The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,830 34,661 SH   SOLE   0 0 34,661
ABBOTT LABS COM 002824100 1,136 11,744 SH   SOLE   0 0 11,744
ABBVIE INC COM 00287Y109 2,388 17,792 SH   SOLE   0 0 17,792
AGNC INVT CORP COM 00123Q104 97 11,571 SH   SOLE   0 0 11,571
AIR PRODS & CHEMS INC COM 009158106 4,139 17,786 SH   SOLE   0 0 17,786
ALPHABET INC CAP STK CL A 02079K305 3,175 33,195 SH   SOLE   0 0 33,195
ALPHABET INC CAP STK CL C 02079K107 1,493 15,525 SH   SOLE   0 0 15,525
AMAZON COM INC COM 023135106 8,412 74,438 SH   SOLE   0 0 74,438
AMERICAN AIRLS GROUP INC COM 02376R102 1,117 92,742 SH   SOLE   0 0 92,742
AMGEN INC COM 031162100 222 986 SH   SOLE   0 0 986
AMPLITUDE INC COM CL A 03213A104 204 13,206 SH   SOLE   0 0 13,206
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 492 28,668 SH   SOLE   0 0 28,668
APPLE INC COM 037833100 13,778 99,699 SH   SOLE   0 0 99,699
APPLIED MATLS INC COM 038222105 224 2,734 SH   SOLE   0 0 2,734
ARTISAN PARTNERS ASSET MGMT CL A 04316A108 3,819 141,824 SH   SOLE   0 0 141,824
AT&T INC COM 00206R102 746 48,634 SH   SOLE   0 0 48,634
AUTOMATIC DATA PROCESSING IN COM 053015103 281 1,244 SH   SOLE   0 0 1,244
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,989 11,194 SH   SOLE   0 0 11,194
BEST BUY INC COM 086516101 2,115 33,390 SH   SOLE   0 0 33,390
BK OF AMERICA CORP COM 060505104 507 16,792 SH   SOLE   0 0 16,792
BLACKSTONE INC COM 09260D107 1,871 22,350 SH   SOLE   0 0 22,350
BOEING CO COM 097023105 3,005 24,816 SH   SOLE   0 0 24,816
BRISTOL-MYERS SQUIBB CO COM 110122108 668 9,399 SH   SOLE   0 0 9,399
BROADCOM INC COM 11135F101 1,919 4,323 SH   SOLE   0 0 4,323
CAMBRIA ETF TR TAIL RISK 132061862 5,342 317,031 SH   SOLE   0 0 317,031
CAPITAL ONE FINL CORP COM 14040H105 287 3,112 SH   SOLE   0 0 3,112
CARRIER GLOBAL CORPORATION COM 14448C104 411 11,555 SH   SOLE   0 0 11,555
CATERPILLAR INC COM 149123101 302 1,839 SH   SOLE   0 0 1,839
CHEVRON CORP NEW COM 166764100 3,411 23,740 SH   SOLE   0 0 23,740
CHUBB LIMITED COM H1467J104 2,827 15,541 SH   SOLE   0 0 15,541
CIGNA CORP NEW COM 125523100 639 2,304 SH   SOLE   0 0 2,304
CISCO SYS INC COM 17275R102 705 17,628 SH   SOLE   0 0 17,628
CITIGROUP INC COM NEW 172967424 3,374 80,975 SH   SOLE   0 0 80,975
CLENE INC COMMON STOCK 185634102 613 218,920 SH   SOLE   0 0 218,920
CLOUDFLARE INC CL A COM 18915M107 1,729 31,263 SH   SOLE   0 0 31,263
COCA COLA CO COM 191216100 4,426 79,012 SH   SOLE   0 0 79,012
CONOCOPHILLIPS COM 20825C104 3,096 30,253 SH   SOLE   0 0 30,253
CORNING INC COM 219350105 2,029 69,929 SH   SOLE   0 0 69,929
COSTCO WHSL CORP NEW COM 22160K105 1,230 2,604 SH   SOLE   0 0 2,604
CSX CORP COM 126408103 337 12,650 SH   SOLE   0 0 12,650
CVS HEALTH CORP COM 126650100 6,567 68,858 SH   SOLE   0 0 68,858
D R HORTON INC COM 23331A109 1,631 24,214 SH   SOLE   0 0 24,214
DEERE & CO COM 244199105 295 882 SH   SOLE   0 0 882
DELTA AIR LINES INC DEL COM NEW 247361702 1,364 48,605 SH   SOLE   0 0 48,605
DEVON ENERGY CORP NEW COM 25179M103 2,228 37,058 SH   SOLE   0 0 37,058
DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458 89 10,000 SH   SOLE   0 0 10,000
DISNEY WALT CO COM 254687106 697 7,387 SH   SOLE   0 0 7,387
DOMINION ENERGY INC COM 25746U109 3,489 50,487 SH   SOLE   0 0 50,487
DUKE ENERGY CORP NEW COM NEW 26441C204 3,632 39,042 SH   SOLE   0 0 39,042
