEW 962166104   2,290,495 80,680 SH   SOLE   1,200 0 79,480
WISDOMTREE TR EM EX ST-OWNED 97717X578   276,374 9,023 SH   SOLE   0 0 9,023
WORKDAY INC CL A 98138H101   1,828,497 8,179 SH   SOLE   0 0 8,179
YUM BRANDS INC COM 988498101   442,151 3,338 SH   SOLE   0 0 3,338
ZOETIS INC CL A 98978V103   270,268 1,559 SH   SOLE   0 0 1,559