The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   343,935 1,935 SH   SOLE   1,935 0 0
ADOBE INC COM 00724F101   229,455 516 SH   SOLE   516 0 0
ALPHABET INC CAP STK CL A 02079K305   833,182 4,401 SH   SOLE   4,401 0 0
ALPHABET INC CAP STK CL C 02079K107   252,428 1,325 SH   SOLE   1,325 0 0
AMAZON COM INC COM 023135106   1,833,483 8,357 SH   SOLE   8,357 0 0
AMERICAN EXPRESS CO COM 025816109   470,115 1,584 SH   SOLE   1,584 0 0
APPLE INC COM 037833100   3,748,410 14,968 SH   SOLE   14,968 0 0
AT&T INC COM 00206R102   397,608 17,462 SH   SOLE   17,462 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   602,409 1,329 SH   SOLE   1,329 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   223,919 20,810 SH   SOLE   20,810 0 0
BROADCOM INC COM 11135F101   407,097 1,756 SH   SOLE   1,756 0 0
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   416,097 34,849 SH   SOLE   34,849 0 0
CATERPILLAR INC COM 149123101   509,073 1,403 SH   SOLE   1,403 0 0
CGI INC CL A SUB VTG 12532H104   1,350,100 12,350 SH   SOLE   12,350 0 0
CISCO SYS INC COM 17275R102   262,482 4,434 SH   SOLE   4,434 0 0
COCA COLA CO COM 191216100   367,182 5,898 SH   SOLE   5,898 0 0
COSTCO WHSL CORP NEW COM 22160K105   440,899 481 SH   SOLE   481 0 0
ELI LILLY & CO COM 532457108   275,250 357 SH   SOLE   357 0 0
EXXON MOBIL CORP COM 30231G102   709,248 6,593 SH   SOLE   6,593 0 0
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   39,333,188 850,263 SH   SOLE   850,263 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   14,376,644 320,407 SH   SOLE   320,407 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   204,319 357 SH   SOLE   357 0 0
HOME DEPOT INC COM 437076102   237,903 612 SH   SOLE   612 0 0
HONEYWELL INTL INC COM 438516106   712,239 3,153 SH   SOLE   3,153 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   550,172 2,503 SH   SOLE   2,503 0 0
INTUIT COM 461202103   285,968 455 SH   SOLE   455 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   252,116 1,439 SH   SOLE   1,439 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   703,971 1,377 SH   SOLE   1,377 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,689,436 147,251 SH   SOLE   147,251 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,126,808 32,268 SH   SOLE   32,268 0 0
ISHARES TR MSCI KLD400 SOC 464288570   437,464 3,968 SH   SOLE   3,968 0 0
ISHARES TR MSCI EAFE ETF 464287465   920,137 12,170 SH   SOLE   12,170 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   430,537 10,295 SH   SOLE   10,295 0 0
ISHARES TR IBOXX HI YD ETF 464288513   349,499 4,444 SH   SOLE   4,444 0 0
ISHARES TR CORE S&P TTL STK 464287150   8,755,652 68,074 SH   SOLE   68,074 0 0
ISHARES TR CORE S&P US GWT 464287671   331,133 2,376 SH   SOLE   2,376 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,568,768 121,470 SH   SOLE   121,470 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   721,376 6,426 SH   SOLE   6,426 0 0
ISHARES TR CORE MSCI EAFE 46432F842   302,370 4,302 SH   SOLE   4,302 0 0
ISHARES TR CORE S&P500 ETF 464287200   45,556,820 77,388 SH   SOLE   77,388 0 0
ISHARES TR INDIA 50 ETF 464289529   217,153 4,271 SH   SOLE   4,271 0 0
ISHARES TR CORE TOTAL USD 46434V613   2,270,475 50,232 SH   SOLE   50,232 0 0
ISHARES TR CORE S&P SCP ETF 464287804   6,605,110 57,326 SH   SOLE   57,326 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   3,747,122 56,654 SH   SOLE   56,654 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   6,528,027 136,655 SH   SOLE   136,655 0 0
ISHARES TR NATIONAL MUN ETF 464288414   529,498 4,969 SH   SOLE   4,969 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   3,228,060 39,376 SH   SOLE   39,376 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,237,367 11,731 SH   SOLE   11,731 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   465,778 10,931 SH   SOLE   10,931 0 0
ISHARES TR EAFE SML CP ETF 464288273   266,418 4,385 SH   SOLE   4,385 0 0
ISHARES TR SHORT TREAS BD 464288679   9,304,627 84,503 SH   SOLE   84,503 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507   222,986 4,416 SH   SOLE   4,416 0 0
JOHNSON & JOHNSON COM 478160104   472,260 3,266 SH   SOLE   3,266 0 0
JPMORGAN CHASE & CO. COM 46625H100   505,422 2,108 SH   SOLE   2,108 0 0
LOCKHEED MARTIN CORP COM 539830109   325,645 670 SH   SOLE   670 0 0
META PLATFORMS INC CL A 30303M102   504,015 861 SH   SOLE   861 0 0
MICROSOFT CORP COM 594918104   1,989,291 4,720 SH   SOLE   4,720 0 0
NETFLIX INC COM 64110L106   252,244 283 SH   SOLE   283 0 0
NORTHROP GRUMMAN CORP COM 666807102   232,749 496 SH   SOLE   496 0 0
NVIDIA CORPORATION COM 67066G104   2,395,767 17,840 SH   SOLE   17,840 0 0
PROCTER AND GAMBLE CO COM 742718109   378,394 2,257 SH   SOLE   2,257 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   695,835 6,990 SH   SOLE   6,990 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   225,792 8,661 SH   SOLE   8,661 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   347,635 12,473 SH   SOLE   12,473 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   427,154 4,987 SH   SOLE   4,987 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   721,148 5,242 SH   SOLE   5,242 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,156,472 17,876 SH   SOLE   17,876 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   724,950 15,000 SH   SOLE   15,000 0 0
SPDR GOLD TR GOLD SHS 78463V107   281,355 1,162 SH   SOLE   1,162 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,810,937 6,502 SH   SOLE   6,502 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   5,202,268 54,491 SH   SOLE   54,491 0 0
SPDR SER TR S&P DIVID ETF 78464A763   254,962 1,930 SH   SOLE   1,930 0 0
TESLA INC COM 88160R101   298,435 739 SH   SOLE   739 0 0
UNITEDHEALTH GROUP INC COM 91324P102   225,140 445 SH   SOLE   445 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   4,823,417 189,525 SH   SOLE   189,525 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,346,406 5,717 SH   SOLE   5,717 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,636,389 4,893 SH   SOLE   4,893 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,286,884 13,679 SH   SOLE   13,679 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   329,304 1,221 SH   SOLE   1,221 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   7,296,548 43,098 SH   SOLE   43,098 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,887,643 6,513 SH   SOLE   6,513 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   6,209,242 23,508 SH   SOLE   23,508 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   224,527 1,147 SH   SOLE   1,147 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,725,933 29,288 SH   SOLE   29,288 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   377,115 7,886 SH   SOLE   7,886 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   498,884 3,910 SH   SOLE   3,910 0 0
VISA INC COM CL A 92826C839   384,146 1,215 SH   SOLE   1,215 0 0
VSE CORP COM 918284100   209,220 2,200 SH   SOLE   2,200 0 0
WALMART INC COM 931142103   509,621 5,641 SH   SOLE   5,641 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   491,340 1,500 SH   SOLE   1,500 0 0