EMERSON ELEC CO COM 291011104 208 2,844 SH   SOLE   0 0 2,844
ENBRIDGE INC COM 29250N105 3,673 99,005 SH   SOLE   0 0 99,005
EQUITY LIFESTYLE PPTYS INC COM 29472R108 1,733 27,584 SH   SOLE   0 0 27,584
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 1,756 273,933 SH   SOLE   0 0 273,933
EXXON MOBIL CORP COM 30231G102 1,651 18,912 SH   SOLE   0 0 18,912
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 385 6,333 SH   SOLE   0 0 6,333
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 3,002 52,071 SH   SOLE   0 0 52,071
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 3,367 79,752 SH   SOLE   0 0 79,752
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 721 7,929 SH   SOLE   0 0 7,929
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 245 5,686 SH   SOLE   0 0 5,686
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 278 8,893 SH   SOLE   0 0 8,893
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 503 15,242 SH   SOLE   0 0 15,242
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 2,807 69,918 SH   SOLE   0 0 69,918
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 3,833 160,224 SH   SOLE   0 0 160,224
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 996 20,933 SH   SOLE   0 0 20,933
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,290 96,551 SH   SOLE   0 0 96,551
FIRST MERCHANTS CORP COM 320817109 306 7,912 SH   SOLE   0 0 7,912
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739P855 1,642 98,315 SH   SOLE   0 0 98,315
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 512 20,598 SH   SOLE   0 0 20,598
FIRST TR EXCHANGE-TRADED FD LUNT US FACTOR 33733E872 39,112 1,495,109 SH   SOLE   0 0 1,495,109
FORD MTR CO DEL COM 345370860 228 20,378 SH   SOLE   0 0 20,378
FORTIVE CORP COM 34959J108 1,451 24,888 SH   SOLE   0 0 24,888
FRANKLIN COVEY CO COM 353469109 763 16,808 SH   SOLE   0 0 16,808
FS KKR CAP CORP COM 302635206 174 10,285 SH   SOLE   0 0 10,285
GAMING & LEISURE PPTYS INC COM 36467J108 3,320 75,049 SH   SOLE   0 0 75,049
GENERAL DYNAMICS CORP COM 369550108 3,670 17,295 SH   SOLE   0 0 17,295
GENERAL ELECTRIC CO COM NEW 369604301 508 8,204 SH   SOLE   0 0 8,204
GENERAL MLS INC COM 370334104 3,143 41,032 SH   SOLE   0 0 41,032
GENERAL MTRS CO COM 37045V100 832 25,926 SH   SOLE   0 0 25,926
GENUINE PARTS CO COM 372460105 3,087 20,672 SH   SOLE   0 0 20,672
GLACIER BANCORP INC NEW COM 37637Q105 6,655 135,465 SH   SOLE   0 0 135,465
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 209 3,157 SH   SOLE   0 0 3,157
GOLDMAN SACHS GROUP INC COM 38141G104 258 881 SH   SOLE   0 0 881
GRAHAM HLDGS CO COM CL B 384637104 807 1,500 SH   SOLE   0 0 1,500
HARTFORD FINL SVCS GROUP INC COM 416515104 1,624 26,223 SH   SOLE   0 0 26,223
HOME DEPOT INC COM 437076102 346 1,252 SH   SOLE   0 0 1,252
HONEYWELL INTL INC COM 438516106 610 3,651 SH   SOLE   0 0 3,651
HUNTINGTON BANCSHARES INC COM 446150104 2,896 219,692 SH   SOLE   0 0 219,692
HUT 8 MNG CORP COM 44812T102 52 29,297 SH   SOLE   0 0 29,297
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 204 7,447 SH   SOLE   0 0 7,447
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 655 23,564 SH   SOLE   0 0 23,564
INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 8,181 311,527 SH   SOLE   0 0 311,527
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 969 32,931 SH   SOLE   0 0 32,931
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 3,453 120,610 SH   SOLE   0 0 120,610
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 16,579 567,962 SH   SOLE   0 0 567,962
INTEL CORP COM 458140100 741 28,743 SH   SOLE   0 0 28,743
INTERNATIONAL BUSINESS MACHS COM 459200101 5,170 43,518 SH   SOLE   0 0 43,518
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 184 12,261 SH   SOLE   0 0 12,261
INVESCO QQQ TR UNIT SER 1 49090E103 1,847 6,910 SH   SOLE   0 0 6,910
IRON MTN INC DEL COM 46284V101 1,103 25,076 SH   SOLE   0 0 25,076
ISHARES INC CORE MSCI EMKT 46434G103 1,724 40,107 SH   SOLE   0 0 40,107
ISHARES INC MSCI GBL MIN VOL 464286525 243 2,744 SH   SOLE   0 0 2,744
ISHARES SILVER TR ISHARES 46428Q109 400 22,855 SH   SOLE   0 0 22,855
ISHARES TR SHRT NAT MUN ETF 464288158 4,882 47,553 SH   SOLE   0 0 47,553
ISHARES TR MSCI USA MIN VOL 46429B697 867 13,124 SH   SOLE   0 0 13,124
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,443 98,256 SH   SOLE   0 0 98,256
ISHARES TR TIPS BD ETF 464287176 20,201 192,570 SH   SOLE   0 0 192,570
ISHARES TR SELECT DIVID ETF 464287168 318 2,969 SH   SOLE   0 0 2,969
ISHARES TR SP SMCP600VL ETF 464287879 2,097 25,437 SH   SOLE   0 0 25,437
ISHARES TR JPMORGAN USD EMG 464288281 1,011 12,732 SH   SOLE   0 0 12,732
ISHARES TR CORE MSCI TOTAL 46432F834 3,341 65,620 SH   SOLE   0 0 65,620
ISHARES TR CORE S&P SCP ETF 464287804 6,555 75,176 SH   SOLE   0 0 75,176
ISHARES TR CORE DIV GRWTH 46434V621 201 4,509 SH   SOLE   0 0 4,509
ISHARES TR RUS 1000 VAL ETF 464287598 241 1,774 SH   SOLE   0 0 1,774
ISHARES TR CORE US AGGBD ET 464287226 3,540 36,741 SH   SOLE   0 0 36,741
ISHARES TR CORE S&P TTL STK 464287150 3,177 39,947 SH   SOLE   0 0 39,947
ISHARES TR CORE MSCI EURO 46434V738 271 6,842 SH   SOLE   0 0 6,842
ISHARES TR S&P SML 600 GWT 464287887 1,954 19,216 SH   SOLE   0 0 19,216
ISHARES TR MSCI EAFE ETF 464287465 304 5,431 SH   SOLE   0 0 5,431
ISHARES TR 20 YR TR BD ETF 464287432 3,072 29,984 SH   SOLE   0 0 29,984
ISHARES TR CORE HIGH DV ETF 46429B663 399 4,369 SH   SOLE   0 0 4,369
ISHARES TR CORE S&P500 ETF 464287200 15,114 42,141 SH   SOLE   0 0 42,141
ISHARES TR RUS MD CP GR ETF 464287481 491 6,265 SH   SOLE   0 0 6,265
ISHARES TR CORE S&P MCP ETF 464287507 37,452 170,812 SH   SOLE   0 0 170,812
ISHARES TR RUS 1000 GRW ETF 464287614 1,173 5,577 SH   SOLE   0 0 5,577
ISHARES TR S&P MC 400VL ETF 464287705 3,604 40,048 SH   SOLE   0 0 40,048
ISHARES TR RUS 1000 ETF 464287622 234 1,185 SH   SOLE   0 0 1,185
ISHARES TR RUSSELL 2000 ETF 464287655 272 1,651 SH   SOLE   0 0 1,651
ISHARES TR CORE MSCI EAFE 46432F842 2,855 54,197 SH   SOLE   0 0 54,197
ISHARES TR S&P 500 VAL ETF 464287408 4,228 32,898 SH   SOLE   0 0 32,898
ISHARES TR S&P 500 GRWT ETF 464287309 3,082 53,278 SH   SOLE   0 0 53,278
ISHARES TR MSCI EMG MKT ETF 464287234 322 9,223 SH   SOLE   0 0 9,223
ISHARES TR S&P MC 400GR ETF 464287606 1,764 27,985 SH   SOLE   0 0 27,985
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 466 13,053 SH   SOLE   0 0 13,053
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,401 67,613 SH   SOLE   0 0 67,613
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 24,681 492,051 SH   SOLE   0 0 492,051
JOHNSON & JOHNSON COM 478160104 4,553 27,872 SH   SOLE   0 0 27,872
JPMORGAN CHASE & CO COM 46625H100 4,218 40,365 SH   SOLE   0 0 40,365
KELLOGG CO COM 487836108 1,876 26,927 SH   SOLE   0 0 26,927
KEYCORP COM 493267108 170 10,639 SH   SOLE   0 0 10,639
KLX ENERGY SERVICS HOLDNGS I COM NEW 48253L205 289 35,119 SH   SOLE   0 0 35,119
LILLY ELI & CO COM 532457108 288 891 SH   SOLE   0 0 891
LOCKHEED MARTIN CORP COM 539830109 3,611 9,349 SH   SOLE   0 0 9,349
LOVESAC COMPANY COM 54738L109 1,323 64,895 SH   SOLE   0 0 64,895
LOWES COS INC COM 548661107 235 1,252 SH   SOLE   0 0 1,252
MARATHON OIL CORP COM 565849106 1,843 81,604 SH   SOLE   0 0 81,604
MARATHON PETE CORP COM 56585A102 1,457 14,666 SH   SOLE   0 0 14,666
MARRIOTT INTL INC NEW CL A 571903202 978 6,981 SH   SOLE   0 0 6,981
MASTERCARD INCORPORATED CL A 57636Q104 230 808 SH   SOLE   0 0 808
MCDONALDS CORP COM 580135101 526 2,278 SH   SOLE   0 0 2,278
MCKESSON CORP COM 58155Q103 2,057 6,051 SH   SOLE   0 0 6,051
MEDALLION FINL CORP COM 583928106 519 73,876 SH   SOLE   0 0 73,876
MEDTRONIC PLC SHS G5960L103 582 7,213 SH   SOLE   0 0 7,213
MERCK & CO INC COM 58933Y105 3,738 43,401 SH   SOLE   0 0 43,401
META PLATFORMS INC CL A 30303M102 288 2,120 SH   SOLE   0 0 2,120
MICROCHIP TECHNOLOGY INC. COM 595017104 227 3,719 SH   SOLE   0 0 3,719
MICROSOFT CORP COM 594918104 15,278 65,599 SH   SOLE   0 0 65,599
NIKE INC CL B 654106103 209 2,517 SH   SOLE   0 0 2,517
NORFOLK SOUTHN CORP COM 655844108 1,310 6,246 SH   SOLE   0 0 6,246
NVIDIA CORPORATION COM 67066G104 851 7,011 SH   SOLE   0 0 7,011
OCCIDENTAL PETE CORP COM 674599105 1,882 30,628 SH   SOLE   0 0 30,628
ON SEMICONDUCTOR CORP COM 682189105 1,407 22,575 SH   SOLE   0 0 22,575
ORACLE CORP COM 68389X105 1,257 20,583 SH   SOLE   0 0 20,583
OTIS WORLDWIDE CORP COM 68902V107 373 5,849 SH   SOLE   0 0 5,849
PACER FDS TR LUNT LRG CP ALTR 69374H717 15,476 432,060 SH   SOLE   0 0 432,060
PACER FDS TR TRENDP US LAR CP 69374H105 392 10,411 SH   SOLE   0 0 10,411
PACER FDS TR LUNT MDCAP MLT 69374H725 751 26,917 SH   SOLE   0 0 26,917
PALO ALTO NETWORKS INC COM 697435105 859 5,244 SH   SOLE   0 0 5,244
PEPSICO INC COM 713448108 558 3,421 SH   SOLE   0 0 3,421
PFIZER INC COM 717081103 4,734 108,191 SH   SOLE   0 0 108,191
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 679 24,207 SH   SOLE   0 0 24,207
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,670 57,355 SH   SOLE   0 0 57,355
PRICE T ROWE GROUP INC COM 74144T108 1,366 13,010 SH   SOLE   0 0 13,010
PROCTER AND GAMBLE CO COM 742718109 3,632 28,772 SH   SOLE   0 0 28,772
R1 RCM INC COM 77634L105 415 22,371 SH   SOLE   0 0 22,371
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,060 12,943 SH   SOLE   0 0 12,943
READY CAPITAL CORP COM 75574U101 19,713 1,944,048 SH   SOLE   0 0 1,944,048
REALTY INCOME CORP COM 756109104 254 4,366 SH   SOLE   0 0 4,366
REGENERON PHARMACEUTICALS COM 75886F107 486 705 SH   SOLE   0 0 705
RIO TINTO PLC SPONSORED ADR 767204100 3,544 64,373 SH   SOLE   0 0 64,373
ROYCE MICRO-CAP TR INC COM 780915104 98 12,419 SH   SOLE   0 0 12,419
RYDER SYS INC COM 783549108 1,405 18,615 SH   SOLE   0 0 18,615
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,695 166,897 SH   SOLE   0 0 166,897
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 335 6,000 SH   SOLE   0 0 6,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 17,852 268,740 SH   SOLE   0 0 268,740
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,132 21,863 SH   SOLE   0 0 21,863
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,347 172,961 SH   SOLE   0 0 172,961
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 293 5,000 SH   SOLE   0 0 5,000
SECURITY NATL FINL CORP CL A NEW 814785309 19,344 3,046,327 SH   SOLE   0 0 3,046,327
SIMON PPTY GROUP INC NEW COM 828806109 3,498 38,977 SH   SOLE   0 0 38,977
SKYWEST INC COM 830879102 639 39,288 SH   SOLE   0 0 39,288
SMUCKER J M CO COM NEW 832696405 284 2,069 SH   SOLE   0 0 2,069
SOFI TECHNOLOGIES INC COM 83406F102 179 36,777 SH   SOLE   0 0 36,777
SPDR GOLD TR GOLD SHS 78463V107 732 4,734 SH   SOLE   0 0 4,734
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,364 23,416 SH   SOLE   0 0 23,416
SPDR SER TR PRTFLO S&P500 VL 78464A508 338 9,809 SH   SOLE   0 0 9,809
STARBUCKS CORP COM 855244109 542 6,432 SH   SOLE   0 0 6,432
STRYKER CORPORATION COM 863667101 321 1,585 SH   SOLE   0 0 1,585
TESLA INC COM 88160R101 8,305 31,308 SH   SOLE   0 0 31,308
THE REAL BROKERAGE INC COM NEW 75585H206 39 27,365 SH   SOLE   0 0 27,365
THERMO FISHER SCIENTIFIC INC COM 883556102 2,200 4,337 SH   SOLE   0 0 4,337
UNION PAC CORP COM 907818108 648 3,326 SH   SOLE   0 0 3,326
UNITED AIRLS HLDGS INC COM 910047109 299 9,201 SH   SOLE   0 0 9,201
UNITED PARCEL SERVICE INC CL B 911312106 3,319 20,546 SH   SOLE   0 0 20,546
UNITEDHEALTH GROUP INC COM 91324P102 1,985 3,930 SH   SOLE   0 0 3,930
VANECK ETF TRUST GOLD MINERS ETF 92189F106 220 9,135 SH   SOLE   0 0 9,135
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,167 44,405 SH   SOLE   0 0 44,405
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 415 5,765 SH   SOLE   0 0 5,765
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,017 13,591 SH   SOLE   0 0 13,591
VANGUARD INDEX FDS GROWTH ETF 922908736 346 1,616 SH   SOLE   0 0 1,616
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,711 9,533 SH   SOLE   0 0 9,533
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,193 64,780 SH   SOLE   0 0 64,780
VANGUARD INDEX FDS VALUE ETF 922908744 466 3,777 SH   SOLE   0 0 3,777
VANGUARD INDEX FDS MID CAP ETF 922908629 1,415 7,529 SH   SOLE   0 0 7,529
VANGUARD INDEX FDS SMALL CP ETF 922908751 572 3,348 SH   SOLE   0 0 3,348
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,112 9,478 SH   SOLE   0 0 9,478
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,183 142,042 SH   SOLE   0 0 142,042
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,212 191,472 SH   SOLE   0 0 191,472
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,045 21,705 SH   SOLE   0 0 21,705
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,181 56,288 SH   SOLE   0 0 56,288
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,434 39,429 SH   SOLE   0 0 39,429
VERIZON COMMUNICATIONS INC COM 92343V104 542 14,270 SH   SOLE   0 0 14,270
VISA INC COM CL A 92826C839 1,299 7,310 SH   SOLE   0 0 7,310
WARNER BROS DISCOVERY INC COM SER A 934423104 136 11,823 SH   SOLE   0 0 11,823
WELLS FARGO CO NEW COM 949746101 1,105 27,467 SH   SOLE   0 0 27,467
WHITE MTNS INS GROUP LTD COM G9618E107 334 256 SH   SOLE   0 0 256
WILLIAMS SONOMA INC COM 969904101 967 8,202 SH   SOLE   0 0 8,202
WISDOMTREE TR US MIDCAP DIVID 97717W505 11,161 296,293 SH   SOLE   0 0 296,293
XCEL ENERGY INC COM 98389B100 327 5,104 SH   SOLE   0 0 5,104
ZIONS BANCORPORATION N A COM 989701107 219 4,304 SH   SOLE   0 0 4,304